#  @mikedchipman Michael Chipman Michael Chipman has been sharing various videos about people struggling with significant car debt and financial difficulties. Many of these individuals have poor credit scores, high debt levels, and are making large car payments that seem unsustainable. These situations often involve luxury vehicles like Hellcats, Corvettes, and Porsches. ### Engagements: [------] [#](/creator/youtube::UCkg8MYGu0zRG6clCm61Lw_w/interactions)  - [--] Week [-------] +22% - [--] Month [-------] -29% - [--] Months [---------] +241,323% ### Mentions: [---] [#](/creator/youtube::UCkg8MYGu0zRG6clCm61Lw_w/posts_active)  - [--] Week [--] +47% - [--] Month [--] +20% - [--] Months [---] +2,250% ### Followers: [------] [#](/creator/youtube::UCkg8MYGu0zRG6clCm61Lw_w/followers)  - [--] Week [------] +2.70% - [--] Month [------] +13% - [--] Months [------] +96,900% ### CreatorRank: [-------] [#](/creator/youtube::UCkg8MYGu0zRG6clCm61Lw_w/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [automotive brands](/list/automotive-brands) #4531 [stocks](/list/stocks) [luxury brands](/list/luxury-brands) [formula 1](/list/formula-1) [technology brands](/list/technology-brands) [social networks](/list/social-networks) [countries](/list/countries) **Social topic influence** [finance](/topic/finance) #376, [money](/topic/money) #2890, [debt](/topic/debt) #158, [budgeting](/topic/budgeting) #544, [credit cards](/topic/credit-cards) #58, [auto loans](/topic/auto-loans) #11, [smart](/topic/smart) #30, [how to](/topic/how-to), [compound](/topic/compound) #53, [save](/topic/save) #1567 **Top assets mentioned** [Tesla, Inc. (TSLA)](/topic/tesla) [Toyota Motor Corporation (TM)](/topic/$tm) ### Top Social Posts Top posts by engagements in the last [--] hours "550 Credit Score $150K Cash Wants a G-Wagon Buying a G-Wagon with bad credit luxury car loans personal finance mistakes and emotional spending all collide in todays video. This episode dives deep into budgeting debt payoff bad car loans credit score problems high-interest payments and real personal finance lessons. Bad credit luxury cars car payments auto loans negative equity saving money budgeting investing and financial planning all packed into the first few minutes. If youre interested in personal finance car loans credit scores debt payoff saving money overspending bad car decisions" [YouTube Link](https://youtube.com/watch?v=-dDx0RRn84o) 2025-11-16T18:00Z 19.4K followers, 46.5K engagements "She Wants a Corvette but Her Income Says NO Car Loan Gone Wrong She wants a Corvette but her income says no a perfect example of bad car loans auto financing mistakes personal debt problems high debt-to-income ratios and credit score challenges. This video shows what happens when someone with good credit tries to buy a luxury car they cant afford and the financial consequences of mismanaged debt. Buying a car isnt just about credit score or income lenders also consider debt-to-income ratio outstanding loans monthly payments and overall financial health. Learn how to avoid bad auto loans" [YouTube Link](https://youtube.com/watch?v=Ecac3AcjrTs) 2025-10-08T20:00Z 19.4K followers, 65.9K engagements "$100K Negative Equity The $3300 Car Payment Nightmare Massive car loans negative equity and personal debt can destroy your financial future. In todays video we break down one of the worst car loan situations youll ever hear abouta Hummer EV owner trapped in over $100000 of negative equity. If youre thinking about buying a car rolling over old loans or financing beyond your means this video is a must-watch. Learn how high-interest car loans hidden negative equity and poor financial decisions can silently sabotage your wealth and what you can do to avoid the same mistakes. Welcome back to the" [YouTube Link](https://youtube.com/watch?v=FNWlsl1ixrk) 2025-09-17T20:30Z 19.4K followers, 149.1K engagements "Trying to Buy a Scat Pack With a [---] Credit Score Bad credit car loans high interest auto financing lease mileage overages and tradelines are some of the most common personal finance mistakes people make when buying cars. In this video we break down a [---] credit score trying to buy a Scat Pack a lease that went thousands of miles over the limit and the reality behind tradelines that make credit look better on paper without fixing the underlying behavior. This breakdown focuses on personal finance bad credit car loans credit scores auto loans car payments lease mistakes negative equity" [YouTube Link](https://youtube.com/watch?v=I0xsiBKf-pc) 2026-01-12T19:15Z 19.4K followers, 32.7K engagements "He Tried to Buy a $160K Hellcat with a [---] Credit Score Seriously 📉 Guy Tries to Buy $160K Hellcat with [---] Credit Score Entitled Buyer Meltdown Over Lease Option This insane encounter shows a man trying to finance a [----] Dodge Challenger Black Ghost Hellcatwith a [---] credit score and zero planyet he's offended at being offered a lease. Caught on TikTok this clip exposes the reality of bad credit entitlement and car dealership logic in one unforgettable moment. If you've ever worked in finance sold cars or just enjoy wild dealership stories this one takes the cake. A man walks into a" [YouTube Link](https://youtube.com/watch?v=ZQJluYXyS0c) 2025-05-18T22:51Z 19.4K followers, 40.5K engagements "347 Credit Score Buying a BMW A [---] credit score a BMW and a real-world breakdown of bad car loans low credit car financing subprime auto loans and how poor financial decisions turn into long-term debt. This personal finance video explains what really happens when someone with bad credit tries to finance a luxury car and why high-interest auto loans are one of the fastest ways to stay broke. What happens when someone with a [---] credit score tries to buy a BMW In this personal finance breakdown we analyze bad car loans low credit auto financing dealership lending practices and why approval" [YouTube Link](https://youtube.com/watch?v=hWAzQ0FwVa0) 2025-12-19T19:15Z 19.4K followers, 69.9K engagements "$690K Owed on a Ferrari + $50K in Credit Card Debt Massive car loans crushing credit card debt and bad financial decisions today were talking about money debt cars negative equity and the real cost of trying to maintain an image. From a guy owing $690000 on a Ferrari with $200000 in negative equity to a woman buried under $55000 of credit card debt spread across [--] cards these are lessons every car buyer and personal finance fan should hear. If youre serious about avoiding debt learning about car loans credit cards and budgeting this ones for you. When it comes to money and cars people often" [YouTube Link](https://youtube.com/watch?v=hbOWt_FIV2w) 2025-10-23T20:00Z 19.4K followers, 80.6K engagements "He Asked for a 15-Year Loan on a Tesla Model X Bad car loans personal finance mistakes massive debt and auto loan disasters all show up in this video as we break down a real viewer asking for a 15-year car loan on a Tesla Model X. If you want real personal finance advice honest car-buying breakdowns and the truth about debt auto loans bankruptcy and budgeting this video covers everything from a 15-year financing request to $169K of debt and car buyers remorse. Todays video starts with one of the wildest car-financing questions youll ever hear: someone wanted to finance a Tesla Model X for 15" [YouTube Link](https://youtube.com/watch?v=lYYf9iRyMLA) 2025-12-06T19:15Z 19.4K followers, 56.4K engagements "Financially Cautious But $130K Upside Down and Wants a Lambo Buying luxury cars with bad credit negative equity and upside-down auto loans is a recipe for financial disaster. On this channel we talk about personal finance credit management budgeting debt reduction and how to make smarter money decisions while navigating the complexities of auto loans and trade-ins. If you want to avoid costly financial mistakes understand negative equity and learn how to handle your money responsibly this video is packed with lessons for anyone interested in personal finance car loans and luxury vehicle" [YouTube Link](https://youtube.com/watch?v=NeAwhNt2_l4) 2025-10-09T19:00Z 19.4K followers, 64.7K engagements "$1250/Month for a KIA With a [---] Credit Score Bad car loans high-interest auto loans negative equity credit score mistakes and personal finance traps show up all over this video and today were breaking down one of the worst ones yet a $1250-a-month Kia a [---] credit score sky-high insurance costs and major debt problems that too many people face. If youre new Im Mike and here we talk about money cars credit scores avoiding debt and keeping more of your paycheck. Todays video covers bad car loans high APR financing negative equity overspending weak credit auto-loan scams repossession shrinking" [YouTube Link](https://youtube.com/watch?v=vrlhYfWt8Y8) 2025-11-23T18:46Z 19.4K followers, 64.2K engagements "Someone Tried to Trade a Pokmon Card for a Tesla Plaid Bad car loans negative equity and personal finance mistakes are becoming more common and this video shows how easily money decisions can spiral out of control. From trading a Pokmon card for a Tesla to rolling negative equity into new car loans this is a real look at value debt and personal finance decisions around Teslas and car buying. In this video we break down bad car loans Tesla payments negative equity auto financing mistakes and why liquidity matters more than hype. Whether its collectible investing car payments or trading" [YouTube Link](https://youtube.com/watch?v=3thVEP4kMrU) 2026-01-27T19:15Z 19.4K followers, 17K engagements "Trying to Buy a Tahoe With Two Previous Repos Bad car loans negative equity repossessions and high-interest auto financing are some of the most destructive personal finance mistakes people make and this video breaks them down in real time. From voluntary repos and late payments to $760 monthly payments on a used Mercedes $100000 trucks and a $5500 Lamborghini lease this is a clear look at how bad math turns into long-term financial damage. This personal finance breakdown covers bad car loans auto loan debt repos voluntary repossession negative equity high-interest car loans dealership" [YouTube Link](https://youtube.com/watch?v=RhRoSd24MmM) 2026-01-26T19:15Z 19.4K followers, 27.7K engagements "Expensive Trucks Empty Tanks: Dodge Ram & $72K Truck for Style Gas prices Dodge Ram trucks and bad car loans its a recipe for financial disaster. In this video we look at what happens when someone cant afford gas on a lifted Dodge Ram [----] and why people are spending $72000 on flashy trucks that are more about style than utility. This is a real look at how expensive trucks high car payments and bad auto loans can wreck your finances fast. Trucks used to be workhorses. Now theyve become status symbols with luxury interiors shiny rims and big engines that drain your wallet at the pump. From" [YouTube Link](https://youtube.com/watch?v=SNP45pkbJCg) 2025-10-01T20:45Z 18.5K followers, 46K engagements "Hes $200K Negative on These Cars and Paying $10400 a Month Bad car loans negative equity high interest rates and massive automotive debt are at the center of this video. Personal finance mistakes upside-down luxury car loans and long-term money traps are becoming incredibly common and this breakdown shows exactly how fast bad decisions can snowball. In this episode we look at real situations involving a Lamborghini Urus a Hummer EV a Mercedes G-Wagon huge monthly payments and extreme high-interest auto loans that keep people stuck in debt for years. From negative equity on luxury cars to" [YouTube Link](https://youtube.com/watch?v=WlEp6Ig7m2I) 2025-12-05T19:15Z 18.4K followers, 62.9K engagements "A No Limit Lincoln and $70000 of Credit Card Debt Bad car loans negative equity credit card debt personal finance mistakes and payment-focused thinking all collide in this breakdown of a no limit car purchase and $70000 of credit card debt. This video examines bad car loans auto financing traps negative equity car payments credit card interest and why focusing on monthly payments instead of total cost leads to long-term financial damage. Bad car loans negative equity car payments auto loans credit card debt interest budgeting mistakes payment-focused decisions and personal finance discipline" [YouTube Link](https://youtube.com/watch?v=cHe1D0ZIfeE) 2026-01-30T19:15Z 19.4K followers, 13.3K engagements "$100K Inheritance Wants a BMW $193K in Vehicle Debt. Personal finance car loans bad credit auto financing dealership scams and inheritance money mistakes this video exposes how easy it is to destroy financial freedom with one bad car loan. $100K inheritance spent on a BMW i8 $193K in vehicle debt from trucks and toys and countless bad money decisions that prove why most people stay broke. Real personal finance lessons about negative equity credit scores budgeting and car loan mistakes that everyone should hear before signing another finance agreement. If youre new Im Mike here we talk about" [YouTube Link](https://youtube.com/watch?v=eVWRMKK0ME4) 2025-11-11T19:31Z 18.4K followers, 50.8K engagements "TikTok Is Giving People Insane Advice About Repos and Credit Bad car loans repossessions and credit report manipulation are being made worse by insane TikTok financial advice. This video breaks down viral TikTok advice about repos credit repair charge-offs and car loans that promises fast results but often leads to legal trouble more debt and long-term financial damage. This video covers bad car loans repossession advice credit repair scams auto loans negative equity car payments charge-offs and personal finance mistakes. TikTok finance advice pushes shortcuts and hacks but when it comes to" [YouTube Link](https://youtube.com/watch?v=fCewEz78frU) 2026-01-28T19:15Z 19.4K followers, 18K engagements "2 Months $12K BMW Mistake and $85K Credit Card Debt Buying cars you cant afford managing high auto loan payments navigating insurance costs and avoiding financial disastersthis is what we cover on this personal finance channel. Today we break down real-life examples of bad car loans luxury vehicle financing mistakes used car loans gone wrong and how unexpected expenses can devastate your budget. If you want to learn about smart automotive financing money management avoiding debt and keeping more of your paycheck this video is for you. We start with a [----] BMW X5 thats only two months old but" [YouTube Link](https://youtube.com/watch?v=mn53Mx-ENIo) 2025-10-14T20:00Z 18.6K followers, 82.7K engagements "434 Credit Score Tries to Buy a Ram [----] A [---] credit score trying to buy a Ram [----] while already [---] days past due on an auto loan is exactly how bad car loans high interest auto loans and poor personal finance decisions spiral out of control. This video breaks down bad car loans auto financing credit scores debt interest rates and financial mistakes that keep people stuck. Bad car loans auto loans high interest car loans subprime auto loans low credit score car loans negative equity car payments personal finance debt credit card debt interest rates budgeting money management and living" [YouTube Link](https://youtube.com/watch?v=-ET1KuZ2HXg) 2026-01-31T15:22Z 19.4K followers, 35.8K engagements "She Went [-----] Miles Without an Oil Change Personal finance bad car loans auto loan mistakes and car payments are why so many people stay broke longer than they need to. This video breaks down bad car financing negative equity high interest auto loans luxury car regret dealership tactics and auto loan traps that quietly destroy your budget month after month. Personal finance mistakes like bad car loans expensive car payments financing regret negative equity depreciation dealer add-ons emotional car buying long loan terms and payment-focused thinking are repeated throughout this video because" [YouTube Link](https://youtube.com/watch?v=3_BunBGH6uQ) 2025-12-15T19:15Z 19.4K followers, 25.1K engagements "He Wants to Buy a Dodge Challenger With a [---] Credit Score Trying to buy a Dodge Challenger with a [---] credit score is how bad car loans personal finance mistakes and high interest auto loans turn into long-term debt. This video breaks down subprime auto loans low credit car financing dealership reality and why bad credit makes cars dramatically more expensive. Trying to buy a Dodge Challenger with a [---] credit score bad car loans personal finance mistakes subprime auto loans low credit car financing high interest rates long loan terms dealership financing negative equity APR vs interest rate" [YouTube Link](https://youtube.com/watch?v=5JExPx16tR4) 2025-12-17T19:15Z 19.4K followers, 38.3K engagements "440 Credit Score Hellcat (Part 2) + $129K Credit Card Debt People drowning in debt bad car loans and massive credit card balances are everywhere right now and this video shows exactly how it happens. From a guy trying to buy a Hellcat with a [---] credit score to another person sitting on $129000 in credit card debt this is a perfect example of what happens when poor financial decisions bad spending habits and ego collide. If you care about personal finance money management and avoiding car loan mistakes youll want to see this. Welcome to the channel. Im Mike and here we talk about money cars" [YouTube Link](https://youtube.com/watch?v=7W2aBkAFMDg) 2025-10-22T20:11Z 19.4K followers, 148.2K engagements "She Wants to Sell a Range Rover That Isn't Hers Bad car loans personal finance mistakes negative equity and auto loan traps are ruining people financially faster than ever. This video breaks down real-world money situations involving bad car purchases vehicle ownership problems financial dependency debt spirals and why driving a car that isnt in your name can destroy your financial future. Bad auto loans luxury car payments negative equity vehicles high-interest debt and poor financial decisions show up repeatedly in these clips. From a woman trying to sell a Range Rover that legally isnt" [YouTube Link](https://youtube.com/watch?v=7llH6yfUTOg) 2026-01-09T19:15Z 19.4K followers, 25.8K engagements "She Makes $12.50 an Hour and Wants a BMW Bad car loanslow income car financingauto loan mistakesluxury car debtcredit score problemsnegative equitycar payment trapsand personal finance disasters are on full display when someone making $12.50 an hour tries to finance a BMW X7.This video breaks down bad car loansauto financing mathlow income budgetingcredit misuseand why luxury cars destroy finances. A girl earning $12.50 an hour wants to finance a BMW X7 with poor credit and very little money down.This is how bad car loans happen.This is how people get trapped in high interest auto" [YouTube Link](https://youtube.com/watch?v=DHUz8VJLgmo) 2025-12-22T19:15Z 19.4K followers, 151.7K engagements "Her New Range Rover Broke Twice in Just [----] Miles A brand new Range Rover breaks down twice in just [----] miles highlighting everything that goes wrong when bad car loans poor auto financing decisions and weak personal finance habits collide. This video breaks down luxury car failures expensive auto loans negative equity credit card debt and real examples of people making financial decisions that lead to long-term stress unaffordable payments and constant money problems. In this video a woman replaces a broken Range Rover with another brand new one instead of addressing reliability or cost" [YouTube Link](https://youtube.com/watch?v=Lu9ZYDDMiDs) 2025-12-24T19:15Z 19.4K followers, 27.4K engagements "500 Credit Score Previous Repo Trying to Buy a Cadillac A [---] credit score a previous repossession and still trying to finance a Cadillac is a perfect example of bad car loans and poor personal finance decisions. In this video we look at subprime auto loans high interest car financing repossessions negative equity and the kind of financial advice that keeps people stuck in debt. This video focuses on bad car loan decisions low credit score auto financing used car loans with repos high interest auto loans negative equity car loans and personal finance mistakes that are becoming more common" [YouTube Link](https://youtube.com/watch?v=QJscllZxMuA) 2025-12-29T19:15Z 19.4K followers, 96.2K engagements "New Wife Doesnt Want to Co-Sign $680K in Med School Debt Personal finance credit debt car loans budgeting overspending co-signing bad credit marriage student loans and money mistakes these real-life financial stories show how people get trapped by debt poor decisions and emotional pressure. Whether its a couple fighting over a car loan a broken lease or doctors drowning in $680K of med school debt these examples prove that income doesnt equal financial freedom discipline does. A new wife refuses to co-sign for her husbands Jeep. Hes been in the country six months has no credit and doesnt want" [YouTube Link](https://youtube.com/watch?v=STNh6TeWwxc) 2025-11-04T20:15Z 19.4K followers, 34.2K engagements "$18/hr and Wants a BMW Another Owes $110K in Debt Personal finance mistakes bad car loans credit card debt and student loans this video covers it all. Today we break down people trying to buy luxury cars on low income $18/hour BMW dreams and the crushing weight of $95000 in debt. From auto loans high-interest credit cards and student loans to co-signing mistakes and reckless spending this video shows how poor financial decisions lifestyle inflation and impulsive choices keep people trapped in debt for years. If youre serious about financial freedom avoiding bad car loans and keeping more of" [YouTube Link](https://youtube.com/watch?v=StVqHKvFld8) 2025-10-15T20:00Z 19.4K followers, 222.5K engagements "On House Arrest No Credit No Money Down Trying to Buy a Honda On house arrest with no credit and no money down trying to buy a Honda is a textbook example of how bad car loans high interest auto financing and poor personal finance decisions create long-term financial damage. This video breaks down a real dealership situation involving a zero down car loan no credit history deferred payments and why these auto loan mistakes lead directly to debt budgeting problems and bankruptcy. A guy on house arrest tries to buy a car with no credit and no money down showing how risky auto loans start before" [YouTube Link](https://youtube.com/watch?v=Xz9p5Bv_IEY) 2025-12-27T19:15Z 19.4K followers, 33.9K engagements "$100K Tesla Cybertruck: $1700/Month Mistake The $100000 Tesla Cybertruck with a $1700 monthly car payment shows exactly why bad car loans are one of the biggest personal finance mistakes people make today. The Tesla Cybertruck might turn heads but between high monthly payments steep depreciation expensive repairs and questionable build quality this truck is a financial disaster waiting to happen. If youre thinking about financing a $100K Tesla Cybertruck or taking on a massive auto loan for any overpriced vehicle this is the kind of purchase that keeps people broke. Car loans with sky-high" [YouTube Link](https://youtube.com/watch?v=d8wOLWu9zhc) 2025-10-04T16:01Z 19.4K followers, 37.8K engagements "Working Two Full-Time Jobs and Still Cant Afford This SUV Working two full-time jobs and still struggling with car payments bad credit and high-interest auto loans is becoming far too common. This video breaks down how bad car loans dealership markup credit repair schemes and poor financial decisions trap people in debt even when theyre working nonstop. In this breakdown we look at a real example of someone working two full-time jobs while trying to escape a Chevy Tahoe payment only to get pulled deeper into bad auto financing negative equity and high-interest car loans. This is a clear look" [YouTube Link](https://youtube.com/watch?v=iNN71K_WR4I) 2025-12-31T19:15Z 19.4K followers, 27.5K engagements "Almost $2000 a Month vs a Dodge Durango SRT Bad car loans auto financing mistakes negative equity and high car payments are destroying peoples finances and this video breaks down exactly how it happens. In this personal finance breakdown we analyze bad car loans upside-down auto loans credit card debt TikTok financial advice car dealership tactics and why financing cars you cant afford keeps people stuck. This video focuses on personal finance bad car loans auto financing negative equity car loans high monthly car payments credit card debt retail income budgeting first-time car buyers" [YouTube Link](https://youtube.com/watch?v=jw4anbEwAaY) 2026-01-05T19:15Z 19.4K followers, 41K engagements "He Asked If Food Stamps Could Be Used as a Down Payment for a Car Bad car loans personal finance mistakes financial scams identity theft fraud and auto financing risks all show up when people stop questioning what theyre being told. Bad car loans scams fraud personal finance auto loans down payments identity theft and financial manipulation all collide in these clips. A phone call is circulating where someone asks if food stamps could be used as a down payment on a car. The question itself sounds ridiculous but the response is what matters. Instead of stopping the conversation the focus" [YouTube Link](https://youtube.com/watch?v=k4gH6_MmVyI) 2026-02-08T16:14Z 19.4K followers, 29.5K engagements "$157000 Durango Hellcat Added $18700 Without Asking Personal finance success starts with understanding how money works budgeting saving investing and staying out of bad debt. Smart money habits like tracking expenses building an emergency fund and paying off high-interest loans early are the foundation of financial freedom. Learn how to manage credit improve your credit score avoid lifestyle inflation and take control of your financial future. Buying a car is one of the biggest financial decisions most people make and when dealerships add thousands in warranties protection plans or gap" [YouTube Link](https://youtube.com/watch?v=ojNtoq8jt9s) 2025-11-10T18:41Z 19.4K followers, 39.5K engagements "386 Credit Score He Found Out Trying to Buy a Car [---] credit score bad car loans low credit score auto financing mistakes subprime auto loans cosigner risk dealership financing high interest car loans and personal finance mistakes collide when a man tries to buy a car and finds out how damaged his credit really is. This personal finance breakdown shows how bad car loan decisions missed payments cosigned auto loans refinancing promises and easy credit approvals lead to lawsuits debt problems and long-term financial damage. Trying to buy a car with bad credit often exposes problems people didnt" [YouTube Link](https://youtube.com/watch?v=vjliDl21qRE) 2025-12-23T19:15Z 19.4K followers, 41.2K engagements "Paid $63K for a Honda Now He Cant Sell It Bad car loans negative equity car payments personal finance mistakes and automotive loan traps are everywhere and this entire video breaks down how people end up underwater trapped in debt stuck with repossessions upside-down loans overpriced cars bad financing missed payments co-signing disasters and vehicles that lose value faster than buyers can keep up. This personal finance video uses real clips to show how negative equity overpaying for cars high interest rates bad credit and expensive auto loans destroy budgets drain savings and keep people" [YouTube Link](https://youtube.com/watch?v=xXafrjr8B1w) 2025-11-24T19:15Z 19.4K followers, 35K engagements "390 Credit Score Trying to Finance a Cadillac A [---] credit score bad car loans and high-risk auto financing collide when someone tries to finance a Cadillac while already in debt. This video breaks down subprime auto loans buy here pay here financing high interest car loans and why focusing on monthly payments keeps people stuck financially. This is a personal finance breakdown of bad car loans low credit score financing in-house financing buy here pay here dealerships high APR auto loans debt management mistakes negative equity repossessions co-signer risk and why approval is not the same as" [YouTube Link](https://youtube.com/watch?v=-B9_BsOgp6s) 2026-02-04T19:15Z 19.4K followers, 19.7K engagements "Owes $700K on Ferrari & $50K Credit Card Debt This video dives deep into money cars credit card debt budgeting overspending personal finance car loans buy now pay later financial mistakes saving money debt payoff financial freedom interest rates and luxury lifestyle spending. A guy owes $700000 on a Ferrari after a minor accident another delivers Uber Eats in a Mercedes and two women share the harsh reality of living paycheck to paycheck credit card debt and bad budgeting habits. If you care about money management avoiding debt and building real financial freedom this ones for you. Debt" [YouTube Link](https://youtube.com/watch?v=7Yi43u27cOU) 2025-10-25T18:00Z 18.9K followers, 17K engagements "572 Credit Score Wants 0.9% Financing on an $81000 Aston Martin YouTube Description Bad car loans personal finance mistakes auto loan interest rates credit scores and negative equity collide in this breakdown of some of the most unrealistic expectations in car buying and debt payoff culture today. This video dives deep into auto financing credit score reality interest rates bad car loans negative equity and why TikTok financial advice is often misleading for people trying to escape debt. In this episode we analyze real clips involving bad credit car buyers auto loan misconceptions unrealistic" [YouTube Link](https://youtube.com/watch?v=9NA-Bss1MlU) 2026-01-18T19:15Z 19.4K followers, 25K engagements "STOP Letting Debt Control Your Life Debt personal finance and budgeting tips are dominating TikTok but is the advice actually good In this video I react to the wildest TikToks about debt money hacks and financial advice thats gone viral. From questionable credit card strategies to clever budgeting tricks were diving deep into the world of #DebtTok to find out whats real whats risky and what could actually help you take control of your money. Within the first [---] characters weve already hit top keywords like personal finance debt credit cards budgeting and money tips because thats exactly what" [YouTube Link](https://youtube.com/watch?v=BX8tIKbdbes) 2025-06-20T22:18Z 18.9K followers, [----] engagements "$1319 BMW Payment & $196K in Debt But Vacation Comes First $1319 BMW car payment $196000 in debt and buried in negative equity the perfect mix of bad finance luxury spending and denial. From massive car loans to vacationing in debt this is how money mistakes turn into lifelong payments. Some people talk about getting out of debt while others talk about their next vacation. This video looks at how people convince themselves theyre financially fine while their choices keep them broke. From burying negative equity to taking Disney cruises with six figures of debt this is what financial denial" [YouTube Link](https://youtube.com/watch?v=DxPbuwW1Tro) 2025-10-20T19:00Z 19.1K followers, 40.6K engagements "She Owes $21K on a Challenger With [------] Miles at 17% Interest Car debt bad auto loans negative equity high-interest car payments and personal finance mistakes today we break down one of the worst car loan situations: someone owing $21K on a Dodge Challenger with [------] miles at 17% interest. If youre dealing with bad car loans negative equity credit card debt or struggling with financial stability this video will help you understand the traps that keep people broke. Car debt negative equity high-interest auto loans credit card debt overspending lifestyle inflation and poor money habits are" [YouTube Link](https://youtube.com/watch?v=E7KBFfGTrts) 2025-12-03T19:15Z 19.1K followers, 25.8K engagements "571 Credit Score No Money Down And She Wants a Jeep Bad credit car loans negative equity high interest auto loans and no money down car deals are some of the fastest ways to destroy your finances. In this video we break down a [---] credit score Jeep purchase missed payments subprime auto financing massive negative equity and why bad car loans keep people stuck financially. This personal finance breakdown covers bad credit auto loans high interest car financing negative equity rollovers car leases with hidden interest no money down car deals co-signers subprime lending and why getting out of" [YouTube Link](https://youtube.com/watch?v=HR8IB11jJig) 2026-01-21T19:15Z 19.4K followers, 20.2K engagements "18-Year-Old Spending Half Her Income on a BMW $200K Credit Card Debt Bad car loans high interest auto loans personal finance mistakes and TikTok credit advice are pushing people into massive debt. This video breaks down bad car loans BMW payments credit card debt negative equity and how social media credit hacks turn small mistakes into financial disasters. A young woman fresh out of high school is spending nearly half her income on a BMW with a high interest auto loan. This video examines how bad car loans high APR financing upside-down auto loans and poor financial decisions trap people" [YouTube Link](https://youtube.com/watch?v=KVK-WZXYxGE) 2026-01-23T17:46Z 19.4K followers, 27.6K engagements "Rolling $17K of Debt Into an $11K Car Bad car loans negative equity and debt stacking are some of the most common personal finance mistakes people make and this video breaks down exactly how they happen in real time. From rolling $17K of negative equity into an $11K car to co-signers bringing more debt than the vehicle is worth this is a clear look at bad financial advice auto loan math that doesnt work and how debt quietly snowballs. This personal finance breakdown covers bad car loans negative equity co-signing mistakes credit score manipulation auto loan approvals minimum credit card" [YouTube Link](https://youtube.com/watch?v=LqgkTPWXYa8) 2026-01-25T19:15Z 19.4K followers, 15.2K engagements "Hes Behind on His Car Loan So He Tries to Buy Another One Bad car loans low credit score auto loans and personal finance mistakes are keeping people stuck in debt longer than they realize. This video breaks down bad credit car loans high interest auto financing missed payments and emotional financial decisions that turn simple car purchases into long-term financial problems. Personal finance auto loans bad car loans low credit score financing high APR car loans negative equity and dealership tactics all collide in this breakdown of real situations involving car payments trade-ins down" [YouTube Link](https://youtube.com/watch?v=QfJP041V3IQ) 2026-01-17T19:15Z 19.4K followers, 22.8K engagements "He Wants a $90K Lexus for $500 a Month Bad car loans low credit auto financing high interest car loans negative equity payment thinking and poor personal finance decisions are exactly how people end up trying to buy a $90000 Lexus for $500 a month. Financing luxury vehicles with fair credit rolling negative equity into new car loans and focusing on monthly payments