@macro_guru Avatar @macro_guru Macro Guru

Macro Guru posts on X about $upst, ceo, ai, balance sheet the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

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Social Influence

Social category influence stocks 88.12% finance 37.62% technology brands 6.93% cryptocurrencies 3.96% financial services 0.99% social networks 0.99% countries 0.99%

Social topic influence $upst #6, ceo 12.87%, ai 8.91%, balance sheet 8.91%, products 5.94%, shorts 5.94%, fintech 4.95%, biz 4.95%, growth 4.95%, strong 3.96%

Top accounts mentioned or mentioned by @davegirouard @upstart @jriz2024 @goddreng10 @paulxgu @qvintan97 @boon2168 @kshriramsharma @anishkhanna16 @henryinvests @thestockfather5 @ledc0f2ix397670 @upstarts @owlstreetcan @serenitycap8 @waterpolojoe @playsmart9 @breakdncrd @theronnievshow @elonfanboy77

Top assets mentioned Upstart Holdings, Inc. (UPST) ZetaChain (ZETA) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) RAI Finance (SOFI) Salesforce Inc (CRM) PayPal Holdings Inc (PYPL) Costco Wholesale Corporation (COST) CME Group Inc (CME)

Top Social Posts

Top posts by engagements in the last [--] hours

"$UPST earnings = judgment day. Still using debt & shareholder cash to prop up loan volume Market bolts. Only upside: loan book flushed revenue & earnings crush"
X Link 2026-01-31T20:35Z [---] followers, [---] engagements

"Has $UPST CEO @davegirouard overhyped expectations going into the Feb [--] Q425 earnings callmemes amazing team and all this [----] transformation year talk Where does real sentiment stand #Upstart #FinTech"
X Link 2026-01-31T23:24Z [---] followers, [----] engagements

"Ignore buybacks all you wantbut if $UPST taps even a fraction of its $222M authorization shorts are exposed. Sub-$1B balance-sheet loans + any repurchase = squeeze risk.@davegirouard"
X Link 2026-02-01T14:39Z [---] followers, [----] engagements

"When @DaveGirouard calls [----] the year of Upstart pay attentionit means big things. He's eyeing $UPST after [--] straight months of declines. Buckle up: [--] months of nonstop gains ahead no looking back"
X Link 2026-02-01T15:08Z [---] followers, [----] engagements

"Keeping politics asidelove @davegirouard CEO energy. In the Q2 [--] chaos inflation rate hikes rising defaults he owned it "got our clock cleaned then exec: cost cuts committed capital funding better AI risk & diversification into auto & small biz. Elite leadership. $UPST"
X Link 2026-02-02T12:13Z [---] followers, [----] engagements

"@boon2168 @davegirouard Yes $UPST market cap is heading to $20B soonjust like we've seen with $SOFI. But Upstart's got even more potential and faster growth so we'll hit it quicker. Mark my words"
X Link 2026-02-02T14:08Z [---] followers, [---] engagements

"All we need is just [--] business days for $UPST to hit $80. We'll get there soonstay tuned"
X Link 2026-02-02T15:29Z [---] followers, [----] engagements

"@JRiz2024 @davegirouard No need to apologize everyone has a stake in Upstart's success Totally agree: Dave didn't grasp how BS loans impact the biz & stock price. If we hadn't increased them in Q3 worst case we'd be trading 60-70. Eliminate them entirely Stock hits [---] easy. Dave gets it now. $UPST"
X Link 2026-02-02T16:44Z [---] followers, [---] engagements

"I'm sure @upstart's Dave @davegirouard is watching. $PYPL PayPal's stock has lagged under Chriss's watchand in CEO land execution often boils down to one metric: stock performance. $UPST #UPSTART"
X Link 2026-02-03T13:46Z [---] followers, [----] engagements

"@Qvintan97 @Upstart @davegirouard Haha fair point. But with PayPal replacing Chriss today amid stock struggles maybe Daves running a very different playbook at Upstart. Markets are ruthlesstime will tell. $UPST $PYP"
X Link 2026-02-03T14:07Z [---] followers, [---] engagements

"$UPST @davegirouard is betting big on a comeback. Confidence turned up moves getting bolderhes clearly gunning to win back trust and flip shareholder value. Talk is loud conviction louder. Only days left to see if this swagger delivers or gets tested. 🍿🔥"
X Link 2026-02-04T13:42Z [---] followers, [----] engagements

