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# Home Loans

RBI repo rate cuts are leading to lower home loan interest rates, with some banks already reducing them. Meanwhile, new regulations like debt-to-income limits are being introduced in some markets.

### About Home Loans
Home loans, also known as mortgages, are financial products used by individuals to purchase residential property.  

### Insights
- Home Loans Engagements hit a 52-Week high of XXXXXXXXXX for the day

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:home-loans/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/home-loans/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXXXXX -XXXX%  
X Month: XXXXXXXXXX -XX%  
X Months: XXXXXXXXXXX +12%  
X Year: XXXXXXXXXXXXX +27%  
1-Year High: XXXXXXXXXX on 2024-12-11  
1-Year Low: XXXXXXX on 2025-02-08  

Engagements by network (24h):
News: XXXXX
Reddit: XXXXX
TikTok: XXXXXXX
X: XXXXXXX
YouTube: XXXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:home-loans/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/home-loans/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXX +0.70%  
X Month: XXXXXX +6.70%  
X Months: XXXXXX +24%  
X Year: XXXXXXX +81%  
1-Year High: XXXXX on 2025-11-11  
1-Year Low: XXX on 2025-01-27  

Mentions by network (24h):
News: XX
Reddit: XXX
TikTok: XXXXX
X: XXXXX
YouTube: XXXXX

  
  
### Creators: XXXXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:home-loans/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/home-loans/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Home Loans in the last XX hours which is down XXXX% from XXXXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX +0.08%  
X Month: XXXXXX +13%  
X Months: XXXXXX +14%  
X Year: XXXXXX +48%  
1-Year High: XXXXX on 2025-11-11  
1-Year Low: XXX on 2025-01-27  

The most influential creators that mention Home Loans in the last XX hours

| Creator                                                           | Rank | Followers | Posts | Engagements |
| -------                                                           | ---- | --------- | ----- | ----------- |
| [@melissadorman](/creator/tiktok/melissadorman)                   | X    | XXXXXXX   | X     | XXXXXX      |
| [@sarkariemployees](/creator/youtube/sarkariemployees)            | X    | XXXXXXX   | X     | XXXXXX      |
| [@naviapp](/creator/youtube/naviapp)                              | X    | XXXXXXX   | X     | XXXXXX      |
| [@kimloandailywork](/creator/youtube/kimloandailywork)            | X    | XXXXX     | X     | XXXXXX      |
| [@hold_my_hand_wholesale](/creator/tiktok/hold_my_hand_wholesale) | X    | XXXXXXX   | X     | XXXXXX      |
| [@myloankart1](/creator/youtube/myloankart1)                      | X    | XXXXX     | X     | XXXXXX      |
| [@askmrmortgage](/creator/tiktok/askmrmortgage)                   | X    | XXXXXXX   | XX    | XXXXX       |
| [@realestatewithalicia_](/creator/tiktok/realestatewithalicia_)   | X    |           | X     | XXXXX       |
| [@bosswallahtamil](/creator/youtube/bosswallahtamil)              | X    | XXXXXXXXX | X     | XXXXX       |
| [@bosswallahtelugu](/creator/youtube/bosswallahtelugu)            | XX   | XXXXXXXXX | X     | XXXXX       |

[View More](/list/creators/home-loans/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:home-loans/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/home-loans/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +2%  
X Month: XX% +10%  
X Months: XX% +16%  
X Year: XX% +12%  
1-Year High: XX% on 2025-11-24  
1-Year Low: XX% on 2024-12-26  

Most Supportive Themes:
- Homeownership Accessibility: (40%) Discussions focus on making homeownership more attainable through various loan programs, partnerships, and financial strategies.
- Mortgage Rate Benefits: (30%) Highlighting partnerships and programs that offer lower mortgage rates and reduced closing costs for consumers.
- Financial Planning for Homebuyers: (20%) Providing advice and tools for individuals to navigate the home-buying process, including loan eligibility and repayment strategies.
  
Most Critical Themes:
- Loan Default and Repayment Challenges: (5%) Addressing concerns about loan defaults, the difficulties in managing EMIs and expenses, and the consequences of missed payments.
- Regulatory and Legislative Impacts: (5%) Mentioning potential changes in legislation and regulations that could affect home loans and the housing market.
  

### Top Home Loans News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Current mortgage rates report for Dec. X 2025 Fortune"  
[News Link](https://fortune.com/article/current-mortgage-rates-12-09-2025/) [@FortuneMagazine](/creator/x/FortuneMagazine) 2025-12-09T10:29Z 228.6M followers, XX engagements


"RIP Jibar: How the death of a key interest rate will rewrite XXX XXX home loans News24"  
[News Link](https://www.news24.com/business/companies/rip-jibar-how-the-death-of-a-key-interest-rate-will-rewrite-135-000-home-loans-20251207-1155) [@business](/creator/x/business) 2025-12-08T07:03Z 228.6M followers, 1484 engagements


"RBI Repo Rate Cut Impact: PNB Lowers Home Loan Rate To XXXX% Will YourEMIComeDown Banking and Finance News - News18"  
[News Link](https://www.news18.com/business/banking-finance/rbi-repo-rate-cut-impact-pnb-lowers-home-loan-rate-to-8-10-will-your-emi-come-down-ws-l-9755436.html) [@CNNnews18](/creator/x/CNNnews18) 2025-12-07T09:55Z 228.6M followers, XXX engagements


"Home loans set to fall to historic low of XXX% with rate cut - The Times of India"  
[News Link](https://timesofindia.indiatimes.com/business/india-business/home-loans-set-to-fall-to-historic-low-of-7-1-with-rate-cut/articleshow/125787404.cms) [@timesofindia](/creator/x/timesofindia) 2025-12-05T11:31Z 228.6M followers, XX engagements



### Top Home Loans Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"Want to become a millionaire in real estate First move buy a 4-plex with an FHA loan. XXX% down. Live in one unit rent the other units to three friends. Manage it yourself. Save all cashflow for 2-5 years. Or however long it takes. Dont spend a dime of it. Eventually use that saved cashflow to buy another investment property or buy a single family house to live in. Manage your 4-plex and live in your house. Its not easy and will require hard work and sacrifice but its doable. Even if you never make another investment in your life those two moves all but guarantee you will be a millionaire"  
[X Link](https://x.com/seandsweeney/status/1998785526753595766) [@seandsweeney](/creator/x/seandsweeney) 2025-12-10T16:02Z 104.6K followers, 23.9K engagements


"Save lakhs on your home loan #youtubeshorts #shorts #shortsvideo #home #loan"  
[YouTube Link](https://youtube.com/watch?v=4FBxRmUgnEE) [@prettymuchfinanceofficial](/creator/youtube/prettymuchfinanceofficial) 2025-12-10T13:38Z 704K followers, 2892 engagements


"Must-Know Home Loan Tips #telugufinance #casharathjyothsna #investingfromzero"  
[YouTube Link](https://youtube.com/watch?v=J6PvKxedMoI) [@casharathjyothsna](/creator/youtube/casharathjyothsna) 2025-12-10T11:30Z 42.8K followers, 2361 engagements


"MsHuyen sold the cow and now someone has come to claim the house she doesn't know how she'll survive"  
[YouTube Link](https://youtube.com/watch?v=2f8CgaFVYqI) [@xinloanhq](/creator/youtube/xinloanhq) 2025-12-10T10:00Z XXX followers, 4038 engagements