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![FranWalsh73 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::515984611.png) Fran Walsh [@FranWalsh73](/creator/twitter/FranWalsh73) on x 4289 followers
Created: 2025-07-26 12:01:16 UTC

Brokerage accounts are the most underrated retirement asset.

Why?
- No contribution limits
- Long-term capital gains = lower tax rates (0%, 15%, 20%)
- No early withdrawal penalties
- Great for pre-59½ retirement flexibility

Great for bridging the gap before you can touch retirement accounts


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**Related Topics**
[withdrawal](/topic/withdrawal)
[rates](/topic/rates)
[tax bracket](/topic/tax-bracket)
[capital gains](/topic/capital-gains)
[longterm](/topic/longterm)
[retirement](/topic/retirement)
[$fnv](/topic/$fnv)

[Post Link](https://x.com/FranWalsh73/status/1949077557220897111)