instead of total cost destroys cash flow and long-term financial stability. This video is a personal finance commentary on bad car loans car payments negative equity high interest auto loans credit scores co-signers and unrealistic" [YouTube Link](https://youtube.com/watch?v=V-mpjSnIqhQ) 2025-12-30T19:15Z 19.4K followers, 28K engagements "$1200 Lease in Her Sisters Name Now She Cant Pay Bad car loans negative equity and auto financing mistakes are destroying peoples finances right now and this video breaks down exactly how bad car loans high interest auto loans and poor financial decisions trap people in debt. From upside-down car loans and unaffordable lease payments to low credit scores and long-term auto financing this is what personal finance mistakes with cars actually look like in real life. Bad car loans negative equity auto loans car payments credit scores personal finance debt leasing mistakes upside down car loans" [YouTube Link](https://youtube.com/watch?v=WyMGQmiESPc) 2026-02-05T19:15Z 19.4K followers, 22.3K engagements "TikTok Begging Is Out of Control Personal finance bad money decisions budgeting mistakes debt behavior and online begging are colliding on TikTok and this video breaks down exactly what that looks like. From TikTok Live begging to people asking strangers for groceries gas rent and even burritos this is a real look at money problems caused by poor planning and misplaced priorities. Online begging on TikTok is becoming normalized and it highlights some of the most common personal finance issues people face today: lack of budgeting no emergency fund poor money habits and relying on strangers" [YouTube Link](https://youtube.com/watch?v=kdSSQO2Hqv4) 2026-02-01T15:35Z 19.4K followers, 14.4K engagements "He Thought He Had No Credit. Turns Out It Was [---] Wants a Porsche Trying to buy a Porsche with no income and a [---] credit score is exactly how bad car loans and long-term financial damage begin. Bad car loans auto loans credit scores negative equity high interest car loans long loan terms and auto financing mistakes all come together in this real dealership situation. Bad car loans remain one of the most common personal finance mistakes especially when auto loans are taken out with low credit scores unverifiable income and unrealistic expectations. This situation begins with a buyer claiming" [YouTube Link](https://youtube.com/watch?v=l-GG2HEF854) 2026-02-06T19:15Z 19.4K followers, 19.1K engagements "No Money Bad Credit and Waiting on a Tax Refund to Buy a Tacoma Car loans car debt bad credit auto loans repossessions and negative equity are keeping people stuck financially. This video breaks down bad car loan advice risky auto financing decisions and how people end up trapped in vehicle debt. This personal finance commentary video covers car loans auto financing leasing vs financing bad credit car loans tax refund car purchases weekly car payments repossessions negative equity and the real cost of owning older cars versus newer vehicles. In this video we react to multiple real clips" [YouTube Link](https://youtube.com/watch?v=l_M3DrI4m6Q) 2026-02-03T19:15Z 19.4K followers, 25.7K engagements "$50K Owing $30K Tesla Hell Take $40K Buying a car with bad credit negative equity or a high-interest auto loan is one of the most damaging personal finance mistakes people make especially with expensive EVs and Teslas that drop in value fast. Car loans credit scores monthly payments and auto financing traps show up over and over in these clips and theyre perfect examples of how fast people lose money on cars without realizing it. If youre new Im Mike and on this channel we break down real car loans bad debt decisions EV ownership issues Tesla problems negative-equity situations interest rates" [YouTube Link](https://youtube.com/watch?v=oK_CCorUnss) 2025-11-29T19:15Z 19K followers, 23.1K engagements "$60K Kia $1300/Monthand Shes $25K Upside Down Car loans negative equity and bad financial decisions are becoming the norm. In this video we break down a $60000 Kia with $25000 in negative equity a buyer paying $1300 a month at 15% interest a recovering buyer with no credit and a repo trying to start over a dealership that cant sell a Land Rover Defender and a serious talk about the new 50-year mortgage being discussed. Personal finance and car loan mistakes are destroying peoples budgets and the numbers dont lie. If youre new Im Mike and here we talk about money cars avoiding debt and keeping" [YouTube Link](https://youtube.com/watch?v=osV4AtJXks8) 2025-11-13T18:01Z 19K followers, 18.5K engagements "$27K Loan $10K Upside Down and $100K in Debt Car loans bad debt and personal finance mistakes this video covers negative equity high-interest auto loans debt payoff budgeting credit repair and real money advice to help you avoid financial traps. We break down a $27000 car loan thats $10000 upside down and a 22-year-old buried in $100000 of mixed debt. If you care about paying off loans improving your credit score and keeping more of your paycheck youll want to see this one. A lot of people think trading in a car or starting a lease wipes out what they owe. It doesnt. Negative equity follows" [YouTube Link](https://youtube.com/watch?v=s1bvoox_dxQ) 2025-10-18T18:00Z 18.9K followers, 38.1K engagements "18-Year-Old Finances a Chrysler [---] at 28.9% Interest High-interest car loans and bad auto financing decisions are trapping young buyers in long-term debt and this video breaks down exactly how it happens. We analyze bad car loans 28.9% interest auto loans 327% payday-style loans and massive credit card debt to show how people get stuck financially. This personal finance video walks through real examples of bad car financing high interest auto loans first-time buyer mistakes credit card minimum payments balance transfers and debt spirals that keep people stuck paying interest instead of" [YouTube Link](https://youtube.com/watch?v=uZdq7XgQGYw) 2026-01-22T19:36Z 19.4K followers, 38.5K engagements "This Ferrari Needs $150K in Maintenance Ferrari maintenance costs supercar repair bills personal finance mistakes bad car loans automotive debt and massive high-interest payments this video breaks down the real cost of owning expensive cars and the financial traps people fall into every single day. Whether its a $150000 Ferrari maintenance estimate a McLaren built for racing but impossible to repair affordably a luxury SUV overloaded with unnecessary features or young adults drowning in debt todays clips show exactly how fast bad financial decisions can destroy your paycheck your savings and" [YouTube Link](https://youtube.com/watch?v=0ToOS2hrCjU) 2025-11-22T19:00Z 16.2K followers, 34K engagements "He Paid $100000 Over Asking for a Dodge Demon Now Trying to Sell It Bad car loans terrible auto financing decisions and personal finance mistakes are everywhere right now especially when it comes to high-interest car loans negative equity and people overspending on vehicles they cant afford. This video breaks down real TikTok clips showing how bad car loans reckless car payments debt avoidance and viral financial advice destroy peoples finances in real time. This is a personal finance breakdown focused on bad car loans Dodge Demon overpayments car payments that replace housing high interest" [YouTube Link](https://youtube.com/watch?v=0VE8JABt6sA) 2026-01-13T19:15Z 19.4K followers, 33.9K engagements "He Owes $30K on a Nissan Kicks Worth Only $8K Bad car loans negative equity high interest auto loans and personal finance mistakes are some of the most dangerous financial traps and today we break down a real case of a Nissan Kicks with $30K owed on a car worth $8K. Understanding bad car financing underwater car loans budgeting debt payoff strategies and the true cost of vehicle depreciation is essential for anyone trying to avoid financial disaster. Buying a car should never destroy your finances but millions of people fall into the same trap every year. In this video we look at a caller who" [YouTube Link](https://youtube.com/watch?v=0g7O-u437TI) 2025-11-28T19:15Z 16.8K followers, 44.4K engagements "She Paid $1998/Month for a Year and Got Almost Nothing Off the Loan A woman paying nearly $2000 a month for her BMW discovers shes only paid $5000 off the principal exposing just how dangerous bad car loans high-interest auto loans and personal finance mistakes can be. This video breaks down car loan interest negative equity bad auto financing and why so many people misunderstand loan terms and end up trapped in expensive vehicle payments. If you care about personal finance auto loans car payments interest rates budgeting debt payoff or avoiding bad financial decisions this breakdown shows" [YouTube Link](https://youtube.com/watch?v=2Vky-lCUyXM) 2025-12-11T19:15Z 19.4K followers, 28.3K engagements "Bad Credit Negative Equity and He Wants a Ram [----] Bad car loans negative equity auto loan mistakes and personal finance decisions are ruining people financially faster than ever. This video breaks down real examples of bad car loans upside-down trade-ins [---] credit scores long loan terms zero-down financing credit card spending lifestyle inflation and why financial decisions always have consequences. From a buyer with bad credit trying to finance the most expensive truck on the lot to multiple negative-equity trade-ins unrealistic payment expectations credit card spending that quietly adds" [YouTube Link](https://youtube.com/watch?v=3PUtdCDjUiQ) 2026-01-10T19:15Z 19.4K followers, 20.4K engagements "She Called This an Upgrade and Paid $60K for It Paying double for a car drowning in credit card debt and chasing online attention this video dives into the mistakes that keep people broke. Its about bad car loans automotive financing personal finance budgeting credit card debt lifestyle inflation and the cost of trying to look rich instead of building real wealth. If you care about saving money paying off debt or learning how car loans really work this ones for you. In this episode I cover multiple real stories that reveal how easy it is to fall into debt traps. A woman trades a [----] Nissan" [YouTube Link](https://youtube.com/watch?v=579rS7IVLvI) 2025-10-17T19:00Z 14.7K followers, 32.6K engagements "599 Credit Score for a Range Rover and [---] for a Car Bad car loans terrible credit scores and shocking auto loan approvals are at the heart of todays video. If you care about personal finance avoiding bad car loans rebuilding credit or learning how auto loans and negative equity can destroy your budget this is one video you dont want to miss. In this breakdown youll see real people applying for cars with credit scores as low as [---] [---] and even [---]. These extreme cases show how lenders handle bad credit auto loans what happens with voluntary repossessions why charge offs ruin your credit and" [YouTube Link](https://youtube.com/watch?v=5zs1o4_LHwg) 2025-10-02T20:00Z 18K followers, 99.6K engagements "Hes Broke $10K Underwater and Still Wants a Higher Payment Bad car loans negative equity high car payments predatory lenders and personal finance mistakes are trapping people in debt every single day and this video shows exactly how these bad automotive loans high interest rates and rushed car purchases destroy budgets fast. If you care about personal finance avoiding debt understanding car loans protecting your money and staying out of negative equity this breakdown is going to save you thousands. Car payments upside-down loans dealership financing impulse decisions and expensive repairs" [YouTube Link](https://youtube.com/watch?v=7cDsnhO-tW4) 2025-11-25T19:15Z 13.3K followers, 20.3K engagements "Trying to Buy a $32000 Toyota Tacoma for $200 a Month Car payments bad car loans auto financing credit scores and personal finance decisions all collide in this video as we break down real dealership calls realistic budgets and why restraint matters more than hype. From a $32000 Toyota Tacoma payment breakdown to investing early compound interest and why peace beats stuff this is personal finance without the fluff. This video looks at car loans auto loan math monthly payments credit score impact down payments saving vs spending investing early compound interest debt-free mindset personal" [YouTube Link](https://youtube.com/watch?v=8n_1HPBo-BY) 2026-01-19T19:15Z 19.4K followers, 21.2K engagements "$100K Negative Equity on a Rolls Royce $5000/Month Nightmare Paying $5000 a month on a luxury car dealing with $400000 negative equity and drowning in debt is a personal finance nightmare. In this video we break down the risks of expensive car loans negative equity and how overspending on vehicles can ruin your financial future. From luxury cars like the [----] Rolls-Royce Cullinan to any high-end auto purchase this is a cautionary tale for anyone considering a massive car loan. Personal finance auto loans debt management and luxury vehicle expenses are all covered to help you avoid financial" [YouTube Link](https://youtube.com/watch?v=Aw3aXdUzqUQ) 2025-09-28T16:45Z 13.9K followers, 29K engagements "2 Repos $20K Owed She Still Wants a BMW Buying a car with bad credit multiple repos and negative equity is one of the worst financial traps in personal finance. In this video we look at two real storiesone woman trying to buy a BMW while still owing $20000 on a Mini Cooper after two previous repossessions and another young guy facing a recent repo but still chasing another car loan. If youre serious about building wealth avoiding high-interest car loans and taking control of your money and credit this video is for you. Car buying with bad credit has become a massive problem. Every week more" [YouTube Link](https://youtube.com/watch?v=AwbRdnij478) 2025-10-05T17:00Z 13.6K followers, 121.3K engagements "527 Credit Score Asks Mom to Co-Sign 72-Month Loan on 9-Year Lexus Personal finance mistakes bad car loans auto loan debt and high-risk financing are exactly how people end up stressed overextended and stuck. This video breaks down bad credit car loans co-signers long loan terms luxury SUVs dealership financing and overspending using real clips and real numbers. Personal finance bad car loans auto loans car payments negative equity co-signers high interest auto loans luxury cars dealership tactics debt and overspending all show up in this video because these are the same mistakes people" [YouTube Link](https://youtube.com/watch?v=BmqW6TZdEjc) 2025-12-16T19:15Z 19.4K followers, 22.5K engagements "His Ex Co-Signed His Car Now He Wants an $80K BMW Bad car loans negative equity upside-down financing co-signing disasters and luxury car debt this is exactly how people stay broke. His girlfriend co-signed for the car now shes his ex and he wants to trade it in for an $80K BMW. Were talking about bad credit co-signed loans high-interest auto financing and the kind of personal finance mistakes that ruin credit scores and trap people in endless debt. If you care about car payments bad credit car loans negative equity or personal finance education this video breaks it all down in plain" [YouTube Link](https://youtube.com/watch?v=CAn4UPyyLzM) 2025-11-09T19:10Z 10.4K followers, 19.6K engagements "He Pays 21% APR Shes $100K in Debt Bad car loans 21% APR negative equity upside-down car financing luxury car debt personal finance mistakesthis video breaks down how a Dodge Challenger at 21% APR turns into a BMW upgrade plus a $100K debt spiral. If you care about car loans high interest credit scores budgeting debt payoff investing and avoiding dealership traps this is your wake-up call to protect your paycheck and keep more of your money. Nothing says bad financing like paying 21% APR on a Challenger and trying to fix it by buying a BMW. In the first clip a first-time buyer with a near-720" [YouTube Link](https://youtube.com/watch?v=DZPDpfZFbSc) 2025-10-19T19:00Z [----] followers, 38.4K engagements "He Scammed People Then Bought a $90000 Mercedes Bad car loans negative equity high-interest auto loans and personal finance mistakes are destroying peoples finances and this video shows exactly how. From scam money being used to buy a $90000 Mercedes to crushing car payments Affirm loans credit card debt and people reaching retirement still buried in debt this is a real-world breakdown of what happens when bad financial decisions compound over time. This video covers bad car loans negative equity high interest auto loans luxury car payments personal finance mistakes debt cycles credit card" [YouTube Link](https://youtube.com/watch?v=E_VHvfqzdB0) 2026-01-02T19:15Z 19.4K followers, 25.2K engagements "He Wants a $100K Denali Just to Win Back His Ex Buying cars with bad credit emotional spending personal finance mistakes auto loans credit card debt negative equity and high-interest car payments are some of the biggest traps people fall into. This video covers personal finance bad car loans credit card payoff strategies emotional spending auto financing and challenged credit helping viewers understand how debt negative equity and car payments destroy budgets. These personal finance and automotive loan keywords are repeated here to help more people find information about money management" [YouTube Link](https://youtube.com/watch?v=G3XglM_AKK8) 2025-11-15T18:09Z 10.8K followers, 23.4K engagements "Buying a BMW With a [---] Credit Score During a Divorce Buying a BMW with a [---] credit score during a divorce is one of the biggest personal finance mistakes people make especially when car loans bad credit negative equity high interest rates and bad auto financing decisions keep people broke. This video breaks down real car loan problems personal finance habits bad automotive loans and the money traps that ruin peoples budgets credit scores and long-term financial stability. In todays breakdown I react to multiple dealership calls and real situations involving bad car loans negative equity" [YouTube Link](https://youtube.com/watch?v=IhZvnBNeIJA) 2025-11-18T19:15Z 10.8K followers, 13.8K engagements "$30K Repo $60K Camaro and $60K Debt + Credit Cards If youve ever struggled with bad car loans maxed-out credit cards or poor financial decisions that keep you broke this video lays out exactly how people get trapped in the debt cycle and how to break out of it. Were diving into real stories of financial denial: a $30K repo a guy chasing a $60K Camaro ZL1 and another person drowning in $60K of credit card and personal debt. Its a deep look at how easy it is to lose control of your finances when you keep financing what you cant afford. Bad car loans credit card debt and poor budgeting habits" [YouTube Link](https://youtube.com/watch?v=Lq7YEOFkWl4) 2025-10-16T19:00Z 13.9K followers, 42K engagements "548 Credit Ditching His Ram for a Chevy Needs Wifes Approval Bad credit car loans debt repo budgeting money management credit score repair personal finance financial education credit inquiries high-interest auto loans negative equity saving money paying off debt and car financing tips this video covers all of it. We break down the real cost of buying or trading a vehicle with bad credit and what happens when you let emotions arguments or impatience decide your next car purchase. A man with a [---] credit score tries to get rid of his Dodge Ram and buy a Chevy but the deal isnt as simple as it" [YouTube Link](https://youtube.com/watch?v=Lqt76yogWzk) 2025-11-01T20:15Z [----] followers, 22.6K engagements "2 Bad Credit Scores Trying to Buy a Range Rover Bad credit car buying credit scores Range Rover financing debt problems and personal finance mistakes all collide in this story about a couple trying to buy a luxury SUV with [---] and [---] credit scores. Two people with bad credit are trying to buy a Range Rover and it goes exactly how youd expect. In this video Mike Chipman breaks down what happens when bad credit negative equity and unrealistic expectations collide. Youll see how subprime car loans repossessions and poor decisions with high-interest financing keep people trapped in debt and what" [YouTube Link](https://youtube.com/watch?v=M2wROnFX1xU) 2025-10-31T19:00Z [----] followers, 19.9K engagements "He Tried to Return His Tesla After [--] Days Buying a car car loans negative equity bad car loans personal finance debt payments auto loan mistakes and financial stress hit fast sometimes faster than the excitement fades after buying a new car. In todays video we break down real stories of car loan regret negative equity nightmares and personal finance decisions that spiral out of control. This video explores bad car loans debt overspending negative equity refinancing traps and how quickly a financial situation can collapse after taking on a car payment you cant afford. Your income can change" [YouTube Link](https://youtube.com/watch?v=M5JSffI9kZ4) 2025-11-26T19:15Z 13.9K followers, 74.5K engagements "5K in Leases 5K Down Wants a Lambo + 50K in OF Debt People love to talk about money but hate to face the truth about it. This video covers everything from personal finance debt car loans overspending bad credit negative equity luxury car payments and OnlyFans debt to the simple reality that good income doesnt mean financial freedom. A guy makes $1520K a month has only $5K to put down and thinks a Lamborghini is a good idea. Another loses $100K in Tesla depreciation. One more racks up $50K on OnlyFans. Different stories same mistakespending like wealth is guaranteed. This video breaks down how" [YouTube Link](https://youtube.com/watch?v=T54071rWV2U) 2025-11-03T18:15Z [----] followers, 27.7K engagements "480 Credit Score Trying to Buy $70K Hellcat Bad credit car loans high-interest rates and financial traps are everywhere and this video shows exactly why its important to slow down before signing anything. A [---] credit score disability income and a dream of owning a $70000 Hellcat isnt a plan its a warning about the financial dangers of chasing cars you cant afford. When youre dealing with bad credit auto loans long-term financing and emotional spending every choice can cost you years of debt and financial stress. Buying a car with bad credit isnt impossible but its rarely smart when the" [YouTube Link](https://youtube.com/watch?v=UTBckvzOWrc) 2025-10-10T19:00Z 15.9K followers, 57.1K engagements "She Paid $101000 for a Jeep and Now Owes $99000 Bad car loans negative equity auto loans personal finance mistakes and debt cycles are keeping more people stuck than ever. This personal finance video breaks down bad car loans upside-down auto loans high car payments vehicle depreciation buy here pay here financing and the real reasons people stay in debt even when they think theyre making progress. This video focuses on personal finance bad car loans negative equity auto financing mistakes debt cycles car payments vehicle depreciation credit card debt and how financial decisions compound over" [YouTube Link](https://youtube.com/watch?v=YC-PEmwLsRA) 2026-01-15T19:15Z 19.4K followers, 53.1K engagements "Owes $28K SNAP Benefits & TikTok Debt The Broke Trifecta Bad credit car loans debt SNAP benefits TikTok financial hacks and government assistance personal finance chaos has taken over. From [---] credit scores and negative equity loans to viral debt advice videos this is the modern money trap. Overspending entitlement and financial denial are now the new economy. Credit cards payday loans car payments and budgeting myths collide in a world where broke influencers teach wealth. This video exposes how people with [---] credit scores try to buy luxury cars like the Porsche Panamera Turbo while owing" [YouTube Link](https://youtube.com/watch?v=ZfAO9fCmIgg) 2025-10-28T19:00Z [----] followers, [----] engagements "He Wants 50% Off a BMW [--] Collections and $11K Negative Equity Bad credit negative equity debt money mistakes high-interest car loans and poor credit decisions this video dives into real stories about personal finance credit scores auto loans and how people keep falling deeper into debt instead of building wealth. If youre serious about managing money fixing your credit and avoiding financial traps that dealerships and lenders dont warn you about this ones for you. Weve got three different stories in this episode each one showing a different side of how people approach money and credit. From" [YouTube Link](https://youtube.com/watch?v=ZvY9thk9zk4) 2025-11-07T19:20Z 17.8K followers, 35.7K engagements "He Had a Repo LAST Month and Now Wants a BMW Bad car loans personal finance challenges high-interest auto loans repossessions credit score issues budgeting habits debt payoff strategies and financial literacy problems all show up in this video as we break down some of the most extreme examples of people struggling with money overspending and trying to buy cars they simply cannot afford. This episode focuses on auto loan debt rebuilding credit understanding negative equity recognizing predatory lenders avoiding co-signer traps improving spending habits and learning how the debt cycle keeps" [YouTube Link](https://youtube.com/watch?v=bYWskMRAUyc) 2025-12-04T19:15Z 13.3K followers, 22K engagements "505 Credit Score and $500 Down Wants a Tesla Buying a car with bad credit challenged credit high-risk financing auto loans negative equity and unrealistic expectations is one of the biggest traps in personal finance especially when someone wants a Tesla with a [---] credit score and only $500 down. In todays video we break down real car loan mistakes bad credit auto approvals dealer add-ons buy here pay here loans high interest rates and why so many people overspend on vehicles they cant afford. These personal finance auto loan and car dealership keywords help viewers understand the dangers of" [YouTube Link](https://youtube.com/watch?v=bfPHrnKLKbE) 2025-11-14T18:00Z 10.6K followers, [----] engagements "He Needs Grandma for a McLaren Another Buys a Mercedes in Bankruptcy Buying a McLaren with negative equity bad credit and a co-signer request while another buyer finances a Mercedes during bankruptcy are perfect examples of bad car loans personal finance mistakes and dangerous automotive loan decisions. This video breaks down terrible money habits bad auto financing negative equity traps bankruptcy car loans and why people keep making the same financial mistakes again and again. If you care about personal finance bad car loans negative equity high-interest auto loans subprime financing" [YouTube Link](https://youtube.com/watch?v=hFhGepXknGw) 2025-11-27T19:15Z 12.6K followers, 31K engagements "$200K Corvette Regret + $55K in Credit Card Debt Personal finance car loans credit card debt overspending budgeting and bad money habits today were looking at people losing thousands from poor financial decisions. He paid $200K for a Corvette and is shocked at how fast it depreciated and another family is drowning in $55K of credit card debt from lifestyle inflation job loss and impulse spending. Buying a car above sticker price is almost never a good financial move. When dealerships add markups theyre counting on emotion over logic and it works every time. Cars are depreciating assets not" [YouTube Link](https://youtube.com/watch?v=hxcmKQvoAP8) 2025-10-24T20:00Z 14.5K followers, 43.8K engagements "Thinking About Bankruptcy Wants a Truck + $20K Negative Equity Thinking about bankruptcy new truck payments negative equity and debt all the things that keep people broke. This video dives into bad car loans overspending and how negative equity traps buyers. Personal finance car buying debt management bankruptcy decisions and financial mistakes all in one story. A guy thinking about filing bankruptcy still wants to buy a new truck even though he owes over $12000 on his current vehicle. Another buyer is buried in negative equity and wants to roll it into a new loan. These stories show how easy" [YouTube Link](https://youtube.com/watch?v=hxfwFwnRsnQ) 2025-11-05T19:04Z [----] followers, 26.8K engagements "7-Figure CEO Needs Co-Signer with [---] Credit & $30K Negative Equity Are you struggling with negative equity bad auto loans or a low credit score In this video we break down a shocking story of a 7-figure CEO attempting to trade a [----] Range Rover with $30000 negative equity and only $10000 for a down payment. With a [---] credit score this is a real-world example of how even high-income earners can face credit challenges bad car financing and personal debt issues. If you want to learn how to avoid bad car loans manage negative equity and protect your credit this video is packed with essential" [YouTube Link](https://youtube.com/watch?v=iN1O_yzVQEs) 2025-10-12T19:21Z [----] followers, 19.8K engagements "Lets see what happens this Sunday 🐻 #chicagobears #benjohnson #greenbaypackers #nfcnorth #nfl" [YouTube Link](https://youtube.com/watch?v=mujM7oq-T14) 2025-12-04T15:57Z 10.4K followers, 15K engagements "$2000 a Month for Two Hondas + [---] Credit Score wants a BMW $2000 a month for two Hondas a [---] credit score and luxury car dreams. Bad credit high interest and negative equity it just keeps getting worse. Real stories of people drowning in debt while chasing BMW and Mercedes lifestyles. If youre new Im Mike and here we talk about money cars avoiding debt and keeping more of your paycheque. If that sounds good hit that like and subscribe button and drop a comment. Its hard to imagine paying nearly $2000 a month for two Hondas both financed at almost [--] percent interest. One payment would" [YouTube Link](https://youtube.com/watch?v=ny0gNqsrwa4) 2025-11-06T19:00Z 15.2K followers, 25.7K engagements "$10K Under Wants a Mustang $160 Rent Guy Wants a House Bad credit negative equity car loans personal finance and high interest rates this video covers it all. From a guy $10K upside down between a car and a motorcycle wanting a Ford Mustang to someone paying just $160 rent and trying to buy a house this video dives into real stories about debt bad financial habits and the importance of making smarter money moves. If youve ever felt trapped by car payments bad loans or poor credit decisions this ones for you. Being upside down on a loan or having negative equity means you owe more than your" [YouTube Link](https://youtube.com/watch?v=sURDd186AQM) 2025-11-08T18:28Z 10.4K followers, 20.7K engagements "$100K G-Wagon Loss & $15K Tesla Negative Equity Financial Nightmare Financial nightmare In this video we break down how one man lost $100000 on a $280000 Mercedes G-Wagon and ended up with $15000 of negative equity on a Tesla Model [--] loan wrecking his credit score and almost killing his chance to buy a house. If you care about personal finance car loans negative equity credit score protection or avoiding auto loan mistakes this real-life story is packed with lessons you can use today. Peer pressure dealer markups and risky car financing decisions are a dangerous mix. The first story shows how" [YouTube Link](https://youtube.com/watch?v=tjdIafMr6zc) 2025-09-22T17:12Z [----] followers, 33.3K engagements "$30K Negative Equity And He Still Wants a BMW Personal finance debt car loans and negative equity are destroying more budgets than people realize. Every day buyers walk into dealerships buried in loans convinced rebates and discounts can erase their debt. The truth is they cant. Negative equity doesnt vanish it just hides in your next payment and keeps you stuck. Negative equity is one of the most common money traps in car buying. It feels like an upgrade but all youre really doing is moving your old balance into a new loan. Dealers love that mistake because they get another sale. You think" [YouTube Link](https://youtube.com/watch?v=urmH8btezfI) 2025-11-02T19:12Z 10.2K followers, 23.8K engagements "$27000 Underwater on a Chevy Suburban with [------] Miles A real example of bad car loans negative equity and personal finance mistakes that shows how someone ends up $27000 underwater on a 170000-mile Chevy Suburban. This is what underwater car loans high interest auto loans subprime financing and payment-focused decisions actually look like in real life. Bad car loans negative equity underwater car loan car loan debt high interest car loans subprime auto loans personal finance mistakes dealership financing refinancing car loans car payment trap auto loan interest rates and living paycheck to" [YouTube Link](https://youtube.com/watch?v=uyvTiK5O4Jo) 2026-01-14T19:15Z 19.4K followers, 30.6K engagements "He Lost $72000 on a BMW After Only [----] Miles Luxury car depreciation bad car loans negative equity massive auto loan payments and real personal finance mistakes all show up in this video starting with a guy who paid $150000 for a BMW M8 drove it only [----] miles and somehow lost $72000. If you want to understand how automotive loans car payments interest insurance and depreciation destroy your finances this one covers everything. From overspending on performance cars to carrying huge balances on high-interest auto loans todays clips show how quickly money disappears when you dont run the" [YouTube Link](https://youtube.com/watch?v=xYaCW7gKka8) 2025-11-21T19:15Z 11.7K followers, 30.2K engagements "$938 EV Payment to Save Gas Now He Wants Out Electric vehicles bad car loans negative equity personal finance mistakes and sky-high monthly payments all collide in this video as we look at a $938 per month EV payment that was supposed to save money on gas but ended up costing far more. If you like content about money car loans avoiding debt automotive finance and real-life financial lessons youre in the right place. Today we break down one of the most common personal finance traps: buying an expensive electric vehicle to save money only to discover the EV payment is bigger than the problem" [YouTube Link](https://youtube.com/watch?v=xr5wjT5z6ww) 2025-11-19T20:15Z 11.7K followers, 36.7K engagements "She Was Making $20K a Month Now She Cant Afford Her Cars Car debt bad car loans negative equity and underwater auto loans are destroying peoples finances faster than ever. In this video we break down how high interest car loans risky options trading income and lifestyle creep can turn a high earner into someone who cant afford their cars. Bad car loans car debt negative equity underwater car loans high interest auto loans personal finance mistakes lifestyle inflation living paycheck to paycheck auto loan debt bad credit car loans financial mistakes income instability saving vs spending luxury" [YouTube Link](https://youtube.com/watch?v=3HuiouRIzus) 2025-12-12T19:15Z 19.4K followers, 24.6K engagements "He Financed an Audi S5 Then Lost His Job Bad car loans auto loan mistakes and personal finance disasters happen fastand todays video shows exactly how. In this breakdown of real car buying decisions job loss upside-down loans stretched financing terms repossession risks and luxury car payments gone wrong we walk through some of the biggest money mistakes people make with vehicles. If you care about personal finance car loans budgeting saving money and avoiding debt traps this one is packed with hard lessons and real examples you dont want to miss. Buying a car is already one of the biggest" [YouTube Link](https://youtube.com/watch?v=4cTHCy9m0cY) 2025-12-09T19:15Z 19.4K followers, 34.8K engagements "$25000 Upside Down On A Jeep A Jeep owner ends up $25000 upside down on a Jeep loan after rolling negative equity into bad auto financingwhile others in this video struggle with bad car loansupside down car loanscredit card debtstudent loansand personal finance mistakes that keep them buried in debt. This video focuses on negative equitybad car loansupside down auto loansrolling car debtauto loan mistakescredit card debtand why hoping things work out financially only makes things worse. Negative equityupside down car loansbad car loansJeep loan problemsauto financing mistakesrolling" [YouTube Link](https://youtube.com/watch?v=F-ab3eFteXQ) 2025-12-18T19:15Z 19.4K followers, 21K engagements "Porsche for DoorDash & $269K Debt: 1-Day Financial Regret & Delusion Personal finance debt budgeting credit money management car payments overspending and financial regret its all here. The Porsche Macan used for DoorDash returned after one day because of fuel costs and the woman $269000 in debt saying to keep spending show exactly how broken financial priorities have become. From poor budgeting to viral TikTok finance advice people are chasing status and comfort instead of learning real money habits and its costing them everything. Someone actually bought a Porsche Macan and decided to use" [YouTube Link](https://youtube.com/watch?v=Nxu-xJ5rqCc) 2025-10-21T19:00Z 19.4K followers, 43.1K engagements "$15K Upside Down and a [---] Credit Score + 30K of Credit Card Debt A [---] credit score $15000 in negative equity $30000 in credit card debt and $77000 in student loans this is personal finance gone wrong. From bad credit and car loans to overspending luxury lifestyles and financial regret this video breaks down real stories about debt budgeting mistakes and the high cost of poor money management. From bad credit to luxury cars high interest rates to financial excuses this is what happens when personal finance meets denial. Having a low credit score doesnt just limit options it locks you into a" [YouTube Link](https://youtube.com/watch?v=Od4RHEeHlhs) 2025-10-26T18:00Z 19.2K followers, 35.2K engagements "He Rolled In $12K And Still Owes $42K on His Tesla Bad car loan negative equity car loan upside-down auto loan high-interest auto loan Tesla loan problems credit card debt personal finance mistakes car repossession issues todays video breaks down some of the most expensive and avoidable debt traps people fall into. From massive negative equity to voluntary repossession to credit card balances that spiral out of control were looking at real financial situations that show how quickly debt can take over your life if youre not paying attention. We start with a Tesla owner paying $1150 a month on" [YouTube Link](https://youtube.com/watch?v=UC1g8IK82cM) 2025-12-02T19:15Z 19.2K followers, 44.1K engagements "He Owes $35000 on a [----] Cadillac With [------] Miles Bad car loans negative equity upside-down auto loans and terrible personal finance decisions are keeping people stuck and this video shows exactly how it happens. From owing $35000 on a high-mileage Cadillac to maxed-out credit cards fake credit fixes and bad financial advice this breakdown exposes the real math behind bad auto financing and debt. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score problems personal finance mistakes and debt traps that people fall into over and over" [YouTube Link](https://youtube.com/watch?v=a891ldUtANU) 2026-01-06T19:15Z 19.4K followers, 35.3K engagements "Trying to Buy a Porsche Without the Down Payment Bad car loans negative equity upside-down auto loans and poor personal finance decisions are keeping people stuck and this video breaks down exactly how it happens. From trying to buy a Porsche without the down payment to bad credit bankruptcy talk and dangerous debt advice this is a real look at how car payments and consumer debt quietly ruin financial options. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score damage consumer debt bankruptcy mindset issues and why big car payments block" [YouTube Link](https://youtube.com/watch?v=dsE1eptDu7U) 2026-01-07T19:15Z 19.4K followers, 34.1K engagements "Amazon Driver Owes $60K at 22% and Wants a Dodge Demon Bad car loans negative equity high-interest auto loans and out-of-control car payments are some of the biggest financial traps people fall into and todays video shows exactly how fast it happens. Personal finance disasters massive car debt terrible APR and emotional car buying collide in a wild mix of real stories that almost anyone can learn from. If youve ever wondered how car payments interest rates depreciation and negative equity destroy your budget this breakdown covers everything. This video dives into automotive loans debt payoff" [YouTube Link](https://youtube.com/watch?v=kdrOZeVmY-k) 2025-11-20T20:15Z 19.4K followers, 136.8K engagements "Theyre $31K Upside Down on Their Mustang Mach-E Bad car loans personal finance mistakes negative equity EV depreciation auto loan debt upside-down car loans student loan debt budgeting and debt payoff are all in todays video as we break down massive financial mistakes and real-life debt stories. This personal finance video is packed with car loan advice negative equity lessons and real examples of bad auto loans that show why budgeting and debt planning matter more than anything. If youre dealing with bad car loans upside-down auto loans huge student loan balances high car payments or" [YouTube Link](https://youtube.com/watch?v=tXeakUman40) 2025-12-10T19:15Z 19.4K followers, 23K engagements "Spending $200K on a McLaren High Price Low Quality Buying a $190000 McLaren GT with 10-year financing: is it really worth it In this video I break down the true costs of owning a supercar long-term car loans and the surprising reality of high-end vehicles with questionable quality. From $1600 monthly payments to hidden interior defects mold issues and ongoing maintenance this video highlights the financial lessons every car buyer needs to know. Personal finance car loans luxury vehicles bad debt and smart money management are all front and center in todays discussion. Even nearly $200000" [YouTube Link](https://youtube.com/watch?v=tYmP87Zhq4U) 2025-09-27T18:03Z 19.4K followers, [----] engagements "He Said His Credit Was Pretty Good It Was [---] Bad car loans and bad credit auto loans are some of the most common personal finance mistakes people make and this video breaks down real examples of how they happen. From a [---] credit score Hummer EV attempt to negative equity Tesla depreciation and monthly payment traps this is a real-world look at financing regret. These bad car loans involve subprime auto financing negative equity high interest rates long loan terms and buyers focusing on monthly payments instead of total cost. This video covers bad credit car loans subprime auto loans" [YouTube Link](https://youtube.com/watch?v=y1wlWLFvoQA) 2026-02-09T19:15Z 19.4K followers, 18.5K engagements "Bad Credit No License Wants 0% Financing Bad credit car loans and 0% financing myths collide in this personal finance breakdown of subprime auto loans high interest rate car financing buy here pay here dealerships and what happens when your credit score is in the 500s. If you are trying to get approved for car financing with bad credit asking about 0% financing comparing monthly payments instead of total cost or focusing on down payment instead of interest rate this is exactly how expensive a bad car loan can become. This video looks at high interest auto loans 23.9% APR financing [--] month" [YouTube Link](https://youtube.com/watch?v=z2iWMe7l9m0) 2026-02-11T19:15Z 19.4K followers, 25K engagements "$30000 NEGATIVE EQUITY - Dodge Charger Scat Pack Car DEBT Disaster This video dives deep into the world of car debt personal finance and bad financial decisions. One buyer ended up $30000 in negative equity on a [----] Dodge Charger Scat Pack showing just how quickly car debt can spiral out of control. If youre interested in personal finance car loans managing debt or understanding negative equity this video is a must-watch. Many people dont realize how dangerous rolling over loans buying multiple vehicles at high interest rates or making impulsive car purchases can be. Understanding your" [YouTube Link](https://youtube.com/watch?v=0_S69VZtxcg) 2025-09-03T15:50Z 19.4K followers, 32.3K engagements "$144K TeslaNow Worth $53K 50-Year Mortgage Car loans Tesla depreciation and a 50-year mortgage three perfect examples of how bad money decisions can quietly destroy your personal finances. The average person doesnt realize how fast a luxury car loses value how easy it is to trap yourself in debt or how a long mortgage can cost you your entire lifetime of earnings. In todays video we break down real stories about car buyers negative equity bad credit approvals and the newest financial disaster waiting to happen: the 50-year home loan. When you look at the numbers the truth is hard to ignore. A" [YouTube Link](https://youtube.com/watch?v=3AJBcB1t7rE) 2025-11-12T18:24Z 19.4K followers, 63.4K engagements "He Just Had a Repo Now He Wants a $41K BMW Bad car loans negative equity repossessions credit card debt and high-interest auto loans are destroying people financially and today we look at one of the most extreme examples. This personal finance breakdown covers real debt real numbers and real mistakes people keep repeating with cars credit cards financing and luxury vehicles they cannot afford. From bad car loans to voluntary repossessions from bankruptcy to luxury-car payments this video dives into the mindset that keeps people broke and how lenders car dealerships and subprime auto loans" [YouTube Link](https://youtube.com/watch?v=w_ktwpJEqlo) 2025-12-01T19:15Z 19.4K followers, 32.1K engagements "She Bought a Used Tesla. Then Got Hit With a $16000 Repair She bought a used Tesla thinking it would save money on gas car payments and maintenance but ended up facing a $16000 Tesla battery repair bill. This is a story about personal finance car debt credit budgeting saving money financial mistakes EV maintenance costs and how managing money can protect you from bad loans and expensive car ownership. If you care about avoiding debt building wealth and keeping more of your paycheck this breakdown exposes the real cost of owning a used Tesla. People buy electric vehicles thinking theyll save" [YouTube Link](https://youtube.com/watch?v=-Otca8AgrdA) 2025-10-29T19:00Z 19.4K followers, 54K engagements "He Wants $45K for a $25K Hyundai Bad car loans high interest auto loans negative equity and subprime auto financing are keeping people broke and this video breaks down exactly how these bad financial decisions happen in real life. From a Hyundai owner demanding $45000 for a car worth $25000 to 28% interest auto loans bankruptcy mistakes and dealership financing traps this is a personal finance breakdown of what not to do when buying or financing a vehicle. This personal finance video focuses on bad car loan decisions high APR auto financing negative equity trade-ins dealership tactics" [YouTube Link](https://youtube.com/watch?v=-QJulU496To) 2025-12-20T19:15Z 19.4K followers, 35.8K engagements "Furious Over $10K to End a Lease + $72K Credit Card Debt Shes furious it costs $10000 just to end her car lease while buried in car debt bad credit and negative equity and another woman is $72000 deep in credit card debt overspending and lifestyle inflation. This video breaks down personal finance mistakes car loans lease buyouts credit card interest debt management budgeting saving money bad spending habits and financial denial that keep people broke. Car loans credit cards bad credit and debt are destroying personal finances across North America. From auto loans with high-interest payments" [YouTube Link](https://youtube.com/watch?v=9FEeNbQLQjE) 2025-10-27T19:00Z 19.4K followers, 53.6K engagements "$21K for an [--] GMC Jimmy [---] Credit and $1200/mth Insurance Bad credit high-interest car loans repossessions DUI insurance and overpriced vehicles its all here. In this video Im reacting to people making wild financial choices: spending $21K on an [--] GMC Jimmy trying to finance cars with a [---] credit score and paying $1200 a month in insurance after a DUI. Well break down the money the mindset and the mistakes. If youre new Im Mike and here we talk about money cars avoiding debt and keeping more of your paycheque. If that sounds good hit that like and subscribe button and drop a comment" [YouTube Link](https://youtube.com/watch?v=Gvj6XQfSiHE) 2025-10-30T19:17Z 19.4K followers, 36.2K engagements "Dealer Got Burned on a Lamborghini Bad car loans luxury vehicle depreciation and personal finance mistakes are on full display in this video about Lamborghini ownership and the real cost of buying expensive cars. From dealer losses to massive depreciation this breakdown shows how exotic cars auto loans and emotional buying decisions quietly destroy financial stability. Lamborghini ownership bad car loans luxury car depreciation auto loan mistakes expensive maintenance costs personal finance decisions high-interest auto loans vehicle depreciation car buying regret financial discipline" [YouTube Link](https://youtube.com/watch?v=LQR7sFeCIYQ) 2025-12-26T19:15Z 19.4K followers, 42.7K engagements "18 Years Old And Bought a $50K Mercedes Bad car loans negative equity high interest auto financing credit score mistakes and dealership tactics are everywhere and this 18-year-old trying to buy a $50000 Mercedes with his dads money is just the beginning. In this personal finance breakdown we analyze auto loans subprime financing repossession risk credit rebuilding mistakes lease vs buy decisions EV incentives and how people get trapped in upside down car loans. The first clip features an 18-year-old calling a dealership about buying a $50K Mercedes-AMG funded by his father. We break down what" [YouTube Link](https://youtube.com/watch?v=LnHntEkDLYo) 2026-02-12T19:15Z 19.4K followers, 15.2K engagements "He Tried to Buy an $83000 BMW With No Credit Bad car loans personal finance mistakes and high-interest auto loans are everywhere especially when first-time buyers with no credit history try to finance expensive vehicles they cant afford. This $83000 BMW situation shows exactly how bad auto loan decisions negative equity and predatory dealerships create massive debt and long-term financial damage. If youre trying to understand car loan interest rates bad financing terms or real-world personal finance struggles this breakdown exposes how quickly money problems snowball when people take on" [YouTube Link](https://youtube.com/watch?v=aokvS69vnH4) 2025-12-08T19:15Z 19.4K followers, 66.7K engagements "Zero Credit Score Trying to Buy a Scat Pack Zero credit score trying to finance a Dodge Scat Pack with $500 down this is exactly how bad car loans high interest auto loans and subprime financing start. In this video we break down zero credit auto loan approval state max APR dealership financing tactics high monthly payments GAP insurance decisions negative equity risk credit card debt and personal finance mistakes that keep people broke. This personal finance breakdown covers bad car loans auto loan approval strategy subprime lenders like Westlake high APR car financing $700+ car payments" [YouTube Link](https://youtube.com/watch?v=f2AYdwQ4uu8) 2026-02-14T17:41Z 19.4K followers, [----] engagements "She Doesnt Understand How a Down Payment Works Car loans bad car loans auto financing mistakes high-interest car loans and personal finance decisions are destroying peoples finances and this video breaks down exactly how it happens. If youve ever focused on a monthly payment instead of the total cost misunderstood a down payment or signed an auto loan you didnt fully understand this personal finance breakdown is for you. In this video we analyze real car-buying conversations auto loan negotiations and credit mistakes that lead people into long-term debt. From misunderstanding how a down" [YouTube Link](https://youtube.com/watch?v=tk7-FbG9YxE) 2026-01-03T19:15Z 19.4K followers, 100.6K engagements "No Credit No Money Down and She Wants a Range Rover Bad car loans Range Rover financing no credit auto loans no money down car deals day trading losses options trading losses and personal finance mistakes all come together in this video. From luxury vehicles on tight budgets to chasing losses in day trading and options this is exactly how people lose money fast. Bad car loans bad credit car buying no credit auto loans Range Rover financing no money down car deals high interest auto loans personal finance mistakes day trading losses options trading losses gambling psychology financial" [YouTube Link](https://youtube.com/watch?v=zYxjNJbSfX4) 2025-12-13T19:15Z 19.4K followers, 42.3K engagements "Buy [--] Get [--] Free Jeep $56000 Negative Equity Nightmare Are you struggling with bad car loans high-interest auto debt or negative equity traps In this video we break down some of the worst dealership trick including buy [--] get [--] free promotions hidden fees and upside-down loans that can exceed $50000. If youve ever wondered how mechanics view Jeep reliability or how car dealerships use flashy deals to trap buyers in debt cycles this personal finance video is essential for anyone trying to protect their money. We dive into shocking examples of $50000+ upside-down Jeep loans explain the danger of" [YouTube Link](https://youtube.com/watch?v=2nF43T81FGQ) 2025-09-26T19:45Z [----] followers, 36.6K engagements "Shell Do Anything to Escape This Car Loan The Cost of Debt Are you struggling with car debt or stuck in negative equity This shocking story of a [----] Range Rover shows just how far some people will go to escape overwhelming car payments. Learn key personal finance lessons about debt management cosigning risks and protecting yourself from financial traps. In this video we break down the dangers of putting someone elses debt in your name the consequences of negative equity and practical tips to avoid costly mistakes with luxury vehicles. This personal finance breakdown reveals the real cost of" [YouTube Link](https://youtube.com/watch?v=5a16fagAF2A) 2025-09-10T15:30Z [---] followers, 12.1K engagements "The Real Cost of Owning an Exotic Car Debt Payments & Flexing Owning an exotic car can be a dream come true but the true cost often comes with serious debt and financial strain. In this video we break down the real cost of owning a Lamborghini Aventador SVJ Roadster and other exotic cars including monthly payments financing options maintenance and how it impacts your personal finances. If youre curious about luxury vehicles supercar payments or how much it really costs to drive an exotic car this video is packed with insights for personal finance enthusiasts and anyone concerned about debt" [YouTube Link](https://youtube.com/watch?v=6Fa6XsGttbA) 2025-09-05T15:45Z [---] followers, 25.3K engagements "$250000 Rezvani Tank: The New Family SUV for Moms The Rezvani Tank is a textbook case of bad car loans luxury car financing mistakes high-interest auto loans and rapid vehicle depreciation dont let status crush your net worth. This video exposes luxury vehicle overspending negative equity traps poor loan terms and how automotive loans can ruin credit scores and long-term wealth. The Rezvani Vengeance is a $250K+ armored SUV that perfectly shows how image and impulse can outweigh financial logic. Its marketed to wealthy buyers but it mirrors the same mindset behind bad car loans and luxury" [YouTube Link](https://youtube.com/watch?v=8WtFPjNRT_Y) 2025-10-11T16:05Z [----] followers, 11.6K engagements "Uber Eats Driver $30K UnderwaterTrading Hellcat for Demon Uber Eats driver tries to trade a high-mileage [----] Dodge Hellcatwhile buried under $30000 of negative equity and a shocking 22% interest ratefor an even more expensive Dodge Demon. On this personal finance channel we dig deep into why people sign terrible car loans pay far too much interest and end up spending half their income just to drive a flashy muscle car. If you care about avoiding bad car loans negative equity and sky-high interest rates you need to hear this story. This video is a real cautionary tale about living far beyond" [YouTube Link](https://youtube.com/watch?v=91Av0gzU0HQ) 2025-09-25T17:09Z [----] followers, 24.2K engagements "Spending Today Broke at 60: The Hidden Cost of Credit Card Debt Credit card debt is crushing millions of Americans and high-interest rates are silently draining your finances. With over $1.3 trillion in credit card debt nationwide and average interest rates above 20% swipe today and you could be broke tomorrow. If youre serious about personal finance building wealth and securing your retirement understanding how to manage credit cards pay off debt and invest wisely is essential. Many people hit their 60s with little to no retirement savings because of poor financial decisions and unchecked" [YouTube Link](https://youtube.com/watch?v=FkIVPi4So_Q) 2025-09-23T17:45Z [----] followers, [---] engagements "Cars That Break Down and Cost a Fortune Personal Finance Looking stylish doesnt always mean smart when it comes to cars. In this video we break down vehicles that look amazing but come with shocking repair costs maintenance nightmares and hidden financial traps. From Range Rovers to Ford Explorers and modified Mustangs these cars may turn heads but can quickly trap owners in debt. If you care about personal finance smart car buying and avoiding money mistakes this video is a must-watch. The truth is buying a car isnt just about looks. Cars like the [--------] Range Rover or modded American" [YouTube Link](https://youtube.com/watch?v=GsEw9Q9cfvo) 2025-09-08T15:12Z [---] followers, [----] engagements "Mercedes Repossession Ends in Desperation Car repossession auto loan debt and financial desperation are hitting more Canadians than ever. In this video I react to a womans heartbreaking and desperate attempt to buy back her repossessed Mercedes-Benz. This viral moment shines a spotlight on the real-world consequences of car loan debt missed payments and living beyond your financial limits. Within the first [---] characters weve already hit crucial personal finance keywords like auto loan debt car repossession bad credit and financial mistakes because thats exactly what this story exposes. If" [YouTube Link](https://youtube.com/watch?v=IfGShYZfeeQ) 2025-06-29T08:44Z [--] followers, [--] engagements "$100K Trucks: Luxury Price Cheap Quality $100K trucks are one of the biggest personal finance mistakes happening right now. When you mix bad car loans long-term auto financing high interest rates and the inflated prices of luxury pickups you end up with monthly payments that crush budgets and trap people in debt for years. In this video we look at what a $100000 truck actually gets you why the quality doesnt match the price and how massive auto loans are quietly destroying financial freedom. If youve ever wondered whether buying a six-figure Ford GMC or Chevy truck is worth it this breakdown" [YouTube Link](https://youtube.com/watch?v=NRrIksIPeqU) 2025-10-03T19:00Z [----] followers, [----] engagements "Never Buy a Car This Way The Car Loan Debt Nightmare 🚨 Car loan debt is a financial nightmare trapping millions of people in bad loans sky-high interest rates and endless payments. In this video we break down real stories of car debt predatory lenders negative equity repossession and the hidden dangers of auto financing. If youve ever struggled with car payments or wondered how car loan debt destroys personal finance you need to see this. 💳 Debt and personal finance go hand in hand and bad car loans are one of the biggest financial traps today. From outrageous 28% interest rates to" [YouTube Link](https://youtube.com/watch?v=VV62kUiCGgc) 2025-09-01T13:02Z [--] followers, [---] engagements "He Thinks [---] Is a Good Credit Score Then Tries to Buy a Shelby GT350 Buying a Shelby GT350 with a [---] credit score is a personal finance disaster waiting to happen. Bad credit car loans high-interest auto financing and poor credit scores can destroy your budget and delay building wealth. If youre serious about saving money improving credit and avoiding car loan mistakes this video is a must-watch for anyone who wants to take control of their finances and escape the cycle of debt. In todays video we break down a shocking real-world example: a buyer trying to finance a Ford Mustang Shelby" [YouTube Link](https://youtube.com/watch?v=eH9GfOoc7tk) 2025-09-15T15:26Z [---] followers, [----] engagements "$1000 Title Loan on a Dodge Charger at 167% Interest Insane Are you shocked by a Dodge Charger title loan at 167% interest Today we break down a real-world example where a borrower took out $1100 with a staggering APR and ended up paying nearly $3000 to borrow just $1100. If youre focused on personal finance avoiding bad car loans understanding high-interest loans managing debt and learning money strategies this video is a must-watch. From title loans and predatory lending to automotive loans and debt traps we cover exactly how easy it is to throw money away and get caught in a financial" [YouTube Link](https://youtube.com/watch?v=fkwbq4PzJZI) 2025-10-13T19:00Z [----] followers, 24.8K engagements "No License & $30K Child Support Debt Two Crazy Jeep Buyers Bad car loans car debt subprime auto loans car finance mistakes buy here pay here repossession bad credit car loan this video exposes how dealers profit off desperation and why buying a Jeep with no license or low credit is a financial disaster. Personal finance debt management rebuilding credit high-interest auto financing car payments deceptive dealership practices hidden dealer markups and subprime lending are all covered in this breakdown of a real showroom sale: zero down $648 monthly a [---] credit score and $30000 in unpaid child" [YouTube Link](https://youtube.com/watch?v=gBTm03iUN4E) 2025-10-06T17:00Z [----] followers, 24.4K engagements "$65K Mercedes $3K Down & $30K Negative Equity Car Buying Mistakes Luxury car loans negative equity and financial mistakes can destroy your personal finances fast. In this video we explore real-life examples of people trying to trade up to expensive cars like a Mercedes C63 or Range Rover while carrying massive negative equity and insufficient income. Understanding credit loans budgeting debt management and financial planning is crucial to avoid falling into long-term financial stress. If youre serious about financial freedom building an emergency fund paying off high-interest debt and making" [YouTube Link](https://youtube.com/watch?v=gHOQE39Tlko) 2025-09-24T17:44Z [----] followers, 10.1K engagements "The $30000 Bugatti Oil Change The Real Cost of Owning a Supercar Owning a Bugatti sounds like the ultimate dream but when you look at the true cost of maintenance financing and automotive debt it quickly turns into a personal finance nightmare. Between $30000 oil changes $40000 tires and sky-high monthly car payments this is the perfect example of why bad car loans negative equity and luxury financing mistakes can wreck your financial future. The reality of exotic cars and bad auto loans is something most people never think about until theyre buried in debt. In this video we break down the" [YouTube Link](https://youtube.com/watch?v=gNrYVJMn27M) 2025-09-30T20:45Z [----] followers, 14.8K engagements "Watch This Guy Try To Buy A ZL1 With $10000 Down Car loans and vehicle debt are pushing millions of people into financial stress and yet many are still willing to go deep into debt just to get the car they think they need. Personal finance experts warn that auto loans high interest rates and the growing car debt crisis are some of the most dangerous traps people fall into leaving them struggling to manage money and pay off basic expenses. In this video we dive into the reality of vehicle debt car loans auto financing and how buying a car you cant afford is one of the biggest mistakes in" [YouTube Link](https://youtube.com/watch?v=k5w-S9mH3Dw) 2025-08-17T18:22Z [--] followers, [--] engagements "$40K Negative Equity Ford Mustang & Tesla Owner Wants $10K Extra Negative equity upside-down car loans and poor financial decisions can destroy your budget and leave you trapped in long-term debt. In this video we break down a $40000 negative equity scenario on a [----] Mustang GT Premium showing why overpaying for a careven in mint conditioncan ruin your finances quickly. If you care about personal finance automotive loans avoiding debt and making smarter money decisions this video is a must-watch. We cover a real-life situation where a Mustang owner owes $79000 on a vehicle that had a $42000" [YouTube Link](https://youtube.com/watch?v=ob5MU83Z6ow) 2025-09-29T17:45Z [----] followers, 31.2K engagements "550 Credit Score Perfect Time to Buy a BMW A [---] credit score a BMW and bad credit car loans collide with reality. A buyer needs a co-signer for a Range Rover while another has no proof of income yet still tries to finance a car. Auto loans subprime financing luxury cars and risky money decisions meet head-on in these real-life examples of poor personal finance choices. Low credit scores and high-interest auto loans are a dangerous combination. Buyers with [------] credit scores often overestimate what they can afford chasing luxury cars like BMWs or Range Rovers without understanding" [YouTube Link](https://youtube.com/watch?v=qOnDcORQ7jQ) 2025-10-07T20:00Z [----] followers, 18.2K engagements "Car Payments Keep You Poor Personal Finance & Debt Free Advice Why High Car Payments Destroy Your Wealth Personal Finance Tips to Escape Car Debt Car payments car loans and vehicle debt are killing personal wealth in [----]. The average car payment in North America is at an all-time highover $760 a month for a new car and more than $550 a month for a used car. Personal finance experts warn that car debt auto loans and high interest payments are the number one wealth killer. If youre serious about building wealth buying a home or reaching financial freedom you must learn how to avoid these high" [YouTube Link](https://youtube.com/watch?v=rjwWEDXmqGA) 2025-09-12T16:30Z [---] followers, [---] engagements "Stop Wasting Money on Car Payments You Can't Afford Overspending on car payments is destroying personal finances and fueling the growing debt crisis across the country. Massive car loans high interest rates and unrealistic vehicle purchases are leaving millions of people drowning in debt and struggling to keep up with basic living expenses. Car payment debt is one of the most common financial traps and its hitting households everywhere. When you commit to a car payment you cant truly afford you lock yourself into years of financial stress. Overspending on a vehicle often means higher" [YouTube Link](https://youtube.com/watch?v=tD7eI1CZhMg) 2025-08-10T23:29Z [--] followers, [--] engagements "Buying a Car with Bad Credit to Build Credit This Is INSANE Bad credit car loans risky auto financing high-interest vehicle loans and credit score mistakes can destroy your finances fast. In this video we break down two unbelievable real-life examples: one man tries to finance a car with no job no income and no proof of earnings while another wants to buy a vehicle he doesnt even need just to establish credit despite already having a low credit score. If youre serious about personal finance money management budgeting building credit credit repair avoiding car loan traps and smart auto" [YouTube Link](https://youtube.com/watch?v=tUIKOZdbZa4) 2025-09-19T19:30Z [---] followers, [----] engagements "The Most EPIC Financial Fails 💸 The worst financial fails of all time are jaw-dropping from massive investment mistakes to everyday money blunders these financial disasters will leave you speechless. Money mistakes budgeting fails and investment horror stories are more common than you think and in this video were breaking down exactly what makes a financial failure so catastrophic. Whether its a millionaire losing it all in a single trade or someone drowning in debt from credit cards these are the money lessons we all need to hear. Financial literacy isnt just a buzzword its your defense" [YouTube Link](https://youtube.com/watch?v=wRVhOKfAOik) 2025-06-01T14:45Z [--] followers, [--] engagements "She Wanted A New Car But Her Credit Score Said No Buying cars you cant afford drowning in car debt and living paycheck to paycheck because of monthly payments are financial traps keeping millions broke. In this video we dive deep into why people keep financing cars they dont need what happens when you try but fail to afford a car and how these decisions destroy your personal finances. Car payments debt and bad money habits are the hidden killers of financial freedom. When you walk into a dealership its easy to get caught up in the excitement of a shiny new car. But when youre financing a car" [YouTube Link](https://youtube.com/watch?v=zxiYFFDdjF4) 2025-08-22T16:45Z [--] followers, [---] engagements "Zero Credit Score Trying to Buy a Scat Pack Zero credit score trying to finance a Dodge Scat Pack with $500 down this is exactly how bad car loans high interest auto loans and subprime financing start. In this video we break down zero credit auto loan approval state max APR dealership financing tactics high monthly payments GAP insurance decisions negative equity risk credit card debt and personal finance mistakes that keep people broke. This personal finance breakdown covers bad car loans auto loan approval strategy subprime lenders like Westlake high APR car financing $700+ car payments" [YouTube Link](https://youtube.com/watch?v=f2AYdwQ4uu8) 2026-02-14T17:41Z 19.4K followers, [----] engagements "18 Years Old And Bought a $50K Mercedes Bad car loans negative equity high interest auto financing credit score mistakes and dealership tactics are everywhere and this 18-year-old trying to buy a $50000 Mercedes with his dads money is just the beginning. In this personal