[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @FranWalsh73 Fran Walsh Fran Walsh posts on X about retirement, inflation, withdrawal, capital gains the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::515984611/interactions)  - X Week XXXXXX -XX% - X Month XXXXXX -XX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXX +433% ### Mentions: XX [#](/creator/twitter::515984611/posts_active)  - X Week XX -XX% - X Month XX +73% - X Months XXX +48% - X Year XXX +455% ### Followers: XXXXX [#](/creator/twitter::515984611/followers)  - X Week XXXXX +0.37% - X Month XXXXX +2.20% - X Months XXXXX +85% - X Year XXXXX +183% ### CreatorRank: XXXXXXX [#](/creator/twitter::515984611/influencer_rank)  ### Social Influence [#](/creator/twitter::515984611/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% **Social topic influence** [retirement](/topic/retirement) #118, [inflation](/topic/inflation) #339, [withdrawal](/topic/withdrawal) #97, [capital gains](/topic/capital-gains) #34, [rates](/topic/rates) #338, [longterm](/topic/longterm) #109, [money](/topic/money) 5.71%, [compound](/topic/compound) 5.71%, [social security](/topic/social-security) 5.71%, [$20k](/topic/$20k) XXXX% **Top accounts mentioned or mentioned by** [@fspc113](/creator/undefined) [@ryanhaiss](/creator/undefined) [@cliffcornell](/creator/undefined) [@perrythepm](/creator/undefined) [@coachjeffw](/creator/undefined) [@slavey](/creator/undefined) [@paraplantailor](/creator/undefined) [@cliffcornell_](/creator/undefined) ### Top Social Posts [#](/creator/twitter::515984611/posts) --- Top posts by engagements in the last XX hours "Plan for longevity. Many people will spend 30+ years in retirement. You may need: - A sustainable withdrawal plan - Income - Growth to keep pace with your timeline Retirement isnt a finish line - its a multi-decade phase"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077576229535972) 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements "Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077554729500945) 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements "The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352608449520002) 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements "Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948021033249738952) 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements "Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352596936167582) 2025-07-24 12:00:32 UTC 4286 followers, 5021 engagements "Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077557220897111) 2025-07-26 12:01:16 UTC 4287 followers, XXX engagements "Retirement planning isnt one-size-fits-all. The 401(k) is a solid start - but real retirement plans layer multiple tools: - Tax diversification - Flexible accounts - Inflation awareness - Smart withdrawal strategies"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077579018682798) 2025-07-26 12:01:21 UTC 4287 followers, XXX engagements "A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1946207202282205515) 2025-07-18 13:55:30 UTC 4280 followers, 1400 engagements "@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948359699465752946) 2025-07-24 12:28:45 UTC 4278 followers, XX engagements "Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077551818670479) 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements "A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948019380631015675) 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements "@FSPC113 Thats the way to do it Diversification across tax buckets is a game changer"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949097176296050797) 2025-07-26 13:19:13 UTC 4287 followers, XX engagements "Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948352601759572125) 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements "Inflation is a retirement killer. - At X% inflation $100000 today = $55000 in XX years - At X% it drops to $45000 If your plan doesnt include inflation-adjusted withdrawals youll fall behind"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077570672042337) 2025-07-26 12:01:19 UTC 4287 followers, XXX engagements "Dont ignore Social Security - but dont depend on it either. - Avg monthly benefit (2025): $1850 - Delay until age XX = XX% higher benefit vs claiming at XX Its a useful piece of the puzzle not the whole plan"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077573268279518) 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements "60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1948381812914340083) 2025-07-24 13:56:38 UTC 4280 followers, 1811 engagements "Deferring taxes sounds great - until you retire. Example: A $1M 401(k) balance might feel like 'enough.' But after federal (and possibly state) income taxes youll have $800k left for spending"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077546726813824) 2025-07-26 12:01:13 UTC 4287 followers, XXX engagements "Most people think their 401(k) is all they need for retirement. Spoiler: Its usually not even close. Heres the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers):"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077536161345690) 2025-07-26 12:01:11 UTC 4287 followers, 7745 engagements "If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there"  [@FranWalsh73](/creator/x/FranWalsh73) on [X](/post/tweet/1949077549088170098) 2025-07-26 12:01:14 UTC 4287 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@FranWalsh73 Fran Walsh
Fran Walsh posts on X about retirement, inflation, withdrawal, capital gains the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +433%
Mentions: XX #
- X Week XX -XX%
- X Month XX +73%
- X Months XXX +48%
- X Year XXX +455%
Followers: XXXXX #
- X Week XXXXX +0.37%
- X Month XXXXX +2.20%
- X Months XXXXX +85%
- X Year XXXXX +183%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXXXX% countries XXXX%
