[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @talkcentss David (TalkingCents) David (TalkingCents) posts on X about south africa, mining, investment, all the the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::862675230/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXX +122% - X Months XXXXXXXXX +35% - X Year XXXXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::862675230/posts_active)  - X Week XX -XX% - X Month XXX +53% - X Months XXX +79% - X Year XXX +20% ### Followers: XXXXXX [#](/creator/twitter::862675230/followers)  - X Week XXXXXX +0.25% - X Month XXXXXX +1.30% - X Months XXXXXX +3.50% - X Year XXXXXX +6% ### CreatorRank: XXXXXXX [#](/creator/twitter::862675230/influencer_rank)  ### Social Influence [#](/creator/twitter::862675230/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% [stocks](/list/stocks) XXXX% [technology brands](/list/technology-brands) XXXX% **Social topic influence** [south africa](/topic/south-africa) 4.41%, [mining](/topic/mining) 4.41%, [investment](/topic/investment) #1134, [all the](/topic/all-the) 2.94%, [fnb fnb](/topic/fnb-fnb) 2.94%, [inflation](/topic/inflation) 1.47%, [accounting](/topic/accounting) 1.47%, [discount](/topic/discount) 1.47%, [money](/topic/money) 1.47%, [groceries](/topic/groceries) XXXX% **Top accounts mentioned or mentioned by** [@0nk321](/creator/undefined) [@zungulavuyo](/creator/undefined) [@costco](/creator/undefined) [@andrewyang](/creator/undefined) [@kobeissiletter](/creator/undefined) [@mr_s_ayerst](/creator/undefined) [@meshhmaker](/creator/undefined) [@bbn_21m](/creator/undefined) [@sifison37795511](/creator/undefined) [@angela221510541](/creator/undefined) [@pozepics1](/creator/undefined) [@zengfuey](/creator/undefined) [@trenthodges](/creator/undefined) [@xactly_getwitit](/creator/undefined) [@costakonti1](/creator/undefined) [@bhnewb](/creator/undefined) [@porklady](/creator/undefined) [@elijah14153245](/creator/undefined) [@doos_token](/creator/undefined) [@mihlalilingela](/creator/undefined) **Top assets mentioned** [Costco Wholesale Corporation (COST)](/topic/costco) [Alphabet Inc Class A (GOOGL)](/topic/$googl) ### Top Social Posts [#](/creator/twitter::862675230/posts) --- Top posts by engagements in the last XX hours "Its easier to get pre-selected for car loans than to get a home loan approval. Why is that"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1941040843525444009) 2025-07-04 07:46:14 UTC 60.4K followers, 13.3K engagements "I heard rumors that these will be the new South African Bank notes if we keep the same regime in power. 😅"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945494556696359365) 2025-07-16 14:43:42 UTC 60.3K followers, 8618 engagements "🟠Electricity increases by XX% 🟡Insurances increase by XX% 🟠Food increases by 10%+ 🟡School fees increase by +-10% 🟠Medical aids increase by +-10% And they tell you inflation is 2.8%. We are being robbed in real terms 🚨"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947575842521149815) 2025-07-22 08:33:59 UTC 60.4K followers, 33.6K engagements "1/ in fact FirstRand as a group is at +-R1.6 trillion The financials ending June 2024 included the impact of accounting provisions related to UK motor commission matter"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947235629248438375) 2025-07-21 10:02:06 UTC 60.4K followers, 1055 engagements "From the picture attached above we can discount all those fees. We can see we will spend R15000 in fees over X years. ( ) 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 = *I havent included any annual increases just for simplicity but you can work that in if you want to"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607467417436489) 2025-07-25 04:53:18 UTC 60.4K followers, 2094 engagements "4/ Summary 🟠By using option X ( XXXX% ) My R15000 would have grown to an estimated R22450 Which means I made R7450 However my bank fee over X years was R15000. I was essentially rebated half my money back by opting to invest in the equity of FirstRand. - 🟠By using option X ( X% ) My R15000 would have grown to an estimated R20075 Which means I made R5070 However my bank fees were R15000 I was essentially rebated XXXX% of my fees back by choosing to invest in the linked savings account"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607515064938926) 2025-07-25 04:53:29 UTC 60.4K followers, XXX engagements "Obviously we have cultivated a nation of consumers - where the aim is to drive up costs create inefficiencies and support materialism. There is no incentive to create owners produce or to encourage investment. S.A is a consumer market with labor availability"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1931633703689572374) 2025-06-08 08:45:37 UTC 60.4K followers, 14.6K engagements "Whether youre building from scratch or bouncing back from bad credit the tips I share will help you level up your financial game. To improve your credit score you need to focus on these factors. 🔻"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1946810075957657656) 2025-07-20 05:51:06 UTC 60.4K followers, 14.5K engagements "Is it just me I miss these bank notes groceries lasted a full month back then"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945710332066103807) 2025-07-17 05:01:07 UTC 60.4K followers, 8674 engagements "3/ The group was formed in July 1998 through the acquisition of McCarthy Retails troubled furniture division by Amrel. The estimated gross value of the debtors book was R27 billion which was significantly in arrears when the merger took place. ( ) Much of this flowed from the debt issues at Beares after the book was sold to First National Bank. FNB carried the responsibility for the quality of Beares' debtors' book. s Relyant Retail was managing a portfolio of retail brands including Beares Lubners and others. a German retailer named Poco took a XX% stake in Relyant fueling more"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813135018909977) 2025-07-17 11:49:37 UTC 60.4K followers, 8013 engagements "FirstRand X Year Review (1996 -2005) Check out their net interest income amounts. 1996 = . 1997 = . 1998 = . 1999 = . 2000 = . These days (24/25) its closer to R50b 🤯"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947234221468086727) 2025-07-21 09:56:30 UTC 60.4K followers, 6970 engagements "Use this strategy to significantly cut down on your bank fees. Here is how Ive have reduced fees for myself and in some years rebated all the fees essentially giving me a free bank account. ' 🔻"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607439122956357) 2025-07-25 04:53:11 UTC 60.4K followers, 27.8K engagements "♠Wescoal ( Salungano Group ) ♠Thungela Resources ♠Exxaro Resources ♠Universal Coal* ♠Mc Mining ♠Glencore ♠Sasol ♠Seriti * *Some are listed on the JSE others are private and/or foreign controlled"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1840337285180805610) 2024-09-29 10:26:15 UTC 60.4K followers, 12.4K engagements "Its crazy to think that the interest expense on government debt has more than doubled since 2019/20. +-. - That is a compound annual growth rate of +- 15.76%"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947649641887240463) 2025-07-22 13:27:14 UTC 60.4K followers, 2674 engagements "2/ As the business landscape evolved and the next generation of retail giants started emerging Beares began a slow transformation from a family-run business to a corporate brand. ( ). Beares eventually merged with another retail company called Amrel to form Relyant Retail. as the merged entity took over the Beares brand and brought in a new corporate leadership structure"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813120813019481) 2025-07-17 11:49:34 UTC 60.4K followers, 8346 engagements "As counter-intuitive as this sounds Government spending can in-fact drive down costs for society if allocated correctly and unencumbered by corruption. - Imagine all the security expenses you pay for directly & indirectly (cameras alarms private security companies insurances etc ). All this does is drives up costs and redirects spending into the least efficient means of production. ( in other words it Is the opportunity cost that is lost of where they money could have been spend productively instead ) Imagine hiring more police officers immigration officers and soldiers to plug those evident"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1946070167315697710) 2025-07-18 04:50:58 UTC 60.4K followers, 8967 engagements "Here is the to use a credit card and how it can benefit you. Find out 🔻"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1905134115415834988) 2025-03-27 05:45:43 UTC 60.4K followers, 73.5K engagements "/ There are actually two options of how you can rebate your bank fees: / Buy the Stock of the Bank you transact with ( FirstRand ABSA Capitec Standard Etc). You can use the dividends as a rebate + capture share price growth. Or alternatively / Park liquid cash in a linked savings account that is attached to your transactional account the interest earned offsets the account fee. ( ) Im going to be focusing predominately on option X ( buying the stock of the bank ) in this thread .🔻 - Lets assume You bank with FNB and you use the Premier account ( R250 a month ). All you need to do is"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607472580919568) 2025-07-25 04:53:19 UTC 60.4K followers, 3356 engagements "To put this into perspective: Alphabets (Google) Revenue = $282bill Samsungs Revenue = $XXX billion Microsofts Revenue = $XXX billion Toyotas Revenue = $260billion"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1624005254810570753) 2023-02-10 11:19:59 UTC 60.4K followers, 4498 engagements "@AndrewYang Your attention will be harvested for metrics. Spend time servicing metrics and youll be rewarded with UBI wrapped up in CBDC. This world is for big tech and we are the product"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948023727876419933) 2025-07-23 14:13:43 UTC 60.4K followers, 1013 engagements "This empires starts at the feet of two Jewish Brothers from Lithuania starting out as a small workshop in Durban. Hyman and Jack Beare arrive in South Africa in search of new opportunities. The two brothers combine their cabinet making and engineering skills into opening a manufacturing business in Johannesburg where they construct machinery from scrap metal. toward the end of World War X ( circa 1918 ) their fortune started to change which coincided with the post-war economy boom. They ended up importing better machinery from England and producing good quality furniture at an affordable"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813086549463431) 2025-07-17 11:49:25 UTC 60.4K followers, 10.4K engagements "Im going to use January 2020 as the starting date and January 2025 as the ending date. 🟠Starting price = R62 🟠Ending price = R76 Thats a XXXX% price increase in the stock price in that period. ( excluding dividends ) .% . R15000 x XXXX% =R622.5 ( R51.80 ). So far sitting in cash at X% would have been better during this time frame. But remember we havent included any dividends into this. : Youll also notice I started before Covid just to demonstrate that owning stocks can come with massive volatility panics and even crashes. Its at those times if you are liquid you can capitalize on"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607496870133902) 2025-07-25 04:53:25 UTC 60.4K followers, 1099 engagements "This is wild if you actually take the time to read and understand central bank operations. I found whats happening in the US very intriguing because there is a similarity happening at the South African Reserve Bank. ( SARB ) Let me explain 🔻 The FED is paying interest to commercial banks for parking their cash at the FED. ( Reserves ). And now the FEDs independence is at question. Now take SARB for example there isnt a widely documented policy that states they pay interest on reserves rather its more of an operation to manage liquidity in the banking system. That is how it is framed. However"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948021172437749866) 2025-07-23 14:03:34 UTC 60.4K followers, 3817 engagements "♠Wescoal ( Salungano Group ) ♠Thungela Resources ♠Exxaro Resources ♠Universal Coal* ♠Mc Mining ♠Glencore ♠Sasol ♠Seriti * *Some are listed on the JSE others are private and/or foreign controlled"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1857369858100609257) 2024-11-15 10:27:37 UTC 60.4K followers, 6692 engagements "( ) 🤑Standard Bank = . 🤑ABSA = . 🤑FirstRand = . 🤑Nedbank = 🤑Capitec = . *When banks make loans they create an asset for themselves. ( ) (its the money people owe them). *If you borrow money from a bank you create a liability for yourself and you become the banks asset. + interest. - . - : *FNB segment of FirstRand = R470 billion ( before impairments ) * A Loan creates an asset and a deposit creates a liability on banks SOFP. * there may be rounding areas"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947229904074064314) 2025-07-21 09:39:21 UTC 60.4K followers, 11.7K engagements "The estimated full-year profits for South African banks total 🟠FirstRand (FNB) = (FNB)** 🟡Standard Bank = 🟠ABSA = 🟡Nedbank = 🟠Capitec = - = ( high end estimate ) - These are estimated figures from half year earnings ( H1 2024) And from interim results in August 2024 (Capitec) Full-year financials will be released anytime after March 2025"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1895143122985955732) 2025-02-27 16:05:05 UTC 60.4K followers, 57.2K engagements "Fake South African passports are so prevalent which is making it more difficult for South Africans to go abroad. I remember this one time I entered into Thailand from one of the neighboring countries. I was pulled aside by the immigration officers. They checked me thoroughly and then scrutinized my passport comparing it to the fake ones in question. They asked me to sing the National Anthem infront of them and two Nigerian men who were claiming to be South Africans. *Their documents were a close match* but were flagged because it was a bit faded and when questioned they knew nothing about"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1664234648401244160) 2023-06-01 11:37:14 UTC 60.4K followers, 510K engagements "FirstRand X year Review ( Face off ) Net interest Income: 🟠1996= . 🟡2020= . 🟠1997= . 🟡2021= . 🟠1998= . 🟡2022= . 🟠1999= . 🟡2023= . 🟠2000= . 🟡2024="  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948253799661105433) 2025-07-24 05:27:57 UTC 60.4K followers, 3713 engagements "By just looking at estimated earnings and current market caps Then Capitec is overvalued and FirstRand and Standard Bank are undervalued. But thats not how things work"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1916375402655662368) 2025-04-27 06:14:35 UTC 60.4K followers, 16.9K engagements "Tenants have more rights than landlords Some of the stories Ive heard - its crazy"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945024470684721576) 2025-07-15 07:35:45 UTC 60.4K followers, 244.6K engagements "Global Coal Production South Africa Ranks 7th on the list producing XXX million tonnes a year. Here are some coal companies operating in South Africa: ♠Wescoal ( Salungano Group ) ♠Thungela Resources ♠Exxaro Resources ♠Universal Coal* ♠Mc Mining ♠Glencore ♠Sasol ♠Seriti * Souree: Energy Institute"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1947152925970829814) 2025-07-21 04:33:28 UTC 60.4K followers, 4486 engagements "Lets include the dividends into the picture now and work out the total return of investing in FirstRand. 🟠Share priced increased by R14 ( R62-R76) 🟠Total dividend paid = R16.75 That means it increased my total return to XXXX% instead of XXXX% over that X year period. That works out to be +-8.40% compounded annual return if I include the dividends"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1948607509721481576) 2025-07-25 04:53:28 UTC 60.4K followers, 1316 engagements "This iconic furniture brand cherished for over a century hides a captivating history unknown to many Here is how a sweeping chain of corporate mergers and acquisitions kept the brand alive 🔻"  [@talkcentss](/creator/x/talkcentss) on [X](/post/tweet/1945813071307370858) 2025-07-17 11:49:22 UTC 60.4K followers, 136.2K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@talkcentss David (TalkingCents)
David (TalkingCents) posts on X about south africa, mining, investment, all the the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXX -XX%
- X Month XXXXXXX +122%
- X Months XXXXXXXXX +35%
- X Year XXXXXXXXX -XX%
Mentions: XX #
- X Week XX -XX%
- X Month XXX +53%
- X Months XXX +79%
- X Year XXX +20%
Followers: XXXXXX #
- X Week XXXXXX +0.25%
- X Month XXXXXX +1.30%
- X Months XXXXXX +3.50%
- X Year XXXXXX +6%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXXXX% countries XXXX% stocks XXXX% technology brands XXXX%
Social topic influence south africa 4.41%, mining 4.41%, investment #1134, all the 2.94%, fnb fnb 2.94%, inflation 1.47%, accounting 1.47%, discount 1.47%, money 1.47%, groceries XXXX%
Top accounts mentioned or mentioned by @0nk321 @zungulavuyo @costco @andrewyang @kobeissiletter @mr_s_ayerst @meshhmaker @bbn_21m @sifison37795511 @angela221510541 @pozepics1 @zengfuey @trenthodges @xactly_getwitit @costakonti1 @bhnewb @porklady @elijah14153245 @doos_token @mihlalilingela
Top assets mentioned Costco Wholesale Corporation (COST) Alphabet Inc Class A (GOOGL)
Top Social Posts #
Top posts by engagements in the last XX hours
"Its easier to get pre-selected for car loans than to get a home loan approval. Why is that"
@talkcentss on X 2025-07-04 07:46:14 UTC 60.4K followers, 13.3K engagements
"I heard rumors that these will be the new South African Bank notes if we keep the same regime in power. 😅" @talkcentss on X 2025-07-16 14:43:42 UTC 60.3K followers, 8618 engagements
"🟠Electricity increases by XX% 🟡Insurances increase by XX% 🟠Food increases by 10%+ 🟡School fees increase by +-10% 🟠Medical aids increase by +-10% And they tell you inflation is 2.8%. We are being robbed in real terms 🚨" @talkcentss on X 2025-07-22 08:33:59 UTC 60.4K followers, 33.6K engagements
"1/ in fact FirstRand as a group is at +-R1.6 trillion The financials ending June 2024 included the impact of accounting provisions related to UK motor commission matter" @talkcentss on X 2025-07-21 10:02:06 UTC 60.4K followers, 1055 engagements
"From the picture attached above we can discount all those fees. We can see we will spend R15000 in fees over X years. ( ) 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 🟠Y X = R3000 = *I havent included any annual increases just for simplicity but you can work that in if you want to" @talkcentss on X 2025-07-25 04:53:18 UTC 60.4K followers, 2094 engagements
"4/ Summary 🟠By using option X ( XXXX% ) My R15000 would have grown to an estimated R22450 Which means I made R7450 However my bank fee over X years was R15000. I was essentially rebated half my money back by opting to invest in the equity of FirstRand. - 🟠By using option X ( X% ) My R15000 would have grown to an estimated R20075 Which means I made R5070 However my bank fees were R15000 I was essentially rebated XXXX% of my fees back by choosing to invest in the linked savings account" @talkcentss on X 2025-07-25 04:53:29 UTC 60.4K followers, XXX engagements
"Obviously we have cultivated a nation of consumers - where the aim is to drive up costs create inefficiencies and support materialism. There is no incentive to create owners produce or to encourage investment. S.A is a consumer market with labor availability" @talkcentss on X 2025-06-08 08:45:37 UTC 60.4K followers, 14.6K engagements
"Whether youre building from scratch or bouncing back from bad credit the tips I share will help you level up your financial game. To improve your credit score you need to focus on these factors. 🔻" @talkcentss on X 2025-07-20 05:51:06 UTC 60.4K followers, 14.5K engagements
"Is it just me I miss these bank notes groceries lasted a full month back then" @talkcentss on X 2025-07-17 05:01:07 UTC 60.4K followers, 8674 engagements
"3/ The group was formed in July 1998 through the acquisition of McCarthy Retails troubled furniture division by Amrel. The estimated gross value of the debtors book was R27 billion which was significantly in arrears when the merger took place. ( ) Much of this flowed from the debt issues at Beares after the book was sold to First National Bank. FNB carried the responsibility for the quality of Beares' debtors' book. s Relyant Retail was managing a portfolio of retail brands including Beares Lubners and others. a German retailer named Poco took a XX% stake in Relyant fueling more" @talkcentss on X 2025-07-17 11:49:37 UTC 60.4K followers, 8013 engagements
"FirstRand X Year Review (1996 -2005) Check out their net interest income amounts. 1996 = . 1997 = . 1998 = . 1999 = . 2000 = . These days (24/25) its closer to R50b 🤯" @talkcentss on X 2025-07-21 09:56:30 UTC 60.4K followers, 6970 engagements
"Use this strategy to significantly cut down on your bank fees. Here is how Ive have reduced fees for myself and in some years rebated all the fees essentially giving me a free bank account. ' 🔻" @talkcentss on X 2025-07-25 04:53:11 UTC 60.4K followers, 27.8K engagements
"â™ Wescoal ( Salungano Group ) â™ Thungela Resources â™ Exxaro Resources â™ Universal Coal* â™ Mc Mining â™ Glencore â™ Sasol â™ Seriti * *Some are listed on the JSE others are private and/or foreign controlled" @talkcentss on X 2024-09-29 10:26:15 UTC 60.4K followers, 12.4K engagements
"Its crazy to think that the interest expense on government debt has more than doubled since 2019/20. +-. - That is a compound annual growth rate of +- 15.76%" @talkcentss on X 2025-07-22 13:27:14 UTC 60.4K followers, 2674 engagements
"2/ As the business landscape evolved and the next generation of retail giants started emerging Beares began a slow transformation from a family-run business to a corporate brand. ( ). Beares eventually merged with another retail company called Amrel to form Relyant Retail. as the merged entity took over the Beares brand and brought in a new corporate leadership structure" @talkcentss on X 2025-07-17 11:49:34 UTC 60.4K followers, 8346 engagements
"As counter-intuitive as this sounds Government spending can in-fact drive down costs for society if allocated correctly and unencumbered by corruption. - Imagine all the security expenses you pay for directly & indirectly (cameras alarms private security companies insurances etc ). All this does is drives up costs and redirects spending into the least efficient means of production. ( in other words it Is the opportunity cost that is lost of where they money could have been spend productively instead ) Imagine hiring more police officers immigration officers and soldiers to plug those evident" @talkcentss on X 2025-07-18 04:50:58 UTC 60.4K followers, 8967 engagements
"Here is the to use a credit card and how it can benefit you. Find out 🔻" @talkcentss on X 2025-03-27 05:45:43 UTC 60.4K followers, 73.5K engagements
"/ There are actually two options of how you can rebate your bank fees: / Buy the Stock of the Bank you transact with ( FirstRand ABSA Capitec Standard Etc). You can use the dividends as a rebate + capture share price growth. Or alternatively / Park liquid cash in a linked savings account that is attached to your transactional account the interest earned offsets the account fee. ( ) Im going to be focusing predominately on option X ( buying the stock of the bank ) in this thread .🔻 - Lets assume You bank with FNB and you use the Premier account ( R250 a month ). All you need to do is" @talkcentss on X 2025-07-25 04:53:19 UTC 60.4K followers, 3356 engagements
"To put this into perspective: Alphabets (Google) Revenue = $282bill Samsungs Revenue = $XXX billion Microsofts Revenue = $XXX billion Toyotas Revenue = $260billion" @talkcentss on X 2023-02-10 11:19:59 UTC 60.4K followers, 4498 engagements
"@AndrewYang Your attention will be harvested for metrics. Spend time servicing metrics and youll be rewarded with UBI wrapped up in CBDC. This world is for big tech and we are the product" @talkcentss on X 2025-07-23 14:13:43 UTC 60.4K followers, 1013 engagements
"This empires starts at the feet of two Jewish Brothers from Lithuania starting out as a small workshop in Durban. Hyman and Jack Beare arrive in South Africa in search of new opportunities. The two brothers combine their cabinet making and engineering skills into opening a manufacturing business in Johannesburg where they construct machinery from scrap metal. toward the end of World War X ( circa 1918 ) their fortune started to change which coincided with the post-war economy boom. They ended up importing better machinery from England and producing good quality furniture at an affordable" @talkcentss on X 2025-07-17 11:49:25 UTC 60.4K followers, 10.4K engagements
"Im going to use January 2020 as the starting date and January 2025 as the ending date. 🟠Starting price = R62 🟠Ending price = R76 Thats a XXXX% price increase in the stock price in that period. ( excluding dividends ) .% . R15000 x XXXX% =R622.5 ( R51.80 ). So far sitting in cash at X% would have been better during this time frame. But remember we havent included any dividends into this. : Youll also notice I started before Covid just to demonstrate that owning stocks can come with massive volatility panics and even crashes. Its at those times if you are liquid you can capitalize on" @talkcentss on X 2025-07-25 04:53:25 UTC 60.4K followers, 1099 engagements
"This is wild if you actually take the time to read and understand central bank operations. I found whats happening in the US very intriguing because there is a similarity happening at the South African Reserve Bank. ( SARB ) Let me explain 🔻 The FED is paying interest to commercial banks for parking their cash at the FED. ( Reserves ). And now the FEDs independence is at question. Now take SARB for example there isnt a widely documented policy that states they pay interest on reserves rather its more of an operation to manage liquidity in the banking system. That is how it is framed. However" @talkcentss on X 2025-07-23 14:03:34 UTC 60.4K followers, 3817 engagements
"â™ Wescoal ( Salungano Group ) â™ Thungela Resources â™ Exxaro Resources â™ Universal Coal* â™ Mc Mining â™ Glencore â™ Sasol â™ Seriti * *Some are listed on the JSE others are private and/or foreign controlled" @talkcentss on X 2024-11-15 10:27:37 UTC 60.4K followers, 6692 engagements
"( ) 🤑Standard Bank = . 🤑ABSA = . 🤑FirstRand = . 🤑Nedbank = 🤑Capitec = . *When banks make loans they create an asset for themselves. ( ) (its the money people owe them). *If you borrow money from a bank you create a liability for yourself and you become the banks asset. + interest. - . - : *FNB segment of FirstRand = R470 billion ( before impairments ) * A Loan creates an asset and a deposit creates a liability on banks SOFP. * there may be rounding areas" @talkcentss on X 2025-07-21 09:39:21 UTC 60.4K followers, 11.7K engagements
"The estimated full-year profits for South African banks total 🟠FirstRand (FNB) = (FNB)** 🟡Standard Bank = 🟠ABSA = 🟡Nedbank = 🟠Capitec = - = ( high end estimate ) - These are estimated figures from half year earnings ( H1 2024) And from interim results in August 2024 (Capitec) Full-year financials will be released anytime after March 2025" @talkcentss on X 2025-02-27 16:05:05 UTC 60.4K followers, 57.2K engagements
"Fake South African passports are so prevalent which is making it more difficult for South Africans to go abroad. I remember this one time I entered into Thailand from one of the neighboring countries. I was pulled aside by the immigration officers. They checked me thoroughly and then scrutinized my passport comparing it to the fake ones in question. They asked me to sing the National Anthem infront of them and two Nigerian men who were claiming to be South Africans. Their documents were a close match but were flagged because it was a bit faded and when questioned they knew nothing about" @talkcentss on X 2023-06-01 11:37:14 UTC 60.4K followers, 510K engagements
"FirstRand X year Review ( Face off ) Net interest Income: 🟠1996= . 🟡2020= . 🟠1997= . 🟡2021= . 🟠1998= . 🟡2022= . 🟠1999= . 🟡2023= . 🟠2000= . 🟡2024=" @talkcentss on X 2025-07-24 05:27:57 UTC 60.4K followers, 3713 engagements
"By just looking at estimated earnings and current market caps Then Capitec is overvalued and FirstRand and Standard Bank are undervalued. But thats not how things work" @talkcentss on X 2025-04-27 06:14:35 UTC 60.4K followers, 16.9K engagements
"Tenants have more rights than landlords Some of the stories Ive heard - its crazy" @talkcentss on X 2025-07-15 07:35:45 UTC 60.4K followers, 244.6K engagements
"Global Coal Production South Africa Ranks 7th on the list producing XXX million tonnes a year. Here are some coal companies operating in South Africa: â™ Wescoal ( Salungano Group ) â™ Thungela Resources â™ Exxaro Resources â™ Universal Coal* â™ Mc Mining â™ Glencore â™ Sasol â™ Seriti * Souree: Energy Institute" @talkcentss on X 2025-07-21 04:33:28 UTC 60.4K followers, 4486 engagements
"Lets include the dividends into the picture now and work out the total return of investing in FirstRand. 🟠Share priced increased by R14 ( R62-R76) 🟠Total dividend paid = R16.75 That means it increased my total return to XXXX% instead of XXXX% over that X year period. That works out to be +-8.40% compounded annual return if I include the dividends" @talkcentss on X 2025-07-25 04:53:28 UTC 60.4K followers, 1316 engagements
"This iconic furniture brand cherished for over a century hides a captivating history unknown to many Here is how a sweeping chain of corporate mergers and acquisitions kept the brand alive 🔻" @talkcentss on X 2025-07-17 11:49:22 UTC 60.4K followers, 136.2K engagements