# ![@GuardYourCard Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1799093487280779265.png) @GuardYourCard GuardYourCard

GuardYourCard posts on X about credit cards, economy, business, check the most. They currently have [---] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

### Engagements: [-------] [#](/creator/twitter::1799093487280779265/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1799093487280779265/c:line/m:interactions.svg)

- [--] Week [---------] +9,492%
- [--] Month [---------] +53%
- [--] Months [----------] +1,044%
- [--] Year [----------] -12%

### Mentions: [--] [#](/creator/twitter::1799093487280779265/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1799093487280779265/c:line/m:posts_active.svg)

- [--] Week [--] +700%
- [--] Month [--] +114%
- [--] Months [--] +64%
- [--] Year [---] +96%

### Followers: [---] [#](/creator/twitter::1799093487280779265/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1799093487280779265/c:line/m:followers.svg)

- [--] Week [---] +2.30%
- [--] Month [---] +2.30%
- [--] Months [---] +76%
- [--] Year [---] +274%

### CreatorRank: [------] [#](/creator/twitter::1799093487280779265/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1799093487280779265/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #438 [stocks](/list/stocks)  4% [countries](/list/countries)  1% [cryptocurrencies](/list/cryptocurrencies)  1%

**Social topic influence**
[credit cards](/topic/credit-cards) #3, [economy](/topic/economy) 8%, [business](/topic/business) 8%, [check](/topic/check) 5%, [hunt](/topic/hunt) 4%, [money](/topic/money) 4%, [target](/topic/target) 4%, [card](/topic/card) #50, [ceo](/topic/ceo) 3%, [community](/topic/community) 3%

**Top accounts mentioned or mentioned by**
[@cajunbanker](/creator/undefined) [@senatordurbin](/creator/undefined) [@rcmarkets](/creator/undefined) [@rogermarshallmds](/creator/undefined) [@md1758225881601](/creator/undefined) [@dcuchq](/creator/undefined) [@tampafreepress](/creator/undefined) [@fox19](/creator/undefined) [@breitbartnews](/creator/undefined) [@ababankers](/creator/undefined) [@militarybanks](/creator/undefined) [@bankpolicy](/creator/undefined) [@consumerbankers](/creator/undefined) [@icba](/creator/undefined) [@natbankers1927](/creator/undefined) [@target](/creator/undefined) [@walmart](/creator/undefined) [@jasonstverak](/creator/undefined) [@amerbanker](/creator/undefined) [@sbecouncil](/creator/undefined)

**Top assets mentioned**
[Kroger Co (KR)](/topic/kroger)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Access to credit empowers small businesses to navigate financial challenges. The Durbin-Marshall Credit Card Mandates restrict credit unions & community banks from providing services to small businesses on Main Street. Take action today and Guard Your Card"  
[X Link](https://x.com/GuardYourCard/status/2008278540459143226)  2026-01-05T20:44Z [---] followers, 1M engagements


"🚨Floridas economy built on tourism and supported by consumers who rely on credit card benefits cannot afford to take this risk warns Arthur J. Wood retired Railroad Credit Union CEO. Congress must reject the Durbin-Marshall Credit Card Bill and pursue more thoughtful approaches to financial reform. Read Woods full op-ed in @tampafreepress https://www.tampafp.com/op-ed-credit-card-competition-act-is-bad-for-florida/#google_vignette https://www.tampafp.com/op-ed-credit-card-competition-act-is-bad-for-florida/#google_vignette"  
[X Link](https://x.com/anyuser/status/1892691699593543796)  2025-02-20T21:44Z [---] followers, [--] engagements


"When card rewards disappear when checkout gets slower when small businesses start adding confusing surcharges to survive guess what Were the ones standing in line grumbling about it Wisconsin small business owner Jessica Ward on the impacts the Durbin-Marshall Credit Card Mandates would have on consumers. https://www.paymentsdive.com/news/small-business-card-interchange-fee-caps-swipe-fees/753310/ https://www.paymentsdive.com/news/small-business-card-interchange-fee-caps-swipe-fees/753310/"  
[X Link](https://x.com/anyuser/status/1970927213194379662)  2025-09-24T19:04Z [---] followers, [--] engagements


"There is no evidence that there would be any benefits to consumers of the Durbin-Marshall Credit Card Mandates--any savings that the bill creates would go almost solely to merchants. Ron Bird former Labor Dept. chief economist. Durbin claims his mandates help consumers. In reality corporate mega stores will increase profits while consumers pay the cost. https://www.realclearmarkets.com/articles/2024/10/07/theres_little_pro_consumer_about_washingtons_attacks_on_credit_cards_1062798.html"  
[X Link](https://x.com/anyuser/status/1980443920724291959)  2025-10-21T01:20Z [---] followers, [--] engagements


"@Delta CEO on a proposed 10% credit card rate cap: The reality is it will eliminate their ability for credit and freeze up tremendous amounts of credit lines that the banks will not be able to afford. @Bloomberg https://www.bloomberg.com/news/articles/2026-01-14/delta-air-ceo-says-trump-credit-card-cap-will-upend-industry https://www.bloomberg.com/news/articles/2026-01-14/delta-air-ceo-says-trump-credit-card-cap-will-upend-industry"  
[X Link](https://x.com/GuardYourCard/status/2016239537027219492)  2026-01-27T19:59Z [---] followers, [--] engagements


"Access to credit empowers small businesses to navigate financial challenges. The Durbin-Marshall Credit Card Bill restricts credit unions & community banks from providing services to small businesses on Main Street. Take action today and Guard Your Card #GuardYourCard"  
[X Link](https://x.com/GuardYourCard/status/1818298142908981683)  2024-07-30T14:50Z [---] followers, 22.8K engagements


"Local credit unions & community banks serve an essential role in supporting Main Street. So when 9600+ credit unions & community banks in all [--] states oppose the Durbin-Marshall Credit Card Mandates Congress should listen. Take action today and Guard Your Card"  
[X Link](https://x.com/GuardYourCard/status/2019853852741370106)  2026-02-06T19:21Z [---] followers, 2.3M engagements


"🚨The Durbin-Marshall Credit Card Bill jeopardizes YOUR hard-earned rewards in order to line the pockets of corporate mega-stores. 👎 🎥EPCs new video exposes the consequences of the Durbin-Marshall Credit Card Bill"  
[X Link](https://x.com/GuardYourCard/status/1835707009687011672)  2024-09-16T15:47Z [---] followers, [--] engagements


"🚨Corporate mega-stores are pushing the Durbin-Marshall credit card mandates - a bill that would gut rewards weaken fraud protection & crush small businesses while they rake in billions. Thats why everyone from community banks to airlines to small businesses opposes this harmful policy. Learn more https://electronicpaymentscoalition.org/resources/all-you-need-to-know-about-the-durbin-marshall-credit-card-bill https://electronicpaymentscoalition.org/resources/all-you-need-to-know-about-the-durbin-marshall-credit-card-bill"  
[X Link](https://x.com/GuardYourCard/status/1922394670031896901)  2025-05-13T20:53Z [---] followers, [---] engagements