finance breakdown we analyze auto loans subprime financing repossession risk credit rebuilding mistakes lease vs buy decisions EV incentives and how people get trapped in upside down car loans. The first clip features an 18-year-old calling a dealership about buying a $50K Mercedes-AMG funded by his father. We break down what" [YouTube Link](https://youtube.com/watch?v=LnHntEkDLYo) 2026-02-12T19:15Z 19.4K followers, 15.2K engagements "Bad Credit No License Wants 0% Financing Bad credit car loans and 0% financing myths collide in this personal finance breakdown of subprime auto loans high interest rate car financing buy here pay here dealerships and what happens when your credit score is in the 500s. If you are trying to get approved for car financing with bad credit asking about 0% financing comparing monthly payments instead of total cost or focusing on down payment instead of interest rate this is exactly how expensive a bad car loan can become. This video looks at high interest auto loans 23.9% APR financing [--] month" [YouTube Link](https://youtube.com/watch?v=z2iWMe7l9m0) 2026-02-11T19:15Z 19.4K followers, 25K engagements "He Said His Credit Was Pretty Good It Was [---] Bad car loans and bad credit auto loans are some of the most common personal finance mistakes people make and this video breaks down real examples of how they happen. From a [---] credit score Hummer EV attempt to negative equity Tesla depreciation and monthly payment traps this is a real-world look at financing regret. These bad car loans involve subprime auto financing negative equity high interest rates long loan terms and buyers focusing on monthly payments instead of total cost. This video covers bad credit car loans subprime auto loans" [YouTube Link](https://youtube.com/watch?v=y1wlWLFvoQA) 2026-02-09T19:15Z 19.4K followers, 18.5K engagements "He Asked If Food Stamps Could Be Used as a Down Payment for a Car Bad car loans personal finance mistakes financial scams identity theft fraud and auto financing risks all show up when people stop questioning what theyre being told. Bad car loans scams fraud personal finance auto loans down payments identity theft and financial manipulation all collide in these clips. A phone call is circulating where someone asks if food stamps could be used as a down payment on a car. The question itself sounds ridiculous but the response is what matters. Instead of stopping the conversation the focus" [YouTube Link](https://youtube.com/watch?v=k4gH6_MmVyI) 2026-02-08T16:14Z 19.4K followers, 29.5K engagements "He Thought He Had No Credit. Turns Out It Was [---] Wants a Porsche Trying to buy a Porsche with no income and a [---] credit score is exactly how bad car loans and long-term financial damage begin. Bad car loans auto loans credit scores negative equity high interest car loans long loan terms and auto financing mistakes all come together in this real dealership situation. Bad car loans remain one of the most common personal finance mistakes especially when auto loans are taken out with low credit scores unverifiable income and unrealistic expectations. This situation begins with a buyer claiming" [YouTube Link](https://youtube.com/watch?v=l-GG2HEF854) 2026-02-06T19:15Z 19.4K followers, 19.1K engagements "$1200 Lease in Her Sisters Name Now She Cant Pay Bad car loans negative equity and auto financing mistakes are destroying peoples finances right now and this video breaks down exactly how bad car loans high interest auto loans and poor financial decisions trap people in debt. From upside-down car loans and unaffordable lease payments to low credit scores and long-term auto financing this is what personal finance mistakes with cars actually look like in real life. Bad car loans negative equity auto loans car payments credit scores personal finance debt leasing mistakes upside down car loans" [YouTube Link](https://youtube.com/watch?v=WyMGQmiESPc) 2026-02-05T19:15Z 19.4K followers, 22.3K engagements "390 Credit Score Trying to Finance a Cadillac A [---] credit score bad car loans and high-risk auto financing collide when someone tries to finance a Cadillac while already in debt. This video breaks down subprime auto loans buy here pay here financing high interest car loans and why focusing on monthly payments keeps people stuck financially. This is a personal finance breakdown of bad car loans low credit score financing in-house financing buy here pay here dealerships high APR auto loans debt management mistakes negative equity repossessions co-signer risk and why approval is not the same as" [YouTube Link](https://youtube.com/watch?v=-B9_BsOgp6s) 2026-02-04T19:15Z 19.4K followers, 19.7K engagements "No Money Bad Credit and Waiting on a Tax Refund to Buy a Tacoma Car loans car debt bad credit auto loans repossessions and negative equity are keeping people stuck financially. This video breaks down bad car loan advice risky auto financing decisions and how people end up trapped in vehicle debt. This personal finance commentary video covers car loans auto financing leasing vs financing bad credit car loans tax refund car purchases weekly car payments repossessions negative equity and the real cost of owning older cars versus newer vehicles. In this video we react to multiple real clips" [YouTube Link](https://youtube.com/watch?v=l_M3DrI4m6Q) 2026-02-03T19:15Z 19.4K followers, 25.7K engagements "TikTok Begging Is Out of Control Personal finance bad money decisions budgeting mistakes debt behavior and online begging are colliding on TikTok and this video breaks down exactly what that looks like. From TikTok Live begging to people asking strangers for groceries gas rent and even burritos this is a real look at money problems caused by poor planning and misplaced priorities. Online begging on TikTok is becoming normalized and it highlights some of the most common personal finance issues people face today: lack of budgeting no emergency fund poor money habits and relying on strangers" [YouTube Link](https://youtube.com/watch?v=kdSSQO2Hqv4) 2026-02-01T15:35Z 19.4K followers, 14.4K engagements "434 Credit Score Tries to Buy a Ram [----] A [---] credit score trying to buy a Ram [----] while already [---] days past due on an auto loan is exactly how bad car loans high interest auto loans and poor personal finance decisions spiral out of control. This video breaks down bad car loans auto financing credit scores debt interest rates and financial mistakes that keep people stuck. Bad car loans auto loans high interest car loans subprime auto loans low credit score car loans negative equity car payments personal finance debt credit card debt interest rates budgeting money management and living" [YouTube Link](https://youtube.com/watch?v=-ET1KuZ2HXg) 2026-01-31T15:22Z 19.4K followers, 35.8K engagements "A No Limit Lincoln and $70000 of Credit Card Debt Bad car loans negative equity credit card debt personal finance mistakes and payment-focused thinking all collide in this breakdown of a no limit car purchase and $70000 of credit card debt. This video examines bad car loans auto financing traps negative equity car payments credit card interest and why focusing on monthly payments instead of total cost leads to long-term financial damage. Bad car loans negative equity car payments auto loans credit card debt interest budgeting mistakes payment-focused decisions and personal finance discipline" [YouTube Link](https://youtube.com/watch?v=cHe1D0ZIfeE) 2026-01-30T19:15Z 19.4K followers, 13.3K engagements "TikTok Is Giving People Insane Advice About Repos and Credit Bad car loans repossessions and credit report manipulation are being made worse by insane TikTok financial advice. This video breaks down viral TikTok advice about repos credit repair charge-offs and car loans that promises fast results but often leads to legal trouble more debt and long-term financial damage. This video covers bad car loans repossession advice credit repair scams auto loans negative equity car payments charge-offs and personal finance mistakes. TikTok finance advice pushes shortcuts and hacks but when it comes to" [YouTube Link](https://youtube.com/watch?v=fCewEz78frU) 2026-01-28T19:15Z 19.4K followers, 18K engagements "Someone Tried to Trade a Pokmon Card for a Tesla Plaid Bad car loans negative equity and personal finance mistakes are becoming more common and this video shows how easily money decisions can spiral out of control. From trading a Pokmon card for a Tesla to rolling negative equity into new car loans this is a real look at value debt and personal finance decisions around Teslas and car buying. In this video we break down bad car loans Tesla payments negative equity auto financing mistakes and why liquidity matters more than hype. Whether its collectible investing car payments or trading" [YouTube Link](https://youtube.com/watch?v=3thVEP4kMrU) 2026-01-27T19:15Z 19.4K followers, 17K engagements "Trying to Buy a Tahoe With Two Previous Repos Bad car loans negative equity repossessions and high-interest auto financing are some of the most destructive personal finance mistakes people make and this video breaks them down in real time. From voluntary repos and late payments to $760 monthly payments on a used Mercedes $100000 trucks and a $5500 Lamborghini lease this is a clear look at how bad math turns into long-term financial damage. This personal finance breakdown covers bad car loans auto loan debt repos voluntary repossession negative equity high-interest car loans dealership" [YouTube Link](https://youtube.com/watch?v=RhRoSd24MmM) 2026-01-26T19:15Z 19.4K followers, 27.7K engagements "Rolling $17K of Debt Into an $11K Car Bad car loans negative equity and debt stacking are some of the most common personal finance mistakes people make and this video breaks down exactly how they happen in real time. From rolling $17K of negative equity into an $11K car to co-signers bringing more debt than the vehicle is worth this is a clear look at bad financial advice auto loan math that doesnt work and how debt quietly snowballs. This personal finance breakdown covers bad car loans negative equity co-signing mistakes credit score manipulation auto loan approvals minimum credit card" [YouTube Link](https://youtube.com/watch?v=LqgkTPWXYa8) 2026-01-25T19:15Z 19.4K followers, 15.2K engagements "18-Year-Old Spending Half Her Income on a BMW $200K Credit Card Debt Bad car loans high interest auto loans personal finance mistakes and TikTok credit advice are pushing people into massive debt. This video breaks down bad car loans BMW payments credit card debt negative equity and how social media credit hacks turn small mistakes into financial disasters. A young woman fresh out of high school is spending nearly half her income on a BMW with a high interest auto loan. This video examines how bad car loans high APR financing upside-down auto loans and poor financial decisions trap people" [YouTube Link](https://youtube.com/watch?v=KVK-WZXYxGE) 2026-01-23T17:46Z 19.4K followers, 27.6K engagements "18-Year-Old Finances a Chrysler [---] at 28.9% Interest High-interest car loans and bad auto financing decisions are trapping young buyers in long-term debt and this video breaks down exactly how it happens. We analyze bad car loans 28.9% interest auto loans 327% payday-style loans and massive credit card debt to show how people get stuck financially. This personal finance video walks through real examples of bad car financing high interest auto loans first-time buyer mistakes credit card minimum payments balance transfers and debt spirals that keep people stuck paying interest instead of" [YouTube Link](https://youtube.com/watch?v=uZdq7XgQGYw) 2026-01-22T19:36Z 19.4K followers, 38.5K engagements "571 Credit Score No Money Down And She Wants a Jeep Bad credit car loans negative equity high interest auto loans and no money down car deals are some of the fastest ways to destroy your finances. In this video we break down a [---] credit score Jeep purchase missed payments subprime auto financing massive negative equity and why bad car loans keep people stuck financially. This personal finance breakdown covers bad credit auto loans high interest car financing negative equity rollovers car leases with hidden interest no money down car deals co-signers subprime lending and why getting out of" [YouTube Link](https://youtube.com/watch?v=HR8IB11jJig) 2026-01-21T19:15Z 19.4K followers, 20.2K engagements "Trying to Buy a $32000 Toyota Tacoma for $200 a Month Car payments bad car loans auto financing credit scores and personal finance decisions all collide in this video as we break down real dealership calls realistic budgets and why restraint matters more than hype. From a $32000 Toyota Tacoma payment breakdown to investing early compound interest and why peace beats stuff this is personal finance without the fluff. This video looks at car loans auto loan math monthly payments credit score impact down payments saving vs spending investing early compound interest debt-free mindset personal" [YouTube Link](https://youtube.com/watch?v=8n_1HPBo-BY) 2026-01-19T19:15Z 19.4K followers, 21.2K engagements "572 Credit Score Wants 0.9% Financing on an $81000 Aston Martin YouTube Description Bad car loans personal finance mistakes auto loan interest rates credit scores and negative equity collide in this breakdown of some of the most unrealistic expectations in car buying and debt payoff culture today. This video dives deep into auto financing credit score reality interest rates bad car loans negative equity and why TikTok financial advice is often misleading for people trying to escape debt. In this episode we analyze real clips involving bad credit car buyers auto loan misconceptions unrealistic" [YouTube Link](https://youtube.com/watch?v=9NA-Bss1MlU) 2026-01-18T19:15Z 19.4K followers, 25K engagements "Hes Behind on His Car Loan So He Tries to Buy Another One Bad car loans low credit score auto loans and personal finance mistakes are keeping people stuck in debt longer than they realize. This video breaks down bad credit car loans high interest auto financing missed payments and emotional financial decisions that turn simple car purchases into long-term financial problems. Personal finance auto loans bad car loans low credit score financing high APR car loans negative equity and dealership tactics all collide in this breakdown of real situations involving car payments trade-ins down" [YouTube Link](https://youtube.com/watch?v=QfJP041V3IQ) 2026-01-17T19:15Z 19.4K followers, 22.8K engagements "She Paid $101000 for a Jeep and Now Owes $99000 Bad car loans negative equity auto loans personal finance mistakes and debt cycles are keeping more people stuck than ever. This personal finance video breaks down bad car loans upside-down auto loans high car payments vehicle depreciation buy here pay here financing and the real reasons people stay in debt even when they think theyre making progress. This video focuses on personal finance bad car loans negative equity auto financing mistakes debt cycles car payments vehicle depreciation credit card debt and how financial decisions compound over" [YouTube Link](https://youtube.com/watch?v=YC-PEmwLsRA) 2026-01-15T19:15Z 19.4K followers, 53.1K engagements "$27000 Underwater on a Chevy Suburban with [------] Miles A real example of bad car loans negative equity and personal finance mistakes that shows how someone ends up $27000 underwater on a 170000-mile Chevy Suburban. This is what underwater car loans high interest auto loans subprime financing and payment-focused decisions actually look like in real life. Bad car loans negative equity underwater car loan car loan debt high interest car loans subprime auto loans personal finance mistakes dealership financing refinancing car loans car payment trap auto loan interest rates and living paycheck to" [YouTube Link](https://youtube.com/watch?v=uyvTiK5O4Jo) 2026-01-14T19:15Z 19.4K followers, 30.6K engagements "He Paid $100000 Over Asking for a Dodge Demon Now Trying to Sell It Bad car loans terrible auto financing decisions and personal finance mistakes are everywhere right now especially when it comes to high-interest car loans negative equity and people overspending on vehicles they cant afford. This video breaks down real TikTok clips showing how bad car loans reckless car payments debt avoidance and viral financial advice destroy peoples finances in real time. This is a personal finance breakdown focused on bad car loans Dodge Demon overpayments car payments that replace housing high interest" [YouTube Link](https://youtube.com/watch?v=0VE8JABt6sA) 2026-01-13T19:15Z 19.4K followers, 33.9K engagements "Trying to Buy a Scat Pack With a [---] Credit Score Bad credit car loans high interest auto financing lease mileage overages and tradelines are some of the most common personal finance mistakes people make when buying cars. In this video we break down a [---] credit score trying to buy a Scat Pack a lease that went thousands of miles over the limit and the reality behind tradelines that make credit look better on paper without fixing the underlying behavior. This breakdown focuses on personal finance bad credit car loans credit scores auto loans car payments lease mistakes negative equity" [YouTube Link](https://youtube.com/watch?v=I0xsiBKf-pc) 2026-01-12T19:15Z 19.4K followers, 32.7K engagements "Bad Credit Negative Equity and He Wants a Ram [----] Bad car loans negative equity auto loan mistakes and personal finance decisions are ruining people financially faster than ever. This video breaks down real examples of bad car loans upside-down trade-ins [---] credit scores long loan terms zero-down financing credit card spending lifestyle inflation and why financial decisions always have consequences. From a buyer with bad credit trying to finance the most expensive truck on the lot to multiple negative-equity trade-ins unrealistic payment expectations credit card spending that quietly adds" [YouTube Link](https://youtube.com/watch?v=3PUtdCDjUiQ) 2026-01-10T19:15Z 19.4K followers, 20.4K engagements "She Wants to Sell a Range Rover That Isn't Hers Bad car loans personal finance mistakes negative equity and auto loan traps are ruining people financially faster than ever. This video breaks down real-world money situations involving bad car purchases vehicle ownership problems financial dependency debt spirals and why driving a car that isnt in your name can destroy your financial future. Bad auto loans luxury car payments negative equity vehicles high-interest debt and poor financial decisions show up repeatedly in these clips. From a woman trying to sell a Range Rover that legally isnt" [YouTube Link](https://youtube.com/watch?v=7llH6yfUTOg) 2026-01-09T19:15Z 19.4K followers, 25.8K engagements "Trying to Buy a Porsche Without the Down Payment Bad car loans negative equity upside-down auto loans and poor personal finance decisions are keeping people stuck and this video breaks down exactly how it happens. From trying to buy a Porsche without the down payment to bad credit bankruptcy talk and dangerous debt advice this is a real look at how car payments and consumer debt quietly ruin financial options. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score damage consumer debt bankruptcy mindset issues and why big car payments block" [YouTube Link](https://youtube.com/watch?v=dsE1eptDu7U) 2026-01-07T19:15Z 19.4K followers, 34.1K engagements "He Owes $35000 on a [----] Cadillac With [------] Miles Bad car loans negative equity upside-down auto loans and terrible personal finance decisions are keeping people stuck and this video shows exactly how it happens. From owing $35000 on a high-mileage Cadillac to maxed-out credit cards fake credit fixes and bad financial advice this breakdown exposes the real math behind bad auto financing and debt. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score problems personal finance mistakes and debt traps that people fall into over and over" [YouTube Link](https://youtube.com/watch?v=a891ldUtANU) 2026-01-06T19:15Z 19.4K followers, 35.3K engagements "Almost $2000 a Month vs a Dodge Durango SRT Bad car loans auto financing mistakes negative equity and high car payments are destroying peoples finances and this video breaks down exactly how it happens. In this personal finance breakdown we analyze bad car loans upside-down auto loans credit card debt TikTok financial advice car dealership tactics and why financing cars you cant afford keeps people stuck. This video focuses on personal finance bad car loans auto financing negative equity car loans high monthly car payments credit card debt retail income budgeting first-time car buyers" [YouTube Link](https://youtube.com/watch?v=jw4anbEwAaY) 2026-01-05T19:15Z 19.4K followers, 41K engagements "She Doesnt Understand How a Down Payment Works Car loans bad car loans auto financing mistakes high-interest car loans and personal finance decisions are destroying peoples finances and this video breaks down exactly how it happens. If youve ever focused on a monthly payment instead of the total cost misunderstood a down payment or signed an auto loan you didnt fully understand this personal finance breakdown is for you. In this video we analyze real car-buying conversations auto loan negotiations and credit mistakes that lead people into long-term debt. From misunderstanding how a down" [YouTube Link](https://youtube.com/watch?v=tk7-FbG9YxE) 2026-01-03T19:15Z 19.4K followers, 100.6K engagements "He Scammed People Then Bought a $90000 Mercedes Bad car loans negative equity high-interest auto loans and personal finance mistakes are destroying peoples finances and this video shows exactly how. From scam money being used to buy a $90000 Mercedes to crushing car payments Affirm loans credit card debt and people reaching retirement still buried in debt this is a real-world breakdown of what happens when bad financial decisions compound over time. This video covers bad car loans negative equity high interest auto loans luxury car payments personal finance mistakes debt cycles credit card" [YouTube Link](https://youtube.com/watch?v=E_VHvfqzdB0) 2026-01-02T19:15Z 19.4K followers, 25.2K engagements "Working Two Full-Time Jobs and Still Cant Afford This SUV Working two full-time jobs and still struggling with car payments bad credit and high-interest auto loans is becoming far too common. This video breaks down how bad car loans dealership markup credit repair schemes and poor financial decisions trap people in debt even when theyre working nonstop. In this breakdown we look at a real example of someone working two full-time jobs while trying to escape a Chevy Tahoe payment only to get pulled deeper into bad auto financing negative equity and high-interest car loans. This is a clear look" [YouTube Link](https://youtube.com/watch?v=iNN71K_WR4I) 2025-12-31T19:15Z 19.4K followers, 27.5K engagements "He Wants a $90K Lexus for $500 a Month Bad car loans low credit auto financing high interest car loans negative equity payment thinking and poor personal finance decisions are exactly how people end up trying to buy a $90000 Lexus for $500 a month. Financing luxury vehicles with fair credit rolling negative equity into new car loans and focusing on monthly payments instead of total cost destroys cash flow and long-term financial stability. This video is a personal finance commentary on bad car loans car payments negative equity high interest auto loans credit scores co-signers and unrealistic" [YouTube Link](https://youtube.com/watch?v=V-mpjSnIqhQ) 2025-12-30T19:15Z 19.4K followers, 28K engagements "500 Credit Score Previous Repo Trying to Buy a Cadillac A [---] credit score a previous repossession and still trying to finance a Cadillac is a perfect example of bad car loans and poor personal finance decisions. In this video we look at subprime auto loans high interest car financing repossessions negative equity and the kind of financial advice that keeps people stuck in debt. This video focuses on bad car loan decisions low credit score auto financing used car loans with repos high interest auto loans negative equity car loans and personal finance mistakes that are becoming more common" [YouTube Link](https://youtube.com/watch?v=QJscllZxMuA) 2025-12-29T19:15Z 19.4K followers, 96.2K engagements "On House Arrest No Credit No Money Down Trying to Buy a Honda On house arrest with no credit and no money down trying to buy a Honda is a textbook example of how bad car loans high interest auto financing and poor personal finance decisions create long-term financial damage. This video breaks down a real dealership situation involving a zero down car loan no credit history deferred payments and why these auto loan mistakes lead directly to debt budgeting problems and bankruptcy. A guy on house arrest tries to buy a car with no credit and no money down showing how risky auto loans start before" [YouTube Link](https://youtube.com/watch?v=Xz9p5Bv_IEY) 2025-12-27T19:15Z 19.4K followers, 33.9K engagements "Dealer Got Burned on a Lamborghini Bad car loans luxury vehicle depreciation and personal finance mistakes are on full display in this video about Lamborghini ownership and the real cost of buying expensive cars. From dealer losses to massive depreciation this breakdown shows how exotic cars auto loans and emotional buying decisions quietly destroy financial stability. Lamborghini ownership bad car loans luxury car depreciation auto loan mistakes expensive maintenance costs personal finance decisions high-interest auto loans vehicle depreciation car buying regret financial discipline" [YouTube Link](https://youtube.com/watch?v=LQR7sFeCIYQ) 2025-12-26T19:15Z 19.4K followers, 42.7K engagements "Her New Range Rover Broke Twice in Just [----] Miles A brand new Range Rover breaks down twice in just [----] miles highlighting everything that goes wrong when bad car loans poor auto financing decisions and weak personal finance habits collide. This video breaks down luxury car failures expensive auto loans negative equity credit card debt and real examples of people making financial decisions that lead to long-term stress unaffordable payments and constant money problems. In this video a woman replaces a broken Range Rover with another brand new one instead of addressing reliability or cost" [YouTube Link](https://youtube.com/watch?v=Lu9ZYDDMiDs) 2025-12-24T19:15Z 19.4K followers, 27.4K engagements "386 Credit Score He Found Out Trying to Buy a Car [---] credit score bad car loans low credit score auto financing mistakes subprime auto loans cosigner risk dealership financing high interest car loans and personal finance mistakes collide when a man tries to buy a car and finds out how damaged his credit really is. This personal finance breakdown shows how bad car loan decisions missed payments cosigned auto loans refinancing promises and easy credit approvals lead to lawsuits debt problems and long-term financial damage. Trying to buy a car with bad credit often exposes problems people didnt" [YouTube Link](https://youtube.com/watch?v=vjliDl21qRE) 2025-12-23T19:15Z 19.4K followers, 41.2K engagements "She Makes $12.50 an Hour and Wants a BMW Bad car loanslow income car financingauto loan mistakesluxury car debtcredit score problemsnegative equitycar payment trapsand personal finance disasters are on full display when someone making $12.50 an hour tries to finance a BMW X7.This video breaks down bad car loansauto financing mathlow income budgetingcredit misuseand why luxury cars destroy finances. A girl earning $12.50 an hour wants to finance a BMW X7 with poor credit and very little money down.This is how bad car loans happen.This is how people get trapped in high interest auto" [YouTube Link](https://youtube.com/watch?v=DHUz8VJLgmo) 2025-12-22T19:15Z 19.4K followers, 151.7K engagements "He Wants $45K for a $25K Hyundai Bad car loans high interest auto loans negative equity and subprime auto financing are keeping people broke and this video breaks down exactly how these bad financial decisions happen in real life. From a Hyundai owner demanding $45000 for a car worth $25000 to 28% interest auto loans bankruptcy mistakes and dealership financing traps this is a personal finance breakdown of what not to do when buying or financing a vehicle. This personal finance video focuses on bad car loan decisions high APR auto financing negative equity trade-ins dealership tactics" [YouTube Link](https://youtube.com/watch?v=-QJulU496To) 2025-12-20T19:15Z 19.4K followers, 35.8K engagements "347 Credit Score Buying a BMW A [---] credit score a BMW and a real-world breakdown of bad car loans low credit car financing subprime auto loans and how poor financial decisions turn into long-term debt. This personal finance video explains what really happens when someone with bad credit tries to finance a luxury car and why high-interest auto loans are one of the fastest ways to stay broke. What happens when someone with a [---] credit score tries to buy a BMW In this personal finance breakdown we analyze bad car loans low credit auto financing dealership lending practices and why approval" [YouTube Link](https://youtube.com/watch?v=hWAzQ0FwVa0) 2025-12-19T19:15Z 19.4K followers, 69.9K engagements "$25000 Upside Down On A Jeep A Jeep owner ends up $25000 upside down on a Jeep loan after rolling negative equity into bad auto financingwhile others in this video struggle with bad car loansupside down car loanscredit card debtstudent loansand personal finance mistakes that keep them buried in debt. This video focuses on negative equitybad car loansupside down auto loansrolling car debtauto loan mistakescredit card debtand why hoping things work out financially only makes things worse. Negative equityupside down car loansbad car loansJeep loan problemsauto financing mistakesrolling" [YouTube Link](https://youtube.com/watch?v=F-ab3eFteXQ) 2025-12-18T19:15Z 19.4K followers, 21K engagements "He Wants to Buy a Dodge Challenger With a [---] Credit Score Trying to buy a Dodge Challenger with a [---] credit score is how bad car loans personal finance mistakes and high interest auto loans turn into long-term debt. This video breaks down subprime auto loans low credit car financing dealership reality and why bad credit makes cars dramatically more expensive. Trying to buy a Dodge Challenger with a [---] credit score bad car loans personal finance mistakes subprime auto loans low credit car financing high interest rates long loan terms dealership financing negative equity APR vs interest rate" [YouTube Link](https://youtube.com/watch?v=5JExPx16tR4) 2025-12-17T19:15Z 19.4K followers, 38.3K engagements "527 Credit Score Asks Mom to Co-Sign 72-Month Loan on 9-Year Lexus Personal finance mistakes bad car loans auto loan debt and high-risk financing are exactly how people end up stressed overextended and stuck. This video breaks down bad credit car loans co-signers long loan terms luxury SUVs dealership financing and overspending using real clips and real numbers. Personal finance bad car loans auto loans car payments negative equity co-signers high interest auto loans luxury cars dealership tactics debt and overspending all show up in this video because these are the same mistakes people" [YouTube Link](https://youtube.com/watch?v=BmqW6TZdEjc) 2025-12-16T19:15Z 19.4K followers, 22.5K engagements "She Went [-----] Miles Without an Oil Change Personal finance bad car loans auto loan mistakes and car payments are why so many people stay broke longer than they need to. This video breaks down bad car financing negative equity high interest auto loans luxury car regret dealership tactics and auto loan traps that quietly destroy your budget month after month. Personal finance mistakes like bad car loans expensive car payments financing regret negative equity depreciation dealer add-ons emotional car buying long loan terms and payment-focused thinking are repeated throughout this video because" [YouTube Link](https://youtube.com/watch?v=3_BunBGH6uQ) 2025-12-15T19:15Z 19.4K followers, 25.1K engagements "No Credit No Money Down and She Wants a Range Rover Bad car loans Range Rover financing no credit auto loans no money down car deals day trading losses options trading losses and personal finance mistakes all come together in this video. From luxury vehicles on tight budgets to chasing losses in day trading and options this is exactly how people lose money fast. Bad car loans bad credit car buying no credit auto loans Range Rover financing no money down car deals high interest auto loans personal finance mistakes day trading losses options trading losses gambling psychology financial" [YouTube Link](https://youtube.com/watch?v=zYxjNJbSfX4) 2025-12-13T19:15Z 19.4K followers, 42.3K engagements "She Was Making $20K a Month Now She Cant Afford Her Cars Car debt bad car loans negative equity and underwater auto loans are destroying peoples finances faster than ever. In this video we break down how high interest car loans risky options trading income and lifestyle creep can turn a high earner into someone who cant afford their cars. Bad car loans car debt negative equity underwater car loans high interest auto loans personal finance mistakes lifestyle inflation living paycheck to paycheck auto loan debt bad credit car loans financial mistakes income instability saving vs spending luxury" [YouTube Link](https://youtube.com/watch?v=3HuiouRIzus) 2025-12-12T19:15Z 19.4K followers, 24.6K engagements "She Paid $1998/Month for a Year and Got Almost Nothing Off the Loan A woman paying nearly $2000 a month for her BMW discovers shes only paid $5000 off the principal exposing just how dangerous bad car loans high-interest auto loans and personal finance mistakes can be. This video breaks down car loan interest negative equity bad auto financing and why so many people misunderstand loan terms and end up trapped in expensive vehicle payments. If you care about personal finance auto loans car payments interest rates budgeting debt payoff or avoiding bad financial decisions this breakdown shows" [YouTube Link](https://youtube.com/watch?v=2Vky-lCUyXM) 2025-12-11T19:15Z 19.4K followers, 28.3K engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@mikedchipman Michael Chipman
Michael Chipman has been sharing various videos about people struggling with significant car debt and financial difficulties. Many of these individuals have poor credit scores, high debt levels, and are making large car payments that seem unsustainable. These situations often involve luxury vehicles like Hellcats, Corvettes, and Porsches.
