[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @FranWalsh73 Fran Walsh Fran Walsh posts on X about retirement, inflation, withdrawal, capital gains the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::515984611/interactions)  - X Week XXXXXX -XX% - X Month XXXXXX -XX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXX +433% ### Mentions: XX [#](/creator/twitter::515984611/posts_active)  - X Week XX -XX% - X Month XX +73% - X Months XXX +48% - X Year XXX +455% ### Followers: XXXXX [#](/creator/twitter::515984611/followers)  - X Week XXXXX +0.37% - X Month XXXXX +2.20% - X Months XXXXX +85% - X Year XXXXX +183% ### CreatorRank: XXXXXXX [#](/creator/twitter::515984611/influencer_rank)  ### Social Influence [#](/creator/twitter::515984611/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% **Social topic influence** [retirement](/topic/retirement) #118, [inflation](/topic/inflation) #339, [withdrawal](/topic/withdrawal) #97, [capital gains](/topic/capital-gains) #34, [rates](/topic/rates) #338, [longterm](/topic/longterm) #109, [money](/topic/money) 5.71%, [compound](/topic/compound) 5.71%, [social security](/topic/social-security) 5.71%, [$20k](/topic/$20k) XXXX% **Top accounts mentioned or mentioned by** [@fspc113](/creator/undefined) [@ryanhaiss](/creator/undefined) [@cliffcornell](/creator/undefined) [@perrythepm](/creator/undefined) [@coachjeffw](/creator/undefined) [@slavey](/creator/undefined) [@paraplantailor](/creator/undefined) [@cliffcornell_](/creator/undefined) ### Top Social Posts [#](/creator/twitter::515984611/posts) --- Top posts by engagements in the last XX hours "Plan for longevity. Many people will spend 30+ years in retirement. You may need: - A sustainable withdrawal plan - Income - Growth to keep pace with your timeline Retirement isnt a finish line - its a multi-decade phase"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077576229535972) 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements "Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077554729500945) 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements "The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352608449520002) 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements "Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948021033249738952) 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements "Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352596936167582) 2025-07-24 12:00:32 UTC 4286 followers, 5021 engagements "Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077557220897111) 2025-07-26 12:01:16 UTC 4287 followers, XXX engagements "Retirement planning isnt one-size-fits-all. The 401(k) is a solid start - but real retirement plans layer multiple tools: - Tax diversification - Flexible accounts - Inflation awareness - Smart withdrawal strategies"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077579018682798) 2025-07-26 12:01:21 UTC 4287 followers, XXX engagements "A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946207202282205515) 2025-07-18 13:55:30 UTC 4280 followers, 1400 engagements "@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948359699465752946) 2025-07-24 12:28:45 UTC 4278 followers, XX engagements "Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077551818670479) 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements "A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948019380631015675) 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements "@FSPC113 Thats the way to do it Diversification across tax buckets is a game changer"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949097176296050797) 2025-07-26 13:19:13 UTC 4287 followers, XX engagements "Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352601759572125) 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements "Inflation is a retirement killer. - At X% inflation $100000 today = $55000 in XX years - At X% it drops to $45000 If your plan doesnt include inflation-adjusted withdrawals youll fall behind"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077570672042337) 2025-07-26 12:01:19 UTC 4287 followers, XXX engagements "Dont ignore Social Security - but dont depend on it either. - Avg monthly benefit (2025): $1850 - Delay until age XX = XX% higher benefit vs claiming at XX Its a useful piece of the puzzle not the whole plan"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077573268279518) 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements "60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948381812914340083) 2025-07-24 13:56:38 UTC 4280 followers, 1811 engagements "Deferring taxes sounds great - until you retire. Example: A $1M 401(k) balance might feel like 'enough.' But after federal (and possibly state) income taxes youll have $800k left for spending"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077546726813824) 2025-07-26 12:01:13 UTC 4287 followers, XXX engagements "Most people think their 401(k) is all they need for retirement. Spoiler: Its usually not even close. Heres the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers):"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077536161345690) 2025-07-26 12:01:11 UTC 4287 followers, 7745 engagements "If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077549088170098) 2025-07-26 12:01:14 UTC 4287 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Fran Walsh posts on X about retirement, inflation, withdrawal, capital gains the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Social category influence finance XXXXX% countries XXXX%
Social topic influence retirement #118, inflation #339, withdrawal #97, capital gains #34, rates #338, longterm #109, money 5.71%, compound 5.71%, social security 5.71%, $20k XXXX%
Top accounts mentioned or mentioned by @fspc113 @ryanhaiss @cliffcornell @perrythepm @coachjeffw @slavey @paraplantailor @cliffcornell_
Top posts by engagements in the last XX hours
"Plan for longevity. Many people will spend 30+ years in retirement. You may need: - A sustainable withdrawal plan - Income - Growth to keep pace with your timeline Retirement isnt a finish line - its a multi-decade phase" @FranWalsh73 on X 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements
"Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing" @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements
"The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year" @FranWalsh73 on X 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements
"Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and" @FranWalsh73 on X 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements
"Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back" @FranWalsh73 on X 2025-07-24 12:00:32 UTC 4286 followers, 5021 engagements
"Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts" @FranWalsh73 on X 2025-07-26 12:01:16 UTC 4287 followers, XXX engagements
"Retirement planning isnt one-size-fits-all. The 401(k) is a solid start - but real retirement plans layer multiple tools: - Tax diversification - Flexible accounts - Inflation awareness - Smart withdrawal strategies" @FranWalsh73 on X 2025-07-26 12:01:21 UTC 4287 followers, XXX engagements
"A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan" @FranWalsh73 on X 2025-07-18 13:55:30 UTC 4280 followers, 1400 engagements
"@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table" @FranWalsh73 on X 2025-07-24 12:28:45 UTC 4278 followers, XX engagements
"Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when" @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements
"A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency" @FranWalsh73 on X 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements
"@FSPC113 Thats the way to do it Diversification across tax buckets is a game changer" @FranWalsh73 on X 2025-07-26 13:19:13 UTC 4287 followers, XX engagements
"Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power" @FranWalsh73 on X 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements
"Inflation is a retirement killer. - At X% inflation $100000 today = $55000 in XX years - At X% it drops to $45000 If your plan doesnt include inflation-adjusted withdrawals youll fall behind" @FranWalsh73 on X 2025-07-26 12:01:19 UTC 4287 followers, XXX engagements
"Dont ignore Social Security - but dont depend on it either. - Avg monthly benefit (2025): $1850 - Delay until age XX = XX% higher benefit vs claiming at XX Its a useful piece of the puzzle not the whole plan" @FranWalsh73 on X 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements
"60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast" @FranWalsh73 on X 2025-07-24 13:56:38 UTC 4280 followers, 1811 engagements
"Deferring taxes sounds great - until you retire. Example: A $1M 401(k) balance might feel like 'enough.' But after federal (and possibly state) income taxes youll have $800k left for spending" @FranWalsh73 on X 2025-07-26 12:01:13 UTC 4287 followers, XXX engagements
"Most people think their 401(k) is all they need for retirement. Spoiler: Its usually not even close. Heres the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers):" @FranWalsh73 on X 2025-07-26 12:01:11 UTC 4287 followers, 7745 engagements
"If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there" @FranWalsh73 on X 2025-07-26 12:01:14 UTC 4287 followers, XXX engagements
/creator/twitter::FranWalsh73