# Mortgage Rates US mortgage rates have fallen for the first time in a month, reaching 6.09% for 30-year loans, as housing affordability slowly improves. However, January home sales tanked over 8%, with potential buyers struggling due to stagnant mortgage rates and dropping consumer confidence. ### About Mortgage Rates Mortgage rates are the interest rates charged on home loans. ### Insights - Mortgage Rates sentiment is up 15.87% from the previous month. - Mortgage Rates posts created is up 26.56% from the previous week. ### Engagements: [---------] (24h)  [Engagements 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/interactions.tsv) Current Value: [---------] Daily Average: [---------] [--] Week: [---------] -33% [--] Month: [----------] -3.90% [--] Months: [-----------] +52% [--] Year: [-----------] +28% 1-Year High: [---------] on 2025-07-30 1-Year Low: [-------] on 2025-06-14 Engagements by network (24h): X: [------] Instagram: [-------] TikTok: [------] News: [-----] YouTube: [---------] Reddit: [-----] ### Mentions: [-----] (24h)  [Mentions 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/posts_active.tsv) Current Value: [-----] Daily Average: [-----] [--] Week: [-----] +3.70% [--] Month: [------] +11% [--] Months: [-------] +52% [--] Year: [-------] +16% 1-Year High: [-----] on 2025-09-19 1-Year Low: [---] on 2025-02-17 Mentions by network (24h): X: [-----] Instagram: [--] TikTok: [---] News: [--] YouTube: [---] Reddit: [---] ### Creators: [-----] (24h)  [Creators 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/contributors_active.tsv) [-----] unique social accounts have posts mentioning Mortgage Rates in the last [--] hours which is down 14% from [-----] in the previous [--] hours Daily Average: [-----] [--] Week: [-----] -8.70% [--] Month: [------] +7.40% [--] Months: [------] +37% [--] Year: [------] +11% 1-Year High: [-----] on 2025-09-19 1-Year Low: [---] on 2025-02-17 The most influential creators that mention Mortgage Rates in the last [--] hours | Creator | Rank | Followers | Posts | Engagements | | ------- | ---- | --------- | ----- | ----------- | | [@upediashorts](/creator/youtube/upediashorts) | [--] | [----------] | [---] | [---------] | | [@calltoleap](/creator/instagram/calltoleap) | [--] | [---------] | [--] | [-------] | | [@wealthion](/creator/youtube/wealthion) | [--] | [-------] | [--] | [------] | | [@MarketWatch](/creator/twitter/MarketWatch) | [--] | [---------] | [--] | [-----] | | [@britishhomegroup](/creator/youtube/britishhomegroup) | [--] | [------] | [--] | [-----] | | [@VladTheInflator](/creator/twitter/VladTheInflator) | [--] | [-------] | [--] | [-----] | | [@chelsea.winstead](/creator/tiktok/chelsea.winstead) | [--] | [-------] | [--] | [-----] | | [@kenmcelroypodcast](/creator/youtube/kenmcelroypodcast) | [--] | [-----] | [--] | [-----] | | [@propertyaccelerator](/creator/youtube/propertyaccelerator) | [--] | [------] | [--] | [-----] | | [@NewsLambert](/creator/twitter/NewsLambert) | [--] | [-------] | [--] | [-----] | [View More](/list/creators/mortgage-rate/100) ### Sentiment: 82%  [Sentiment 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/sentiment.tsv) Current Value: 82% Daily Average: 70% [--] Week: 71% +9% [--] Month: 73% +10% [--] Months: 73% no change [--] Year: 73% -6% 1-Year High: 98% on 2025-07-30 1-Year Low: 31% on 2025-03-05 Most Supportive Themes: - Mortgage Rates Falling: (40%) Mortgage rates have seen a downward trend, reaching their lowest points in over a year, which is encouraging for potential buyers and those looking to refinance. - Fed Rate Cuts Impact: (30%) The Federal Reserve's interest rate cuts are a significant factor influencing mortgage rates, though the market's reaction is complex and not always immediate. - Housing Market Activity: (20%) Lower mortgage rates are beginning to stimulate