# Credit Cards

US credit card debt hits a record $1.28 trillion as Goldman Sachs warns of an affordability crisis, while news highlights credit card fraud and the search for debt relief.

### About Credit Cards
Credit cards are a form of revolving credit that allows consumers to borrow money to make purchases.  

### Insights
- Credit Cards creators is up 14.86% from the previous week.
- Credit Cards engagements is up 61.7% from the previous week.
- Credit Cards mentions is up 21.74% from the previous week.
- Credit Cards posts created is up 45.18% from the previous week.

### Engagements: [----------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/interactions.tsv)  
Current Value: [----------]  
Daily Average: [----------]  
[--] Week: [-----------] +62%  
[--] Month: [-----------] -18%  
[--] Months: [-------------] +31%  
[--] Year: [--------------] +59%  
1-Year High: [-----------] on 2025-12-05  
1-Year Low: [----------] on 2025-03-01  

Engagements by network (24h):
Reddit: [------]
News: [------]
TikTok: [---------]
X: [---------]
Instagram: [-------]
YouTube: [----------]

  
  
### Mentions: [------] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/posts_active.tsv)  
Current Value: [------]  
Daily Average: [------]  
[--] Week: [------] +22%  
[--] Month: [-------] +16%  
[--] Months: [-------] +34%  
[--] Year: [---------] +48%  
1-Year High: [------] on 2026-01-10  
1-Year Low: [-----] on 2025-03-02  

Mentions by network (24h):
Reddit: [-----]
News: [--]
TikTok: [-----]
X: [-----]
Instagram: [--]
YouTube: [-----]

  
  
### Creators: [------] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/contributors_active.tsv)  
[------] unique social accounts have posts mentioning Credit Cards in the last [--] hours which is down 19% from [------] in the previous [--] hours
Daily Average: [------]  
[--] Week: [------] +15%  
[--] Month: [------] +14%  
[--] Months: [-------] +29%  
[--] Year: [-------] +24%  
1-Year High: [------] on 2026-01-10  
1-Year Low: [-----] on 2025-03-02  

The most influential creators that mention Credit Cards in the last [--] hours

| Creator                                                    | Rank | Followers | Posts | Engagements |
| -------                                                    | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments) | [--]    | [---------] | [-----] | [---------]   |
| [@insidetruecrime](/creator/youtube/insidetruecrime)       | [--]    | [-------]   | [---]   | [---------]   |
| [@theicedcoffeehour](/creator/youtube/theicedcoffeehour)   | [--]    | [---------] | [---]   | [-------]     |
| [@GuardYourCard](/creator/twitter/GuardYourCard)           | [--]    | [---]       | [--]     | [-------]     |
| [@GrahamStephan](/creator/youtube/GrahamStephan)           | [--]    | [---------] | [--]    | [-------]     |
| [@jasonrohrer](/creator/twitter/jasonrohrer)               | [--]    | [-----]     | [--]     | [-------]     |
| [@kayla.finance2](/creator/tiktok/kayla.finance2)          | [--]    | [---]       | [--]    | [-------]     |
| [@indiamastercard](/creator/youtube/indiamastercard)       | [--]    | [------]    | [--]     | [-------]     |
| [@rachel.tyers](/creator/tiktok/rachel.tyers)              | [--]    | [-------]   | [--]     | [-------]     |
| [@robprogressive](/creator/twitter/robprogressive)         | [--]   | [------]    | [--]     | [-------]     |

[View More](/list/creators/credit-cards/100)
  
  
### Sentiment: 71%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/sentiment.tsv)  
Current Value: 71%  
Daily Average: 67%  
[--] Week: 67% no change  
[--] Month: 66% -2%  
[--] Months: 66% -2%  
[--] Year: 66% no change  
1-Year High: 92% on 2025-12-05  
1-Year Low: 40% on 2025-07-24  

Most Supportive Themes:
- Credit Card Benefits and Rewards: (30%) Discussions about maximizing credit card rewards like cashback and travel points, and utilizing benefits such as lounge access and presale tickets.
- Credit Card Usage Tips and Advice: (25%) Guidance on responsible credit card use, including tips for improving credit scores, managing debt, and avoiding common pitfalls.
- New Credit Card Products and Features: (20%) Information about new credit card offerings, such as those with no fees or crypto rewards, and partnerships between financial institutions and tech companies.
  
Most Critical Themes:
- Credit Card Fraud and Scams: (40%) Warnings and reports about increasing credit card fraud, identity theft, and various scams targeting consumers.
- Credit Card Debt and Financial Strain: (35%) Concerns about rising credit card delinquencies, individuals struggling with debt, and the impact of economic factors on financial health.
- Data Breaches and Security Concerns: (25%) News related to data breaches exposing credit card details and broader concerns about the security of financial information.
  

### Top Credit Cards News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"Taking the right steps now could help you get relief from your overwhelming credit card and personal loan balances. Taking the right steps now could help you get relief from your overwhelming credit card and personal loan balances"  
[News Link](https://www.cbsnews.com/news/maximize-chances-of-qualifying-for-debt-forgiveness-february-2026/) [@CBSNews](/creator/x/CBSNews) 2026-02-14T20:00Z 23.6K followers, [---] engagements


"US Credit Card Debt Shatters $1280000000000 As Goldman Sachs Warns Americans Facing Affordability Problem - The Daily Hodl US credit card debt is mounting into the trillions as banking giant Goldman Sachs warns that Americans are facing an affordability crisis"  
[News Link](https://dailyhodl.com/2026/02/14/us-credit-card-debt-shatters-1280000000000-as-goldman-sachs-warns-americans-facing-affordability-problem/) [@TheDailyHodl](/creator/x/TheDailyHodl) 2026-02-14T10:15Z 44.7K followers, [---] engagements


"People Share Hacks To Live Rich And Save Money "I do lots of credit card churning. Flying international business class using credit card points is like peak 'rich person thing' that can be done frugally.""  
[News Link](https://www.buzzfeed.com/haein_jung/frugal-people-share-the-rich-money-saving-life-hacks) [@BuzzFeed](/creator/x/BuzzFeed) 2026-02-14T03:11Z 5.4M followers, [---] engagements


"Man accused of using stolen credit card fake ID to buy luxury SUV A 52-year-old man is facing a handful of charges after allegedly trying to buy a $143000 luxury SUV using a stolen credit card and a fake identity"  
[News Link](https://www.ctvnews.ca/barrie/article/man-accused-of-using-stolen-credit-card-fake-id-to-buy-143k-luxury-suv/) [@CTVNews](/creator/x/CTVNews) 2026-02-12T13:00Z 2.5M followers, [----] engagements



### Top Credit Cards Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"jaemin bbl 💬 helppp jaemin was trying to buy valentines day and holiday gifts for the fans but the credit card company called him because they were suspicious as he spent too much money on it 😭😭😭 JAEMINNIE UR TOO SWEET"  
[X Link](https://x.com/jaeminners/status/2022916848413729184) [@jaeminners](/creator/x/jaeminners) 2026-02-15T06:12Z 29.1K followers, 70.7K engagements


"9 MONEY HABITS THAT KEEP YOU POOR: [--]. One income source only. [--]. Living paycheck to paycheck. [--]. No emergency fund. [--]. Impulse buys over $100. [--]. Credit card balances carried. [--]. Ignoring investment accounts. [--]. Lifestyle creep with raises. [--]. No side income plan. [--]. Not tracking every rupee"  
[X Link](https://x.com/SchoolOfGr8Men/status/2022914553126826014) [@SchoolOfGr8Men](/creator/x/SchoolOfGr8Men) 2026-02-15T06:03Z 15.5K followers, [----] engagements


""WOW okay so the most amazing thing just happened to me and I cant help but share it with the world. American Airlines instituted a new policy where you have to pay to take a carry-on onto the plane. Which is ridiculous but off topic. I consolidate my bags into one and they measure it and say its just a little too big. They proceed to charge me $50 except they only take credit card no cash. Since I just got back from Europe all my cards are being declined as Chase doesnt know Im back. They tell me that Im going to have to miss the flight and head back to the ticket counter to pay down there."  
[X Link](https://x.com/Mr_Husky1/status/2022905835232596479) [@Mr_Husky1](/creator/x/Mr_Husky1) 2026-02-15T05:28Z 119K followers, 48K engagements


"Traditional AI pricing follows subscription logic. Fixed tiers. Monthly commitments. Usage ceilings. AINFT introduces a fluid alternative. Pay-as-you-go. Token-based settlement. On-chain transparency. This flexibility aligns better with Web3-native capital behavior. Users dont think in monthly credit card charges. They think in digital asset allocation. Dynamic. Immediate. Adjustable. When economic structure matches user behavior adoption friction decreases. AINFTs payment model reflects that alignment. It feels less like a SaaS contract. More like invoking infrastructure. And infrastructure"  
[X Link](https://x.com/AdrianaCrosing/status/2022903116568609276) [@AdrianaCrosing](/creator/x/AdrianaCrosing) 2026-02-15T05:17Z [----] followers, [----] engagements

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