[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @NxtGenPlanning Devin McCombs, CFP®, CSLP® Devin McCombs, CFP®, CSLP® posts on X about intro, money, $8k, retirement the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1634269429147271169/interactions)  - X Week XXXXXXX +535% - X Month XXXXXXX +299% - X Months XXXXXXX +67% - X Year XXXXXXX +28% ### Mentions: X [#](/creator/twitter::1634269429147271169/posts_active)  - X Week XX +30% - X Month XXX +41% - X Months XXX +4.90% - X Year XXXXX +130% ### Followers: XXXXX [#](/creator/twitter::1634269429147271169/followers)  - X Week XXXXX +6.90% - X Month XXXXX +8.20% - X Months XXXXX +50% - X Year XXXXX +112% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1634269429147271169/influencer_rank)  ### Social Influence [#](/creator/twitter::1634269429147271169/influence) --- **Social category influence** [finance](/list/finance) XXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [stocks](/list/stocks) XXXX% [musicians](/list/musicians) XXXX% **Social topic influence** [intro](/topic/intro) 0.62%, [money](/topic/money) 0.62%, [$8k](/topic/$8k) #6, [retirement](/topic/retirement) #497, [8k](/topic/8k) 0.62%, [budgeting](/topic/budgeting) 0.62%, [bitcoin](/topic/bitcoin) #7060, [stocks](/topic/stocks) 0.62%, [$5k](/topic/$5k) 0.31%, [$7k](/topic/$7k) XXXX% **Top accounts mentioned or mentioned by** [@cliffcornell](/creator/undefined) [@franwalsh73](/creator/undefined) [@dlwealth](/creator/undefined) [@ryanopulus](/creator/undefined) [@sparkingfirenc](/creator/undefined) [@tkopelman](/creator/undefined) [@dincplanning](/creator/undefined) [@retaineradvisor](/creator/undefined) [@dnttaxes](/creator/undefined) [@dl_wealth](/creator/undefined) [@glennqdc](/creator/undefined) [@investedinyou](/creator/undefined) [@maxpashman](/creator/undefined) [@danjstefanski](/creator/undefined) [@finphilosopher](/creator/undefined) [@clarkjeffriesfp](/creator/undefined) [@mrnqdc](/creator/undefined) [@imavibecoder](/creator/undefined) [@azmark99921960](/creator/undefined) [@atomicplanning](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) ### Top Social Posts [#](/creator/twitter::1634269429147271169/posts) --- Top posts by engagements in the last XX hours "Can someone talk me out of the Amex Gold Card I spend $5k-$7k monthly jointly though the card. I already have the Chase Sapphire Reserve with a load of points. Just looking to max out an intro offer and hold onto these two cards for good Moderate travel honeymoon in a year I think I'll have almost 300k points between the two by this time next year I know there are some CC warriors on here - thoughts" [X Link](https://x.com/NxtGenPlanning/status/1978150237496897683) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-14T17:25Z 1554 followers, 7686 engagements "@Loic50575372 Good god no $XXX for X tickets (face value) Had I saved and invested that money it would have been worth $8k in retirement I think $8k in tickets at XX is an irresponsible decision no matter what" [X Link](https://x.com/NxtGenPlanning/status/1978942918674256038) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T21:55Z 1554 followers, XX engagements "@DntTaxes I love it Chris Reverse budgeting and aggressive saving and investing + having fun is the recipe for success Once you have your bases covered this is the absolute best use of time/energy/money" [X Link](https://x.com/NxtGenPlanning/status/1978852364481077547) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T15:55Z 1554 followers, XXX engagements "@DntTaxes Hey the best diet is the one you can stick to We see it with extreme budgeting too" [X Link](https://x.com/NxtGenPlanning/status/1978855423525462088) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T16:07Z 1554 followers, XX engagements "Last night cost me just shy of $8k I bought six tickets for friends who had never been to Redrocks to go see one of my favorites artists first ever headlining show there Had I saved and invested those dollars for retirement (assuming 8%) annualized returns I would have spent shy of $8k I promise that in retirement Id have paid to go back in time to a perfect show for a favorite artists at Redrocks with friends Financial planning is a life long happiness maximizing exercise the goal isnt to die with the biggest NW *Charles Wesley Godwin rocks" [X Link](https://x.com/NxtGenPlanning/status/1978831462683357490) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T14:32Z 1554 followers, 83.3K engagements "@moseskagan I think this is the argument I struggle with most: -Bitcoin as a defense against political upheaval end of days apocalypse I won't trade my food water filter guns or rain jacket for your thumb