[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @NxtGenPlanning Devin McCombs, CFP®, CSLP® Devin McCombs, CFP®, CSLP® posts on X about $8k, retirement, budgeting, money the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::1634269429147271169/interactions)  - X Week XXXXXXX +514% - X Month XXXXXXX +289% - X Months XXXXXXX +66% - X Year XXXXXXX +27% ### Mentions: X [#](/creator/twitter::1634269429147271169/posts_active)  - X Week XX +34% - X Month XXX +29% - X Months XXX +4.90% - X Year XXXXX +123% ### Followers: XXXXX [#](/creator/twitter::1634269429147271169/followers)  - X Week XXXXX +7.50% - X Month XXXXX +8.60% - X Months XXXXX +51% - X Year XXXXX +112% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1634269429147271169/influencer_rank)  ### Social Influence [#](/creator/twitter::1634269429147271169/influence) --- **Social category influence** [finance](/list/finance) XXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [musicians](/list/musicians) XXXX% **Social topic influence** [$8k](/topic/$8k) #14, [retirement](/topic/retirement) #1152, [budgeting](/topic/budgeting) 0.62%, [money](/topic/money) 0.62%, [bitcoin](/topic/bitcoin) 0.62%, [work for](/topic/work-for) 0.31%, [6 months](/topic/6-months) 0.31%, [mortgage rate](/topic/mortgage-rate) 0.31%, [saving](/topic/saving) 0.31%, [bases](/topic/bases) XXXX% **Top accounts mentioned or mentioned by** [@cliffcornell](/creator/undefined) [@franwalsh73](/creator/undefined) [@dlwealth](/creator/undefined) [@sparkingfirenc](/creator/undefined) [@ryanopulus](/creator/undefined) [@tkopelman](/creator/undefined) [@dincplanning](/creator/undefined) [@retaineradvisor](/creator/undefined) [@dnttaxes](/creator/undefined) [@dl_wealth](/creator/undefined) [@glennqdc](/creator/undefined) [@investedinyou](/creator/undefined) [@maxpashman](/creator/undefined) [@danjstefanski](/creator/undefined) [@finphilosopher](/creator/undefined) [@clarkjeffriesfp](/creator/undefined) [@mrnqdc](/creator/undefined) [@imavibecoder](/creator/undefined) [@azmark99921960](/creator/undefined) [@atomicplanning](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) ### Top Social Posts [#](/creator/twitter::1634269429147271169/posts) --- Top posts by engagements in the last XX hours "Last night cost me just shy of $8k I bought six tickets for friends who had never been to Redrocks to go see one of my favorites artists first ever headlining show there Had I saved and invested those dollars for retirement (assuming 8%) annualized returns I would have spent shy of $8k I promise that in retirement Id have paid to go back in time to a perfect show for a favorite artists at Redrocks with friends Financial planning is a life long happiness maximizing exercise the goal isnt to die with the biggest NW *Charles Wesley Godwin rocks" [X Link](https://x.com/NxtGenPlanning/status/1978831462683357490) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T14:32Z 1554 followers, 83.4K engagements "All advice is not created equal on the internet. Case and point here I know investors who this could work for they're extremely far and few between An emergency fund is the bedrock of any financial plan; it tends to be essential for the "sleep well at night" crowd Yes you are giving up some return by having a chunk of capital on the sidelines You're also giving yourself some much-needed cushion. House reno in a down market Could cost XX% more. Medical emergency Better get ready to work a few more years IMO this is exposing yourself to (sequence) of return risk more than is prudent. If the" [X Link](https://x.com/NxtGenPlanning/status/1977837573163700301) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-13T20:43Z 1551 followers, 14.2K engagements "As home prices and interest rates remain high Many aspiring homeowners are looking for ways to lower their mortgage rates There are a few potential options beyond gambling on ARMs More below:" [X Link](https://x.com/NxtGenPlanning/status/1978786343569223937) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T11:33Z 1553 followers, 2713 engagements "@DntTaxes I love it Chris Reverse budgeting and aggressive saving and investing + having fun is the recipe for success Once you have your bases covered this is the absolute best use of time/energy/money" [X Link](https://x.com/NxtGenPlanning/status/1978852364481077547) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T15:55Z 