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# Auto Loans

Auto loan delinquencies are rising, with many consumers owing more than their cars are worth, while a proposed tax plan could make auto loan interest tax-deductible, potentially stimulating the industry.

### About Auto Loans
Financial arrangements used to finance the purchase of vehicles.  

### Insights
- Auto Loans engagements is up XXXXXX% from the previous week.
- Auto Loans Engagements hit a 52-Week high of XXXXXXXXXX for the day

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXXXXX +356%  
X Month: XXXXXXXXXXX +22%  
X Months: XXXXXXXXXXX +52%  
X Year: XXXXXXXXXXX +34%  
1-Year High: XXXXXXXXXX on 2025-12-06  
1-Year Low: XXXXXXX on 2025-01-30  

Engagements by network (24h):
News: XXXXXX
Reddit: XXXXXX
TikTok: XXXXXXX
X: XXXXXXX
YouTube: XXXXXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXX -XXXX%  
X Month: XXXXXX +58%  
X Months: XXXXXX +51%  
X Year: XXXXXXX +114%  
1-Year High: XXXXX on 2025-11-11  
1-Year Low: XXX on 2025-01-27  

Mentions by network (24h):
News: XX
Reddit: XXX
TikTok: XXXXX
X: XXXXX
YouTube: XXXXX

  
  
### Creators: XXXXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Auto Loans in the last XX hours which is down XX% from XXXXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX +0.73%  
X Month: XXXXXX +65%  
X Months: XXXXXX +38%  
X Year: XXXXXX +83%  
1-Year High: XXXXX on 2025-11-11  
1-Year Low: XXX on 2025-01-27  

The most influential creators that mention Auto Loans in the last XX hours

| Creator                                                     | Rank | Followers | Posts | Engagements |
| -------                                                     | ---- | --------- | ----- | ----------- |
| [@rcbcgroup](/creator/youtube/rcbcgroup)                    | X    | XXXXXX    | X     | XXXXXXX     |
| [@calebhammercomposer](/creator/tiktok/calebhammercomposer) | X    | XXXXXXXXX | X     | XXXXXXX     |
| [@KobeissiLetter](/creator/twitter/KobeissiLetter)          | X    | XXXXXXXXX | X     | XXXXXXX     |
| [@calebhammer](/creator/youtube/calebhammer)                | X    | XXXXXXXXX | X     | XXXXXXX     |
| [@FluentInFinance](/creator/twitter/FluentInFinance)        | X    | XXXXXXX   | X     | XXXXXX      |
| [@yesbank](/creator/youtube/yesbank)                        | X    | XXXXXXX   | X     | XXXXXX      |
| [@lifewith.melly](/creator/tiktok/lifewith.melly)           | X    | XXXXXXX   | XX    | XXXXXX      |
| [@cnbc](/creator/youtube/cnbc)                              | X    | XXXXXXXXX | X     | XXXXXX      |
| [@jacarandafinance](/creator/youtube/jacarandafinance)      | X    | XX        | X     | XXXXXX      |
| [@proautos30](/creator/tiktok/proautos30)                   | XX   | XXXXXX    | X     | XXXXXX      |

[View More](/list/creators/auto-loans/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +3%  
X Month: XX% +6%  
X Months: XX% -XX%  
X Year: XX% -XX%  
1-Year High: XX% on 2025-11-04  
1-Year Low: XX% on 2025-11-28  

Most Supportive Themes:
- Tax Deductions for Auto Loans: (30%) A proposed tax plan aims to make interest on American-made car loans tax-deductible, potentially stimulating the auto industry and offering financial relief to consumers.
- Positive Sentiment and High Engagement: (25%) Auto Loans are experiencing a significant surge in social media engagement, reaching a 52-week high in sentiment.
- Financial Literacy and Debt Management: (20%) Discussions focus on managing car loans, paying off debt, and achieving financial freedom, with users sharing personal experiences and seeking advice.
  
Most Critical Themes:
- Rising Auto Loan Delinquencies and Repossessions: (40%) Reports indicate a substantial increase in auto loan delinquencies and repossessions, signaling financial strain for borrowers and potential economic challenges.
- Affordability Crisis and Underwater Loans: (35%) A growing number of consumers owe more on their car loans than their vehicles are worth, increasing financial pressure and the risk of defaults.
- Fraud and Financial Irregularities: (25%) Concerns are raised about the integrity of the lending market due to reported instances of fraud and financial irregularities in auto loans.
  