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Social Influence
Social category influence finance automotive brands #4531 stocks luxury brands formula 1 technology brands social networks countries
Social topic influence finance #376, money #2890, debt #158, budgeting #544, credit cards #58, auto loans #11, smart #30, how to, compound #53, save #1567
Top assets mentioned Tesla, Inc. (TSLA) Toyota Motor Corporation (TM)
Top Social Posts
Top posts by engagements in the last [--] hours
"550 Credit Score $150K Cash Wants a G-Wagon Buying a G-Wagon with bad credit luxury car loans personal finance mistakes and emotional spending all collide in todays video. This episode dives deep into budgeting debt payoff bad car loans credit score problems high-interest payments and real personal finance lessons. Bad credit luxury cars car payments auto loans negative equity saving money budgeting investing and financial planning all packed into the first few minutes. If youre interested in personal finance car loans credit scores debt payoff saving money overspending bad car decisions"
YouTube Link 2025-11-16T18:00Z 19.4K followers, 46.5K engagements
"She Wants a Corvette but Her Income Says NO Car Loan Gone Wrong She wants a Corvette but her income says no a perfect example of bad car loans auto financing mistakes personal debt problems high debt-to-income ratios and credit score challenges. This video shows what happens when someone with good credit tries to buy a luxury car they cant afford and the financial consequences of mismanaged debt. Buying a car isnt just about credit score or income lenders also consider debt-to-income ratio outstanding loans monthly payments and overall financial health. Learn how to avoid bad auto loans"
YouTube Link 2025-10-08T20:00Z 19.4K followers, 65.9K engagements
"$100K Negative Equity The $3300 Car Payment Nightmare Massive car loans negative equity and personal debt can destroy your financial future. In todays video we break down one of the worst car loan situations youll ever hear abouta Hummer EV owner trapped in over $100000 of negative equity. If youre thinking about buying a car rolling over old loans or financing beyond your means this video is a must-watch. Learn how high-interest car loans hidden negative equity and poor financial decisions can silently sabotage your wealth and what you can do to avoid the same mistakes. Welcome back to the"
YouTube Link 2025-09-17T20:30Z 19.4K followers, 149.1K engagements
"Trying to Buy a Scat Pack With a [---] Credit Score Bad credit car loans high interest auto financing lease mileage overages and tradelines are some of the most common personal finance mistakes people make when buying cars. In this video we break down a [---] credit score trying to buy a Scat Pack a lease that went thousands of miles over the limit and the reality behind tradelines that make credit look better on paper without fixing the underlying behavior. This breakdown focuses on personal finance bad credit car loans credit scores auto loans car payments lease mistakes negative equity"
YouTube Link 2026-01-12T19:15Z 19.4K followers, 32.7K engagements
"He Tried to Buy a $160K Hellcat with a [---] Credit Score Seriously 📉 Guy Tries to Buy $160K Hellcat with [---] Credit Score Entitled Buyer Meltdown Over Lease Option This insane encounter shows a man trying to finance a [----] Dodge Challenger Black Ghost Hellcatwith a [---] credit score and zero planyet he's offended at being offered a lease. Caught on TikTok this clip exposes the reality of bad credit entitlement and car dealership logic in one unforgettable moment. If you've ever worked in finance sold cars or just enjoy wild dealership stories this one takes the cake. A man walks into a"
YouTube Link 2025-05-18T22:51Z 19.4K followers, 40.5K engagements
"347 Credit Score Buying a BMW A [---] credit score a BMW and a real-world breakdown of bad car loans low credit car financing subprime auto loans and how poor financial decisions turn into long-term debt. This personal finance video explains what really happens when someone with bad credit tries to finance a luxury car and why high-interest auto loans are one of the fastest ways to stay broke. What happens when someone with a [---] credit score tries to buy a BMW In this personal finance breakdown we analyze bad car loans low credit auto financing dealership lending practices and why approval"
YouTube Link 2025-12-19T19:15Z 19.4K followers, 69.9K engagements
"$690K Owed on a Ferrari + $50K in Credit Card Debt Massive car loans crushing credit card debt and bad financial decisions today were talking about money debt cars negative equity and the real cost of trying to maintain an image. From a guy owing $690000 on a Ferrari with $200000 in negative equity to a woman buried under $55000 of credit card debt spread across [--] cards these are lessons every car buyer and personal finance fan should hear. If youre serious about avoiding debt learning about car loans credit cards and budgeting this ones for you. When it comes to money and cars people often"
YouTube Link 2025-10-23T20:00Z 19.4K followers, 80.6K engagements
"He Asked for a 15-Year Loan on a Tesla Model X Bad car loans personal finance mistakes massive debt and auto loan disasters all show up in this video as we break down a real viewer asking for a 15-year car loan on a Tesla Model X. If you want real personal finance advice honest car-buying breakdowns and the truth about debt auto loans bankruptcy and budgeting this video covers everything from a 15-year financing request to $169K of debt and car buyers remorse. Todays video starts with one of the wildest car-financing questions youll ever hear: someone wanted to finance a Tesla Model X for 15"
YouTube Link 2025-12-06T19:15Z 19.4K followers, 56.4K engagements
"Financially Cautious But $130K Upside Down and Wants a Lambo Buying luxury cars with bad credit negative equity and upside-down auto loans is a recipe for financial disaster. On this channel we talk about personal finance credit management budgeting debt reduction and how to make smarter money decisions while navigating the complexities of auto loans and trade-ins. If you want to avoid costly financial mistakes understand negative equity and learn how to handle your money responsibly this video is packed with lessons for anyone interested in personal finance car loans and luxury vehicle"
YouTube Link 2025-10-09T19:00Z 19.4K followers, 64.7K engagements
"$1250/Month for a KIA With a [---] Credit Score Bad car loans high-interest auto loans negative equity credit score mistakes and personal finance traps show up all over this video and today were breaking down one of the worst ones yet a $1250-a-month Kia a [---] credit score sky-high insurance costs and major debt problems that too many people face. If youre new Im Mike and here we talk about money cars credit scores avoiding debt and keeping more of your paycheck. Todays video covers bad car loans high APR financing negative equity overspending weak credit auto-loan scams repossession shrinking"
YouTube Link 2025-11-23T18:46Z 19.4K followers, 64.2K engagements
"Someone Tried to Trade a Pokmon Card for a Tesla Plaid Bad car loans negative equity and personal finance mistakes are becoming more common and this video shows how easily money decisions can spiral out of control. From trading a Pokmon card for a Tesla to rolling negative equity into new car loans this is a real look at value debt and personal finance decisions around Teslas and car buying. In this video we break down bad car loans Tesla payments negative equity auto financing mistakes and why liquidity matters more than hype. Whether its collectible investing car payments or trading"
YouTube Link 2026-01-27T19:15Z 19.4K followers, 17K engagements
"Trying to Buy a Tahoe With Two Previous Repos Bad car loans negative equity repossessions and high-interest auto financing are some of the most destructive personal finance mistakes people make and this video breaks them down in real time. From voluntary repos and late payments to $760 monthly payments on a used Mercedes $100000 trucks and a $5500 Lamborghini lease this is a clear look at how bad math turns into long-term financial damage. This personal finance breakdown covers bad car loans auto loan debt repos voluntary repossession negative equity high-interest car loans dealership"
YouTube Link 2026-01-26T19:15Z 19.4K followers, 27.7K engagements
"Expensive Trucks Empty Tanks: Dodge Ram & $72K Truck for Style Gas prices Dodge Ram trucks and bad car loans its a recipe for financial disaster. In this video we look at what happens when someone cant afford gas on a lifted Dodge Ram [----] and why people are spending $72000 on flashy trucks that are more about style than utility. This is a real look at how expensive trucks high car payments and bad auto loans can wreck your finances fast. Trucks used to be workhorses. Now theyve become status symbols with luxury interiors shiny rims and big engines that drain your wallet at the pump. From"
YouTube Link 2025-10-01T20:45Z 18.5K followers, 46K engagements
"Hes $200K Negative on These Cars and Paying $10400 a Month Bad car loans negative equity high interest rates and massive automotive debt are at the center of this video. Personal finance mistakes upside-down luxury car loans and long-term money traps are becoming incredibly common and this breakdown shows exactly how fast bad decisions can snowball. In this episode we look at real situations involving a Lamborghini Urus a Hummer EV a Mercedes G-Wagon huge monthly payments and extreme high-interest auto loans that keep people stuck in debt for years. From negative equity on luxury cars to"
YouTube Link 2025-12-05T19:15Z 18.4K followers, 62.9K engagements
"A No Limit Lincoln and $70000 of Credit Card Debt Bad car loans negative equity credit card debt personal finance mistakes and payment-focused thinking all collide in this breakdown of a no limit car purchase and $70000 of credit card debt. This video examines bad car loans auto financing traps negative equity car payments credit card interest and why focusing on monthly payments instead of total cost leads to long-term financial damage. Bad car loans negative equity car payments auto loans credit card debt interest budgeting mistakes payment-focused decisions and personal finance discipline"
YouTube Link 2026-01-30T19:15Z 19.4K followers, 13.3K engagements
"$100K Inheritance Wants a BMW $193K in Vehicle Debt. Personal finance car loans bad credit auto financing dealership scams and inheritance money mistakes this video exposes how easy it is to destroy financial freedom with one bad car loan. $100K inheritance spent on a BMW i8 $193K in vehicle debt from trucks and toys and countless bad money decisions that prove why most people stay broke. Real personal finance lessons about negative equity credit scores budgeting and car loan mistakes that everyone should hear before signing another finance agreement. If youre new Im Mike here we talk about"
YouTube Link 2025-11-11T19:31Z 18.4K followers, 50.8K engagements
"TikTok Is Giving People Insane Advice About Repos and Credit Bad car loans repossessions and credit report manipulation are being made worse by insane TikTok financial advice. This video breaks down viral TikTok advice about repos credit repair charge-offs and car loans that promises fast results but often leads to legal trouble more debt and long-term financial damage. This video covers bad car loans repossession advice credit repair scams auto loans negative equity car payments charge-offs and personal finance mistakes. TikTok finance advice pushes shortcuts and hacks but when it comes to"
YouTube Link 2026-01-28T19:15Z 19.4K followers, 18K engagements
"2 Months $12K BMW Mistake and $85K Credit Card Debt Buying cars you cant afford managing high auto loan payments navigating insurance costs and avoiding financial disastersthis is what we cover on this personal finance channel. Today we break down real-life examples of bad car loans luxury vehicle financing mistakes used car loans gone wrong and how unexpected expenses can devastate your budget. If you want to learn about smart automotive financing money management avoiding debt and keeping more of your paycheck this video is for you. We start with a [----] BMW X5 thats only two months old but"
YouTube Link 2025-10-14T20:00Z 18.6K followers, 82.7K engagements
"434 Credit Score Tries to Buy a Ram [----] A [---] credit score trying to buy a Ram [----] while already [---] days past due on an auto loan is exactly how bad car loans high interest auto loans and poor personal finance decisions spiral out of control. This video breaks down bad car loans auto financing credit scores debt interest rates and financial mistakes that keep people stuck. Bad car loans auto loans high interest car loans subprime auto loans low credit score car loans negative equity car payments personal finance debt credit card debt interest rates budgeting money management and living"
YouTube Link 2026-01-31T15:22Z 19.4K followers, 35.8K engagements
"She Went [-----] Miles Without an Oil Change Personal finance bad car loans auto loan mistakes and car payments are why so many people stay broke longer than they need to. This video breaks down bad car financing negative equity high interest auto loans luxury car regret dealership tactics and auto loan traps that quietly destroy your budget month after month. Personal finance mistakes like bad car loans expensive car payments financing regret negative equity depreciation dealer add-ons emotional car buying long loan terms and payment-focused thinking are repeated throughout this video because"
YouTube Link 2025-12-15T19:15Z 19.4K followers, 25.1K engagements
"He Wants to Buy a Dodge Challenger With a [---] Credit Score Trying to buy a Dodge Challenger with a [---] credit score is how bad car loans personal finance mistakes and high interest auto loans turn into long-term debt. This video breaks down subprime auto loans low credit car financing dealership reality and why bad credit makes cars dramatically more expensive. Trying to buy a Dodge Challenger with a [---] credit score bad car loans personal finance mistakes subprime auto loans low credit car financing high interest rates long loan terms dealership financing negative equity APR vs interest rate"
YouTube Link 2025-12-17T19:15Z 19.4K followers, 38.3K engagements
"440 Credit Score Hellcat (Part 2) + $129K Credit Card Debt People drowning in debt bad car loans and massive credit card balances are everywhere right now and this video shows exactly how it happens. From a guy trying to buy a Hellcat with a [---] credit score to another person sitting on $129000 in credit card debt this is a perfect example of what happens when poor financial decisions bad spending habits and ego collide. If you care about personal finance money management and avoiding car loan mistakes youll want to see this. Welcome to the channel. Im Mike and here we talk about money cars"
YouTube Link 2025-10-22T20:11Z 19.4K followers, 148.2K engagements
"She Wants to Sell a Range Rover That Isn't Hers Bad car loans personal finance mistakes negative equity and auto loan traps are ruining people financially faster than ever. This video breaks down real-world money situations involving bad car purchases vehicle ownership problems financial dependency debt spirals and why driving a car that isnt in your name can destroy your financial future. Bad auto loans luxury car payments negative equity vehicles high-interest debt and poor financial decisions show up repeatedly in these clips. From a woman trying to sell a Range Rover that legally isnt"
YouTube Link 2026-01-09T19:15Z 19.4K followers, 25.8K engagements
"She Makes $12.50 an Hour and Wants a BMW Bad car loanslow income car financingauto loan mistakesluxury car debtcredit score problemsnegative equitycar payment trapsand personal finance disasters are on full display when someone making $12.50 an hour tries to finance a BMW X7.This video breaks down bad car loansauto financing mathlow income budgetingcredit misuseand why luxury cars destroy finances. A girl earning $12.50 an hour wants to finance a BMW X7 with poor credit and very little money down.This is how bad car loans happen.This is how people get trapped in high interest auto"
YouTube Link 2025-12-22T19:15Z 19.4K followers, 151.7K engagements
"Her New Range Rover Broke Twice in Just [----] Miles A brand new Range Rover breaks down twice in just [----] miles highlighting everything that goes wrong when bad car loans poor auto financing decisions and weak personal finance habits collide. This video breaks down luxury car failures expensive auto loans negative equity credit card debt and real examples of people making financial decisions that lead to long-term stress unaffordable payments and constant money problems. In this video a woman replaces a broken Range Rover with another brand new one instead of addressing reliability or cost"
YouTube Link 2025-12-24T19:15Z 19.4K followers, 27.4K engagements
"500 Credit Score Previous Repo Trying to Buy a Cadillac A [---] credit score a previous repossession and still trying to finance a Cadillac is a perfect example of bad car loans and poor personal finance decisions. In this video we look at subprime auto loans high interest car financing repossessions negative equity and the kind of financial advice that keeps people stuck in debt. This video focuses on bad car loan decisions low credit score auto financing used car loans with repos high interest auto loans negative equity car loans and personal finance mistakes that are becoming more common"
YouTube Link 2025-12-29T19:15Z 19.4K followers, 96.2K engagements
"New Wife Doesnt Want to Co-Sign $680K in Med School Debt Personal finance credit debt car loans budgeting overspending co-signing bad credit marriage student loans and money mistakes these real-life financial stories show how people get trapped by debt poor decisions and emotional pressure. Whether its a couple fighting over a car loan a broken lease or doctors drowning in $680K of med school debt these examples prove that income doesnt equal financial freedom discipline does. A new wife refuses to co-sign for her husbands Jeep. Hes been in the country six months has no credit and doesnt want"
YouTube Link 2025-11-04T20:15Z 19.4K followers, 34.2K engagements
"$18/hr and Wants a BMW Another Owes $110K in Debt Personal finance mistakes bad car loans credit card debt and student loans this video covers it all. Today we break down people trying to buy luxury cars on low income $18/hour BMW dreams and the crushing weight of $95000 in debt. From auto loans high-interest credit cards and student loans to co-signing mistakes and reckless spending this video shows how poor financial decisions lifestyle inflation and impulsive choices keep people trapped in debt for years. If youre serious about financial freedom avoiding bad car loans and keeping more of"
YouTube Link 2025-10-15T20:00Z 19.4K followers, 222.5K engagements
"On House Arrest No Credit No Money Down Trying to Buy a Honda On house arrest with no credit and no money down trying to buy a Honda is a textbook example of how bad car loans high interest auto financing and poor personal finance decisions create long-term financial damage. This video breaks down a real dealership situation involving a zero down car loan no credit history deferred payments and why these auto loan mistakes lead directly to debt budgeting problems and bankruptcy. A guy on house arrest tries to buy a car with no credit and no money down showing how risky auto loans start before"
YouTube Link 2025-12-27T19:15Z 19.4K followers, 33.9K engagements
"$100K Tesla Cybertruck: $1700/Month Mistake The $100000 Tesla Cybertruck with a $1700 monthly car payment shows exactly why bad car loans are one of the biggest personal finance mistakes people make today. The Tesla Cybertruck might turn heads but between high monthly payments steep depreciation expensive repairs and questionable build quality this truck is a financial disaster waiting to happen. If youre thinking about financing a $100K Tesla Cybertruck or taking on a massive auto loan for any overpriced vehicle this is the kind of purchase that keeps people broke. Car loans with sky-high"
YouTube Link 2025-10-04T16:01Z 19.4K followers, 37.8K engagements
"Working Two Full-Time Jobs and Still Cant Afford This SUV Working two full-time jobs and still struggling with car payments bad credit and high-interest auto loans is becoming far too common. This video breaks down how bad car loans dealership markup credit repair schemes and poor financial decisions trap people in debt even when theyre working nonstop. In this breakdown we look at a real example of someone working two full-time jobs while trying to escape a Chevy Tahoe payment only to get pulled deeper into bad auto financing negative equity and high-interest car loans. This is a clear look"
YouTube Link 2025-12-31T19:15Z 19.4K followers, 27.5K engagements
"Almost $2000 a Month vs a Dodge Durango SRT Bad car loans auto financing mistakes negative equity and high car payments are destroying peoples finances and this video breaks down exactly how it happens. In this personal finance breakdown we analyze bad car loans upside-down auto loans credit card debt TikTok financial advice car dealership tactics and why financing cars you cant afford keeps people stuck. This video focuses on personal finance bad car loans auto financing negative equity car loans high monthly car payments credit card debt retail income budgeting first-time car buyers"
YouTube Link 2026-01-05T19:15Z 19.4K followers, 41K engagements
"He Asked If Food Stamps Could Be Used as a Down Payment for a Car Bad car loans personal finance mistakes financial scams identity theft fraud and auto financing risks all show up when people stop questioning what theyre being told. Bad car loans scams fraud personal finance auto loans down payments identity theft and financial manipulation all collide in these clips. A phone call is circulating where someone asks if food stamps could be used as a down payment on a car. The question itself sounds ridiculous but the response is what matters. Instead of stopping the conversation the focus"
YouTube Link 2026-02-08T16:14Z 19.4K followers, 29.5K engagements
"$157000 Durango Hellcat Added $18700 Without Asking Personal finance success starts with understanding how money works budgeting saving investing and staying out of bad debt. Smart money habits like tracking expenses building an emergency fund and paying off high-interest loans early are the foundation of financial freedom. Learn how to manage credit improve your credit score avoid lifestyle inflation and take control of your financial future. Buying a car is one of the biggest financial decisions most people make and when dealerships add thousands in warranties protection plans or gap"
YouTube Link 2025-11-10T18:41Z 19.4K followers, 39.5K engagements
"386 Credit Score He Found Out Trying to Buy a Car [---] credit score bad car loans low credit score auto financing mistakes subprime auto loans cosigner risk dealership financing high interest car loans and personal finance mistakes collide when a man tries to buy a car and finds out how damaged his credit really is. This personal finance breakdown shows how bad car loan decisions missed payments cosigned auto loans refinancing promises and easy credit approvals lead to lawsuits debt problems and long-term financial damage. Trying to buy a car with bad credit often exposes problems people didnt"
YouTube Link 2025-12-23T19:15Z 19.4K followers, 41.2K engagements
"Paid $63K for a Honda Now He Cant Sell It Bad car loans negative equity car payments personal finance mistakes and automotive loan traps are everywhere and this entire video breaks down how people end up underwater trapped in debt stuck with repossessions upside-down loans overpriced cars bad financing missed payments co-signing disasters and vehicles that lose value faster than buyers can keep up. This personal finance video uses real clips to show how negative equity overpaying for cars high interest rates bad credit and expensive auto loans destroy budgets drain savings and keep people"
YouTube Link 2025-11-24T19:15Z 19.4K followers, 35K engagements
"390 Credit Score Trying to Finance a Cadillac A [---] credit score bad car loans and high-risk auto financing collide when someone tries to finance a Cadillac while already in debt. This video breaks down subprime auto loans buy here pay here financing high interest car loans and why focusing on monthly payments keeps people stuck financially. This is a personal finance breakdown of bad car loans low credit score financing in-house financing buy here pay here dealerships high APR auto loans debt management mistakes negative equity repossessions co-signer risk and why approval is not the same as"
YouTube Link 2026-02-04T19:15Z 19.4K followers, 19.7K engagements
"Owes $700K on Ferrari & $50K Credit Card Debt This video dives deep into money cars credit card debt budgeting overspending personal finance car loans buy now pay later financial mistakes saving money debt payoff financial freedom interest rates and luxury lifestyle spending. A guy owes $700000 on a Ferrari after a minor accident another delivers Uber Eats in a Mercedes and two women share the harsh reality of living paycheck to paycheck credit card debt and bad budgeting habits. If you care about money management avoiding debt and building real financial freedom this ones for you. Debt"
YouTube Link 2025-10-25T18:00Z 18.9K followers, 17K engagements
"572 Credit Score Wants 0.9% Financing on an $81000 Aston Martin YouTube Description Bad car loans personal finance mistakes auto loan interest rates credit scores and negative equity collide in this breakdown of some of the most unrealistic expectations in car buying and debt payoff culture today. This video dives deep into auto financing credit score reality interest rates bad car loans negative equity and why TikTok financial advice is often misleading for people trying to escape debt. In this episode we analyze real clips involving bad credit car buyers auto loan misconceptions unrealistic"
YouTube Link 2026-01-18T19:15Z 19.4K followers, 25K engagements
"STOP Letting Debt Control Your Life Debt personal finance and budgeting tips are dominating TikTok but is the advice actually good In this video I react to the wildest TikToks about debt money hacks and financial advice thats gone viral. From questionable credit card strategies to clever budgeting tricks were diving deep into the world of #DebtTok to find out whats real whats risky and what could actually help you take control of your money. Within the first [---] characters weve already hit top keywords like personal finance debt credit cards budgeting and money tips because thats exactly what"
YouTube Link 2025-06-20T22:18Z 18.9K followers, [----] engagements
"$1319 BMW Payment & $196K in Debt But Vacation Comes First $1319 BMW car payment $196000 in debt and buried in negative equity the perfect mix of bad finance luxury spending and denial. From massive car loans to vacationing in debt this is how money mistakes turn into lifelong payments. Some people talk about getting out of debt while others talk about their next vacation. This video looks at how people convince themselves theyre financially fine while their choices keep them broke. From burying negative equity to taking Disney cruises with six figures of debt this is what financial denial"
YouTube Link 2025-10-20T19:00Z 19.1K followers, 40.6K engagements
"She Owes $21K on a Challenger With [------] Miles at 17% Interest Car debt bad auto loans negative equity high-interest car payments and personal finance mistakes today we break down one of the worst car loan situations: someone owing $21K on a Dodge Challenger with [------] miles at 17% interest. If youre dealing with bad car loans negative equity credit card debt or struggling with financial stability this video will help you understand the traps that keep people broke. Car debt negative equity high-interest auto loans credit card debt overspending lifestyle inflation and poor money habits are"
YouTube Link 2025-12-03T19:15Z 19.1K followers, 25.8K engagements
"571 Credit Score No Money Down And She Wants a Jeep Bad credit car loans negative equity high interest auto loans and no money down car deals are some of the fastest ways to destroy your finances. In this video we break down a [---] credit score Jeep purchase missed payments subprime auto financing massive negative equity and why bad car loans keep people stuck financially. This personal finance breakdown covers bad credit auto loans high interest car financing negative equity rollovers car leases with hidden interest no money down car deals co-signers subprime lending and why getting out of"
YouTube Link 2026-01-21T19:15Z 19.4K followers, 20.2K engagements
"18-Year-Old Spending Half Her Income on a BMW $200K Credit Card Debt Bad car loans high interest auto loans personal finance mistakes and TikTok credit advice are pushing people into massive debt. This video breaks down bad car loans BMW payments credit card debt negative equity and how social media credit hacks turn small mistakes into financial disasters. A young woman fresh out of high school is spending nearly half her income on a BMW with a high interest auto loan. This video examines how bad car loans high APR financing upside-down auto loans and poor financial decisions trap people"
YouTube Link 2026-01-23T17:46Z 19.4K followers, 27.6K engagements
"Rolling $17K of Debt Into an $11K Car Bad car loans negative equity and debt stacking are some of the most common personal finance mistakes people make and this video breaks down exactly how they happen in real time. From rolling $17K of negative equity into an $11K car to co-signers bringing more debt than the vehicle is worth this is a clear look at bad financial advice auto loan math that doesnt work and how debt quietly snowballs. This personal finance breakdown covers bad car loans negative equity co-signing mistakes credit score manipulation auto loan approvals minimum credit card"
YouTube Link 2026-01-25T19:15Z 19.4K followers, 15.2K engagements
"Hes Behind on His Car Loan So He Tries to Buy Another One Bad car loans low credit score auto loans and personal finance mistakes are keeping people stuck in debt longer than they realize. This video breaks down bad credit car loans high interest auto financing missed payments and emotional financial decisions that turn simple car purchases into long-term financial problems. Personal finance auto loans bad car loans low credit score financing high APR car loans negative equity and dealership tactics all collide in this breakdown of real situations involving car payments trade-ins down"
YouTube Link 2026-01-17T19:15Z 19.4K followers, 22.8K engagements
"He Wants a $90K Lexus for $500 a Month Bad car loans low credit auto financing high interest car loans negative equity payment thinking and poor personal finance decisions are exactly how people end up trying to buy a $90000 Lexus for $500 a month. Financing luxury vehicles with fair credit rolling negative equity into new car loans and focusing on monthly payments instead of total cost destroys cash flow and long-term financial stability. This video is a personal finance commentary on bad car loans car payments negative equity high interest auto loans credit scores co-signers and unrealistic"
YouTube Link 2025-12-30T19:15Z 19.4K followers, 28K engagements
"$1200 Lease in Her Sisters Name Now She Cant Pay Bad car loans negative equity and auto financing mistakes are destroying peoples finances right now and this video breaks down exactly how bad car loans high interest auto loans and poor financial decisions trap people in debt. From upside-down car loans and unaffordable lease payments to low credit scores and long-term auto financing this is what personal finance mistakes with cars actually look like in real life. Bad car loans negative equity auto loans car payments credit scores personal finance debt leasing mistakes upside down car loans"