"Don't sweat $UPST's drop from 80s to 40sit's just noise. Real upside: Catalysts like BS loans & rapid growth in diversified products. Once they hit this solid biz re-rates fast. Eyeing 2026-27: Loan volumes 2x $6 EPS Realistic not hype. #UPST #Investing @davegirouard"
X Link 2026-02-04T20:34Z [---] followers, [----] engagements

"$UPST: Job cuts dont weaken usthey sharpen us. More efficiency ahead. Defaults may rise in theory but we already proved we can handle peak-rate stress without major loan value hits. Net positive. Full stop. #Upstart #FinTech @davegirouard"
X Link 2026-02-05T13:18Z [---] followers, [----] engagements

"Calling $UPST dead at -60% is lazy. This is AI lending at scale: 91M data points 91% automation 2.2x FICO. 100+ banks. $50B+ originated. Auto exploding (+87% QoQ) HELOC +9x YoY. Q325 rev +71% $32M net income. $4T TAM real moat. Upside still massive. @davegirouard"
X Link 2026-02-05T20:13Z [---] followers, [----] engagements

"$UPST numbers dont lie: Fwd P/E [----] P/S [---] P/FCF [----]. Thats value stock pricing for a company flipping back into growth. Re-rating loading 🔥"
X Link 2026-02-06T12:43Z [---] followers, [----] engagements

"$UPST: Post-macro selloff we're bouncing back strong If momentum holds next week that 200-day MA at $55.06 could be in sight fast. It's just a matter of timebalance sheet loans reduction multi-product growth and loan volumes surging with more interest rate cuts ahead"
X Link 2026-02-06T20:27Z [---] followers, [----] engagements

"27% short interest 👀Real balance-sheet cleanup PLAN + new products + bold [----] volume/revenue guide = $60 EOW in play for $UPST. Totally doable. @DaveGirouard is locked in on making [----] the breakout year. Doubt vision pay the price. Feb [--] earnings = shock risk ⚡"
X Link 2026-02-07T12:47Z [---] followers, [----] engagements

"Upstart ( $UPST ) is about to rip the shorts' faces off on February 10th. With explosive loan volume growth it won't look back in [----] If you're short cover ASAP before you're caught off guard @Upstart"
X Link 2026-02-08T22:24Z [---] followers, [----] engagements

"$PGY drops the bomb 💣: cut high-risk loans late Q4 amid chaos. Q126 volumes took a hitbut if skies clear growth rips. Sound familiar $UPST did this in Q3 w/ AI tweaks. UMI below avg since Q3 + reviews screaming volume surge. $UPST primed to BLAST 🚀"
X Link 2026-02-09T13:28Z [---] followers, [----] engagements

"$UPST isnt playing the same game as $PGY. 2500+ variables. 98M repayment events every month. 92% full automation. Approves almost 2x the borrowers vs FICO with better risk separation. Transparent AI models (unlike $PGY's black box). Thats a structural edge"
X Link 2026-02-09T15:07Z [---] followers, [----] engagements

"$PGY trimmed out of fear called it deliberate. $UPST data says opposite. 📉 UMI peaked Q3 [--] down all Q4 Dec [----] (-4.8% m/m) defaults below avg Falling UMI = cleaner credit easier approvals higher volumes into [--]. Auto + HELOC + funding diversification = upside"
X Link 2026-02-09T17:45Z [---] followers, [----] engagements

"$UPST: Technicals follow fundamentals. Revenue/profit explosion + higher [--] guide + BS loan clarity = strong setup. Sitting out = paying massive opp cost. Tomorrow could be fireworks. Don't get left behind. Pick whichever vibe fits your style @Upstart https://x.com/MostroGrowth/status/2020865720372846955 $UPST is sitting again in a smart money area. My concern is that it doesnt bounce with strength and ends up losing support especially since this level has held the declines before. Im staying on the sidelines and waiting. 👀 https://t.co/7wgGnFzpYF"
X Link 2026-02-09T21:18Z [---] followers, [----] engagements

