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# Mortgage Rates

Mortgage rates are falling to their lowest levels in over a year, sparking increased activity and refinancing, though affordability concerns persist amidst market volatility.

### About Mortgage Rates
Interest rates charged on home loans, significantly impacting the housing market and broader economy.  

### Insights
- Mortgage Rates engagements is up XXXXX% from the previous X months.
- Mortgage Rates Engagements hit a 52-Week high of XXXXXXXXXX for the day
- Mortgage Rates Engagements hit an all time of XXXXXXXXXX for the day

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXXXX +19%  
X Month: XXXXXXXXXX +30%  
X Months: XXXXXXXXXXX +24%  
X Year: XXXXXXXXXXX +4.40%  
1-Year High: XXXXXXXXXX on 2025-12-06  
1-Year Low: XXXXXXX on 2025-06-14  

Engagements by network (24h):
News: XXXXX
Reddit: XXXXX
TikTok: XXXXXXX
X: XXXXXXX
YouTube: XXXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXX +3.50%  
X Month: XXXXXX -XXXX%  
X Months: XXXXXXX +41%  
X Year: XXXXXXX +2.80%  
1-Year High: XXXXX on 2025-09-19  
1-Year Low: XXX on 2025-01-28  

Mentions by network (24h):
News: XXX
Reddit: XXXXX
TikTok: XXXXX
X: XXXXX
YouTube: XXXXX

  
  
### Creators: XXXXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Mortgage Rates in the last XX hours which is up XX% from XXXXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX -XXXX%  
X Month: XXXXXX -XXXX%  
X Months: XXXXXX +23%  
X Year: XXXXXX +4.70%  
1-Year High: XXXXX on 2025-09-19  
1-Year Low: XXX on 2025-01-28  

The most influential creators that mention Mortgage Rates in the last XX hours

| Creator                                                                | Rank | Followers | Posts | Engagements |
| -------                                                                | ---- | --------- | ----- | ----------- |
| [@NewsLambert](/creator/twitter/NewsLambert)                           | X    | XXXXXXX   | X     | XXXXXXX     |
| [@realtordotcom](/creator/youtube/realtordotcom)                       | X    | XXXXXX    | X     | XXXXXXX     |
| [@LoganMohtashami](/creator/twitter/LoganMohtashami)                   | X    | XXXXXX    | X     | XXXXXX      |
| [@great_martis](/creator/twitter/great_martis)                         | X    | XXXXXXX   | X     | XXXXXX      |
| [@GrantCardone](/creator/twitter/GrantCardone)                         | X    | XXXXXXXXX | X     | XXXXXX      |
| [@therateupdatewithdanfrio](/creator/youtube/therateupdatewithdanfrio) | X    | XXXXXX    | XX    | XXXXX       |
| [@mortgagetruth](/creator/twitter/mortgagetruth)                       | X    | XXXXX     | XX    | XXXXX       |
| [@trussfinancialgroup](/creator/youtube/trussfinancialgroup)           | X    | XXX       | X     | XXXXX       |
| [@ThinkAppraiser](/creator/twitter/ThinkAppraiser)                     | X    | XXXXXX    | X     | XXXXX       |
| [@pdfinance0](/creator/tiktok/pdfinance0)                              | XX   | XXXXX     | X     | XXXXX       |

[View More](/list/creators/mortgage-rate/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:mortgage-rate/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/mortgage-rate/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +2%  
X Month: XX% -XX%  
X Months: XX% +5%  
X Year: XX% +7%  
1-Year High: XX% on 2025-11-02  
1-Year Low: XX% on 2025-11-01  

Most Supportive Themes:
- Mortgage Rates Falling: (40%) Mortgage rates have seen a downward trend, reaching their lowest points in over a year, which is encouraging for potential buyers and those looking to refinance.
- Fed Rate Cuts Impact: (30%) The Federal Reserve's interest rate cuts are a significant factor influencing mortgage rates, though the market's reaction is complex and not always immediate.
- Housing Market Activity: (20%) Lower mortgage rates are beginning to stimulate purchase activity and refinancing, suggesting a potential uptick in the housing market.
  
Most Critical Themes:
- Affordability Concerns: (60%) Despite falling rates, home prices and economic uncertainty continue to pose significant affordability challenges for many potential homebuyers.
- Market Volatility: (30%) The relationship between Fed actions, bond markets, and mortgage rates remains volatile, creating uncertainty for consumers and sellers.
  

### Top Mortgage Rates News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Nationwide slashes mortgage rates by up to XXXX% - full list Personal Finance Finance Express.co.uk"  
[News Link](https://www.express.co.uk/finance/personalfinance/2143989/nationwide-mortgage-interest-rate-cut-full-list) [@Daily_Express](/creator/x/Daily_Express) 2025-12-10T09:05Z 228.6M followers, XX engagements


"The Great Housing Reset is coming: Income growth will outpace home-price growth in 2026 Redfin forecasts"  
[News Link](https://finance.yahoo.com/news/great-housing-reset-coming-income-130200504.html) [@YahooFinance](/creator/x/YahooFinance) 2025-12-10T04:46Z 228.6M followers, 1784 engagements


"As the population ages the RBAs interest rate policy is no longer fit for purpose"  
[News Link](https://theconversation.com/as-the-population-ages-the-rbas-interest-rate-policy-is-no-longer-fit-for-purpose-271098) [@ConversationEDU](/creator/x/ConversationEDU) 2025-12-10T02:46Z 228.6M followers, XXX engagements


"Current mortgage rates report for Dec. X 2025 Fortune"  
[News Link](https://fortune.com/article/current-mortgage-rates-12-09-2025/) [@FortuneMagazine](/creator/x/FortuneMagazine) 2025-12-09T10:29Z 228.6M followers, XX engagements



### Top Mortgage Rates Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"Mortgage Rates Hold Steadyfor Now. The Feds Next Move Could Shake Things Up"  
[X Link](https://x.com/barronsonline/status/1998805179299172824) [@barronsonline](/creator/x/barronsonline) 2025-12-10T17:21Z 394.6K followers, 2128 engagements


"MORE WINNING: December housing demand hit near 3-year high as spreads improve: XX weeks of mortgage rates below XXXX% have delivered double digit year over year housing growth"  
[X Link](https://x.com/TrumpDailyPosts/status/1998790403575955937) [@TrumpDailyPosts](/creator/x/TrumpDailyPosts) 2025-12-10T16:22Z 2.6M followers, 46.1K engagements


"Markets are almost certain the Federal Reserve will cut interest rates today but investors are increasingly focused on what happens after the decision. Prediction markets like Polymarket and Kalshi are assigning near-100% odds to a 25-basis-point cut while CME FedWatch sits close behind. Mortgage rates have already been trending lower ahead of the meeting suggesting much of the move is priced in. In this video we break down what economists banks and analysts expect next including why mortgage rates may not fall quickly why Fed Chair Jerome Powells guidance on 2026 is critical and why one"  
[TikTok Link](https://www.tiktok.com/@benzinga/video/7582256841514634527) [@benzinga](/creator/tiktok/benzinga) 2025-12-10T15:49Z 72.4K followers, 3029 engagements


"Mortgage Rates are Surging Ahead Of The Feds Expected Rate Cuts"  
[YouTube Link](https://youtube.com/watch?v=gPC0QwMNsK4) [@branthemortgageman](/creator/youtube/branthemortgageman) 2025-12-10T14:55Z 18.8K followers, 1435 engagements