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# ![@talkcentss Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::862675230.png) @talkcentss David (TalkingCents)

David (TalkingCents) posts on X about mining, fnb fnb, government spending, compound the most. They currently have XXXXXX followers and 1618 posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::862675230/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:interactions.svg)

- X Week XXXXXXX +80%
- X Month XXXXXXX +98%
- X Months XXXXXXXXX +29%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::862675230/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:posts_active.svg)

- X Month XX -XX%
- X Months XXX +55%
- X Year XXX +6.70%

### Followers: XXXXXX [#](/creator/twitter::862675230/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:followers.svg)

- X Week XXXXXX +0.31%
- X Month XXXXXX +1.30%
- X Months XXXXXX +3.40%
- X Year XXXXXX +6%

### CreatorRank: XXXXXXX [#](/creator/twitter::862675230/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::862675230/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::862675230/influence)
---

**Social category influence**
[finance](/list/finance)  [countries](/list/countries) 

**Social topic influence**
[mining](/topic/mining), [fnb fnb](/topic/fnb-fnb), [government spending](/topic/government-spending), [compound](/topic/compound), [doubled](/topic/doubled), [debt](/topic/debt), [mergers and acquisitions](/topic/mergers-and-acquisitions), [groceries](/topic/groceries), [acquisition](/topic/acquisition), [cbdc](/topic/cbdc)
### Top Social Posts [#](/creator/twitter::862675230/posts)
---
Top posts by engagements in the last XX hours

"As counter-intuitive as this sounds Government spending can in-fact drive down costs for society if allocated correctly and unencumbered by corruption. - Imagine all the security expenses you pay for directly & indirectly (cameras alarms private security companies insurances etc ). All this does is drives up costs and redirects spending into the least efficient means of production. ( in other words it Is the opportunity cost that is lost of where they money could have been spend productively instead ) Imagine hiring more police officers immigration officers and soldiers to plug those evident"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1946070167315697710) 2025-07-18 04:50:58 UTC 60.4K followers, 8916 engagements


"The estimated full-year profits for South African banks total  🟠FirstRand (FNB) =  (FNB)** 🟡Standard Bank =   🟠ABSA =   🟡Nedbank =   🟠Capitec = -  =  ( high end estimate ) - These are estimated figures from half year earnings ( H1 2024) And from interim results in August 2024 (Capitec) Full-year financials will be released anytime after March 2025"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1895143122985955732) 2025-02-27 16:05:05 UTC 60.4K followers, 57.2K engagements


"Its crazy to think that the interest expense on government debt has more than doubled since 2019/20.  +-. - That is a compound annual growth rate of +- 15.76%"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947649641887240463) 2025-07-22 13:27:14 UTC 60.4K followers, 2610 engagements


"♠ Wescoal ( Salungano Group ) ♠ Thungela Resources ♠ Exxaro Resources ♠ Universal Coal* ♠ Mc Mining ♠ Glencore ♠ Sasol ♠ Seriti * *Some are listed on the JSE others are private and/or foreign controlled"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1857369858100609257) 2024-11-15 10:27:37 UTC 60.4K followers, 6689 engagements


"This iconic furniture brand cherished for over a century hides a captivating history unknown to many Here is how a sweeping chain of corporate mergers and acquisitions kept the brand alive  🔻"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813071307370858) 2025-07-17 11:49:22 UTC 60.4K followers, 135.9K engagements


"Is it just me I miss these bank notes groceries lasted a full month back then"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945710332066103807) 2025-07-17 05:01:07 UTC 60.3K followers, 8613 engagements


"By just looking at estimated earnings and current market caps Then Capitec is overvalued and FirstRand and Standard Bank are undervalued. But thats not how things work"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1916375402655662368) 2025-04-27 06:14:35 UTC 60.3K followers, 16.9K engagements


"3/   The group was formed in July 1998 through the acquisition of McCarthy Retails troubled furniture division by Amrel. The estimated gross value of the debtors book was R27 billion which was significantly in arrears when the merger took place. (    ) Much of this flowed from the debt issues at Beares after the book was sold to First National Bank. FNB carried the responsibility for the quality of Beares' debtors' book.  s Relyant Retail was managing a portfolio of retail brands including Beares Lubners and others.  a German retailer named Poco took a XX% stake in Relyant fueling more"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813135018909977) 2025-07-17 11:49:37 UTC 60.4K followers, 8008 engagements


