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# ![@zac Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UCsfasHJphdMDFkcse5sQ9Uw.png) @zac Zac Rios

Many people are struggling with debt, including credit card debt, car payments, and mortgages, with some videos describing it as "insane" and "out of control". Financial struggles are widespread, with issues like overconsumption, doom spending, and living above one's means contributing to the problem. People are also facing challenges like unaffordable groceries, housing costs, and job insecurity.

### Engagements: XXXXXXX [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCsfasHJphdMDFkcse5sQ9Uw/c:line/m:interactions.svg)

- X Week XXXXXXXXX -XX%
- X Month XXXXXXXXX +54%
- X Months XXXXXXXXXX +119%
- X Year XXXXXXXXXX +607%

### Mentions: XX [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCsfasHJphdMDFkcse5sQ9Uw/c:line/m:posts_active.svg)

- X Week XX +5.30%
- X Month XXX +26%
- X Months XXX +46%
- X Year XXX +314%

### Followers: XXXXXXX [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCsfasHJphdMDFkcse5sQ9Uw/c:line/m:followers.svg)

- X Week XXXXXXX +2.40%
- X Month XXXXXXX +13%
- X Months XXXXXXX +122%
- X Year XXXXXXX +590%

### CreatorRank: XXXXXXX [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCsfasHJphdMDFkcse5sQ9Uw/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/influence)
---

**Social category influence**
[finance](/list/finance)  #1266 [technology brands](/list/technology-brands)  XXXXX% [social networks](/list/social-networks)  XXXXX% [automotive brands](/list/automotive-brands)  #3512 [stocks](/list/stocks)  XXXX% [countries](/list/countries)  XXX% [celebrities](/list/celebrities)  XXXX% [musicians](/list/musicians)  XXXX% [formula 1](/list/formula-1)  #2080 [travel destinations](/list/travel-destinations)  XXXX%

**Social topic influence**
[debt](/topic/debt) #20, [finance](/topic/finance) #40, [tiktok](/topic/tiktok) #2406, [homes](/topic/homes) #216, [loan](/topic/loan) #24, [influencer](/topic/influencer) #90, [listings](/topic/listings) #52, [credit cards](/topic/credit-cards) #99, [retirement](/topic/retirement) #325, [nissan](/topic/nissan) #194

**Top accounts mentioned or mentioned by**
[@zacv2](/creator/undefined) [@gmailcom](/creator/undefined) [@zacrios](/creator/undefined) [@brigittezennaro8075](/creator/undefined) [@josezacariaz](/creator/undefined) [@zaczri](/creator/undefined) [@zacxcviii](/creator/undefined) [@zacchallengerreplays](/creator/undefined) [@softaden_41](/creator/undefined) [@herudaguru](/creator/undefined) [@zactwardowski](/creator/undefined) [@monkeyboo2016](/creator/undefined) [@zacriostzt90lyuvcsxlrr1](/creator/undefined) [@rolleestatelive](/creator/undefined) [@yuko_emeraude](/creator/undefined) [@ethanswrldd](/creator/undefined) [@123musixoriginals](/creator/undefined) [@zaira](/creator/undefined) [@zacriosv2](/creator/undefined) [@firemoon_kit077](/creator/undefined)

**Top assets mentioned**
[Uber Technologies, Inc. (UBER)](/topic/$uber) [Klarna Group (KLAR)](/topic/klarna) [Toyota Motor Corporation (TM)](/topic/$tm)
### Top Social Posts [#](/creator/youtube::UCsfasHJphdMDFkcse5sQ9Uw/posts)
---
Top posts by engagements in the last XX hours

"Don't QUIT Your Job Why Mass Layoffs Are Getting WORSE in 2025"  
[YouTube Link](https://youtube.com/watch?v=LtKDDvIJKcw) [@zac](/creator/youtube/zac) 2025-07-06T18:01Z 260K followers, 864K engagements


"Why The Airbnb Market is FAILING in 2025"  
[YouTube Link](https://youtube.com/watch?v=S27rllG7_s4) [@zac](/creator/youtube/zac) 2025-07-10T18:01Z 260K followers, 765.1K engagements


