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![FranWalsh73 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::515984611.png) Fran Walsh [@FranWalsh73](/creator/twitter/FranWalsh73) on x 4279 followers
Created: 2025-07-23 14:03:01 UTC

Quite possibly the worst take I’ve seen on this app.

If you’re XX and can invest just $500/month for XX years, you could end up with ~$3.6M - while only contributing $300K total.

That’s the power of compound interest.

You don’t need to gamble to build wealth. You need patience and a plan.

And guess what? You'll continue making more money throughout your career and will likely want to invest more & more and the numbers get silly as one could imagine. 

Let's say you "gamble" from years 18-25 and end up with $X starting at XX. You're still young - so its not the end of the world. Then you go ahead and start with the $500/month.

At age 68? Now instead of $3.6M its $2.06M. XX% of a potential portfolio gone because of gambling instead of letting time work on your side.

![](https://pbs.twimg.com/media/GwjBfOLXUAENmGL.jpg)

XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1948021033249738952/c:line.svg)

**Related Topics**
[money](/topic/money)
[patience](/topic/patience)
[gamble](/topic/gamble)
[compound](/topic/compound)
[$300k](/topic/$300k)
[$36m](/topic/$36m)
[$500month](/topic/$500month)
[investment](/topic/investment)

[Post Link](https://x.com/FranWalsh73/status/1948021033249738952)