"Cashback rewards programs are vital tools for households - especially Low-to-Moderate Income families - helping stretch every dollar during the back-to-school season. Learn more from EPC Executive Chairman @cajunbanker in this interview with @FOX19:"  
[X Link](https://x.com/GuardYourCard/status/1957505447281279261)  2025-08-18T18:10Z [---] followers, [---] engagements


"The Durbin-Marshall Credit Card Mandates threaten to wipe out credit card rewards. Dont let Washington elites take away something that actually works for us. The last time they did this with debit cards we got fewer rewards and more bank fees. We dont need a repeat of that. - Frances Willard Louisiana resident. https://websterparishjournal.com/2025/08/29/people-lose-benefits-credit-card-competition-act/ https://websterparishjournal.com/2025/08/29/people-lose-benefits-credit-card-competition-act/"  
[X Link](https://x.com/GuardYourCard/status/1978543146159186351)  2025-10-15T19:27Z [---] followers, [--] engagements


"When fraud happens as a result of these mandates its the small businesses that can least afford it who will be left holding the bag. @daily_cowboy https://cowboystatedaily.com/2025/12/17/guest-column-credit-card-mandate-could-destroy-small-businesses/ https://cowboystatedaily.com/2025/12/17/guest-column-credit-card-mandate-could-destroy-small-businesses/"  
[X Link](https://x.com/GuardYourCard/status/2008232023752929317)  2026-01-05T17:40Z [---] followers, [--] engagements


"One-size-fits-all government caps may sound appealing but they harm families limit opportunity and weaken our economy. EPC Executive Chairman Richard Hunt Full study: https://electronicpaymentscoalition.org/2026/01/12/credit-card-rate-caps-eliminate-access-for-175-190-million-americans-nearly-90-of-cardholders/ https://electronicpaymentscoalition.org/2026/01/12/credit-card-rate-caps-eliminate-access-for-175-190-million-americans-nearly-90-of-cardholders/"  
[X Link](https://x.com/GuardYourCard/status/2011154279030255853)  2026-01-13T19:12Z [---] followers, [--] engagements


"Durbin-Marshall Credit Card Mandates would eliminate [------] JOBS in the tourism industry alone. https://electronicpaymentscoalition.org/resources/all-you-need-to-know-about-the-durbin-marshall-credit-card-bill/ https://electronicpaymentscoalition.org/resources/all-you-need-to-know-about-the-durbin-marshall-credit-card-bill/"  
[X Link](https://x.com/GuardYourCard/status/2012202414321869306)  2026-01-16T16:36Z [---] followers, [--] engagements


"Looking at who actually gained from these price controls tells quite the story. It was not the consumers as Durbin had claimed nor the mom-and-pop shops. It was the large national retail chains and their shareholders. @ceidotorg https://cei.org/blog/lets-resolve-to-repeal-durbins-debit-card-interchange-price-controls-in-2026/ https://cei.org/blog/lets-resolve-to-repeal-durbins-debit-card-interchange-price-controls-in-2026/"  
[X Link](https://x.com/GuardYourCard/status/2014413253594468836)  2026-01-22T19:02Z [---] followers, [--] engagements


"Corporate mega-stores cash in while small businesses and everyday shoppers pay the cost. Don't let the Durbin-Marshall Credit Card Bill take money from YOUR pocket"  
[X Link](https://x.com/GuardYourCard/status/2014787846734065999)  2026-01-23T19:50Z [---] followers, [--] engagements


"Primarily our major concern for credit unions is the loss of access to credit for many individuals in this country. --@JasonStverak of the @DCUC_HQ. @TheSun https://www.the-sun.com/money/15811990/credit-card-competition-act-perks-law/ https://www.the-sun.com/money/15811990/credit-card-competition-act-perks-law/"  
[X Link](https://x.com/GuardYourCard/status/2016607461277651291)  2026-01-28T20:21Z [---] followers, [--] engagements


"When layered simultaneously they risk pushing millions of consumers particularly lower-income households young adults small-business owners and military families out of the regulated financial system altogether. @MoneyHernandez1 @AmerBanker on the Durbin-Marshall Credit Card Mandates and proposed rate caps. https://www.americanbanker.com/opinion/trumps-ccca-boost-is-misguided-the-bill-would-harm-military-families https://www.americanbanker.com/opinion/trumps-ccca-boost-is-misguided-the-bill-would-harm-military-families"  
[X Link](https://x.com/GuardYourCard/status/2017317641438831049)  2026-01-30T19:23Z [---] followers, [--] engagements


"Credit Unions & Community Banks in ALL [--] states oppose the Durbin-Marshall Credit Card Mandate Bill"  
[X Link](https://x.com/GuardYourCard/status/2018785815204094316)  2026-02-03T20:37Z [---] followers, [--] engagements


"When community banks lose interchange revenue costs fall on depositors through higher fees and reduced services and on borrowers through tighter credit. Congress should not repeat the policy mistake of [----]. Exemptions offer no protection when merchant routing control applies universally. @prof_narayanan https://www.louisianatradeandcommerce.com/post/opinion-community-banks-lead-in-small-business-credit-access-proposed-legislation-puts-that-at-ris https://www.louisianatradeandcommerce.com/post/opinion-community-banks-lead-in-small-business-credit-access-proposed-legislation-puts-that-at-ris"  
[X Link](https://x.com/GuardYourCard/status/2019142666701959307)  2026-02-04T20:15Z [---] followers, [--] engagements


"Community banks credit unions free-market organizations andof coursemillions of credit card consumers across the country are rightly concerned about credit card mandates and witch-hunts in the courtroom. They recognize this one-two punch for what it is: heavy-handed government intervention that rewards the largest retailers empowers activist enforcers and undermines competition innovation and consumer choice. @Protectaxpayers @RossAMarchand https://www.protectingtaxpayers.org/financial-services/new-durbin-marshall-credit-card-amendment-would-break-the-bank-and-the-courts/"  
[X Link](https://x.com/GuardYourCard/status/2019505809609355683)  2026-02-05T20:18Z [---] followers, [--] engagements


"It would be a huge mistake to allow it to further meddle in markets and meddle in the contracts of private parties. Congress should heed the words of Milton Friedman and embrace not fear freedom. @OCPAthink https://www.paulsvalleydailydemocrat.com/opinion/credit-card-debate-based-on-false-assumptions/article_9418ed4c-b5fc-4a41-a114-866e2491e04c.html https://www.paulsvalleydailydemocrat.com/opinion/credit-card-debate-based-on-false-assumptions/article_9418ed4c-b5fc-4a41-a114-866e2491e04c.html"  
[X Link](https://x.com/GuardYourCard/status/2019865429024391466)  2026-02-06T20:07Z [---] followers, [--] engagements


"Price controls and mandates on credit cards increase fraud reduce access to credit and weaken the credit unions and community banks middle class America relies on"  
[X Link](https://x.com/GuardYourCard/status/2021305920874217730)  2026-02-10T19:31Z [---] followers, [--] engagements