"31 Minutes of INSANE Credit Card Debt in 2025"  
[YouTube Link](https://youtube.com/watch?v=9P6TYcWkmp0) [@zac](/creator/youtube/zac) 2025-01-05T19:00Z 260K followers, 565.4K engagements


"30 Minutes of INSANE Credit Card DEBT in 2025"  
[YouTube Link](https://youtube.com/watch?v=KcQWQ2uEjbA) [@zac](/creator/youtube/zac) 2025-10-12T18:01Z 260K followers, 316.9K engagements


"27 Minutes of DEBT Problems So Bad They Will Leave You SPEECHLESS"  
[YouTube Link](https://youtube.com/watch?v=YR9UM97-SRs) [@zac](/creator/youtube/zac) 2025-02-13T19:00Z 260K followers, 338.2K engagements


"Why Mortgages Payments Are INSANE & People Regret Buying A Home"  
[YouTube Link](https://youtube.com/watch?v=jwY7FCklmf4) [@zac](/creator/youtube/zac) 2025-07-17T18:01Z 260K followers, 522.3K engagements


"27 Minutes of DEBT Problems So Bad They Will Leave You SPEECHLESS"  
[YouTube Link](https://youtube.com/watch?v=-2tFs1tZRXE) [@zac](/creator/youtube/zac) 2025-07-03T18:01Z 260K followers, 256.4K engagements


"How Predatory Car Loans Are Destroying Lives Buy Here Pay Here"  
[YouTube Link](https://youtube.com/watch?v=1ZWFdy7G6L0) [@zac](/creator/youtube/zac) 2025-02-09T19:00Z 260K followers, 702.5K engagements


"Why Wedding DEBT is Getting WORSE in 2025"  
[YouTube Link](https://youtube.com/watch?v=94BVwEKTc9w) [@zac](/creator/youtube/zac) 2025-06-12T18:00Z 260K followers, 331.8K engagements


"Why Credit Card Debt Has Gotten SO BAD in 2025"  
[YouTube Link](https://youtube.com/watch?v=EOYdkQJ5huU) [@zac](/creator/youtube/zac) 2025-08-24T18:01Z 260K followers, 268.4K engagements


"People ACTUALLY Paying Off Their DEBT in 2025"  
[YouTube Link](https://youtube.com/watch?v=Rr79O1LlkKA) [@zac](/creator/youtube/zac) 2024-12-18T19:00Z 260K followers, 146K engagements


"My College Degree is USELESS People Regret Paying For School"  
[YouTube Link](https://youtube.com/watch?v=St0drF_fW4M) [@zac](/creator/youtube/zac) 2025-05-13T19:00Z 260K followers, 522.4K engagements


"30 Minutes of DEBT Problems So Bad They Will Leave You SPEECHLESS"  
[YouTube Link](https://youtube.com/watch?v=UMVmtTiY1t0) [@zac](/creator/youtube/zac) 2025-05-01T18:00Z 260K followers, 340.2K engagements


"Why People REFUSE to Pay Off Student Loan DEBT in 2025"  
[YouTube Link](https://youtube.com/watch?v=fqXTmW8526w) [@zac](/creator/youtube/zac) 2025-04-29T18:00Z 260K followers, 591.5K engagements


"Insane Cost of Beauty Standards is Out of Control in 2025"  
[YouTube Link](https://youtube.com/watch?v=qfxiYcSRfW4) [@zac](/creator/youtube/zac) 2025-01-03T19:00Z 260K followers, 196.9K engagements


"25 Minutes of People Living Above Their Means & Going BROKE"  
[YouTube Link](https://youtube.com/watch?v=tAckhb2VBFg) [@zac](/creator/youtube/zac) 2025-08-12T18:01Z 260K followers, 531.1K engagements


"DO NOT QUIT Your Job Layoffs Are Getting WORSE in 2025"  
[YouTube Link](https://youtube.com/watch?v=t_ClFoRCrc8) [@zac](/creator/youtube/zac) 2025-09-16T18:01Z 260K followers, 349.6K engagements