1554 followers, XXX engagements "@DntTaxes Hey the best diet is the one you can stick to We see it with extreme budgeting too" [X Link](https://x.com/NxtGenPlanning/status/1978855423525462088) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T16:07Z 1554 followers, XX engagements "Generally we head down one of four paths: X. Cash to fund L/S X. Monitor exchange/swap fund opportunities X. Map holdings into larger portfolio X. Box spread loans" [X Link](https://x.com/NxtGenPlanning/status/1976612041654673609) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-10T11:33Z 1554 followers, XX engagements "The most common solution has been to sell some stock to fund a L/S strategy This strategy funded with cash produces significant losses These losses offset unrealized gains in company stock increasing diversification minimizing taxes" [X Link](https://x.com/NxtGenPlanning/status/1976612047090589862) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-10T11:33Z 1554 followers, XX engagements "On today's edition of 401k's are a scam. We're comparing the employer match to a mythical asset class that returns XX% a year If your 401k plan offers a match get the free money it's hard to find. After vesting you can access those funds in a pinch via 72t or hardship withdrawals Comparing 401k contributions to buying bitcoin (which had one of the most successful recent runs in history) is nonsensical and intellectually dishonest The odds Bitcoin repeats its past XX years success is about the same as me getting drafted by the Jags next year The employer match in your 401k is just a part of" [X Link](https://x.com/NxtGenPlanning/status/1977839868559630356) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-13T20:52Z 1554 followers, 6924 engagements "Can someone talk me out of the Amex Gold Card I spend $5k-$7k monthly jointly though the card. I already have the Chase Sapphire Reserve with a load of points. Just looking to max out an intro offer and hold onto these two cards for good Moderate travel honeymoon in a year I think I'll have almost 300k points between the two by this time next year I know there are some CC warriors on here - thoughts" [X Link](https://x.com/NxtGenPlanning/status/1978150237496897683) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-14T17:25Z 1554 followers, 7686 engagements "@HeroDividend He has is that a bad drive for you I have standing internal orders to go see small musicians anytime I can Was able to see Zach Bryan in a bar for $X when nobody knew who he was and CWG a few times for next to nothing" [X Link](https://x.com/NxtGenPlanning/status/1978908075206807976) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T19:37Z 1554 followers, XX engagements "@Loic50575372 Good god no $XXX for X tickets (face value) Had I saved and invested that money it would have been worth $8k in retirement I think $8k in tickets at XX is an irresponsible decision no matter what" [X Link](https://x.com/NxtGenPlanning/status/1978942918674256038) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T21:55Z 1554 followers, XX engagements "@moseskagan I think this is the argument I struggle with most: -Bitcoin as a defense against political upheaval end of days apocalypse I won't trade my food water filter guns or rain jacket for your thumb drive of immense value It's cool but it feels a little nonsensical" [X Link](https://x.com/NxtGenPlanning/status/1979195356026925216) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T14:38Z 1554 followers, XXX engagements "My second cousin just decommitted from a SEC school to go play professional soccer overseas Today I had my first BTC buy We're both the pride of the family" [X Link](https://x.com/NxtGenPlanning/status/1979204648763371606) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T15:15Z 1554 followers, 1212 engagements "@Matt15x23 @Leo_Traydes I hold about X% of total investable assets in individual stocks It's fine to learn etc I don't consider them investments so much as fun experiments" [X Link](https://x.com/NxtGenPlanning/status/1979280792309362857) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T20:18Z 1554 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Devin McCombs, CFP®, CSLP® posts on X about $8k, retirement, budgeting, money the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.
Social category influence finance XXXX% cryptocurrencies XXXX% musicians XXXX%
Social topic influence $8k #14, retirement #1152, budgeting 0.62%, money 0.62%, bitcoin 0.62%, work for 0.31%, 6 months 0.31%, mortgage rate 0.31%, saving 0.31%, bases XXXX%
Top accounts mentioned or mentioned by @cliffcornell @franwalsh73 @dlwealth @sparkingfirenc @ryanopulus @tkopelman @dincplanning @retaineradvisor @dnttaxes @dl_wealth @glennqdc @investedinyou @maxpashman @danjstefanski @finphilosopher @clarkjeffriesfp @mrnqdc @imavibecoder @azmark99921960 @atomicplanning
Top assets mentioned Bitcoin (BTC)
Top posts by engagements in the last XX hours
"Last night cost me just shy of $8k I bought six tickets for friends who had never been to Redrocks to go see one of my favorites artists first ever headlining show there Had I saved and invested those dollars for retirement (assuming 8%) annualized returns I would have spent shy of $8k I promise that in retirement Id have paid to go back in time to a perfect show for a favorite artists at Redrocks with friends Financial planning is a life long happiness maximizing exercise the goal isnt to die with the biggest NW *Charles Wesley Godwin rocks"
X Link @NxtGenPlanning 2025-10-16T14:32Z 1554 followers, 83.4K engagements
"All advice is not created equal on the internet. Case and point here I know investors who this could work for they're extremely far and few between An emergency fund is the bedrock of any financial plan; it tends to be essential for the "sleep well at night" crowd Yes you are giving up some return by having a chunk of capital on the sidelines You're also giving yourself some much-needed cushion. House reno in a down market Could cost XX% more. Medical emergency Better get ready to work a few more years IMO this is exposing yourself to (sequence) of return risk more than is prudent. If the"
X Link @NxtGenPlanning 2025-10-13T20:43Z 1551 followers, 14.2K engagements
"As home prices and interest rates remain high Many aspiring homeowners are looking for ways to lower their mortgage rates There are a few potential options beyond gambling on ARMs More below:"
X Link @NxtGenPlanning 2025-10-16T11:33Z 1553 followers, 2713 engagements
"@DntTaxes I love it Chris Reverse budgeting and aggressive saving and investing + having fun is the recipe for success Once you have your bases covered this is the absolute best use of time/energy/money"
X Link @NxtGenPlanning 2025-10-16T15:55Z 1554 followers, XXX engagements
"@DntTaxes Hey the best diet is the one you can stick to We see it with extreme budgeting too"
X Link @NxtGenPlanning 2025-10-16T16:07Z 1554 followers, XX engagements
"Generally we head down one of four paths: X. Cash to fund L/S X. Monitor exchange/swap fund opportunities X. Map holdings into larger portfolio X. Box spread loans"
X Link @NxtGenPlanning 2025-10-10T11:33Z 1554 followers, XX engagements
"The most common solution has been to sell some stock to fund a L/S strategy This strategy funded with cash produces significant losses These losses offset unrealized gains in company stock increasing diversification minimizing taxes"
X Link @NxtGenPlanning 2025-10-10T11:33Z 1554 followers, XX engagements
"On today's edition of 401k's are a scam. We're comparing the employer match to a mythical asset class that returns XX% a year If your 401k plan offers a match get the free money it's hard to find. After vesting you can access those funds in a pinch via 72t or hardship withdrawals Comparing 401k contributions to buying bitcoin (which had one of the most successful recent runs in history) is nonsensical and intellectually dishonest The odds Bitcoin repeats its past XX years success is about the same as me getting drafted by the Jags next year The employer match in your 401k is just a part of"
X Link @NxtGenPlanning 2025-10-13T20:52Z 1554 followers, 6924 engagements
"Can someone talk me out of the Amex Gold Card I spend $5k-$7k monthly jointly though the card. I already have the Chase Sapphire Reserve with a load of points. Just looking to max out an intro offer and hold onto these two cards for good Moderate travel honeymoon in a year I think I'll have almost 300k points between the two by this time next year I know there are some CC warriors on here - thoughts"
X Link @NxtGenPlanning 2025-10-14T17:25Z 1554 followers, 7686 engagements
"@HeroDividend He has is that a bad drive for you I have standing internal orders to go see small musicians anytime I can Was able to see Zach Bryan in a bar for $X when nobody knew who he was and CWG a few times for next to nothing"
X Link @NxtGenPlanning 2025-10-16T19:37Z 1554 followers, XX engagements
"@Loic50575372 Good god no $XXX for X tickets (face value) Had I saved and invested that money it would have been worth $8k in retirement I think $8k in tickets at XX is an irresponsible decision no matter what"
X Link @NxtGenPlanning 2025-10-16T21:55Z 1554 followers, XX engagements
"@moseskagan I think this is the argument I struggle with most: -Bitcoin as a defense against political upheaval end of days apocalypse I won't trade my food water filter guns or rain jacket for your thumb drive of immense value It's cool but it feels a little nonsensical"
X Link @NxtGenPlanning 2025-10-17T14:38Z 1554 followers, XXX engagements
"My second cousin just decommitted from a SEC school to go play professional soccer overseas Today I had my first BTC buy We're both the pride of the family"
X Link @NxtGenPlanning 2025-10-17T15:15Z 1554 followers, 1212 engagements
"@Matt15x23 @Leo_Traydes I hold about X% of total investable assets in individual stocks It's fine to learn etc I don't consider them investments so much as fun experiments"
X Link @NxtGenPlanning 2025-10-17T20:18Z 1554 followers, XX engagements
/creator/x::NxtGenPlanning