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# ![@melmoneygal Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::6822034654394106886.png) @melmoneygal Melinda Carrera

Melinda Carrera posts on TikTok about credit cards, diy, debt, finance the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/tiktok::6822034654394106886/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6822034654394106886/c:line/m:interactions.svg)

- X Week XXXXXX +12%
- X Month XXXXXX -XX%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::6822034654394106886/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6822034654394106886/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +21%
- X Months XX +1.30%
- X Year XXX +111%

### Followers: XXXXXX [#](/creator/tiktok::6822034654394106886/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6822034654394106886/c:line/m:followers.svg)

- X Week XXXXXX +0.04%
- X Month XXXXXX +0.25%
- X Months XXXXXX +5.20%
- X Year XXXXXX +15%

### CreatorRank: XXXXXXX [#](/creator/tiktok::6822034654394106886/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6822034654394106886/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::6822034654394106886/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[credit cards](/topic/credit-cards) #550, [diy](/topic/diy) 6.9%, [debt](/topic/debt) #1294, [finance](/topic/finance) 6.9%, [instead of](/topic/instead-of) 3.45%, [$ma](/topic/$ma) 3.45%, [money](/topic/money) 3.45%, [goldman sachs](/topic/goldman-sachs) 3.45%, [klarna](/topic/klarna) 3.45%, [applied](/topic/applied) XXXX%

**Top accounts mentioned or mentioned by**
[@bonitakt](/creator/undefined) [@li](/creator/undefined) [@user3142729888629](/creator/undefined) [@brenda](/creator/undefined) [@kammy](/creator/undefined) [@jeannie](/creator/undefined) [@ju](/creator/undefined)

**Top assets mentioned**
[Mastercard, Inc. (MA)](/topic/$ma) [Goldman Sachs (GS)](/topic/goldman-sachs) [Klarna Group (KLAR)](/topic/klarna) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts [#](/creator/tiktok::6822034654394106886/posts)
---
Top posts by engagements in the last XX hours

"Its good to increase existing credit lines instead of opening new credit lines that way you dont lower your average history. They typically dont add an inquiry to raise your credit line. ALWAYS CHECK WITH YOUR LENDER FIRST #credittips #credithacks #creditrepair #capitalone #creditscore #goodcredit #badcredit #creditline"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7205385116586298670) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-03-01T01:34Z 38.4K followers, 85.1K engagements


"Getting unauthorized inquiries off of your Experian. Give experian a call takes XX mins If they dont remove them call again. #Experian #creditrepair #fixcredit #credithelp #credittips #debtconsolidation #debt #inquiries #fico #creditscore #diycreditrepair #credit #equifax #transunion"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7214230146834779435) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-03-24T21:37Z 38.4K followers, 36.8K engagements


"Be careful wheb using affirm. Affirm has messed up so many peoples credit report and a lot of people dont read the fine print. Affirm can enter your credit report and if it does it goes on as a new account. #affrim #goodcredit #credit #badcredit #credittips #credithacks #creditrepair #creditscore #creditcard"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7345970692229287214) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-03-13T21:58Z 38.4K followers, 329.4K engagements


"Replying to @bonita_kt discover & amex do their own thing #finance #creditrepair #debt #credittips #credit #amex #discover"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7448017455374716206) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-12-13T21:51Z 38.4K followers, 408.2K engagements


"Experian inquiry removal step by step #experian #diy #dispute #creditrepair #hack"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7499583038599204139) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-05-01T20:53Z 38.4K followers, 11.4K engagements


"Easy and quick platform for those who want to do credit repair with guidance #creditrepair #creditscoreiq #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7522946742275312926) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-07-03T19:55Z 38.4K followers, 4810 engagements


"Securing a credit card with your own money to build credit is an old traditional banking way. Save your money and build credit in better ways Cred.Ai is even great if you have BAD credit. #creditrepair #credithelp #credittip #credit #interest #banking #buildcredit #creditrepair #collections #businesstips"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7224641981069167914) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-04-21T23:00Z 38.4K followers, 1.2M engagements


"Fix your credit yourself just like the credit experts w/ creditscoreiq #creditscore #credit #credittips #goodcredit #diy"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7405700089198497067) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-08-21T20:58Z 38.4K followers, 257.6K engagements


"Update with the Apple Card. Changes coming soon #apple #goldmansachs #chase #credit #creditrepair"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7525673684040699167) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-07-11T04:17Z 38.4K followers, 209.5K engagements


"Klarna Afterpay Affirm & more all reporting to credit bureaus by Fall 2025 #bnpl #afterpay #klarna #afterpay #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7540021026713832735) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-08-18T20:12Z 38.4K followers, 12.8K engagements


"Replying to @Li more on cred AI. People who applied in the beginning of april are now getting their results. Cred AI is a stepping stone card It is great for the FUTURE. Remember We are FORWARD THINKERS #credai #credit #creditrepair #diycreditrepair #collections #transunion #experian #equifax #credithacks #bestcreditcards"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7254264048743648555) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-07-10T18:49Z 38.4K followers, 47.1K engagements


"If you have been served or being sued for an unpaid debt then make sure to respond to the allegations. If you ignore it then you will lose the case + you will be charged more fees on top of the debt"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7293244597357268270) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-10-23T19:54Z 38.4K followers, 246.5K engagements


"Replying to @user3142729888629 if you are delinquent w/ discover they may summons you and or garnish your wages. #discover #amex #credit #credittips #creditcard"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7395375703505636651) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-07-25T01:14Z 38.4K followers, 238K engagements


"TransUnion data leak that affected XXX million ppl Check ur credit #transunion #credit #creditrepair #debt #creditscore"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7547819140908584223) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-09-08T20:33Z 38.4K followers, 32.1K engagements


"Replying to @Kammy dispute with Experian asap #finance #creditrepair #credittips #experian"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7462168360403537198) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-01-21T01:04Z 38.4K followers, 17.5K engagements


"Replying to @Jeannie Mccord use your Discover card or lose it #discover #creditrepair #finance #credittips #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7465917674778856750) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-01-31T03:34Z 38.4K followers, 14.7K engagements


"Your collection may not have to be paid check the banned list first #ftc #collections #creditrepair #creditscore #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7556014721372065054) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-09-30T22:36Z 38.4K followers, 4059 engagements


"The credit world is getting messy & could change affect you approvals #equifax #creditrepair #drama #credit #fico"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7559685031279594782) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-10-10T19:59Z 38.4K followers, 3584 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@melmoneygal Melinda Carrera

Melinda Carrera posts on TikTok about credit cards, diy, debt, finance the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.