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# ![Mortgage Rates Graphic](https://lunarcrush.com/gi/w:26/t:mortgage-rate.png) Mortgage Rates

Mortgage rates plummet to a 3-year low, sparking a surge in refinancing activity. Experts urge homebuyers to consider making moves now amidst Federal Reserve rate cuts and looming economic uncertainty.

### About Mortgage Rates
Analysis of social media discussions and news related to mortgage rates.  

### Insights [#](/topic/mortgage-rate/insights)
- Mortgage Rates sentiment is up XXXXX% from the previous week.

### Engagements: XXXXXXX [#](/topic/mortgage-rate/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/interactions.tsv)  
**Current Value**: XXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXX -XX%  
**1 Month**: XXXXXXXXXX -XX%  
**6 Months**: XXXXXXXXXXX -XX%  
**1 Year**: XXXXXXXXXXX -XX%  
**1-Year High**: XXXXXXXXX on 2025-07-30  
**1-Year Low**: XXXXXX on 2025-10-18  

| Social Network | TikTok | YouTube | Reddit | News  | X       |
| -------------- | ------ | ------- | ------ | ----  | -       |
| Engagements    | XXXXXX | XXXXXXX | XXXXX  | XXXXX | XXXXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/mortgage-rate/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XXXX%  
**1 Month**: XXXXX -XX%  
**6 Months**: XXXXXX +0.37%  
**1 Year**: XXXXXXX -XXXX%  
**1-Year High**: XXXXX on 2025-09-19  
**1-Year Low**: XXX on 2025-10-18  

| Social Network | TikTok | YouTube | Reddit | News | X   |
| -------------- | ------ | ------- | ------ | ---- | -   |
| Mentions       | XXX    | XXX     | XXX    | XX   | XXX |
  

  
  
### Creators: XXX [#](/topic/mortgage-rate/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/contributors_active.tsv)  
XXX unique social accounts have posts mentioning Mortgage Rates in the last XX hours which is down XX% from XXXXX in the previous XX hours
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XXXX%  
**1 Month**: XXXXX -XX%  
**6 Months**: XXXXXX -X%  
**1 Year**: XXXXXX +2.10%  
**1-Year High**: XXXXX on 2025-09-19  
**1-Year Low**: XXX on 2025-10-18  

The most influential creators that mention Mortgage Rates in the last XX hours

| Creator                                                                | Rank | Followers   | Posts | Engagements |
| -------                                                                | ---- | ---------   | ----- | ----------- |
| [@elduplexking](/creator/tiktok/elduplexking)                          | X    | XXXXXX      | X     | XXXXXX      |
| [@YahooFinance](/creator/youtube/YahooFinance)                         | X    | XXXXXXXXX   | X     | XXXXXX      |
| [@michaelbordenaro](/creator/youtube/michaelbordenaro)                 | X    | XXXXXXX     | X     | XXXXXX      |
| [@therateupdatewithdanfrio](/creator/youtube/therateupdatewithdanfrio) | X    | XXXXXX      | XX    | XXXXXX      |
| [@mortgagetruth](/creator/twitter/mortgagetruth)                       | X    | XXXXX       | X     | XXXXX       |
| [@unusual_whales](/creator/twitter/unusual_whales)                     | X    | XXXXXXXXX   | X     | XXXXX       |
| [@mortgagebrokertim](/creator/tiktok/mortgagebrokertim)                | X    | XXXXX       | X     | XXXXX       |
| [@dfwaaronlayman](/creator/twitter/dfwaaronlayman)                     | X    | XXXXX       | X     | XXXXX       |
| [@business](/creator/twitter/business)                                 | X    | XXXXXXXXXXX | X     | XXXXX       |
| [@ResidentialClub](/creator/twitter/ResidentialClub)                   | XX   | XXXXXX      | X     | XXXXX       |

[View More](/list/creators/mortgage-rate/100)
  
  
### Sentiment: XX% [#](/topic/mortgage-rate/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% +9%  
**1 Month**: XX% +5%  
**6 Months**: XX% -X%  
**1 Year**: XX% -XX%  
**1-Year High**: XX% on 2025-07-30  
**1-Year Low**: XX% on 2025-03-05  

**Most Supportive Themes**
- **Mortgage Rate Drops:** (40%) The drop in mortgage rates to a 3-year low is a positive development for homebuyers.
- **Refinancing Surge:** (25%) The decrease in rates has led to a surge in refinancing activity, indicating a positive response from homeowners.
- **Potential for Increased Demand:** (15%) Lower rates could stimulate the housing market, potentially increasing demand and making homeownership more accessible.
  