YouTube Link 2026-02-05T19:15Z 19.4K followers, 22.3K engagements
"TikTok Begging Is Out of Control Personal finance bad money decisions budgeting mistakes debt behavior and online begging are colliding on TikTok and this video breaks down exactly what that looks like. From TikTok Live begging to people asking strangers for groceries gas rent and even burritos this is a real look at money problems caused by poor planning and misplaced priorities. Online begging on TikTok is becoming normalized and it highlights some of the most common personal finance issues people face today: lack of budgeting no emergency fund poor money habits and relying on strangers"
YouTube Link 2026-02-01T15:35Z 19.4K followers, 14.4K engagements
"He Thought He Had No Credit. Turns Out It Was [---] Wants a Porsche Trying to buy a Porsche with no income and a [---] credit score is exactly how bad car loans and long-term financial damage begin. Bad car loans auto loans credit scores negative equity high interest car loans long loan terms and auto financing mistakes all come together in this real dealership situation. Bad car loans remain one of the most common personal finance mistakes especially when auto loans are taken out with low credit scores unverifiable income and unrealistic expectations. This situation begins with a buyer claiming"
YouTube Link 2026-02-06T19:15Z 19.4K followers, 19.1K engagements
"No Money Bad Credit and Waiting on a Tax Refund to Buy a Tacoma Car loans car debt bad credit auto loans repossessions and negative equity are keeping people stuck financially. This video breaks down bad car loan advice risky auto financing decisions and how people end up trapped in vehicle debt. This personal finance commentary video covers car loans auto financing leasing vs financing bad credit car loans tax refund car purchases weekly car payments repossessions negative equity and the real cost of owning older cars versus newer vehicles. In this video we react to multiple real clips"
YouTube Link 2026-02-03T19:15Z 19.4K followers, 25.7K engagements
"$50K Owing $30K Tesla Hell Take $40K Buying a car with bad credit negative equity or a high-interest auto loan is one of the most damaging personal finance mistakes people make especially with expensive EVs and Teslas that drop in value fast. Car loans credit scores monthly payments and auto financing traps show up over and over in these clips and theyre perfect examples of how fast people lose money on cars without realizing it. If youre new Im Mike and on this channel we break down real car loans bad debt decisions EV ownership issues Tesla problems negative-equity situations interest rates"
YouTube Link 2025-11-29T19:15Z 19K followers, 23.1K engagements
"$60K Kia $1300/Monthand Shes $25K Upside Down Car loans negative equity and bad financial decisions are becoming the norm. In this video we break down a $60000 Kia with $25000 in negative equity a buyer paying $1300 a month at 15% interest a recovering buyer with no credit and a repo trying to start over a dealership that cant sell a Land Rover Defender and a serious talk about the new 50-year mortgage being discussed. Personal finance and car loan mistakes are destroying peoples budgets and the numbers dont lie. If youre new Im Mike and here we talk about money cars avoiding debt and keeping"
YouTube Link 2025-11-13T18:01Z 19K followers, 18.5K engagements
"$27K Loan $10K Upside Down and $100K in Debt Car loans bad debt and personal finance mistakes this video covers negative equity high-interest auto loans debt payoff budgeting credit repair and real money advice to help you avoid financial traps. We break down a $27000 car loan thats $10000 upside down and a 22-year-old buried in $100000 of mixed debt. If you care about paying off loans improving your credit score and keeping more of your paycheck youll want to see this one. A lot of people think trading in a car or starting a lease wipes out what they owe. It doesnt. Negative equity follows"
YouTube Link 2025-10-18T18:00Z 18.9K followers, 38.1K engagements
"18-Year-Old Finances a Chrysler [---] at 28.9% Interest High-interest car loans and bad auto financing decisions are trapping young buyers in long-term debt and this video breaks down exactly how it happens. We analyze bad car loans 28.9% interest auto loans 327% payday-style loans and massive credit card debt to show how people get stuck financially. This personal finance video walks through real examples of bad car financing high interest auto loans first-time buyer mistakes credit card minimum payments balance transfers and debt spirals that keep people stuck paying interest instead of"
YouTube Link 2026-01-22T19:36Z 19.4K followers, 38.5K engagements
"This Ferrari Needs $150K in Maintenance Ferrari maintenance costs supercar repair bills personal finance mistakes bad car loans automotive debt and massive high-interest payments this video breaks down the real cost of owning expensive cars and the financial traps people fall into every single day. Whether its a $150000 Ferrari maintenance estimate a McLaren built for racing but impossible to repair affordably a luxury SUV overloaded with unnecessary features or young adults drowning in debt todays clips show exactly how fast bad financial decisions can destroy your paycheck your savings and"
YouTube Link 2025-11-22T19:00Z 16.2K followers, 34K engagements
"He Paid $100000 Over Asking for a Dodge Demon Now Trying to Sell It Bad car loans terrible auto financing decisions and personal finance mistakes are everywhere right now especially when it comes to high-interest car loans negative equity and people overspending on vehicles they cant afford. This video breaks down real TikTok clips showing how bad car loans reckless car payments debt avoidance and viral financial advice destroy peoples finances in real time. This is a personal finance breakdown focused on bad car loans Dodge Demon overpayments car payments that replace housing high interest"
YouTube Link 2026-01-13T19:15Z 19.4K followers, 33.9K engagements
"He Owes $30K on a Nissan Kicks Worth Only $8K Bad car loans negative equity high interest auto loans and personal finance mistakes are some of the most dangerous financial traps and today we break down a real case of a Nissan Kicks with $30K owed on a car worth $8K. Understanding bad car financing underwater car loans budgeting debt payoff strategies and the true cost of vehicle depreciation is essential for anyone trying to avoid financial disaster. Buying a car should never destroy your finances but millions of people fall into the same trap every year. In this video we look at a caller who"
YouTube Link 2025-11-28T19:15Z 16.8K followers, 44.4K engagements
"She Paid $1998/Month for a Year and Got Almost Nothing Off the Loan A woman paying nearly $2000 a month for her BMW discovers shes only paid $5000 off the principal exposing just how dangerous bad car loans high-interest auto loans and personal finance mistakes can be. This video breaks down car loan interest negative equity bad auto financing and why so many people misunderstand loan terms and end up trapped in expensive vehicle payments. If you care about personal finance auto loans car payments interest rates budgeting debt payoff or avoiding bad financial decisions this breakdown shows"
YouTube Link 2025-12-11T19:15Z 19.4K followers, 28.3K engagements
"Bad Credit Negative Equity and He Wants a Ram [----] Bad car loans negative equity auto loan mistakes and personal finance decisions are ruining people financially faster than ever. This video breaks down real examples of bad car loans upside-down trade-ins [---] credit scores long loan terms zero-down financing credit card spending lifestyle inflation and why financial decisions always have consequences. From a buyer with bad credit trying to finance the most expensive truck on the lot to multiple negative-equity trade-ins unrealistic payment expectations credit card spending that quietly adds"
YouTube Link 2026-01-10T19:15Z 19.4K followers, 20.4K engagements
"She Called This an Upgrade and Paid $60K for It Paying double for a car drowning in credit card debt and chasing online attention this video dives into the mistakes that keep people broke. Its about bad car loans automotive financing personal finance budgeting credit card debt lifestyle inflation and the cost of trying to look rich instead of building real wealth. If you care about saving money paying off debt or learning how car loans really work this ones for you. In this episode I cover multiple real stories that reveal how easy it is to fall into debt traps. A woman trades a [----] Nissan"
YouTube Link 2025-10-17T19:00Z 14.7K followers, 32.6K engagements
"599 Credit Score for a Range Rover and [---] for a Car Bad car loans terrible credit scores and shocking auto loan approvals are at the heart of todays video. If you care about personal finance avoiding bad car loans rebuilding credit or learning how auto loans and negative equity can destroy your budget this is one video you dont want to miss. In this breakdown youll see real people applying for cars with credit scores as low as [---] [---] and even [---]. These extreme cases show how lenders handle bad credit auto loans what happens with voluntary repossessions why charge offs ruin your credit and"
YouTube Link 2025-10-02T20:00Z 18K followers, 99.6K engagements
"Hes Broke $10K Underwater and Still Wants a Higher Payment Bad car loans negative equity high car payments predatory lenders and personal finance mistakes are trapping people in debt every single day and this video shows exactly how these bad automotive loans high interest rates and rushed car purchases destroy budgets fast. If you care about personal finance avoiding debt understanding car loans protecting your money and staying out of negative equity this breakdown is going to save you thousands. Car payments upside-down loans dealership financing impulse decisions and expensive repairs"
YouTube Link 2025-11-25T19:15Z 13.3K followers, 20.3K engagements
"Trying to Buy a $32000 Toyota Tacoma for $200 a Month Car payments bad car loans auto financing credit scores and personal finance decisions all collide in this video as we break down real dealership calls realistic budgets and why restraint matters more than hype. From a $32000 Toyota Tacoma payment breakdown to investing early compound interest and why peace beats stuff this is personal finance without the fluff. This video looks at car loans auto loan math monthly payments credit score impact down payments saving vs spending investing early compound interest debt-free mindset personal"
YouTube Link 2026-01-19T19:15Z 19.4K followers, 21.2K engagements
"$100K Negative Equity on a Rolls Royce $5000/Month Nightmare Paying $5000 a month on a luxury car dealing with $400000 negative equity and drowning in debt is a personal finance nightmare. In this video we break down the risks of expensive car loans negative equity and how overspending on vehicles can ruin your financial future. From luxury cars like the [----] Rolls-Royce Cullinan to any high-end auto purchase this is a cautionary tale for anyone considering a massive car loan. Personal finance auto loans debt management and luxury vehicle expenses are all covered to help you avoid financial"
YouTube Link 2025-09-28T16:45Z 13.9K followers, 29K engagements
"2 Repos $20K Owed She Still Wants a BMW Buying a car with bad credit multiple repos and negative equity is one of the worst financial traps in personal finance. In this video we look at two real storiesone woman trying to buy a BMW while still owing $20000 on a Mini Cooper after two previous repossessions and another young guy facing a recent repo but still chasing another car loan. If youre serious about building wealth avoiding high-interest car loans and taking control of your money and credit this video is for you. Car buying with bad credit has become a massive problem. Every week more"
YouTube Link 2025-10-05T17:00Z 13.6K followers, 121.3K engagements
"527 Credit Score Asks Mom to Co-Sign 72-Month Loan on 9-Year Lexus Personal finance mistakes bad car loans auto loan debt and high-risk financing are exactly how people end up stressed overextended and stuck. This video breaks down bad credit car loans co-signers long loan terms luxury SUVs dealership financing and overspending using real clips and real numbers. Personal finance bad car loans auto loans car payments negative equity co-signers high interest auto loans luxury cars dealership tactics debt and overspending all show up in this video because these are the same mistakes people"
YouTube Link 2025-12-16T19:15Z 19.4K followers, 22.5K engagements
"His Ex Co-Signed His Car Now He Wants an $80K BMW Bad car loans negative equity upside-down financing co-signing disasters and luxury car debt this is exactly how people stay broke. His girlfriend co-signed for the car now shes his ex and he wants to trade it in for an $80K BMW. Were talking about bad credit co-signed loans high-interest auto financing and the kind of personal finance mistakes that ruin credit scores and trap people in endless debt. If you care about car payments bad credit car loans negative equity or personal finance education this video breaks it all down in plain"
YouTube Link 2025-11-09T19:10Z 10.4K followers, 19.6K engagements
"He Pays 21% APR Shes $100K in Debt Bad car loans 21% APR negative equity upside-down car financing luxury car debt personal finance mistakesthis video breaks down how a Dodge Challenger at 21% APR turns into a BMW upgrade plus a $100K debt spiral. If you care about car loans high interest credit scores budgeting debt payoff investing and avoiding dealership traps this is your wake-up call to protect your paycheck and keep more of your money. Nothing says bad financing like paying 21% APR on a Challenger and trying to fix it by buying a BMW. In the first clip a first-time buyer with a near-720"
YouTube Link 2025-10-19T19:00Z [----] followers, 38.4K engagements
"He Scammed People Then Bought a $90000 Mercedes Bad car loans negative equity high-interest auto loans and personal finance mistakes are destroying peoples finances and this video shows exactly how. From scam money being used to buy a $90000 Mercedes to crushing car payments Affirm loans credit card debt and people reaching retirement still buried in debt this is a real-world breakdown of what happens when bad financial decisions compound over time. This video covers bad car loans negative equity high interest auto loans luxury car payments personal finance mistakes debt cycles credit card"
YouTube Link 2026-01-02T19:15Z 19.4K followers, 25.2K engagements
"He Wants a $100K Denali Just to Win Back His Ex Buying cars with bad credit emotional spending personal finance mistakes auto loans credit card debt negative equity and high-interest car payments are some of the biggest traps people fall into. This video covers personal finance bad car loans credit card payoff strategies emotional spending auto financing and challenged credit helping viewers understand how debt negative equity and car payments destroy budgets. These personal finance and automotive loan keywords are repeated here to help more people find information about money management"
YouTube Link 2025-11-15T18:09Z 10.8K followers, 23.4K engagements
"Buying a BMW With a [---] Credit Score During a Divorce Buying a BMW with a [---] credit score during a divorce is one of the biggest personal finance mistakes people make especially when car loans bad credit negative equity high interest rates and bad auto financing decisions keep people broke. This video breaks down real car loan problems personal finance habits bad automotive loans and the money traps that ruin peoples budgets credit scores and long-term financial stability. In todays breakdown I react to multiple dealership calls and real situations involving bad car loans negative equity"
YouTube Link 2025-11-18T19:15Z 10.8K followers, 13.8K engagements
"$30K Repo $60K Camaro and $60K Debt + Credit Cards If youve ever struggled with bad car loans maxed-out credit cards or poor financial decisions that keep you broke this video lays out exactly how people get trapped in the debt cycle and how to break out of it. Were diving into real stories of financial denial: a $30K repo a guy chasing a $60K Camaro ZL1 and another person drowning in $60K of credit card and personal debt. Its a deep look at how easy it is to lose control of your finances when you keep financing what you cant afford. Bad car loans credit card debt and poor budgeting habits"
YouTube Link 2025-10-16T19:00Z 13.9K followers, 42K engagements
"548 Credit Ditching His Ram for a Chevy Needs Wifes Approval Bad credit car loans debt repo budgeting money management credit score repair personal finance financial education credit inquiries high-interest auto loans negative equity saving money paying off debt and car financing tips this video covers all of it. We break down the real cost of buying or trading a vehicle with bad credit and what happens when you let emotions arguments or impatience decide your next car purchase. A man with a [---] credit score tries to get rid of his Dodge Ram and buy a Chevy but the deal isnt as simple as it"
YouTube Link 2025-11-01T20:15Z [----] followers, 22.6K engagements
"2 Bad Credit Scores Trying to Buy a Range Rover Bad credit car buying credit scores Range Rover financing debt problems and personal finance mistakes all collide in this story about a couple trying to buy a luxury SUV with [---] and [---] credit scores. Two people with bad credit are trying to buy a Range Rover and it goes exactly how youd expect. In this video Mike Chipman breaks down what happens when bad credit negative equity and unrealistic expectations collide. Youll see how subprime car loans repossessions and poor decisions with high-interest financing keep people trapped in debt and what"
YouTube Link 2025-10-31T19:00Z [----] followers, 19.9K engagements
"He Tried to Return His Tesla After [--] Days Buying a car car loans negative equity bad car loans personal finance debt payments auto loan mistakes and financial stress hit fast sometimes faster than the excitement fades after buying a new car. In todays video we break down real stories of car loan regret negative equity nightmares and personal finance decisions that spiral out of control. This video explores bad car loans debt overspending negative equity refinancing traps and how quickly a financial situation can collapse after taking on a car payment you cant afford. Your income can change"
YouTube Link 2025-11-26T19:15Z 13.9K followers, 74.5K engagements
"5K in Leases 5K Down Wants a Lambo + 50K in OF Debt People love to talk about money but hate to face the truth about it. This video covers everything from personal finance debt car loans overspending bad credit negative equity luxury car payments and OnlyFans debt to the simple reality that good income doesnt mean financial freedom. A guy makes $1520K a month has only $5K to put down and thinks a Lamborghini is a good idea. Another loses $100K in Tesla depreciation. One more racks up $50K on OnlyFans. Different stories same mistakespending like wealth is guaranteed. This video breaks down how"
YouTube Link 2025-11-03T18:15Z [----] followers, 27.7K engagements
"480 Credit Score Trying to Buy $70K Hellcat Bad credit car loans high-interest rates and financial traps are everywhere and this video shows exactly why its important to slow down before signing anything. A [---] credit score disability income and a dream of owning a $70000 Hellcat isnt a plan its a warning about the financial dangers of chasing cars you cant afford. When youre dealing with bad credit auto loans long-term financing and emotional spending every choice can cost you years of debt and financial stress. Buying a car with bad credit isnt impossible but its rarely smart when the"
YouTube Link 2025-10-10T19:00Z 15.9K followers, 57.1K engagements
"She Paid $101000 for a Jeep and Now Owes $99000 Bad car loans negative equity auto loans personal finance mistakes and debt cycles are keeping more people stuck than ever. This personal finance video breaks down bad car loans upside-down auto loans high car payments vehicle depreciation buy here pay here financing and the real reasons people stay in debt even when they think theyre making progress. This video focuses on personal finance bad car loans negative equity auto financing mistakes debt cycles car payments vehicle depreciation credit card debt and how financial decisions compound over"
YouTube Link 2026-01-15T19:15Z 19.4K followers, 53.1K engagements
"Owes $28K SNAP Benefits & TikTok Debt The Broke Trifecta Bad credit car loans debt SNAP benefits TikTok financial hacks and government assistance personal finance chaos has taken over. From [---] credit scores and negative equity loans to viral debt advice videos this is the modern money trap. Overspending entitlement and financial denial are now the new economy. Credit cards payday loans car payments and budgeting myths collide in a world where broke influencers teach wealth. This video exposes how people with [---] credit scores try to buy luxury cars like the Porsche Panamera Turbo while owing"
YouTube Link 2025-10-28T19:00Z [----] followers, [----] engagements
"He Wants 50% Off a BMW [--] Collections and $11K Negative Equity Bad credit negative equity debt money mistakes high-interest car loans and poor credit decisions this video dives into real stories about personal finance credit scores auto loans and how people keep falling deeper into debt instead of building wealth. If youre serious about managing money fixing your credit and avoiding financial traps that dealerships and lenders dont warn you about this ones for you. Weve got three different stories in this episode each one showing a different side of how people approach money and credit. From"
YouTube Link 2025-11-07T19:20Z 17.8K followers, 35.7K engagements
"He Had a Repo LAST Month and Now Wants a BMW Bad car loans personal finance challenges high-interest auto loans repossessions credit score issues budgeting habits debt payoff strategies and financial literacy problems all show up in this video as we break down some of the most extreme examples of people struggling with money overspending and trying to buy cars they simply cannot afford. This episode focuses on auto loan debt rebuilding credit understanding negative equity recognizing predatory lenders avoiding co-signer traps improving spending habits and learning how the debt cycle keeps"
YouTube Link 2025-12-04T19:15Z 13.3K followers, 22K engagements
"505 Credit Score and $500 Down Wants a Tesla Buying a car with bad credit challenged credit high-risk financing auto loans negative equity and unrealistic expectations is one of the biggest traps in personal finance especially when someone wants a Tesla with a [---] credit score and only $500 down. In todays video we break down real car loan mistakes bad credit auto approvals dealer add-ons buy here pay here loans high interest rates and why so many people overspend on vehicles they cant afford. These personal finance auto loan and car dealership keywords help viewers understand the dangers of"
YouTube Link 2025-11-14T18:00Z 10.6K followers, [----] engagements
"He Needs Grandma for a McLaren Another Buys a Mercedes in Bankruptcy Buying a McLaren with negative equity bad credit and a co-signer request while another buyer finances a Mercedes during bankruptcy are perfect examples of bad car loans personal finance mistakes and dangerous automotive loan decisions. This video breaks down terrible money habits bad auto financing negative equity traps bankruptcy car loans and why people keep making the same financial mistakes again and again. If you care about personal finance bad car loans negative equity high-interest auto loans subprime financing"
YouTube Link 2025-11-27T19:15Z 12.6K followers, 31K engagements
"$200K Corvette Regret + $55K in Credit Card Debt Personal finance car loans credit card debt overspending budgeting and bad money habits today were looking at people losing thousands from poor financial decisions. He paid $200K for a Corvette and is shocked at how fast it depreciated and another family is drowning in $55K of credit card debt from lifestyle inflation job loss and impulse spending. Buying a car above sticker price is almost never a good financial move. When dealerships add markups theyre counting on emotion over logic and it works every time. Cars are depreciating assets not"
YouTube Link 2025-10-24T20:00Z 14.5K followers, 43.8K engagements
"Thinking About Bankruptcy Wants a Truck + $20K Negative Equity Thinking about bankruptcy new truck payments negative equity and debt all the things that keep people broke. This video dives into bad car loans overspending and how negative equity traps buyers. Personal finance car buying debt management bankruptcy decisions and financial mistakes all in one story. A guy thinking about filing bankruptcy still wants to buy a new truck even though he owes over $12000 on his current vehicle. Another buyer is buried in negative equity and wants to roll it into a new loan. These stories show how easy"
YouTube Link 2025-11-05T19:04Z [----] followers, 26.8K engagements
"7-Figure CEO Needs Co-Signer with [---] Credit & $30K Negative Equity Are you struggling with negative equity bad auto loans or a low credit score In this video we break down a shocking story of a 7-figure CEO attempting to trade a [----] Range Rover with $30000 negative equity and only $10000 for a down payment. With a [---] credit score this is a real-world example of how even high-income earners can face credit challenges bad car financing and personal debt issues. If you want to learn how to avoid bad car loans manage negative equity and protect your credit this video is packed with essential"
YouTube Link 2025-10-12T19:21Z [----] followers, 19.8K engagements
"Lets see what happens this Sunday 🐻 #chicagobears #benjohnson #greenbaypackers #nfcnorth #nfl"
YouTube Link 2025-12-04T15:57Z 10.4K followers, 15K engagements
"$2000 a Month for Two Hondas + [---] Credit Score wants a BMW $2000 a month for two Hondas a [---] credit score and luxury car dreams. Bad credit high interest and negative equity it just keeps getting worse. Real stories of people drowning in debt while chasing BMW and Mercedes lifestyles. If youre new Im Mike and here we talk about money cars avoiding debt and keeping more of your paycheque. If that sounds good hit that like and subscribe button and drop a comment. Its hard to imagine paying nearly $2000 a month for two Hondas both financed at almost [--] percent interest. One payment would"
YouTube Link 2025-11-06T19:00Z 15.2K followers, 25.7K engagements
"$10K Under Wants a Mustang $160 Rent Guy Wants a House Bad credit negative equity car loans personal finance and high interest rates this video covers it all. From a guy $10K upside down between a car and a motorcycle wanting a Ford Mustang to someone paying just $160 rent and trying to buy a house this video dives into real stories about debt bad financial habits and the importance of making smarter money moves. If youve ever felt trapped by car payments bad loans or poor credit decisions this ones for you. Being upside down on a loan or having negative equity means you owe more than your"
YouTube Link 2025-11-08T18:28Z 10.4K followers, 20.7K engagements
"$100K G-Wagon Loss & $15K Tesla Negative Equity Financial Nightmare Financial nightmare In this video we break down how one man lost $100000 on a $280000 Mercedes G-Wagon and ended up with $15000 of negative equity on a Tesla Model [--] loan wrecking his credit score and almost killing his chance to buy a house. If you care about personal finance car loans negative equity credit score protection or avoiding auto loan mistakes this real-life story is packed with lessons you can use today. Peer pressure dealer markups and risky car financing decisions are a dangerous mix. The first story shows how"
YouTube Link 2025-09-22T17:12Z [----] followers, 33.3K engagements
"$30K Negative Equity And He Still Wants a BMW Personal finance debt car loans and negative equity are destroying more budgets than people realize. Every day buyers walk into dealerships buried in loans convinced rebates and discounts can erase their debt. The truth is they cant. Negative equity doesnt vanish it just hides in your next payment and keeps you stuck. Negative equity is one of the most common money traps in car buying. It feels like an upgrade but all youre really doing is moving your old balance into a new loan. Dealers love that mistake because they get another sale. You think"
YouTube Link 2025-11-02T19:12Z 10.2K followers, 23.8K engagements
"$27000 Underwater on a Chevy Suburban with [------] Miles A real example of bad car loans negative equity and personal finance mistakes that shows how someone ends up $27000 underwater on a 170000-mile Chevy Suburban. This is what underwater car loans high interest auto loans subprime financing and payment-focused decisions actually look like in real life. Bad car loans negative equity underwater car loan car loan debt high interest car loans subprime auto loans personal finance mistakes dealership financing refinancing car loans car payment trap auto loan interest rates and living paycheck to"
YouTube Link 2026-01-14T19:15Z 19.4K followers, 30.6K engagements
"He Lost $72000 on a BMW After Only [----] Miles Luxury car depreciation bad car loans negative equity massive auto loan payments and real personal finance mistakes all show up in this video starting with a guy who paid $150000 for a BMW M8 drove it only [----] miles and somehow lost $72000. If you want to understand how automotive loans car payments interest insurance and depreciation destroy your finances this one covers everything. From overspending on performance cars to carrying huge balances on high-interest auto loans todays clips show how quickly money disappears when you dont run the"
YouTube Link 2025-11-21T19:15Z 11.7K followers, 30.2K engagements
"$938 EV Payment to Save Gas Now He Wants Out Electric vehicles bad car loans negative equity personal finance mistakes and sky-high monthly payments all collide in this video as we look at a $938 per month EV payment that was supposed to save money on gas but ended up costing far more. If you like content about money car loans avoiding debt automotive finance and real-life financial lessons youre in the right place. Today we break down one of the most common personal finance traps: buying an expensive electric vehicle to save money only to discover the EV payment is bigger than the problem"
YouTube Link 2025-11-19T20:15Z 11.7K followers, 36.7K engagements
"She Was Making $20K a Month Now She Cant Afford Her Cars Car debt bad car loans negative equity and underwater auto loans are destroying peoples finances faster than ever. In this video we break down how high interest car loans risky options trading income and lifestyle creep can turn a high earner into someone who cant afford their cars. Bad car loans car debt negative equity underwater car loans high interest auto loans personal finance mistakes lifestyle inflation living paycheck to paycheck auto loan debt bad credit car loans financial mistakes income instability saving vs spending luxury"
YouTube Link 2025-12-12T19:15Z 19.4K followers, 24.6K engagements
"He Financed an Audi S5 Then Lost His Job Bad car loans auto loan mistakes and personal finance disasters happen fastand todays video shows exactly how. In this breakdown of real car buying decisions job loss upside-down loans stretched financing terms repossession risks and luxury car payments gone wrong we walk through some of the biggest money mistakes people make with vehicles. If you care about personal finance car loans budgeting saving money and avoiding debt traps this one is packed with hard lessons and real examples you dont want to miss. Buying a car is already one of the biggest"