"30 Minutes of INSANE Credit Card Debt in 2024"  
[YouTube Link](https://youtube.com/watch?v=uOmXEwIEOtU) [@zac](/creator/youtube/zac) 2024-10-01T18:00Z 260K followers, 538.8K engagements


"24 Minutes of the BEST Financial Advice & Decisions in 2024"  
[YouTube Link](https://youtube.com/watch?v=4VFGSeKelwA) [@zac](/creator/youtube/zac) 2024-10-17T18:00Z 260K followers, 114.4K engagements


"27 Minutes of Job Listings & Demands That Will Make Your Jaw DROP"  
[YouTube Link](https://youtube.com/watch?v=4fV9LrElZ30) [@zac](/creator/youtube/zac) 2025-03-09T18:00Z 260K followers, 474.3K engagements


"Don't Quit Your Job in 2025.Why Mass Layoff Are Getting Worse"  
[YouTube Link](https://youtube.com/watch?v=4w6MYIv5y_Q) [@zac](/creator/youtube/zac) 2025-03-25T18:00Z 260K followers, 466.5K engagements


"Overconsumption has DEBT EXPLODING in 2024"  
[YouTube Link](https://youtube.com/watch?v=6DAQmm7ajZU) [@zac](/creator/youtube/zac) 2024-10-08T19:00Z 260K followers, 346K engagements


"28 Minutes of AWFUL Car Buying Fails You Can Learn From"  
[YouTube Link](https://youtube.com/watch?v=7Bv7IMmcy48) [@zac](/creator/youtube/zac) 2025-08-31T18:01Z 260K followers, 478.3K engagements


"Why New Construction Homes Are FALLING APART in 2025"  
[YouTube Link](https://youtube.com/watch?v=7vKz96llLiY) [@zac](/creator/youtube/zac) 2025-09-02T18:01Z 260K followers, 573.8K engagements


"25 Minutes of INSANE Car Payments & Prices"  
[YouTube Link](https://youtube.com/watch?v=8OVSF1Wre5U) [@zac](/creator/youtube/zac) 2025-03-02T19:00Z 260K followers, 646.1K engagements


"30 Minutes of DEBT So Bad They Will Leave You SPEECHLESS"  
[YouTube Link](https://youtube.com/watch?v=8U1q5Z6uvZY) [@zac](/creator/youtube/zac) 2025-09-21T18:01Z 260K followers, 263.9K engagements


"25 Minutes of INSANE Car Payments & Prices in 2025"  
[YouTube Link](https://youtube.com/watch?v=BqgMB-OGf9k) [@zac](/creator/youtube/zac) 2025-08-10T18:01Z 260K followers, 435.1K engagements


"Why Are So Many People Going Into Debt For Vacations"  
[YouTube Link](https://youtube.com/watch?v=FObNFf4idgI) [@zac](/creator/youtube/zac) 2025-05-15T18:00Z 260K followers, 644.1K engagements


"How Predatory Loans RUIN Your Finances in 2025"  
[YouTube Link](https://youtube.com/watch?v=IIOpUD-_cAo) [@zac](/creator/youtube/zac) 2025-07-08T18:01Z 260K followers, 241K engagements


"Why People REGRET Buying Their Vehicle in 2025"  
[YouTube Link](https://youtube.com/watch?v=K0BbpUJkooc) [@zac](/creator/youtube/zac) 2025-07-27T18:01Z 260K followers, 891.7K engagements


"Why Homeowners Are FED UP with HOA's Increasing Costs"  
[YouTube Link](https://youtube.com/watch?v=KUDGHmwgxAU) [@zac](/creator/youtube/zac) 2025-06-24T18:01Z 260K followers, 361.1K engagements


"Why Dealerships CAN'T SELL CARS in 2025"  
[YouTube Link](https://youtube.com/watch?v=NnCyimN1hxM) [@zac](/creator/youtube/zac) 2025-09-11T18:01Z 260K followers, 1M engagements


