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# ![Auto Loans Graphic](https://lunarcrush.com/gi/w:26/t:auto-loans.png) Auto Loans

Auto loan delinquencies are soaring, with consumers struggling under high car prices and interest rates. UK watchdog defends car-loan redress as banks prepare for battle.

### About Auto Loans
Auto Loans are financial agreements for purchasing vehicles, including interest rates, delinquencies, and related factors.  

### Insights [#](/topic/auto-loans/insights)
- Auto Loans creators is up XXXXX% from the previous week.
- Auto Loans engagements is up XXXXX% from the previous week.
- Auto Loans mentions is up XXXXX% from the previous week.

### Engagements: XXXXXXXXX [#](/topic/auto-loans/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/interactions.tsv)  
**Current Value**: XXXXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXXX +15%  
**1 Month**: XXXXXXXXXX +12%  
**6 Months**: XXXXXXXXXXX -XX%  
**1 Year**: XXXXXXXXXXX +12%  
**1-Year High**: XXXXXXXXXX on 2024-11-23  
**1-Year Low**: XXXXXXX on 2025-01-30  

| Social Network | TikTok  | Reddit | X       | YouTube | News   |
| -------------- | ------  | ------ | -       | ------- | ----   |
| Engagements    | XXXXXXX | XXXXX  | XXXXXXX | XXXXXXX | XXXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/auto-loans/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXX +16%  
**1 Month**: XXXXX -XX%  
**6 Months**: XXXXXX +21%  
**1 Year**: XXXXXX +107%  
**1-Year High**: XXXXX on 2025-07-03  
**1-Year Low**: XXX on 2025-01-27  

| Social Network | TikTok | Reddit | X     | YouTube | News |
| -------------- | ------ | ------ | -     | ------- | ---- |
| Mentions       | XXX    | XXX    | XXXXX | XXX     | XX   |
  

  
  
### Creators: XXXXX [#](/topic/auto-loans/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Auto Loans in the last XX hours which is down XX% from XXXXX in the previous XX hours
**Daily Average**: XXX  
**1 Week**: XXXXX +15%  
**1 Month**: XXXXX -XX%  
**6 Months**: XXXXXX +8.30%  
**1 Year**: XXXXXX +79%  
**1-Year High**: XXXXX on 2025-07-03  
**1-Year Low**: XXX on 2025-01-27  

The most influential creators that mention Auto Loans in the last XX hours

| Creator                                                     | Rank | Followers   | Posts | Engagements |
| -------                                                     | ---- | ---------   | ----- | ----------- |
| [@hblbankpakistan](/creator/youtube/hblbankpakistan)        | X    | XXXXXXX     | X     | XXXXXXX     |
| [@ridetimeautofinance](/creator/tiktok/ridetimeautofinance) | X    | XXXXXX      | X     | XXXXXX      |
| [@TheOfficialSBI](/creator/twitter/TheOfficialSBI)          | X    | XXXXXXXXX   | X     | XXXXXX      |
| [@sabkagyan7588](/creator/youtube/sabkagyan7588)            | X    | XXXXXXX     | X     | XXXXXX      |
| [@proautos30](/creator/tiktok/proautos30)                   | X    | XXXXXX      | X     | XXXXXX      |
| [@penfedofficial](/creator/youtube/penfedofficial)          | X    | XXXXX       | X     | XXXXXX      |
| [@CBSNews](/creator/twitter/CBSNews)                        | X    | XXXXXXXXXXX | X     | XXXXXX      |
| [@guardian](/creator/twitter/guardian)                      | X    | XXXXXXXXXXX | X     | XXXXXX      |
| [@pak.installments](/creator/tiktok/pak.installments)       | X    | XXXXX       | X     | XXXXXX      |
| [@zerohedge](/creator/twitter/zerohedge)                    | XX   | XXXXXXXXX   | X     | XXXXXX      |

[View More](/list/creators/auto-loans/100)
  
  
### Sentiment: XX% [#](/topic/auto-loans/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:auto-loans/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/auto-loans/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% +1%  
**1 Month**: XX% -X%  
**6 Months**: XX% +4%  
**1 Year**: XX% no change  
**1-Year High**: XX% on 2024-11-27  
**1-Year Low**: X% on 2024-11-23  

**Most Supportive Themes**
- **Tax Benefits and Relief:** (11%) Posts are highlighting the potential benefits of tax cuts, specifically the tax deductibility of interest payments on American-made vehicles.
- **Opportunities:** (8%) Mentions of financial community supports car loans.
  
