# Loans

Social media buzz around loans shows a significant increase in engagements and mentions, with creators discussing student loans, debt management, and personal finance strategies. Concerns are also rising regarding high interest rates and the economic impact of loan policies.

### About Loans
Loans refer to borrowed money that is expected to be paid back with interest.  

### Insights
- Loans creators is up 16.02% from the previous month.
- Loans engagements is up 116.66% from the previous [--] months.
- Loans mentions is up 25.56% from the previous week.
- Loans posts created is up 42.51% from the previous week.
- Loans Creators hit a 52-Week high of [-----] for the day
- Loans Creators hit an all time of [-----] for the day
- Loans Mentions hit a 52-Week high of [-----] for the day
- Loans Mentions hit an all time of [-----] for the day

### Engagements: [---------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:loan/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/loan/time-series/interactions.tsv)  
Current Value: [---------]  
Daily Average: [---------]  
[--] Week: [----------] +14%  
[--] Month: [-----------] +43%  
[--] Months: [-----------] -37%  
[--] Year: [-------------] +222%  
1-Year High: [----------] on 2026-01-14  
1-Year Low: [-------] on 2025-02-21  

Engagements by network (24h):
News: [--]
X: [---------]
TikTok: [-------]
Reddit: [---]
Instagram: [------]
YouTube: [---------]

  
  
### Mentions: [-----] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:loan/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/loan/time-series/posts_active.tsv)  
Current Value: [-----]  
Daily Average: [-----]  
[--] Week: [-----] +26%  
[--] Month: [------] +23%  
[--] Months: [------] +40%  
[--] Year: [-------] +25%  
1-Year High: [-----] on 2026-02-15  
1-Year Low: [---] on 2025-03-16  

Mentions by network (24h):
News: [--]
X: [-----]
TikTok: [---]
Reddit: [--]
Instagram: [--]
YouTube: [-----]

  
  
### Creators: [-----] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:loan/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/loan/time-series/contributors_active.tsv)  
[-----] unique social accounts have posts mentioning Loans in the last [--] hours which is down 3.90% from [-----] in the previous [--] hours
Daily Average: [-----]  
[--] Week: [-----] +12%  
[--] Month: [------] +16%  
[--] Months: [------] +45%  
[--] Year: [------] +1.50%  
1-Year High: [-----] on 2026-02-15  
1-Year Low: [---] on 2025-03-16  

The most influential creators that mention Loans in the last [--] hours

| Creator                                                          | Rank | Followers | Posts | Engagements |
| -------                                                          | ---- | --------- | ----- | ----------- |
| [@calebhammer](/creator/youtube/calebhammer)                     | [--]    | [---------] | [---]   | [---------]   |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments)       | [--]    | [---------] | [---]   | [---------]   |
| [@naughty_libra07](/creator/twitter/naughty_libra07)             | [--]    | [------]    | [--]     | [------]      |
| [@warikoo](/creator/youtube/warikoo)                             | [--]    | [---------] | [--]    | [------]      |
| [@vaaniwealth](/creator/youtube/vaaniwealth)                     | [--]    | [------]    | [--]    | [------]      |
| [@GodPenuel](/creator/twitter/GodPenuel)                         | [--]    | [-------]   | [--]     | [------]      |
| [@sadiqdiwan97](/creator/youtube/sadiqdiwan97)                   | [--]    | [-------]   | [--]     | [------]      |
| [@mdscae](/creator/youtube/mdscae)                               | [--]    | [-------]   | [--]     | [------]      |
| [@moneymode](/creator/youtube/moneymode)                         | [--]    | [-------]   | [--]    | [------]      |
| [@firstcomeslovechannel](/creator/youtube/firstcomeslovechannel) | [--]   | [------]    | [--]     | [------]      |

[View More](/list/creators/loan/100)
  
  
### Sentiment: 66%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:loan/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/loan/time-series/sentiment.tsv)  
Current Value: 66%  
Daily Average: 77%  
[--] Week: 61% +3%  
[--] Month: 59% -32%  
[--] Months: 59% -22%  
[--] Year: 59% -2%  
1-Year High: 98% on 2025-05-08  
1-Year Low: 24% on 2025-12-03  

Most Supportive Themes:
- Student Loans and Debt Forgiveness: (30%) Discussions around student loan payment pauses, debt forgiveness programs, and the financial burden of student debt.
- Debt Consolidation and Management: (25%) Exploring options like debt consolidation loans to manage and pay off various forms of debt, including credit cards.
- Personal Finance and Investment: (20%) Advice and discussions on managing personal finances, saving, budgeting, and making informed investment decisions, often in relation to loans.
  
Most Critical Themes:
- High Interest Rates and Loan App Issues: (15%) Concerns about individuals facing challenges with high interest rates from loan apps and the negative impact on credit.
- Economic Impact and Government Policy: (10%) Analysis of how government policies, interest rates, and economic conditions affect loan availability and affordability.
  

### Top Loans Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"The Credit creation theory is the way it works which ties into double entry accounting. Richard Werner has debunked the fractional reserve banking theory with empirical evidence by studying banks balance sheets when they create loans. Banks create money out of thin air through a process called FRACTIONAL RESERVE BANKING. They are legally allowed to loan out money they don't have as long as they have a percentage of that money as reserves. For example. if the bank has R100000. they can loan you R1 Banks create money out of thin air through a process called FRACTIONAL RESERVE BANKING. They are"  
[X Link](https://x.com/talkcentss/status/2022921342090350715) [@talkcentss](/creator/x/talkcentss) 2026-02-15T06:30Z 64.5K followers, [----] engagements


"Why Did Jesus Hide Money Inside a Fish The tax collectors were demanding payment and Peter was cornered. Jesus didn't reach into a purse or ask for a loan. Instead He told Peter to go"  
[X Link](https://x.com/Excellentsalvic/status/2022898666365739080) [@Excellentsalvic](/creator/x/Excellentsalvic) 2026-02-15T05:00Z 58.8K followers, [----] engagements


"@dTumza No man I think awumzwanga kahle. She said Sihle wanted to pay even after her fam said they don't believe in it. He paid and they used that lobola money for the wedding but it was never enough hence she took out a loan to add to the expenses"  
[X Link](https://x.com/Tokyo_Mogirl/status/2022897840847303048) [@Tokyo_Mogirl](/creator/x/Tokyo_Mogirl) 2026-02-15T04:56Z [----] followers, [----] engagements


"@RcbianOfficial Collateral for loan not mentioned where they will use that money. Also if they use it IPL governing council do their own financial checks before giving ownership of a team to a bidder"  
[X Link](https://x.com/Bhagambhagstan/status/2022897494343193029) [@Bhagambhagstan](/creator/x/Bhagambhagstan) 2026-02-15T04:55Z [--] followers, [----] engagements

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