### Top Auto Loans News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"ETHZilla Buys XX% of AI Lending Platform Karus in $10M Deal to Tokenize Auto Loans"  
[News Link](https://www.coindesk.com/business/2025/12/03/ethzilla-buys-20-of-ai-lending-platform-karus-in-usd10m-deal-to-tokenize-auto-loans) [@CoinDesk](/creator/x/CoinDesk) 2025-12-03T22:58Z 3.4M followers, XX engagements


"American Consumers Lose Patience With High Car Prices - WSJ"  
[News Link](https://www.wsj.com/business/autos/american-consumers-have-had-it-with-high-car-prices-0eb23424) [@WSJ](/creator/x/WSJ) 2025-12-01T11:48Z 228.6M followers, 63.4K engagements


"Car Loan Delinquencies Hit Record For Riskiest Borrowers - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-11-12/car-loan-delinquencies-hit-record-for-riskiest-borrowers) [@business](/creator/x/business) 2025-11-12T16:46Z 228.6M followers, 333.6K engagements


"FirstRand Warns of More Provisions for UK Car Loan Redress Plan - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-11-06/firstrand-warns-of-more-provisions-for-uk-car-loan-redress-plan) [@business](/creator/x/business) 2025-11-06T14:50Z 228.6M followers, 18.1K engagements



### Top Auto Loans Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"Cars have become dramatically more expensive and Americans are responding by borrowing increasingly large amounts of money just to purchase vehicles. The average new car now costs around $50000 which is at a record high. To make these expensive cars accessible the average new car loan has climbed to $41000 meaning people are financing the vast majority of their vehicle purchases. Since 2020 the amount borrowed per vehicle has jumped by $9000 a XX% increase in just five years. This is significant because it shows that car prices haven't just ticked up slightly they've skyrocketed and Americans"  
[X Link](https://x.com/_Investinq/status/1998620541301731555) [@_Investinq](/creator/x/_Investinq) 2025-12-10T05:07Z 60.9K followers, 12.1K engagements


"BIG: The U.S. car affordability crisis is deepening as new car prices hit $50000 average auto loans reach $41000 and total auto debt climbs to a record $XXXX trillion"  
[X Link](https://x.com/Cointelegraph/status/1998550793792671785) [@Cointelegraph](/creator/x/Cointelegraph) 2025-12-10T00:30Z 2.9M followers, 25.2K engagements


"EXCLUSIVE: The ultimate car insurance theft scam exposed. Lost your job Underwater on your car loan Want to get out They can arrange for your car to get stolen so you can claim insurance Pro tip: make sure you have Gap" insurance to not be underwater on the loan. The guy that told him about the scam: HE OFFERED A REFERRAL FEE And said: "The economy is bad so we gotta help people" INSANE"  
[X Link](https://x.com/mario4thenorth/status/1998543429652111847) [@mario4thenorth](/creator/x/mario4thenorth) 2025-12-10T00:00Z 92.2K followers, 29.5K engagements


"@bobpockrass Its all from auto loans put through ally financial. Which is an extremely commonly used lender for dealerships nationwide. So if someone bought a $50k vehicle and financed it hes counting that as business with sponsors"  
[X Link](https://x.com/_danny_dinsmore/status/1998543081575166213) [@_danny_dinsmore](/creator/x/_danny_dinsmore) 2025-12-09T23:59Z XXX followers, 5355 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

Auto Loans

Auto loan delinquencies are rising, with many consumers owing more than their cars are worth, while a proposed tax plan could make auto loan interest tax-deductible, potentially stimulating the industry.

About Auto Loans

Financial arrangements used to finance the purchase of vehicles.

Insights

  • Auto Loans engagements is up XXXXXX% from the previous week.
  • Auto Loans Engagements hit a 52-Week high of XXXXXXXXXX for the day

Engagements: XXXXXXXXX (24h)

Engagements Line Chart
Engagements 24-Hour Time-Series Raw Data
Current Value: XXXXXXXXX
Daily Average: XXXXXXXXX
X Week: XXXXXXXXXX +356%
X Month: XXXXXXXXXXX +22%
X Months: XXXXXXXXXXX +52%
X Year: XXXXXXXXXXX +34%
1-Year High: XXXXXXXXXX on 2025-12-06
1-Year Low: XXXXXXX on 2025-01-30

Engagements by network (24h): News: XXXXXX Reddit: XXXXXX TikTok: XXXXXXX X: XXXXXXX YouTube: XXXXXXXXX

Mentions: XXXXX (24h)

Mentions Line Chart
Mentions 24-Hour Time-Series Raw Data
Current Value: XXXXX
Daily Average: XXXXX
X Week: XXXXX -XXXX%
X Month: XXXXXX +58%
X Months: XXXXXX +51%
X Year: XXXXXXX +114%
1-Year High: XXXXX on 2025-11-11
1-Year Low: XXX on 2025-01-27

Mentions by network (24h): News: XX Reddit: XXX TikTok: XXXXX X: XXXXX YouTube: XXXXX

Creators: XXXXX (24h)

Creators Line Chart
Creators 24-Hour Time-Series Raw Data
XXXXX unique social accounts have posts mentioning Auto Loans in the last XX hours which is down XX% from XXXXX in the previous XX hours Daily Average: XXXXX
X Week: XXXXX +0.73%
X Month: XXXXXX +65%
X Months: XXXXXX +38%
X Year: XXXXXX +83%
1-Year High: XXXXX on 2025-11-11
1-Year Low: XXX on 2025-01-27

