[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] # Auto Loans Auto loan delinquencies are hitting record highs for risky borrowers, while consumers are increasingly underwater on their car loans due to affordability issues. Simultaneously, a new deal aims to tokenize auto loans, potentially impacting the market. ### About Auto Loans Financial arrangements used to finance the purchase of vehicles. ### Insights - Auto Loans engagements is up XXXXXX% from the previous week. - Auto Loans Engagements hit a 52-Week high of XXXXXXXXXX for the day ### Engagements: XXXXXXXXX (24h)  [Engagements 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/interactions.tsv) Current Value: XXXXXXXXX Daily Average: XXXXXXXXX X Week: XXXXXXXXXX +353% X Month: XXXXXXXXXXX +11% X Months: XXXXXXXXXXX +51% X Year: XXXXXXXXXXX +35% 1-Year High: XXXXXXXXXX on 2025-12-06 1-Year Low: XXXXXXX on 2025-01-30 Engagements by network (24h): News: XXXXXX Reddit: XXXXXX TikTok: XXXXXXX X: XXXXXXX YouTube: XXXXXXX ### Mentions: XXXXX (24h)  [Mentions 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/posts_active.tsv) Current Value: XXXXX Daily Average: XXXXX X Week: XXXXX +0.95% X Month: XXXXXX +59% X Months: XXXXXX +51% X Year: XXXXXXX +114% 1-Year High: XXXXX on 2025-11-11 1-Year Low: XXX on 2025-01-27 Mentions by network (24h): News: XX Reddit: XXX TikTok: XXXXX X: XXXXX YouTube: XXXXX ### Creators: XXXXX (24h)  [Creators 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/contributors_active.tsv) XXXXX unique social accounts have posts mentioning Auto Loans in the last XX hours which is down XX% from XXXXX in the previous XX hours Daily Average: XXXXX X Week: XXXXX +1.80% X Month: XXXXXX +65% X Months: XXXXXX +38% X Year: XXXXXX +83% 1-Year High: XXXXX on 2025-11-11 1-Year Low: XXX on 2025-01-27 The most influential creators that mention Auto Loans in the last XX hours | Creator | Rank | Followers | Posts | Engagements | | ------- | ---- | --------- | ----- | ----------- | | [@rcbcgroup](/creator/youtube/rcbcgroup) | X | XXXXXX | X | XXXXXXX | | [@calebhammercomposer](/creator/tiktok/calebhammercomposer) | X | XXXXXXXXX | X | XXXXXXX | | [@KobeissiLetter](/creator/twitter/KobeissiLetter) | X | XXXXXXXXX | X | XXXXXXX | | [@calebhammer](/creator/youtube/calebhammer) | X | XXXXXXXXX | X | XXXXXXX | | [@FluentInFinance](/creator/twitter/FluentInFinance) | X | XXXXXXX | X | XXXXXXX | | [@yesbank](/creator/youtube/yesbank) | X | XXXXXXX | X | XXXXXX | | [@lifewith.melly](/creator/tiktok/lifewith.melly) | X | XXXXXXX | XX | XXXXXX | | [@CNBC](/creator/youtube/CNBC) | X | XXXXXXXXX | X | XXXXXX | | [@EricLDaugh](/creator/twitter/EricLDaugh) | X | XXXXXXX | X | XXXXXX | | [@proautos30](/creator/tiktok/proautos30) | XX | XXXXXX | X | XXXXXX | [View More](/list/creators/auto-loans/100) ### Sentiment: XX%  [Sentiment 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/sentiment.tsv) Current Value: XX% Daily Average: XX% X Week: XX% -X% X Month: XX% -X% X Months: XX% -XX% X Year: XX% -X% 1-Year High: XX% on 2025-11-04 1-Year Low: XX% on 2025-11-28 Most Supportive Themes: - Tax Deductions for Auto Loans: (30%) A proposed tax plan aims to make interest on American-made car loans tax-deductible, potentially stimulating the auto industry and offering financial relief to consumers. - Positive Sentiment and High Engagement: (25%) Auto Loans are experiencing a significant surge in social media engagement, reaching a 52-week high in sentiment. - Financial Literacy and Debt Management: (20%) Discussions focus on managing car loans, paying off debt, and achieving financial freedom, with users sharing personal experiences and seeking advice. Most Critical Themes: - Rising Auto Loan Delinquencies and Repossessions: (40%) Reports indicate a substantial increase in auto loan delinquencies and repossessions, signaling financial strain for borrowers and potential economic challenges. - Affordability Crisis and Underwater Loans: (35%) A growing number of consumers owe more on their car loans than their vehicles are worth, increasing financial pressure and the risk of defaults. - Fraud and Financial Irregularities: (25%) Concerns are raised about the integrity of the lending market due to reported instances of fraud and financial irregularities in auto loans. ### Top Auto Loans News Top news links shared on social in the last XX hours *Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.