# FDIC

FDIC insurance cap increase debate intensifies amid concerns over unrealized bank losses and potential bail-ins. Social media buzz highlights fears of bank failures and regulatory changes impacting depositors.

### About FDIC
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects bank depositors in the event of bank failure.  

### Insights
- FDIC posts created is up 26.56% from the previous month.

### Engagements: [---------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/fdic/time-series/interactions.tsv)  
Current Value: [---------]  
Daily Average: [---------]  
[--] Week: [---------] -17%  
[--] Month: [----------] -42%  
[--] Months: [-----------] -22%  
[--] Year: [-----------] +8.50%  
1-Year High: [----------] on 2025-07-12  
1-Year Low: [-------] on 2025-03-06  

Engagements by network (24h):
YouTube: [-------]
X: [------]
TikTok: [-------]
Instagram: [--]
Reddit: [---]
News: [--]

  
  
### Mentions: [-----] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/fdic/time-series/posts_active.tsv)  
Current Value: [-----]  
Daily Average: [---]  
[--] Week: [-----] -1.90%  
[--] Month: [-----] +18%  
[--] Months: [------] +7.70%  
[--] Year: [------] +3.40%  
1-Year High: [-----] on 2026-01-31  
1-Year Low: [---] on 2025-08-24  

Mentions by network (24h):
YouTube: [---]
X: [---]
TikTok: [---]
Instagram: [--]
Reddit: [--]
News: [--]

  
  
### Creators: [---] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/fdic/time-series/contributors_active.tsv)  
[---] unique social accounts have posts mentioning FDIC in the last [--] hours which is up 3.50% from [---] in the previous [--] hours
Daily Average: [---]  
[--] Week: [-----] -5.70%  
[--] Month: [-----] +12%  
[--] Months: [------] -3.80%  
[--] Year: [------] -11%  
1-Year High: [-----] on 2025-03-29  
1-Year Low: [---] on 2025-08-24  

The most influential creators that mention FDIC in the last [--] hours

| Creator                                                    | Rank | Followers | Posts | Engagements |
| -------                                                    | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments) | [--]    | [---------] | [--]    | [-------]     |
| [@klarnaofficial](/creator/youtube/klarnaofficial)         | [--]    | [------]    | [--]    | [------]      |
| [@fsnbna](/creator/tiktok/fsnbna)                          | [--]    | [-----]     | [--]    | [------]      |
| [@moneycoachdave](/creator/tiktok/moneycoachdave)          | [--]    | [------]    | [--]     | [------]      |
| [@fsb1879](/creator/tiktok/fsb1879)                        | [--]    | [---]       | [--]     | [------]      |
| [@dylan](/creator/youtube/dylan)                           | [--]    | [---------] | [--]     | [-----]       |
| [@diamondnestegg](/creator/youtube/diamondnestegg)         | [--]    | [-------]   | [--]     | [-----]       |
| [@georgekamel](/creator/youtube/georgekamel)               | [--]    | [-------]   | [--]     | [-----]       |
| [@centurybank](/creator/tiktok/centurybank)                | [--]    | [---]       | [--]     | [-----]       |
| [@mypfbbank](/creator/tiktok/mypfbbank)                    | [--]   | [---]       | [--]    | [-----]       |

[View More](/list/creators/fdic/100)
  
  
### Sentiment: 82%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/fdic/time-series/sentiment.tsv)  
Current Value: 82%  
Daily Average: 75%  
[--] Week: 67% -1%  
[--] Month: 81% +1%  
[--] Months: 81% +6%  
[--] Year: 81% +20%  
1-Year High: 99% on 2026-01-06  
1-Year Low: 11% on 2025-07-12  

Most Supportive Themes:
- FDIC Insurance: (30%) FDIC insurance protects depositors' money up to a certain limit in the event of a bank failure.
- High-Yield Savings Accounts (HYSAs): (25%) HYSAs offer higher interest rates than traditional savings accounts while still being FDIC insured.
- Banking Stability & Regulation: (20%) Discussions around the stability of the banking sector and the role of regulatory bodies like the FDIC.
  
Most Critical Themes:
- FDIC Cap Increase Debate: (40%) Proposals to increase the FDIC deposit insurance cap from $250,000 to $10 million are being debated.
- Unrealized Losses in Banking: (35%) Concerns about significant unrealized losses on investment securities held by banks.
- Bank Failures & Bail-ins: (25%) Discussions and fears surrounding potential bank failures and the concept of 'bail-ins' where creditors absorb losses.
  

### Top FDIC Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"How much did we make selling thrifted clothes online Open Your Relay Account Today: https://relay.yt.link/JmTJD9u Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank Member FDIC. @bankwithrelay #RelayPartner ebay ebay seller ebay reseller reseller ebay ebay seller ebay reseller reseller"  
[YouTube Link](https://youtube.com/watch?v=z9j5AaKhLyQ) [@carrieathome](/creator/youtube/carrieathome) 2026-02-16T18:34Z 40.4K followers, [----] engagements


"IT'S OFFICIAL: China Bankrupted American Farmer and No One is Talking About. In this video we'll discuss how China bankrupted American farmers and why this important issue isn't getting enough attention. Let's dive into the impact and implications of this overlooked situation. Learn why China has bankrupted American farmers in this eye-opening video. Find out the truth that no one is talking about. The [----] agricultural collapse has officially begun with a historic [--] million ton rejection of US crops. In this urgent financial update we expose how Chinas sudden pivot to Brazilian suppliers has"  
[YouTube Link](https://youtube.com/watch?v=W_g_Qwl6PEk) [@financemind07](/creator/youtube/financemind07) 2026-02-16T17:43Z 11.1K followers, [----] engagements


"Its time to fill out an expense report (a Form 1099-OID) Support This Channel paypal.me/jeffrey859locale.x=en_US https://stopthepirates.blogspot.com/2012/06/what-is-this-1099-oid.html JCROW'S LUGOL'S IODINE FREE SHIPPING https://www.jcrowsllc.comaff=1413 http://trezorio.refr.cc/default/u/jeffanderson SECURED PARTY CREDITOR PROCESS PACK [-----] How to Access These Resources To receive this comprehensive collection we request a donation of $49.95 payable via cryptocurrency or PayPal USD Coin. Your donation supports ongoing research and resource development."  
[YouTube Link](https://youtube.com/watch?v=ulvn2TThvpU) [@atexascash3502](/creator/youtube/atexascash3502) 2026-02-16T15:13Z 31.4K followers, [---] engagements


"FINAL ALERT: The Quiet Bank Merger That Signals a System-Wide Collapse A late-night bank merger approval in January [----] may be more than routine consolidation. In this video we break down what the First Horizon and Synovus Financial merger signals about regional bank stress commercial real estate exposure unrealized bond losses and the broader stability of the U.S. banking system. If you have deposits in regional banks hold more than $250000 in a single institution or are concerned about bank failures in [----] this is a critical analysis. Heres what we cover: - Why accelerated bank merger"  
[YouTube Link](https://youtube.com/watch?v=qDfsV7ztDas) [@thelastlessonyta](/creator/youtube/thelastlessonyta) 2026-02-16T14:14Z [----] followers, [----] engagements

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