The most influential creators that mention Auto Loans in the last XX hours

Creator Rank Followers Posts Engagements
@rcbcgroup X XXXXXX X XXXXXXX
@calebhammercomposer X XXXXXXXXX X XXXXXXX
@KobeissiLetter X XXXXXXXXX X XXXXXXX
@calebhammer X XXXXXXXXX X XXXXXXX
@FluentInFinance X XXXXXXX X XXXXXX
@yesbank X XXXXXXX X XXXXXX
@lifewith.melly X XXXXXXX XX XXXXXX
@cnbc X XXXXXXXXX X XXXXXX
@jacarandafinance X XX X XXXXXX
@proautos30 XX XXXXXX X XXXXXX

View More

Sentiment: XX%

Sentiment Line Chart
Sentiment 24-Hour Time-Series Raw Data
Current Value: XX%
Daily Average: XX%
X Week: XX% +3%
X Month: XX% +6%
X Months: XX% -XX%
X Year: XX% -XX%
1-Year High: XX% on 2025-11-04
1-Year Low: XX% on 2025-11-28

Most Supportive Themes:

  • Tax Deductions for Auto Loans: (30%) A proposed tax plan aims to make interest on American-made car loans tax-deductible, potentially stimulating the auto industry and offering financial relief to consumers.
  • Positive Sentiment and High Engagement: (25%) Auto Loans are experiencing a significant surge in social media engagement, reaching a 52-week high in sentiment.
  • Financial Literacy and Debt Management: (20%) Discussions focus on managing car loans, paying off debt, and achieving financial freedom, with users sharing personal experiences and seeking advice.

Most Critical Themes:

  • Rising Auto Loan Delinquencies and Repossessions: (40%) Reports indicate a substantial increase in auto loan delinquencies and repossessions, signaling financial strain for borrowers and potential economic challenges.
  • Affordability Crisis and Underwater Loans: (35%) A growing number of consumers owe more on their car loans than their vehicles are worth, increasing financial pressure and the risk of defaults.
  • Fraud and Financial Irregularities: (25%) Concerns are raised about the integrity of the lending market due to reported instances of fraud and financial irregularities in auto loans.

Top Auto Loans News

Top news links shared on social in the last XX hours

Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.

"ETHZilla Buys XX% of AI Lending Platform Karus in $10M Deal to Tokenize Auto Loans"
News Link @CoinDesk 2025-12-03T22:58Z 3.4M followers, XX engagements

"American Consumers Lose Patience With High Car Prices - WSJ"
News Link @WSJ 2025-12-01T11:48Z 228.6M followers, 63.4K engagements

"Car Loan Delinquencies Hit Record For Riskiest Borrowers - Bloomberg"
News Link @business 2025-11-12T16:46Z 228.6M followers, 333.6K engagements

"FirstRand Warns of More Provisions for UK Car Loan Redress Plan - Bloomberg"
News Link @business 2025-11-06T14:50Z 228.6M followers, 18.1K engagements

Top Auto Loans Social Posts

Top posts by engagements in the last XX hours

Showing only X posts for non-authenticated requests. Use your API key in requests for full results.

"Cars have become dramatically more expensive and Americans are responding by borrowing increasingly large amounts of money just to purchase vehicles. The average new car now costs around $50000 which is at a record high. To make these expensive cars accessible the average new car loan has climbed to $41000 meaning people are financing the vast majority of their vehicle purchases. Since 2020 the amount borrowed per vehicle has jumped by $9000 a XX% increase in just five years. This is significant because it shows that car prices haven't just ticked up slightly they've skyrocketed and Americans"
X Link @_Investinq 2025-12-10T05:07Z 60.9K followers, 12.1K engagements

"BIG: The U.S. car affordability crisis is deepening as new car prices hit $50000 average auto loans reach $41000 and total auto debt climbs to a record $XXXX trillion"
X Link @Cointelegraph 2025-12-10T00:30Z 2.9M followers, 25.2K engagements

"EXCLUSIVE: The ultimate car insurance theft scam exposed. Lost your job Underwater on your car loan Want to get out They can arrange for your car to get stolen so you can claim insurance Pro tip: make sure you have Gap" insurance to not be underwater on the loan. The guy that told him about the scam: HE OFFERED A REFERRAL FEE And said: "The economy is bad so we gotta help people" INSANE"
X Link @mario4thenorth 2025-12-10T00:00Z 92.2K followers, 29.5K engagements

"@bobpockrass Its all from auto loans put through ally financial. Which is an extremely commonly used lender for dealerships nationwide. So if someone bought a $50k vehicle and financed it hes counting that as business with sponsors"
X Link @_danny_dinsmore 2025-12-09T23:59Z XXX followers, 5355 engagements

Auto Loans
/topic/auto-loans