drive of immense value It's cool but it feels a little nonsensical" [X Link](https://x.com/NxtGenPlanning/status/1979195356026925216) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T14:38Z 1554 followers, XXX engagements "My second cousin just decommitted from a SEC school to go play professional soccer overseas Today I had my first BTC buy We're both the pride of the family" [X Link](https://x.com/NxtGenPlanning/status/1979204648763371606) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T15:15Z 1554 followers, 1212 engagements "They key to this strategy is the leverage Leverage can be dialed up or down depending on: - Risk tolerance - Willingness to pay fees - Timeline" [X Link](https://x.com/NxtGenPlanning/status/1976249660604867019) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-09T11:33Z 1498 followers, XX engagements "On today's edition of 401k's are a scam. We're comparing the employer match to a mythical asset class that returns XX% a year If your 401k plan offers a match get the free money it's hard to find. After vesting you can access those funds in a pinch via 72t or hardship withdrawals Comparing 401k contributions to buying bitcoin (which had one of the most successful recent runs in history) is nonsensical and intellectually dishonest The odds Bitcoin repeats its past XX years success is about the same as me getting drafted by the Jags next year The employer match in your 401k is just a part of" [X Link](https://x.com/NxtGenPlanning/status/1977839868559630356) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-13T20:52Z 1520 followers, 6896 engagements "@Musing_Thinking I get it There is a huge element of sleep well at night that is hard to put a price on I'm XX every dollar I invest today has so much growth potential. I still keep some cash on hand" [X Link](https://x.com/NxtGenPlanning/status/1978155720638964049) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-14T17:47Z 1506 followers, XX engagements "@atomicplanning Huh that's really interesting actually Great call out" [X Link](https://x.com/NxtGenPlanning/status/1978200808450556237) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-14T20:46Z 1510 followers, XXX engagements "@TKopelman Ohh actually I just cant justify a $XXX fee Especially for rewards I dont take advantage of already Chase Sapphire preferred is my everything card now With a honeymoon coming it I can justify the intro offer spending easily" [X Link](https://x.com/NxtGenPlanning/status/1978257074959106534) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-15T00:30Z 1500 followers, XXX engagements "Both opportunities distract from traditional equity markets and Id wager intelligent index investors will outperform those chasing these opportunities by several orders of magnitude over long time periods" [X Link](https://x.com/NxtGenPlanning/status/1978423969427456258) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-15T11:33Z 1530 followers, XX engagements "One last opportunity I want to discuss is the recent ability offered to investors by Robinhood to short stocks Shorting is a hallmark of active management a process we know produces poor returns relative to an indexing approach" [X Link](https://x.com/NxtGenPlanning/status/1978423972304670918) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-15T11:33Z 1530 followers, XX engagements "Shorting is a poor idea for many reasons: - Theoretically unbounded losses/finite gains - Wasting of shorting - similar to vix - Time/Energy requirement" [X Link](https://x.com/NxtGenPlanning/status/1978423974838018163) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-15T11:33Z 1530 followers, XX engagements "@markcecchini You mean the future VT head coach" [X Link](https://x.com/NxtGenPlanning/status/1978467938232566139) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-15T14:28Z 1535 followers, XX engagements "After X number of years the household has fully divested from their concentrated position They were able to defer capital gains in the years of sale And now have a globally diversified portfolio that continues to be invested according to their wishes" [X Link](https://x.com/NxtGenPlanning/status/1976249658125984073) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-09T11:33Z 1552 followers, XX engagements "All advice is not created equal on the internet. Case and point here I know investors who this could work for they're extremely far and few between An emergency fund is the bedrock of any financial plan; it tends to be essential for the "sleep well at night" crowd Yes you are giving up some return by having a chunk of capital on the sidelines You're also giving yourself some much-needed cushion. House