#  @mortgagehowdoi MORTGAGE How Do I? MORTGAGE How Do I? posts on YouTube about buying, education, home loans, advice the most. They currently have [-----] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/youtube::UC4VvED6ZFnpb6pbU_5SlW1w/interactions)  - [--] Week [---] -37% - [--] Month [-----] -34% - [--] Months [------] -25% - [--] Year [-------] +246% ### Mentions: [--] [#](/creator/youtube::UC4VvED6ZFnpb6pbU_5SlW1w/posts_active)  - [--] Week [--] +88% - [--] Month [--] +26% - [--] Months [---] -4.90% - [--] Year [---] +385% ### Followers: [-----] [#](/creator/youtube::UC4VvED6ZFnpb6pbU_5SlW1w/followers)  - [--] Week [-----] no change - [--] Month [-----] +0.44% - [--] Months [-----] +4.40% - [--] Year [-----] +16% ### CreatorRank: undefined [#](/creator/youtube::UC4VvED6ZFnpb6pbU_5SlW1w/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) [formula 1](/list/formula-1) [cryptocurrencies](/list/cryptocurrencies) **Social topic influence** [buying](/topic/buying), [education](/topic/education), [home loans](/topic/home-loans), [advice](/topic/advice), [fdic](/topic/fdic), [financial](/topic/financial), [finance](/topic/finance), [financing](/topic/financing), [mortgage rate](/topic/mortgage-rate), [money](/topic/money) **Top accounts mentioned or mentioned by** [@houseloancom](/creator/undefined) [@medalistlegal](/creator/undefined) [@cheyluxeliving](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "WHY ARE CREDIT SCORES DIFFERENT BETWEEN THE [--] CREDIT BUREAUS EQUIFAX EXPERIAN TRANSUNION ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Have you ever wondered why your [--] credit scores are different between the [--] credit bureaus: ✔Equifax Credit Scores ✔Experian Credit Scores ✔Transunion Credit Scores Not only that when it comes to your "MORTGAGE" credit score it's an entirely different number Watch my video to learn the truth about credit scores and why the [--] credit bureaus differ. 🌎" [YouTube Link](https://youtube.com/watch?v=Vr7gKyqA5xU) 2022-03-21T17:30Z [----] followers, 15.2K engagements "What is an UNDERWRITER What does an UNDERWRITER do ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are getting a home loan you may be wondering who is this mysterious underwriter people are always talking about Underwriting is the most important part of home loan approval so be sure to watch this video to learn what you need to know about underwriting 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=EanBlEpGDbM) 2022-03-10T19:19Z [----] followers, [----] engagements "NEW FHA up to 100% Financing NO MONEY DOWN Program Are you interested in using an FHA loan but don't have the down payment Call us to see if you qualify for up to 100% Financing* ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV * Note: FHA Down Payment Assistance Program not offered in Massachusetts New York or Washington. 🌎" [YouTube Link](https://youtube.com/watch?v=MwA1tDXJkVo) 2023-04-06T17:58Z [----] followers, 93.1K engagements "Homeownership in [----] Plan NOW If your lease is coming up in the next few months now is the time to start the conversation. Waiting until your lease is almost over can limit your options. The more time you have the better. Planning ahead allows you to understand what steps may be needed and gives you the opportunity to make changes before your lease ends. Even if buying isnt immediate getting on a plan early can put you in a strong position to become a homeowner in the next year. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎" [YouTube Link](https://youtube.com/watch?v=YYxxy_nP-cA) 2026-02-16T01:00Z [----] followers, [--] engagements "How Do I Apply for An FHA Loan FHA LOAN APPLICATIONS EXPLAINED Are you interested in an FHA Loan ➡ Schedule a call with us to see if it's right for you. ☎ https://bit.ly/3wERfRV or 📞 call / text 480.725.0150 If you are in the market to purchase a home refinance a home OR a first-time homebuyer you may have heard about FHA loans but wondered what they were and how to apply for one This video has all the FHA information about how to apply for an FHA loan. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com We lend in [--] states + Washington D.C. Our mission is to provide honest" [YouTube Link](https://youtube.com/watch?v=5UTGsU1s6os) 2022-02-08T16:36Z [----] followers, 31.1K engagements "WHAT IS AN FHA LOAN (Complete Guide) Want to see if an FHA Loan is right for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Have you been wondering what is an FHA Loan In today's video Kelly Zitlow explains FHA Loans in-depth and breaks down what you need to know about FHA Loans. From FHA Loan credit scores to whether FHA Loans are good for first-time home buyers The topics we will cover are: ✅ What are some of the pros and cons of FHA Loans ✅ Who can apply for an FHA Loan ✅" [YouTube Link](https://youtube.com/watch?v=nbpc1Age84o) 2022-05-26T19:40Z [----] followers, 19.4K engagements "What CREDIT SCORE is Needed for a LOAN ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you're in the market for a home you may be wondering what credit score is needed for a loan Watch this video to see a breakdown of general credit score requirements by loan type for conventional FHA and VA loans. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check Out Kelly Zitlow Groups" [YouTube Link](https://youtube.com/watch?v=pQIjhEENUJg) 2022-02-01T18:30Z [----] followers, [---] engagements "Forget Traditional MortgagesTry These Instead The home loan process isnt just about numbers. Its about asking the right questions and understanding the options that may already be available to you. Many buyers dont realize there are multiple ways to approach homeownership including resources they may already have. Having open conversations with a knowledgeable lender helps paint a clearer picture and creates a realistic path forward. The goal isnt pressure. Its clarity education and a plan that fits your situation. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow" [YouTube Link](https://youtube.com/watch?v=4Exla7XrXp8) 2026-01-29T01:00Z [----] followers, [--] engagements "PMI vs MIP Explained: Which One Are You Paying Mortgage insurance plays a key role in homeownership especially for buyers putting less than 20% down. There are two main types of mortgage insurance. Private Mortgage Insurance or PMI applies to conventional loans while Mortgage Insurance Premium or MIP applies to FHA loans. In both cases mortgage insurance protects the lender in the event of default. At the same time mortgage insurance allows lenders to offer lower down payment options. Without it many buyers would be required to bring significantly more money to the table. Programs offering 3%" [YouTube Link](https://youtube.com/watch?v=5Ty8Dnt7R8w) 2026-02-02T01:00Z [----] followers, [---] engagements "You Don't Need 20% Down One of the biggest misconceptions in home buying is the belief that you must put 20% down to purchase a home. That simply isnt true. Mortgage insurance was created to increase homeownership by allowing buyers to purchase with less money down. It protects the lender and opens the door for qualified buyers who may not have large savings. With the right guidance you can understand how mortgage insurance works when it can drop off and how it fits into a smart long-term strategy. There are also down payment assistance programs available across the country that help buyers" [YouTube Link](https://youtube.com/watch?v=5UHOd9PhJIs) 2026-02-10T01:00Z [----] followers, [---] engagements "Asking the right question can save you thousands The home loan process isnt just about numbers. Its about asking the right questions and understanding the options that may already be available to you. Many buyers dont realize there are multiple ways to approach homeownership including resources they may already have. Having open conversations with a knowledgeable lender helps paint a clearer picture and creates a realistic path forward. The goal isnt pressure. Its clarity education and a plan that fits your situation. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow" [YouTube Link](https://youtube.com/watch?v=HOcWnmQ3WCg) 2026-02-04T01:00Z [----] followers, [----] engagements "REQUIREMENTS OF A CASH-OUT REFINANCE REQUIREMENTS OF A CASH-OUT REFINANCE ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the" [YouTube Link](https://youtube.com/watch?v=I5ItWk1jyDs) 2022-12-02T16:44Z [----] followers, [----] engagements "Should you RENT or BUY in this Market ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Should you RENT or BUY in this Market It's a COMPETITIVE market out there for home buying -- but it's competitive for renting too NOTE: RATES SHOWN IN VIDEO ARE AS OF JAN [----] CHECK WITH YOUR LOCAL LENDER FOR CURRENT RATES So.should you buy right now Let's take a look at the numbers For a closer look at the analysis in the video CLICK HERE: https://mcedge.tv/vavr2w **CHECK WITH YOUR LOCAL LENDER FOR" [YouTube Link](https://youtube.com/watch?v=IPagis5yZd4) 2022-02-23T18:14Z [----] followers, [----] engagements "You might already qualify for that house Self-approving or self-denying is one of the biggest mistakes buyers are making right now. Mortgage guidelines are nuanced and online searches only tell part of the story. If buying a home is a goal the smartest first step is consulting with professionals who understand the full picture. Even if now isnt the right time a conversation can give you clarity options and a real plan forward. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage" [YouTube Link](https://youtube.com/watch?v=MUVydz8roz4) 2026-02-13T01:00Z [----] followers, [---] engagements "PAY OFF CREDIT CARDS WITH A CASH-OUT REFINANCE PAY OFF CREDIT CARDS WITH A CASH-OUT REFINANCE ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to" [YouTube Link](https://youtube.com/watch?v=PkTXjOLB4sI) 2022-12-07T18:00Z [----] followers, [---] engagements "20% Down: Why You DON'T Need It You don't need 20% down call us we'll show you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=Qd5bSQU_prA) 2025-08-15T00:00Z [----] followers, [----] engagements "WHAT IS A BUYER'S MARKET WHAT IS A BUYER'S MARKET ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying" [YouTube Link](https://youtube.com/watch?v=UE1TtPSgs6w) 2022-12-05T16:35Z [----] followers, [---] engagements "401K FOR A DOWN PAYMENT ON A HOUSE 401K FOR A DOWN PAYMENT ON A HOUSE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB." [YouTube Link](https://youtube.com/watch?v=Ue0Nk9oOdtQ) 2022-11-18T17:53Z [----] followers, [----] engagements "HOW DO I BUY A SECOND HOME MORTGAGES FOR SECOND HOMES ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you're interested in obtaining a mortgage to purchase a second home there are a few things you should know I'm giving a deep dive on second homes and showing you some financing numbers TAKE CLOSER LOOK 👁 AT THE 💲 NUMBERS HERE: https://mcedge.tv/libj5x 00:00 Getting a Mortgage on a Second Home 00:38 Second Home or Vacation Home Classification 01:30 Second Home Used for AirBnB or" [YouTube Link](https://youtube.com/watch?v=Vi1ccUloEGk) 2022-03-23T20:23Z [----] followers, 104.5K engagements "Credit Scores Not Matching Heres Why Confused why your Experian Equifax and TransUnion scores dont match Each bureau calculates differently but your lenders pull is the one that counts when buying a home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing" [YouTube Link](https://youtube.com/watch?v=Wy_qa-aZYBE) 2025-09-27T15:00Z [----] followers, [----] engagements "Trump Orders Fannie Mae to Do Something Massive How will this help President Trump's order for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities aims to impact the housing market by increasing affordability. This move could influence home buying and mortgage rates affecting the broader economy. Understanding this opportunity is key for those navigating the real estate landscape. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV We" [YouTube Link](https://youtube.com/watch?v=_8Ld7i_uIFY) 2026-01-23T01:15Z [----] followers, [---] engagements "Buying a Home in 2026: Lower Price vs Lower Rate - SEE THE MATH I'm showing the math with side-by-side comparisons on [--] different Home Loan scenarios explaining how FLEX INCENTIVES (on new build homes) or SELLER CONCESSIONS (on resale homes) can be used to either reduce the purchase price or facilitate an interest rate buy down. Learning about these options is key to making informed decisions about your mortgage loan and closing costs. ➡ ➡ CLICK HERE TO SEE THE NUMBERS: https://mcedge.tv/uiqm36 📞Schedule a FREE call with a Kelly Zitlow Group advisor today CLICK to schedule:" [YouTube Link](https://youtube.com/watch?v=cKdiJy9GIWo) 2026-02-06T00:45Z [----] followers, [---] engagements "HOW TO BUILD YOUR CREDIT TO BUY A HOUSE ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Credit is one of the most important factors when getting pre-approved for a home loan. You may be curious about ways you can build your credit to improve your score or even how to establish credit if you dont have credit and want to buy a house. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI" [YouTube Link](https://youtube.com/watch?v=fEqDYE9rc-M) 2022-10-27T16:06Z [----] followers, [---] engagements "Fixed vs Adjustable Rate Mortgages A fixed rate mortgage is a home loan where the interest rate stays the same for the life of the loan. Fixed rate options can range from shorter terms such as [--] or [--] years all the way up to a 30-year fixed rate mortgage. An adjustable rate mortgage or ARM works differently. With an ARM the interest rate is fixed for an initial period of time commonly [--] [--] or [--] years. After that initial fixed period the rate can adjust based on the loan terms. Understanding how these loan types work can help you choose the option that aligns best with your goals timeline and" [YouTube Link](https://youtube.com/watch?v=h_6xqAPWnWM) 2026-01-31T01:00Z [----] followers, [---] engagements "SECRETS TO GETTING THE BEST MORTGAGE INTEREST RATE IN [----] Learn the secrets to getting the best mortgage rate in [----]. 🤔 It's about finding what works for your unique situation. Your credit score down payment and different mortgage guidelines all play a role in determining the best finance options for buying a home.💰 Want to know what rate you can qualify for ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based" [YouTube Link](https://youtube.com/watch?v=oe-HGArN5ps) 2025-01-09T19:00Z [----] followers, [----] engagements "THE BENEFITS OF AN FHA LOAN PROS & CONS OF FHA LOANS ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are considering an FHA loan there are a few things you should know. In this video we'll review the benefits of an FHA loan as well as the overall pros and cons of FHA Loans. 00:00 What are the benefits of an FHA Loan 00:19 What is an FHA Loan 00:48 The Benefits or PROS of an FHA Loan 00:58 Down Payment for FHA Loans 01:51 Credit Requirements for FHA Loans 02:30 Interest Rates for" [YouTube Link](https://youtube.com/watch?v=p8r6iJZUGRQ) 2022-04-05T21:32Z [----] followers, [----] engagements "WHAT IS A 2-1 BUYDOWN WHAT IS A 2-1 BUYDOWN KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258" [YouTube Link](https://youtube.com/watch?v=rVJzOx_oDRw) 2022-09-30T17:30Z [----] followers, [---] engagements "BUYERS MARKET vs SELLERS MARKET (What's the Difference) ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 What is the difference between a Seller's Market and a Buyer's Market Watch my video and be sure to comment with questions 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE VIDEOS 📺 Videos for Home Buyers: https://bit.ly/2OnxUCa 📺 Videos For Real Estate Agents:" [YouTube Link](https://youtube.com/watch?v=seHcE8Gp64o) 2022-12-02T22:29Z [----] followers, [----] engagements "Media says HOUSING is UNAFFORDABLE.is it True in [----] The current discussion around the housing crisis often focuses on the affordability aspect but it's important to consider the broader market dynamics at play. While real estate market prices have increased this is a natural part of the housing cycle. Understanding this perspective is key to navigating the [----] economy and the status of the housing market. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to" [YouTube Link](https://youtube.com/watch?v=w8eqJTVO03I) 2026-01-30T02:27Z [----] followers, [---] engagements "Mortgage Insurance: It's NOT What you Think The TRUTH is. WHAT IS PMI And why do you need it Is it a bad thing Is it a good thing Today I am breaking down the TRUTH about what is Private Mortgage Insurance (also know on PMI) and its role in homeownership. PLUS learn how to get rid of it if you want to and how it differs from Mortgage Insurance on a FHA Loan. 📞Schedule a FREE call with a Kelly Zitlow Group advisor today CLICK to schedule: https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences." [YouTube Link](https://youtube.com/watch?v=wk16afmw55s) 2026-02-12T23:48Z [----] followers, [---] engagements "3 WAYS YOU CAN PAY PMI [--] WAYS YOU CAN PAY PMI KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID#" [YouTube Link](https://youtube.com/watch?v=wpJV8LfNttg) 2022-07-08T17:00Z [----] followers, [---] engagements "What Really Decides Mortgage Rates Many homebuyers think the Federal Reserve sets mortgage rates. The reality is rates are influenced by the job report inflation and where global money is being invested. Understanding these factors can help you make smarter decisions when buying a home. 📊 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone" [YouTube Link](https://youtube.com/watch?v=-0FaPvdAmlk) 2025-12-07T18:00Z [----] followers, [---] engagements "How Do Mortgage Interest Rate Buydowns Work #interestrates #mortgagerates #buydown ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=-jc9vX8YPeg) 2024-02-13T00:30Z [----] followers, [----] engagements "These things can get your mortgage DENIED (True Stories) 🚫 Dont let your dream home slip away because of a denied mortgage In this video I'm sharing TRUE STORIES regarding the top reasons home loans get deniedand how YOU can avoid them. Whether you're a first-time homebuyer or preparing for a big move these tips will help you get mortgage-ready and boost your chances of approval. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated" [YouTube Link](https://youtube.com/watch?v=0HlaPairejM) 2025-07-03T23:23Z [----] followers, [---] engagements "WHAT IS PMI PRIVATE MORTGAGE INSURANCE WHAT IS PMI PRIVATE MORTGAGE INSURANCE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital" [YouTube Link](https://youtube.com/watch?v=10uH_8_xPtw) 2022-07-11T21:25Z [----] followers, [----] engagements "Where are the OPPORTUNITIES in this HOUSING MARKET NOW in [----] Whats REALLY happening in todays housing market 🤔I'm breaking down the latest trends in home prices interest rates inventory and buyer demand without the hype Whether youre thinking about buying selling investing or just staying informed this market is changing fast. Ill show you whats driving todays conditions what to expect next and how to make smart moves in this environment. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states +" [YouTube Link](https://youtube.com/watch?v=1GnwxsKnnmk) 2025-11-14T03:20Z [----] followers, [---] engagements "This One Mistake Tanks Your Mortgage Approval Late payments of [--] days or more are when real damage starts to happen to your credit score especially if they are recent. Recent late payments carry more weight in the credit scoring model and can negatively impact mortgage qualification. Understanding how timing affects your credit helps you avoid setbacks during the home loan process. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com" [YouTube Link](https://youtube.com/watch?v=1Vu7YerYUak) 2026-01-13T01:00Z [----] followers, [---] engagements "What REALLY Happens After You Apply For A Home Loan Ever wonder what happens after you submit your loan application for a home loan 🤔 I'm breaking down the complete mortgage process from beginning to end. Our goal is to make sure you understand every step especially the home loan underwriting so you're never left in the dark. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat" [YouTube Link](https://youtube.com/watch?v=248FM8TN1D0) 2025-12-05T02:26Z [----] followers, [---] engagements "The TRUTH (no one tells you) about Down Payment Assistance Programs Thinking about using a Down Payment Assistance Program to buy a home Before you jump in you NEED to know the truth In this video I break down what lenders and realtors wont always tell youthe pros cons hidden costs and potential pitfalls of these programs. Want to see if you qualify for Down Payment Assistance ➡ Schedule a FREE 15-minute Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and" [YouTube Link](https://youtube.com/watch?v=2aNeJWVzQsw) 2025-02-17T16:00Z [----] followers, [---] engagements "Client Cash Flowed $700 per Month After Paying off Debt ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE" [YouTube Link](https://youtube.com/watch?v=5u-4R5BXnxY) 2025-01-12T21:00Z [----] followers, [---] engagements "Your Mortgage Could Be Your Path to Wealth in [----] Looking for a strategy for [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE" [YouTube Link](https://youtube.com/watch?v=60d7nCA_2oc) 2026-01-10T03:01Z [----] followers, [---] engagements "DSCR Loans Qualify for Rental Property Without Tax Returns ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=6doU3uIi-v0) 2025-07-08T22:00Z [----] followers, [---] engagements "BREAKING: [----] Loan Limits Just Jumped What This Means for YOU BREAKING NEWS for homebuyers The [----] Conforming Loan Limits were just announced & the increase is BIG. Im breaking down what the new loan limits are and why they matter for YOU These changes could mean more buying power better loan options and the ability to avoid jumbo financing (which often comes with stricter guidelines and higher interest rates). Whether youre buying refinancing upsizing or planning for a home in the new year this is GOOD NEWS ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group" [YouTube Link](https://youtube.com/watch?v=6oWkqUN314o) 2025-12-12T13:00Z [----] followers, [---] engagements "Temporary vs Permanent Rate Buy Downs Explained #buyingahouse #interestrate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE" [YouTube Link](https://youtube.com/watch?v=77fDH6CX-HU) 2025-02-25T19:00Z [----] followers, [--] engagements "Don't Fall For False Rate Quotes Online Mortgage info you see online is only true at that moment in time. Rates and loan options change daily so always connect with your lender before making decisions. 🏡📊 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal" [YouTube Link](https://youtube.com/watch?v=8Rmf0TSgQ8M) 2025-10-19T22:00Z [----] followers, [---] engagements "50 Year Mortgage Lender's SURPRISING REACTION Kelly Zitlows reaction to the new 50-year mortgage might surprise you. 🤯🏡With all the buzz online its easy to assume this loan option is either the best thing everor a total disaster. But Kelly breaks it down with honesty clarity and a perspective most people arent talking about. To get on a path to accomplish the American Dream ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and" [YouTube Link](https://youtube.com/watch?v=8VaR7YgMXMw) 2025-11-21T01:30Z [----] followers, [---] engagements "What are points on a mortgage Discount Points Explained ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are getting a home loan you may be wondering what are points on a mortgage. You may have also heard the term discount points. So what exactly does that mean Watch to learn all about points on a mortgage. I'll also be answering these questions: ✅ Why would you want to buy down a rate ✅ When is the breakeven ✅ When does it make sense ✅ When does it NOT make sense 🌎 Learn more" [YouTube Link](https://youtube.com/watch?v=8qU4sg4Of-w) 2022-03-09T17:59Z [----] followers, [----] engagements "When Should You Refinance Your Home #mortgagerefinanceprocess #refinancing #whentorefinance ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=9NaZ_GeNc6A) 2024-02-23T00:30Z [----] followers, [---] engagements "What They're Not Telling You About The Mortgage Rate Drop The media is all a buzz with mortgage rates Dropping BUT watch to learn what they're not telling you about lower mortgage rates If you want to get in line to be ready for the strike zone.➡ Schedule a no-obligation call📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ CALL OR TEXT" [YouTube Link](https://youtube.com/watch?v=9SEtNNfxsZ4) 2024-08-08T23:20Z [----] followers, [---] engagements "The Credit Utilization Secret That BOOSTS Your Score FAST Payment history makes up [--] percent of your credit score making consistency one of the most powerful tools when preparing for homeownership. Understanding how credit works helps you take intentional steps toward a stronger mortgage application. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of" [YouTube Link](https://youtube.com/watch?v=9w7ENiuDCCg) 2025-12-30T00:30Z [----] followers, [---] engagements "Don't Let This One Fear Cost You a House Many buyers disqualify themselves before ever speaking with a lender. Applying for a home loan costs nothing and even if now isnt the right time the process gives you clarity. A lender can help you understand exactly what needs to change and how quickly you could get on a path to homeownership. Not trying keeps you in the same place. Trying gives you information direction and options. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor" [YouTube Link](https://youtube.com/watch?v=AJaP_9cpLLQ) 2026-01-15T01:00Z [----] followers, [--] engagements "Can You Use Rental Income To Get a Loan Unlike a primary home investment properties may use income to boost your loan approval ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ 85254" [YouTube Link](https://youtube.com/watch?v=B-09ywYsK9Q) 2025-10-29T21:00Z [----] followers, [---] engagements "Mortgage Expert Reveals DEBT TO INCOME RATIO Secrets Your debt to income ratio (DTI) plays a huge role in qualifying for a mortgage. It measures how much of your monthly income goes toward debt payments and helps lenders determine how much you can afford. Keeping your DTI low can improve your loan options and buying power. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home" [YouTube Link](https://youtube.com/watch?v=CEVkz1EvK44) 2025-11-14T18:00Z [----] followers, [---] engagements "Mortgage Insurance: Difference between FHA & Conventional #buyingahouse #mortgage" [YouTube Link](https://youtube.com/watch?v=CEejYOHJp5I) 2025-02-21T23:00Z [----] followers, [--] engagements "What's REALLY Driving Mortgage Rates in [----] Fed Funds Rates dont directly set mortgages but they influence what youll pay. Understanding Fed decisions helps you make smarter home buying choices ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Kelly Zitlow is a Sr. Mortgage Advisor with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for" [YouTube Link](https://youtube.com/watch?v=DLqC7yFrPXc) 2025-10-03T17:00Z [----] followers, [---] engagements "Why Credit Scores Dont Match Credit Questions Answered Why are credit scores different across Experian Equifax and TransUnion 🤔 In this video Im answering YOUR most popular credit questions from YouTube including: ✔ Why scores vary between the [--] credit bureaus ✔ What mortgage lenders really use (FICO vs FICO 8) ✔ Why your Experian score may be 50+ points lower ✔ How to make sure all [--] bureaus reflect your credit history If youre planning to buy a home refinance or just want to understand your credit better this video will give you the clarity you need. ➡ Schedule a FREE Personalized Mortgage" [YouTube Link](https://youtube.com/watch?v=E4N1MLJ1gQs) 2025-09-26T17:37Z [----] followers, [---] engagements "You Won't Believe What Matters Most When Buying A Home When buying a home the right team and loan officer matter more than the house itself. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste 140" [YouTube Link](https://youtube.com/watch?v=Edw1cFD2iDo) 2025-11-02T23:00Z [----] followers, [---] engagements "The SHOCKING Truth About [--] Year Mortgages Nobody Tells You 50-year mortgages are sparking debate. Some love them some hate them. Heres my take: Growing up my parents started with a $10k mobile home. Over [--] years through owning [--] houses they built serious wealth thanks to real estate. Even small property appreciation over time adds up. 📈 Owning property matters. Real estate grows your future. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of" [YouTube Link](https://youtube.com/watch?v=FtnaOYJJcC0) 2025-12-15T18:00Z [----] followers, [--] engagements "This Is Why Renters Miss Out on Homeownership If your lease is coming up in the next few months now is the time to start the conversation. Waiting until your lease is almost over can limit your options. The more time you have the better. Planning ahead allows you to understand what steps may be needed and gives you the opportunity to make changes before your lease ends. Even if buying isnt immediate getting on a plan early can put you in a strong position to become a homeowner in the next year. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today" [YouTube Link](https://youtube.com/watch?v=GfnH8YmsGYQ) 2026-01-26T01:00Z [----] followers, [---] engagements "What is the difference between a Co-Signer & a Co-Borrower on a Mortgage #buyingahouse #cosign" [YouTube Link](https://youtube.com/watch?v=IBNc_x6Ku-E) 2024-12-12T19:18Z [----] followers, [----] engagements "How Much Money Do You REALLY Need to Buy a House You dont need 20% down to buy a home. There are multiple low down payment options available depending on your debt-to-income ratio and financial profile. Understanding these programs can help you buy sooner and keep more money in your pocket. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone" [YouTube Link](https://youtube.com/watch?v=J2zkvra_6eA) 2025-12-13T16:00Z [----] followers, [--] engagements "The Big Mistake Homebuyers Make Before Closing Avoid buying new appliances during your home loan process 🚫 Big purchases like washers dryers or refrigerators can affect your debt-to-income ratio and risk your mortgage approval. Keep your finances steady until after closing. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank" [YouTube Link](https://youtube.com/watch?v=KNXSeNnzFB8) 2025-11-10T17:00Z [----] followers, [---] engagements "Homebuyer Down Payment Secrets Revealed Your down payment impacts your loan interest rates and monthly mortgage payments. Choosing the right amount can save you money and increase your buying power. Let us help you plan and understand your down payment options for a smooth home buying experience. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of" [YouTube Link](https://youtube.com/watch?v=MIFf1XlgDsU) 2025-11-20T23:00Z [----] followers, [---] engagements "What's REALLY Driving Rates in [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=Mgxi4cK8fcc) 2025-07-18T21:00Z [----] followers, [----] engagements "Mortgage Rate Hikes Avoid Lender Surprises ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=NM0BZE9Wj0w) 2025-05-21T14:00Z [----] followers, [----] engagements "The Biggest Mistake Homebuyers Make Before Closing If your lender pre approved you based on your current credit profile try not to change anything until closing. No new car. No new credit cards. No store financing. Even zero payment offers create new debt. Keeping your credit stable helps protect your loan and keeps your closing on track. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text [---] [---] [----] Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing" [YouTube Link](https://youtube.com/watch?v=ORH0Jyke-iI) 2025-12-22T00:30Z [----] followers, [---] engagements "Will Mortgage Rates FINALLY Drop in [----] What to Expect 📉 Will mortgage rates finally drop in [----] 📉🏡 The mortgage experts have made their predictionsbut are they actually right this time In this video I break down the latest mortgage rate forecasts whats driving rates and what homebuyers should expect in the coming months. Want to see if what numbers look like for you ➡ Schedule a FREE 15-minute call 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending" [YouTube Link](https://youtube.com/watch?v=PBzTkVfP__k) 2025-02-12T19:36Z [----] followers, [---] engagements "CHOOSING A MORTGAGE LENDER CHOOSING A MORTGAGE LENDER KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS" [YouTube Link](https://youtube.com/watch?v=Q42Zf1kWjL8) 2022-08-24T18:15Z [----] followers, [---] engagements "STOP Wasting Money on the Wrong Mortgage Term With [--] years in the mortgage business Ive learned its all about the numbers. I created a mortgage coach analysis to show the mathnot to persuade you which is better but to help you see the options. If a 50-year mortgage helps you become a homeowner its worth considering while reviewing all your choices. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID#" [YouTube Link](https://youtube.com/watch?v=RUyxmAuoB04) 2025-12-19T16:00Z [----] followers, [---] engagements "What REALLY Happens When You Buy a House Subject To Existing Mortgage Selling your property subject-to your existing mortgage might sound like a smart move until you realize the buyer can take ownership while youre still responsible for the debt. ⚠ Understand the risks before entering any subject-to or wraparound deals. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home" [YouTube Link](https://youtube.com/watch?v=RvhZ-5w9kDs) 2025-12-01T17:00Z [----] followers, [---] engagements "Talking with a Mortgage Lender: A Casual Chat #buyingahouse #mortgage #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I" [YouTube Link](https://youtube.com/watch?v=S1eXuuMUN34) 2025-02-17T22:00Z [----] followers, [--] engagements "Don't Pay Old Collections Credit Score Warning Dont rush to pay off old debts while trying to buy a new home 🚫 Its important to talk with your lender first paying off collections or loans at the wrong time could actually lower your credit score or affect your approval. Always get expert guidance before making big financial moves. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150" [YouTube Link](https://youtube.com/watch?v=TjocuVpp3wU) 2025-11-12T17:00Z [----] followers, [---] engagements "Why Your LENDER Matters Most in [----] Home Buying The right lender can make all the difference in your home buying journey. A trusted mortgage professional will explain your options guide you through the process and help you avoid financial surprises. Working with the right team ensures a smoother path to homeownership. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home" [YouTube Link](https://youtube.com/watch?v=U1ZQgjhTCtc) 2025-11-18T15:30Z [----] followers, [---] engagements "Remember a Rate under 3% ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=XTJvnDpdSUg) 2025-08-25T00:00Z [----] followers, [---] engagements "Mortgage Assumption--Home Buying Secret ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=YcCHxSHn8fU) 2025-07-11T21:00Z [----] followers, [---] engagements "PMI ON CONVENTIONAL HOME LOANS PMI ON CONVENTIONAL HOME LOANS KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member" [YouTube Link](https://youtube.com/watch?v=YnOtJnvEhDo) 2022-08-22T21:26Z [----] followers, [---] engagements "Trying to Buy a Home in [----] Avoid this Trendy MISTAKE Theres one mistake Im seeing more than ever and it's costing buyers homeownership. With more information available than ever before don't fall into this trendy trap if you want to buy a home in [----]. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT" [YouTube Link](https://youtube.com/watch?v=YvraEV14Fjs) 2026-01-09T02:59Z [----] followers, [---] engagements "Should you REFI or RECAST your Mortgage Which is better Today I'm breaking down the difference between REFI or RECASTing your Mortgage Which is better Need help figuring out which is better for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎" [YouTube Link](https://youtube.com/watch?v=ZXQkYpBRazY) 2025-10-31T14:01Z [----] followers, [--] engagements "What is the meaning of APR APR vs Interest Rate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 What is the meaning of APR Are you uncertain of the meaning of APR when it comes to mortgages and the home loan process Watch my video as I review: ✅ What is APR ✅ What is the difference between APR vs Interest Rate ✅ Why do you need to know the APR ✅ Where do you find the APR Learn how Interest Rate & APR affect your mortgage payment here: https://youtu.be/C-XaOS79Smw 🌎 Learn more about us" [YouTube Link](https://youtube.com/watch?v=ZfCS0m__52Q) 2022-03-01T19:16Z [----] followers, [----] engagements "Do You Really Need [--] Percent Down To Buy A House Many homebuyers think they need 20% down to qualify for a mortgage but thats not always true. Knowing your options can help you buy sooner and save money ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal" [YouTube Link](https://youtube.com/watch?v=_Nk7j3ujZGw) 2025-11-22T15:01Z [----] followers, [---] engagements "Buying the Mercedes Blew up His Loan ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #homeloantips #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=_YErDKVCMrQ) 2025-08-29T19:00Z [----] followers, [---] engagements "New Homes Unlock Insane Interest Rate Savings Now ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=_yPfluknLdI) 2025-06-29T19:00Z [----] followers, [---] engagements "The #1 MISTAKE Self-Employed People Make When Applying for Loans Self employed borrowers face unique challenges but the right strategy makes it all possible. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland" [YouTube Link](https://youtube.com/watch?v=a01UQqYJejY) 2025-10-27T18:00Z [----] followers, [---] engagements "Getting a MORTGAGE When You're SELF-EMPLOYED An Entrepreneurs Story Self-employed & wondering how to navigate the mortgage process🏡Longtime client & Entrepreneur Jeff King shares insights and real-world experiences to help self-employed individuals master the mortgage process. Watch to learn his secret From understanding lending guidelines for self-employed borrowers to balancing deductions and income The Kelly ZItlow Group has you covered.➡ Schedule a FREE Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV Many thanks to Jeff King President - The Barndoor" [YouTube Link](https://youtube.com/watch?v=b4vWj7xVO9U) 2025-02-21T01:14Z [----] followers, [---] engagements "SHOULD YOU BUY DOWN THE RATE SHOULD YOU BUY DOWN THE RATE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC." [YouTube Link](https://youtube.com/watch?v=bTRm_2SfCNs) 2022-06-28T22:57Z [----] followers, 12.3K engagements "Motivated Sellers = Big Opportunities for Buyers 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=cBTIFfzR6IA) 2025-07-25T20:00Z [----] followers, [---] engagements "Buying A House with a Non Spouse: What You Should Know #buyingahouse ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=cbXzCTg87HI) 2025-02-15T18:00Z [----] followers, [---] engagements "Community Lending Programs #communitylending #mortgagerates #interestrates #rates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=fA_E8mz5trA) 2024-03-22T01:30Z [----] followers, [---] engagements "Can't Do 20% Down Buy A Home Anyway ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Kelly Zitlow is a Sr. Mortgage Advisor with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home-buying process. #mortgagerates #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=fedIQVEHb0g) 2025-08-23T17:01Z [----] followers, [---] engagements "Can You Really Buy an Investment Property With Just [--] Percent Down For a $300000 purchase down payment requirements differ depending on the property type: Second homes: as low as 10% down Investment properties: as low as 15% down Mortgages can be expensive so understanding your options and planning ahead is critical to making smart home buying decisions. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or" [YouTube Link](https://youtube.com/watch?v=g070UPj-r0I) 2025-11-16T23:01Z [----] followers, [---] engagements "Interest Rate Hacks: What Sellers Can Do to Help Buyers Save ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=g4xN6kUCtf4) 2025-07-31T21:00Z [----] followers, [---] engagements "From $10k Mobile Home to $500k Real Estate Wins I grew up in a single-wide trailer. My blue-collar parents didnt make much money but over [--] years they owned [--] houses. Even without big salaries their wealth came from real estate. When my dad passed my brother and I inherited $500k from equity alone. Owning property matters. Even small appreciation over time adds up. Real estate builds your future. 📈 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of" [YouTube Link](https://youtube.com/watch?v=g6FGAT8EzwE) 2025-12-23T15:01Z [----] followers, [---] engagements "Are Your Credit Scores Lying To You That score you see online isnt always the score your lender sees. For accurate mortgage approval always check directly with your lender. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office =" [YouTube Link](https://youtube.com/watch?v=gWmTnHXq5A8) 2025-09-17T16:01Z [----] followers, [----] engagements "Stop Saving for That 20% Down One of the biggest misconceptions in home buying is the belief that you must put 20% down to purchase a home. That simply isnt true. Mortgage insurance was created to increase homeownership by allowing buyers to purchase with less money down. It protects the lender and opens the door for qualified buyers who may not have large savings. With the right guidance you can understand how mortgage insurance works when it can drop off and how it fits into a smart long-term strategy. There are also down payment assistance programs available across the country that help" [YouTube Link](https://youtube.com/watch?v=h56MAJqXtL0) 2026-01-24T01:01Z [----] followers, [---] engagements "3 Things to Know Before Using 401k for Down Payment You can use your 401K funds to help cover your down payment but its important to know the potential taxes penalties and repayment rules. Proper planning ensures your retirement savings and home purchase both stay on track. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank" [YouTube Link](https://youtube.com/watch?v=hPH_SHtiaMQ) 2025-11-24T17:01Z [----] followers, [---] engagements "What's REALLY Happening in the Housing Market From leverage to negotiations the market shift changes the game. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #realestatetips" [YouTube Link](https://youtube.com/watch?v=iW8uBNI3Irk) 2025-10-25T17:00Z [----] followers, [---] engagements "Home Loan Secrets You Need to Know Buying a second home or an investment property comes with different down payment requirements than a primary residence. Understanding lending guidelines can help you plan your purchase avoid surprises and make your money work smarter. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB." [YouTube Link](https://youtube.com/watch?v=idcDFcrBNuY) 2025-12-09T15:30Z [----] followers, [---] engagements "The REAL Reason You Need a Real Estate Attorney NOW From closing contracts to title issues the right real estate attorney protects you from costly mistakes and bad deals before they happen ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender" [YouTube Link](https://youtube.com/watch?v=j-8qYhDkZTY) 2025-11-06T18:00Z [----] followers, [---] engagements "Hack Your Credit Score Keep Balances BELOW 30% Using credit cards responsibly is one of the simplest ways to protect and strengthen your credit score. Keeping balances at 30% or lower of the credit limit shows healthy usage and can positively impact your mortgage readiness. Small habits like this can make a big difference when preparing to buy a home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT" [YouTube Link](https://youtube.com/watch?v=jK2QhTNG_y0) 2026-01-03T00:00Z [----] followers, [----] engagements "How Much Do Closing Costs Actually Cost Closing costs are the final step in your home buying journey. These fees cover important services like appraisals title work and lender processing. Knowing what to expect helps you plan ahead and avoid surprises at the closing table. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB." [YouTube Link](https://youtube.com/watch?v=k0nxjtiUSSU) 2025-11-20T23:01Z [----] followers, [---] engagements "APR vs Interest Rate APR or annual percentage rate represents the total yearly cost of a home loan expressed as a percentage. It is not the same as your note interest rate. APR is calculated differently and can include the interest rate mortgage insurance and certain closing costs. Because of this APR is usually higher than the actual interest rate on your loan. Understanding the difference between interest rate and APR helps you make more informed decisions when comparing loan options and planning for homeownership. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow" [YouTube Link](https://youtube.com/watch?v=koRGl6zn3Y0) 2026-01-17T06:00Z [----] followers, [---] engagements "WHAT CAN BE PAID OFF WITH A CASH-OUT REFINANCE WHAT CAN BE PAID OFF WITH A CASH-OUT REFINANCE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB." [YouTube Link](https://youtube.com/watch?v=kydB6uytdgY) 2022-11-30T16:45Z [----] followers, [---] engagements "The Hidden Dangers of Co-Signing a Loan 🏡 Thinking of Cosigning on a Loan Think Twice ⚠ Even if youre helping someone else qualify that loan still counts as your debt in the eyes of lenders. Cosigning can reduce your future borrowing power and affect your mortgage approval. 💳 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor 📧 KellyZitlowGroup@houseloan.com 🌐 www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital" [YouTube Link](https://youtube.com/watch?v=lA-UKCN4e-s) 2025-11-08T16:01Z [----] followers, [---] engagements "How to Get Pre-Approved for a Mortgage Fast Pre-qualification gives you a clear picture of how much you can borrow and helps you shop confidently for your dream home. It shows sellers youre serious sets realistic expectations and makes the home buying process smoother. Start smart and get pre-qualified today. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a" [YouTube Link](https://youtube.com/watch?v=lAR2XaBYUB4) 2025-11-29T16:01Z [----] followers, [---] engagements "The Big Mistake First Time Home Buyers Make Your debt to income ratio matters Avoid large purchases while getting approved for a home loan so you dont risk losing your qualification. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production" [YouTube Link](https://youtube.com/watch?v=mEsEE-Sx58k) 2025-10-31T17:01Z [----] followers, [---] engagements "Good news for First time Homebuyers #buyingahouse #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=mQtvKFwmwRE) 2025-02-23T18:00Z [----] followers, [---] engagements "Are These New Mortgage Programs a Game Changer New programs are coming to the market to help buyers navigate loan level pricing adjustments and limited second home loan incentives. These programs are designed to fill the gaps and make home buying more accessible for a wider range of buyers. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone" [YouTube Link](https://youtube.com/watch?v=mfW39Ii3D3U) 2025-12-05T18:01Z [----] followers, [---] engagements "Contact Your Mortgage Expert Today Your homeownership journey starts with the right team reach out to the Kelly Zitlow Mortgage Group now ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste 140" [YouTube Link](https://youtube.com/watch?v=nLvcaSb_pPM) 2025-10-23T22:01Z [----] followers, [--] engagements "HOW DO I RECAST MY MORTGAGE WHAT IS RECASTING ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Curious about how to recast your mortgage Which is better recast or refinance Watch to learn more In this video I'll cover: 00:00 Introduction 00:20 What is Recasting a Mortgage 01:06 Why is Recasting a good strategy 03:06 Finance Example 04:22 Recast vs Refinance 6:00 How do I recast my Mortgage 6:42 Qualification Information 07:34 Reasons why you might Recast your Mortgage 🌎 Learn more" [YouTube Link](https://youtube.com/watch?v=nQqBX19YjUE) 2022-01-26T17:30Z [----] followers, [----] engagements "You Can Buy With A Lower Score Than Most Lenders Say Many buyers are surprised to learn that you can sometimes buy a home with a lower credit score than most lenders advertise. Program guidelines may allow lower scores but lender overlays and additional requirements can vary widely. Understanding the difference between program minimums and lender guidelines helps you set realistic expectations and create a clearer path to homeownership. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr." [YouTube Link](https://youtube.com/watch?v=o8bzL5ZTAf4) 2026-01-09T01:01Z [----] followers, [---] engagements "REAL Scenarios of Deed Fraud You Need to Know Deed fraud is happening more than most homeowners realize and it can strike anywhere. Understanding how to protect your property and spot the warning signs is critical to keeping control of your home. ⚠🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Member FDIC. NMLS ID 2258" [YouTube Link](https://youtube.com/watch?v=p-GfOxAYpUg) 2025-12-11T23:01Z [----] followers, [--] engagements "Want a Better Mortgage Rate Try This Simple Trick Paying down a credit card could boost your score and lower mortgage insurance or even improve your rate on a conventional loan. This is why communication with your lender matters. The right guidance can have a real financial impact. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text [---] [---] [----] Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing Lender #creditscore #mortgagetips #realestate" [YouTube Link](https://youtube.com/watch?v=p4ickYH4arY) 2025-12-27T23:30Z [----] followers, [---] engagements "Avoid These Wiring Mistakes Everyone Makes No matter the lender system you need to know exactly how much money youll need at closing and how to safely get those funds there. Wire fraud is real. Always confirm instructions directly with your lender. Protect your money. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text 480-725-0150 Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing Lender #financialeducation #mortgagetips #homelending mortgage tips" [YouTube Link](https://youtube.com/watch?v=px7yGpNz4Io) 2025-12-17T18:00Z [----] followers, [----] engagements "Boost Your Credit Score House Buying Prep Guide Paying your bills on time can easily boost your credit score and improve your chances of qualifying for a better mortgage. Your credit score affects your loan options interest rate and overall buying power. Take simple steps now to strengthen your score before applying for a home loan. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150" [YouTube Link](https://youtube.com/watch?v=qPPMeD2g5uU) 2025-11-16T23:01Z [----] followers, [---] engagements "Down Payment Options VA USDA and 3% Explained ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=qYsD3M2G0_E) 2025-07-30T21:01Z [----] followers, [---] engagements "How Seller Concessions Can Lower Your Mortgage Rate 🔑 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=riF2RD_uHeM) 2025-06-20T21:00Z [----] followers, [---] engagements "PMI GETS A BAD WRAP PMI GETS A BAD WRAP KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258" [YouTube Link](https://youtube.com/watch?v=riZJ0JviEWI) 2022-06-29T17:54Z [----] followers, [---] engagements "APR vs INTEREST RATE APR vs INTEREST RATE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258" [YouTube Link](https://youtube.com/watch?v=rodPfbs-0YE) 2022-07-06T21:30Z [----] followers, [----] engagements "This Credit Mistake Costs 80-100 Points ONE LATE PAYMENT CAN DROP A PERFECT CREDIT SCORE [-----] POINTS Even a single 30-day late payment can significantly impact your credit score especially if its recent. Payment history makes up the largest portion of your credit score so protecting it is critical when preparing for a mortgage. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone" [YouTube Link](https://youtube.com/watch?v=tQ4KsD3-3FM) 2026-01-05T23:01Z [----] followers, [---] engagements "The Biggest Mistake Before Buying a House When I ask where they got pre-qualified the answer is surprising. They never spoke to a lender. Self-approving or self-denying is one of the biggest mistakes buyers are making right now. Mortgage guidelines are nuanced and online searches only tell part of the story. If buying a home is a goal the smartest first step is consulting with professionals who understand the full picture. Even if now isnt the right time a conversation can give you clarity options and a real plan forward. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly" [YouTube Link](https://youtube.com/watch?v=tQkb4-PeIfM) 2026-01-20T06:00Z [----] followers, [---] engagements "One Mistake That Could Ruin Your Home Loan ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=tm2IW1Pvmjk) 2025-08-15T19:00Z [----] followers, [---] engagements "Property Tax Assessment Shock Builder Lawsuit Makes Headlines You may have also seen headlines about a top home builder facing a class-action lawsuit over what the media is calling misleading mortgage payments. While the headlines make it sound complicated the issue itself is actually simple and yet incredibly important. It all comes down to property taxes. I'm heading to the whiteboard and breaking down exactly how property taxes impact mortgage payments on new construction homes and what buyers need to understand to avoid surprises. ➡ Schedule a FREE Personalized Mortgage Consultation 📞" [YouTube Link](https://youtube.com/watch?v=vyMGJCejEZY) 2026-01-16T03:15Z [----] followers, [---] engagements "Finding a Loan Officer Who Works for YOU Your Loan Officer MATTERS Let us help YOU ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagetips #loanofficer #homebuyingtips" [YouTube Link](https://youtube.com/watch?v=wnGf37d59zA) 2025-10-01T16:01Z [----] followers, [---] engagements "Should you BUY A HOUSE when RATES are HIGH ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=y5Dd_LHB9so) 2025-06-18T03:09Z [----] followers, [---] engagements "What HOME BUYERS Need to Know About EARNEST MONEY Earnest money is a deposit that shows you are serious about buying a home. It is typically credited toward your down payment or closing costs once your purchase is finalized. Understanding how earnest money works can help you make smarter offers and protect your investment. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home" [YouTube Link](https://youtube.com/watch?v=yASfDZt-HQM) 2025-11-18T15:30Z [----] followers, [--] engagements "Second Home vs. Investment Property When it comes to investment properties seller credits are capped at 2% no matter your down payment. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale" [YouTube Link](https://youtube.com/watch?v=zDOudan0pko) 2025-11-04T15:30Z [----] followers, [---] engagements "Mortgage Discount Points: Are They Worth It ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=-hIRwvWKnEg) 2025-07-03T19:00Z [----] followers, [--] engagements "Buyer's Market vs Seller's Market: The Real Cost Explained 💰 Is it better to buy a home in a buyers market or a sellers market I'm breaking down the real costs and showing you the MATH so you can see the actual financial differencenot just the interest rate or price but the true monthly and long-term cost of buying in each market. You'll learn: ✔ What defines a buyers market vs. a sellers market ✔ How home prices interest rates and competition impact your bottom line ✔ A side-by-side math comparison of two real-world scenarios 👉 WANT A CLOSER LOOK AT THE NUMBERS Click here:" [YouTube Link](https://youtube.com/watch?v=0faGyzbnJlQ) 2025-08-02T03:58Z [----] followers, [---] engagements "Empower Your Home Buying Journey Key Insights for First Timers ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=0jOej6kwPko) 2025-04-16T22:00Z [----] followers, [---] engagements "Social Proof Your Loan Officer before Applying ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=11udX-seqys) 2025-04-30T22:00Z [----] followers, [----] engagements "Refinance Trigger--Don't Miss Out on Lower Interest ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=19_F0sKby_8) 2025-05-22T20:00Z [----] followers, [----] engagements "Strategy to Pay Off High Interest Credit Cards #equity" [YouTube Link](https://youtube.com/watch?v=1oV5GfjyqnY) 2024-12-30T22:00Z [----] followers, [---] engagements "What It Really Costs To Buy A Home #downpayment #closingcosts #appraisal #homeinspection ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=2WLUl1uSnI8) 2024-04-23T00:30Z [----] followers, [---] engagements "How Much Can You Afford on $100K ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #homebuyingguide #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=32-lU_4MPog) 2025-09-01T00:00Z [----] followers, [---] engagements "First Time Home Buyer Why You NEED a Real Estate Agent ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=34_mhCeyNi4) 2025-06-19T20:00Z [----] followers, [---] engagements "Luxury Home Demand is Rising How to Finance Your Dream Home 🏠 Ready to explore luxury home loans Whether you're eyeing a dream home in the $1M+ range or navigating jumbo loan options understanding the process is key. In this video Kelly Zitlow breaks down everything you NEED to know about luxury home financing including VA jumbo loans conforming vs. jumbo loan limits and how to strategize your financing to fit your goals. 💡What you'll learn: - The ins and outs of jumbo loans and how they differ from conventional loans. - Why reserves credit scores and debt-to-income ratios matter more for" [YouTube Link](https://youtube.com/watch?v=3kRuieph4zo) 2025-03-31T21:00Z [----] followers, [--] engagements "WHY YOU NEED A FULLY UNDERWRITTEN PREAPPROVAL ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 In this competitive market you NEED a FULLY UNDERWRITTEN PREAPPROVAL to put yourself in a position to WIN Watch to learn why 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check-Out Kelly Zitlow Groups YouTube Channel for more home loan tips https://bit.ly/39GMn3E MORE VIDEOS 📺" [YouTube Link](https://youtube.com/watch?v=3uQ1cA-3G7c) 2022-05-19T16:00Z [----] followers, [----] engagements "New Home [--] Must-Dos AFTER CLOSING on Your House 🏠 🏠 Just bought a new home Congratulations Now what Here are [--] must-dos after closing on your new house so you can start your homeownership journey stress-free and informed. From tracking your first mortgage payment to avoiding junk mail scams I cover it all in this essential video We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. ➡➡➡➡Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎" [YouTube Link](https://youtube.com/watch?v=4C4fd_SEWDc) 2025-03-06T23:56Z [----] followers, [--] engagements "INTEREST ONLY MORTGAGES: Rates & Guidlines What you need to know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=4G3d4SsXoZQ) 2025-06-18T16:45Z [----] followers, [--] engagements "Student Loan Debt Repayment How Will This Affect Buying a Home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states (plus Washington D.C.) Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=4Tg7zGUxTyg) 2023-09-29T14:21Z [----] followers, [---] engagements "HOME EQUITY LOANS VS HELOCS #homeequityloan #homeequitylineofcredit #homeloan" [YouTube Link](https://youtube.com/watch?v=4sYbErWdoy8) 2024-11-05T23:00Z [----] followers, [----] engagements "Home Maintenance Costs That Might Surprise You 🛠 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=4wLgTYIiBb4) 2025-06-28T21:00Z [----] followers, [---] engagements "Credit Scoring Models for Mortgages ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=54zUPRueGT4) 2025-04-06T22:00Z [----] followers, [---] engagements "How to Get MORTGAGE PREAPPROVAL in 2025: A Step-by-Step Guide Ready to start your home buying journey Learn how to get mortgage preapproval with this easy step-by-step guide 🏡 Whether you're a first-time buyer or looking to refinance this comprehensive breakdown covers everything you need to know to get financially prepared and secure your dream home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV ✅ Key tips include: - Checking your credit report and improving your credit score - Reducing your debt-to-income ratio" [YouTube Link](https://youtube.com/watch?v=5NYLH-axYLk) 2025-03-27T20:00Z [----] followers, [--] engagements "How many months EMERGENCY FUND do you need ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=5XGDoxO2xfg) 2025-06-25T21:00Z [----] followers, [---] engagements "Not all lenders are created equal ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI" [YouTube Link](https://youtube.com/watch?v=60yK8Q_5DOk) 2025-04-03T20:00Z [----] followers, [---] engagements "FHA Loan Mortgage Insurance Understand the Rules ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=6l1_xQAAQSw) 2025-05-24T15:30Z [----] followers, [----] engagements "FINANCING COMPARISONS FOR HOME LOANS #buyingahouse #homeloan #mortgagecoach" [YouTube Link](https://youtube.com/watch?v=7FAPqMAev40) 2024-12-09T21:00Z [----] followers, [--] engagements "Second Mortgage Strategy Smart Debt Payoff or Financial Trap ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=7IuZ3_RO7-U) 2025-06-11T22:00Z [----] followers, [---] engagements "How to Use Home Equity to Buy a Second Home or Investment Property Want to turn your home equity into an investment or second home opportunity In this video I'll show you how to use your home equity to buy a second home or investment propertystep by step Interested in learning more about a Cash-Out Refinance Option ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve." [YouTube Link](https://youtube.com/watch?v=7KLD6XCKL2Y) 2024-10-23T22:00Z [----] followers, [----] engagements "Drop Your Mortgage Interest Rate #mortgagerates #mortgageinterestrate #interestrates #ratedrop ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=7SbAWjBJQtE) 2023-10-16T20:28Z [----] followers, [--] engagements "Real Estate Investing Made Simple #realestateinvesting #biggerpockets #guidetoinvestinginrealestate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=7_9NoEjeKdQ) 2024-03-02T00:30Z [--] followers, [--] engagements "Bank Statement Loans & Out-Of-The-Box Financing Options #bankstatementloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=7aI4JjBBrWY) 2024-04-25T00:30Z [----] followers, [---] engagements "DON'T BUY #interestrates #mortgagerates #firsttimehomebuyer #highinterestrates #dontbuy ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=8HkfPRYzKEs) 2023-10-30T23:12Z [----] followers, [---] engagements "Airbnb Regulations & You: Rent Smart Stay Legal ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=8_p3YYhWalM) 2025-06-21T21:00Z [----] followers, [---] engagements "Hidden Utility Costs Heres What Buyers Need to Know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=8krZERSFE2M) 2025-07-29T22:15Z [----] followers, [---] engagements "Homebuyer Course May be Required for Down Payment Assistance ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=8tsbxuWNtSI) 2025-04-13T22:30Z [----] followers, [---] engagements "How to Find the Best Down Payment Assistance Program ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=9NSXfxJFmY8) 2025-03-27T20:00Z [----] followers, [--] engagements "#1 Mistake When It Comes to Credit Reporting ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=9REcPLDdgAw) 2025-03-21T22:00Z [----] followers, [---] engagements "Home Price Cuts How Much Do Buyers REALLY Save ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=9c5kPwpz3pw) 2025-06-10T23:00Z [----] followers, [----] engagements "What Lenders Don't Want You to Know About Appraisal Waivers Appraisal waivers can save time and money during your homebuying process. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ" [YouTube Link](https://youtube.com/watch?v=9gp1p5zOVH0) 2025-10-15T22:00Z [----] followers, [---] engagements "How to Get a 4% Interest Rate NOW in [----] Looking for ways to get a 4% Interest Rate NOW in this housing market in [----] I can be done 🏡 Learn real possibilities to make homeownership more affordable in todays market.➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. 📞CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV Let's chat and see if we can help you" [YouTube Link](https://youtube.com/watch?v=ASjH-STNAzo) 2025-04-18T00:22Z [----] followers, [---] engagements "Hybrid ARM Interest Only Payment Explained Simply ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=C3xXmUm60sc) 2025-06-26T20:00Z [----] followers, [--] engagements "A Lender's Credit Pull Can Surprise You ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #creditscore #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=CHAivqJ2rJs) 2025-08-30T17:00Z [----] followers, [---] engagements "Can You Airbnb Your Second Home Planning to rent out your vacation home Your mortgage might say otherwise call your lender ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ 85254" [YouTube Link](https://youtube.com/watch?v=CSUhFKLVGx8) 2025-09-19T22:00Z [----] followers, [---] engagements "The Hidden Cost of Different Home Types The type of property you buy impacts your mortgage and monthly expenses know the difference ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ" [YouTube Link](https://youtube.com/watch?v=CYemeIwL7gc) 2025-10-09T22:00Z [----] followers, [----] engagements "Down Payment Requirements For Second Homes & Investment Properties #secondhome #investment ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=CpQRwrH_edM) 2024-04-27T00:30Z [----] followers, [---] engagements "Seller Concessions and Seller Credits-are they gone #sellerconcessions #sellercredit ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=CxVmKeSbuKo) 2024-02-27T00:30Z [----] followers, [---] engagements "Sell Your House Faster (without Price Drops) Using This Strategy 🏡 Ready to sell your house faster without resorting to price drops Learn how to use this strategyseller creditsto attract buyers and make your home more affordable Whether you're a seller or a real estate agent this powerful strategy could help you close the deal quicker while keeping your bottom line intact. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV 👀LOOK AT THE NUMBERS HERE➡➡➡ https://mcedge.tv/f8ecr2 We lend in [--] states + Washington D.C. Our" [YouTube Link](https://youtube.com/watch?v=DFIN5_D6bgA) 2025-05-30T00:23Z [----] followers, [---] engagements "Social Proof Your Loan Officer before Applying ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=DPSUa4VHAHI) 2025-05-29T20:00Z [----] followers, [---] engagements "Choosing the Right Lender A First Time Buyers Guide ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=DaFPo2rgYkI) 2025-04-14T21:00Z [----] followers, [---] engagements "Answering Your Mortgage Questions LIVE I'm ANSWERING YOUR MORTGAGE QUESTIONS LIVE 🎥 From How are Gen Z supposed to buy a home to Is no money down a disaster waiting to happen Im answering YOUR real questions and comments from my most popular YouTube videos. In this live Mortgage Q&A I break down the facts clear up common misconceptions and give you the tools to make confident homebuying decisions. Whether youre a first-time buyer seasoned homeowner or a real estate professional helping clients this conversation is packed with valuable insights. ✅ Is a loan recast better than refinancing ✅ Do" [YouTube Link](https://youtube.com/watch?v=E50ZBGbowyQ) 2025-08-15T03:03Z [----] followers, [---] engagements "How To Pick The Right Lender For YOU Picking a mortgage lender is just as important as finding the perfect home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #findthelender" [YouTube Link](https://youtube.com/watch?v=E7NAfR_NUIE) 2025-09-21T22:00Z [----] followers, [---] engagements "Debunking Myths Down Payment Assistance Unveiled ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=EiTpHIv-JH4) 2025-04-01T23:00Z [----] followers, [---] engagements "Why Buyers Have the Upper Hand in Todays Market More buyers are entering the market yet sellers are making concessions. That score you see online isnt always the score your lender sees. For accurate mortgage approval always check directly with your lender. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone" [YouTube Link](https://youtube.com/watch?v=FBLH1sNU3rY) 2025-09-29T16:00Z [----] followers, [---] engagements "What Is An Interest Rate On A Mortgage #mortgage #interestrates #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in over 40+ states across America Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=FTlUI4mrDHY) 2023-08-22T23:20Z [----] followers, [---] engagements "How Do I Use Cryptocurrency for a Down Payment on a House BITCOIN ETHEREUM ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are interested in using cryptocurrency for a down payment on a house or using crypto for closing costs on a house such as Bitcoin or Ethereum.how do you do it Watch for the steps 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check Out Kelly Zitlow" [YouTube Link](https://youtube.com/watch?v=FYgBhgRvAEg) 2022-03-24T17:36Z [----] followers, [---] engagements "What interest RATE are you waiting for ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=FnHRxi3ARE0) 2025-07-07T21:00Z [----] followers, [----] engagements "Mortgage Transfer Notification What You NEED To Know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=GKjZNt0r3pA) 2025-05-31T16:30Z [----] followers, [----] engagements "Are [----] Housing Prices Expected to Decline #buyingahouse #housingmarket #realestate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I" [YouTube Link](https://youtube.com/watch?v=GeG2KeC7BO8) 2025-01-26T18:00Z [----] followers, [--] engagements "What to ask a Mortgage Lender BEFORE APPLYING ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=GgNrBJX7OD0) 2025-05-23T23:00Z [----] followers, [---] engagements "Opportunities Despite High Interest Rates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow" [YouTube Link](https://youtube.com/watch?v=GwdoL27Svno) 2025-08-16T17:00Z [----] followers, [---] engagements "Biggest Impact On Your Credit Score #credit #creditscore #badcredit ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=HBbZJi64SN8) 2024-03-07T00:30Z [--] followers, [---] engagements "It's NOT Just Interest Rate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE" [YouTube Link](https://youtube.com/watch?v=HjeQe5WOk7s) 2025-03-26T22:00Z [----] followers, [--] engagements "Will Interest Rates Fall Mortgage Outlook for [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=HrxHM1QIytI) 2025-06-30T21:00Z [----] followers, [---] engagements "The #1 Credit Score MISTAKE Home Buyers Make With Old Collections Credit matters when buying a home but strategy matters more. Old collections arent always the first thing to pay off speak with your mortgage expert before making moves that could lower your score. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB." [YouTube Link](https://youtube.com/watch?v=HwD1InUT9f0) 2025-09-15T16:00Z [----] followers, [---] engagements "Is Buying in a Bad Market a GOOD Move What History has Taught Us Wondering if its smart to buy when rates are high In this video we break down the history of mortgage rates compare buyer vs. seller markets and reveal what it really means to buy in todays conditions to see if buying in a "Bad" market is a "Good" move for you. LINK TO HISTORY OF RATES FROM FRED: https://fred.stlouisfed.org/series/MORTGAGE30US# ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to" [YouTube Link](https://youtube.com/watch?v=IGjyVyNDO1Q) 2025-07-10T21:40Z [----] followers, [---] engagements "5 Types of Home Loan Programs #buyingahouse #mortgage #homeloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=IMhrxIxUck4) 2025-02-13T23:00Z [----] followers, [--] engagements "Home Warranty SAVES You After Closing Unexpected Costs ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=IxO0LYDuCrU) 2025-05-28T19:00Z [----] followers, [---] engagements "TRACK MORTGAGE RATE fluctuations with THIS #fixedratemortgage #mortgagerates #buyingahouse" [YouTube Link](https://youtube.com/watch?v=IzDyevK2VWM) 2024-08-21T15:00Z [----] followers, [---] engagements "Is Your Lender Really Working for You The right team listens understands and finds the best strategy for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #loanofficer" [YouTube Link](https://youtube.com/watch?v=JGQw933VH8E) 2025-10-13T16:00Z [----] followers, [---] engagements "What NOT To Do When Youre Under Contract Under contract These simple slip-ups could cost you your dream home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagetips" [YouTube Link](https://youtube.com/watch?v=JbbLPop5SdE) 2025-09-25T22:00Z [----] followers, [----] engagements "No Downpayment Watch this if you want to buy a home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=KFZFSlyYxEg) 2025-07-28T21:00Z [----] followers, [---] engagements "Bank Statement Loans #selfemployed #bankstatementloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE" [YouTube Link](https://youtube.com/watch?v=KNQXHwn15IU) 2024-05-10T00:30Z [----] followers, [---] engagements "Most Important Thing for Choosing A Mortgage Lender ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=KlBhzvthqns) 2025-05-26T15:30Z [----] followers, [---] engagements "IO Loans: How to Avoid Payment Shock Later 💥 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=LGEK4UwvzXw) 2025-07-01T07:00Z [----] followers, [---] engagements "FHA Home Loan Appraisals & Inspections ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=Mx6Sca8YNZQ) 2025-04-02T22:00Z [----] followers, [---] engagements "What Happens if Interest Rates Drop #buyingahouse #mortgagerates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:" [YouTube Link](https://youtube.com/watch?v=NSwka0sX67c) 2025-03-18T22:59Z [----] followers, [--] engagements "Can You Buy a House Without Your Spouse Q&A Follow-up Our original video on Can You Buy a House Without Your Spouse sparked a ton of questionsand in this Q&A Follow-up Kelly is answering the most common ones 🏡💍Got questions about buying a house without a spouse This video addresses many common questions especially in a community property state. Learn how to protect property and navigate the legal aspects of home buying. Contact us for mortgage tips. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in 45" [YouTube Link](https://youtube.com/watch?v=NcfQobsI3hU) 2025-08-29T01:54Z [----] followers, [---] engagements "How Much House Can You Afford on $100K Salary Wondering what kind of home you can buy with a $100000 income In this video Kelly breaks down the real math behind how much house you can afford factoring in different debt scenarios current mortgage rates and monthly expenses. Whether you're a first-time buyer or planning your next move this video will give you a clear picture of your buying power and help you make smart decisions. ✅ Real income-to-debt examples ✅ Monthly payment estimates ✅ What lenders actually look for ✅ Tips to boost your buying power ➡ Schedule a FREE Personalized Mortgage" [YouTube Link](https://youtube.com/watch?v=Nswgc1LbyTI) 2025-08-07T16:00Z [----] followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@mortgagehowdoi MORTGAGE How Do I?
MORTGAGE How Do I? posts on YouTube about buying, education, home loans, advice the most. They currently have [-----] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
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Social Influence
Social category influence finance stocks technology brands formula 1 cryptocurrencies
Social topic influence buying, education, home loans, advice, fdic, financial, finance, financing, mortgage rate, money
Top accounts mentioned or mentioned by @houseloancom @medalistlegal @cheyluxeliving
Top Social Posts
Top posts by engagements in the last [--] hours
"WHY ARE CREDIT SCORES DIFFERENT BETWEEN THE [--] CREDIT BUREAUS EQUIFAX EXPERIAN TRANSUNION ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Have you ever wondered why your [--] credit scores are different between the [--] credit bureaus: ✔Equifax Credit Scores ✔Experian Credit Scores ✔Transunion Credit Scores Not only that when it comes to your "MORTGAGE" credit score it's an entirely different number Watch my video to learn the truth about credit scores and why the [--] credit bureaus differ. 🌎"
YouTube Link 2022-03-21T17:30Z [----] followers, 15.2K engagements
"What is an UNDERWRITER What does an UNDERWRITER do ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are getting a home loan you may be wondering who is this mysterious underwriter people are always talking about Underwriting is the most important part of home loan approval so be sure to watch this video to learn what you need to know about underwriting 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2022-03-10T19:19Z [----] followers, [----] engagements
"NEW FHA up to 100% Financing NO MONEY DOWN Program Are you interested in using an FHA loan but don't have the down payment Call us to see if you qualify for up to 100% Financing* ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV * Note: FHA Down Payment Assistance Program not offered in Massachusetts New York or Washington. 🌎"
YouTube Link 2023-04-06T17:58Z [----] followers, 93.1K engagements
"Homeownership in [----] Plan NOW If your lease is coming up in the next few months now is the time to start the conversation. Waiting until your lease is almost over can limit your options. The more time you have the better. Planning ahead allows you to understand what steps may be needed and gives you the opportunity to make changes before your lease ends. Even if buying isnt immediate getting on a plan early can put you in a strong position to become a homeowner in the next year. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎"
YouTube Link 2026-02-16T01:00Z [----] followers, [--] engagements
"How Do I Apply for An FHA Loan FHA LOAN APPLICATIONS EXPLAINED Are you interested in an FHA Loan ➡ Schedule a call with us to see if it's right for you. ☎ https://bit.ly/3wERfRV or 📞 call / text 480.725.0150 If you are in the market to purchase a home refinance a home OR a first-time homebuyer you may have heard about FHA loans but wondered what they were and how to apply for one This video has all the FHA information about how to apply for an FHA loan. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com We lend in [--] states + Washington D.C. Our mission is to provide honest"
YouTube Link 2022-02-08T16:36Z [----] followers, 31.1K engagements
"WHAT IS AN FHA LOAN (Complete Guide) Want to see if an FHA Loan is right for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Have you been wondering what is an FHA Loan In today's video Kelly Zitlow explains FHA Loans in-depth and breaks down what you need to know about FHA Loans. From FHA Loan credit scores to whether FHA Loans are good for first-time home buyers The topics we will cover are: ✅ What are some of the pros and cons of FHA Loans ✅ Who can apply for an FHA Loan ✅"
YouTube Link 2022-05-26T19:40Z [----] followers, 19.4K engagements
"What CREDIT SCORE is Needed for a LOAN ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you're in the market for a home you may be wondering what credit score is needed for a loan Watch this video to see a breakdown of general credit score requirements by loan type for conventional FHA and VA loans. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check Out Kelly Zitlow Groups"
YouTube Link 2022-02-01T18:30Z [----] followers, [---] engagements
"Forget Traditional MortgagesTry These Instead The home loan process isnt just about numbers. Its about asking the right questions and understanding the options that may already be available to you. Many buyers dont realize there are multiple ways to approach homeownership including resources they may already have. Having open conversations with a knowledgeable lender helps paint a clearer picture and creates a realistic path forward. The goal isnt pressure. Its clarity education and a plan that fits your situation. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow"
YouTube Link 2026-01-29T01:00Z [----] followers, [--] engagements
"PMI vs MIP Explained: Which One Are You Paying Mortgage insurance plays a key role in homeownership especially for buyers putting less than 20% down. There are two main types of mortgage insurance. Private Mortgage Insurance or PMI applies to conventional loans while Mortgage Insurance Premium or MIP applies to FHA loans. In both cases mortgage insurance protects the lender in the event of default. At the same time mortgage insurance allows lenders to offer lower down payment options. Without it many buyers would be required to bring significantly more money to the table. Programs offering 3%"
YouTube Link 2026-02-02T01:00Z [----] followers, [---] engagements
"You Don't Need 20% Down One of the biggest misconceptions in home buying is the belief that you must put 20% down to purchase a home. That simply isnt true. Mortgage insurance was created to increase homeownership by allowing buyers to purchase with less money down. It protects the lender and opens the door for qualified buyers who may not have large savings. With the right guidance you can understand how mortgage insurance works when it can drop off and how it fits into a smart long-term strategy. There are also down payment assistance programs available across the country that help buyers"
YouTube Link 2026-02-10T01:00Z [----] followers, [---] engagements
"Asking the right question can save you thousands The home loan process isnt just about numbers. Its about asking the right questions and understanding the options that may already be available to you. Many buyers dont realize there are multiple ways to approach homeownership including resources they may already have. Having open conversations with a knowledgeable lender helps paint a clearer picture and creates a realistic path forward. The goal isnt pressure. Its clarity education and a plan that fits your situation. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow"
YouTube Link 2026-02-04T01:00Z [----] followers, [----] engagements
"REQUIREMENTS OF A CASH-OUT REFINANCE REQUIREMENTS OF A CASH-OUT REFINANCE ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the"
YouTube Link 2022-12-02T16:44Z [----] followers, [----] engagements
"Should you RENT or BUY in this Market ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Should you RENT or BUY in this Market It's a COMPETITIVE market out there for home buying -- but it's competitive for renting too NOTE: RATES SHOWN IN VIDEO ARE AS OF JAN [----] CHECK WITH YOUR LOCAL LENDER FOR CURRENT RATES So.should you buy right now Let's take a look at the numbers For a closer look at the analysis in the video CLICK HERE: https://mcedge.tv/vavr2w **CHECK WITH YOUR LOCAL LENDER FOR"
YouTube Link 2022-02-23T18:14Z [----] followers, [----] engagements
"You might already qualify for that house Self-approving or self-denying is one of the biggest mistakes buyers are making right now. Mortgage guidelines are nuanced and online searches only tell part of the story. If buying a home is a goal the smartest first step is consulting with professionals who understand the full picture. Even if now isnt the right time a conversation can give you clarity options and a real plan forward. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage"
YouTube Link 2026-02-13T01:00Z [----] followers, [---] engagements
"PAY OFF CREDIT CARDS WITH A CASH-OUT REFINANCE PAY OFF CREDIT CARDS WITH A CASH-OUT REFINANCE ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to"
YouTube Link 2022-12-07T18:00Z [----] followers, [---] engagements
"20% Down: Why You DON'T Need It You don't need 20% down call us we'll show you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow"
YouTube Link 2025-08-15T00:00Z [----] followers, [----] engagements
"WHAT IS A BUYER'S MARKET WHAT IS A BUYER'S MARKET ➡ Schedule a MORTGAGE CONSULTATION 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying"
YouTube Link 2022-12-05T16:35Z [----] followers, [---] engagements
"401K FOR A DOWN PAYMENT ON A HOUSE 401K FOR A DOWN PAYMENT ON A HOUSE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB."
YouTube Link 2022-11-18T17:53Z [----] followers, [----] engagements
"HOW DO I BUY A SECOND HOME MORTGAGES FOR SECOND HOMES ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you're interested in obtaining a mortgage to purchase a second home there are a few things you should know I'm giving a deep dive on second homes and showing you some financing numbers TAKE CLOSER LOOK 👁 AT THE 💲 NUMBERS HERE: https://mcedge.tv/libj5x 00:00 Getting a Mortgage on a Second Home 00:38 Second Home or Vacation Home Classification 01:30 Second Home Used for AirBnB or"
YouTube Link 2022-03-23T20:23Z [----] followers, 104.5K engagements
"Credit Scores Not Matching Heres Why Confused why your Experian Equifax and TransUnion scores dont match Each bureau calculates differently but your lenders pull is the one that counts when buying a home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing"
YouTube Link 2025-09-27T15:00Z [----] followers, [----] engagements
"Trump Orders Fannie Mae to Do Something Massive How will this help President Trump's order for Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities aims to impact the housing market by increasing affordability. This move could influence home buying and mortgage rates affecting the broader economy. Understanding this opportunity is key for those navigating the real estate landscape. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV We"
YouTube Link 2026-01-23T01:15Z [----] followers, [---] engagements
"Buying a Home in 2026: Lower Price vs Lower Rate - SEE THE MATH I'm showing the math with side-by-side comparisons on [--] different Home Loan scenarios explaining how FLEX INCENTIVES (on new build homes) or SELLER CONCESSIONS (on resale homes) can be used to either reduce the purchase price or facilitate an interest rate buy down. Learning about these options is key to making informed decisions about your mortgage loan and closing costs. ➡ ➡ CLICK HERE TO SEE THE NUMBERS: https://mcedge.tv/uiqm36 📞Schedule a FREE call with a Kelly Zitlow Group advisor today CLICK to schedule:"
YouTube Link 2026-02-06T00:45Z [----] followers, [---] engagements
"HOW TO BUILD YOUR CREDIT TO BUY A HOUSE ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Credit is one of the most important factors when getting pre-approved for a home loan. You may be curious about ways you can build your credit to improve your score or even how to establish credit if you dont have credit and want to buy a house. 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI"
YouTube Link 2022-10-27T16:06Z [----] followers, [---] engagements
"Fixed vs Adjustable Rate Mortgages A fixed rate mortgage is a home loan where the interest rate stays the same for the life of the loan. Fixed rate options can range from shorter terms such as [--] or [--] years all the way up to a 30-year fixed rate mortgage. An adjustable rate mortgage or ARM works differently. With an ARM the interest rate is fixed for an initial period of time commonly [--] [--] or [--] years. After that initial fixed period the rate can adjust based on the loan terms. Understanding how these loan types work can help you choose the option that aligns best with your goals timeline and"
YouTube Link 2026-01-31T01:00Z [----] followers, [---] engagements
"SECRETS TO GETTING THE BEST MORTGAGE INTEREST RATE IN [----] Learn the secrets to getting the best mortgage rate in [----]. 🤔 It's about finding what works for your unique situation. Your credit score down payment and different mortgage guidelines all play a role in determining the best finance options for buying a home.💰 Want to know what rate you can qualify for ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based"
YouTube Link 2025-01-09T19:00Z [----] followers, [----] engagements
"THE BENEFITS OF AN FHA LOAN PROS & CONS OF FHA LOANS ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are considering an FHA loan there are a few things you should know. In this video we'll review the benefits of an FHA loan as well as the overall pros and cons of FHA Loans. 00:00 What are the benefits of an FHA Loan 00:19 What is an FHA Loan 00:48 The Benefits or PROS of an FHA Loan 00:58 Down Payment for FHA Loans 01:51 Credit Requirements for FHA Loans 02:30 Interest Rates for"
YouTube Link 2022-04-05T21:32Z [----] followers, [----] engagements
"WHAT IS A 2-1 BUYDOWN WHAT IS A 2-1 BUYDOWN KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258"
YouTube Link 2022-09-30T17:30Z [----] followers, [---] engagements
"BUYERS MARKET vs SELLERS MARKET (What's the Difference) ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 What is the difference between a Seller's Market and a Buyer's Market Watch my video and be sure to comment with questions 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE VIDEOS 📺 Videos for Home Buyers: https://bit.ly/2OnxUCa 📺 Videos For Real Estate Agents:"
YouTube Link 2022-12-02T22:29Z [----] followers, [----] engagements
"Media says HOUSING is UNAFFORDABLE.is it True in [----] The current discussion around the housing crisis often focuses on the affordability aspect but it's important to consider the broader market dynamics at play. While real estate market prices have increased this is a natural part of the housing cycle. Understanding this perspective is key to navigating the [----] economy and the status of the housing market. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to"
YouTube Link 2026-01-30T02:27Z [----] followers, [---] engagements
"Mortgage Insurance: It's NOT What you Think The TRUTH is. WHAT IS PMI And why do you need it Is it a bad thing Is it a good thing Today I am breaking down the TRUTH about what is Private Mortgage Insurance (also know on PMI) and its role in homeownership. PLUS learn how to get rid of it if you want to and how it differs from Mortgage Insurance on a FHA Loan. 📞Schedule a FREE call with a Kelly Zitlow Group advisor today CLICK to schedule: https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences."