YouTube Link 2025-12-09T19:15Z 19.4K followers, 34.8K engagements
"$25000 Upside Down On A Jeep A Jeep owner ends up $25000 upside down on a Jeep loan after rolling negative equity into bad auto financingwhile others in this video struggle with bad car loansupside down car loanscredit card debtstudent loansand personal finance mistakes that keep them buried in debt. This video focuses on negative equitybad car loansupside down auto loansrolling car debtauto loan mistakescredit card debtand why hoping things work out financially only makes things worse. Negative equityupside down car loansbad car loansJeep loan problemsauto financing mistakesrolling"
YouTube Link 2025-12-18T19:15Z 19.4K followers, 21K engagements
"Porsche for DoorDash & $269K Debt: 1-Day Financial Regret & Delusion Personal finance debt budgeting credit money management car payments overspending and financial regret its all here. The Porsche Macan used for DoorDash returned after one day because of fuel costs and the woman $269000 in debt saying to keep spending show exactly how broken financial priorities have become. From poor budgeting to viral TikTok finance advice people are chasing status and comfort instead of learning real money habits and its costing them everything. Someone actually bought a Porsche Macan and decided to use"
YouTube Link 2025-10-21T19:00Z 19.4K followers, 43.1K engagements
"$15K Upside Down and a [---] Credit Score + 30K of Credit Card Debt A [---] credit score $15000 in negative equity $30000 in credit card debt and $77000 in student loans this is personal finance gone wrong. From bad credit and car loans to overspending luxury lifestyles and financial regret this video breaks down real stories about debt budgeting mistakes and the high cost of poor money management. From bad credit to luxury cars high interest rates to financial excuses this is what happens when personal finance meets denial. Having a low credit score doesnt just limit options it locks you into a"
YouTube Link 2025-10-26T18:00Z 19.2K followers, 35.2K engagements
"He Rolled In $12K And Still Owes $42K on His Tesla Bad car loan negative equity car loan upside-down auto loan high-interest auto loan Tesla loan problems credit card debt personal finance mistakes car repossession issues todays video breaks down some of the most expensive and avoidable debt traps people fall into. From massive negative equity to voluntary repossession to credit card balances that spiral out of control were looking at real financial situations that show how quickly debt can take over your life if youre not paying attention. We start with a Tesla owner paying $1150 a month on"
YouTube Link 2025-12-02T19:15Z 19.2K followers, 44.1K engagements
"He Owes $35000 on a [----] Cadillac With [------] Miles Bad car loans negative equity upside-down auto loans and terrible personal finance decisions are keeping people stuck and this video shows exactly how it happens. From owing $35000 on a high-mileage Cadillac to maxed-out credit cards fake credit fixes and bad financial advice this breakdown exposes the real math behind bad auto financing and debt. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score problems personal finance mistakes and debt traps that people fall into over and over"
YouTube Link 2026-01-06T19:15Z 19.4K followers, 35.3K engagements
"Trying to Buy a Porsche Without the Down Payment Bad car loans negative equity upside-down auto loans and poor personal finance decisions are keeping people stuck and this video breaks down exactly how it happens. From trying to buy a Porsche without the down payment to bad credit bankruptcy talk and dangerous debt advice this is a real look at how car payments and consumer debt quietly ruin financial options. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score damage consumer debt bankruptcy mindset issues and why big car payments block"
YouTube Link 2026-01-07T19:15Z 19.4K followers, 34.1K engagements
"Amazon Driver Owes $60K at 22% and Wants a Dodge Demon Bad car loans negative equity high-interest auto loans and out-of-control car payments are some of the biggest financial traps people fall into and todays video shows exactly how fast it happens. Personal finance disasters massive car debt terrible APR and emotional car buying collide in a wild mix of real stories that almost anyone can learn from. If youve ever wondered how car payments interest rates depreciation and negative equity destroy your budget this breakdown covers everything. This video dives into automotive loans debt payoff"
YouTube Link 2025-11-20T20:15Z 19.4K followers, 136.8K engagements
"Theyre $31K Upside Down on Their Mustang Mach-E Bad car loans personal finance mistakes negative equity EV depreciation auto loan debt upside-down car loans student loan debt budgeting and debt payoff are all in todays video as we break down massive financial mistakes and real-life debt stories. This personal finance video is packed with car loan advice negative equity lessons and real examples of bad auto loans that show why budgeting and debt planning matter more than anything. If youre dealing with bad car loans upside-down auto loans huge student loan balances high car payments or"
YouTube Link 2025-12-10T19:15Z 19.4K followers, 23K engagements
"Spending $200K on a McLaren High Price Low Quality Buying a $190000 McLaren GT with 10-year financing: is it really worth it In this video I break down the true costs of owning a supercar long-term car loans and the surprising reality of high-end vehicles with questionable quality. From $1600 monthly payments to hidden interior defects mold issues and ongoing maintenance this video highlights the financial lessons every car buyer needs to know. Personal finance car loans luxury vehicles bad debt and smart money management are all front and center in todays discussion. Even nearly $200000"
YouTube Link 2025-09-27T18:03Z 19.4K followers, [----] engagements
"He Said His Credit Was Pretty Good It Was [---] Bad car loans and bad credit auto loans are some of the most common personal finance mistakes people make and this video breaks down real examples of how they happen. From a [---] credit score Hummer EV attempt to negative equity Tesla depreciation and monthly payment traps this is a real-world look at financing regret. These bad car loans involve subprime auto financing negative equity high interest rates long loan terms and buyers focusing on monthly payments instead of total cost. This video covers bad credit car loans subprime auto loans"
YouTube Link 2026-02-09T19:15Z 19.4K followers, 18.5K engagements
"Bad Credit No License Wants 0% Financing Bad credit car loans and 0% financing myths collide in this personal finance breakdown of subprime auto loans high interest rate car financing buy here pay here dealerships and what happens when your credit score is in the 500s. If you are trying to get approved for car financing with bad credit asking about 0% financing comparing monthly payments instead of total cost or focusing on down payment instead of interest rate this is exactly how expensive a bad car loan can become. This video looks at high interest auto loans 23.9% APR financing [--] month"
YouTube Link 2026-02-11T19:15Z 19.4K followers, 25K engagements
"$30000 NEGATIVE EQUITY - Dodge Charger Scat Pack Car DEBT Disaster This video dives deep into the world of car debt personal finance and bad financial decisions. One buyer ended up $30000 in negative equity on a [----] Dodge Charger Scat Pack showing just how quickly car debt can spiral out of control. If youre interested in personal finance car loans managing debt or understanding negative equity this video is a must-watch. Many people dont realize how dangerous rolling over loans buying multiple vehicles at high interest rates or making impulsive car purchases can be. Understanding your"
YouTube Link 2025-09-03T15:50Z 19.4K followers, 32.3K engagements
"$144K TeslaNow Worth $53K 50-Year Mortgage Car loans Tesla depreciation and a 50-year mortgage three perfect examples of how bad money decisions can quietly destroy your personal finances. The average person doesnt realize how fast a luxury car loses value how easy it is to trap yourself in debt or how a long mortgage can cost you your entire lifetime of earnings. In todays video we break down real stories about car buyers negative equity bad credit approvals and the newest financial disaster waiting to happen: the 50-year home loan. When you look at the numbers the truth is hard to ignore. A"
YouTube Link 2025-11-12T18:24Z 19.4K followers, 63.4K engagements
"He Just Had a Repo Now He Wants a $41K BMW Bad car loans negative equity repossessions credit card debt and high-interest auto loans are destroying people financially and today we look at one of the most extreme examples. This personal finance breakdown covers real debt real numbers and real mistakes people keep repeating with cars credit cards financing and luxury vehicles they cannot afford. From bad car loans to voluntary repossessions from bankruptcy to luxury-car payments this video dives into the mindset that keeps people broke and how lenders car dealerships and subprime auto loans"
YouTube Link 2025-12-01T19:15Z 19.4K followers, 32.1K engagements
"She Bought a Used Tesla. Then Got Hit With a $16000 Repair She bought a used Tesla thinking it would save money on gas car payments and maintenance but ended up facing a $16000 Tesla battery repair bill. This is a story about personal finance car debt credit budgeting saving money financial mistakes EV maintenance costs and how managing money can protect you from bad loans and expensive car ownership. If you care about avoiding debt building wealth and keeping more of your paycheck this breakdown exposes the real cost of owning a used Tesla. People buy electric vehicles thinking theyll save"
YouTube Link 2025-10-29T19:00Z 19.4K followers, 54K engagements
"He Wants $45K for a $25K Hyundai Bad car loans high interest auto loans negative equity and subprime auto financing are keeping people broke and this video breaks down exactly how these bad financial decisions happen in real life. From a Hyundai owner demanding $45000 for a car worth $25000 to 28% interest auto loans bankruptcy mistakes and dealership financing traps this is a personal finance breakdown of what not to do when buying or financing a vehicle. This personal finance video focuses on bad car loan decisions high APR auto financing negative equity trade-ins dealership tactics"
YouTube Link 2025-12-20T19:15Z 19.4K followers, 35.8K engagements
"Furious Over $10K to End a Lease + $72K Credit Card Debt Shes furious it costs $10000 just to end her car lease while buried in car debt bad credit and negative equity and another woman is $72000 deep in credit card debt overspending and lifestyle inflation. This video breaks down personal finance mistakes car loans lease buyouts credit card interest debt management budgeting saving money bad spending habits and financial denial that keep people broke. Car loans credit cards bad credit and debt are destroying personal finances across North America. From auto loans with high-interest payments"
YouTube Link 2025-10-27T19:00Z 19.4K followers, 53.6K engagements
"$21K for an [--] GMC Jimmy [---] Credit and $1200/mth Insurance Bad credit high-interest car loans repossessions DUI insurance and overpriced vehicles its all here. In this video Im reacting to people making wild financial choices: spending $21K on an [--] GMC Jimmy trying to finance cars with a [---] credit score and paying $1200 a month in insurance after a DUI. Well break down the money the mindset and the mistakes. If youre new Im Mike and here we talk about money cars avoiding debt and keeping more of your paycheque. If that sounds good hit that like and subscribe button and drop a comment"
YouTube Link 2025-10-30T19:17Z 19.4K followers, 36.2K engagements
"Dealer Got Burned on a Lamborghini Bad car loans luxury vehicle depreciation and personal finance mistakes are on full display in this video about Lamborghini ownership and the real cost of buying expensive cars. From dealer losses to massive depreciation this breakdown shows how exotic cars auto loans and emotional buying decisions quietly destroy financial stability. Lamborghini ownership bad car loans luxury car depreciation auto loan mistakes expensive maintenance costs personal finance decisions high-interest auto loans vehicle depreciation car buying regret financial discipline"
YouTube Link 2025-12-26T19:15Z 19.4K followers, 42.7K engagements
"18 Years Old And Bought a $50K Mercedes Bad car loans negative equity high interest auto financing credit score mistakes and dealership tactics are everywhere and this 18-year-old trying to buy a $50000 Mercedes with his dads money is just the beginning. In this personal finance breakdown we analyze auto loans subprime financing repossession risk credit rebuilding mistakes lease vs buy decisions EV incentives and how people get trapped in upside down car loans. The first clip features an 18-year-old calling a dealership about buying a $50K Mercedes-AMG funded by his father. We break down what"
YouTube Link 2026-02-12T19:15Z 19.4K followers, 15.2K engagements
"He Tried to Buy an $83000 BMW With No Credit Bad car loans personal finance mistakes and high-interest auto loans are everywhere especially when first-time buyers with no credit history try to finance expensive vehicles they cant afford. This $83000 BMW situation shows exactly how bad auto loan decisions negative equity and predatory dealerships create massive debt and long-term financial damage. If youre trying to understand car loan interest rates bad financing terms or real-world personal finance struggles this breakdown exposes how quickly money problems snowball when people take on"
YouTube Link 2025-12-08T19:15Z 19.4K followers, 66.7K engagements
"Zero Credit Score Trying to Buy a Scat Pack Zero credit score trying to finance a Dodge Scat Pack with $500 down this is exactly how bad car loans high interest auto loans and subprime financing start. In this video we break down zero credit auto loan approval state max APR dealership financing tactics high monthly payments GAP insurance decisions negative equity risk credit card debt and personal finance mistakes that keep people broke. This personal finance breakdown covers bad car loans auto loan approval strategy subprime lenders like Westlake high APR car financing $700+ car payments"
YouTube Link 2026-02-14T17:41Z 19.4K followers, [----] engagements
"She Doesnt Understand How a Down Payment Works Car loans bad car loans auto financing mistakes high-interest car loans and personal finance decisions are destroying peoples finances and this video breaks down exactly how it happens. If youve ever focused on a monthly payment instead of the total cost misunderstood a down payment or signed an auto loan you didnt fully understand this personal finance breakdown is for you. In this video we analyze real car-buying conversations auto loan negotiations and credit mistakes that lead people into long-term debt. From misunderstanding how a down"
YouTube Link 2026-01-03T19:15Z 19.4K followers, 100.6K engagements
"No Credit No Money Down and She Wants a Range Rover Bad car loans Range Rover financing no credit auto loans no money down car deals day trading losses options trading losses and personal finance mistakes all come together in this video. From luxury vehicles on tight budgets to chasing losses in day trading and options this is exactly how people lose money fast. Bad car loans bad credit car buying no credit auto loans Range Rover financing no money down car deals high interest auto loans personal finance mistakes day trading losses options trading losses gambling psychology financial"
YouTube Link 2025-12-13T19:15Z 19.4K followers, 42.3K engagements
"Buy [--] Get [--] Free Jeep $56000 Negative Equity Nightmare Are you struggling with bad car loans high-interest auto debt or negative equity traps In this video we break down some of the worst dealership trick including buy [--] get [--] free promotions hidden fees and upside-down loans that can exceed $50000. If youve ever wondered how mechanics view Jeep reliability or how car dealerships use flashy deals to trap buyers in debt cycles this personal finance video is essential for anyone trying to protect their money. We dive into shocking examples of $50000+ upside-down Jeep loans explain the danger of"
YouTube Link 2025-09-26T19:45Z [----] followers, 36.6K engagements
"Shell Do Anything to Escape This Car Loan The Cost of Debt Are you struggling with car debt or stuck in negative equity This shocking story of a [----] Range Rover shows just how far some people will go to escape overwhelming car payments. Learn key personal finance lessons about debt management cosigning risks and protecting yourself from financial traps. In this video we break down the dangers of putting someone elses debt in your name the consequences of negative equity and practical tips to avoid costly mistakes with luxury vehicles. This personal finance breakdown reveals the real cost of"
YouTube Link 2025-09-10T15:30Z [---] followers, 12.1K engagements
"The Real Cost of Owning an Exotic Car Debt Payments & Flexing Owning an exotic car can be a dream come true but the true cost often comes with serious debt and financial strain. In this video we break down the real cost of owning a Lamborghini Aventador SVJ Roadster and other exotic cars including monthly payments financing options maintenance and how it impacts your personal finances. If youre curious about luxury vehicles supercar payments or how much it really costs to drive an exotic car this video is packed with insights for personal finance enthusiasts and anyone concerned about debt"
YouTube Link 2025-09-05T15:45Z [---] followers, 25.3K engagements
"$250000 Rezvani Tank: The New Family SUV for Moms The Rezvani Tank is a textbook case of bad car loans luxury car financing mistakes high-interest auto loans and rapid vehicle depreciation dont let status crush your net worth. This video exposes luxury vehicle overspending negative equity traps poor loan terms and how automotive loans can ruin credit scores and long-term wealth. The Rezvani Vengeance is a $250K+ armored SUV that perfectly shows how image and impulse can outweigh financial logic. Its marketed to wealthy buyers but it mirrors the same mindset behind bad car loans and luxury"
YouTube Link 2025-10-11T16:05Z [----] followers, 11.6K engagements
"Uber Eats Driver $30K UnderwaterTrading Hellcat for Demon Uber Eats driver tries to trade a high-mileage [----] Dodge Hellcatwhile buried under $30000 of negative equity and a shocking 22% interest ratefor an even more expensive Dodge Demon. On this personal finance channel we dig deep into why people sign terrible car loans pay far too much interest and end up spending half their income just to drive a flashy muscle car. If you care about avoiding bad car loans negative equity and sky-high interest rates you need to hear this story. This video is a real cautionary tale about living far beyond"
YouTube Link 2025-09-25T17:09Z [----] followers, 24.2K engagements
"Spending Today Broke at 60: The Hidden Cost of Credit Card Debt Credit card debt is crushing millions of Americans and high-interest rates are silently draining your finances. With over $1.3 trillion in credit card debt nationwide and average interest rates above 20% swipe today and you could be broke tomorrow. If youre serious about personal finance building wealth and securing your retirement understanding how to manage credit cards pay off debt and invest wisely is essential. Many people hit their 60s with little to no retirement savings because of poor financial decisions and unchecked"
YouTube Link 2025-09-23T17:45Z [----] followers, [---] engagements
"Cars That Break Down and Cost a Fortune Personal Finance Looking stylish doesnt always mean smart when it comes to cars. In this video we break down vehicles that look amazing but come with shocking repair costs maintenance nightmares and hidden financial traps. From Range Rovers to Ford Explorers and modified Mustangs these cars may turn heads but can quickly trap owners in debt. If you care about personal finance smart car buying and avoiding money mistakes this video is a must-watch. The truth is buying a car isnt just about looks. Cars like the [--------] Range Rover or modded American"
YouTube Link 2025-09-08T15:12Z [---] followers, [----] engagements
"Mercedes Repossession Ends in Desperation Car repossession auto loan debt and financial desperation are hitting more Canadians than ever. In this video I react to a womans heartbreaking and desperate attempt to buy back her repossessed Mercedes-Benz. This viral moment shines a spotlight on the real-world consequences of car loan debt missed payments and living beyond your financial limits. Within the first [---] characters weve already hit crucial personal finance keywords like auto loan debt car repossession bad credit and financial mistakes because thats exactly what this story exposes. If"
YouTube Link 2025-06-29T08:44Z [--] followers, [--] engagements
"$100K Trucks: Luxury Price Cheap Quality $100K trucks are one of the biggest personal finance mistakes happening right now. When you mix bad car loans long-term auto financing high interest rates and the inflated prices of luxury pickups you end up with monthly payments that crush budgets and trap people in debt for years. In this video we look at what a $100000 truck actually gets you why the quality doesnt match the price and how massive auto loans are quietly destroying financial freedom. If youve ever wondered whether buying a six-figure Ford GMC or Chevy truck is worth it this breakdown"
YouTube Link 2025-10-03T19:00Z [----] followers, [----] engagements
"Never Buy a Car This Way The Car Loan Debt Nightmare 🚨 Car loan debt is a financial nightmare trapping millions of people in bad loans sky-high interest rates and endless payments. In this video we break down real stories of car debt predatory lenders negative equity repossession and the hidden dangers of auto financing. If youve ever struggled with car payments or wondered how car loan debt destroys personal finance you need to see this. 💳 Debt and personal finance go hand in hand and bad car loans are one of the biggest financial traps today. From outrageous 28% interest rates to"
YouTube Link 2025-09-01T13:02Z [--] followers, [---] engagements
"He Thinks [---] Is a Good Credit Score Then Tries to Buy a Shelby GT350 Buying a Shelby GT350 with a [---] credit score is a personal finance disaster waiting to happen. Bad credit car loans high-interest auto financing and poor credit scores can destroy your budget and delay building wealth. If youre serious about saving money improving credit and avoiding car loan mistakes this video is a must-watch for anyone who wants to take control of their finances and escape the cycle of debt. In todays video we break down a shocking real-world example: a buyer trying to finance a Ford Mustang Shelby"
YouTube Link 2025-09-15T15:26Z [---] followers, [----] engagements
"$1000 Title Loan on a Dodge Charger at 167% Interest Insane Are you shocked by a Dodge Charger title loan at 167% interest Today we break down a real-world example where a borrower took out $1100 with a staggering APR and ended up paying nearly $3000 to borrow just $1100. If youre focused on personal finance avoiding bad car loans understanding high-interest loans managing debt and learning money strategies this video is a must-watch. From title loans and predatory lending to automotive loans and debt traps we cover exactly how easy it is to throw money away and get caught in a financial"
YouTube Link 2025-10-13T19:00Z [----] followers, 24.8K engagements
"No License & $30K Child Support Debt Two Crazy Jeep Buyers Bad car loans car debt subprime auto loans car finance mistakes buy here pay here repossession bad credit car loan this video exposes how dealers profit off desperation and why buying a Jeep with no license or low credit is a financial disaster. Personal finance debt management rebuilding credit high-interest auto financing car payments deceptive dealership practices hidden dealer markups and subprime lending are all covered in this breakdown of a real showroom sale: zero down $648 monthly a [---] credit score and $30000 in unpaid child"
YouTube Link 2025-10-06T17:00Z [----] followers, 24.4K engagements
"$65K Mercedes $3K Down & $30K Negative Equity Car Buying Mistakes Luxury car loans negative equity and financial mistakes can destroy your personal finances fast. In this video we explore real-life examples of people trying to trade up to expensive cars like a Mercedes C63 or Range Rover while carrying massive negative equity and insufficient income. Understanding credit loans budgeting debt management and financial planning is crucial to avoid falling into long-term financial stress. If youre serious about financial freedom building an emergency fund paying off high-interest debt and making"
YouTube Link 2025-09-24T17:44Z [----] followers, 10.1K engagements
"The $30000 Bugatti Oil Change The Real Cost of Owning a Supercar Owning a Bugatti sounds like the ultimate dream but when you look at the true cost of maintenance financing and automotive debt it quickly turns into a personal finance nightmare. Between $30000 oil changes $40000 tires and sky-high monthly car payments this is the perfect example of why bad car loans negative equity and luxury financing mistakes can wreck your financial future. The reality of exotic cars and bad auto loans is something most people never think about until theyre buried in debt. In this video we break down the"
YouTube Link 2025-09-30T20:45Z [----] followers, 14.8K engagements
"Watch This Guy Try To Buy A ZL1 With $10000 Down Car loans and vehicle debt are pushing millions of people into financial stress and yet many are still willing to go deep into debt just to get the car they think they need. Personal finance experts warn that auto loans high interest rates and the growing car debt crisis are some of the most dangerous traps people fall into leaving them struggling to manage money and pay off basic expenses. In this video we dive into the reality of vehicle debt car loans auto financing and how buying a car you cant afford is one of the biggest mistakes in"
YouTube Link 2025-08-17T18:22Z [--] followers, [--] engagements
"$40K Negative Equity Ford Mustang & Tesla Owner Wants $10K Extra Negative equity upside-down car loans and poor financial decisions can destroy your budget and leave you trapped in long-term debt. In this video we break down a $40000 negative equity scenario on a [----] Mustang GT Premium showing why overpaying for a careven in mint conditioncan ruin your finances quickly. If you care about personal finance automotive loans avoiding debt and making smarter money decisions this video is a must-watch. We cover a real-life situation where a Mustang owner owes $79000 on a vehicle that had a $42000"
YouTube Link 2025-09-29T17:45Z [----] followers, 31.2K engagements
"550 Credit Score Perfect Time to Buy a BMW A [---] credit score a BMW and bad credit car loans collide with reality. A buyer needs a co-signer for a Range Rover while another has no proof of income yet still tries to finance a car. Auto loans subprime financing luxury cars and risky money decisions meet head-on in these real-life examples of poor personal finance choices. Low credit scores and high-interest auto loans are a dangerous combination. Buyers with [------] credit scores often overestimate what they can afford chasing luxury cars like BMWs or Range Rovers without understanding"
YouTube Link 2025-10-07T20:00Z [----] followers, 18.2K engagements
"Car Payments Keep You Poor Personal Finance & Debt Free Advice Why High Car Payments Destroy Your Wealth Personal Finance Tips to Escape Car Debt Car payments car loans and vehicle debt are killing personal wealth in [----]. The average car payment in North America is at an all-time highover $760 a month for a new car and more than $550 a month for a used car. Personal finance experts warn that car debt auto loans and high interest payments are the number one wealth killer. If youre serious about building wealth buying a home or reaching financial freedom you must learn how to avoid these high"
YouTube Link 2025-09-12T16:30Z [---] followers, [---] engagements
"Stop Wasting Money on Car Payments You Can't Afford Overspending on car payments is destroying personal finances and fueling the growing debt crisis across the country. Massive car loans high interest rates and unrealistic vehicle purchases are leaving millions of people drowning in debt and struggling to keep up with basic living expenses. Car payment debt is one of the most common financial traps and its hitting households everywhere. When you commit to a car payment you cant truly afford you lock yourself into years of financial stress. Overspending on a vehicle often means higher"
YouTube Link 2025-08-10T23:29Z [--] followers, [--] engagements
"Buying a Car with Bad Credit to Build Credit This Is INSANE Bad credit car loans risky auto financing high-interest vehicle loans and credit score mistakes can destroy your finances fast. In this video we break down two unbelievable real-life examples: one man tries to finance a car with no job no income and no proof of earnings while another wants to buy a vehicle he doesnt even need just to establish credit despite already having a low credit score. If youre serious about personal finance money management budgeting building credit credit repair avoiding car loan traps and smart auto"
YouTube Link 2025-09-19T19:30Z [---] followers, [----] engagements
"The Most EPIC Financial Fails 💸 The worst financial fails of all time are jaw-dropping from massive investment mistakes to everyday money blunders these financial disasters will leave you speechless. Money mistakes budgeting fails and investment horror stories are more common than you think and in this video were breaking down exactly what makes a financial failure so catastrophic. Whether its a millionaire losing it all in a single trade or someone drowning in debt from credit cards these are the money lessons we all need to hear. Financial literacy isnt just a buzzword its your defense"
YouTube Link 2025-06-01T14:45Z [--] followers, [--] engagements
"She Wanted A New Car But Her Credit Score Said No Buying cars you cant afford drowning in car debt and living paycheck to paycheck because of monthly payments are financial traps keeping millions broke. In this video we dive deep into why people keep financing cars they dont need what happens when you try but fail to afford a car and how these decisions destroy your personal finances. Car payments debt and bad money habits are the hidden killers of financial freedom. When you walk into a dealership its easy to get caught up in the excitement of a shiny new car. But when youre financing a car"
YouTube Link 2025-08-22T16:45Z [--] followers, [---] engagements
"Zero Credit Score Trying to Buy a Scat Pack Zero credit score trying to finance a Dodge Scat Pack with $500 down this is exactly how bad car loans high interest auto loans and subprime financing start. In this video we break down zero credit auto loan approval state max APR dealership financing tactics high monthly payments GAP insurance decisions negative equity risk credit card debt and personal finance mistakes that keep people broke. This personal finance breakdown covers bad car loans auto loan approval strategy subprime lenders like Westlake high APR car financing $700+ car payments"
YouTube Link 2026-02-14T17:41Z 19.4K followers, [----] engagements
"18 Years Old And Bought a $50K Mercedes Bad car loans negative equity high interest auto financing credit score mistakes and dealership tactics are everywhere and this 18-year-old trying to buy a $50000 Mercedes with his dads money is just the beginning. In this personal finance breakdown we analyze auto loans subprime financing repossession risk credit rebuilding mistakes lease vs buy decisions EV incentives and how people get trapped in upside down car loans. The first clip features an 18-year-old calling a dealership about buying a $50K Mercedes-AMG funded by his father. We break down what"