reno in a down market Could cost XX% more. Medical emergency Better get ready to work a few more years IMO this is exposing yourself to (sequence) of return risk more than is prudent. If the" [X Link](https://x.com/NxtGenPlanning/status/1977837573163700301) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-13T20:43Z 1551 followers, 14.2K engagements "As home prices and interest rates remain high Many aspiring homeowners are looking for ways to lower their mortgage rates There are a few potential options beyond gambling on ARMs More below:" [X Link](https://x.com/NxtGenPlanning/status/1978786343569223937) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T11:33Z 1553 followers, 2713 engagements "@HeroDividend He has is that a bad drive for you I have standing internal orders to go see small musicians anytime I can Was able to see Zach Bryan in a bar for $X when nobody knew who he was and CWG a few times for next to nothing" [X Link](https://x.com/NxtGenPlanning/status/1978908075206807976) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-16T19:37Z 1545 followers, XX engagements "@Matt15x23 @Leo_Traydes I hold about X% of total investable assets in individual stocks It's fine to learn etc I don't consider them investments so much as fun experiments" [X Link](https://x.com/NxtGenPlanning/status/1979280792309362857) [@NxtGenPlanning](/creator/x/NxtGenPlanning) 2025-10-17T20:18Z 1554 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@NxtGenPlanning Devin McCombs, CFP®, CSLP®
Devin McCombs, CFP®, CSLP® posts on X about intro, money, $8k, retirement the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXXX +535%
- X Month XXXXXXX +299%
- X Months XXXXXXX +67%
- X Year XXXXXXX +28%
Mentions: X #
- X Week XX +30%
- X Month XXX +41%
- X Months XXX +4.90%
- X Year XXXXX +130%
Followers: XXXXX #
- X Week XXXXX +6.90%
- X Month XXXXX +8.20%
- X Months XXXXX +50%
- X Year XXXXX +112%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance XXXX% cryptocurrencies XXXX% stocks XXXX% musicians XXXX%
Social topic influence intro 0.62%, money 0.62%, $8k #6, retirement #497, 8k 0.62%, budgeting 0.62%, bitcoin #7060, stocks 0.62%, $5k 0.31%, $7k XXXX%
Top accounts mentioned or mentioned by @cliffcornell @franwalsh73 @dlwealth @ryanopulus @sparkingfirenc @tkopelman @dincplanning @retaineradvisor @dnttaxes @dl_wealth @glennqdc @investedinyou @maxpashman @danjstefanski @finphilosopher @clarkjeffriesfp @mrnqdc @imavibecoder @azmark99921960 @atomicplanning
Top assets mentioned Bitcoin (BTC) Robinhood Markets, Inc. (HOOD)
Top Social Posts #
Top posts by engagements in the last XX hours
"Can someone talk me out of the Amex Gold Card I spend $5k-$7k monthly jointly though the card. I already have the Chase Sapphire Reserve with a load of points. Just looking to max out an intro offer and hold onto these two cards for good Moderate travel honeymoon in a year I think I'll have almost 300k points between the two by this time next year I know there are some CC warriors on here - thoughts"
X Link @NxtGenPlanning 2025-10-14T17:25Z 1554 followers, 7686 engagements
"@Loic50575372 Good god no $XXX for X tickets (face value) Had I saved and invested that money it would have been worth $8k in retirement I think $8k in tickets at XX is an irresponsible decision no matter what"
X Link @NxtGenPlanning 2025-10-16T21:55Z 1554 followers, XX engagements
"@DntTaxes I love it Chris Reverse budgeting and aggressive saving and investing + having fun is the recipe for success Once you have your bases covered this is the absolute best use of time/energy/money"
X Link @NxtGenPlanning 2025-10-16T15:55Z 1554 followers, XXX engagements
"@DntTaxes Hey the best diet is the one you can stick to We see it with extreme budgeting too"
X Link @NxtGenPlanning 2025-10-16T16:07Z 1554 followers, XX engagements
"Last night cost me just shy of $8k I bought six tickets for friends who had never been to Redrocks to go see one of my favorites artists first ever headlining show there Had I saved and invested those dollars for retirement (assuming 8%) annualized returns I would have spent shy of $8k I promise that in retirement Id have paid to go back in time to a perfect show for a favorite artists at Redrocks with friends Financial planning is a life long happiness maximizing exercise the goal isnt to die with the biggest NW *Charles Wesley Godwin rocks"
X Link @NxtGenPlanning 2025-10-16T14:32Z 1554 followers, 83.3K engagements
"@moseskagan I think this is the argument I struggle with most: -Bitcoin as a defense against political upheaval end of days apocalypse I won't trade my food water filter guns or rain jacket for your thumb drive of immense value It's cool but it feels a little nonsensical"
