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[@FranWalsh73](/creator/twitter/FranWalsh73)
"The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352608449520002) 2025-07-24 12:00:35 UTC 4279 followers, XXX engagements


"Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948021033249738952) 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements


"Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352596936167582) 2025-07-24 12:00:32 UTC 4279 followers, 4992 engagements


"@cliffcornell_ "They don't know I'm a Dividend Investor" "Why did that guy introduce himself as the Dividend Dominator" 😂 can't remember your exact verbiage but one of your old memes on this was an absolute gem"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948010107729572218) 2025-07-23 13:19:36 UTC 4279 followers, XXX engagements


"A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946207202282205515) 2025-07-18 13:55:30 UTC 4279 followers, 1399 engagements


"@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948359699465752946) 2025-07-24 12:28:45 UTC 4278 followers, XX engagements


"A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948019380631015675) 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements


"Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352601759572125) 2025-07-24 12:00:33 UTC 4277 followers, XXX engagements


"Why theyre so popular: TDFs are often the default option in 401(k)s. They offer: - Instant diversification - Automatic rebalancing - Set-it-and-forget-it simplicity - Age-appropriate asset allocation For many people thats a great starting point"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946548179853308100) 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements


"60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948381812914340083) 2025-07-24 13:56:38 UTC 4279 followers, 1807 engagements


"@RyanHaiss Love this Ryan - ESPPs can be a gamechanger if optimized. Always important to consider concentration risk & whether a diversification strategy makes sense over time"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948004082720899079) 2025-07-23 12:55:40 UTC 4278 followers, XX engagements


"They use a glide path - a pre-set formula that gradually shifts your portfolio from aggressive (more stocks) to conservative (more bonds) as you approach retirement. Early career = Growth focus Mid career = Moderate allocation Near retirement = Capital preservation"  
![@FranWalsh73 Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::515984611.png) [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946548177030529322) 2025-07-19 12:30:25 UTC 4278 followers, XXX engagements