"Can BOOMERS Really Afford To Retire In 2025"  
[YouTube Link](https://youtube.com/watch?v=QeCZq8JHDTQ) [@zac](/creator/youtube/zac) 2025-02-20T19:00Z 260K followers, 357.3K engagements


"How Phantom Debt & BNPL Are Destroying Lives in 2025"  
[YouTube Link](https://youtube.com/watch?v=QeegNbJmAMY) [@zac](/creator/youtube/zac) 2025-03-06T19:00Z 260K followers, 254.3K engagements


"Rent Prices are SKYROCKETING in 2025 What's NEXT"  
[YouTube Link](https://youtube.com/watch?v=S5km9ZaIgns) [@zac](/creator/youtube/zac) 2025-07-29T18:01Z 260K followers, 225.7K engagements


"Why People REGRET Buying Solar Panels in 2025"  
[YouTube Link](https://youtube.com/watch?v=VBwCW57d7S8) [@zac](/creator/youtube/zac) 2025-08-26T18:01Z 260K followers, 301.5K engagements


"26 Minutes of INSANE Car Payments & Prices"  
[YouTube Link](https://youtube.com/watch?v=_GMPqW64kPg) [@zac](/creator/youtube/zac) 2024-07-24T18:00Z 260K followers, 503.6K engagements


"28 Minutes of Job Listings & Demands That Will Make Your Jaw DROP"  
[YouTube Link](https://youtube.com/watch?v=dYhHGjAvBQM) [@zac](/creator/youtube/zac) 2025-05-29T18:00Z 260K followers, 386.3K engagements


"Why People Can't AFFORD To Buy Groceries in 2025"  
[YouTube Link](https://youtube.com/watch?v=e3cEf59nxOU) [@zac](/creator/youtube/zac) 2025-07-24T18:01Z 260K followers, 374.8K engagements


"Why Dealerships CAN'T SELL Electric Vehicles in 2025"  
[YouTube Link](https://youtube.com/watch?v=f1yQ458sPCA) [@zac](/creator/youtube/zac) 2025-10-05T18:01Z 260K followers, 375K engagements


"Car Repos are SURGING in 2025 Its Out of Control"  
[YouTube Link](https://youtube.com/watch?v=gcjb4Fg4gXM) [@zac](/creator/youtube/zac) 2025-01-19T19:00Z 260K followers, 493.3K engagements


"27 Minutes of AWFUL Credit Card Debt in 2025"  
[YouTube Link](https://youtube.com/watch?v=jafjJWxj0a8) [@zac](/creator/youtube/zac) 2025-06-08T18:00Z 260K followers, 586.1K engagements


"Why People GO BROKE For DISNEY Vacations in 2025"  
[YouTube Link](https://youtube.com/watch?v=k0bPVSVWXiU) [@zac](/creator/youtube/zac) 2025-10-02T18:01Z 260K followers, 602.5K engagements


"27 Minutes of INSANE Car Payments & Prices"  
[YouTube Link](https://youtube.com/watch?v=tI50ZntAkVs) [@zac](/creator/youtube/zac) 2024-10-24T18:00Z 260K followers, 708.3K engagements


"32 Minutes of AWFUL Credit Card Debt in 2024"  
[YouTube Link](https://youtube.com/watch?v=tIToA7BH1xo) [@zac](/creator/youtube/zac) 2024-08-28T18:00Z 260K followers, 632.1K engagements


"Doom Spending & Consumerism is Getting Ridiculous in 2024"  
[YouTube Link](https://youtube.com/watch?v=uvWBq48RQck) [@zac](/creator/youtube/zac) 2024-09-05T18:00Z 260K followers, 227.6K engagements


"Why People REGRET Buying an Electric Vehicle in 2025"  
[YouTube Link](https://youtube.com/watch?v=xkyzMYNEcts) [@zac](/creator/youtube/zac) 2025-06-10T18:00Z 260K followers, 605.4K engagements