YouTube Link 2026-02-12T19:15Z 19.4K followers, 15.2K engagements
"Bad Credit No License Wants 0% Financing Bad credit car loans and 0% financing myths collide in this personal finance breakdown of subprime auto loans high interest rate car financing buy here pay here dealerships and what happens when your credit score is in the 500s. If you are trying to get approved for car financing with bad credit asking about 0% financing comparing monthly payments instead of total cost or focusing on down payment instead of interest rate this is exactly how expensive a bad car loan can become. This video looks at high interest auto loans 23.9% APR financing [--] month"
YouTube Link 2026-02-11T19:15Z 19.4K followers, 25K engagements
"He Said His Credit Was Pretty Good It Was [---] Bad car loans and bad credit auto loans are some of the most common personal finance mistakes people make and this video breaks down real examples of how they happen. From a [---] credit score Hummer EV attempt to negative equity Tesla depreciation and monthly payment traps this is a real-world look at financing regret. These bad car loans involve subprime auto financing negative equity high interest rates long loan terms and buyers focusing on monthly payments instead of total cost. This video covers bad credit car loans subprime auto loans"
YouTube Link 2026-02-09T19:15Z 19.4K followers, 18.5K engagements
"He Asked If Food Stamps Could Be Used as a Down Payment for a Car Bad car loans personal finance mistakes financial scams identity theft fraud and auto financing risks all show up when people stop questioning what theyre being told. Bad car loans scams fraud personal finance auto loans down payments identity theft and financial manipulation all collide in these clips. A phone call is circulating where someone asks if food stamps could be used as a down payment on a car. The question itself sounds ridiculous but the response is what matters. Instead of stopping the conversation the focus"
YouTube Link 2026-02-08T16:14Z 19.4K followers, 29.5K engagements
"He Thought He Had No Credit. Turns Out It Was [---] Wants a Porsche Trying to buy a Porsche with no income and a [---] credit score is exactly how bad car loans and long-term financial damage begin. Bad car loans auto loans credit scores negative equity high interest car loans long loan terms and auto financing mistakes all come together in this real dealership situation. Bad car loans remain one of the most common personal finance mistakes especially when auto loans are taken out with low credit scores unverifiable income and unrealistic expectations. This situation begins with a buyer claiming"
YouTube Link 2026-02-06T19:15Z 19.4K followers, 19.1K engagements
"$1200 Lease in Her Sisters Name Now She Cant Pay Bad car loans negative equity and auto financing mistakes are destroying peoples finances right now and this video breaks down exactly how bad car loans high interest auto loans and poor financial decisions trap people in debt. From upside-down car loans and unaffordable lease payments to low credit scores and long-term auto financing this is what personal finance mistakes with cars actually look like in real life. Bad car loans negative equity auto loans car payments credit scores personal finance debt leasing mistakes upside down car loans"
YouTube Link 2026-02-05T19:15Z 19.4K followers, 22.3K engagements
"390 Credit Score Trying to Finance a Cadillac A [---] credit score bad car loans and high-risk auto financing collide when someone tries to finance a Cadillac while already in debt. This video breaks down subprime auto loans buy here pay here financing high interest car loans and why focusing on monthly payments keeps people stuck financially. This is a personal finance breakdown of bad car loans low credit score financing in-house financing buy here pay here dealerships high APR auto loans debt management mistakes negative equity repossessions co-signer risk and why approval is not the same as"
YouTube Link 2026-02-04T19:15Z 19.4K followers, 19.7K engagements
"No Money Bad Credit and Waiting on a Tax Refund to Buy a Tacoma Car loans car debt bad credit auto loans repossessions and negative equity are keeping people stuck financially. This video breaks down bad car loan advice risky auto financing decisions and how people end up trapped in vehicle debt. This personal finance commentary video covers car loans auto financing leasing vs financing bad credit car loans tax refund car purchases weekly car payments repossessions negative equity and the real cost of owning older cars versus newer vehicles. In this video we react to multiple real clips"
YouTube Link 2026-02-03T19:15Z 19.4K followers, 25.7K engagements
"TikTok Begging Is Out of Control Personal finance bad money decisions budgeting mistakes debt behavior and online begging are colliding on TikTok and this video breaks down exactly what that looks like. From TikTok Live begging to people asking strangers for groceries gas rent and even burritos this is a real look at money problems caused by poor planning and misplaced priorities. Online begging on TikTok is becoming normalized and it highlights some of the most common personal finance issues people face today: lack of budgeting no emergency fund poor money habits and relying on strangers"
YouTube Link 2026-02-01T15:35Z 19.4K followers, 14.4K engagements
"434 Credit Score Tries to Buy a Ram [----] A [---] credit score trying to buy a Ram [----] while already [---] days past due on an auto loan is exactly how bad car loans high interest auto loans and poor personal finance decisions spiral out of control. This video breaks down bad car loans auto financing credit scores debt interest rates and financial mistakes that keep people stuck. Bad car loans auto loans high interest car loans subprime auto loans low credit score car loans negative equity car payments personal finance debt credit card debt interest rates budgeting money management and living"
YouTube Link 2026-01-31T15:22Z 19.4K followers, 35.8K engagements
"A No Limit Lincoln and $70000 of Credit Card Debt Bad car loans negative equity credit card debt personal finance mistakes and payment-focused thinking all collide in this breakdown of a no limit car purchase and $70000 of credit card debt. This video examines bad car loans auto financing traps negative equity car payments credit card interest and why focusing on monthly payments instead of total cost leads to long-term financial damage. Bad car loans negative equity car payments auto loans credit card debt interest budgeting mistakes payment-focused decisions and personal finance discipline"
YouTube Link 2026-01-30T19:15Z 19.4K followers, 13.3K engagements
"TikTok Is Giving People Insane Advice About Repos and Credit Bad car loans repossessions and credit report manipulation are being made worse by insane TikTok financial advice. This video breaks down viral TikTok advice about repos credit repair charge-offs and car loans that promises fast results but often leads to legal trouble more debt and long-term financial damage. This video covers bad car loans repossession advice credit repair scams auto loans negative equity car payments charge-offs and personal finance mistakes. TikTok finance advice pushes shortcuts and hacks but when it comes to"
YouTube Link 2026-01-28T19:15Z 19.4K followers, 18K engagements
"Someone Tried to Trade a Pokmon Card for a Tesla Plaid Bad car loans negative equity and personal finance mistakes are becoming more common and this video shows how easily money decisions can spiral out of control. From trading a Pokmon card for a Tesla to rolling negative equity into new car loans this is a real look at value debt and personal finance decisions around Teslas and car buying. In this video we break down bad car loans Tesla payments negative equity auto financing mistakes and why liquidity matters more than hype. Whether its collectible investing car payments or trading"
YouTube Link 2026-01-27T19:15Z 19.4K followers, 17K engagements
"Trying to Buy a Tahoe With Two Previous Repos Bad car loans negative equity repossessions and high-interest auto financing are some of the most destructive personal finance mistakes people make and this video breaks them down in real time. From voluntary repos and late payments to $760 monthly payments on a used Mercedes $100000 trucks and a $5500 Lamborghini lease this is a clear look at how bad math turns into long-term financial damage. This personal finance breakdown covers bad car loans auto loan debt repos voluntary repossession negative equity high-interest car loans dealership"
YouTube Link 2026-01-26T19:15Z 19.4K followers, 27.7K engagements
"Rolling $17K of Debt Into an $11K Car Bad car loans negative equity and debt stacking are some of the most common personal finance mistakes people make and this video breaks down exactly how they happen in real time. From rolling $17K of negative equity into an $11K car to co-signers bringing more debt than the vehicle is worth this is a clear look at bad financial advice auto loan math that doesnt work and how debt quietly snowballs. This personal finance breakdown covers bad car loans negative equity co-signing mistakes credit score manipulation auto loan approvals minimum credit card"
YouTube Link 2026-01-25T19:15Z 19.4K followers, 15.2K engagements
"18-Year-Old Spending Half Her Income on a BMW $200K Credit Card Debt Bad car loans high interest auto loans personal finance mistakes and TikTok credit advice are pushing people into massive debt. This video breaks down bad car loans BMW payments credit card debt negative equity and how social media credit hacks turn small mistakes into financial disasters. A young woman fresh out of high school is spending nearly half her income on a BMW with a high interest auto loan. This video examines how bad car loans high APR financing upside-down auto loans and poor financial decisions trap people"
YouTube Link 2026-01-23T17:46Z 19.4K followers, 27.6K engagements
"18-Year-Old Finances a Chrysler [---] at 28.9% Interest High-interest car loans and bad auto financing decisions are trapping young buyers in long-term debt and this video breaks down exactly how it happens. We analyze bad car loans 28.9% interest auto loans 327% payday-style loans and massive credit card debt to show how people get stuck financially. This personal finance video walks through real examples of bad car financing high interest auto loans first-time buyer mistakes credit card minimum payments balance transfers and debt spirals that keep people stuck paying interest instead of"
YouTube Link 2026-01-22T19:36Z 19.4K followers, 38.5K engagements
"571 Credit Score No Money Down And She Wants a Jeep Bad credit car loans negative equity high interest auto loans and no money down car deals are some of the fastest ways to destroy your finances. In this video we break down a [---] credit score Jeep purchase missed payments subprime auto financing massive negative equity and why bad car loans keep people stuck financially. This personal finance breakdown covers bad credit auto loans high interest car financing negative equity rollovers car leases with hidden interest no money down car deals co-signers subprime lending and why getting out of"
YouTube Link 2026-01-21T19:15Z 19.4K followers, 20.2K engagements
"Trying to Buy a $32000 Toyota Tacoma for $200 a Month Car payments bad car loans auto financing credit scores and personal finance decisions all collide in this video as we break down real dealership calls realistic budgets and why restraint matters more than hype. From a $32000 Toyota Tacoma payment breakdown to investing early compound interest and why peace beats stuff this is personal finance without the fluff. This video looks at car loans auto loan math monthly payments credit score impact down payments saving vs spending investing early compound interest debt-free mindset personal"
YouTube Link 2026-01-19T19:15Z 19.4K followers, 21.2K engagements
"572 Credit Score Wants 0.9% Financing on an $81000 Aston Martin YouTube Description Bad car loans personal finance mistakes auto loan interest rates credit scores and negative equity collide in this breakdown of some of the most unrealistic expectations in car buying and debt payoff culture today. This video dives deep into auto financing credit score reality interest rates bad car loans negative equity and why TikTok financial advice is often misleading for people trying to escape debt. In this episode we analyze real clips involving bad credit car buyers auto loan misconceptions unrealistic"
YouTube Link 2026-01-18T19:15Z 19.4K followers, 25K engagements
"Hes Behind on His Car Loan So He Tries to Buy Another One Bad car loans low credit score auto loans and personal finance mistakes are keeping people stuck in debt longer than they realize. This video breaks down bad credit car loans high interest auto financing missed payments and emotional financial decisions that turn simple car purchases into long-term financial problems. Personal finance auto loans bad car loans low credit score financing high APR car loans negative equity and dealership tactics all collide in this breakdown of real situations involving car payments trade-ins down"
YouTube Link 2026-01-17T19:15Z 19.4K followers, 22.8K engagements
"She Paid $101000 for a Jeep and Now Owes $99000 Bad car loans negative equity auto loans personal finance mistakes and debt cycles are keeping more people stuck than ever. This personal finance video breaks down bad car loans upside-down auto loans high car payments vehicle depreciation buy here pay here financing and the real reasons people stay in debt even when they think theyre making progress. This video focuses on personal finance bad car loans negative equity auto financing mistakes debt cycles car payments vehicle depreciation credit card debt and how financial decisions compound over"
YouTube Link 2026-01-15T19:15Z 19.4K followers, 53.1K engagements
"$27000 Underwater on a Chevy Suburban with [------] Miles A real example of bad car loans negative equity and personal finance mistakes that shows how someone ends up $27000 underwater on a 170000-mile Chevy Suburban. This is what underwater car loans high interest auto loans subprime financing and payment-focused decisions actually look like in real life. Bad car loans negative equity underwater car loan car loan debt high interest car loans subprime auto loans personal finance mistakes dealership financing refinancing car loans car payment trap auto loan interest rates and living paycheck to"
YouTube Link 2026-01-14T19:15Z 19.4K followers, 30.6K engagements
"He Paid $100000 Over Asking for a Dodge Demon Now Trying to Sell It Bad car loans terrible auto financing decisions and personal finance mistakes are everywhere right now especially when it comes to high-interest car loans negative equity and people overspending on vehicles they cant afford. This video breaks down real TikTok clips showing how bad car loans reckless car payments debt avoidance and viral financial advice destroy peoples finances in real time. This is a personal finance breakdown focused on bad car loans Dodge Demon overpayments car payments that replace housing high interest"
YouTube Link 2026-01-13T19:15Z 19.4K followers, 33.9K engagements
"Trying to Buy a Scat Pack With a [---] Credit Score Bad credit car loans high interest auto financing lease mileage overages and tradelines are some of the most common personal finance mistakes people make when buying cars. In this video we break down a [---] credit score trying to buy a Scat Pack a lease that went thousands of miles over the limit and the reality behind tradelines that make credit look better on paper without fixing the underlying behavior. This breakdown focuses on personal finance bad credit car loans credit scores auto loans car payments lease mistakes negative equity"
YouTube Link 2026-01-12T19:15Z 19.4K followers, 32.7K engagements
"Bad Credit Negative Equity and He Wants a Ram [----] Bad car loans negative equity auto loan mistakes and personal finance decisions are ruining people financially faster than ever. This video breaks down real examples of bad car loans upside-down trade-ins [---] credit scores long loan terms zero-down financing credit card spending lifestyle inflation and why financial decisions always have consequences. From a buyer with bad credit trying to finance the most expensive truck on the lot to multiple negative-equity trade-ins unrealistic payment expectations credit card spending that quietly adds"
YouTube Link 2026-01-10T19:15Z 19.4K followers, 20.4K engagements
"She Wants to Sell a Range Rover That Isn't Hers Bad car loans personal finance mistakes negative equity and auto loan traps are ruining people financially faster than ever. This video breaks down real-world money situations involving bad car purchases vehicle ownership problems financial dependency debt spirals and why driving a car that isnt in your name can destroy your financial future. Bad auto loans luxury car payments negative equity vehicles high-interest debt and poor financial decisions show up repeatedly in these clips. From a woman trying to sell a Range Rover that legally isnt"
YouTube Link 2026-01-09T19:15Z 19.4K followers, 25.8K engagements
"Trying to Buy a Porsche Without the Down Payment Bad car loans negative equity upside-down auto loans and poor personal finance decisions are keeping people stuck and this video breaks down exactly how it happens. From trying to buy a Porsche without the down payment to bad credit bankruptcy talk and dangerous debt advice this is a real look at how car payments and consumer debt quietly ruin financial options. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score damage consumer debt bankruptcy mindset issues and why big car payments block"
YouTube Link 2026-01-07T19:15Z 19.4K followers, 34.1K engagements
"He Owes $35000 on a [----] Cadillac With [------] Miles Bad car loans negative equity upside-down auto loans and terrible personal finance decisions are keeping people stuck and this video shows exactly how it happens. From owing $35000 on a high-mileage Cadillac to maxed-out credit cards fake credit fixes and bad financial advice this breakdown exposes the real math behind bad auto financing and debt. This video covers bad car loans negative equity upside-down car loans auto financing mistakes credit score problems personal finance mistakes and debt traps that people fall into over and over"
YouTube Link 2026-01-06T19:15Z 19.4K followers, 35.3K engagements
"Almost $2000 a Month vs a Dodge Durango SRT Bad car loans auto financing mistakes negative equity and high car payments are destroying peoples finances and this video breaks down exactly how it happens. In this personal finance breakdown we analyze bad car loans upside-down auto loans credit card debt TikTok financial advice car dealership tactics and why financing cars you cant afford keeps people stuck. This video focuses on personal finance bad car loans auto financing negative equity car loans high monthly car payments credit card debt retail income budgeting first-time car buyers"
YouTube Link 2026-01-05T19:15Z 19.4K followers, 41K engagements
"She Doesnt Understand How a Down Payment Works Car loans bad car loans auto financing mistakes high-interest car loans and personal finance decisions are destroying peoples finances and this video breaks down exactly how it happens. If youve ever focused on a monthly payment instead of the total cost misunderstood a down payment or signed an auto loan you didnt fully understand this personal finance breakdown is for you. In this video we analyze real car-buying conversations auto loan negotiations and credit mistakes that lead people into long-term debt. From misunderstanding how a down"
YouTube Link 2026-01-03T19:15Z 19.4K followers, 100.6K engagements
"He Scammed People Then Bought a $90000 Mercedes Bad car loans negative equity high-interest auto loans and personal finance mistakes are destroying peoples finances and this video shows exactly how. From scam money being used to buy a $90000 Mercedes to crushing car payments Affirm loans credit card debt and people reaching retirement still buried in debt this is a real-world breakdown of what happens when bad financial decisions compound over time. This video covers bad car loans negative equity high interest auto loans luxury car payments personal finance mistakes debt cycles credit card"
YouTube Link 2026-01-02T19:15Z 19.4K followers, 25.2K engagements
"Working Two Full-Time Jobs and Still Cant Afford This SUV Working two full-time jobs and still struggling with car payments bad credit and high-interest auto loans is becoming far too common. This video breaks down how bad car loans dealership markup credit repair schemes and poor financial decisions trap people in debt even when theyre working nonstop. In this breakdown we look at a real example of someone working two full-time jobs while trying to escape a Chevy Tahoe payment only to get pulled deeper into bad auto financing negative equity and high-interest car loans. This is a clear look"
YouTube Link 2025-12-31T19:15Z 19.4K followers, 27.5K engagements
"He Wants a $90K Lexus for $500 a Month Bad car loans low credit auto financing high interest car loans negative equity payment thinking and poor personal finance decisions are exactly how people end up trying to buy a $90000 Lexus for $500 a month. Financing luxury vehicles with fair credit rolling negative equity into new car loans and focusing on monthly payments instead of total cost destroys cash flow and long-term financial stability. This video is a personal finance commentary on bad car loans car payments negative equity high interest auto loans credit scores co-signers and unrealistic"
YouTube Link 2025-12-30T19:15Z 19.4K followers, 28K engagements
"500 Credit Score Previous Repo Trying to Buy a Cadillac A [---] credit score a previous repossession and still trying to finance a Cadillac is a perfect example of bad car loans and poor personal finance decisions. In this video we look at subprime auto loans high interest car financing repossessions negative equity and the kind of financial advice that keeps people stuck in debt. This video focuses on bad car loan decisions low credit score auto financing used car loans with repos high interest auto loans negative equity car loans and personal finance mistakes that are becoming more common"
YouTube Link 2025-12-29T19:15Z 19.4K followers, 96.2K engagements
"On House Arrest No Credit No Money Down Trying to Buy a Honda On house arrest with no credit and no money down trying to buy a Honda is a textbook example of how bad car loans high interest auto financing and poor personal finance decisions create long-term financial damage. This video breaks down a real dealership situation involving a zero down car loan no credit history deferred payments and why these auto loan mistakes lead directly to debt budgeting problems and bankruptcy. A guy on house arrest tries to buy a car with no credit and no money down showing how risky auto loans start before"
YouTube Link 2025-12-27T19:15Z 19.4K followers, 33.9K engagements
"Dealer Got Burned on a Lamborghini Bad car loans luxury vehicle depreciation and personal finance mistakes are on full display in this video about Lamborghini ownership and the real cost of buying expensive cars. From dealer losses to massive depreciation this breakdown shows how exotic cars auto loans and emotional buying decisions quietly destroy financial stability. Lamborghini ownership bad car loans luxury car depreciation auto loan mistakes expensive maintenance costs personal finance decisions high-interest auto loans vehicle depreciation car buying regret financial discipline"
YouTube Link 2025-12-26T19:15Z 19.4K followers, 42.7K engagements
"Her New Range Rover Broke Twice in Just [----] Miles A brand new Range Rover breaks down twice in just [----] miles highlighting everything that goes wrong when bad car loans poor auto financing decisions and weak personal finance habits collide. This video breaks down luxury car failures expensive auto loans negative equity credit card debt and real examples of people making financial decisions that lead to long-term stress unaffordable payments and constant money problems. In this video a woman replaces a broken Range Rover with another brand new one instead of addressing reliability or cost"
YouTube Link 2025-12-24T19:15Z 19.4K followers, 27.4K engagements
"386 Credit Score He Found Out Trying to Buy a Car [---] credit score bad car loans low credit score auto financing mistakes subprime auto loans cosigner risk dealership financing high interest car loans and personal finance mistakes collide when a man tries to buy a car and finds out how damaged his credit really is. This personal finance breakdown shows how bad car loan decisions missed payments cosigned auto loans refinancing promises and easy credit approvals lead to lawsuits debt problems and long-term financial damage. Trying to buy a car with bad credit often exposes problems people didnt"
YouTube Link 2025-12-23T19:15Z 19.4K followers, 41.2K engagements
"She Makes $12.50 an Hour and Wants a BMW Bad car loanslow income car financingauto loan mistakesluxury car debtcredit score problemsnegative equitycar payment trapsand personal finance disasters are on full display when someone making $12.50 an hour tries to finance a BMW X7.This video breaks down bad car loansauto financing mathlow income budgetingcredit misuseand why luxury cars destroy finances. A girl earning $12.50 an hour wants to finance a BMW X7 with poor credit and very little money down.This is how bad car loans happen.This is how people get trapped in high interest auto"
YouTube Link 2025-12-22T19:15Z 19.4K followers, 151.7K engagements
"He Wants $45K for a $25K Hyundai Bad car loans high interest auto loans negative equity and subprime auto financing are keeping people broke and this video breaks down exactly how these bad financial decisions happen in real life. From a Hyundai owner demanding $45000 for a car worth $25000 to 28% interest auto loans bankruptcy mistakes and dealership financing traps this is a personal finance breakdown of what not to do when buying or financing a vehicle. This personal finance video focuses on bad car loan decisions high APR auto financing negative equity trade-ins dealership tactics"
YouTube Link 2025-12-20T19:15Z 19.4K followers, 35.8K engagements
"347 Credit Score Buying a BMW A [---] credit score a BMW and a real-world breakdown of bad car loans low credit car financing subprime auto loans and how poor financial decisions turn into long-term debt. This personal finance video explains what really happens when someone with bad credit tries to finance a luxury car and why high-interest auto loans are one of the fastest ways to stay broke. What happens when someone with a [---] credit score tries to buy a BMW In this personal finance breakdown we analyze bad car loans low credit auto financing dealership lending practices and why approval"
YouTube Link 2025-12-19T19:15Z 19.4K followers, 69.9K engagements
"$25000 Upside Down On A Jeep A Jeep owner ends up $25000 upside down on a Jeep loan after rolling negative equity into bad auto financingwhile others in this video struggle with bad car loansupside down car loanscredit card debtstudent loansand personal finance mistakes that keep them buried in debt. This video focuses on negative equitybad car loansupside down auto loansrolling car debtauto loan mistakescredit card debtand why hoping things work out financially only makes things worse. Negative equityupside down car loansbad car loansJeep loan problemsauto financing mistakesrolling"
YouTube Link 2025-12-18T19:15Z 19.4K followers, 21K engagements
"He Wants to Buy a Dodge Challenger With a [---] Credit Score Trying to buy a Dodge Challenger with a [---] credit score is how bad car loans personal finance mistakes and high interest auto loans turn into long-term debt. This video breaks down subprime auto loans low credit car financing dealership reality and why bad credit makes cars dramatically more expensive. Trying to buy a Dodge Challenger with a [---] credit score bad car loans personal finance mistakes subprime auto loans low credit car financing high interest rates long loan terms dealership financing negative equity APR vs interest rate"
YouTube Link 2025-12-17T19:15Z 19.4K followers, 38.3K engagements
"527 Credit Score Asks Mom to Co-Sign 72-Month Loan on 9-Year Lexus Personal finance mistakes bad car loans auto loan debt and high-risk financing are exactly how people end up stressed overextended and stuck. This video breaks down bad credit car loans co-signers long loan terms luxury SUVs dealership financing and overspending using real clips and real numbers. Personal finance bad car loans auto loans car payments negative equity co-signers high interest auto loans luxury cars dealership tactics debt and overspending all show up in this video because these are the same mistakes people"
YouTube Link 2025-12-16T19:15Z 19.4K followers, 22.5K engagements
"She Went [-----] Miles Without an Oil Change Personal finance bad car loans auto loan mistakes and car payments are why so many people stay broke longer than they need to. This video breaks down bad car financing negative equity high interest auto loans luxury car regret dealership tactics and auto loan traps that quietly destroy your budget month after month. Personal finance mistakes like bad car loans expensive car payments financing regret negative equity depreciation dealer add-ons emotional car buying long loan terms and payment-focused thinking are repeated throughout this video because"
YouTube Link 2025-12-15T19:15Z 19.4K followers, 25.1K engagements
"No Credit No Money Down and She Wants a Range Rover Bad car loans Range Rover financing no credit auto loans no money down car deals day trading losses options trading losses and personal finance mistakes all come together in this video. From luxury vehicles on tight budgets to chasing losses in day trading and options this is exactly how people lose money fast. Bad car loans bad credit car buying no credit auto loans Range Rover financing no money down car deals high interest auto loans personal finance mistakes day trading losses options trading losses gambling psychology financial"
YouTube Link 2025-12-13T19:15Z 19.4K followers, 42.3K engagements
"She Was Making $20K a Month Now She Cant Afford Her Cars Car debt bad car loans negative equity and underwater auto loans are destroying peoples finances faster than ever. In this video we break down how high interest car loans risky options trading income and lifestyle creep can turn a high earner into someone who cant afford their cars. Bad car loans car debt negative equity underwater car loans high interest auto loans personal finance mistakes lifestyle inflation living paycheck to paycheck auto loan debt bad credit car loans financial mistakes income instability saving vs spending luxury"
YouTube Link 2025-12-12T19:15Z 19.4K followers, 24.6K engagements
"She Paid $1998/Month for a Year and Got Almost Nothing Off the Loan A woman paying nearly $2000 a month for her BMW discovers shes only paid $5000 off the principal exposing just how dangerous bad car loans high-interest auto loans and personal finance mistakes can be. This video breaks down car loan interest negative equity bad auto financing and why so many people misunderstand loan terms and end up trapped in expensive vehicle payments. If you care about personal finance auto loans car payments interest rates budgeting debt payoff or avoiding bad financial decisions this breakdown shows"
YouTube Link 2025-12-11T19:15Z 19.4K followers, 28.3K engagements
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