**Most Critical Themes**
- **Economic Uncertainty:** (20%)  Concerns about economic uncertainty, including inflation and potential recession, are present.
  
Network engagement breakdown:  
| Network | Positive | %   | Neutral | %   | Negative | %   |
| ------- | -------- | -   | ------- | -   | -------- | -   |
| TikTok  | XXXXXX   | XX% | XXXXXX  | X%  | XXXXX    | X%  |
| YouTube | XXXXXX   | XX% | XXXXXX  | XX% | XXXXXX   | XX% |
| Reddit  | XXXXX    | X%  | XXX     | X%  | XXX      | X%  |
| News    | XXXXX    | X%  | XXX     | X%  | X        | X%  |
| X       | XXXXXX   | X%  | XXXXXX  | XX% | XXXXXX   | XX% |
|         |          |     |         |     |          |     |
| Total   | XXXXXXX  | XX% | XXXXXXX | XX% | XXXXXX   | XX% |
  


**Top assets mentioned**
In the posts about Mortgage Rates in the last XX hours

[Open Custody Protocol (OPEN)](/topic/$open)
[Zillow Group, Inc. Class C Capital Stock (Z)](/topic/z-zillow-group-inc)
[Bitcoin (BTC)](/topic/bitcoin)
[Opendoor Technologies Inc Common Stock (OPEN)](/topic/open-opendoor-technologies-inc)
[Rocket Companies, Inc. (RKT)](/topic/rocket-companies-inc)
[Miami International Holdings, Inc. (MIAX)](/topic/$miax)
[Lennar Corporation (LEN)](/topic/$len)
[Bank of America (BAC)](/topic/bank-of-america)
[Swap (XWP)](/topic/$xwp)
[Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)

**Top topics mentioned**
In the posts about Mortgage Rates in the last XX hours

[housing market](/topic/housing-market), [rates](/topic/rates), [fed](/topic/fed), [federal reserve](/topic/federal-reserve), [inflation](/topic/inflation), [make a](/topic/make-a), [fed rate](/topic/fed-rate), [long term](/topic/long-term), [money](/topic/money), [cuts](/topic/cuts), [investment](/topic/investment), [government shutdown](/topic/government-shutdown), [saving](/topic/saving), [shutdown](/topic/shutdown), [donald trump](/topic/donald-trump), [debt](/topic/debt), [united states](/topic/united-states), [stocks](/topic/stocks), [over the](/topic/over-the), [affordable](/topic/affordable), [home loans](/topic/home-loans), [$open](/topic/$open), [tariffs](/topic/tariffs), [canada](/topic/canada), [builders](/topic/builders), [tax bracket](/topic/tax-bracket), [stocks financial services](/topic/stocks-financial-services), [insurance](/topic/insurance), [homes](/topic/homes), [fixed income](/topic/fixed-income), [realestate](/topic/realestate), [economic uncertainty](/topic/economic-uncertainty), [credit scores](/topic/credit-scores), [has been](/topic/has-been), [sentiment](/topic/sentiment), [bank of](/topic/bank-of), [dip](/topic/dip), [z zillow group inc](/topic/z-zillow-group-inc), [applications](/topic/applications), [china](/topic/china), [budgeting](/topic/budgeting), [powell](/topic/powell), [signals](/topic/signals), [youtube](/topic/youtube), [default risk](/topic/default-risk), [longterm](/topic/longterm), [about to](/topic/about-to), [listings](/topic/listings), [balance sheet](/topic/balance-sheet), [stocks banks](/topic/stocks-banks), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [drops](/topic/drops), [bitcoin](/topic/bitcoin), [coins layer 1](/topic/coins-layer-1), [coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem), [coins pow](/topic/coins-pow), [behind the](/topic/behind-the), [loan](/topic/loan), [collateralized debt obligations](/topic/collateralized-debt-obligations), [surge](/topic/surge), [san diego](/topic/san-diego), [stuck in](/topic/stuck-in), [fell](/topic/fell), [unlock](/topic/unlock), [credit cards](/topic/credit-cards), [return to](/topic/return-to), [up the](/topic/up-the), [open opendoor technologies inc](/topic/open-opendoor-technologies-inc), [$fnma](/topic/$fnma), [all the](/topic/all-the), [rocket companies inc](/topic/rocket-companies-inc), [luxury](/topic/luxury), [breaking news](/topic/breaking-news), [$6753t](/topic/$6753t), [wall street](/topic/wall-street), [the latest](/topic/the-latest), [$miax](/topic/$miax), [canadian](/topic/canadian), [$len](/topic/$len), [government spending](/topic/government-spending), [bank of america](/topic/bank-of-america), [a very](/topic/a-very), [instead of](/topic/instead-of), [topics](/topic/topics), [fomc](/topic/fomc), [prediction](/topic/prediction), [why is](/topic/why-is), [a second](/topic/a-second), [vegas](/topic/vegas), [life of](/topic/life-of), [faster](/topic/faster), [momentum](/topic/momentum), [gdp growth](/topic/gdp-growth), [forum](/topic/forum), [los angeles](/topic/los-angeles), [joe biden](/topic/joe-biden), [lack of](/topic/lack-of), [london](/topic/london), [stocks technology](/topic/stocks-technology), [austin](/topic/austin)

### Top News [#](/topic/mortgage-rate/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Mortgage rates fall to 6.27%: Freddie Mac Fox Business"  
[News Link](https://www.foxbusiness.com/economy/mortgage-rates-october-16-2025) [@FoxBusiness](/creator/x/FoxBusiness) 2025-10-16T22:00Z 894.3K followers, 4331 engagements


"Average long-term US mortgage rate slips to XXXX% nearing a low for 2025 - ABC News"  
[News Link](https://abcnews.go.com/Business/wireStory/average-long-term-us-mortgage-rate-slips-627-126585508) [@ABC](/creator/x/ABC) 2025-10-16T19:12Z 18.1M followers, XXX engagements


"US Mortgage Rates Decline for a Second Week Dropping to XXXX% - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-16/us-mortgage-rates-decline-for-a-second-week-dropping-to-6-27) [@business](/creator/x/business) 2025-10-16T16:20Z 208.1M followers, 19.3K engagements


"Powell Seals Another Rate CutWill Housing Market Finally Roar - Real Estate Select Sector SPDR Fund (The) (ARCA:XLRE) SPDR S&P Regional Banking ETF (ARCA:KRE) - Benzinga"  
[News Link](https://www.benzinga.com/real-estate/25/10/48224282/interest-rates-mortgages-housing-real-estate-market-outlook-reits-stocks) [@Benzinga](/creator/x/Benzinga) 2025-10-15T18:30Z 315.3K followers, 4836 engagements



### Top Social Posts [#](/topic/mortgage-rate/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"Bank of Canada Rate Cut Prediction Fixed Mortgage Rates Drop to the 3s"  
[YouTube Link](https://youtube.com/watch?v=CfApbA4VIQI) [@manuchohan7](/creator/youtube/manuchohan7) 2025-10-18T04:58Z XXX followers, XXX engagements


"Did Letitia James just pull off a $17K mortgage miracle"  
[YouTube Link](https://youtube.com/watch?v=4xa0XwFGTvM) [@motherconservative](/creator/youtube/motherconservative) 2025-10-18T02:01Z XX followers, 1793 engagements


"How Mortgage Porting Could Save You Big Money"  
[YouTube Link](https://youtube.com/watch?v=2IeZtm4pqlM) [@timandjulieharris](/creator/youtube/timandjulieharris) 2025-10-18T01:01Z 143K followers, XXX engagements


"Mortgage Rates Are Near 3-Year Lows and Heres Whats Driving It"  
[Reddit Link](https://redd.it/1o9e48d) [@ermahlerd](/creator/reddit/ermahlerd) 2025-10-17T22:13Z X followers, XX engagements