"This Valentines Day Congress should dump Sens. Marshall & Durbins plan to take credit cards away 💔 The Durbin-Marshall Credit Card Mandates Bill would line the pockets of corporate mega-stores at the expense of consumers. Congress dont leave middle class Americans broken-hearted. https://twitter.com/i/web/status/2021670825443709132 https://twitter.com/i/web/status/2021670825443709132"  
[X Link](https://x.com/GuardYourCard/status/2021670825443709132)  2026-02-11T19:41Z [---] followers, [--] engagements


"🚨New legislation in the PA House of Representatives would hurt small businesses and fail to ensure consumer savings 👎. Check out this @PHLBizJournal piece to learn more: https://electronicpaymentscoalition.org/2024/06/19/philadelphia-business-journal-banks-decry-proposed-pennsylvania-legislation-as-147m-giveaway-to-big-retailers/ https://electronicpaymentscoalition.org/2024/06/19/philadelphia-business-journal-banks-decry-proposed-pennsylvania-legislation-as-147m-giveaway-to-big-retailers/"  
[X Link](https://x.com/anyuser/status/1805315203212472445)  2024-06-24T19:01Z [---] followers, [--] engagements


"🏪 Protect PAs local businesses Learn how HB [----] will disrupt our economy and what you can do to stop it. #GuardYourCard #StopHB2394 http://guardyourcard.com/pennsylvania http://guardyourcard.com/pennsylvania"  
[X Link](https://x.com/anyuser/status/1808595568425414927)  2024-07-03T20:16Z [---] followers, [---] engagements


"📢EPC Executive Chairman @cajunbanker in @theadvocatebr: Politicians are doing everything they can to push through new credit card mandates that jeopardize the rewards programs you value. Read his full op-ed here https://www.theadvocate.com/sponsored/baton_rouge/electronic_payments_coalition/sponsored-new-study-shows-credit-card-rewards-are-lifelines-for-lmi/article_2e5e6788-2757-11ef-952b-fbd56f08dbe2.html"  
[X Link](https://x.com/anyuser/status/1813295035338613025)  2024-07-16T19:30Z [---] followers, [---] engagements


"💸Cash = COSTS👎Learn about the cost of cash and why credit and debit cards are a better option in this @SBECouncil one-pager https://sbecouncil.org/2024/07/01/the-cost-of-cash/ https://sbecouncil.org/2024/07/01/the-cost-of-cash/"  
[X Link](https://x.com/anyuser/status/1814056300449317061)  2024-07-18T21:55Z [---] followers, [---] engagements


"📢An EPC Spokesperson to @DTPaymentNews: It has been clear from the start Walmart Target and Home Depot are behind the push for Durbin-Marshall The same large corporate megastores that have been making it harder for Main Street businesses. https://www.digitaltransactions.net/a-card-issuer-trade-group-turns-up-the-heat-in-its-anti-ccca-campaign/ https://www.digitaltransactions.net/a-card-issuer-trade-group-turns-up-the-heat-in-its-anti-ccca-campaign/"  
[X Link](https://x.com/anyuser/status/1816584962981920961)  2024-07-25T21:23Z [---] followers, [---] engagements


"📢@RSI fellow @CarolineMelear in @rc_markets on the Durbin-Marshall Bill: Given high inflation and ever-increasing data breaches lawmakers cannot risk passing legislation likely to put additional strain on Americans security and harm small businesses. https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html"  
[X Link](https://x.com/anyuser/status/1838315652215640537)  2024-09-23T20:33Z [---] followers, [---] engagements


"👀#ICYMI: @RSI fellow @CarolineMelears op-ed for @rc_markets highlights the major security threats the Durbin-Marshall Bill will have on YOUR credit card transactions. Read it here https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html"  
[X Link](https://x.com/anyuser/status/1839421186868162937)  2024-09-26T21:46Z [---] followers, [---] engagements


"@SenatorDurbin and @RogerMarshallMDs credit card bill could increase fraud risks for NH veterans. This is why DCUC continues to advocate for stronger regulatory measures and urges Congress to reject legislation like the Durbin-Marshall Credit Card Bill that could jeopardize veterans financial security according to @DCUC_HQs @LavertyHaleigh. https://granitestatetimes.com/stories/664560142-defense-credit-union-council-proposed-credit-card-bill-could-increase-fraud-risk-for-new-hampshire-veterans"  
[X Link](https://x.com/anyuser/status/1843391598576476335)  2024-10-07T20:43Z [---] followers, [--] engagements


"👀#ICYMI: @WSJ Editorial Board sounds the alarm on @SenatorDurbin and @RogerMarshallMDs misguided plan to fix credit cards will backfire on consumers. Their plan could eliminate credit card rewards increase fraud risk and limit access to credit. And the list of harms just keeps growing. 👎 Learn more https://www.wsj.com/opinion/dick-durbin-credit-card-bill-visa-mastercard-discover-rewards-programs-89f92b12 https://www.wsj.com/opinion/dick-durbin-credit-card-bill-visa-mastercard-discover-rewards-programs-89f92b12"  
[X Link](https://x.com/anyuser/status/1863698405689839720)  2024-12-02T21:35Z [---] followers, [---] engagements


"🚨CONSUMERS will pay the price of the Durbin-Marshall Credit Card Bill. This disastrous legislation means: ⚠Fewer rewards ⚠Higher costs ⚠Weaker security Americans deserve better. Learn more https://www.forbes.com/sites/johnberlau/2024/11/20/dc-pickpockets-attempt-credit--debit-card-heist-in-election-aftermath/ https://www.forbes.com/sites/johnberlau/2024/11/20/dc-pickpockets-attempt-credit--debit-card-heist-in-election-aftermath/"  
[X Link](https://x.com/anyuser/status/1864077654330056970)  2024-12-03T22:42Z [---] followers, [---] engagements


"@SenatorDurbin is once again trying to sneak his Durbin-Marshall Credit Card Bill into the National Defense Authorization Act (NDAA) during the lame-duck session. 💥 A Senate Judiciary Committee staffer told @BreitbartNews: Durbin wants to push a last-minute credit card amendment into the NDAA that hasnt gone through the normal clearance process. No one is getting new amendments cleared at this point. Who does he think he is 🔎 These last-minute desperate attempts are raising tensions within the Senate with many questioning Durbins timing and motivations on a bill that if passed would hurt"  
[X Link](https://x.com/anyuser/status/1865157017180033393)  2024-12-06T22:11Z [---] followers, [---] engagements


"🚨The consequences of the Durbin-Marshall Credit Card bill keep piling up🚨 New findings from @OxfordEconomics show this bill could: 💥 Derail American tourism 💥 Eliminate nearly [------] jobs 💥 Cost the U.S. economy $270 BILLION This is on top of: 💸 Raising costs for consumers 📉 Reducing access to credit 🏦 Harming community financial institutions Disproportionately affecting military families & low-income Americans ⚠ Increasing fraud @OxfordEconomics new report: $80B in lost consumer discretionary spending = direct hit to tourism. Learn more"  
[X Link](https://x.com/anyuser/status/1880374543099068493)  2025-01-17T22:00Z [---] followers, [---] engagements