"$UPST is at a moment of truth today. @davegirouard & team know it. Retail knows it. The setup is simple: execute deliver value win trust. And if the stock dips Daves loading up again Mar [--]. @paulxgu too. Founders buy. Longs relax. @Upstart"
X Link 2026-02-10T12:01Z [---] followers, [----] engagements

"Upstart shorts were sensing something big coming tonightthey were desperately looking for shelter. Not anymore after tonight's ER drops. $UPST"
X Link 2026-02-10T14:52Z [---] followers, [----] engagements

"$UPST call buyers piling inanother bullish signal Stock's artificially depressed by heavy shorts but biz fundamentals are crushing it way beyond the price. FCF poised to smash [----] highs. Time to load up https://x.com/FL0WG0D/status/2021238248727580880 $UPST - $320K Call buyer https://t.co/hQQqiS2bET https://x.com/FL0WG0D/status/2021238248727580880 $UPST - $320K Call buyer https://t.co/hQQqiS2bET"
X Link 2026-02-10T15:05Z [---] followers, [----] engagements

"What if Upstart announces a buyback of the remaining authorized $200M today plus balance sheet cleanup and guidance way higher than anyone expected $UPST thoughts"
X Link 2026-02-10T19:19Z [---] followers, [----] engagements

"@Qvintan97 $upst mgmt has to face reality: last [--] years have been rough while the S&P [---] is up 100%. That pain is real. Dave knows itwhy else keep pointing to [----] as the year of Upstart"
X Link 2026-02-10T19:39Z [---] followers, [---] engagements

"Lets be real: $UPST investors have treaded water for [--] years while the S&P ripped 100%. @davegirouard knows the frustrationwhy else keep pointing to [----] as Upstarts reset year Earnings in [--] hour. Buckle up"
X Link 2026-02-10T19:42Z [---] followers, [----] engagements

"@goddreng10 I'm confident BS loans have been reduced recently but it's not looking like a blanket reduction for all to some extent"
X Link 2026-02-10T20:29Z [---] followers, [---] engagements

"Dave @davegirouard memes & words are fun but prove [----] is Upstart's breakout year with real action Deliver killer numbers crush those shorts and slash the BS loans like you promised $UPST"
X Link 2026-02-10T20:47Z [---] followers, [---] engagements

"Paul Gu @paulxgu to become Upstart $UPST CEO May 1"
X Link 2026-02-10T21:11Z [---] followers, [----] engagements

"$UPST loan book hit $1.3B in Q3 [--] (+52.5% vs early 25). Then mgmt flipped the script: 20% QoQ reduction in Q4 [--] $1B. Balance sheet discipline is already showing up"
X Link 2026-02-10T21:16Z [---] followers, [----] engagements

"$UPST guides: FY [----] total revenue: $1.4 billion. FY [----] revenue from fees: $1.3 billion. FY [----] adjusted EBITDA margin: 21%. 2025-2028 total revenue CAGR: 35%. Terminal adjusted EBITDA margin: 25%"
X Link 2026-02-10T21:24Z [---] followers, [---] engagements

"Upstart's CFO Sanjay Datta is transitioning outjust like CEO Dave Girouard. Big leadership shakeup at $UPST"
X Link 2026-02-10T21:26Z [---] followers, [----] engagements

"Upstart's big pivot: Ditching quarterly guidance for annual updates starting [----] all to sharpen that long-term vision $UPST"
X Link 2026-02-10T21:29Z [---] followers, [---] engagements

"Upstart's Contribution Profit hits $141M with 53% margindown from 61% in Q4 '24. Mgmt got questions $UPST"
X Link 2026-02-10T21:30Z [---] followers, [---] engagements

"$UPST just delivered [--] growth in auto + home loan originations. This isnt just personal loans anymore"
X Link 2026-02-10T21:35Z [---] followers, [----] engagements

"Sanjay Datta has been named President and Chief Capital Officer. A new CFO (Andrea Blankmeyer) will join in March while Sanjay transitions out of the CFO role. $UPST"
X Link 2026-02-10T21:42Z [---] followers, [---] engagements

"$UPST says: Models [--] & [--] level up: deeper neural nets sharper macro signals smarter intermediate behavior predictions and faster adaptation to economic + borrower shifts. Risk forecasting gets tighter ✅ Approvals rise at same risk ✅ Thrives in volatility ✅"
X Link 2026-02-10T21:49Z [---] followers, [---] engagements