YouTube Link 2026-02-12T23:48Z [----] followers, [---] engagements
"3 WAYS YOU CAN PAY PMI [--] WAYS YOU CAN PAY PMI KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID#"
YouTube Link 2022-07-08T17:00Z [----] followers, [---] engagements
"What Really Decides Mortgage Rates Many homebuyers think the Federal Reserve sets mortgage rates. The reality is rates are influenced by the job report inflation and where global money is being invested. Understanding these factors can help you make smarter decisions when buying a home. 📊 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone"
YouTube Link 2025-12-07T18:00Z [----] followers, [---] engagements
"How Do Mortgage Interest Rate Buydowns Work #interestrates #mortgagerates #buydown ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-02-13T00:30Z [----] followers, [----] engagements
"These things can get your mortgage DENIED (True Stories) 🚫 Dont let your dream home slip away because of a denied mortgage In this video I'm sharing TRUE STORIES regarding the top reasons home loans get deniedand how YOU can avoid them. Whether you're a first-time homebuyer or preparing for a big move these tips will help you get mortgage-ready and boost your chances of approval. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated"
YouTube Link 2025-07-03T23:23Z [----] followers, [---] engagements
"WHAT IS PMI PRIVATE MORTGAGE INSURANCE WHAT IS PMI PRIVATE MORTGAGE INSURANCE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital"
YouTube Link 2022-07-11T21:25Z [----] followers, [----] engagements
"Where are the OPPORTUNITIES in this HOUSING MARKET NOW in [----] Whats REALLY happening in todays housing market 🤔I'm breaking down the latest trends in home prices interest rates inventory and buyer demand without the hype Whether youre thinking about buying selling investing or just staying informed this market is changing fast. Ill show you whats driving todays conditions what to expect next and how to make smart moves in this environment. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states +"
YouTube Link 2025-11-14T03:20Z [----] followers, [---] engagements
"This One Mistake Tanks Your Mortgage Approval Late payments of [--] days or more are when real damage starts to happen to your credit score especially if they are recent. Recent late payments carry more weight in the credit scoring model and can negatively impact mortgage qualification. Understanding how timing affects your credit helps you avoid setbacks during the home loan process. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com"
YouTube Link 2026-01-13T01:00Z [----] followers, [---] engagements
"What REALLY Happens After You Apply For A Home Loan Ever wonder what happens after you submit your loan application for a home loan 🤔 I'm breaking down the complete mortgage process from beginning to end. Our goal is to make sure you understand every step especially the home loan underwriting so you're never left in the dark. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat"
YouTube Link 2025-12-05T02:26Z [----] followers, [---] engagements
"The TRUTH (no one tells you) about Down Payment Assistance Programs Thinking about using a Down Payment Assistance Program to buy a home Before you jump in you NEED to know the truth In this video I break down what lenders and realtors wont always tell youthe pros cons hidden costs and potential pitfalls of these programs. Want to see if you qualify for Down Payment Assistance ➡ Schedule a FREE 15-minute Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and"
YouTube Link 2025-02-17T16:00Z [----] followers, [---] engagements
"Client Cash Flowed $700 per Month After Paying off Debt ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE"
YouTube Link 2025-01-12T21:00Z [----] followers, [---] engagements
"Your Mortgage Could Be Your Path to Wealth in [----] Looking for a strategy for [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE"
YouTube Link 2026-01-10T03:01Z [----] followers, [---] engagements
"DSCR Loans Qualify for Rental Property Without Tax Returns ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-08T22:00Z [----] followers, [---] engagements
"BREAKING: [----] Loan Limits Just Jumped What This Means for YOU BREAKING NEWS for homebuyers The [----] Conforming Loan Limits were just announced & the increase is BIG. Im breaking down what the new loan limits are and why they matter for YOU These changes could mean more buying power better loan options and the ability to avoid jumbo financing (which often comes with stricter guidelines and higher interest rates). Whether youre buying refinancing upsizing or planning for a home in the new year this is GOOD NEWS ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group"
YouTube Link 2025-12-12T13:00Z [----] followers, [---] engagements
"Temporary vs Permanent Rate Buy Downs Explained #buyingahouse #interestrate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE"
YouTube Link 2025-02-25T19:00Z [----] followers, [--] engagements
"Don't Fall For False Rate Quotes Online Mortgage info you see online is only true at that moment in time. Rates and loan options change daily so always connect with your lender before making decisions. 🏡📊 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal"
YouTube Link 2025-10-19T22:00Z [----] followers, [---] engagements
"50 Year Mortgage Lender's SURPRISING REACTION Kelly Zitlows reaction to the new 50-year mortgage might surprise you. 🤯🏡With all the buzz online its easy to assume this loan option is either the best thing everor a total disaster. But Kelly breaks it down with honesty clarity and a perspective most people arent talking about. To get on a path to accomplish the American Dream ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and"
YouTube Link 2025-11-21T01:30Z [----] followers, [---] engagements
"What are points on a mortgage Discount Points Explained ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are getting a home loan you may be wondering what are points on a mortgage. You may have also heard the term discount points. So what exactly does that mean Watch to learn all about points on a mortgage. I'll also be answering these questions: ✅ Why would you want to buy down a rate ✅ When is the breakeven ✅ When does it make sense ✅ When does it NOT make sense 🌎 Learn more"
YouTube Link 2022-03-09T17:59Z [----] followers, [----] engagements
"When Should You Refinance Your Home #mortgagerefinanceprocess #refinancing #whentorefinance ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-02-23T00:30Z [----] followers, [---] engagements
"What They're Not Telling You About The Mortgage Rate Drop The media is all a buzz with mortgage rates Dropping BUT watch to learn what they're not telling you about lower mortgage rates If you want to get in line to be ready for the strike zone.➡ Schedule a no-obligation call📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ CALL OR TEXT"
YouTube Link 2024-08-08T23:20Z [----] followers, [---] engagements
"The Credit Utilization Secret That BOOSTS Your Score FAST Payment history makes up [--] percent of your credit score making consistency one of the most powerful tools when preparing for homeownership. Understanding how credit works helps you take intentional steps toward a stronger mortgage application. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of"
YouTube Link 2025-12-30T00:30Z [----] followers, [---] engagements
"Don't Let This One Fear Cost You a House Many buyers disqualify themselves before ever speaking with a lender. Applying for a home loan costs nothing and even if now isnt the right time the process gives you clarity. A lender can help you understand exactly what needs to change and how quickly you could get on a path to homeownership. Not trying keeps you in the same place. Trying gives you information direction and options. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor"
YouTube Link 2026-01-15T01:00Z [----] followers, [--] engagements
"Can You Use Rental Income To Get a Loan Unlike a primary home investment properties may use income to boost your loan approval ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ 85254"
YouTube Link 2025-10-29T21:00Z [----] followers, [---] engagements
"Mortgage Expert Reveals DEBT TO INCOME RATIO Secrets Your debt to income ratio (DTI) plays a huge role in qualifying for a mortgage. It measures how much of your monthly income goes toward debt payments and helps lenders determine how much you can afford. Keeping your DTI low can improve your loan options and buying power. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home"
YouTube Link 2025-11-14T18:00Z [----] followers, [---] engagements
"Mortgage Insurance: Difference between FHA & Conventional #buyingahouse #mortgage"
YouTube Link 2025-02-21T23:00Z [----] followers, [--] engagements
"What's REALLY Driving Mortgage Rates in [----] Fed Funds Rates dont directly set mortgages but they influence what youll pay. Understanding Fed decisions helps you make smarter home buying choices ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Kelly Zitlow is a Sr. Mortgage Advisor with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for"
YouTube Link 2025-10-03T17:00Z [----] followers, [---] engagements
"Why Credit Scores Dont Match Credit Questions Answered Why are credit scores different across Experian Equifax and TransUnion 🤔 In this video Im answering YOUR most popular credit questions from YouTube including: ✔ Why scores vary between the [--] credit bureaus ✔ What mortgage lenders really use (FICO vs FICO 8) ✔ Why your Experian score may be 50+ points lower ✔ How to make sure all [--] bureaus reflect your credit history If youre planning to buy a home refinance or just want to understand your credit better this video will give you the clarity you need. ➡ Schedule a FREE Personalized Mortgage"
YouTube Link 2025-09-26T17:37Z [----] followers, [---] engagements
"You Won't Believe What Matters Most When Buying A Home When buying a home the right team and loan officer matter more than the house itself. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste 140"
YouTube Link 2025-11-02T23:00Z [----] followers, [---] engagements
"The SHOCKING Truth About [--] Year Mortgages Nobody Tells You 50-year mortgages are sparking debate. Some love them some hate them. Heres my take: Growing up my parents started with a $10k mobile home. Over [--] years through owning [--] houses they built serious wealth thanks to real estate. Even small property appreciation over time adds up. 📈 Owning property matters. Real estate grows your future. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of"
YouTube Link 2025-12-15T18:00Z [----] followers, [--] engagements
"This Is Why Renters Miss Out on Homeownership If your lease is coming up in the next few months now is the time to start the conversation. Waiting until your lease is almost over can limit your options. The more time you have the better. Planning ahead allows you to understand what steps may be needed and gives you the opportunity to make changes before your lease ends. Even if buying isnt immediate getting on a plan early can put you in a strong position to become a homeowner in the next year. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today"
YouTube Link 2026-01-26T01:00Z [----] followers, [---] engagements
"What is the difference between a Co-Signer & a Co-Borrower on a Mortgage #buyingahouse #cosign"
YouTube Link 2024-12-12T19:18Z [----] followers, [----] engagements
"How Much Money Do You REALLY Need to Buy a House You dont need 20% down to buy a home. There are multiple low down payment options available depending on your debt-to-income ratio and financial profile. Understanding these programs can help you buy sooner and keep more money in your pocket. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone"
YouTube Link 2025-12-13T16:00Z [----] followers, [--] engagements
"The Big Mistake Homebuyers Make Before Closing Avoid buying new appliances during your home loan process 🚫 Big purchases like washers dryers or refrigerators can affect your debt-to-income ratio and risk your mortgage approval. Keep your finances steady until after closing. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank"
YouTube Link 2025-11-10T17:00Z [----] followers, [---] engagements
"Homebuyer Down Payment Secrets Revealed Your down payment impacts your loan interest rates and monthly mortgage payments. Choosing the right amount can save you money and increase your buying power. Let us help you plan and understand your down payment options for a smooth home buying experience. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of"
YouTube Link 2025-11-20T23:00Z [----] followers, [---] engagements
"What's REALLY Driving Rates in [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-18T21:00Z [----] followers, [----] engagements
"Mortgage Rate Hikes Avoid Lender Surprises ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-21T14:00Z [----] followers, [----] engagements
"The Biggest Mistake Homebuyers Make Before Closing If your lender pre approved you based on your current credit profile try not to change anything until closing. No new car. No new credit cards. No store financing. Even zero payment offers create new debt. Keeping your credit stable helps protect your loan and keeps your closing on track. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text [---] [---] [----] Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing"
YouTube Link 2025-12-22T00:30Z [----] followers, [---] engagements
"Will Mortgage Rates FINALLY Drop in [----] What to Expect 📉 Will mortgage rates finally drop in [----] 📉🏡 The mortgage experts have made their predictionsbut are they actually right this time In this video I break down the latest mortgage rate forecasts whats driving rates and what homebuyers should expect in the coming months. Want to see if what numbers look like for you ➡ Schedule a FREE 15-minute call 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending"
YouTube Link 2025-02-12T19:36Z [----] followers, [---] engagements
"CHOOSING A MORTGAGE LENDER CHOOSING A MORTGAGE LENDER KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS"
YouTube Link 2022-08-24T18:15Z [----] followers, [---] engagements
"STOP Wasting Money on the Wrong Mortgage Term With [--] years in the mortgage business Ive learned its all about the numbers. I created a mortgage coach analysis to show the mathnot to persuade you which is better but to help you see the options. If a 50-year mortgage helps you become a homeowner its worth considering while reviewing all your choices. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID#"
YouTube Link 2025-12-19T16:00Z [----] followers, [---] engagements
"What REALLY Happens When You Buy a House Subject To Existing Mortgage Selling your property subject-to your existing mortgage might sound like a smart move until you realize the buyer can take ownership while youre still responsible for the debt. ⚠ Understand the risks before entering any subject-to or wraparound deals. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home"
YouTube Link 2025-12-01T17:00Z [----] followers, [---] engagements
"Talking with a Mortgage Lender: A Casual Chat #buyingahouse #mortgage #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I"
YouTube Link 2025-02-17T22:00Z [----] followers, [--] engagements
"Don't Pay Old Collections Credit Score Warning Dont rush to pay off old debts while trying to buy a new home 🚫 Its important to talk with your lender first paying off collections or loans at the wrong time could actually lower your credit score or affect your approval. Always get expert guidance before making big financial moves. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150"
YouTube Link 2025-11-12T17:00Z [----] followers, [---] engagements
"Why Your LENDER Matters Most in [----] Home Buying The right lender can make all the difference in your home buying journey. A trusted mortgage professional will explain your options guide you through the process and help you avoid financial surprises. Working with the right team ensures a smoother path to homeownership. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home"
YouTube Link 2025-11-18T15:30Z [----] followers, [---] engagements
"Remember a Rate under 3% ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow"
YouTube Link 2025-08-25T00:00Z [----] followers, [---] engagements
"Mortgage Assumption--Home Buying Secret ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-11T21:00Z [----] followers, [---] engagements
"PMI ON CONVENTIONAL HOME LOANS PMI ON CONVENTIONAL HOME LOANS KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member"
YouTube Link 2022-08-22T21:26Z [----] followers, [---] engagements
"Trying to Buy a Home in [----] Avoid this Trendy MISTAKE Theres one mistake Im seeing more than ever and it's costing buyers homeownership. With more information available than ever before don't fall into this trendy trap if you want to buy a home in [----]. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT"
YouTube Link 2026-01-09T02:59Z [----] followers, [---] engagements
"Should you REFI or RECAST your Mortgage Which is better Today I'm breaking down the difference between REFI or RECASTing your Mortgage Which is better Need help figuring out which is better for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎"
YouTube Link 2025-10-31T14:01Z [----] followers, [--] engagements
"What is the meaning of APR APR vs Interest Rate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 What is the meaning of APR Are you uncertain of the meaning of APR when it comes to mortgages and the home loan process Watch my video as I review: ✅ What is APR ✅ What is the difference between APR vs Interest Rate ✅ Why do you need to know the APR ✅ Where do you find the APR Learn how Interest Rate & APR affect your mortgage payment here: https://youtu.be/C-XaOS79Smw 🌎 Learn more about us"
YouTube Link 2022-03-01T19:16Z [----] followers, [----] engagements
"Do You Really Need [--] Percent Down To Buy A House Many homebuyers think they need 20% down to qualify for a mortgage but thats not always true. Knowing your options can help you buy sooner and save money ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal"
YouTube Link 2025-11-22T15:01Z [----] followers, [---] engagements
"Buying the Mercedes Blew up His Loan ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #homeloantips #buyingahouse #kellyzitlow"
YouTube Link 2025-08-29T19:00Z [----] followers, [---] engagements
"New Homes Unlock Insane Interest Rate Savings Now ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-29T19:00Z [----] followers, [---] engagements
"The #1 MISTAKE Self-Employed People Make When Applying for Loans Self employed borrowers face unique challenges but the right strategy makes it all possible. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland"
YouTube Link 2025-10-27T18:00Z [----] followers, [---] engagements
"Getting a MORTGAGE When You're SELF-EMPLOYED An Entrepreneurs Story Self-employed & wondering how to navigate the mortgage process🏡Longtime client & Entrepreneur Jeff King shares insights and real-world experiences to help self-employed individuals master the mortgage process. Watch to learn his secret From understanding lending guidelines for self-employed borrowers to balancing deductions and income The Kelly ZItlow Group has you covered.➡ Schedule a FREE Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV Many thanks to Jeff King President - The Barndoor"
YouTube Link 2025-02-21T01:14Z [----] followers, [---] engagements
"SHOULD YOU BUY DOWN THE RATE SHOULD YOU BUY DOWN THE RATE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC."