"Why should Americans suffer so corporate megastores can boost profits 🤔 📢EPCs @cajunbanker warns about the detrimental consequences the Durbin-Marshall Credit Card Bill will have on American consumers: ❌ fewer jobs ❌diminished rewards ❌weaker security 👎 And New Oxford Economics Research shows: 💸$227 billion in economic activity 📉156000 job losses. Learn more https://showmestatetimes.com/stories/667586795-national-payments-group-hawley-backed-credit-card-regs-anti-growth-and-dangerous-for-america"  
[X Link](https://x.com/anyuser/status/1882188743143989589)  2025-01-22T22:09Z [---] followers, [---] engagements


"🚨PROTECT TX BUSINESSES 🚨 Let's not fix what isn't broken. Let's say I don't to any proposal that threatens the convenience and security of our business processes states @HoustonJewelry President Rex Solomon about a proposed change to how credit cards are processed in Texas. Read more in @LSStandard https://lonestarstandard.com/stories/669385971-opinion-texas-should-say-i-don-t-to-flawed-proposal-to-overhaul-credit-card-system https://lonestarstandard.com/stories/669385971-opinion-texas-should-say-i-don-t-to-flawed-proposal-to-overhaul-credit-card-system"  
[X Link](https://x.com/anyuser/status/1886900674899927552)  2025-02-04T22:12Z [---] followers, [---] engagements


"The impact of credit card mandates is serious severe and endless. Tom Gaitens highlights key issues with the Durbin-Marshall Credit Card Bill in his Tampa Free Press op-ed including its disproportionate impact on marginalized communities particularly low-income households seniors and people of color. Read how these mandates could hurt FLs economy and vulnerable populations: https://www.tampafp.com/op-ed-protect-florida-tourism/ https://www.tampafp.com/op-ed-protect-florida-tourism/"  
[X Link](https://x.com/anyuser/status/1890526432566133128)  2025-02-14T22:20Z [---] followers, [--] engagements


"📢Floridas economy which relies heavily on tourism small businesses and financial services is at risk of facing substantial challenges if this legislation moves forward. The last thing Florida needs is a poorly thought-out law that undermines its economic resilience and harms the very consumers it aims to protect. @Jim_Stanley01 in @tampafreepress on the impact of Durbin-Marshall credit card mandates in Florida. https://www.tampafp.com/a-critical-look-at-the-credit-card-competition-act-potential-harm-to-floridas-economy/"  
[X Link](https://x.com/anyuser/status/1899214429650075769)  2025-03-10T21:43Z [---] followers, [---] engagements


"ICYMI: The backbone of the Texas economy small biz local banks & CUs all agree: SB [----] & HB [----] will create credit card chaos for Texas. Find out why. https://lonestarstandard.com/stories/670507229-small-businesses-credit-unions-and-community-banks-oppose-sb-2026-and-hb-4124 https://lonestarstandard.com/stories/670507229-small-businesses-credit-unions-and-community-banks-oppose-sb-2026-and-hb-4124"  
[X Link](https://x.com/anyuser/status/1902466712773259697)  2025-03-19T21:06Z [---] followers, [--] engagements


"⚠🗣: The Durbin-Marshall bill is a solution in search of a problem. 🚨10 leading financial trade associations including @ABABankers @MilitaryBanks @bankpolicy @ConsumerBankers @DCUC_HQ @ICBA @MidSizeBanks and @NatBankers1927 sent a joint letter to Congress warning of the harmful consequences of the Durbin-Marshall credit card mandates. ❌ Small businesses put at a further disadvantage ❌ Community banks & credit unions suffer ❌ Consumers lose access choice security & rewards Check out the full letter here https://www.aba.com/advocacy/policy-analysis/joint-trades-opposing-ccca"  
[X Link](https://x.com/anyuser/status/1904996781554892863)  2025-03-26T20:40Z [---] followers, [--] engagements


"💡The payment card system is convenient secure and hassle-free. It protects consumers against fraud guarantees businesses receive timely payments funds reward programs like cash back and powers the American economy from brick-and-mortar establishments to innovative e-commerce platforms [--] hours a day seven days a week [---] days a year. The Durbin-Marshall credit card mandates and any other legislation that intervenes in the credit card market puts all that in jeopardy. EPC @ABABankers @MilitaryBanks @bankpolicy @ConsumerBankers @DCUC_HQ @ICBA MCBA and @NatBankers1927 in a joint letter to"  
[X Link](https://x.com/anyuser/status/1905355143006003547)  2025-03-27T20:24Z [---] followers, [--] engagements


"Small business owners value their customers and take pride in providing top-notch service especially when it comes to payment security. Unfortunately the Durbin-Marshall credit card mandates would put that security at risk. That means a greater risk of fraud not just for us but for our customers too. In a business where transactions can run into the thousands of dollars and trust means everything one fraudulent transaction could be devastating for our customers and our reputation. Bob Deelstra Sales Manager at an RV dealership in Sioux Falls Read more"  
[X Link](https://x.com/anyuser/status/1918033936564826196)  2025-05-01T20:05Z [---] followers, [---] engagements


"❌The Durbin-Marshall credit card mandates are a giveaway to corporate mega-stores at the expense of hardworking consumers. Data shows that credit card routing mandates would NOT lower the cost of goods for consumers and may even INCREASE costs for consumers. 👎 Continue reading https://www.gmtoday.com/the_freeman/commentary/memo-to-congress-cancel-credit-card-bill/article_358ff53e-ba13-447a-92dd-46bfcde04bb4.html https://www.gmtoday.com/the_freeman/commentary/memo-to-congress-cancel-credit-card-bill/article_358ff53e-ba13-447a-92dd-46bfcde04bb4.html"  
[X Link](https://x.com/anyuser/status/1919490534252396754)  2025-05-05T20:33Z [---] followers, [---] engagements


"Bringing Back the Durbin-Marshall Credit Card Mandates Is a Slap in the Face to Americans Facing Economic Uncertainty @ProtectTaxpayers @JuanMLondonoR breaks down how these mandates threaten the cashback points and protections millions rely on. Read here: https://www.thewellnews.com/opinions/bringing-back-the-ccca-is-a-slap-in-the-face-to-americans-facing-economic-uncertainty/ https://www.thewellnews.com/opinions/bringing-back-the-ccca-is-a-slap-in-the-face-to-americans-facing-economic-uncertainty/"  
[X Link](https://x.com/anyuser/status/1943396557002354900)  2025-07-10T19:47Z [---] followers, [---] engagements


"👀 #ICYMI: @NTUs Thomas Aiello highlights the detrimental impact of the Durbin-Marshall Credit Card Mandates - a bill that threatens to expand federal control over credit card networks under the guise of consumer savings. Read his op-ed in @AmerBanker: https://www.americanbanker.com/opinion/credit-card-mandates-are-antithetical-to-free-market-principles https://www.americanbanker.com/opinion/credit-card-mandates-are-antithetical-to-free-market-principles"  
[X Link](https://x.com/anyuser/status/1946299687042187752)  2025-07-18T20:03Z [---] followers, [---] engagements