**Most Critical Themes**
- **High Interest Rates and Debt Burden:** (1%)  Concerns are being discussed regarding high auto loan interest rates and potential defaults.
- **Delinquencies and Defaults:** (1%)  Concerns are being discussed regarding high auto loan interest rates and potential defaults.
  
Network engagement breakdown:  
| Network | Positive | %   | Neutral | %   | Negative | %  |
| ------- | -------- | -   | ------- | -   | -------- | -  |
| TikTok  | XXXXXX   | X%  | XXXXXXX | XX% | XXXXXX   | X% |
| Reddit  | XXXXX    | X%  | XXXXX   | X%  | XXX      | X% |
| X       | XXXXXXX  | XX% | XXXXXXX | X%  | XXXXXX   | X% |
| YouTube | XXXXXXX  | XX% | XXXXXXX | XX% | XXXXXX   | X% |
| News    | XXXXX    | X%  | XXXXXX  | X%  | XXXXX    | X% |
|         |          |     |         |     |          |    |
| Total   | XXXXXXX  | XX% | XXXXXXX | XX% | XXXXXX   | X% |
  


**Top assets mentioned**
In the posts about Auto Loans in the last XX hours

[Carvana Co. (CVNA)](/topic/$cvna)
[JPMorgan Chase (JPM)](/topic/jpmorgan-chase)
[Tesla, Inc. (TSLA)](/topic/tesla)
[Ally Financial, Inc. (ALLY)](/topic/ally-financial-inc)
[Toyota Motor Corporation (TM)](/topic/$tm)
[Capital One Financial Corp. (COF)](/topic/$cof)
[SoFi Technologies, Inc. Common Stock (SOFI)](/topic/sofi-technologies)
[Bitcoin (BTC)](/topic/bitcoin)
[RAI Finance (SOFI)](/topic/$sofi)
[Credit Acceptance Corp (CACC)](/topic/$cacc)

**Top topics mentioned**
In the posts about Auto Loans in the last XX hours

[credit cards](/topic/credit-cards), [debt](/topic/debt), [rates](/topic/rates), [money](/topic/money), [loan](/topic/loan), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [credit union](/topic/credit-union), [stocks financial services](/topic/stocks-financial-services), [home loans](/topic/home-loans), [credit scores](/topic/credit-scores), [default risk](/topic/default-risk), [insurance](/topic/insurance), [$cvna](/topic/$cvna), [approved](/topic/approved), [investment](/topic/investment), [fed rate](/topic/fed-rate), [inflation](/topic/inflation), [stocks banks](/topic/stocks-banks), [united states](/topic/united-states), [tax bracket](/topic/tax-bracket), [budgeting](/topic/budgeting), [banking](/topic/banking), [smart](/topic/smart), [savings](/topic/savings), [india](/topic/india), [faster](/topic/faster), [stocks](/topic/stocks), [donald trump](/topic/donald-trump), [over the](/topic/over-the), [jpmorgan chase](/topic/jpmorgan-chase), [surge](/topic/surge), [abs](/topic/abs), [federal reserve](/topic/federal-reserve), [about to](/topic/about-to), [losses](/topic/losses), [luxury](/topic/luxury), [upside](/topic/upside), [ford](/topic/ford), [number of](/topic/number-of), [stocks bitcoin treasuries](/topic/stocks-bitcoin-treasuries), [all the](/topic/all-the), [commercial real estate](/topic/commercial-real-estate), [pdf](/topic/pdf), [saving](/topic/saving), [rating agency](/topic/rating-agency), [has been](/topic/has-been), [tesla](/topic/tesla), [make a](/topic/make-a), [ally financial inc](/topic/ally-financial-inc), [fed](/topic/fed), [collateralized debt obligations](/topic/collateralized-debt-obligations), [wall street](/topic/wall-street), [$tm](/topic/$tm), [instead of](/topic/instead-of), [mercedes](/topic/mercedes), [make your](/topic/make-your), [emi](/topic/emi), [stocks communication services](/topic/stocks-communication-services), [housing market](/topic/housing-market), [$cof](/topic/$cof), [stocks technology](/topic/stocks-technology), [youtube](/topic/youtube), [vehicles](/topic/vehicles), [sofi technologies](/topic/sofi-technologies), [affordable](/topic/affordable), [business loan](/topic/business-loan), [bitcoin](/topic/bitcoin), [$sofi](/topic/$sofi), [tariffs](/topic/tariffs), [people with](/topic/people-with), [topics](/topic/topics), [cuts](/topic/cuts), [checking](/topic/checking), [bmw](/topic/bmw), [alltime](/topic/alltime), [let me](/topic/let-me), [$cacc](/topic/$cacc), [coins pow](/topic/coins-pow), [coins layer 1](/topic/coins-layer-1), [bloomberg](/topic/bloomberg), [drivers](/topic/drivers), [instagram](/topic/instagram), [$wfc](/topic/$wfc), [$ally](/topic/$ally), [business loans](/topic/business-loans), [coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem), [social security](/topic/social-security), [mortgage rate](/topic/mortgage-rate), [$dave](/topic/$dave), [$40k](/topic/$40k), [china](/topic/china), [$liz](/topic/$liz), [vertical](/topic/vertical), [$100k](/topic/$100k), [kia](/topic/kia), [automotive](/topic/automotive), [australia](/topic/australia), [canada](/topic/canada), [automobile](/topic/automobile), [tiktok](/topic/tiktok)