purchase activity and refinancing, suggesting a potential uptick in the housing market. Most Critical Themes: - Affordability Concerns: (60%) Despite falling rates, home prices and economic uncertainty continue to pose significant affordability challenges for many potential homebuyers. - Market Volatility: (30%) The relationship between Fed actions, bond markets, and mortgage rates remains volatile, creating uncertainty for consumers and sellers. ### Top Mortgage Rates News Top news links shared on social in the last [--] hours *Showing a maximum of [--] news posts without a LunarCrush subscription.* "US Mortgage Rates Reach 6.09% for 30-Year Loans First Drop in a Month - Bloomberg US mortgage rates fell for the first time in a month as housing affordability slowly improves" [News Link](https://www.bloomberg.com/news/articles/2026-02-12/us-mortgage-rates-reach-6-09-for-30-year-loans-first-drop-in-a-month) [@business](/creator/x/business) 2026-02-12T17:05Z 9.8M followers, 15.1K engagements "January homes sales tank more than 8% with potential buyers struggling Home sales in January fell more than expected as mortgage rates didn't move much and consumer confidence dropped" [News Link](https://www.cnbc.com/2026/02/12/january-homes-sales.html) [@DianaOlick](/creator/x/DianaOlick) 2026-02-12T15:07Z 51.3K followers, 47.2K engagements "How the Federal Reserve Actually Affects Mortgage Rates - CNET Experts predict the Fed won't start cutting rates until the fall at the earliest. That means we're not likely to see mortgage rates drop below 6.5% for a while" [News Link](https://www.cnet.com/personal-finance/mortgages/how-the-federal-reserve-actually-impacts-mortgage-rates/) [@CNET](/creator/x/CNET) 2025-07-30T16:06Z 1.7M followers, 243.3K engagements ### Top Mortgage Rates Social Posts Top posts by engagements in the last [--] hours *Showing a maximum of [--] top social posts without a LunarCrush subscription.* "@_MikeyLewis @WallStreetApes A 6% mortgage rate on an FHA loan for a 400k starter house is close to [----] dollars with mortgage premiums. Rates dont mean anything compared to the inflation on the price of homes and everything else. You cant even compare today to past rates" [X Link](https://x.com/amelia_cohn/status/2022750002339348840) [@amelia_cohn](/creator/x/amelia_cohn) 2026-02-14T19:09Z [--] followers, [---] engagements "@RetroCoast inflation is 10% there's no gas for your car on odd numbed days and mortgage rates top out at 20%" [X Link](https://x.com/pdx_gate/status/2022748102185357375) [@pdx_gate](/creator/x/pdx_gate) 2026-02-14T19:01Z [----] followers, [---] engagements "@TrumpDailyPosts I got my mortgage rate at [----] under Biden. The housing market is crap right now 😐" [X Link](https://x.com/mascoe_mark/status/2022719927640117662) [@mascoe_mark](/creator/x/mascoe_mark) 2026-02-14T17:09Z [----] followers, [---] engagements "Is Real Estate Market Starting to Behave Rationally at the 18.6-Year Cycle Peak It appears so. Mortgage rates up -- Deliquencies up -- Home sales down. Crypto and precious metals show also signs of rationality. When is the stock market to become rational" [X Link](https://x.com/BraVoCycles/status/2022717270829514991) [@BraVoCycles](/creator/x/BraVoCycles) 2026-02-14T16:59Z 15.6K followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
Mortgage Rates
US mortgage rates have fallen for the first time in a month, reaching 6.09% for 30-year loans, as housing affordability slowly improves. However, January home sales tanked over 8%, with potential buyers struggling due to stagnant mortgage rates and dropping consumer confidence.
About Mortgage Rates
Mortgage rates are the interest rates charged on home loans.
Insights
- Mortgage Rates sentiment is up 15.87% from the previous month.
- Mortgage Rates posts created is up 26.56% from the previous week.