"As families prep for back-to-school rewards are more than perks they're lifelines. Nearly 70% of low-to-moderate income cardholders use rewards cards to help offset rising costs. Instead of stripping away these benefits policymakers should continue to recognize and protect the essential role credit cards play in the financial lives of Americans says EPCs @cajunbanker in @rc_markets"  
[X Link](https://x.com/anyuser/status/1954945062745346482)  2025-08-11T16:36Z [---] followers, [---] engagements


"New Hampshire local Patrick Dineen: When I hear about the Credit Card Competition Act I hear another Washington giveaway to corporate interests this time at the expense of everyday people. Congress must say no to the Durbin-Marshall Credit Card Mandates to protect small businesses and everyday consumers"  
[X Link](https://x.com/anyuser/status/1958580147398889633)  2025-08-21T17:21Z [---] followers, [---] engagements


"ICYMI: @cajunbanker joined @FOX19 to talk about how cashback rewards programs help families save during the back-to-school season. Watch the interview:"  
[X Link](https://x.com/anyuser/status/1958958808375390246)  2025-08-22T18:25Z [---] followers, [---] engagements


"Bianka Emerson president of the Colorado Black Women for Political Action: This level of travel is in danger thanks to a bill known as the Durbin-Marshall Credit Card Mandates. A favorite of big retailers the bill will ruin the credit card system and end rewards programs. This bill not only affects travel; it affects the tens of thousands of Americans who work in the travel industry. Dont let the interests of corporate mega-stores hurt hardworking Americans"  
[X Link](https://x.com/anyuser/status/1963298044210012484)  2025-09-03T17:48Z [---] followers, [--] engagements


"#ICYMI: EPC Executive Chairman Richard Hunt joined @FOX19 to explain why cashback rewards are more than just perks theyre a financial lifeline for millions and proposed credit card mandates could put them at risk. Check out the full interview here: https://www.fox19.com/video/2025/08/11/executive-chairman-electronic-payments-coalition-shares-back-to-school-savings-trend-families/ https://www.fox19.com/video/2025/08/11/executive-chairman-electronic-payments-coalition-shares-back-to-school-savings-trend-families/"  
[X Link](https://x.com/anyuser/status/1963672409640464615)  2025-09-04T18:36Z [---] followers, [--] engagements


"EPC Executive Chairman @cajunbanker breaks down why protecting our credit card payment system matters more than ever especially for families and businesses across the Quad Cities. Check out the full segment: https://www.ourquadcities.com/living-local/cashback-to-school-the-electronic-payments-coalition/ https://www.ourquadcities.com/living-local/cashback-to-school-the-electronic-payments-coalition/"  
[X Link](https://x.com/anyuser/status/1964026745138426248)  2025-09-05T18:04Z [---] followers, [--] engagements


"Veteran Tom Garrett calls the Durbin-Marshall Credit Card Mandates crony capitalism disguised as reform which means less revenue for credit unions less flexibility to serve their members and potentially fewer options for the very veterans who need them the most. @RTDNEWS @MarkWarner @SenTimKaine"  
[X Link](https://x.com/anyuser/status/1970535950972256299)  2025-09-23T17:09Z [---] followers, [--] engagements


"A new survey finds most Americans dont want government interference in their credit cards: 95% are satisfied with their cards 66% oppose government price controls The Durbin-Marshall Credit Card Mandates are bad policy and the American people know it. Check out the full @ABABankingJournal survey: https://bankingjournal.aba.com/2025/10/aba-survey-americans-highly-value-their-credits-cards/ https://bankingjournal.aba.com/2025/10/aba-survey-americans-highly-value-their-credits-cards/"  
[X Link](https://x.com/anyuser/status/1985804241634529394)  2025-11-04T20:20Z [---] followers, [---] engagements


"🛡GUARD YOUR CARD💳: DC lawmakers are pushing for legislation that jeopardizes your convenient safe and effective credit card payments. Take action to GUARD YOUR CARD and stop the Durbin-Marshall money grab for corporate mega-stores. Visit to learn more. https://guardyourcard.com https://guardyourcard.com"  
[X Link](https://x.com/GuardYourCard/status/1810682250981523721)  2024-07-09T14:27Z [---] followers, [----] engagements


"With consumers swiping tapping and clicking their way through gift lists the risk of data breaches and cyber fraud rises sharply this time of year. Watch EPCs @cajunbanker guide viewers through tips to keep your credit cards safe this holiday season: https://www.fox47news.com/entertainment/shows/the-morning-blend/electronic-payments-coalition-11-28-25 https://www.fox47news.com/entertainment/shows/the-morning-blend/electronic-payments-coalition-11-28-25"  
[X Link](https://x.com/GuardYourCard/status/2001745784317108545)  2025-12-18T20:06Z [---] followers, [---] engagements


"EPCs Richard Hunt puts the consequences of the Durbin-Marshall Credit Card Mandates into perspective: Its well known in the travel industry that winter can be a dry spell for beach or lake destinations. Can you imagine if winter never ended The crowds never came back It would be devastating for workers and local economies more broadly because the taxes tourists pay at restaurants hotels gas stations or amusement parks help fund everything from local schools to highway and hospital improvements. Read more in @detroitnews:"  
[X Link](https://x.com/GuardYourCard/status/2002109179234795933)  2025-12-19T20:10Z [---] followers, [---] engagements


"ICYMI: Economist @StephenMoore of @comm4prosperity breaks down how credit card rate caps would limit access to credit hit small businesses hardest and ultimately hurt the very consumers theyre meant to help. Check out the full interview: https://www.youtube.com/watchv=uanByTtSF64 https://www.youtube.com/watchv=uanByTtSF64"  
[X Link](https://x.com/GuardYourCard/status/2010871415193358573)  2026-01-13T00:28Z [---] followers, [---] engagements


"📢 Attention PA residents HB [----] will radically change how we use credit and debit cards. Get informed and take action now. #GuardYourCard Learn more: http://biznewspa.com/news/banks-retailers-spar-over-swipe-fee-legislation http://biznewspa.com/news/banks-retailers-spar-over-swipe-fee-legislation"  
[X Link](https://x.com/GuardYourCard/status/1806009024816767108)  2024-06-26T16:58Z [---] followers, [--] engagements


"🚫 HB [----] threatens small businesses and consumers in PA. Find out why we need to stop this harmful bill. #GuardYourCard Learn more: http://biznewspa.com/news/banks-retailers-spar-over-swipe-fee-legislation http://biznewspa.com/news/banks-retailers-spar-over-swipe-fee-legislation"  
[X Link](https://x.com/GuardYourCard/status/1806327121285087284)  2024-06-27T14:02Z [---] followers, [---] engagements


"💡Cash is MORE costly LESS secure and MORE inconvenient than electronic and card payments. Learn more in this one-pager from @SBECouncil https://sbecouncil.org/2024/07/01/the-cost-of-cash/ https://sbecouncil.org/2024/07/01/the-cost-of-cash/"  
[X Link](https://x.com/GuardYourCard/status/1813693912735002648)  2024-07-17T21:55Z [---] followers, [---] engagements


