# Credit Cards

US credit card debt hits a record $1.28 trillion as Goldman Sachs warns of an affordability crisis, while news highlights credit card fraud and the search for debt relief.

### About Credit Cards
Credit cards are a form of revolving credit that allows consumers to borrow money to make purchases.  

### Insights
- Credit Cards creators is up 14.86% from the previous week.
- Credit Cards engagements is up 65.31% from the previous week.
- Credit Cards mentions is up 21.74% from the previous week.
- Credit Cards posts created is up 48.04% from the previous week.

### Engagements: [----------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/interactions.tsv)  
Current Value: [----------]  
Daily Average: [----------]  
[--] Week: [-----------] +65%  
[--] Month: [-----------] -19%  
[--] Months: [-------------] +31%  
[--] Year: [--------------] +59%  
1-Year High: [-----------] on 2025-12-05  
1-Year Low: [----------] on 2025-03-01  

Engagements by network (24h):
Reddit: [------]
Instagram: [---------]
News: [------]
X: [---------]
YouTube: [----------]
TikTok: [---------]

  
  
### Mentions: [------] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/posts_active.tsv)  
Current Value: [------]  
Daily Average: [------]  
[--] Week: [------] +22%  
[--] Month: [-------] +16%  
[--] Months: [-------] +34%  
[--] Year: [---------] +48%  
1-Year High: [------] on 2026-01-10  
1-Year Low: [-----] on 2025-03-02  

Mentions by network (24h):
Reddit: [-----]
Instagram: [--]
News: [--]
X: [-----]
YouTube: [-----]
TikTok: [-----]

  
  
### Creators: [------] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/contributors_active.tsv)  
[------] unique social accounts have posts mentioning Credit Cards in the last [--] hours which is down 18% from [------] in the previous [--] hours
Daily Average: [------]  
[--] Week: [------] +15%  
[--] Month: [------] +14%  
[--] Months: [-------] +29%  
[--] Year: [-------] +24%  
1-Year High: [------] on 2026-01-10  
1-Year Low: [-----] on 2025-03-02  

The most influential creators that mention Credit Cards in the last [--] hours

| Creator                                                  | Rank | Followers  | Posts | Engagements |
| -------                                                  | ---- | ---------  | ----- | ----------- |
| [@upediashorts](/creator/youtube/upediashorts)           | [--]    | [----------] | [-----] | [---------]   |
| [@insidetruecrime](/creator/youtube/insidetruecrime)     | [--]    | [-------]    | [---]   | [---------]   |
| [@theicedcoffeehour](/creator/youtube/theicedcoffeehour) | [--]    | [---------]  | [--]    | [-------]     |
| [@GuardYourCard](/creator/twitter/GuardYourCard)         | [--]    | [---]        | [--]     | [-------]     |
| [@simemedia](/creator/youtube/simemedia)                 | [--]    | [------]     | [--]    | [-------]     |
| [@kayla.finance2](/creator/tiktok/kayla.finance2)        | [--]    | [---]        | [--]     | [-------]     |
| [@jasonrohrer](/creator/twitter/jasonrohrer)             | [--]    | [-----]      | [--]     | [-------]     |
| [@robprogressive](/creator/twitter/robprogressive)       | [--]    | [------]     | [--]     | [-------]     |
| [@rachel.tyers](/creator/tiktok/rachel.tyers)            | [--]    | [-------]    | [--]     | [-------]     |
| [@square](/creator/youtube/square)                       | [--]   | [-------]    | [--]    | [-------]     |

[View More](/list/creators/credit-cards/100)
  
  
### Sentiment: 71%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:credit-cards/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/credit-cards/time-series/sentiment.tsv)  
Current Value: 71%  
Daily Average: 67%  
[--] Week: 63% -5%  
[--] Month: 65% -3%  
[--] Months: 65% -3%  
[--] Year: 65% -1%  
1-Year High: 92% on 2025-12-05  
1-Year Low: 40% on 2025-07-24  

Most Supportive Themes:
- Credit Card Benefits and Rewards: (30%) Discussions about maximizing credit card rewards like cashback and travel points, and utilizing benefits such as lounge access and presale tickets.
- Credit Card Usage Tips and Advice: (25%) Guidance on responsible credit card use, including tips for improving credit scores, managing debt, and avoiding common pitfalls.
- New Credit Card Products and Features: (20%) Information about new credit card offerings, such as those with no fees or crypto rewards, and partnerships between financial institutions and tech companies.
  