Social topic influence retirement #118, inflation #339, withdrawal #97, capital gains #34, rates #338, longterm #109, money 5.71%, compound 5.71%, social security 5.71%, $20k XXXX%
Top accounts mentioned or mentioned by @fspc113 @ryanhaiss @cliffcornell @perrythepm @coachjeffw @slavey @paraplantailor @cliffcornell_
Top Social Posts #
Top posts by engagements in the last XX hours
"Plan for longevity. Many people will spend 30+ years in retirement. You may need: - A sustainable withdrawal plan - Income - Growth to keep pace with your timeline Retirement isnt a finish line - its a multi-decade phase"
@FranWalsh73 on X 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements
"Example: In retirement you could withdraw: $50K from a 401(k) (taxed as income) $30K from a Roth (tax-free) $20K from a brokerage (long-term capital gains) Thats tax strategy not tax guessing" @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements
"The numbers dont lie: According to official CPI data: $100000 in Jan 2020 = $125037.70 in June 2025 Thats a cumulative inflation rate of XX% over X years. Or roughly XXX% per year" @FranWalsh73 on X 2025-07-24 12:00:35 UTC 4278 followers, XXX engagements
"Quite possibly the worst take Ive seen on this app. If youre XX and can invest just $500/month for XX years you could end up with $3.6M - while only contributing $300K total. Thats the power of compound interest. You dont need to gamble to build wealth. You need patience and a plan. And guess what You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and" @FranWalsh73 on X 2025-07-23 14:03:01 UTC 4279 followers, 1723 engagements
"Since 2020 the dollar has lost over XX% of its purchasing power. That means $100000 in January 2020 had the same buying power as $125000 today. Outright insanity. If youre not investing inflation is silently robbing your future. A thread on how to fight back" @FranWalsh73 on X 2025-07-24 12:00:32 UTC 4286 followers, 5021 engagements
"Brokerage accounts are the most underrated retirement asset. Why - No contribution limits - Long-term capital gains = lower tax rates (0% XX% 20%) - No early withdrawal penalties - Great for pre-59 retirement flexibility Great for bridging the gap before you can touch retirement accounts" @FranWalsh73 on X 2025-07-26 12:01:16 UTC 4287 followers, XXX engagements
"Retirement planning isnt one-size-fits-all. The 401(k) is a solid start - but real retirement plans layer multiple tools: - Tax diversification - Flexible accounts - Inflation awareness - Smart withdrawal strategies" @FranWalsh73 on X 2025-07-26 12:01:21 UTC 4287 followers, XXX engagements
"A 401(k) gets you started. But real retirement planning includes: Tax diversification Inflation hedging Social Security strategy Longevity protection You dont need more accounts. You need a smarter plan" @FranWalsh73 on X 2025-07-18 13:55:30 UTC 4280 followers, 1400 engagements
"@Perry_ThePM All very fair & valid points Jordan - appreciate your insights. Diversification is a great strategy when uncertainty is on the table" @FranWalsh73 on X 2025-07-24 12:28:45 UTC 4278 followers, XX engagements
"Tax diversification gives you flexibility. Three key account types: - 401(k)/Traditional IRA: Tax-deferred - Roth IRA: Tax-free withdrawals - Brokerage: Flexible access taxed at capital gains rates A mix gives you control over what you pay and when" @FranWalsh73 on X 2025-07-26 12:01:15 UTC 4287 followers, XXX engagements
"A weekend with your kids X% extra return An experience that brings you back another budget tweak A memory that lasts decades optimizing your Roth Experiences compound too - just in a different currency" @FranWalsh73 on X 2025-07-23 13:56:27 UTC 4279 followers, XXX engagements
"@FSPC113 Thats the way to do it Diversification across tax buckets is a game changer" @FranWalsh73 on X 2025-07-26 13:19:13 UTC 4287 followers, XX engagements
"Inflation is invisible until its not. You dont see money disappearing from your account. You just start noticing: - Groceries are up - Travel costs more - Rent and childcare are stretching your budget This is what it means to lose purchasing power" @FranWalsh73 on X 2025-07-24 12:00:33 UTC 4278 followers, XXX engagements
"Inflation is a retirement killer. - At X% inflation $100000 today = $55000 in XX years - At X% it drops to $45000 If your plan doesnt include inflation-adjusted withdrawals youll fall behind" @FranWalsh73 on X 2025-07-26 12:01:19 UTC 4287 followers, XXX engagements
"Dont ignore Social Security - but dont depend on it either. - Avg monthly benefit (2025): $1850 - Delay until age XX = XX% higher benefit vs claiming at XX Its a useful piece of the puzzle not the whole plan" @FranWalsh73 on X 2025-07-26 12:01:20 UTC 4287 followers, XXX engagements
"60% of your portfolio in one stock A XX% drop wipes out XX% of your net worth. Even if the S&P XXX is crushing it youre still losing. Thats concentration risk. It doesnt ask permission. It just shows up - fast" @FranWalsh73 on X 2025-07-24 13:56:38 UTC 4280 followers, 1811 engagements
"Deferring taxes sounds great - until you retire. Example: A $1M 401(k) balance might feel like 'enough.' But after federal (and possibly state) income taxes youll have $800k left for spending" @FranWalsh73 on X 2025-07-26 12:01:13 UTC 4287 followers, XXX engagements
"Most people think their 401(k) is all they need for retirement. Spoiler: Its usually not even close. Heres the truth about why retirement planning is broken - and how to fix it to bulletproof your future (with real numbers):" @FranWalsh73 on X 2025-07-26 12:01:11 UTC 4287 followers, 7745 engagements
"If tax rates rise in the future your withdrawals could cost even more. Without tax diversification youre putting all your eggs in one (taxed) basket. A 401(k) can get you started but it wont get you all the way there" @FranWalsh73 on X 2025-07-26 12:01:14 UTC 4287 followers, XXX engagements