"30 Minutes of People Losing Money on Meme Coins"  
[YouTube Link](https://youtube.com/watch?v=17z7xF64V34) [@zac](/creator/youtube/zac) 2025-04-13T18:00Z 260K followers, 247.9K engagements


"Vacation & Timeshare Debt is Out of Control in 2024"  
[YouTube Link](https://youtube.com/watch?v=1JLErnMYISk) [@zac](/creator/youtube/zac) 2024-10-22T18:00Z 260K followers, 431.1K engagements


"28 Minutes of The BEST Financial Advice & Decisions in 2025"  
[YouTube Link](https://youtube.com/watch?v=7eX2apAkXVI) [@zac](/creator/youtube/zac) 2025-05-20T18:00Z 260K followers, 301.4K engagements


"People Can't AFFORD To Buy Groceries in 2025"  
[YouTube Link](https://youtube.com/watch?v=83l8CH7OiWc) [@zac](/creator/youtube/zac) 2025-04-17T18:00Z 260K followers, 358.8K engagements


"25 Minutes of INSANE Job Listings & Demands in 2025"  
[YouTube Link](https://youtube.com/watch?v=A7vou-wtxHI) [@zac](/creator/youtube/zac) 2025-08-17T18:01Z 260K followers, 492.5K engagements


"Why Restaurants are EMPTY & OVERPRICED in 2025"  
[YouTube Link](https://youtube.com/watch?v=BSagtlBZdjY) [@zac](/creator/youtube/zac) 2025-10-07T18:01Z 260K followers, 958.1K engagements


"PPP Loan Fraud Costs Taxpayers BILLIONS Scammers ARRESTED in 2025"  
[YouTube Link](https://youtube.com/watch?v=Bc9efM-NnnQ) [@zac](/creator/youtube/zac) 2025-03-04T19:00Z 260K followers, 483.3K engagements


"Cost of Living Crisis is WORSE Than You Think in 2025"  
[YouTube Link](https://youtube.com/watch?v=BlVOLQXhCM8) [@zac](/creator/youtube/zac) 2025-09-14T18:01Z 260K followers, 387.4K engagements


"Why People CAN'T STOP Overspending & Ruining Finances in 2025"  
[YouTube Link](https://youtube.com/watch?v=D4AibRlv5fU) [@zac](/creator/youtube/zac) 2025-10-16T18:01Z 260K followers, 266.3K engagements


"27 Minutes of the BEST Financial Advice & Decisions in 2024"  
[YouTube Link](https://youtube.com/watch?v=DimdkvSUz2w) [@zac](/creator/youtube/zac) 2024-08-26T18:00Z 260K followers, 99.8K engagements


"How Is Doom Spending STILL Ruining Finances in 2025"  
[YouTube Link](https://youtube.com/watch?v=EDqQ8QeslLI) [@zac](/creator/youtube/zac) 2025-01-23T19:00Z 260K followers, 353.2K engagements


"30 Minutes of The Most Embarrassing Financial Decisions of 2025"  
[YouTube Link](https://youtube.com/watch?v=IVKPl8aeeBA) [@zac](/creator/youtube/zac) 2025-09-28T18:01Z 260K followers, 443.4K engagements


"Credit Card Debt Crisis is Out of Control"  
[YouTube Link](https://youtube.com/watch?v=KpAxJePYsMo) [@zac](/creator/youtube/zac) 2024-06-12T17:00Z 260K followers, 214.9K engagements


"Scams Are Getting WORSE in 2025 What You Need to Know NOW"  
[YouTube Link](https://youtube.com/watch?v=NWfa0wzljCo) [@zac](/creator/youtube/zac) 2025-06-26T18:00Z 260K followers, 535.6K engagements


"Why Older Workers Are Getting LAID OFF & Can't Retire"  
[YouTube Link](https://youtube.com/watch?v=SDHpyoC_EnU) [@zac](/creator/youtube/zac) 2025-09-30T18:01Z 260K followers, 618.7K engagements