"👀#ICYMI: @SBECouncils latest one-pager reveals the COSTS of cash💸Check it out here https://sbecouncil.org/2024/07/01/the-cost-of-cash/ https://sbecouncil.org/2024/07/01/the-cost-of-cash/"  
[X Link](https://x.com/GuardYourCard/status/1814418688457798019)  2024-07-19T21:55Z [---] followers, [---] engagements


".@CarolineMelears latest for @rc_markets on the Durbin-Marshall Credit Card Bill could threaten security measures for small businesses and consumers. Reduced security means more fraud risks for everyone👎 Learn more https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html https://www.realclearmarkets.com/articles/2024/08/01/the_credit_card_competition_act_would_shrink_card_security_1048667.html"  
[X Link](https://x.com/GuardYourCard/status/1824134458372747699)  2024-08-15T17:22Z [---] followers, [---] engagements


"📢@AFempowerss @ChloeAnagnos: Under the Durbin-Marshall Credit Card Bill consumers would be prevented from choosing an electronic payment system that works best for them and best suits their consumer needs. Read more here https://americasfuture.org/credit-cards-come-at-a-cost-to-hoosiers/ https://americasfuture.org/credit-cards-come-at-a-cost-to-hoosiers/"  
[X Link](https://x.com/GuardYourCard/status/1825631321726582805)  2024-08-19T20:30Z [---] followers, [---] engagements


"👀#ICYMI: @ChloeAnagnos breaks down the detrimental consequences of the Durbin-Marshall Credit Card Bill for Indiana consumers. Read the full blog in @AFempowers https://americasfuture.org/credit-cards-come-at-a-cost-to-hoosiers/ https://americasfuture.org/credit-cards-come-at-a-cost-to-hoosiers/"  
[X Link](https://x.com/GuardYourCard/status/1826358362004750578)  2024-08-21T20:39Z [---] followers, [---] engagements


"🔒GUARD YOUR CARD Dont let big government take control of your credit card. 💳 Read more in @BreitbartNews https://www.breitbart.com/politics/2024/08/20/guard-your-card-dont-let-big-government-take-control/ https://www.breitbart.com/politics/2024/08/20/guard-your-card-dont-let-big-government-take-control/"  
[X Link](https://x.com/GuardYourCard/status/1828147903686221837)  2024-08-26T19:10Z [---] followers, [--] engagements


"⚠EPCs @cajunbanker warns that under the Durbin-Marshall Credit Card Bill credit card rewards will go away and consumers will be left figuring out new ways to offset the costs of going back to school and fighting inflation. Read Richard Hunts op-ed for @rc_markets https://www.realclearmarkets.com/articles/2024/08/29/credit-card_rewards_crucially_reduce_strain_on_families_1054620.html https://www.realclearmarkets.com/articles/2024/08/29/credit-card_rewards_crucially_reduce_strain_on_families_1054620.html"  
[X Link](https://x.com/GuardYourCard/status/1849211698936438921)  2024-10-23T22:10Z [---] followers, [--] engagements


"🚨PROTECT FLORIDAs TOURISM INDUSTRY 🚨 The Durbin-Marshall Credit Card Bill would "reduce job opportunities for the thousands of Floridians employed in this sector. Read @TomGaitenss op-ed for @tampafreepress https://www.tampafp.com/op-ed-protect-florida-tourism/ https://www.tampafp.com/op-ed-protect-florida-tourism/"  
[X Link](https://x.com/GuardYourCard/status/1851018353646948703)  2024-10-28T21:49Z [---] followers, [--] engagements


"Increased fraud 👎 Diminished security 👎 Less protection 👎 📢@DCUC_HQs @JasonStverak breaks down why the Durbin-Marshall Credit Card Bill is bad for service members and veterans. Continue reading in @CUInsight https://www.cuinsight.com/press-release/dcuc-urges-congress-to-reject-credit-card-competition-act-in-disaster-relief-legislation/ https://www.cuinsight.com/press-release/dcuc-urges-congress-to-reject-credit-card-competition-act-in-disaster-relief-legislation/"  
[X Link](https://x.com/GuardYourCard/status/1851766533124481529)  2024-10-30T23:22Z [---] followers, [---] engagements


"🚨@SenatorDurbin and @RogerMarshallMDs latest scheme could wipe out rewards weaken security and raise consumer costsall so mega-stores can boost profits and rake in millions. This bill has never been about small businesses or competition. Its about one thing: boosting mega-stores' profits. Consumers will lose the benefits they rely on all while big retailers' profits and prices soar. 🔗 Read more from @BreitbartNews: https://www.breitbart.com/politics/2024/11/19/dick-durbin-roger-marshall-scheme-slip-credit-card-bill-defense-bill/"  
[X Link](https://x.com/anyuser/status/1864442559709499745)  2024-12-04T22:52Z [---] followers, [---] engagements


"Do corporate mega-stores really need another government handout 🤔 Thats exactly what the Durbin-Marshall Credit Card Bill would doshifting costs from struggling Americans into the pockets of BILLION-DOLLAR corporations like @Target and @Walmart. 👎 Continue reading in @Forbes https://www.forbes.com/sites/johnberlau/2024/11/20/dc-pickpockets-attempt-credit--debit-card-heist-in-election-aftermath/ https://www.forbes.com/sites/johnberlau/2024/11/20/dc-pickpockets-attempt-credit--debit-card-heist-in-election-aftermath/"  
[X Link](https://x.com/GuardYourCard/status/1864793119646191823)  2024-12-05T22:05Z [---] followers, [---] engagements


"Happy Holidays from the EPC Team"  
[X Link](https://x.com/anyuser/status/1872051445736038642)  2024-12-25T22:47Z [---] followers, [---] engagements


"⚠Bad news for the [--] in [--] Americans who rely on credit card rewards The Durbin-Marshall Credit Card Bill threatens to ELIMINATE these crucial programshurting families who rely on rewards for gas groceries and other everyday expenses 👎 EPCs @cajunbanker breaks down the detrimental consequences of this bill https://dcjournal.com/credit-card-mandates-would-be-227-billion-blow-to-u-s-economy/ https://dcjournal.com/credit-card-mandates-would-be-227-billion-blow-to-u-s-economy/"  
[X Link](https://x.com/GuardYourCard/status/1887982419061670323)  2025-02-07T21:51Z [---] followers, [--] engagements


"🚨Our hardworking community members deserve policies that safeguard their financial well-being not laws that benefit large corporations at their expense. Credit card mandates are not about helping small businesses or consumerstheyre about giving greedy corporate megastores more of our hard-earned money. Learn more https://www.miningjournal.net/opinion/letters-to-the-editor/2025/01/bill-will-not-do-the-job/ https://www.miningjournal.net/opinion/letters-to-the-editor/2025/01/bill-will-not-do-the-job/"  
[X Link](https://x.com/GuardYourCard/status/1889063039615320535)  2025-02-10T21:25Z [---] followers, [--] engagements