Most Critical Themes:
- Credit Card Fraud and Scams: (40%) Warnings and reports about increasing credit card fraud, identity theft, and various scams targeting consumers.
- Credit Card Debt and Financial Strain: (35%) Concerns about rising credit card delinquencies, individuals struggling with debt, and the impact of economic factors on financial health.
- Data Breaches and Security Concerns: (25%) News related to data breaches exposing credit card details and broader concerns about the security of financial information.
  

### Top Credit Cards News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"Taking the right steps now could help you get relief from your overwhelming credit card and personal loan balances. Taking the right steps now could help you get relief from your overwhelming credit card and personal loan balances"  
[News Link](https://www.cbsnews.com/news/maximize-chances-of-qualifying-for-debt-forgiveness-february-2026/) [@CBSNews](/creator/x/CBSNews) 2026-02-14T20:00Z 23.6K followers, [---] engagements


"US Credit Card Debt Shatters $1280000000000 As Goldman Sachs Warns Americans Facing Affordability Problem - The Daily Hodl US credit card debt is mounting into the trillions as banking giant Goldman Sachs warns that Americans are facing an affordability crisis"  
[News Link](https://dailyhodl.com/2026/02/14/us-credit-card-debt-shatters-1280000000000-as-goldman-sachs-warns-americans-facing-affordability-problem/) [@TheDailyHodl](/creator/x/TheDailyHodl) 2026-02-14T10:15Z 44.7K followers, [---] engagements


"People Share Hacks To Live Rich And Save Money "I do lots of credit card churning. Flying international business class using credit card points is like peak 'rich person thing' that can be done frugally.""  
[News Link](https://www.buzzfeed.com/haein_jung/frugal-people-share-the-rich-money-saving-life-hacks) [@BuzzFeed](/creator/x/BuzzFeed) 2026-02-14T03:11Z 5.4M followers, [---] engagements


"Weed Companies Still Cant Get Much Bank Access - Bloomberg For cannabis companies cash is still king credit cards are off-limits and loans are prohibitive"  
[News Link](https://www.bloomberg.com/news/articles/2026-02-12/the-legal-weed-business-is-booming-bank-access-isn-t) [@BW](/creator/x/BW) 2026-02-12T10:04Z 2.3M followers, 25.8K engagements



### Top Credit Cards Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"12.7% OF U.S. CREDIT CARD BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE [----]. 5.2% OF AUTO LOAN BALANCES ARE NOW 90+ DAYS DELINQUENT THE HIGHEST LEVEL SINCE 2010"  
[X Link](https://x.com/FirstSquawk/status/2022847832424907199) [@FirstSquawk](/creator/x/FirstSquawk) 2026-02-15T01:38Z 436.4K followers, 28.2K engagements


"compared to the accusations other ppl are facing idk if she needed to tell us this. he's in debt and short. that's like 88% of the men on the show. you're just sharing spoilers Chriss ex dropped another video. She says he is in 60k credit card debt and has been sued by [--] different credit card companies and claims to be [--] but is not 😭 #LoveIsBlind https://t.co/z9Wdjgv4kj Chriss ex dropped another video. She says he is in 60k credit card debt and has been sued by [--] different credit card companies and claims to be [--] but is not 😭 #LoveIsBlind https://t.co/z9Wdjgv4kj"  
[X Link](https://x.com/theashleyray/status/2022843462454772102) [@theashleyray](/creator/x/theashleyray) 2026-02-15T01:20Z 65.6K followers, 10.5K engagements


"Bitch Cardi B could buy the whole damn Walmart lock the doors and still have enough left to tip the janitor in Birkins. Shes on tour getting bags while MAGA MARAJs broke sex-offender husband is about to max her card for clearance tulips while she fights foreclosure and credit card companies. Let MAGA MARAJ eat all the chocolate shes already botched and bloated. Cardi B not getting no flowers chocolate or presents tonight. Thats her karma for always worrying about the next bitch 😂😂😂🫵🏽https://t.co/Ik9vjB9Jq9 Cardi B not getting no flowers chocolate or presents tonight. Thats her karma for"  
[X Link](https://x.com/Amahashi_/status/2022829289972838561) [@Amahashi_](/creator/x/Amahashi_) 2026-02-15T00:24Z [----] followers, 15.5K engagements


"The credit card was launched in [----]. It took [--] minutes to process a transaction. In [----] it dropped to [--] seconds. Usage exploded. Simple and fast is paramount in consumer products. Crypto is becoming simple and fast"  
[X Link](https://x.com/HHorsley/status/2022803790630654375) [@HHorsley](/creator/x/HHorsley) 2026-02-14T22:43Z 76.3K followers, 17.8K engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing