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[@MacNeillPatrick](/creator/twitter/MacNeillPatrick)
"$UPST has posted X straight Qs of positive Ebitda made it to GAAP profitable last Q expects XX% revenue growth in 2025 rapidly scaled HELOC and Auto and yet here we are with the stock down over the past XX months. I remain patiently long"  
[X Link](https://x.com/MacNeillPatrick/status/1978820126985048260) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-16T13:47Z XXX followers, 4718 engagements


"$ALLY Ally financial has over $XXX Bn in auto loans on Balance sheet and a mkt cap of $XX Billion. $UPST has less than $XXX mn on BS. If credit quality were deteriorating rapidly it would show up in highly leveraged lenders. $ALLY down about X% in last month"  
[X Link](https://x.com/MacNeillPatrick/status/1973030912704344227) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-09-30T14:23Z XXX followers, 1876 engagements


"$UPST the CAFCU deal is the blueprint for how Upstart will deepen relationships with all existing credit union partners. Facilitating a full suite of loan products and utilizing deposit funding for secured lending"  
[X Link](https://x.com/MacNeillPatrick/status/1978458136634683542) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-15T13:49Z XXX followers, 1500 engagements


"@nachunja @jack @elonmusk He also tweeted that Signal needs BTC. how crazy would an X merger with Block be. X would be back as a public company in the combined entity"  
[X Link](https://x.com/MacNeillPatrick/status/1978947671239844313) [@MacNeillPatrick](/creator/x/MacNeillPatrick) 2025-10-16T22:14Z XXX followers, XXX engagements