"⚠Credit card mandates would allow major retail stores like @Walmart @Target @HomeDepot and @Kroger to process credit card transactions based on the best fee for them warns Sion Owens a South Carolina small business owner. Best for them = More costs for YOU 👀 Read more https://scdailygazette.com/2025/01/30/the-credit-card-proposal-thats-bad-for-small-businesses-in-south-carolina/ https://scdailygazette.com/2025/01/30/the-credit-card-proposal-thats-bad-for-small-businesses-in-south-carolina/"  
[X Link](https://x.com/GuardYourCard/status/1889441785283293545)  2025-02-11T22:30Z [---] followers, [--] engagements


"👉 Fort Mill Small Business Owner James Rivenbark: The safety stability and support that the current credit card framework provides are foundational to my businesss success" Learn more https://ncsctimes.com/stories/666964892-fort-mill-business-owner-proposed-federal-credit-card-bill-a-misguided-proposal-that-would-weaken-small-businesses https://ncsctimes.com/stories/666964892-fort-mill-business-owner-proposed-federal-credit-card-bill-a-misguided-proposal-that-would-weaken-small-businesses"  
[X Link](https://x.com/GuardYourCard/status/1890153726192885990)  2025-02-13T21:39Z [---] followers, [--] engagements


"📢The consequences for small businesses like mine would be dire. We would lose customer support and trust severely damaging our reputation and ultimately our bottom line. This is a risk small businesses like mine really cant afford to take. @MO_Independent - Ashley Nordman a Missouri small business owner on the consequences of credit card mandates. https://missouriindependent.com/2024/04/23/the-credit-card-competition-act-would-harm-missouris-small-businesses/ https://missouriindependent.com/2024/04/23/the-credit-card-competition-act-would-harm-missouris-small-businesses/"  
[X Link](https://x.com/GuardYourCard/status/1892318239285223549)  2025-02-19T21:00Z [---] followers, [--] engagements


"👀 #ICYMI: @KaylaItalian Owner @ytheresabostic: As business owners who have been able to leverage the digital payments and credit card system to advance our success we want to urge our Georgia Senators to oppose the Durbin-Marshall Credit Card Bill. It would hurt the important financial resources small businesses in Georgia and all over the nation use to stay afloat. @RoughDraftATL https://roughdraftatlanta.com/2024/09/03/credit-card-competition-act-will-disproportionately-hurt-small-businesses/"  
[X Link](https://x.com/anyuser/status/1893053332471562547)  2025-02-21T21:41Z [---] followers, [--] engagements


""The safety stability and support that the current credit card framework provides are foundational to my businesss success. The Durbin-Marshall bill is a misguided proposal that would weaken small businesses at a time when we need support not further obstacles." James Rivenbark owner of Jars Hospitality Group. Lets be clear: Sens. Durbin & Marshalls plan isnt about competition or lowering costsit's a government handout to mega-stores like Target & Walmart at the expense of small businesses. Learn more:"  
[X Link](https://x.com/GuardYourCard/status/1895244772496793728)  2025-02-27T22:49Z [---] followers, [--] engagements


"🚨Mount Horebs Katy Lamberty speaks out on the Durbin-Marshall Credit Card Bill which has nothing to do with competition and everything to do with big box stores trying to use Congress to take money from us and give it to them.👎 Learn more about the dangerous consequences of this policy in @veronapress https://www.veronapress.com/opinion/letters/letter-stop-the-credit-card-competition-act/article_8a7e57e0-dff7-11ef-a4fb-a371bb586dc8.html https://www.veronapress.com/opinion/letters/letter-stop-the-credit-card-competition-act/article_8a7e57e0-dff7-11ef-a4fb-a371bb586dc8.html"  
[X Link](https://x.com/GuardYourCard/status/1895596339351711858)  2025-02-28T22:06Z [---] followers, [--] engagements


"📢@rshevlin in @Forbes: If the Durbin-Marshall Bill passes the negative impacts of regulatory whack-a-mole will be felt not just by consumers and banks but by merchantslarge and smallas well. A higher rate of declined authorizations due to increased fraud rates will frustrate cardholders and ultimately negatively impact merchant revenue. https://www.forbes.com/sites/ronshevlin/2023/07/10/new-credit-card-regulations-will-hurt-consumers-and-small-business/sh=3bd7d4ba61ee"  
[X Link](https://x.com/GuardYourCard/status/1898127769273254091)  2025-03-07T21:45Z [---] followers, [--] engagements


"Small businesses lose under @SenatorDurbin & @RogerMarshallMD's credit card mandates. With inflation and heavy regulations already squeezing Main Street the last thing small businesses need is more government overreach. Read @bryanbashur in @rc_markets on why these mandates are a major setback. https://www.realclearmarkets.com/articles/2024/02/09/small_business_needs_tax_relief_not_more_government_intervention_1010649.html https://www.realclearmarkets.com/articles/2024/02/09/small_business_needs_tax_relief_not_more_government_intervention_1010649.html"  
[X Link](https://x.com/GuardYourCard/status/1903183332206137564)  2025-03-21T20:34Z [---] followers, [---] engagements


"👀#ICYMI: EPC joined @ABABankers @MilitaryBanks @bankpolicy @ConsumerBankers @DCUC_HQ @ICBA MCBA and @NatBankers1927 in a joint letter to Congress warning about the harmful credit card mandates proposed by Sens. Durbin & Marshall. These misguided mandates would harm consumers small businesses and financial institutions alike by reducing choice increasing costs and fraud risks and creating economic challenges for smaller financial institutions. 📄Read the full letter https://www.aba.com/advocacy/policy-analysis/joint-trades-opposing-ccca"  
[X Link](https://x.com/GuardYourCard/status/1904662327632552169)  2025-03-25T22:31Z [---] followers, [---] engagements


"📢Ginger Laurent CEO of @LABankers on the Durbin-Marshall Credit Card Bill: If passed this legislation could hurt all credit card issuers (including community banks) and their customers by allowing merchants to choose cheaper less secure card networks that would expose customers and their credit card data to weaker cybersecurity protections and increased fraud vulnerabilities. FLASHBACK: @SenatorDurbins [----] debit card routing mandates led to nearly a 40% rise in fraud. Why let history repeat itself 👎 Learn more:"  
[X Link](https://x.com/GuardYourCard/status/1907910479961374856)  2025-04-03T21:38Z [---] followers, [----] engagements


"🚨According to @IWF here are three ways that the Durbin-Marshall Credit Card Mandates could backfire on consumers: ❌Lost credit card rewards programs ❌Private data at risk ❌High fees Read what other industry leaders are saying about this detrimental policy https://electronicpaymentscoalition.org/2025/03/11/what-they-are-saying-what-people-are-saying-about-the-durbin-marshall-credit-card-mandates/ https://electronicpaymentscoalition.org/2025/03/11/what-they-are-saying-what-people-are-saying-about-the-durbin-marshall-credit-card-mandates/"  
[X Link](https://x.com/GuardYourCard/status/1909707068468347207)  2025-04-08T20:37Z [---] followers, [---] engagements


"🚨Do not underestimate the threat of @SenatorDurbin and @RogerMarshallMDs credit card mandates. EPCs @cajunbanker warns that these mandates are NOT about helping consumerstheyre driven by corporate mega-stores like @Target and @Walmart aiming to boost profits at the expense of local financial institutions consumers and small businesses 👎"  
[X Link](https://x.com/GuardYourCard/status/1911898256390398220)  2025-04-14T21:44Z [---] followers, [---] engagements