* "ETHZilla Buys XX% of AI Lending Platform Karus in $10M Deal to Tokenize Auto Loans" [News Link](https://www.coindesk.com/business/2025/12/03/ethzilla-buys-20-of-ai-lending-platform-karus-in-usd10m-deal-to-tokenize-auto-loans) [@CoinDesk](/creator/x/CoinDesk) 2025-12-03T22:58Z 3.4M followers, XX engagements "American Consumers Lose Patience With High Car Prices - WSJ" [News Link](https://www.wsj.com/business/autos/american-consumers-have-had-it-with-high-car-prices-0eb23424) [@WSJ](/creator/x/WSJ) 2025-12-01T11:48Z 228.6M followers, 63.6K engagements "Car Loan Delinquencies Hit Record For Riskiest Borrowers - Bloomberg" [News Link](https://www.bloomberg.com/news/articles/2025-11-12/car-loan-delinquencies-hit-record-for-riskiest-borrowers) [@business](/creator/x/business) 2025-11-12T16:46Z 228.6M followers, 333.6K engagements "FirstRand Warns of More Provisions for UK Car Loan Redress Plan - Bloomberg" [News Link](https://www.bloomberg.com/news/articles/2025-11-06/firstrand-warns-of-more-provisions-for-uk-car-loan-redress-plan) [@business](/creator/x/business) 2025-11-06T14:50Z 228.6M followers, 18.1K engagements ### Top Auto Loans Social Posts Top posts by engagements in the last XX hours *Showing only X posts for non-authenticated requests. Use your API key in requests for full results.* "🚨 BREAKING: Democrats are PANICKED about what's to come in 2026. MAJOR Trump policies will take effect on the economy. - No tax on tips: $25000 - No tax on overtime: $12500 - Social Security deduction - No tax on American-made car loan interest - Green New Scam regulations cut lowering cost of cars by $1K-$2k - Child tax credit expansion to $2200 indexed to inflation This is MASSIVE Trump is the affordability president" [X Link](https://x.com/EricLDaugh/status/1998759790034534446) [@EricLDaugh](/creator/x/EricLDaugh) 2025-12-10T14:20Z 764.3K followers, 340K engagements "It's becoming harder and harder for working families to make ends meet. We need to cut spending taxes and regulation to increase affordability and economic opportunity" [X Link](https://x.com/GlennJacobsTN/status/1998731348131881388) [@GlennJacobsTN](/creator/x/GlennJacobsTN) 2025-12-10T12:27Z 229.1K followers, 5292 engagements "Cars have become dramatically more expensive and Americans are responding by borrowing increasingly large amounts of money just to purchase vehicles. The average new car now costs around $50000 which is at a record high. To make these expensive cars accessible the average new car loan has climbed to $41000 meaning people are financing the vast majority of their vehicle purchases. Since 2020 the amount borrowed per vehicle has jumped by $9000 a XX% increase in just five years. This is significant because it shows that car prices haven't just ticked up slightly they've skyrocketed and Americans" [X Link](https://x.com/_Investinq/status/1998620541301731555) [@_Investinq](/creator/x/_Investinq) 2025-12-10T05:07Z 60.9K followers, 13.9K engagements "And this will just get worse with the new interest deduction for car loans encouraging more of this" [X Link](https://x.com/DanielDiMartino/status/1998620294303695084) [@DanielDiMartino](/creator/x/DanielDiMartino) 2025-12-10T05:06Z 50.1K followers, 3856 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Auto Loans
Auto loan delinquencies are hitting record highs for risky borrowers, while consumers are increasingly underwater on their car loans due to affordability issues. Simultaneously, a new deal aims to tokenize auto loans, potentially impacting the market.
About Auto Loans
Financial arrangements used to finance the purchase of vehicles.
Insights
- Auto Loans engagements is up XXXXXX% from the previous week.
- Auto Loans Engagements hit a 52-Week high of XXXXXXXXXX for the day
Engagements: XXXXXXXXX (24h)
Engagements 24-Hour Time-Series Raw Data
Current Value: XXXXXXXXX
Daily Average: XXXXXXXXX
X Week: XXXXXXXXXX +353%
X Month: XXXXXXXXXXX +11%
X Months: XXXXXXXXXXX +51%
X Year: XXXXXXXXXXX +35%
1-Year High: XXXXXXXXXX on 2025-12-06
1-Year Low: XXXXXXX on 2025-01-30
Engagements by network (24h): News: XXXXXX Reddit: XXXXXX TikTok: XXXXXXX X: XXXXXXX YouTube: XXXXXXX
Mentions: XXXXX (24h)
Mentions 24-Hour Time-Series Raw Data
Current Value: XXXXX
Daily Average: XXXXX
X Week: XXXXX +0.95%
X Month: XXXXXX +59%
X Months: XXXXXX +51%
X Year: XXXXXXX +114%
1-Year High: XXXXX on 2025-11-11
1-Year Low: XXX on 2025-01-27
Mentions by network (24h): News: XX Reddit: XXX TikTok: XXXXX X: XXXXX YouTube: XXXXX
Creators: XXXXX (24h)
Creators 24-Hour Time-Series Raw Data
XXXXX unique social accounts have posts mentioning Auto Loans in the last XX hours which is down XX% from XXXXX in the previous XX hours
Daily Average: XXXXX
X Week: XXXXX +1.80%
X Month: XXXXXX +65%
X Months: XXXXXX +38%
X Year: XXXXXX +83%
1-Year High: XXXXX on 2025-11-11
1-Year Low: XXX on 2025-01-27
The most influential creators that mention Auto Loans in the last XX hours
| Creator | Rank | Followers | Posts | Engagements |
|---|---|---|---|---|
| @rcbcgroup | X | XXXXXX | X | XXXXXXX |
| @calebhammercomposer | X | XXXXXXXXX | X | XXXXXXX |
| @KobeissiLetter | X | XXXXXXXXX | X | XXXXXXX |
| @calebhammer | X | XXXXXXXXX | X | XXXXXXX |
| @FluentInFinance | X | XXXXXXX | X | XXXXXXX |
| @yesbank | X | XXXXXXX | X | XXXXXX |
| @lifewith.melly | X | XXXXXXX | XX | XXXXXX |
| @CNBC | X | XXXXXXXXX | X | XXXXXX |
| @EricLDaugh | X | XXXXXXX | X | XXXXXX |
| @proautos30 | XX | XXXXXX | X | XXXXXX |
Sentiment: XX%
Sentiment 24-Hour Time-Series Raw Data
Current Value: XX%
Daily Average: XX%
X Week: XX% -X%
X Month: XX% -X%
X Months: XX% -XX%
X Year: XX% -X%
1-Year High: XX% on 2025-11-04
1-Year Low: XX% on 2025-11-28
Most Supportive Themes:
- Tax Deductions for Auto Loans: (30%) A proposed tax plan aims to make interest on American-made car loans tax-deductible, potentially stimulating the auto industry and offering financial relief to consumers.
- Positive Sentiment and High Engagement: (25%) Auto Loans are experiencing a significant surge in social media engagement, reaching a 52-week high in sentiment.
- Financial Literacy and Debt Management: (20%) Discussions focus on managing car loans, paying off debt, and achieving financial freedom, with users sharing personal experiences and seeking advice.
Most Critical Themes:
- Rising Auto Loan Delinquencies and Repossessions: (40%) Reports indicate a substantial increase in auto loan delinquencies and repossessions, signaling financial strain for borrowers and potential economic challenges.
- Affordability Crisis and Underwater Loans: (35%) A growing number of consumers owe more on their car loans than their vehicles are worth, increasing financial pressure and the risk of defaults.
- Fraud and Financial Irregularities: (25%) Concerns are raised about the integrity of the lending market due to reported instances of fraud and financial irregularities in auto loans.
Top Auto Loans News
Top news links shared on social in the last XX hours
Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.
"ETHZilla Buys XX% of AI Lending Platform Karus in $10M Deal to Tokenize Auto Loans"
News Link @CoinDesk 2025-12-03T22:58Z 3.4M followers, XX engagements
"American Consumers Lose Patience With High Car Prices - WSJ"
News Link @WSJ 2025-12-01T11:48Z 228.6M followers, 63.6K engagements
"Car Loan Delinquencies Hit Record For Riskiest Borrowers - Bloomberg"
News Link @business 2025-11-12T16:46Z 228.6M followers, 333.6K engagements
"FirstRand Warns of More Provisions for UK Car Loan Redress Plan - Bloomberg"
News Link @business 2025-11-06T14:50Z 228.6M followers, 18.1K engagements
Top Auto Loans Social Posts
Top posts by engagements in the last XX hours
Showing only X posts for non-authenticated requests. Use your API key in requests for full results.
"🚨 BREAKING: Democrats are PANICKED about what's to come in 2026. MAJOR Trump policies will take effect on the economy. - No tax on tips: $25000 - No tax on overtime: $12500 - Social Security deduction - No tax on American-made car loan interest - Green New Scam regulations cut lowering cost of cars by $1K-$2k - Child tax credit expansion to $2200 indexed to inflation This is MASSIVE Trump is the affordability president"
X Link @EricLDaugh 2025-12-10T14:20Z 764.3K followers, 340K engagements
"It's becoming harder and harder for working families to make ends meet. We need to cut spending taxes and regulation to increase affordability and economic opportunity"
X Link @GlennJacobsTN 2025-12-10T12:27Z 229.1K followers, 5292 engagements
"Cars have become dramatically more expensive and Americans are responding by borrowing increasingly large amounts of money just to purchase vehicles. The average new car now costs around $50000 which is at a record high. To make these expensive cars accessible the average new car loan has climbed to $41000 meaning people are financing the vast majority of their vehicle purchases. Since 2020 the amount borrowed per vehicle has jumped by $9000 a XX% increase in just five years. This is significant because it shows that car prices haven't just ticked up slightly they've skyrocketed and Americans"
X Link @_Investinq 2025-12-10T05:07Z 60.9K followers, 13.9K engagements
"And this will just get worse with the new interest deduction for car loans encouraging more of this"
X Link @DanielDiMartino 2025-12-10T05:06Z 50.1K followers, 3856 engagements