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# ![@mcagney Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::42274287.png) @mcagney Mike Cagney

Mike Cagney posts on X about $ylds, fiat, minting, builder the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::42274287/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::42274287/c:line/m:interactions.svg)

- X Week XXXXXX +399%
- X Month XXXXXXX +32%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX +62%

### Mentions: X [#](/creator/twitter::42274287/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::42274287/c:line/m:posts_active.svg)

- X Week XX +117%
- X Month XX -XXXX%
- X Months XXX -XXXX%
- X Year XXX +15%

### Followers: XXXXXX [#](/creator/twitter::42274287/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::42274287/c:line/m:followers.svg)

- X Week XXXXXX +0.42%
- X Month XXXXXX +1.70%
- X Months XXXXXX +10%
- X Year XXXXXX +40%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::42274287/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::42274287/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::42274287/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [stocks](/list/stocks)  XXXX%

**Social topic influence**
[$ylds](/topic/$ylds) #1, [fiat](/topic/fiat) 3.17%, [minting](/topic/minting) 1.59%, [builder](/topic/builder) 1.59%, [live on](/topic/live-on) 1.59%, [sui](/topic/sui) 1.59%, [$figr](/topic/$figr) 1.59%, [2x](/topic/2x) 1.59%, [loan](/topic/loan) 1.59%, [money](/topic/money) XXXX%

**Top accounts mentioned or mentioned by**
[@mawworn](/creator/undefined) [@figuremarkets](/creator/undefined) [@figure](/creator/undefined) [@elveton101](/creator/undefined) [@provenancefdn](/creator/undefined) [@booklilifee](/creator/undefined) [@djatlantic](/creator/undefined) [@jamers2012](/creator/undefined) [@chazzonke](/creator/undefined) [@suinetwork](/creator/undefined) [@otisa502](/creator/undefined) [@cryptochefusa](/creator/undefined) [@ionicdigital](/creator/undefined) [@panteracapital](/creator/undefined) [@purple_pupp](/creator/undefined) [@adonaiinclusive](/creator/undefined) [@madeye181](/creator/undefined) [@beebzing](/creator/undefined) [@nikmilanovic](/creator/undefined) [@poppypancho](/creator/undefined)

**Top assets mentioned**
[FIRST NB GROTON NY (FIGR)](/topic/$figr) [Goldman Sachs (GS)](/topic/goldman-sachs)
### Top Social Posts [#](/creator/twitter::42274287/posts)
---
Top posts by engagements in the last XX hours

"Excited to be minting $YLDS on @SuiNetwork This is the beginning of moving @Figure assets to other L1s to support DeFi fiat rails and more while continuing to leverage @provenancefdn - in this case as the TA ledger for the security. More to come"  
[X Link](https://x.com/mcagney/status/1978145545639043108) [@mcagney](/creator/x/mcagney) 2025-10-14T17:07Z 20.6K followers, 9231 engagements


"Looking forward to seeing what the builder community in the @SuiNetwork does with $YLDS. Tremendous payment remit and defi application waiting to be unlocked"  
[X Link](https://x.com/mcagney/status/1978149696100089919) [@mcagney](/creator/x/mcagney) 2025-10-14T17:23Z 20.6K followers, 29.5K engagements


"One cool thing that will happen as $YLDS - @Figure's yielding stablecoin (as a registered security) is minted natively across more L1s - the transfer agent will allow you to move $YLDS immediately (or as fast as blocks are written) across any native L1. For example when $YLDS goes live on @SuiNetwork in a few weeks you will be able to instantly move $YLDS back and forth between Sui and @provenancefdn. As we add more L1s (e.g. Solana etc.) you will have more options as to where to move to/from"  
[X Link](https://x.com/mcagney/status/1978915654616101028) [@mcagney](/creator/x/mcagney) 2025-10-16T20:07Z 20.6K followers, 45.1K engagements


"The era of megabank stablecoin is coming. The GENIUS Act will usher in JP Coin and it will suck the liabilities (deposits) out of regional banks. Just as Chase has won in credit card rewards JP Coin will likely offer comparable rewards and benefits. Hard to see how regionals can fight back but they can. Regional banks can partner with @Figure $FIGR to use $YLDS as a defensive measure to stablecoin competition. $YLDS is an SEC registered yielding stablecoin. As a security its not part of the GENIUS Act but it holds the same assets treasuries and bank deposits. Banks can use $YLDS as an"  
[X Link](https://x.com/mcagney/status/1975958729947570362) [@mcagney](/creator/x/mcagney) 2025-10-08T16:17Z 20.6K followers, 16.4K engagements


"@booklilifee Thanks. Hopefully I can help play a role in liquidity now.at least a couple people on the board agree with me on that front"  
[X Link](https://x.com/mcagney/status/1978547763639169368) [@mcagney](/creator/x/mcagney) 2025-10-15T19:45Z 20.6K followers, XXX engagements


"Ok - what about this. 2X no margin call XX month BTC You put $XX of BTC into an MPC wallet. We add $XX of BTC. In XX months you owe us $XXXXX. We take that in BTC. No margin call ever. Thoughts And yes because of your feedback we are offering no margin call protection on our crypto loans imminently"  
[X Link](https://x.com/mcagney/status/1971711308908450074) [@mcagney](/creator/x/mcagney) 2025-09-26T22:59Z 20.6K followers, 9582 engagements


"Per Freddie Macs 2024 Cost to Originate document retail lenders paid an average of $11600 to produce a mortgage. On a $200000 mortgage $11600 is 5.8%. You generally arent going to be selling Freddie (or Fannie or anyone) that loan for a XXX% gain. As a result loan officers wont originate these loans because they cant make money. By harnessing the efficiency of blockchain - reducing origination costs providing for market liquidity and soon - cheaper warehousing through DeFi - @Figure makes these loans profitable for originators and loan officers. We enable our partners to offer competitively"  
[X Link](https://x.com/mcagney/status/1975312763598917812) [@mcagney](/creator/x/mcagney) 2025-10-06T21:30Z 20.6K followers, 6734 engagements


"Im looking forward to joining a tremendous group of entrepreneurs at @GoldmanSachs Builders and Innovators Summit this week. And I'm especially excited to see @Chef_Valette pouring his Valette Cab Wednesday night #GSInnovators"  
[X Link](https://x.com/mcagney/status/1977776617822023722) [@mcagney](/creator/x/mcagney) 2025-10-13T16:41Z 20.6K followers, 1581 engagements


"@SuiNetwork @Figure Looking forward to what the @SuiNetwork builder community does with $YLDS. Fiat rails p2p payments yielding coin - lots to do here"  
[X Link](https://x.com/mcagney/status/1978149247758319628) [@mcagney](/creator/x/mcagney) 2025-10-14T17:21Z 20.6K followers, XXX engagements


"We are at XXXXX% of shares to force a board meeting at Ionic Digital. XXXX% to go - every share counts This is to force a board meeting to introduce alternative paths for Ionic (all with immediately liquidity options) and to force board action. Pledge your shares here:"  
[X Link](https://x.com/mcagney/status/1830988696126136687) [@mcagney](/creator/x/mcagney) 2024-09-03T15:18Z 20.6K followers, 16.9K engagements


"@elveton101 @marqgb @DavidProman @CelsiusLOC @Figure We'd love to - maybe we could provide some add-ons as well"  
[X Link](https://x.com/mcagney/status/1978860310967492936) [@mcagney](/creator/x/mcagney) 2025-10-16T16:27Z 20.6K followers, XXX engagements


"$YLDS isn't a 40-act fund - it's a public fixed income security that can move p2p - greater utility than a 40-act product. Because it can move p2p with no broker there is no KYC requirement of the mover unless they are a regulated entity. I believe you will see updated filing stating our position is we can't remit to a non-kyc'd wallet but we won't restrict transfer to such"  
[X Link](https://x.com/mcagney/status/1979294399881449680) [@mcagney](/creator/x/mcagney) 2025-10-17T21:12Z 20.6K followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@mcagney Avatar @mcagney Mike Cagney

Mike Cagney posts on X about $ylds, fiat, minting, builder the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXXX +399%
  • X Month XXXXXXX +32%
  • X Months XXXXXXX -XX%
  • X Year XXXXXXXXX +62%

Mentions: X #

Mentions Line Chart

  • X Week XX +117%
  • X Month XX -XXXX%
  • X Months XXX -XXXX%
  • X Year XXX +15%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +0.42%
  • X Month XXXXXX +1.70%
  • X Months XXXXXX +10%
  • X Year XXXXXX +40%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXX% automotive brands XXXX% cryptocurrencies XXXX% stocks XXXX%

Social topic influence $ylds #1, fiat 3.17%, minting 1.59%, builder 1.59%, live on 1.59%, sui 1.59%, $figr 1.59%, 2x 1.59%, loan 1.59%, money XXXX%

Top accounts mentioned or mentioned by @mawworn @figuremarkets @figure @elveton101 @provenancefdn @booklilifee @djatlantic @jamers2012 @chazzonke @suinetwork @otisa502 @cryptochefusa @ionicdigital @panteracapital @purple_pupp @adonaiinclusive @madeye181 @beebzing @nikmilanovic @poppypancho