"💡NEW DATA from the ABA shows just how much Americans value their credit cardsespecially the rewards that come with them. A strong majority of U.S. consumers dont want government interference that could threaten their benefits: ⚡ 94% value the convenience of credit cards ⛽ 80% have at least one card that offers rewards 💳 91% say they value those rewards programs But proposed credit card mandates could put all that at risk. 📉 Learn more about whats at stake https://www.aba.com/about-us/press-room/press-releases/new-data-americans-oppose-changes-that-threaten-credit-card-reward-programs"  
[X Link](https://x.com/GuardYourCard/status/1912970069233319999)  2025-04-17T20:43Z [---] followers, [---] engagements


"👀#ICYMI: @RepFrenchHill joined @PunchbowlNews to discuss the harmful consequences of government price controlsspecifically @SenatorDurbin and @RogerMarshallMDs credit card mandates 👎"  
[X Link](https://x.com/GuardYourCard/status/1913346046152818904)  2025-04-18T21:37Z [---] followers, [---] engagements


"Credit Cards Protect Consumers 💳🔒 Networks invest a minimum of $22 billion annually in advanced fraud tools - resulting in 96% of fraud attempts blocked or refunded. The Durbin-Marshall mandates jeopardize this robust security. https://electronicpaymentscoalition.org/resources/guard-your-card-protecting-your-private-data/ https://electronicpaymentscoalition.org/resources/guard-your-card-protecting-your-private-data/"  
[X Link](https://x.com/GuardYourCard/status/1919861226550546459)  2025-05-06T21:06Z [---] followers, [---] engagements


"Ohios credit unions exist for people not profits. 💡Interchange helps fund fraud protection secure transactions and access to credit but Durbin-Marshall Credit Card Mandates would jeopardize these benefits and hurt both Ohio consumers AND small businesses👎 Learn more https://www.cleveland.com/opinion/2025/05/dont-be-fooled-by-the-swipe-fee-spin-this-bill-endangers-ohioans-paul-mercer.html https://www.cleveland.com/opinion/2025/05/dont-be-fooled-by-the-swipe-fee-spin-this-bill-endangers-ohioans-paul-mercer.html"  
[X Link](https://x.com/anyuser/status/1933616111364550850)  2025-06-13T20:03Z [---] followers, [--] engagements


"🚨When Congress tries to sneak in bad policy such as the Durbin-Marshall Credit Card Mandates Colorado takes notice. Thanks to strong pushback from Colorado unions airport leaders and small business owners the Senate blocked this harmful amendment - for now. Former State Rep. Donald Valdez urges Colorado leaders to keep this momentum going and protect consumers from mandates that kill rewards reduce security and stifle innovation. Learn more: https://www.coloradopolitics.com/opinion/not-so-fast-there-senator-podium/article_1d129e28-1558-4bc2-9f68-831d572f8780.html"  
[X Link](https://x.com/anyuser/status/1945936795805360300)  2025-07-17T20:01Z [---] followers, [---] engagements


"NEARLY 70% of LMI cardholders use reward cards the fastest-growing group of users. With U.S. back-to-school spending projected to hit $41 billion in [----] and school supply prices up by 20.5% families especially low- and moderate-income households are leaning on every available resource"  
[X Link](https://x.com/GuardYourCard/status/1955682266660687988)  2025-08-13T17:26Z [---] followers, [---] engagements


"Local Florida teacher @StacyTSnow: I really hope cashback programs are allowed to continue and that this bill doesnt become reality. I know without rewards many teachers will have to make cuts in their spending. Families too. Congress should reject harmful credit card mandates and protect these benefits"  
[X Link](https://x.com/GuardYourCard/status/1960400067946266750)  2025-08-26T17:52Z [---] followers, [--] engagements


"https://www.coloradopolitics.com/2025/08/20/credit-card-bill-is-a-job-killer-for-colorados-travel-industry-opinion/ https://www.coloradopolitics.com/2025/08/20/credit-card-bill-is-a-job-killer-for-colorados-travel-industry-opinion/"  
[X Link](https://x.com/GuardYourCard/status/1963298079861314018)  2025-09-03T17:48Z [---] followers, [--] engagements


"The [----] Durbin Amendment haunted consumers with higher fees and lost debit card rewards. Now Durbin-Marshall threatens to make a frightful return for YOUR credit cards. Learn more: https://electronicpaymentscoalition.org/2025/10/08/a-haunted-history-durbin-debit-mandates-offer-cautionary-tale-for-durbin-marshall-credit-card-mandates/ https://electronicpaymentscoalition.org/2025/10/08/a-haunted-history-durbin-debit-mandates-offer-cautionary-tale-for-durbin-marshall-credit-card-mandates/"  
[X Link](https://x.com/GuardYourCard/status/1984343617167564822)  2025-10-31T19:36Z [---] followers, [---] engagements


"Electronic payments arent just convenient theyre often a lifeline for small businesses trying to stay safe and profitable. @sacbee_daily https://www.sacbee.com/opinion/op-ed/article313625836.html https://www.sacbee.com/opinion/op-ed/article313625836.html"  
[X Link](https://x.com/GuardYourCard/status/2008957051138134324)  2026-01-07T17:41Z [---] followers, [---] engagements


"Taking away the rewards consumers use to travel means fewer tourists visiting our region making it harder for small businesses like mine to grow. @NCPoliticalNews https://www.ncpoliticalnews.com/news/op-ed-credit-card-legislation-raises-concerns-for-western-north-carolinas-tourism-recovery https://www.ncpoliticalnews.com/news/op-ed-credit-card-legislation-raises-concerns-for-western-north-carolinas-tourism-recovery"  
[X Link](https://x.com/GuardYourCard/status/2009681827154301253)  2026-01-09T17:41Z [---] followers, [--] engagements


"The Durbin-Marshall mandates and the Sanders-Warren-Hawley government price controls would be a financial earthquake for American families and small businesses. -EPC Executive Director Richard Hunt https://electronicpaymentscoalition.org/2026/01/13/government-credit-takeover-puts-u-s-economy-at-risk/ https://electronicpaymentscoalition.org/2026/01/13/government-credit-takeover-puts-u-s-economy-at-risk/"  
[X Link](https://x.com/GuardYourCard/status/2011123829205053814)  2026-01-13T17:11Z [---] followers, [---] engagements


"Implementing price controls and constricting free competition of credit card processors would be incredibly damaging to taxpayersThis would not reduce inflationary pressure on taxpayers but instead will harm taxpayers access to critical credit card benefits and programs that many rely on especially in times of need. @NTU https://www.ntu.org/publications/detail/taxpayers-urge-president-trump-to-avoid-government-overreach-in-financial-sector https://www.ntu.org/publications/detail/taxpayers-urge-president-trump-to-avoid-government-overreach-in-financial-sector"  
[X Link](https://x.com/GuardYourCard/status/2014114283504726315)  2026-01-21T23:14Z [---] followers, [--] engagements

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