"Why Americans Are DOOM SPENDING Their Tax Refund"  
[YouTube Link](https://youtube.com/watch?v=XAtKJR7rnFk) [@zac](/creator/youtube/zac) 2025-04-15T18:00Z 260K followers, 247.7K engagements


"Why Welfare Fraud Costs Taxpayers BILLIONS Food Stamp Scam"  
[YouTube Link](https://youtube.com/watch?v=YG5h1fjG4mk) [@zac](/creator/youtube/zac) 2025-09-07T18:01Z 260K followers, 179.2K engagements


"26 Minutes of TERRIBLE TikTok Financial Advice"  
[YouTube Link](https://youtube.com/watch?v=YGZI5sFp8xc) [@zac](/creator/youtube/zac) 2024-09-03T18:00Z 260K followers, 394K engagements


"Why YOU CAN'T AFFORD Groceries in 2025"  
[YouTube Link](https://youtube.com/watch?v=ad7OsDl_7L0) [@zac](/creator/youtube/zac) 2025-10-14T18:01Z 260K followers, 270.7K engagements


"30 Minutes of People Making Bad Financial Decisions"  
[YouTube Link](https://youtube.com/watch?v=ciqffFPJLmI) [@zac](/creator/youtube/zac) 2025-07-20T18:01Z 260K followers, 357.8K engagements


"Welfare Fraud Costs Taxpayers BILLIONS Food Stamp Scam in 2025"  
[YouTube Link](https://youtube.com/watch?v=drjenF8TK1I) [@zac](/creator/youtube/zac) 2025-02-04T19:00Z 260K followers, 1M engagements


""Luxury" Apartments Are Ripping You Off in 2025"  
[YouTube Link](https://youtube.com/watch?v=eNAFvuvcoNE) [@zac](/creator/youtube/zac) 2024-12-29T19:00Z 260K followers, 547.9K engagements


"27 Minutes of The WORST TikTok Financial Advice in 2025"  
[YouTube Link](https://youtube.com/watch?v=egL43D07HH4) [@zac](/creator/youtube/zac) 2024-12-20T19:00Z 260K followers, 271.3K engagements


"Why People Are Getting SUED For Their Credit Card DEBT"  
[YouTube Link](https://youtube.com/watch?v=fiX3JkEX39E) [@zac](/creator/youtube/zac) 2025-05-24T18:02Z 260K followers, 775.6K engagements


"30 Minutes of The BEST Financial Advice & Decisions in 2025"  
[YouTube Link](https://youtube.com/watch?v=h_MHqdEOjDo) [@zac](/creator/youtube/zac) 2025-02-25T19:00Z 260K followers, 162.9K engagements


"Why My College Degree is USELESS People Regret Paying For School"  
[YouTube Link](https://youtube.com/watch?v=hoXd_YCDm2k) [@zac](/creator/youtube/zac) 2025-09-18T18:01Z 260K followers, 494.3K engagements


"25 Minutes of WILDEST Job Demands & Postings"  
[YouTube Link](https://youtube.com/watch?v=k0BWdjfSvRg) [@zac](/creator/youtube/zac) 2024-12-16T19:00Z 260K followers, 368.7K engagements


"28 Minutes of The BEST Financial Advice & Decisions"  
[YouTube Link](https://youtube.com/watch?v=nGqc5KJabGI) [@zac](/creator/youtube/zac) 2025-07-22T18:01Z 260K followers, 175.2K engagements


"28 Minutes of INSANE Credit Card Debt in 2025"  
[YouTube Link](https://youtube.com/watch?v=oSxFy0qhWO0) [@zac](/creator/youtube/zac) 2025-03-23T18:00Z 260K followers, 795K engagements


"Why People REGRET Buying Their Home in 2025"  
[YouTube Link](https://youtube.com/watch?v=q5hg0ef41ts) [@zac](/creator/youtube/zac) 2025-10-09T18:01Z 260K followers, 309.9K engagements


"Scams are INSANE in 2024.What You NEED to Know About"  
[YouTube Link](https://youtube.com/watch?v=rEnMQpgm3IQ) [@zac](/creator/youtube/zac) 2024-10-15T18:00Z 260K followers, 146.3K engagements


"How Are Modern Cars Getting THIS BAD in 2025"  
[YouTube Link](https://youtube.com/watch?v=rdw04QnLvPw) [@zac](/creator/youtube/zac) 2025-09-25T18:01Z 260K followers, 400.1K engagements


"Why "Luxury" Apartments Are Ripping You Off in 2025"  
[YouTube Link](https://youtube.com/watch?v=vYRSVfqkmO4) [@zac](/creator/youtube/zac) 2025-04-01T18:00Z 260K followers, 299.7K engagements


"21 Minutes of TERRIBLE Job Listing Demands & Incompetence"  
[YouTube Link](https://youtube.com/watch?v=yBaekG0uTpE) [@zac](/creator/youtube/zac) 2024-08-02T18:00Z 260K followers, 276.3K engagements


"28 Minutes of Bad Financial Advice That Could DESTROY Your Wealth"  
[YouTube Link](https://youtube.com/watch?v=ync6CZe6TEo) [@zac](/creator/youtube/zac) 2025-05-11T18:00Z 260K followers, 348.6K engagements


"Predatory Payday Loans are Making You BROKE in 2025"  
[YouTube Link](https://youtube.com/watch?v=LxnjROPlfRQ) [@zac](/creator/youtube/zac) 2025-01-12T19:00Z 259K followers, 329.1K engagements


"Why People CAN'T STOP Spending Money Ruining Finances in 2025"  
[YouTube Link](https://youtube.com/watch?v=jRPTZJnVHpY) [@zac](/creator/youtube/zac) 2025-05-08T18:00Z 260K followers, 612.2K engagements


"Why Homes ARE NOT SELLING in 2025"  
[YouTube Link](https://youtube.com/watch?v=F1K1cFdqkFY) [@zac](/creator/youtube/zac) 2025-09-09T18:01Z 260K followers, 430.5K engagements


"Unemployment Fraud Costs Taxpayers BILLIONS Scammers ARRESTED in 2025"  
[YouTube Link](https://youtube.com/watch?v=o5sAnmdb0s0) [@zac](/creator/youtube/zac) 2025-04-03T18:00Z 260K followers, 584.4K engagements


"29 Minutes of INSANE Car Payments & Prices in 2025"  
[YouTube Link](https://youtube.com/watch?v=x4v1wWJek0Q) [@zac](/creator/youtube/zac) 2025-05-18T18:00Z 260K followers, 906.8K engagements


"29 Minutes of INSANE Job Demands & Postings"  
[YouTube Link](https://youtube.com/watch?v=IIviCQpbHGs) [@zac](/creator/youtube/zac) 2024-09-18T18:00Z 260K followers, 289.9K engagements


"27 Minutes of AWFUL TikTok Financial Advice. v2"  
[YouTube Link](https://youtube.com/watch?v=KY101yqiRhk) [@zac](/creator/youtube/zac) 2024-09-22T18:00Z 260K followers, 339.6K engagements


"24 Minutes of INSANE Car Payments & Prices"  
[YouTube Link](https://youtube.com/watch?v=YksuhWqEVWs) [@zac](/creator/youtube/zac) 2024-12-14T19:00Z 260K followers, 862.3K engagements


"25 Minutes of SHOCKING Student Loan Debt in 2025"  
[YouTube Link](https://youtube.com/watch?v=kege-OAcWfU) [@zac](/creator/youtube/zac) 2025-08-14T18:00Z 260K followers, 209.2K engagements


"Why People REFUSE To Pay Their Debt in 2025"  
[YouTube Link](https://youtube.com/watch?v=oQCZ7kXy6Gs) [@zac](/creator/youtube/zac) 2025-08-07T18:01Z 260K followers, 582.3K engagements


"Why People REGRET Quitting Their X To X Job in 2025"  
[YouTube Link](https://youtube.com/watch?v=zXo8eqvnp6k) [@zac](/creator/youtube/zac) 2025-07-15T18:01Z 260K followers, 438.1K engagements