# FDIC

FDIC insurance coverage and potential cap increases are hot topics, with recent posts highlighting concerns about bank stability and unrealized losses. Discussions also touch on the debate around increasing the FDIC deposit insurance cap.

### About FDIC
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects bank depositors in the event of bank failure.  

### Insights
- FDIC posts created is up 30.78% from the previous week.

### Engagements: [-------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/fdic/time-series/interactions.tsv)  
Current Value: [-------]  
Daily Average: [---------]  
[--] Week: [---------] -6.60%  
[--] Month: [----------] -44%  
[--] Months: [-----------] -22%  
[--] Year: [-----------] +7.80%  
1-Year High: [----------] on 2025-07-12  
1-Year Low: [-------] on 2025-03-06  

Engagements by network (24h):
Instagram: [---]
X: [------]
YouTube: [-------]
TikTok: [-------]
News: [--]
Reddit: [-----]

  
  
### Mentions: [---] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/fdic/time-series/posts_active.tsv)  
Current Value: [---]  
Daily Average: [---]  
[--] Week: [-----] -10%  
[--] Month: [-----] +18%  
[--] Months: [------] +7.40%  
[--] Year: [------] +4.30%  
1-Year High: [-----] on 2026-01-31  
1-Year Low: [---] on 2025-08-24  

Mentions by network (24h):
Instagram: [--]
X: [---]
YouTube: [---]
TikTok: [---]
News: [--]
Reddit: [--]

  
  
### Creators: [---] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/fdic/time-series/contributors_active.tsv)  
[---] unique social accounts have posts mentioning FDIC in the last [--] hours which is down 17% from [---] in the previous [--] hours
Daily Average: [---]  
[--] Week: [-----] -4.10%  
[--] Month: [-----] +9.70%  
[--] Months: [------] -5.10%  
[--] Year: [------] -9.40%  
1-Year High: [-----] on 2025-03-29  
1-Year Low: [---] on 2025-08-24  

The most influential creators that mention FDIC in the last [--] hours

| Creator                                                         | Rank | Followers | Posts | Engagements |
| -------                                                         | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments)      | [--]    | [---------] | [--]    | [-------]     |
| [@moneycoachdave](/creator/tiktok/moneycoachdave)               | [--]    | [------]    | [--]     | [------]      |
| [@fsnbna](/creator/tiktok/fsnbna)                               | [--]    | [-----]     | [--]    | [------]      |
| [@fsb1879](/creator/tiktok/fsb1879)                             | [--]    | [---]       | [--]     | [------]      |
| [@dylan](/creator/youtube/dylan)                                | [--]    | [---------] | [--]     | [------]      |
| [@mypfbbank](/creator/tiktok/mypfbbank)                         | [--]    | [---]       | [--]    | [-----]       |
| [@diamondnestegg](/creator/youtube/diamondnestegg)              | [--]    | [-------]   | [--]     | [-----]       |
| [@seokvarbie](/creator/twitter/seokvarbie)                      | [--]    | [--]        | [--]     | [-----]       |
| [@allpeoplesfuneralhome](/creator/tiktok/allpeoplesfuneralhome) | [--]    | [-------]   | [--]     | [-----]       |
| [@CashApp](/creator/twitter/CashApp)                            | [--]   | [---------] | [--]     | [-----]       |

[View More](/list/creators/fdic/100)
  
  
### Sentiment: 87%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:fdic/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/fdic/time-series/sentiment.tsv)  
Current Value: 87%  
Daily Average: 75%  
[--] Week: 70% +4%  
[--] Month: 84% -6%  
[--] Months: 84% +3%  
[--] Year: 84% +8%  
1-Year High: 99% on 2026-01-06  
1-Year Low: 11% on 2025-07-12  

Most Supportive Themes:
- FDIC Insurance: (30%) FDIC insurance protects depositors' money up to a certain limit in the event of a bank failure.
- High-Yield Savings Accounts (HYSAs): (25%) HYSAs offer higher interest rates than traditional savings accounts while still being FDIC insured.
- Banking Stability & Regulation: (20%) Discussions around the stability of the banking sector and the role of regulatory bodies like the FDIC.
  
Most Critical Themes:
- FDIC Cap Increase Debate: (40%) Proposals to increase the FDIC deposit insurance cap from $250,000 to $10 million are being debated.
- Unrealized Losses in Banking: (35%) Concerns about significant unrealized losses on investment securities held by banks.
- Bank Failures & Bail-ins: (25%) Discussions and fears surrounding potential bank failures and the concept of 'bail-ins' where creditors absorb losses.
  

### Top FDIC Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"IT'S OVER: Major Banks Just Suspended Wire Transfers (Your Money Is Locked) Major banks suspending wire transfers is not a routine glitch. Its a liquidity signal. In this video we break down reports of outbound wire transfer suspensions delayed ACH payments and extended check holds at regional banks and what that could mean for deposit safety FDIC insurance limits and the risk to uninsured deposits during a banking stress event. If youre searching for: bank wire transfer suspended are banks freezing money FDIC insurance limit explained bank liquidity crisis [----] regional bank collapse risk"  
[YouTube Link](https://youtube.com/watch?v=KZVuhe3bc8Q) [@danielmerceryt](/creator/youtube/danielmerceryt) 2026-02-15T08:44Z [----] followers, [---] engagements


"THEYRE LYING TO YOU: [--] Banks Secretly Controlled by the FDIC The banking crisis didn't end; it just went underground. In this video we expose the "Operational Receivership" mechanism the FDIC uses to manage failing banks before the public knows. We break down the forensic signals of financial distresslike dividend cuts and executive turnoverand identify the three banks showing massive red flags right now due to the Commercial Real Estate crisis. Learn how to protect your uninsured deposits before it's too late. FDIC Banking Crisis [----] New York Community Bancorp Valley National Bank"  
[TikTok Link](https://www.tiktok.com/@satisfying_asmr552/video/7606954308512353558) [@satisfying_asmr552](/creator/tiktok/satisfying_asmr552) 2026-02-15T05:08Z 64.3K followers, [---] engagements


"@mmjukic @naval If I lose money on a stock does the govt pay me Seems fair. Maybe a whole new kind of investing. The unrealized loss covered by fdic. Lol"  
[X Link](https://x.com/DaveCrocket0/status/2022887981963440612) [@DaveCrocket0](/creator/x/DaveCrocket0) 2026-02-15T04:17Z [---] followers, [---] engagements


"2/152026450 2026Metropolitan Capital Bank450CRE2.6HUD20269360 ----- https://note.com/kiku_keizai ----- 2026Metropolitan Capital Bank [---] HUD1.46 2026CRE9360 FDICTravis Hill [--] ----- FDIC Press Release https://www.fdic.gov/news/press-releases/2026/first-independence-bank-detroit-michigan-assumes-all-deposits-metropolitan American Banker https://www.americanbanker.com/news/chicago-bank-becomes-first-failure-of-2026 Bisnow https://www.bisnow.com/national/news/capital-markets/cre-tied-to-first-bank-failure-of-2026-133023 The Real Deal"  
[YouTube Link](https://youtube.com/watch?v=v903EQEUOek) [@ohayo](/creator/youtube/ohayo) 2026-02-15T00:18Z 30.3K followers, [----] engagements

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