YouTube Link 2022-06-28T22:57Z [----] followers, 12.3K engagements
"Motivated Sellers = Big Opportunities for Buyers 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-25T20:00Z [----] followers, [---] engagements
"Buying A House with a Non Spouse: What You Should Know #buyingahouse ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-02-15T18:00Z [----] followers, [---] engagements
"Community Lending Programs #communitylending #mortgagerates #interestrates #rates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-03-22T01:30Z [----] followers, [---] engagements
"Can't Do 20% Down Buy A Home Anyway ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Kelly Zitlow is a Sr. Mortgage Advisor with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home-buying process. #mortgagerates #buyingahouse #kellyzitlow"
YouTube Link 2025-08-23T17:01Z [----] followers, [---] engagements
"Can You Really Buy an Investment Property With Just [--] Percent Down For a $300000 purchase down payment requirements differ depending on the property type: Second homes: as low as 10% down Investment properties: as low as 15% down Mortgages can be expensive so understanding your options and planning ahead is critical to making smart home buying decisions. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or"
YouTube Link 2025-11-16T23:01Z [----] followers, [---] engagements
"Interest Rate Hacks: What Sellers Can Do to Help Buyers Save ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-31T21:00Z [----] followers, [---] engagements
"From $10k Mobile Home to $500k Real Estate Wins I grew up in a single-wide trailer. My blue-collar parents didnt make much money but over [--] years they owned [--] houses. Even without big salaries their wealth came from real estate. When my dad passed my brother and I inherited $500k from equity alone. Owning property matters. Even small appreciation over time adds up. Real estate builds your future. 📈 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with The Kelly Zitlow Group: https://bit.ly/3wERfRV Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of"
YouTube Link 2025-12-23T15:01Z [----] followers, [---] engagements
"Are Your Credit Scores Lying To You That score you see online isnt always the score your lender sees. For accurate mortgage approval always check directly with your lender. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office ="
YouTube Link 2025-09-17T16:01Z [----] followers, [----] engagements
"Stop Saving for That 20% Down One of the biggest misconceptions in home buying is the belief that you must put 20% down to purchase a home. That simply isnt true. Mortgage insurance was created to increase homeownership by allowing buyers to purchase with less money down. It protects the lender and opens the door for qualified buyers who may not have large savings. With the right guidance you can understand how mortgage insurance works when it can drop off and how it fits into a smart long-term strategy. There are also down payment assistance programs available across the country that help"
YouTube Link 2026-01-24T01:01Z [----] followers, [---] engagements
"3 Things to Know Before Using 401k for Down Payment You can use your 401K funds to help cover your down payment but its important to know the potential taxes penalties and repayment rules. Proper planning ensures your retirement savings and home purchase both stay on track. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank"
YouTube Link 2025-11-24T17:01Z [----] followers, [---] engagements
"What's REALLY Happening in the Housing Market From leverage to negotiations the market shift changes the game. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #realestatetips"
YouTube Link 2025-10-25T17:00Z [----] followers, [---] engagements
"Home Loan Secrets You Need to Know Buying a second home or an investment property comes with different down payment requirements than a primary residence. Understanding lending guidelines can help you plan your purchase avoid surprises and make your money work smarter. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB."
YouTube Link 2025-12-09T15:30Z [----] followers, [---] engagements
"The REAL Reason You Need a Real Estate Attorney NOW From closing contracts to title issues the right real estate attorney protects you from costly mistakes and bad deals before they happen ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender"
YouTube Link 2025-11-06T18:00Z [----] followers, [---] engagements
"Hack Your Credit Score Keep Balances BELOW 30% Using credit cards responsibly is one of the simplest ways to protect and strengthen your credit score. Keeping balances at 30% or lower of the credit limit shows healthy usage and can positively impact your mortgage readiness. Small habits like this can make a big difference when preparing to buy a home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT"
YouTube Link 2026-01-03T00:00Z [----] followers, [----] engagements
"How Much Do Closing Costs Actually Cost Closing costs are the final step in your home buying journey. These fees cover important services like appraisals title work and lender processing. Knowing what to expect helps you plan ahead and avoid surprises at the closing table. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB."
YouTube Link 2025-11-20T23:01Z [----] followers, [---] engagements
"APR vs Interest Rate APR or annual percentage rate represents the total yearly cost of a home loan expressed as a percentage. It is not the same as your note interest rate. APR is calculated differently and can include the interest rate mortgage insurance and certain closing costs. Because of this APR is usually higher than the actual interest rate on your loan. Understanding the difference between interest rate and APR helps you make more informed decisions when comparing loan options and planning for homeownership. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow"
YouTube Link 2026-01-17T06:00Z [----] followers, [---] engagements
"WHAT CAN BE PAID OFF WITH A CASH-OUT REFINANCE WHAT CAN BE PAID OFF WITH A CASH-OUT REFINANCE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB."
YouTube Link 2022-11-30T16:45Z [----] followers, [---] engagements
"The Hidden Dangers of Co-Signing a Loan 🏡 Thinking of Cosigning on a Loan Think Twice ⚠ Even if youre helping someone else qualify that loan still counts as your debt in the eyes of lenders. Cosigning can reduce your future borrowing power and affect your mortgage approval. 💳 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor 📧 KellyZitlowGroup@houseloan.com 🌐 www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital"
YouTube Link 2025-11-08T16:01Z [----] followers, [---] engagements
"How to Get Pre-Approved for a Mortgage Fast Pre-qualification gives you a clear picture of how much you can borrow and helps you shop confidently for your dream home. It shows sellers youre serious sets realistic expectations and makes the home buying process smoother. Start smart and get pre-qualified today. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a"
YouTube Link 2025-11-29T16:01Z [----] followers, [---] engagements
"The Big Mistake First Time Home Buyers Make Your debt to income ratio matters Avoid large purchases while getting approved for a home loan so you dont risk losing your qualification. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production"
YouTube Link 2025-10-31T17:01Z [----] followers, [---] engagements
"Good news for First time Homebuyers #buyingahouse #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-02-23T18:00Z [----] followers, [---] engagements
"Are These New Mortgage Programs a Game Changer New programs are coming to the market to help buyers navigate loan level pricing adjustments and limited second home loan incentives. These programs are designed to fill the gaps and make home buying more accessible for a wider range of buyers. 🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone"
YouTube Link 2025-12-05T18:01Z [----] followers, [---] engagements
"Contact Your Mortgage Expert Today Your homeownership journey starts with the right team reach out to the Kelly Zitlow Mortgage Group now ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste 140"
YouTube Link 2025-10-23T22:01Z [----] followers, [--] engagements
"HOW DO I RECAST MY MORTGAGE WHAT IS RECASTING ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 Curious about how to recast your mortgage Which is better recast or refinance Watch to learn more In this video I'll cover: 00:00 Introduction 00:20 What is Recasting a Mortgage 01:06 Why is Recasting a good strategy 03:06 Finance Example 04:22 Recast vs Refinance 6:00 How do I recast my Mortgage 6:42 Qualification Information 07:34 Reasons why you might Recast your Mortgage 🌎 Learn more"
YouTube Link 2022-01-26T17:30Z [----] followers, [----] engagements
"You Can Buy With A Lower Score Than Most Lenders Say Many buyers are surprised to learn that you can sometimes buy a home with a lower credit score than most lenders advertise. Program guidelines may allow lower scores but lender overlays and additional requirements can vary widely. Understanding the difference between program minimums and lender guidelines helps you set realistic expectations and create a clearer path to homeownership. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr."
YouTube Link 2026-01-09T01:01Z [----] followers, [---] engagements
"REAL Scenarios of Deed Fraud You Need to Know Deed fraud is happening more than most homeowners realize and it can strike anywhere. Understanding how to protect your property and spot the warning signs is critical to keeping control of your home. ⚠🏡 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today: https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Member FDIC. NMLS ID 2258"
YouTube Link 2025-12-11T23:01Z [----] followers, [--] engagements
"Want a Better Mortgage Rate Try This Simple Trick Paying down a credit card could boost your score and lower mortgage insurance or even improve your rate on a conventional loan. This is why communication with your lender matters. The right guidance can have a real financial impact. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text [---] [---] [----] Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing Lender #creditscore #mortgagetips #realestate"
YouTube Link 2025-12-27T23:30Z [----] followers, [---] engagements
"Avoid These Wiring Mistakes Everyone Makes No matter the lender system you need to know exactly how much money youll need at closing and how to safely get those funds there. Wire fraud is real. Always confirm instructions directly with your lender. Protect your money. ➡ Schedule a FREE Personalized Mortgage Consultation https://bit.ly/3wERfRV 📲 Call or text 480-725-0150 Kelly Zitlow NMLS [------] Sr. Mortgage Advisor Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB Member FDIC NMLS ID# [----] Equal Housing Lender #financialeducation #mortgagetips #homelending mortgage tips"
YouTube Link 2025-12-17T18:00Z [----] followers, [----] engagements
"Boost Your Credit Score House Buying Prep Guide Paying your bills on time can easily boost your credit score and improve your chances of qualifying for a better mortgage. Your credit score affects your loan options interest rate and overall buying power. Take simple steps now to strengthen your score before applying for a home loan. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150"
YouTube Link 2025-11-16T23:01Z [----] followers, [---] engagements
"Down Payment Options VA USDA and 3% Explained ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-30T21:01Z [----] followers, [---] engagements
"How Seller Concessions Can Lower Your Mortgage Rate 🔑 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-20T21:00Z [----] followers, [---] engagements
"PMI GETS A BAD WRAP PMI GETS A BAD WRAP KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258"
YouTube Link 2022-06-29T17:54Z [----] followers, [---] engagements
"APR vs INTEREST RATE APR vs INTEREST RATE KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor EVP Sales & Marketing KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com 480.725.0150 Kelly Zitlow is a Public Speaker Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process. Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# 2258"
YouTube Link 2022-07-06T21:30Z [----] followers, [----] engagements
"This Credit Mistake Costs 80-100 Points ONE LATE PAYMENT CAN DROP A PERFECT CREDIT SCORE [-----] POINTS Even a single 30-day late payment can significantly impact your credit score especially if its recent. Payment history makes up the largest portion of your credit score so protecting it is critical when preparing for a mortgage. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone"
YouTube Link 2026-01-05T23:01Z [----] followers, [---] engagements
"The Biggest Mistake Before Buying a House When I ask where they got pre-qualified the answer is surprising. They never spoke to a lender. Self-approving or self-denying is one of the biggest mistakes buyers are making right now. Mortgage guidelines are nuanced and online searches only tell part of the story. If buying a home is a goal the smartest first step is consulting with professionals who understand the full picture. Even if now isnt the right time a conversation can give you clarity options and a real plan forward. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly"
YouTube Link 2026-01-20T06:00Z [----] followers, [---] engagements
"One Mistake That Could Ruin Your Home Loan ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow"
YouTube Link 2025-08-15T19:00Z [----] followers, [---] engagements
"Property Tax Assessment Shock Builder Lawsuit Makes Headlines You may have also seen headlines about a top home builder facing a class-action lawsuit over what the media is calling misleading mortgage payments. While the headlines make it sound complicated the issue itself is actually simple and yet incredibly important. It all comes down to property taxes. I'm heading to the whiteboard and breaking down exactly how property taxes impact mortgage payments on new construction homes and what buyers need to understand to avoid surprises. ➡ Schedule a FREE Personalized Mortgage Consultation 📞"
YouTube Link 2026-01-16T03:15Z [----] followers, [---] engagements
"Finding a Loan Officer Who Works for YOU Your Loan Officer MATTERS Let us help YOU ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagetips #loanofficer #homebuyingtips"
YouTube Link 2025-10-01T16:01Z [----] followers, [---] engagements
"Should you BUY A HOUSE when RATES are HIGH ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-18T03:09Z [----] followers, [---] engagements
"What HOME BUYERS Need to Know About EARNEST MONEY Earnest money is a deposit that shows you are serious about buying a home. It is typically credited toward your down payment or closing costs once your purchase is finalized. Understanding how earnest money works can help you make smarter offers and protect your investment. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home"
YouTube Link 2025-11-18T15:30Z [----] followers, [--] engagements
"Second Home vs. Investment Property When it comes to investment properties seller credits are capped at 2% no matter your down payment. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale"
YouTube Link 2025-11-04T15:30Z [----] followers, [---] engagements
"Mortgage Discount Points: Are They Worth It ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-03T19:00Z [----] followers, [--] engagements
"Buyer's Market vs Seller's Market: The Real Cost Explained 💰 Is it better to buy a home in a buyers market or a sellers market I'm breaking down the real costs and showing you the MATH so you can see the actual financial differencenot just the interest rate or price but the true monthly and long-term cost of buying in each market. You'll learn: ✔ What defines a buyers market vs. a sellers market ✔ How home prices interest rates and competition impact your bottom line ✔ A side-by-side math comparison of two real-world scenarios 👉 WANT A CLOSER LOOK AT THE NUMBERS Click here:"
YouTube Link 2025-08-02T03:58Z [----] followers, [---] engagements
"Empower Your Home Buying Journey Key Insights for First Timers ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-16T22:00Z [----] followers, [---] engagements
"Social Proof Your Loan Officer before Applying ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-30T22:00Z [----] followers, [----] engagements
"Refinance Trigger--Don't Miss Out on Lower Interest ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-22T20:00Z [----] followers, [----] engagements
"Strategy to Pay Off High Interest Credit Cards #equity"
YouTube Link 2024-12-30T22:00Z [----] followers, [---] engagements
"What It Really Costs To Buy A Home #downpayment #closingcosts #appraisal #homeinspection ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-04-23T00:30Z [----] followers, [---] engagements
"How Much Can You Afford on $100K ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #homebuyingguide #buyingahouse #kellyzitlow"
YouTube Link 2025-09-01T00:00Z [----] followers, [---] engagements
"First Time Home Buyer Why You NEED a Real Estate Agent ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-19T20:00Z [----] followers, [---] engagements
"Luxury Home Demand is Rising How to Finance Your Dream Home 🏠 Ready to explore luxury home loans Whether you're eyeing a dream home in the $1M+ range or navigating jumbo loan options understanding the process is key. In this video Kelly Zitlow breaks down everything you NEED to know about luxury home financing including VA jumbo loans conforming vs. jumbo loan limits and how to strategize your financing to fit your goals. 💡What you'll learn: - The ins and outs of jumbo loans and how they differ from conventional loans. - Why reserves credit scores and debt-to-income ratios matter more for"
YouTube Link 2025-03-31T21:00Z [----] followers, [--] engagements
"WHY YOU NEED A FULLY UNDERWRITTEN PREAPPROVAL ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 In this competitive market you NEED a FULLY UNDERWRITTEN PREAPPROVAL to put yourself in a position to WIN Watch to learn why 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check-Out Kelly Zitlow Groups YouTube Channel for more home loan tips https://bit.ly/39GMn3E MORE VIDEOS 📺"
YouTube Link 2022-05-19T16:00Z [----] followers, [----] engagements
"New Home [--] Must-Dos AFTER CLOSING on Your House 🏠 🏠 Just bought a new home Congratulations Now what Here are [--] must-dos after closing on your new house so you can start your homeownership journey stress-free and informed. From tracking your first mortgage payment to avoiding junk mail scams I cover it all in this essential video We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. ➡➡➡➡Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎"
YouTube Link 2025-03-06T23:56Z [----] followers, [--] engagements
"INTEREST ONLY MORTGAGES: Rates & Guidlines What you need to know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-18T16:45Z [----] followers, [--] engagements
"Student Loan Debt Repayment How Will This Affect Buying a Home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states (plus Washington D.C.) Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2023-09-29T14:21Z [----] followers, [---] engagements
"HOME EQUITY LOANS VS HELOCS #homeequityloan #homeequitylineofcredit #homeloan"
YouTube Link 2024-11-05T23:00Z [----] followers, [----] engagements
"Home Maintenance Costs That Might Surprise You 🛠 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-28T21:00Z [----] followers, [---] engagements
"Credit Scoring Models for Mortgages ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-06T22:00Z [----] followers, [---] engagements
"How to Get MORTGAGE PREAPPROVAL in 2025: A Step-by-Step Guide Ready to start your home buying journey Learn how to get mortgage preapproval with this easy step-by-step guide 🏡 Whether you're a first-time buyer or looking to refinance this comprehensive breakdown covers everything you need to know to get financially prepared and secure your dream home. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV ✅ Key tips include: - Checking your credit report and improving your credit score - Reducing your debt-to-income ratio"
YouTube Link 2025-03-27T20:00Z [----] followers, [--] engagements
"How many months EMERGENCY FUND do you need ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-25T21:00Z [----] followers, [---] engagements
"Not all lenders are created equal ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI"
YouTube Link 2025-04-03T20:00Z [----] followers, [---] engagements
"FHA Loan Mortgage Insurance Understand the Rules ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-24T15:30Z [----] followers, [----] engagements
"FINANCING COMPARISONS FOR HOME LOANS #buyingahouse #homeloan #mortgagecoach"
YouTube Link 2024-12-09T21:00Z [----] followers, [--] engagements
"Second Mortgage Strategy Smart Debt Payoff or Financial Trap ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-11T22:00Z [----] followers, [---] engagements
"How to Use Home Equity to Buy a Second Home or Investment Property Want to turn your home equity into an investment or second home opportunity In this video I'll show you how to use your home equity to buy a second home or investment propertystep by step Interested in learning more about a Cash-Out Refinance Option ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve."
YouTube Link 2024-10-23T22:00Z [----] followers, [----] engagements
"Drop Your Mortgage Interest Rate #mortgagerates #mortgageinterestrate #interestrates #ratedrop ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2023-10-16T20:28Z [----] followers, [--] engagements
"Real Estate Investing Made Simple #realestateinvesting #biggerpockets #guidetoinvestinginrealestate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-03-02T00:30Z [--] followers, [--] engagements
"Bank Statement Loans & Out-Of-The-Box Financing Options #bankstatementloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-04-25T00:30Z [----] followers, [---] engagements
"DON'T BUY #interestrates #mortgagerates #firsttimehomebuyer #highinterestrates #dontbuy ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2023-10-30T23:12Z [----] followers, [---] engagements
"Airbnb Regulations & You: Rent Smart Stay Legal ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-21T21:00Z [----] followers, [---] engagements
"Hidden Utility Costs Heres What Buyers Need to Know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-29T22:15Z [----] followers, [---] engagements
"Homebuyer Course May be Required for Down Payment Assistance ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-13T22:30Z [----] followers, [---] engagements
"How to Find the Best Down Payment Assistance Program ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-03-27T20:00Z [----] followers, [--] engagements
"#1 Mistake When It Comes to Credit Reporting ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-03-21T22:00Z [----] followers, [---] engagements
"Home Price Cuts How Much Do Buyers REALLY Save ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-10T23:00Z [----] followers, [----] engagements
"What Lenders Don't Want You to Know About Appraisal Waivers Appraisal waivers can save time and money during your homebuying process. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ"
YouTube Link 2025-10-15T22:00Z [----] followers, [---] engagements
"How to Get a 4% Interest Rate NOW in [----] Looking for ways to get a 4% Interest Rate NOW in this housing market in [----] I can be done 🏡 Learn real possibilities to make homeownership more affordable in todays market.➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. 📞CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV Let's chat and see if we can help you"
YouTube Link 2025-04-18T00:22Z [----] followers, [---] engagements
"Hybrid ARM Interest Only Payment Explained Simply ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-26T20:00Z [----] followers, [--] engagements
"A Lender's Credit Pull Can Surprise You ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #creditscore #buyingahouse #kellyzitlow"
YouTube Link 2025-08-30T17:00Z [----] followers, [---] engagements
"Can You Airbnb Your Second Home Planning to rent out your vacation home Your mortgage might say otherwise call your lender ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ 85254"
YouTube Link 2025-09-19T22:00Z [----] followers, [---] engagements
"The Hidden Cost of Different Home Types The type of property you buy impacts your mortgage and monthly expenses know the difference ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ"
YouTube Link 2025-10-09T22:00Z [----] followers, [----] engagements
"Down Payment Requirements For Second Homes & Investment Properties #secondhome #investment ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-04-27T00:30Z [----] followers, [---] engagements
"Seller Concessions and Seller Credits-are they gone #sellerconcessions #sellercredit ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-02-27T00:30Z [----] followers, [---] engagements
"Sell Your House Faster (without Price Drops) Using This Strategy 🏡 Ready to sell your house faster without resorting to price drops Learn how to use this strategyseller creditsto attract buyers and make your home more affordable Whether you're a seller or a real estate agent this powerful strategy could help you close the deal quicker while keeping your bottom line intact. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV 👀LOOK AT THE NUMBERS HERE➡➡➡ https://mcedge.tv/f8ecr2 We lend in [--] states + Washington D.C. Our"
YouTube Link 2025-05-30T00:23Z [----] followers, [---] engagements
"Social Proof Your Loan Officer before Applying ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-29T20:00Z [----] followers, [---] engagements
"Choosing the Right Lender A First Time Buyers Guide ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-14T21:00Z [----] followers, [---] engagements
"Answering Your Mortgage Questions LIVE I'm ANSWERING YOUR MORTGAGE QUESTIONS LIVE 🎥 From How are Gen Z supposed to buy a home to Is no money down a disaster waiting to happen Im answering YOUR real questions and comments from my most popular YouTube videos. In this live Mortgage Q&A I break down the facts clear up common misconceptions and give you the tools to make confident homebuying decisions. Whether youre a first-time buyer seasoned homeowner or a real estate professional helping clients this conversation is packed with valuable insights. ✅ Is a loan recast better than refinancing ✅ Do"
YouTube Link 2025-08-15T03:03Z [----] followers, [---] engagements
"How To Pick The Right Lender For YOU Picking a mortgage lender is just as important as finding the perfect home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #findthelender"
YouTube Link 2025-09-21T22:00Z [----] followers, [---] engagements
"Debunking Myths Down Payment Assistance Unveiled ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-01T23:00Z [----] followers, [---] engagements
"Why Buyers Have the Upper Hand in Todays Market More buyers are entering the market yet sellers are making concessions. That score you see online isnt always the score your lender sees. For accurate mortgage approval always check directly with your lender. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone"
YouTube Link 2025-09-29T16:00Z [----] followers, [---] engagements
"What Is An Interest Rate On A Mortgage #mortgage #interestrates #firsttimehomebuyer ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in over 40+ states across America Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2023-08-22T23:20Z [----] followers, [---] engagements
"How Do I Use Cryptocurrency for a Down Payment on a House BITCOIN ETHEREUM ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150 If you are interested in using cryptocurrency for a down payment on a house or using crypto for closing costs on a house such as Bitcoin or Ethereum.how do you do it Watch for the steps 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI 📺 Check Out Kelly Zitlow"
YouTube Link 2022-03-24T17:36Z [----] followers, [---] engagements
"What interest RATE are you waiting for ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-07T21:00Z [----] followers, [----] engagements
"Mortgage Transfer Notification What You NEED To Know ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-31T16:30Z [----] followers, [----] engagements
"Are [----] Housing Prices Expected to Decline #buyingahouse #housingmarket #realestate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I"
YouTube Link 2025-01-26T18:00Z [----] followers, [--] engagements
"What to ask a Mortgage Lender BEFORE APPLYING ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-23T23:00Z [----] followers, [---] engagements
"Opportunities Despite High Interest Rates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagerates #buyingahouse #kellyzitlow"
YouTube Link 2025-08-16T17:00Z [----] followers, [---] engagements
"Biggest Impact On Your Credit Score #credit #creditscore #badcredit ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2024-03-07T00:30Z [--] followers, [---] engagements
"It's NOT Just Interest Rate ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE"
YouTube Link 2025-03-26T22:00Z [----] followers, [--] engagements
"Will Interest Rates Fall Mortgage Outlook for [----] ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-06-30T21:00Z [----] followers, [---] engagements
"The #1 Credit Score MISTAKE Home Buyers Make With Old Collections Credit matters when buying a home but strategy matters more. Old collections arent always the first thing to pay off speak with your mortgage expert before making moves that could lower your score. ✅ ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB."
YouTube Link 2025-09-15T16:00Z [----] followers, [---] engagements
"Is Buying in a Bad Market a GOOD Move What History has Taught Us Wondering if its smart to buy when rates are high In this video we break down the history of mortgage rates compare buyer vs. seller markets and reveal what it really means to buy in todays conditions to see if buying in a "Bad" market is a "Good" move for you. LINK TO HISTORY OF RATES FROM FRED: https://fred.stlouisfed.org/series/MORTGAGE30US# ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to"
YouTube Link 2025-07-10T21:40Z [----] followers, [---] engagements
"5 Types of Home Loan Programs #buyingahouse #mortgage #homeloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-02-13T23:00Z [----] followers, [--] engagements
"Home Warranty SAVES You After Closing Unexpected Costs ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-28T19:00Z [----] followers, [---] engagements
"TRACK MORTGAGE RATE fluctuations with THIS #fixedratemortgage #mortgagerates #buyingahouse"
YouTube Link 2024-08-21T15:00Z [----] followers, [---] engagements
"Is Your Lender Really Working for You The right team listens understands and finds the best strategy for you ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #loanofficer"
YouTube Link 2025-10-13T16:00Z [----] followers, [---] engagements
"What NOT To Do When Youre Under Contract Under contract These simple slip-ups could cost you your dream home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV KELLY ZITLOW NMLS [------] Sr. Mortgage Advisor KellyZitlowGroup@houseloan.com www.kellyzitlowgroup.com ☎ CALL or TEXT 480.725.0150 Cornerstone Home Lending a Division of Cornerstone Capital Bank SSB. Cornerstone Capital Bank SSB. Member FDIC. NMLS ID# [----] Equal Housing Lender Production Office = [-----] N Kierland Blvd Ste [---] Scottsdale AZ [-----] #mortgagetips"
YouTube Link 2025-09-25T22:00Z [----] followers, [----] engagements
"No Downpayment Watch this if you want to buy a home ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-28T21:00Z [----] followers, [---] engagements
"Bank Statement Loans #selfemployed #bankstatementloans ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences to all those we serve. Let's chat and see if we can help you achieve the dream of homeownership. ☎ https://bit.ly/3wERfRV ☎ 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI MORE"
YouTube Link 2024-05-10T00:30Z [----] followers, [---] engagements
"Most Important Thing for Choosing A Mortgage Lender ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-05-26T15:30Z [----] followers, [---] engagements
"IO Loans: How to Avoid Payment Shock Later 💥 ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-07-01T07:00Z [----] followers, [---] engagements
"FHA Home Loan Appraisals & Inspections ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-04-02T22:00Z [----] followers, [---] engagements
"What Happens if Interest Rates Drop #buyingahouse #mortgagerates ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in [--] states + Washington D.C. Our mission is to provide honest well-communicated and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎ https://bit.ly/3wERfRV 🌎 Learn more about us at: http://www.kellyzitlowgroup.com ➡ ✔ SUBSCRIBE TO THE MORTGAGE HOW DO I YOUTUBE CHANNEL:"
YouTube Link 2025-03-18T22:59Z [----] followers, [--] engagements
"Can You Buy a House Without Your Spouse Q&A Follow-up Our original video on Can You Buy a House Without Your Spouse sparked a ton of questionsand in this Q&A Follow-up Kelly is answering the most common ones 🏡💍Got questions about buying a house without a spouse This video addresses many common questions especially in a community property state. Learn how to protect property and navigate the legal aspects of home buying. Contact us for mortgage tips. ➡ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today ☎ https://bit.ly/3wERfRV We lend in 45"
YouTube Link 2025-08-29T01:54Z [----] followers, [---] engagements
"How Much House Can You Afford on $100K Salary Wondering what kind of home you can buy with a $100000 income In this video Kelly breaks down the real math behind how much house you can afford factoring in different debt scenarios current mortgage rates and monthly expenses. Whether you're a first-time buyer or planning your next move this video will give you a clear picture of your buying power and help you make smart decisions. ✅ Real income-to-debt examples ✅ Monthly payment estimates ✅ What lenders actually look for ✅ Tips to boost your buying power ➡ Schedule a FREE Personalized Mortgage"
YouTube Link 2025-08-07T16:00Z [----] followers, [---] engagements
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