Top assets mentioned FIRST NB GROTON NY (FIGR) Goldman Sachs (GS)

Top Social Posts #


Top posts by engagements in the last XX hours

"Excited to be minting $YLDS on @SuiNetwork This is the beginning of moving @Figure assets to other L1s to support DeFi fiat rails and more while continuing to leverage @provenancefdn - in this case as the TA ledger for the security. More to come"
X Link @mcagney 2025-10-14T17:07Z 20.6K followers, 9231 engagements

"Looking forward to seeing what the builder community in the @SuiNetwork does with $YLDS. Tremendous payment remit and defi application waiting to be unlocked"
X Link @mcagney 2025-10-14T17:23Z 20.6K followers, 29.5K engagements

"One cool thing that will happen as $YLDS - @Figure's yielding stablecoin (as a registered security) is minted natively across more L1s - the transfer agent will allow you to move $YLDS immediately (or as fast as blocks are written) across any native L1. For example when $YLDS goes live on @SuiNetwork in a few weeks you will be able to instantly move $YLDS back and forth between Sui and @provenancefdn. As we add more L1s (e.g. Solana etc.) you will have more options as to where to move to/from"
X Link @mcagney 2025-10-16T20:07Z 20.6K followers, 45.1K engagements

"The era of megabank stablecoin is coming. The GENIUS Act will usher in JP Coin and it will suck the liabilities (deposits) out of regional banks. Just as Chase has won in credit card rewards JP Coin will likely offer comparable rewards and benefits. Hard to see how regionals can fight back but they can. Regional banks can partner with @Figure $FIGR to use $YLDS as a defensive measure to stablecoin competition. $YLDS is an SEC registered yielding stablecoin. As a security its not part of the GENIUS Act but it holds the same assets treasuries and bank deposits. Banks can use $YLDS as an"
X Link @mcagney 2025-10-08T16:17Z 20.6K followers, 16.4K engagements

"@booklilifee Thanks. Hopefully I can help play a role in liquidity now.at least a couple people on the board agree with me on that front"
X Link @mcagney 2025-10-15T19:45Z 20.6K followers, XXX engagements

"Ok - what about this. 2X no margin call XX month BTC You put $XX of BTC into an MPC wallet. We add $XX of BTC. In XX months you owe us $XXXXX. We take that in BTC. No margin call ever. Thoughts And yes because of your feedback we are offering no margin call protection on our crypto loans imminently"
X Link @mcagney 2025-09-26T22:59Z 20.6K followers, 9582 engagements

"Per Freddie Macs 2024 Cost to Originate document retail lenders paid an average of $11600 to produce a mortgage. On a $200000 mortgage $11600 is 5.8%. You generally arent going to be selling Freddie (or Fannie or anyone) that loan for a XXX% gain. As a result loan officers wont originate these loans because they cant make money. By harnessing the efficiency of blockchain - reducing origination costs providing for market liquidity and soon - cheaper warehousing through DeFi - @Figure makes these loans profitable for originators and loan officers. We enable our partners to offer competitively"
X Link @mcagney 2025-10-06T21:30Z 20.6K followers, 6734 engagements

"Im looking forward to joining a tremendous group of entrepreneurs at @GoldmanSachs Builders and Innovators Summit this week. And I'm especially excited to see @Chef_Valette pouring his Valette Cab Wednesday night #GSInnovators"
X Link @mcagney 2025-10-13T16:41Z 20.6K followers, 1581 engagements

"@SuiNetwork @Figure Looking forward to what the @SuiNetwork builder community does with $YLDS. Fiat rails p2p payments yielding coin - lots to do here"
X Link @mcagney 2025-10-14T17:21Z 20.6K followers, XXX engagements

"We are at XXXXX% of shares to force a board meeting at Ionic Digital. XXXX% to go - every share counts This is to force a board meeting to introduce alternative paths for Ionic (all with immediately liquidity options) and to force board action. Pledge your shares here:"
X Link @mcagney 2024-09-03T15:18Z 20.6K followers, 16.9K engagements

"@elveton101 @marqgb @DavidProman @CelsiusLOC @Figure We'd love to - maybe we could provide some add-ons as well"
X Link @mcagney 2025-10-16T16:27Z 20.6K followers, XXX engagements

"$YLDS isn't a 40-act fund - it's a public fixed income security that can move p2p - greater utility than a 40-act product. Because it can move p2p with no broker there is no KYC requirement of the mover unless they are a regulated entity. I believe you will see updated filing stating our position is we can't remit to a non-kyc'd wallet but we won't restrict transfer to such"
X Link @mcagney 2025-10-17T21:12Z 20.6K followers, XX engagements

creator/x::mcagney
/creator/x::mcagney