# Mortgage Rates

Mortgage rates are showing a modest downward trend, with some news highlighting rates falling to 6.09% and potential for even lower rates. However, affordability remains a major concern due to high home prices and economic uncertainty, with some experts warning of potential market corrections.

### About Mortgage Rates
Mortgage rates are the interest rates charged on home loans.  

### Insights
- Mortgage Rates posts created is up 28.57% from the previous week.

### Engagements: [---------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/interactions.tsv)  
Current Value: [---------]  
Daily Average: [---------]  
[--] Week: [---------] -25%  
[--] Month: [----------] -8.40%  
[--] Months: [-----------] +54%  
[--] Year: [-----------] +28%  
1-Year High: [---------] on 2025-07-30  
1-Year Low: [-------] on 2025-06-14  

Engagements by network (24h):
X: [------]
TikTok: [------]
News: [-----]
Instagram: [-------]
Reddit: [-----]
YouTube: [---------]

  
  
### Mentions: [-----] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/posts_active.tsv)  
Current Value: [-----]  
Daily Average: [-----]  
[--] Week: [-----] +9.70%  
[--] Month: [------] -2.10%  
[--] Months: [-------] +52%  
[--] Year: [-------] +17%  
1-Year High: [-----] on 2025-09-19  
1-Year Low: [---] on 2025-02-17  

Mentions by network (24h):
X: [---]
TikTok: [---]
News: [--]
Instagram: [--]
Reddit: [---]
YouTube: [---]

  
  
### Creators: [-----] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/contributors_active.tsv)  
[-----] unique social accounts have posts mentioning Mortgage Rates in the last [--] hours which is down 14% from [-----] in the previous [--] hours
Daily Average: [-----]  
[--] Week: [-----] -1.40%  
[--] Month: [------] -4.20%  
[--] Months: [------] +37%  
[--] Year: [------] +11%  
1-Year High: [-----] on 2025-09-19  
1-Year Low: [---] on 2025-02-17  

The most influential creators that mention Mortgage Rates in the last [--] hours

| Creator                                                      | Rank | Followers | Posts | Engagements |
| -------                                                      | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments)   | [--]    | [---------] | [---]   | [---------]   |
| [@calltoleap](/creator/instagram/calltoleap)                 | [--]    | [---------] | [--]     | [-------]     |
| [@bensellin](/creator/youtube/bensellin)                     | [--]    | [------]    | [--]     | [------]      |
| [@bonkersie](/creator/youtube/bonkersie)                     | [--]    | [-----]     | [--]     | [------]      |
| [@NEWSMAX](/creator/twitter/NEWSMAX)                         | [--]    | [---------] | [--]     | [-----]       |
| [@VladTheInflator](/creator/twitter/VladTheInflator)         | [--]    | [-------]   | [--]    | [-----]       |
| [@LoganMohtashami](/creator/twitter/LoganMohtashami)         | [--]    | [------]    | [--]    | [-----]       |
| [@pdfinance0](/creator/tiktok/pdfinance0)                    | [--]    | [-----]     | [--]     | [-----]       |
| [@propertygorilla](/creator/youtube/propertygorilla)         | [--]    | [-----]     | [--]     | [-----]       |
| [@propertyaccelerator](/creator/youtube/propertyaccelerator) | [--]   | [------]    | [--]     | [-----]       |

[View More](/list/creators/mortgage-rate/100)
  
  
### Sentiment: 76%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/sentiment.tsv)  
Current Value: 76%  
Daily Average: 70%  
[--] Week: 72% +3%  
[--] Month: 67% +4%  
[--] Months: 67% -3%  
[--] Year: 67% -12%  
1-Year High: 98% on 2025-07-30  
1-Year Low: 31% on 2025-03-05  

Most Supportive Themes:
- Mortgage Rates Falling: (40%) Mortgage rates have seen a downward trend, reaching their lowest points in over a year, which is encouraging for potential buyers and those looking to refinance.
- Fed Rate Cuts Impact: (30%) The Federal Reserve's interest rate cuts are a significant factor influencing mortgage rates, though the market's reaction is complex and not always immediate.
- Housing Market Activity: (20%) Lower mortgage rates are beginning to stimulate purchase activity and refinancing, suggesting a potential uptick in the housing market.
  
Most Critical Themes:
- Affordability Concerns: (60%) Despite falling rates, home prices and economic uncertainty continue to pose significant affordability challenges for many potential homebuyers.
- Market Volatility: (30%) The relationship between Fed actions, bond markets, and mortgage rates remains volatile, creating uncertainty for consumers and sellers.
  

### Top Mortgage Rates News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"American Homes Are Shrinking. Why Are They Still So Unaffordable Entry-level starter homes are still subject to rising costs for land and labor and buyers have to contend with high mortgage rates"  
[News Link](https://www.msn.com/en-us/money/realestate/american-homes-are-shrinking-why-are-they-still-so-unaffordable/ar-AA1FuhU7) [@MSN](/creator/x/MSN) 2026-02-15T19:50Z 187.9K followers, [----] engagements


"How to get a mortgage rate under [--] percent in [----] : NPR Low mortgage rates from the COVID era might still be attainable for homebuyers if they find the right house and have the cash"  
[News Link](https://www.npr.org/2026/02/15/nx-s1-5704697/assumable-mortgage-rates-housing-market) [@NPR](/creator/x/NPR) 2026-02-15T12:30Z 7.8M followers, [---] engagements


"Mortgage rates fall to 6.09%: Freddie Mac Fox Business The average rate on a 30-year fixed mortgage slipped this week to 6.09% according to the latest Freddie Mac data released Thursday. That is down from last week's reading of 6.11%"  
[News Link](https://www.foxbusiness.com/economy/mortgage-rates-february-12-2026) [@FoxBusiness](/creator/x/FoxBusiness) 2026-02-12T20:30Z 879.9K followers, [----] engagements


"January homes sales tank more than 8% with potential buyers struggling Home sales in January fell more than expected as mortgage rates didn't move much and consumer confidence dropped"  
[News Link](https://www.cnbc.com/2026/02/12/january-homes-sales.html) [@DianaOlick](/creator/x/DianaOlick) 2026-02-12T15:06Z 51.3K followers, 50.2K engagements



### Top Mortgage Rates Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"Las Vegas Homes are more affordable than ever low 2.75% mortgage rates Touchstone Living easy to buy I partnered with Touchstone Living because I know the home buying process can see overwhelming and I wanted to share easy affordable options in Las Vegas. They will help you find a home get approved & move in fast & easy. @Touchstone Living #vegas #lasvegas #vegasstarfish #realestate #affordablehomes"  
[YouTube Link](https://youtube.com/watch?v=2ryP_9_SYLQ) [@vegasstarfish](/creator/youtube/vegasstarfish) 2026-02-16T04:34Z 546K followers, 11.2K engagements


"@grok @Jake__Wujastyk @RayDalio People reducing their bond position should in turn create rising mortgage rates - correct"  
[X Link](https://x.com/B__G17/status/2023242245420245230) [@B__G17](/creator/x/B__G17) 2026-02-16T03:45Z [----] followers, [---] engagements


"@ryangerritsen How bout the price of groceries and mortgage rates"  
[X Link](https://x.com/wild_card88/status/2023240289775698107) [@wild_card88](/creator/x/wild_card88) 2026-02-16T03:37Z [--] followers, [---] engagements


"The US housing market in February [----] shows historic unaffordability and slowing price growth (0.54% forecasted by Freddie Mac and others) with price dips expected in [--] cities including parts of Florida. Inventory is rising sales remain soft and mortgage rates are easing to around 6%. Views differsome warn of potential corrections others see stabilization. It is not definitively a serious bubble but risks exist in certain regions. U.S. Housing Market has reached its most unaffordable level in history 🚨🏡😢 https://t.co/QG2RsPB7uW U.S. Housing Market has reached its most unaffordable level"  
[X Link](https://x.com/americansublime/status/2023228541484114398) [@americansublime](/creator/x/americansublime) 2026-02-16T02:50Z 52.3K followers, [---] engagements

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