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# ![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::515984611.png) @FranWalsh73 Fran Walsh

Fran Walsh posts on X about retirement, inflation, capital gains, rates the most. They currently have XXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::515984611/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::515984611/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXX -XX%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX +406%

### Mentions: XX [#](/creator/twitter::515984611/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::515984611/c:line/m:posts_active.svg)

- X Months XX -XX%
- X Year XXX +186%

### Followers: XXXXX [#](/creator/twitter::515984611/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::515984611/c:line/m:followers.svg)

- X Week XXXXX +0.40%
- X Month XXXXX +2.10%
- X Months XXXXX +85%
- X Year XXXXX +185%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::515984611/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::515984611/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::515984611/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[retirement](/topic/retirement) 12.9%, [inflation](/topic/inflation) 12.9%, [capital gains](/topic/capital-gains) 9.68%, [rates](/topic/rates) 9.68%, [longterm](/topic/longterm) 6.45%, [money](/topic/money) 6.45%, [compound](/topic/compound) 6.45%, [50k](/topic/50k) 3.23%, [$20k](/topic/$20k) 3.23%, [$30k](/topic/$30k) XXXX%

**Top accounts mentioned or mentioned by**
[@ryanhaiss](/creator/undefined) [@cliffcornell](/creator/undefined) [@perrythepm](/creator/undefined) [@slavey](/creator/undefined) [@paraplantailor](/creator/undefined) [@cliffcornell_](/creator/undefined)
### Top Social Posts [#](/creator/twitter::515984611/posts)
---
Top posts by engagements in the last XX hours

"Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077554729500945) 2025-07-26 12:01:15 UTC 4278 followers, XX engagements


"The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352608449520002) 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements


"Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948021033249738952) 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements


"Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352596936167582) 2025-07-24 12:00:32 UTC 4279 followers, 4992 engagements


"Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077557220897111) 2025-07-26 12:01:16 UTC 4278 followers, XX engagements


"@cliffcornell_ "They don't know I'm a Dividend Investor" "Why did that guy introduce himself as the Dividend Dominator" 😂 can't remember your exact verbiage but one of your old memes on this was an absolute gem"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948010107729572218) 2025-07-23 13:19:36 UTC 4279 followers, XXX engagements


"A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946207202282205515) 2025-07-18 13:55:30 UTC 4279 followers, 1399 engagements


"@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948359699465752946) 2025-07-24 12:28:45 UTC 4278 followers, XX engagements


"Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077551818670479) 2025-07-26 12:01:15 UTC 4278 followers, XX engagements


"A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948019380631015675) 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements


"Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352601759572125) 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements


"Why theyre so popular: TDFs are often the default option in 401(k)s. They offer: - Instant diversification - Automatic rebalancing - Set-it-and-forget-it simplicity - Age-appropriate asset allocation For many people thats a great starting point"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946548179853308100) 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements


"60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948381812914340083) 2025-07-24 13:56:38 UTC 4279 followers, 1807 engagements


"@RyanHaiss Love this Ryan - ESPPs can be a gamechanger if optimized. Always important to consider concentration risk & whether a diversification strategy makes sense over time"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948004082720899079) 2025-07-23 12:55:40 UTC 4278 followers, XX engagements


"If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077549088170098) 2025-07-26 12:01:14 UTC 4278 followers, XX engagements


"They use a glide path - a pre-set formula that gradually shifts your portfolio from aggressive (more stocks) to conservative (more bonds) as you approach retirement. Early career = Growth focus Mid career = Moderate allocation Near retirement = Capital preservation"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946548177030529322) 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@FranWalsh73 Avatar @FranWalsh73 Fran Walsh

Fran Walsh posts on X about retirement, inflation, capital gains, rates the most. They currently have XXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXXX -XX%
  • X Month XXXXXX -XX%
  • X Months XXXXXXX -XX%
  • X Year XXXXXXXXX +406%

Mentions: XX #

Mentions Line Chart

  • X Months XX -XX%
  • X Year XXX +186%

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +0.40%
  • X Month XXXXX +2.10%
  • X Months XXXXX +85%
  • X Year XXXXX +185%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXXX% countries XXXX%

Social topic influence retirement 12.9%, inflation 12.9%, capital gains 9.68%, rates 9.68%, longterm 6.45%, money 6.45%, compound 6.45%, 50k 3.23%, $20k 3.23%, $30k XXXX%

Top accounts mentioned or mentioned by @ryanhaiss @cliffcornell @perrythepm @slavey @paraplantailor @cliffcornell_

Top Social Posts #


Top posts by engagements in the last XX hours

"Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4278 followers, XX engagements

"The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements

"Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements

"Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-24 12:00:32 UTC 4279 followers, 4992 engagements

"Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-26 12:01:16 UTC 4278 followers, XX engagements

"@cliffcornell_ "They don't know I'm a Dividend Investor" "Why did that guy introduce himself as the Dividend Dominator" 😂 can't remember your exact verbiage but one of your old memes on this was an absolute gem"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-23 13:19:36 UTC 4279 followers, XXX engagements

"A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-18 13:55:30 UTC 4279 followers, 1399 engagements

"@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-24 12:28:45 UTC 4278 followers, XX engagements

"Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4278 followers, XX engagements

"A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements

"Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements

"Why theyre so popular: TDFs are often the default option in 401(k)s. They offer: - Instant diversification - Automatic rebalancing - Set-it-and-forget-it simplicity - Age-appropriate asset allocation For many people thats a great starting point"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements

"60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-24 13:56:38 UTC 4279 followers, 1807 engagements

"@RyanHaiss Love this Ryan - ESPPs can be a gamechanger if optimized. Always important to consider concentration risk & whether a diversification strategy makes sense over time"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-23 12:55:40 UTC 4278 followers, XX engagements

"If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-26 12:01:14 UTC 4278 followers, XX engagements

"They use a glide path - a pre-set formula that gradually shifts your portfolio from aggressive (more stocks) to conservative (more bonds) as you approach retirement. Early career = Growth focus Mid career = Moderate allocation Near retirement = Capital preservation"
@FranWalsh73 Avatar @FranWalsh73 on X 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements

creator/x::FranWalsh73
/creator/x::FranWalsh73