### Top News [#](/topic/auto-loans/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Delinquent Subprime Car Loans Remain at Historic High"  
[News Link](https://www.pymnts.com/loans/2025/delinquent-subprime-car-loans-remain-at-historic-high/) [@pymnts](/creator/x/pymnts) 2025-10-20T18:33Z 64.2K followers, XXX engagements


"Auto loan delinquencies are soaring with consumers hit by high car prices"  
[News Link](https://finance.yahoo.com/news/auto-loan-delinquencies-are-soaring-with-consumers-hit-by-high-car-prices-152104464.htm/) [@YahooFinance](/creator/x/YahooFinance) 2025-10-20T15:41Z 208.1M followers, XX engagements


"Lower-Income Americans Are Missing Car Payments - The New York Times"  
[News Link](https://www.nytimes.com/2025/10/20/business/car-loans-missed-payments.html) [@nytimes](/creator/x/nytimes) 2025-10-20T09:45Z 208.1M followers, 15.5K engagements


"Bank of Ireland Doubles UK Motor Finance Charge to XXX Million - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-20/bank-of-ireland-doubles-uk-motor-finance-charge-to-350-million) [@business](/creator/x/business) 2025-10-20T06:55Z 208.1M followers, 22.7K engagements



### Top Social Posts [#](/topic/auto-loans/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"More Americans are falling behind on their auto loan payments. Here's why"  
[X Link](https://x.com/CBSNews/status/1980363391446200731) [@CBSNews](/creator/x/CBSNews) 2025-10-20T20:00Z 9M followers, 22.1K engagements


"GM Financial sold $X billion in prime auto loans in a rare private deal signaling a strategic shift as it taps into the booming private credit market. #generalmotors #automotive"  
[X Link](https://x.com/GMauthority/status/1980360051530649770) [@GMauthority](/creator/x/GMauthority) 2025-10-20T19:46Z 9962 followers, XXX engagements


""A rising number of borrowers especially those on the lower end of the income spectrum are locked in auto loans that carry hefty monthly payments with dwindling financial resources to pay them." Car-dependent urban design hurts the most vulnerable"  
[X Link](https://x.com/atlurbanist/status/1980352611514741179) [@atlurbanist](/creator/x/atlurbanist) 2025-10-20T19:17Z 14.3K followers, XXX engagements


"$1319 BMW Payment & $196K in Debt But Vacation Comes First"  
[YouTube Link](https://youtube.com/watch?v=DxPbuwW1Tro) [@mikedchipman](/creator/youtube/mikedchipman) 2025-10-20T19:00Z 6160 followers, 11.5K engagements