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[@melmoneygal](/creator/tiktok/melmoneygal)
"If you have been served or being sued for an unpaid debt then make sure to respond to the allegations. If you ignore it then you will lose the case + you will be charged more fees on top of the debt"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7293244597357268270) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-10-23T19:54Z 38.4K followers, 247K engagements


"Update with the Apple Card. Changes coming soon #apple #goldmansachs #chase #credit #creditrepair"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7525673684040699167) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-07-11T04:17Z 38.4K followers, 209.9K engagements


"Klarna Afterpay Affirm & more all reporting to credit bureaus by Fall 2025 #bnpl #afterpay #klarna #afterpay #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7540021026713832735) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-08-18T20:12Z 38.4K followers, 12.8K engagements


"Securing a credit card with your own money to build credit is an old traditional banking way. Save your money and build credit in better ways Cred.Ai is even great if you have BAD credit. #creditrepair #credithelp #credittip #credit #interest #banking #buildcredit #creditrepair #collections #businesstips"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7224641981069167914) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-04-21T23:00Z 38.4K followers, 1.2M engagements


"Be careful wheb using affirm. Affirm has messed up so many peoples credit report and a lot of people dont read the fine print. Affirm can enter your credit report and if it does it goes on as a new account. #affrim #goodcredit #credit #badcredit #credittips #credithacks #creditrepair #creditscore #creditcard"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7345970692229287214) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-03-13T21:58Z 38.4K followers, 329.8K engagements


"Fix your credit yourself just like the credit experts w/ creditscoreiq #creditscore #credit #credittips #goodcredit #diy"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7405700089198497067) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-08-21T20:58Z 38.4K followers, 258.2K engagements


"Replying to @Kammy dispute with Experian asap #finance #creditrepair #credittips #experian"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7462168360403537198) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-01-21T01:04Z 38.4K followers, 17.5K engagements


"Build credit with credit unions to get access to larger lines of credit #credit #finances #creditrepair #debt"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7478548325445193006) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-03-06T04:27Z 38.4K followers, 14.9K engagements


"Experian inquiry removal step by step #experian #diy #dispute #creditrepair #hack"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7499583038599204139) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-05-01T20:53Z 38.4K followers, 11.6K engagements


"TransUnion data leak that affected XXX million ppl Check ur credit #transunion #credit #creditrepair #debt #creditscore"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7547819140908584223) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-09-08T20:33Z 38.4K followers, 32.2K engagements


"Its good to increase existing credit lines instead of opening new credit lines that way you dont lower your average history. They typically dont add an inquiry to raise your credit line. ALWAYS CHECK WITH YOUR LENDER FIRST #credittips #credithacks #creditrepair #capitalone #creditscore #goodcredit #badcredit #creditline"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7205385116586298670) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-03-01T01:34Z 38.4K followers, 85.1K engagements


"Getting unauthorized inquiries off of your Experian. Give experian a call takes XX mins If they dont remove them call again. #Experian #creditrepair #fixcredit #credithelp #credittips #debtconsolidation #debt #inquiries #fico #creditscore #diycreditrepair #credit #equifax #transunion"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7214230146834779435) [@melmoneygal](/creator/tiktok/melmoneygal) 2023-03-24T21:37Z 38.4K followers, 36.8K engagements


"Replying to @Brenda be very strategic when opening up new credit. Too much new credit can hurt you and damage your score. Not all credit is good credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7335185833009401131) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-02-13T20:27Z 38.4K followers, 15.3K engagements


"Replying to @user3142729888629 if you are delinquent w/ discover they may summons you and or garnish your wages. #discover #amex #credit #credittips #creditcard"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7395375703505636651) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-07-25T01:14Z 38.4K followers, 238.1K engagements


"Replying to @bonita_kt discover & amex do their own thing #finance #creditrepair #debt #credittips #credit #amex #discover"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7448017455374716206) [@melmoneygal](/creator/tiktok/melmoneygal) 2024-12-13T21:51Z 38.4K followers, 408.3K engagements


"Easy and quick platform for those who want to do credit repair with guidance #creditrepair #creditscoreiq #credit"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7522946742275312926) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-07-03T19:55Z 38.4K followers, 4812 engagements


"FICO & Vantage DO NOT mean anything. Just focus on your profile and you will be JUST FINE and youll get approved anywhere #credit #vantage #FICO #creditrepair"  
[TikTok Link](https://www.tiktok.com/@melmoneygal/video/7551198068943686942) [@melmoneygal](/creator/tiktok/melmoneygal) 2025-09-17T23:05Z 38.4K followers, 1500 engagements