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# ![@MacNeillPatrick Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::796254776.png) @MacNeillPatrick Pat MacNeill

Pat MacNeill posts on X about $upst, auto loans, $cvna, $4billion the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::796254776/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::796254776/c:line/m:interactions.svg)

- X Week XXXXX +18%
- X Month XXXXXX +118%
- X Months XXXXXXX +672%
- X Year XXXXXXX +38,253%

### Mentions: X [#](/creator/twitter::796254776/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::796254776/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +38%
- X Months XX +296%
- X Year XXX +2,300%

### Followers: XXX [#](/creator/twitter::796254776/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::796254776/c:line/m:followers.svg)

- X Week XXX no change
- X Month XXX +6.70%
- X Months XXX +97%
- X Year XXX +23%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::796254776/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::796254776/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::796254776/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [celebrities](/list/celebrities)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX%

**Social topic influence**
[$upst](/topic/$upst) #25, [auto loans](/topic/auto-loans) 2.86%, [$cvna](/topic/$cvna) 1.43%, [$4billion](/topic/$4billion) 1.43%, [$ally](/topic/$ally) 1.43%, [balance sheet](/topic/balance-sheet) 1.43%, [credit union](/topic/credit-union) 1.43%, [deposit](/topic/deposit) 1.43%, [over the](/topic/over-the) 1.43%, [profitable](/topic/profitable) XXXX%

**Top accounts mentioned or mentioned by**
[@henryinvests](/creator/undefined) [@upstart](/creator/undefined) [@nachunja](/creator/undefined) [@jevgenijs](/creator/undefined) [@bambroughkevin](/creator/undefined) [@nolichuckeyjack](/creator/undefined) [@jack](/creator/undefined) [@ptreeh](/creator/undefined) [@kayschnd](/creator/undefined) [@santiagoaufund](/creator/undefined) [@cobaltcu](/creator/undefined) [@rajthegreat100](/creator/undefined) [@mprashanth09x](/creator/undefined) [@pepperpoundtown](/creator/undefined) [@thesqeakymouse](/creator/undefined) [@simonkhalaf](/creator/undefined) [@jschwarz9](/creator/undefined) [@chriswillx](/creator/undefined) [@torovictorioso](/creator/undefined) [@jimcramer](/creator/undefined)

**Top assets mentioned**
[Upstart Holdings, Inc. Common stock (UPST)](/topic/$upst) [Carvana Co. (CVNA)](/topic/$cvna) [Ally Financial, Inc. (ALLY)](/topic/$ally)
### Top Social Posts [#](/creator/twitter::796254776/posts)
---
Top posts by engagements in the last XX hours

"What do you think happens to the stock when $UPST announces a loan sale agreement for auto loans $CVNA is up almost XXX% from the time it announced a renewed agreement with Ally financial to sell $4Billion in loans"  
[X Link](https://x.com/MacNeillPatrick/status/1956635541924938115) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-08-16T08:34Z XXX followers, 3382 engagements


"$ALLY Ally financial has over $XXX Bn in auto loans on Balance sheet and a mkt cap of $XX Billion. $UPST has less than $XXX mn on BS. If credit quality were deteriorating rapidly it would show up in highly leveraged lenders. $ALLY down about X% in last month"  
[X Link](https://x.com/MacNeillPatrick/status/1973030912704344227) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-09-30T14:23Z XXX followers, 1876 engagements


"$UPST the CAFCU deal is the blueprint for how Upstart will deepen relationships with all existing credit union partners. Facilitating a full suite of loan products and utilizing deposit funding for secured lending"  
[X Link](https://x.com/MacNeillPatrick/status/1978458136634683542) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-15T13:49Z XXX followers, 1500 engagements


"$UPST has posted X straight Qs of positive Ebitda made it to GAAP profitable last Q expects XX% revenue growth in 2025 rapidly scaled HELOC and Auto and yet here we are with the stock down over the past XX months. I remain patiently long"  
[X Link](https://x.com/MacNeillPatrick/status/1978820126985048260) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-16T13:47Z XXX followers, 4696 engagements


"@nachunja @jack @elonmusk He also tweeted that Signal needs BTC. how crazy would an X merger with Block be. X would be back as a public company in the combined entity"  
[X Link](https://x.com/MacNeillPatrick/status/1978947671239844313) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-16T22:14Z XXX followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@MacNeillPatrick Avatar @MacNeillPatrick Pat MacNeill

Pat MacNeill posts on X about $upst, auto loans, $cvna, $4billion the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXX +18%
  • X Month XXXXXX +118%
  • X Months XXXXXXX +672%
  • X Year XXXXXXX +38,253%

Mentions: X #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XX +38%
  • X Months XX +296%
  • X Year XXX +2,300%

Followers: XXX #

Followers Line Chart

  • X Week XXX no change
  • X Month XXX +6.70%
  • X Months XXX +97%
  • X Year XXX +23%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXX% stocks XXXX% celebrities XXXX% cryptocurrencies XXXX%

Social topic influence $upst #25, auto loans 2.86%, $cvna 1.43%, $4billion 1.43%, $ally 1.43%, balance sheet 1.43%, credit union 1.43%, deposit 1.43%, over the 1.43%, profitable XXXX%

Top accounts mentioned or mentioned by @henryinvests @upstart @nachunja @jevgenijs @bambroughkevin @nolichuckeyjack @jack @ptreeh @kayschnd @santiagoaufund @cobaltcu @rajthegreat100 @mprashanth09x @pepperpoundtown @thesqeakymouse @simonkhalaf @jschwarz9 @chriswillx @torovictorioso @jimcramer

Top assets mentioned Upstart Holdings, Inc. Common stock (UPST) Carvana Co. (CVNA) Ally Financial, Inc. (ALLY)

Top Social Posts #


Top posts by engagements in the last XX hours

"What do you think happens to the stock when $UPST announces a loan sale agreement for auto loans $CVNA is up almost XXX% from the time it announced a renewed agreement with Ally financial to sell $4Billion in loans"
X Link @MacNeillPatrick 2025-08-16T08:34Z XXX followers, 3382 engagements

"$ALLY Ally financial has over $XXX Bn in auto loans on Balance sheet and a mkt cap of $XX Billion. $UPST has less than $XXX mn on BS. If credit quality were deteriorating rapidly it would show up in highly leveraged lenders. $ALLY down about X% in last month"
X Link @MacNeillPatrick 2025-09-30T14:23Z XXX followers, 1876 engagements

"$UPST the CAFCU deal is the blueprint for how Upstart will deepen relationships with all existing credit union partners. Facilitating a full suite of loan products and utilizing deposit funding for secured lending"
X Link @MacNeillPatrick 2025-10-15T13:49Z XXX followers, 1500 engagements

"$UPST has posted X straight Qs of positive Ebitda made it to GAAP profitable last Q expects XX% revenue growth in 2025 rapidly scaled HELOC and Auto and yet here we are with the stock down over the past XX months. I remain patiently long"
X Link @MacNeillPatrick 2025-10-16T13:47Z XXX followers, 4696 engagements

"@nachunja @jack @elonmusk He also tweeted that Signal needs BTC. how crazy would an X merger with Block be. X would be back as a public company in the combined entity"
X Link @MacNeillPatrick 2025-10-16T22:14Z XXX followers, XXX engagements

creator/x::MacNeillPatrick
/creator/x::MacNeillPatrick