Upstart Holdings, Inc. (UPST)

Upstart's AI-driven lending platform is gaining traction with new product expansions into auto and home equity loans, while analysts debate its valuation multiples amidst macro concerns.

About Upstart Holdings, Inc.

Upstart Holdings, Inc. is a financial technology company specializing in AI-powered lending.
Upstart Holdings, Inc. uses the ticker $UPST for trading. Listed in the Stocks category within the Financial Services sectors.

Insights

Upstart Holdings, Inc. (UPST) trading volume is up 150.61% from the previous week.
Upstart Holdings, Inc. (UPST) social dominance is up 87.9% from the previous week.
Upstart Holdings, Inc. (UPST) sentiment is up 33.33% from the previous week.
Upstart Holdings, Inc. (UPST) creators is up 85.24% from the previous week.
Upstart Holdings, Inc. (UPST) engagements is up 145.07% from the previous week.
Upstart Holdings, Inc. (UPST) mentions is up 110.54% from the previous week.
Upstart Holdings, Inc. (UPST) posts created is up 203.14% from the previous week.

Price: $30.70

Price 24-Hour Time-Series Raw Data
The stock price is experiencing downward pressure due to an EPS miss and CEO transition, leading to mixed analyst sentiment and concerns about 'quality of earnings' over growth, despite a revenue beat.

24-Hour: 2.72% 7-Day: -19.75% 30-Day: -36.24%

1-Year High: $86.90 on 2025-02-18
1-Year Low: $30.20 on 2026-02-12

AltRank: [---]

AltRank Line Chart
AltRank 24-Hour Time-Series Raw Data
Upstart Holdings, Inc. (UPST) is currently AltRank #289 based on combined combined social and market metrics Daily Average: [---]
[--] Week: [---] +15
[--] Month: [---] +114
[--] Months: [---] +65
[--] Year: [---] +75
1-Year High: [-----] on 2025-07-13
1-Year Low: [--] on 2025-04-05

Galaxy Score: [-----]

Galaxy Score Line Chart
Galaxy Score 24-Hour Time-Series Raw Data
Current Value: [-----]
Daily Average: [--]
[--] Week: [--] [---]
[--] Month: [--] +11
[--] Months: [--] +2
[--] Year: [--] +9
1-Year High: [--] on 2025-05-02
1-Year Low: [--] on 2025-03-18

Engagements: [------] (24h)

Engagements Line Chart
Engagements 24-Hour Time-Series Raw Data
Current Value: [------]
Daily Average: [-------]
[--] Week: [---------] +145%
[--] Month: [---------] +76%
[--] Months: [----------] -20%
[--] Year: [----------] -15%
1-Year High: [---------] on 2025-11-04
1-Year Low: [---] on 2026-02-16

Engagements by network (24h): Instagram: [--] Reddit: [--] News: [--] TikTok: [---] X: [------] YouTube: [---]

Mentions: [---] (24h)

Mentions Line Chart
Mentions 24-Hour Time-Series Raw Data
Current Value: [---]
Daily Average: [---]
[--] Week: [-----] +111%
[--] Month: [-----] +14%
[--] Months: [------] -10%
[--] Year: [------] -11%
1-Year High: [-----] on 2025-06-27
1-Year Low: [---] on 2025-12-07

Mentions by network (24h): Instagram: [--] Reddit: [--] News: [--] TikTok: [--] X: [---] YouTube: [--]

Creators: [---] (24h)

Creators Line Chart
Creators 24-Hour Time-Series Raw Data
[---] unique social accounts have posts mentioning Upstart Holdings, Inc. (UPST) in the last [--] hours which is down 28% from [---] in the previous [--] hours Daily Average: [---]
[--] Week: [---] +85%
[--] Month: [-----] -4%
[--] Months: [-----] -13%
[--] Year: [------] +23%
1-Year High: [-----] on 2025-06-27
1-Year Low: [--] on 2025-04-19

The most influential creators that mention Upstart Holdings, Inc. in the last [--] hours

Creator	Rank	Followers	Posts	Engagements
@goddreng10	[--]	[---]	[--]	[-----]
@Gubloinvestor	[--]	[------]	[--]	[-----]
@nEiOjy2SNTezw1O	[--]	[-----]	[--]	[-----]
@jwat_5	[--]	[---]	[--]	[-----]
@AmeliaVilla	[--]	[--]	[--]	[-----]
@zhangtaoSG	[--]	[-----]	[--]	[---]
@TerpsTrader1	[--]	[-----]	[--]	[---]
@eWhispers	[--]	[-------]	[--]	[---]
@macro_guru	[--]	[---]	[--]	[---]
@zoozai_invest	[--]	[---]	[--]	[---]

Sentiment: 76%

Sentiment Line Chart
Sentiment 24-Hour Time-Series Raw Data
Current Value: 76%
Daily Average: 76%
[--] Week: 100% +25%
[--] Month: 72% -4%
[--] Months: 72% -15%
[--] Year: 72% -19%
1-Year High: 97% on 2025-06-28
1-Year Low: 21% on 2025-03-11

Most Supportive Themes:

AI Advancements and Partnerships: (40%) Upstart's innovative use of artificial intelligence in its lending processes and its strategic collaborations are viewed favorably by the market.
Financial Stability and Growth: (30%) The company's partnerships and secured financial backing are seen as key drivers for its sustained growth and operational stability.
Long-Term Potential and Leadership Vision: (20%) There is optimism surrounding Upstart's future growth prospects, underpinned by confidence in its strategic direction and leadership.

Most Critical Themes:

Interest Rate Hike Concerns: (10%) Potential increases in interest rates present a significant risk to Upstart's core lending business model.

Social Dominance: 0.038%

Social Dominance Line Chart
Social Dominance 24-Hour Time-Series Raw Data
Current Value: 0.038%
Daily Average: 0.066%
[--] Week: 0.112% +0.052%
[--] Month: 0.065% +0.03%
[--] Months: 0.065% -0.034%
[--] Year: 0.065% -0.246%
1-Year High: 0.273% on 2025-02-17
1-Year Low: 0.023% on 2025-10-29

Market Dominance: 0.00343%

Market Dominance Line Chart
Market Dominance 24-Hour Time-Series Raw Data
Current Value: 0.00343%
Daily Average: 0%
1-Year High: 0.173% on 2025-03-20
1-Year Low: 0.00343% on 2026-02-15

Market Cap: $3,026,170,977

Market Cap Line Chart
Market Cap 24-Hour Time-Series Raw Data
Current Value: $3,026,170,977
Daily Average: $5,178,650,485
[--] Week: $3,030,093,428 -19%
[--] Month: $3,008,519,948 -36%
[--] Months: $3,008,519,948 -51%
[--] Year: $3,008,519,948 -61%
1-Year High: $8,142,548,442 on 2025-02-18
1-Year Low: $2,960,469,922 on 2026-02-12

Top Upstart Holdings, Inc. Social Posts

Top posts by engagements in the last [--] hours

Showing a maximum of [--] top social posts without a LunarCrush subscription.

"3 [--] 28+ $NVDA $AMD $AVGO $MRVL $TSM $AMAT $LRCX $KLAC $INTC $MSFT $GOOGL $AMZN $PLTR $CEG $VRT $BTC $MSTR $GLD $TSLA $ISRG $FANUY $SOFI $UPST End V-FITS AI Cash Flow Engine https://twitter.com/i/web/status/2023404357346288081 https://twitter.com/i/web/status/2023404357346288081"
X Link @VoxVex000 2026-02-16T14:29Z [----] followers, [---] engagements

"Yup it's all there. I totally agree and I wrote this that having all losses realized requires a "black swan" case. Nevertheless I like understanding a business thoroughly even the less probable scenarios. $UPST could earn on these arrangements only if loans outperform from the initial prediction. Given that in the past few years predictions were inline with outcomes - I'd not expect big returns. (not an accountant not a man )"
X Link @zoozai_invest 2026-02-16T08:42Z [---] followers, [---] engagements

"$UPST While the valuation multiples contraction now are macro related there are things $UPST can do to expand back. The balance sheet needs multi year forward flow agreements for the R&D loans rather than one off sales. They will be seen like annual funding subscriptions. P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb [----]. https://t.co/xK0CbiEzNb P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb [----]. https://t.co/xK0CbiEzNb"
X Link @CaptTweetz 2026-02-16T06:53Z [----] followers, [----] engagements

"P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb 2026"
X Link @CaptTweetz 2026-02-16T06:13Z [----] followers, [----] engagements

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