X Link @NxtGenPlanning 2025-10-17T14:38Z 1554 followers, XXX engagements
"My second cousin just decommitted from a SEC school to go play professional soccer overseas Today I had my first BTC buy We're both the pride of the family"
X Link @NxtGenPlanning 2025-10-17T15:15Z 1554 followers, 1212 engagements
"They key to this strategy is the leverage Leverage can be dialed up or down depending on: - Risk tolerance - Willingness to pay fees - Timeline"
X Link @NxtGenPlanning 2025-10-09T11:33Z 1498 followers, XX engagements
"On today's edition of 401k's are a scam. We're comparing the employer match to a mythical asset class that returns XX% a year If your 401k plan offers a match get the free money it's hard to find. After vesting you can access those funds in a pinch via 72t or hardship withdrawals Comparing 401k contributions to buying bitcoin (which had one of the most successful recent runs in history) is nonsensical and intellectually dishonest The odds Bitcoin repeats its past XX years success is about the same as me getting drafted by the Jags next year The employer match in your 401k is just a part of"
X Link @NxtGenPlanning 2025-10-13T20:52Z 1520 followers, 6896 engagements
"@Musing_Thinking I get it There is a huge element of sleep well at night that is hard to put a price on I'm XX every dollar I invest today has so much growth potential. I still keep some cash on hand"
X Link @NxtGenPlanning 2025-10-14T17:47Z 1506 followers, XX engagements
"@atomicplanning Huh that's really interesting actually Great call out"
X Link @NxtGenPlanning 2025-10-14T20:46Z 1510 followers, XXX engagements
"@TKopelman Ohh actually I just cant justify a $XXX fee Especially for rewards I dont take advantage of already Chase Sapphire preferred is my everything card now With a honeymoon coming it I can justify the intro offer spending easily"
X Link @NxtGenPlanning 2025-10-15T00:30Z 1500 followers, XXX engagements
"Both opportunities distract from traditional equity markets and Id wager intelligent index investors will outperform those chasing these opportunities by several orders of magnitude over long time periods"
X Link @NxtGenPlanning 2025-10-15T11:33Z 1530 followers, XX engagements
"One last opportunity I want to discuss is the recent ability offered to investors by Robinhood to short stocks Shorting is a hallmark of active management a process we know produces poor returns relative to an indexing approach"
X Link @NxtGenPlanning 2025-10-15T11:33Z 1530 followers, XX engagements
"Shorting is a poor idea for many reasons: - Theoretically unbounded losses/finite gains - Wasting of shorting - similar to vix - Time/Energy requirement"
X Link @NxtGenPlanning 2025-10-15T11:33Z 1530 followers, XX engagements
"@markcecchini You mean the future VT head coach"
X Link @NxtGenPlanning 2025-10-15T14:28Z 1535 followers, XX engagements
"After X number of years the household has fully divested from their concentrated position They were able to defer capital gains in the years of sale And now have a globally diversified portfolio that continues to be invested according to their wishes"
X Link @NxtGenPlanning 2025-10-09T11:33Z 1552 followers, XX engagements
"All advice is not created equal on the internet. Case and point here I know investors who this could work for they're extremely far and few between An emergency fund is the bedrock of any financial plan; it tends to be essential for the "sleep well at night" crowd Yes you are giving up some return by having a chunk of capital on the sidelines You're also giving yourself some much-needed cushion. House reno in a down market Could cost XX% more. Medical emergency Better get ready to work a few more years IMO this is exposing yourself to (sequence) of return risk more than is prudent. If the"
X Link @NxtGenPlanning 2025-10-13T20:43Z 1551 followers, 14.2K engagements
"As home prices and interest rates remain high Many aspiring homeowners are looking for ways to lower their mortgage rates There are a few potential options beyond gambling on ARMs More below:"
X Link @NxtGenPlanning 2025-10-16T11:33Z 1553 followers, 2713 engagements
"@HeroDividend He has is that a bad drive for you I have standing internal orders to go see small musicians anytime I can Was able to see Zach Bryan in a bar for $X when nobody knew who he was and CWG a few times for next to nothing"
X Link @NxtGenPlanning 2025-10-16T19:37Z 1545 followers, XX engagements
"@Matt15x23 @Leo_Traydes I hold about X% of total investable assets in individual stocks It's fine to learn etc I don't consider them investments so much as fun experiments"
X Link @NxtGenPlanning 2025-10-17T20:18Z 1554 followers, XX engagements