Engagements: [---------] (24h)
Engagements 24-Hour Time-Series Raw Data
Current Value: [---------]
Daily Average: [---------]
[--] Week: [---------] -33%
[--] Month: [----------] -3.90%
[--] Months: [-----------] +52%
[--] Year: [-----------] +28%
1-Year High: [---------] on 2025-07-30
1-Year Low: [-------] on 2025-06-14
Engagements by network (24h): X: [------] Instagram: [-------] TikTok: [------] News: [-----] YouTube: [---------] Reddit: [-----]
Mentions: [-----] (24h)
Mentions 24-Hour Time-Series Raw Data
Current Value: [-----]
Daily Average: [-----]
[--] Week: [-----] +3.70%
[--] Month: [------] +11%
[--] Months: [-------] +52%
[--] Year: [-------] +16%
1-Year High: [-----] on 2025-09-19
1-Year Low: [---] on 2025-02-17
Mentions by network (24h): X: [-----] Instagram: [--] TikTok: [---] News: [--] YouTube: [---] Reddit: [---]
Creators: [-----] (24h)
Creators 24-Hour Time-Series Raw Data
[-----] unique social accounts have posts mentioning Mortgage Rates in the last [--] hours which is down 14% from [-----] in the previous [--] hours
Daily Average: [-----]
[--] Week: [-----] -8.70%
[--] Month: [------] +7.40%
[--] Months: [------] +37%
[--] Year: [------] +11%
1-Year High: [-----] on 2025-09-19
1-Year Low: [---] on 2025-02-17
The most influential creators that mention Mortgage Rates in the last [--] hours
| Creator | Rank | Followers | Posts | Engagements |
|---|---|---|---|---|
| @upediashorts | [--] | [----------] | [---] | [---------] |
| @calltoleap | [--] | [---------] | [--] | [-------] |
| @wealthion | [--] | [-------] | [--] | [------] |
| @MarketWatch | [--] | [---------] | [--] | [-----] |
| @britishhomegroup | [--] | [------] | [--] | [-----] |
| @VladTheInflator | [--] | [-------] | [--] | [-----] |
| @chelsea.winstead | [--] | [-------] | [--] | [-----] |
| @kenmcelroypodcast | [--] | [-----] | [--] | [-----] |
| @propertyaccelerator | [--] | [------] | [--] | [-----] |
| @NewsLambert | [--] | [-------] | [--] | [-----] |
Sentiment: 82%
Sentiment 24-Hour Time-Series Raw Data
Current Value: 82%
Daily Average: 70%
[--] Week: 71% +9%
[--] Month: 73% +10%
[--] Months: 73% no change
[--] Year: 73% -6%
1-Year High: 98% on 2025-07-30
1-Year Low: 31% on 2025-03-05
Most Supportive Themes:
- Mortgage Rates Falling: (40%) Mortgage rates have seen a downward trend, reaching their lowest points in over a year, which is encouraging for potential buyers and those looking to refinance.
- Fed Rate Cuts Impact: (30%) The Federal Reserve's interest rate cuts are a significant factor influencing mortgage rates, though the market's reaction is complex and not always immediate.
- Housing Market Activity: (20%) Lower mortgage rates are beginning to stimulate purchase activity and refinancing, suggesting a potential uptick in the housing market.
Most Critical Themes:
- Affordability Concerns: (60%) Despite falling rates, home prices and economic uncertainty continue to pose significant affordability challenges for many potential homebuyers.
- Market Volatility: (30%) The relationship between Fed actions, bond markets, and mortgage rates remains volatile, creating uncertainty for consumers and sellers.
Top Mortgage Rates News
Top news links shared on social in the last [--] hours
Showing a maximum of [--] news posts without a LunarCrush subscription.
"US Mortgage Rates Reach 6.09% for 30-Year Loans First Drop in a Month - Bloomberg US mortgage rates fell for the first time in a month as housing affordability slowly improves"
News Link @business 2026-02-12T17:05Z 9.8M followers, 15.1K engagements
"January homes sales tank more than 8% with potential buyers struggling Home sales in January fell more than expected as mortgage rates didn't move much and consumer confidence dropped"
News Link @DianaOlick 2026-02-12T15:07Z 51.3K followers, 47.2K engagements
"How the Federal Reserve Actually Affects Mortgage Rates - CNET Experts predict the Fed won't start cutting rates until the fall at the earliest. That means we're not likely to see mortgage rates drop below 6.5% for a while"
News Link @CNET 2025-07-30T16:06Z 1.7M followers, 243.3K engagements
Top Mortgage Rates Social Posts
Top posts by engagements in the last [--] hours
Showing a maximum of [--] top social posts without a LunarCrush subscription.
"@_MikeyLewis @WallStreetApes A 6% mortgage rate on an FHA loan for a 400k starter house is close to [----] dollars with mortgage premiums. Rates dont mean anything compared to the inflation on the price of homes and everything else. You cant even compare today to past rates"
X Link @amelia_cohn 2026-02-14T19:09Z [--] followers, [---] engagements
"@RetroCoast inflation is 10% there's no gas for your car on odd numbed days and mortgage rates top out at 20%"
X Link @pdx_gate 2026-02-14T19:01Z [----] followers, [---] engagements
"@TrumpDailyPosts I got my mortgage rate at [----] under Biden. The housing market is crap right now 😐"
X Link @mascoe_mark 2026-02-14T17:09Z [----] followers, [---] engagements
"Is Real Estate Market Starting to Behave Rationally at the 18.6-Year Cycle Peak It appears so. Mortgage rates up -- Deliquencies up -- Home sales down. Crypto and precious metals show also signs of rationality. When is the stock market to become rational"
X Link @BraVoCycles 2026-02-14T16:59Z 15.6K followers, [---] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing