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[@NxtGenPlanning](/creator/twitter/NxtGenPlanning)
"We see this constantly many of our high earning clients want to acquire businesses start becoming a landlord or bankroll a friend's business Part of our job is giving them context "You want to start investing in section X housing because your job is stressful" Do you want to spend your free time driving around managing these properties Or pay someone else to do so At that point there is so little return left why would we not just take the index fund route and earn our 6-10% with next to zero hassle A skilled advisor helps clients see the bigger picture; there is so much noise out there that"  
[X Link](https://x.com/NxtGenPlanning/status/1976290985367023916) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-09T14:17Z 1552 followers, 2705 engagements


"Last night cost me just shy of $8k I bought six tickets for friends who had never been to Redrocks to go see one of my favorites artists first ever headlining show there Had I saved and invested those dollars for retirement (assuming 8%) annualized returns I would have spent shy of $8k I promise that in retirement Id have paid to go back in time to a perfect show for a favorite artists at Redrocks with friends Financial planning is a life long happiness maximizing exercise the goal isnt to die with the biggest NW *Charles Wesley Godwin rocks"  
[X Link](https://x.com/NxtGenPlanning/status/1978831462683357490) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T14:32Z 1552 followers, 83.5K engagements


"Generally we head down one of four paths: X. Cash to fund L/S X. Monitor exchange/swap fund opportunities X. Map holdings into larger portfolio X. Box spread loans"  
[X Link](https://x.com/NxtGenPlanning/status/1976612041654673609) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-10T11:33Z 1554 followers, XX engagements


"@Loic50575372 Good god no $XXX for X tickets (face value) Had I saved and invested that money it would have been worth $8k in retirement I think $8k in tickets at XX is an irresponsible decision no matter what"  
[X Link](https://x.com/NxtGenPlanning/status/1978942918674256038) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T21:55Z 1554 followers, XX engagements


"@moseskagan I think this is the argument I struggle with most: -Bitcoin as a defense against political upheaval end of days apocalypse I won't trade my food water filter guns or rain jacket for your thumb drive of immense value It's cool but it feels a little nonsensical"  
[X Link](https://x.com/NxtGenPlanning/status/1979195356026925216) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T14:38Z 1554 followers, XXX engagements


"My second cousin just decommitted from a SEC school to go play professional soccer overseas Today I had my first BTC buy We're both the pride of the family"  
[X Link](https://x.com/NxtGenPlanning/status/1979204648763371606) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T15:15Z 1554 followers, 1223 engagements


"The most common solution has been to sell some stock to fund a L/S strategy This strategy funded with cash produces significant losses These losses offset unrealized gains in company stock increasing diversification minimizing taxes"  
[X Link](https://x.com/NxtGenPlanning/status/1976612047090589862) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-10T11:33Z 1555 followers, XX engagements


"On today's edition of 401k's are a scam. We're comparing the employer match to a mythical asset class that returns XX% a year If your 401k plan offers a match get the free money it's hard to find. After vesting you can access those funds in a pinch via 72t or hardship withdrawals Comparing 401k contributions to buying bitcoin (which had one of the most successful recent runs in history) is nonsensical and intellectually dishonest The odds Bitcoin repeats its past XX years success is about the same as me getting drafted by the Jags next year The employer match in your 401k is just a part of"  
[X Link](https://x.com/NxtGenPlanning/status/1977839868559630356) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-13T20:52Z 1554 followers, 6927 engagements


"Can someone talk me out of the Amex Gold Card I spend $5k-$7k monthly jointly though the card. I already have the Chase Sapphire Reserve with a load of points. Just looking to max out an intro offer and hold onto these two cards for good Moderate travel honeymoon in a year I think I'll have almost 300k points between the two by this time next year I know there are some CC warriors on here - thoughts"  
[X Link](https://x.com/NxtGenPlanning/status/1978150237496897683) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-14T17:25Z 1554 followers, 7693 engagements


"@cheesetrader1 @theficouple Thanks for the linked article Phasing still feels wonkey to me for some reason"  
[X Link](https://x.com/NxtGenPlanning/status/1978826135937987029) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T14:11Z 1554 followers, XX engagements


"@Matt15x23 @Leo_Traydes I hold about X% of total investable assets in individual stocks It's fine to learn etc I don't consider them investments so much as fun experiments"  
[X Link](https://x.com/NxtGenPlanning/status/1979280792309362857) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T20:18Z 1552 followers, XX engagements


"Lastly a JEST trust or Joint Exempt Step-Up Trust Both spouses contribute property with provisions to dictate how property passes at first death Issues include tax uncertainty and lack of definitive case law/IRS rulings surrounding JESTs"  
[X Link](https://x.com/NxtGenPlanning/status/1980235966439727312) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T11:33Z 1552 followers, XX engagements


"This is not a recommendation or financial advice I am not your advisor please consult with YOUR financial team before implementing any strategies heard here This is for educational and informational purposes only"  
[X Link](https://x.com/NxtGenPlanning/status/1980235918935019606) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T11:33Z 1552 followers, XX engagements


"The step up in basis is a huge tax savings and avoidance opportunity Any unrealized gains in a taxable account will be stepped up to fair value at death This results in tax avoidance on all previously unrealized gains"  
[X Link](https://x.com/NxtGenPlanning/status/1980235922131063025) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T11:33Z 1552 followers, XX engagements


"The major downside risk here is that spouse B could redirect assets to anyone Spouse B is also exposed to increased creditor risk Trust is extremely important"  
[X Link](https://x.com/NxtGenPlanning/status/1980235963101061226) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T11:33Z 1552 followers, XX engagements


"@jackiekenoyer What a great gift to be able to give your kids Both the capital and the low risk investing practice"  
[X Link](https://x.com/NxtGenPlanning/status/1980286835059462234) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T14:55Z 1552 followers, XX engagements


"@MattLaciskey Tax Planning is huge I am always wary of advertising investment performance because I have no control over markets I can take advantage of every break and opportunity afforded to you as an taxpayer and improve after tax yield though"  
[X Link](https://x.com/NxtGenPlanning/status/1980294345317380361) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-20T15:25Z 1552 followers, XX engagements