"2/  As the business landscape evolved and the next generation of retail giants started emerging Beares began a slow transformation from a family-run business to a corporate brand.   (  ). Beares eventually merged with another retail company called Amrel to form Relyant Retail.       as the merged entity took over the Beares brand and brought in a new corporate leadership structure"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813120813019481) 2025-07-17 11:49:34 UTC 60.4K followers, 8342 engagements


"( ) 🤑Standard Bank = . 🤑ABSA = . 🤑FirstRand = . 🤑Nedbank =  🤑Capitec = . *When banks make loans they create an asset for themselves. (   ) (its the money people owe them). *If you borrow money from a bank you create a liability for yourself and you become the banks asset. + interest.    -   . - : *FNB segment of FirstRand = R470 billion ( before impairments ) * A Loan creates an asset and a deposit creates a liability on banks SOFP. * there may be rounding areas"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947229904074064314) 2025-07-21 09:39:21 UTC 60.4K followers, 11.6K engagements


"Its easier to get pre-selected for car loans than to get a home loan approval. Why is that"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1941040843525444009) 2025-07-04 07:46:14 UTC 60.4K followers, 13.3K engagements


"Here is the  to use a credit card and how it can benefit you. Find out 🔻"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1905134115415834988) 2025-03-27 05:45:43 UTC 60.4K followers, 73.4K engagements


"@AndrewYang Your attention will be harvested for metrics. Spend time servicing metrics and youll be rewarded with UBI wrapped up in CBDC. This world is for big tech and we are the product"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948023727876419933) 2025-07-23 14:13:43 UTC 60.4K followers, XXX engagements


"Tenants have more rights than landlords Some of the stories Ive heard - its crazy"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945024470684721576) 2025-07-15 07:35:45 UTC 60.4K followers, 244.1K engagements


"FirstRand X Year Review (1996 -2005) Check out their net interest income amounts. 1996 = . 1997 = . 1998 = . 1999 = . 2000 = . These days (24/25) its closer to R50b 🤯"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947234221468086727) 2025-07-21 09:56:30 UTC 60.4K followers, 3236 engagements


"Whether youre building from scratch or bouncing back from bad credit the tips I share will help you level up your financial game. To improve your credit score you need to focus on these factors.  🔻"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1946810075957657656) 2025-07-20 05:51:06 UTC 60.4K followers, 14.4K engagements


"♠ Wescoal ( Salungano Group ) ♠Thungela Resources ♠ Exxaro Resources ♠ Universal Coal* ♠ Mc Mining ♠ Glencore ♠ Sasol ♠ Seriti * *Some are listed on the JSE others are private and/or foreign controlled"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1840337285180805610) 2024-09-29 10:26:15 UTC 60.3K followers, 12.4K engagements


"Fake South African passports are so prevalent which is making it more difficult for South Africans to go abroad. I remember this one time I entered into Thailand from one of the neighboring countries. I was pulled aside by the immigration officers. They checked me thoroughly and then scrutinized my passport comparing it to the fake ones in question. They asked me to sing the National Anthem infront of them and two Nigerian men who were claiming to be South Africans. *Their documents were a close match* but were flagged because it was a bit faded and when questioned they knew nothing about"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1664234648401244160) 2023-06-01 11:37:14 UTC 60.4K followers, 510K engagements


"🟠Electricity increases by XX% 🟡Insurances increase by XX% 🟠Food increases by 10%+ 🟡School fees increase by +-10% 🟠Medical aids increase by +-10% And they tell you inflation is 2.8%. We are being robbed in real terms 🚨"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947575842521149815) 2025-07-22 08:33:59 UTC 60.4K followers, 31.1K engagements


"1/ in fact FirstRand as a group is at +-R1.6 trillion The financials ending June 2024 included the impact of accounting provisions related to UK motor commission matter"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947235629248438375) 2025-07-21 10:02:06 UTC 60.4K followers, 1039 engagements


"Global Coal Production South Africa Ranks 7th on the list producing XXX million tonnes a year. Here are some coal companies operating in South Africa: ♠ Wescoal ( Salungano Group ) ♠ Thungela Resources ♠ Exxaro Resources ♠ Universal Coal* ♠ Mc Mining ♠ Glencore ♠ Sasol ♠ Seriti * Souree: Energy Institute"  
![@talkcentss Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::862675230.png) [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947152925970829814) 2025-07-21 04:33:28 UTC 60.4K followers, 4424 engagements