"$UPST New CFO alert: Andrea Blankmeyer stepping in March from Cityblock Health (CFO since 2020). Bonus: She was VP Finance at $SOFI earlier in her career Fintech connections strengthening Let's go $UPST"
X Link 2026-02-10T21:52Z [---] followers, [---] engagements

"Upstart CEO $UPST Dave: balance sheet loans will drop in the coming quarters not rise. 📉"
X Link 2026-02-10T21:58Z [---] followers, [----] engagements

"Upstarts macro signals: UMI steady at 1.41.5 and thats before any potential interest rate cuts. 📊 $UPST"
X Link 2026-02-10T22:04Z [---] followers, [---] engagements

"$UPST Q425: [------] loans originated (+86% YoY) Conversion rate 19.4% (up from 18% Q424) Total origination volume $3.2B (+52% YoY) 💥"
X Link 2026-02-10T22:17Z [---] followers, [---] engagements

"Upstart drops last months transaction volume every 3rd. 📊 $UPST"
X Link 2026-02-10T22:19Z [---] followers, [---] engagements

"$UPST CEO: Zero balance sheet = nice. Reality: we fund R&D loans to keep our products top-notch for partners"
X Link 2026-02-10T22:29Z [---] followers, [---] engagements

"$UPST: Dave Girouard @davegirouard will stay on as Executive Chairman of the Board and act as a special advisor to the CEO & leadership team"
X Link 2026-02-10T22:41Z [---] followers, [---] engagements

"End of $UPST earnings call vibes from CEO Dave: "With respect to the investor community I feel more than ever that those who stay will be champions.""
X Link 2026-02-10T22:46Z [---] followers, [----] engagements

"$UPST Mr. Market is finally digesting the growth story. Prime secured loans hitting 40% growth in [----] with a 35% 3-year CAGR & 25% EBIT margins. 📈 Once the market syncs with these numbers were seeing $60 in the coming days. $100$110 by EOY is the real target. 🚀"
X Link 2026-02-11T01:23Z [---] followers, [----] engagements

"$UPST: Mgmt crushed Qrev guidance BS risk expect. smashed. New leaders hustling for biz gaining per loan share.Slight snag: CAC up margins squeezed. But efficiency rising w/ product diversity.Stock digesting surprises & mgmt shifts but long-term . Bullish PT $100"
X Link 2026-02-11T13:33Z [---] followers, [----] engagements

"Even if Upstart ( $UPST ) is down a bit in premarket mark my words: it'll surge as volume ramps up and close with solid gains. That report Nothing but positiveszero red flags"
X Link 2026-02-11T13:41Z [---] followers, [----] engagements

"Needham Reiterates Buy on Upstart Hldgs Maintains $56 Price Target $UPST"
X Link 2026-02-11T13:49Z [---] followers, [---] engagements

"To those holding $UPST from higher levels: you bought a real business the market just hasnt priced it right yet.Dont fold now. Sell when your target hits.With 35% CAGR projected over the next [--] years why walk away before the compounding shows up 🚀"
X Link 2026-02-11T14:16Z [---] followers, [----] engagements

"A sharp drop in Upstart is better than a slow bleed . We've hit bottomER was all green lights. It'll show in the price soon if not today. $UPST poised to rocket way higher than anyone expects"
X Link 2026-02-11T15:58Z [---] followers, [---] engagements

"@OwlStreetCan Contribution Margin: This is expected and intentional due to [--] dynamics both of which we're actually excited about. First we have grown rapidly in secured products and prime borrowers segments which come with lower take rates but dramatically larger market sizes"
X Link 2026-02-11T19:21Z [---] followers, [---] engagements

"@kshriramsharma do you think it will come back its sad man"
X Link 2026-02-11T20:37Z [---] followers, [--] engagements

"$UPST down 50% earnings delivered guidance clear And the stock still tanks Now the narrative is slight contribution margin dip which mgmt pre-announced and funding concerns after signing [--] new partners for [----] This isnt analysis. Its emotional trading"
X Link 2026-02-12T12:09Z [---] followers, [----] engagements

"$UPST Margin pressure isnt weakness its strategy. Theyre spending to build brand and lock in loyal borrowers. Pauls analogy was perfect: Costco vs. Whole Foods. Win on scale. Win on loyalty. Margins follow"
X Link 2026-02-12T12:13Z [---] followers, [----] engagements

"$UPST: Shorts stacking up on a telegraphed margin dip & CEO switch Weak thesis One insider scoop-up or tiny buyback drop and BOOMnarrative shreds"
X Link 2026-02-12T15:00Z [---] followers, [---] engagements

"Post- $UPST Q4 '25 earnings (Feb [--] 2026): Wall Street consensus avg target at $50$55. That's 6080% upside from current levels"
X Link 2026-02-13T15:05Z [---] followers, [---] engagements

"@AnishKhanna16 Tagged $UPST mgmt @davegirouard @paulxgu yesterday down 50%+ in weeks and we needed support. Now the downgrades roll in after a 5060% collapse Completely useless. Where were these analysts before the crash"
X Link 2026-02-13T16:10Z [---] followers, [---] engagements

"Many analysts modeling $UPST take rate collapsing to 4% from 8.3% in [--] for [----]. Theyre NOT walking away from high-margin personal loans (8% take rate). After the secured ramp blended take rate likely settles 8% And no they dont need 2x loan volume to hit [--] EPS"
X Link 2026-02-13T17:15Z [---] followers, [---] engagements

"Big funding news for $UPST: 70% of Q4 auto & home loans funded by [--] partners + [--] more signed for [----]. 5x growth in each vertical last year. Breakout ahead"
X Link 2026-02-10T21:38Z [---] followers, [---] engagements

"BTIGs Vincent Caintic: Funding is the key risk but if $UPST executes the upside is meaningful. Translation: Nail the funding unlock the rocket. 🚀 Bullish potential is thereexecution is everything"
X Link 2026-02-13T14:02Z [---] followers, [---] engagements

"@Serenity_cap8 @davegirouard @paulxgu @Upstart No Upstarts [----] $400M share buyback was largely underutilized before active repurchases stopped with only $178M utilized during the year leaving a significant portion of the program unused"
X Link 2026-02-10T19:14Z [---] followers, [--] engagements

"A small rate cut = big refi wave. 🔥 Thats major upside for $UPST volumes could beat even conservative guidance. Banks are lining up for these secured loans. If refis pop this moves fast. 🚀"
X Link 2026-02-13T15:44Z [---] followers, [----] engagements

"$UPST forward P/E projected at [----] on estimated EPS of $3.00. Extreme value play with 35% CAGR growth even if you take it off"
X Link 2026-02-11T20:20Z [---] followers, [----] engagements

"Fed cut in May/June (83% odds for June per CME Group FedWatch) Personal loan demand 🚀 $UPST still heavy in personal loans 8.3% take rate. EPS est without rate cut: 26: $2.27 27: $3.20 $31 = 9.7x 26E lowest since IPO. Rare opportunity"
X Link 2026-02-15T13:30Z [---] followers, [---] engagements

"After crushing it on BS loans leadership changes and 5x growth in non-personnel products $UPST stock barely budgesjust sitting flat. What a pity. 😬📉"
X Link 2026-02-10T22:51Z [---] followers, [----] engagements

"Upstart ( $UPST) in the grip of shorts right now. Stay calm hold steadydon't panic"
X Link 2026-02-11T14:48Z [---] followers, [----] engagements

"Goldman Sachs upgrades Upstart Holdings $UPST"
X Link 2026-02-11T16:13Z [---] followers, [----] engagements

"$UPST comeback is tangible. FY2026 revenue guide: $1.4B higher than [--] when the stock ran near $390. [----] FCF: $153M 🚀 [----] Adj. EBITDA: $230M. If momentum continues +$150M FCF in [----] is achievable. Repeat borrowers rising. Stronger foundation than 2021"
X Link 2026-02-16T15:45Z [---] followers, [---] engagements

"@waterpolojoe BNPL is often described as similar to credit cards in theory (providing short-term financing) with some BNPL services evolving toward revolving-like features"
X Link 2026-01-27T20:49Z [---] followers, [---] engagements

"$UPST priced like [----] is deadflat/negative rev & EPS baked in ahead of Feb [--]. Reality check: Bull analysts see rev 40% + 64% EPS growth in [--] beat potential sticky new products and balance-sheet cleanup. Thats textbook short-squeeze fuel. Shorts getting nervous yet 👀"
X Link 2026-01-28T14:54Z [---] followers, [----] engagements

"Markets missing it: $UPST isnt priced for the next leg of lending growth. Rate hikes are finished cuts are inevitable and demand is sitting on the sidelines. When that dam breakslikely H226 after the Fed chair changevolumes could look very different"
X Link 2026-01-28T15:27Z [---] followers, [---] engagements

"Hard to believe $UPST is trading this lowjust [--] months ago it felt unthinkable. Managements stubborn refusal to listen to the Street is the core issue. Hope they finally learn from the balance sheet loan mess. Investors hate added risk when the whole model is AI matchmaking"
X Link 2026-01-28T16:28Z [---] followers, [----] engagements

"@JRiz2024 As retail investors what else can we realistically do here A huge chunk of my portfolio is tied to this one stock. CEO isnt listening to the Street at allseems way more focused on memes than actual business fundamentals. Feeling stuck unfortunately"
X Link 2026-01-28T16:39Z [---] followers, [---] engagements

"Markets asleep. $UPST trades 18x fwd EPS after putting up 63% revenue growth in [----]. The anchor Loans sitting on the balance sheet. One clean move $500M buyback and this stock rips past $100 and doesnt look back as long as growth stays intact"
X Link 2026-01-28T19:48Z [---] followers, [----] engagements

"@JRiz2024 @davegirouard @Upstart @HenryInvests The problem isnt the calendar its the engine. Deliver dont delay. $UPST"
X Link 2026-01-28T23:13Z [---] followers, [---] engagements

"@HenryInvests @playsmart9 Im not really a buyback fan. With $UPST Id rather see product diversification crush volatility and scare off shorts. Strong growth does the rest. Tiny buybacks to keep them in check Sure. Go all-in Pass"
X Link 2026-01-29T13:13Z [---] followers, [---] engagements

"When a stock like $UPST is clearly worth far more than its price$178M FCF est. for [----] basically a cash-printing machinebut still bleeds daily weekly monthly whats the move You dont panic. You load up. Patience + conviction = early retirement type money. 💰🔥#UPST"
X Link 2026-01-29T13:22Z [---] followers, [----] engagements

"It's depressing to see $UPST plummet over 50% in just [--] months. Fundamentals remain solid. Management is laser-focused on [----] as the year of dramatic transformation. Stay strong and hold those shares #Upstart #Investing"
X Link 2026-01-29T16:10Z [---] followers, [----] engagements

"If $UPST mgmt had listened to the Street on how ramping up loans spikes risk we'd be trading in the 60s by noweven with uncooperative macros and other fintechs tanking. But nah they're too stubborn. #Investing #Fintech"
X Link 2026-01-29T19:39Z [---] followers, [---] engagements

"The worst decision investors can make Falling in love with a $UPST stock. You ignore red flags like stubborn management refusing to adapt. Held $UPST for [--] full years and walked away with a -39% return"
X Link 2026-01-29T20:44Z [---] followers, [--] engagements

"Retail watching $UPST reviews. Smart money watching the balance sheet. This isnt a revenue or EPS tradeits an AI platform trade. Portfolio loans = punishment. Remove them = upside. End of story"
X Link 2026-01-30T13:21Z [---] followers, [---] engagements

"Hey @Upstart $UPST when revenue growth depends on debt and dilution its not innovation. AI buzz cant mask it. Smart money knows. Wall Street doesnt reward even marginal growth funded internally"
X Link 2026-01-30T13:58Z [---] followers, [---] engagements

"Wall Street ahead of earnings: @upstart stop punishing shareholders. Holding loans and diluting equity isnt leadershipits avoidance. Change course or expect consequences on Feb [--]. $UPST"
X Link 2026-01-30T15:16Z [---] followers, [---] engagements

"Upstart flipped twice since [--] on holding loansdilution & debt only. Now a recurring credit product Funding still the same mess. $UPST #FinTech #Investing"
X Link 2026-01-30T17:44Z [---] followers, [---] engagements

"@TheStockFather5 No flip herestill long $UPST and holding till breakeven. No options in the mix.Mgmt's stubborn as hell. They know those BS loans will drag the stock down and dilution's a killer but zero pivot in sight. Infuriating"
X Link 2026-01-30T20:32Z [---] followers, [---] engagements

"If you can afford $UPST at these levels you're set to make a killing. Don't miss this dipno one expected it to crash from the $80s below $40 so fast Jump in now before it's gone. #Investing #Stocks"
X Link 2026-01-30T20:54Z [---] followers, [---] engagements

"@Breakdncrd If youre asking about outcomes: the market is clearly leaning toward the best-case scenariolargely because the CEOs recent tweets are fueling expectations. If that doesnt materialize the downside will be brutal. Hope has been oversold"
X Link 2026-01-31T22:33Z [---] followers, [---] engagements

"I'm very confident $UPST is about to stun shorts AND longs on Feb 10th @davegirouard laser-focused on growth & stock support. CTO buying + CEO not selling = rock-solid signal. Dave - Heads-down rebuildignored Wall St BS before tuning in now. Biggest stake. Zero folding"
X Link 2026-02-01T14:23Z [---] followers, [----] engagements

"@TheRonnieVShow $ZETA is losing market position amid intense competition from all sides. ESalesforce & Adobe dominate with integrated CRM suites Oracle pushes cloud marketing tools Google/Meta crush in ad targeting while HubSpot & Klaviyo excel in SMB automation"
X Link 2026-02-01T19:15Z [---] followers, [---] engagements

"Salesforce & Adobe own CRM. Google owns ad targeting. HubSpot/Klaviyo dominate SMBs. Where does that leave $ZETA besides YouTube hype"
X Link 2026-02-01T19:22Z [---] followers, [---] engagements

"Why are some big X accounts pitching $ZETA as a 35% grower when Q425 guidance is $363 only 15% Y/Y Software leaders Salesforce and Adobe trade at lower multiples despite real AI disruption. Are experts missing that with Claude and AI-native tools 10x may be the new normal"
X Link 2026-02-01T19:36Z [---] followers, [---] engagements

"@JRiz2024 @davegirouard I don't flip-flop minute by minute friend it might seem that way since I discuss both sides. Yeah mgmt has drawbacks like ignoring stress on balance sheet loans but they nailed the [----] inflation/default crisis. As investors we can't ignore negatives; they're key for decisions"
X Link 2026-02-02T14:27Z [---] followers, [---] engagements

"o YouTubers & large X accounts: If $ADBE $CRM $NOW are being treated as sells at low PEs how is $ZETA pitched as a strong-conviction buy Be honest with retailpeoples earnings and life savings are on the line. A little responsibility goes a long way"
X Link 2026-02-03T15:37Z [---] followers, [---] engagements

"Marriage has a honeymoon phaseso does a shiny new CEO. Hype peaks reality hits months later. Just ask PayPal with Alex Chriss. New leadership isnt a cure-all. But at $UPST Dave + deep tech/fin expertise was the right calland still is. Now lets see it delivered in [--]. Elite"
X Link 2026-02-03T16:17Z [---] followers, [---] engagements

"@lEDc0f2ix397670 @davegirouard yes unemployment is rising making interest rate cuts a mustyet markets are only pricing in [--]. A new Fed chair could slash rates more aggressively than anticipated. Wouldn't be shocked if loan volumes double by year-end from $2.9B/quarter to $6B years of pent-up demand"
X Link 2026-02-04T19:54Z [---] followers, [---] engagements

"@Elon_fanboy77 why you think CPU demand not showing up in Q4 Lisa said only last few days. also MI355 should have beat but that did not show up only china sales helped. that is also one reason for people to sell i think"
X Link 2026-02-05T20:59Z [---] followers, [--] engagements

"@TheStockFather5 @davegirouard I agree on the balance sheet loansmgmt ignored market sentiments & repeated the [----] blunder. But they're realizing it now. Wait for this Q & next to clear/reduce those from the BS"
X Link 2026-02-06T12:54Z [---] followers, [--] engagements

"@_KhaledAlS @davegirouard Yes I know. $UPST is heading to the 60s. Eyes on their plan to slash BS loanssmall cuts already (100-300M). Then like '24 if they drop "AI models firing up for more originations" and guide sky-high ($2B rev) shorts are gonna freak"
X Link 2026-02-07T16:33Z [---] followers, [---] engagements

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