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@vasilist Avatar @vasilist ClassicButcher

ClassicButcher posts on X about $upst, lending, fintech, trustpilot the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

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Mentions: XX #

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Followers: XXXXX #

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CreatorRank: XXXXXXXXX #

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Social Influence #

Social category influence finance cryptocurrencies stocks

Social topic influence $upst, lending, fintech, trustpilot, stocks, iren, $iren, #ai, rates, $upsts

Top assets mentioned Upstart Holdings, Inc. Common stock (UPST) Iris Energy Limited Ordinary Shares (IREN) Bitcoin (BTC) Hims & Hers Health, Inc. (HIMS) Lemonade, Inc. (LMND) The Root Network (ROOT) Nebius Group N.V. Class A Ordinary Shares (NBIS) Palantir (PLTR) TransMedics Group, Inc. Common Stock (TMDX) Oscar Health, Inc. (OSCR)

Top Social Posts #

Top posts by engagements in the last XX hours

"1. AI-Driven Lending Model Scaling Rapidly Upstarts cloud-based AI lending platform is its cornerstone offering faster and more accurate credit assessments than traditional FICO-based models. By evaluating non-traditional variables like education and employment history Upstart approves more borrowers at lower risk. In Q4 2024 the company facilitated $XXX billion in loans a XX% year-over-year increase with a loan conversion rate of XXXX% up from XXXX% the prior year. Notably XX% of loans are now approved autonomously showcasing the platforms scalability. X users @SpacBobby @HenryInvests"
@vasilist Avatar @vasilist on X 2025-07-21 08:57:03 UTC 1087 followers, XXX engagements

"5. Stock Price Volatility Short Squeeze or Overhyped Opendoors stock has been a rollercoaster with a recent XX% drop in April 2025 attributed to a potential hedge fund arbitrage play. The theory: XX million shares were shorted to push the stock below $X forcing it out of the Russell 2000 index by June XX 2025 triggering forced ETF sales (e.g. iShares Russell 2000s XX million shares). Shorts could cover post-rebalance potentially pushing the stock back to $2$3. Recent X posts show investor enthusiasm citing a XX% daily gain and XXX% recent rise fueled by Q1 2025 results and Q2 profitability"
@vasilist Avatar @vasilist on X 2025-07-19 10:28:06 UTC 1087 followers, XXX engagements

"6. The Carvana Comparison Aspirational or Delusional Opendoors turnaround is likened to Carvana which rebounded after aggressive cost-cutting and operational fixes. Opendoors layoffs debt refinancing and efficiency focus echo Carvanas playbook but the comparison is shaky. Carvana benefited from a unique used-car market dynamic while Opendoor faces a broader less predictable housing market. Claims of a 100x stock surge are hyperbolic ignoring Opendoors structural challenges and market dependence"
@vasilist Avatar @vasilist on X 2025-07-19 10:28:37 UTC 1087 followers, XXX engagements

"Investment Analysis for Iris Energy Limited ( $IREN ) Ticker: $IREN Current Stock Price: $XXXXX Market Cap: $4B Industry: AI Infrastructure and Bitcoin Mining Date: July XX 2025 --- Thesis Overview Iris Energy Limited ($IREN) operates renewable energy-powered data centers for Bitcoin mining and AI cloud services positioning it as a dual-revenue player in high-growth sectors. With 3GW of energy capacity $550M in recent funding and a growing AI segment IREN has strong potential but faces execution risks and crypto volatility. Compared to CoreWeaves AI infrastructure success IRENs lower"
@vasilist Avatar @vasilist on X 2025-07-20 16:52:26 UTC 1088 followers, 19.2K engagements

"$UPST Alert: Correction Ahead Following the Hype Upstart Holdings $UPST has surged to $XXXXX a XXX% gain over the past year driven by improving fundamentals expanding AI lending operations and a wave of social media-fueled enthusiasm. While Im encouraged by the companys growing strength Im also increasingly concerned that the recent hype cycle could spark a temporary but painful correction. As a long-term investor I sincerely hope Im wrong but the warning signs are flashing. ⚙ Improving Business But Fragile Sentiment Theres no denying that Upstarts fundamentals are getting stronger. Its"
@vasilist Avatar @vasilist on X 2025-07-24 08:18:16 UTC 1088 followers, 1904 engagements

"$UPSTs AI approves 2x more loans than FICO same risk lower rates. Auto & HELOCs up 5x & 6x YoY chasing a $3T market. At $6B market cap undervalued Trustpilots 4.9/5 screams customer loyalty. Growth investors time to bet 📈 #GrowthInvesting #AI 5/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:45:36 UTC 1087 followers, 1394 engagements

"What stocks have that 3X potential by Jan 2027 Let me go first 1) $UPST 2) $HIMS 3) $LMND 4) $ROOT *excluding biotech & crypto which ones leading the charge for you right now"
@vasilist Avatar @vasilist on X 2025-07-13 22:18:34 UTC 1086 followers, 1899 engagements

"Watchlist : notes on $NBIS - $IREN $NBIS excels in Al-focused infrastructure partnerships and sustainability while SIREN benefits from profitability dual revenue streams and low-cost power. $IREN's positive EPS gives it a financial edge but $NBIS's scale and cash reserves support larger ambitions. Both face negative FCF due to high capex but $NBIS's higher valuation and deeper losses raise greater concerns. $IREN's debt load is a risk while $NBIS's thin trading volume adds volatility. Both are well-positioned for Al market growth with $NBIS leveraging Nvidia partnerships and SIREN"
@vasilist Avatar @vasilist on X 2025-07-20 06:41:11 UTC 1088 followers, XXX engagements

"How $UPST Could Reach $XXX A Bullish Case for Upstart Holdings #Upstart Holdings has rapidly positioned itself as a fintech disruptor using AI to reshape the lending landscape. With shares up XXX% over the past year and now trading around $XXXXX (July 2025) some bullish investors are eyeing a moonshot to $XXX a potential XXX% surge. Whats fueling this bold target ➡ Surging Financial Efficiency (AI Day) ➡ Expanding Products + Partnerships ➡ Raving Trustpilot Reviews #UTPI (nsights from @HenryInvests ) Add in a hefty XX% short interest and fast-improving fundamentals and youve got the perfect"
@vasilist Avatar @vasilist on X 2025-07-21 08:54:14 UTC 1088 followers, 5355 engagements

"@bjmtweets The hype is already there naturally theres still room for both sides to evolve whether through further growth or contraction"
@vasilist Avatar @vasilist on X 2025-07-24 13:26:41 UTC 1088 followers, XXX engagements

"6. Risks to Consider Despite the optimism challenges remain. Upstarts stock is volatile with a XX% drop in 2022 and a 52-week range of $XXXXX to $XXXXX. Analysts maintain a consensus sell rating due to macroeconomic uncertainties and competition from SoFi and Affirm. The stocks 12.5x trailing revenue multiple is above its four-year average of 8.4x indicating some upside may be priced in. Additionally while Trustpilot reviews are strong negative BBB feedback highlights issues like transparency in payoff quotes and hardship assistance which could impact sentiment if not addressed. The Path to"
@vasilist Avatar @vasilist on X 2025-07-21 08:57:19 UTC 1087 followers, XXX engagements

"$UPSTs Trustpilot buzz is 🔥 54119 reviews 4.9/5 stars with XX reviews in one day (7/11/25 record) 📊 Users rave about easy loans & great service. Q2 XX review surge (+41% vs. Q1) signals booming activity. Is this AI lender winning hearts #GrowthStocks #Fintech 4/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:44:04 UTC 1086 followers, XXX engagements

"🚀 $UPST: From 12x IPO spike to -XX% crash Upstarts wild ride stunned Wall St 🤯 Analysts once clueless about its AI lending. Now XX% revenue growth booming auto/home loans & 4.9/5 Trustpilot reviews (54K+ votes) signal a fintech phoenix rising #GrowthStocks #AI #Fintech 1/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:39:07 UTC 1086 followers, 1409 engagements

"4. Housing Market Dependence A Double-Edged Sword Opendoors fortunes are tied to the housing market which has been stagnant since 2022 due to high interest rates. Homes now take months to sell and Opendoors $XXX billion inventory has depreciated at X% annually. The companys path to profitability assumes a market recovery potentially spurred by Federal Reserve rate cuts (23 expected in 2025 per some analysts). Lower rates could reduce holding costs shorten sales timelines and drive X% home price appreciation potentially adding $XXX million in profit to Opendoors balance sheet. This optimism is"
@vasilist Avatar @vasilist on X 2025-07-19 10:27:31 UTC 1088 followers, XXX engagements

"WK XX - 2025 Portfolio update YtD +30.31% 🟢 CAGR 10Y XX% Allocations $UPST XX% $HIMS XX% $LMND XX% $ROOT XXX% $PLTR XXX% $TMDX XXX% $OSCR XXX% #GrowthStocks #Investing #UTPI"
@vasilist Avatar @vasilist on X 2025-07-19 10:09:11 UTC 1086 followers, XXX engagements

"At $4.18B $IREN trades at 4.25.1x XX ARR attractive for a renewable-powered Bitcoin mining and AI infrastructure play with $150200M net cash convertible notes and a rapidly scaling pipeline. If IREN hits $1B ARR driven by #AI #Cloud and Bitcoin mining growth it could rerate toward 810x ARR implying significant upside"
@vasilist Avatar @vasilist on X 2025-07-22 18:57:47 UTC 1088 followers, 2902 engagements

"Before we begin please like 👍and repost 🔁this 🧵 if you find it interesting. This deep dive is comprehensive but omits some details for readability. Add more info in the comments below Your contributions are required"
@vasilist Avatar @vasilist on X 2025-07-21 08:55:56 UTC 1087 followers, XXX engagements

"$UPST IPOd at $XX soared to $XXX by Oct 202112x in XX months 🚀 Hailed as a fintech unicorn yet one analyst couldnt explain its AI model. 😅 Wall St hyped it but the crash hit hard. Trustpilot 4.9/5 then & now showing unwavering user love 2/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:40:29 UTC 1088 followers, XXX engagements

"Post-crash $UPST rebuilt stronger 💪 Q1 25: $213M revenue (+67%) $2.1B loans (+89%) XX% automation. Auto ($61M) & home loans ($41M) soaring. Trustpilots 54K+ reviews (4.9/5) praise fast funding & low rates. Cash-rich balance sheet shines 3/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:41:28 UTC 1088 followers, XXX engagements

"Risks Tariffs & slowdown could hit lending. But $UPSTs AI cash reserves & 54K+ Trustpilot reviews (4.9/5) signal long-term upside. 🔥#AIInvesting #Fintech 6/6"
@vasilist Avatar @vasilist on X 2025-07-16 13:47:10 UTC 1086 followers, XXX engagements