[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] [@Monetaryguy589](/creator/twitter/Monetaryguy589) "Not to be left out 🟩Branches of Foreign Banks have also increased their holdings of Treasury securities by almost $20B (15%) to $140B just since the beginning of the year Coincidentally 🤔 the previous peak for Treasuries held by Branches of Foreign Banks ($157B) occurred the same week in September of 2019 that we experienced the Repo breakdown"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1945378100981981381) 2025-07-16 07:00:57 UTC 4557 followers, XXX engagements "The Weekly Cost of the Reserve Balances🚨 Last week the Commercial Bank's Reserve Balances deposited with the Federal Reserve totaled $XXXX Trillion 🟩Branches of Foreign Banks: $XXXX Trillion - XXXX% 🟪Small Domestic Banks: $XXX Billion - XXXX% 🟧Large Domestic Banks: $XXXX Trillion - XXXX% Last week the Interest paid by the Fed to the Commercial Banks on these Reserve Balances totaled $XXXX Billion with the IORB rate at XXX% 🟩Branches of Foreign Banks: $XXXX Billion 🟪Small Domestic Banks: $XXX Million 🟧Large Domestic Banks: $XXXX Billion The money the Fed uses to pay interest payments to"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948860862871306536) 2025-07-25 21:40:12 UTC 4572 followers, 2140 engagements "A bank can mint a new stablecoin for a customer by encumbering reserve balances. When that stablecoin eventually makes its way back to the issuing bank to be redeemed it simply gets destroyed and a new deposit IOU token is minted for that other customer. Minting and destroying deposit tokens and stablecoins are not something people are thinking too much about yet but I suspect it will be constantly occurring - it's how Banks will make money - converting assets and liabilities back and forth for customers"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948063227272986689) 2025-07-23 16:50:41 UTC 4557 followers, XX engagements "H.8 Cash Assets reported by the Commercial Banks 🟩 H.4 Reserve Balances reported by the Federal Reserve 🟨 Fungible Liquidity: H.8 Cash - H.4 Reserves 🟥 Fungible Liquidity is the excess Cash Assets of Banks that could be used in transactions with non-Banks outside of the Federal Reserve system. In 1990 Cash Assets of Banks reported at $240B including $34B of Reserve Balances at the Fed - approximately $200B of Fungible Liquidity. The month before Lehman Bros. failed in September 2008 Cash Assets of Banks reported $308B including just $10B of Reserve Balances at the Fed - approximately $300B"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948428223483969908) 2025-07-24 17:01:03 UTC 4572 followers, XXX engagements "Weekly Balance Sheet Maneuvers of the Federal Reserve 🏦 There are X main liabilities of the Fed other than the physical Currency it prints Depending on movements on Asset side of the Fed's balance sheet withSecurities QE QT or RRP - and depending on what the Federal Government is doing with spending and tax receipts into the🟪Treasury General Account - these other liabilities collectively adjust each week to counterbalance those changes in Assets. The net result of changes in these liabilities or "factors" is the total amount of Reserve Balances that get apportioned to the Banks for that"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1945994315496595475) 2025-07-17 23:49:34 UTC 4572 followers, XXX engagements "What Backs the Fed's Money 🤔 The Federal Reserve holds Securities Assets on its Balance Sheet as collateral to backstop the physical Currency it prints and distributes throughout the world as well as the digital Reserve Balances it apportions to the Commerical Banks Up until 2008 the Fed's balance sheet was simple - 🟥Treasury Assets backed 🟩Currency Liabilities Then we went through a period where the Currency was under collateralized - so the Fed decided to createReserves to acquire bad assets from the Banks - providing liquidity to the interbank system and creating the current "ample"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1945697431276155090) 2025-07-17 04:09:51 UTC 4572 followers, 1316 engagements "Last week the cost of interest paid to the Branches of Foreign Banks was approximately $1.18B on approximately $1.3T of Reserve Balances The question is. Why do we let Foreigners park deposits in these Banks (which do no consumer lending by the way) - only to then have these Banks turn around and deposit Reserves at the Fed to earn IORB Whats really crazy - since September of XX this concept is now coming at a direct cost to US taxpayers via lack of Fed Remittances (which previously ran $100B annually for XX years) Isnt is a better idea to have these Foreigners buy our Treasuries or Repo"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948185264767291881) 2025-07-24 00:55:37 UTC 4572 followers, 7650 engagements "Employment Levels over the last X Years as tracked by the BLS show increases in Foreign Born employment over 3.1M jobs - while Native Born employment has declined by over 600K jobs 🟢Foreign Born Men: 1.821M Increase 🟣Foreign Born Women: 1.310M Increase 🔵Native Born Men: 499K Decrease 🔴Native Born Women: 120k Decrease"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1872038135359754479) 2024-12-25 21:54:06 UTC 4557 followers, XXX engagements "Creating public stablecoins out of private Bank Reserves is a much better liquidity idea than creating more private Bank Reserves by buying more public Securities👌"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948813694739382389) 2025-07-25 18:32:46 UTC 4572 followers, XXX engagements "The Balance Sheet make up for Branches of Foreign Banks is very different than the Large Domestic banks Lending is less than XX% of Assets and its not consumer based (its NDFIs and C&I) their Customer Deposit Liabilities are less than their Reserve Balances at the Fed (ridiculous) they are massive Borrowers both domestically and from home offices abroad and position themselves as large Net sellers of Fed Funds Assets (+) Liabilities (-)"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948211701322813850) 2025-07-24 02:40:40 UTC 4570 followers, XXX engagements "@CaitlinLong_ When Banks and private companies can create stablecoins directly - why do we even need a centralized money creator like the Fed 🤔"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948387557412348285) 2025-07-24 14:19:27 UTC 4556 followers, XXX engagements "Now that the Banks can officially create dollars for their Customers in the form of stablecoins and considering the optimum way to create them is by collateralizing Reserve Balances will the Banks find it more profitable to just "cash out" from the Fed If the liquidity features of this new form of money become more valuable than holding illiquid Reserve balances at the Fed earning IORB or if stablecoins become more desirable to hold as savings vehicles by foreigners instead of Currency then what purpose do we have for a "money creating" central bank 🤔"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1946391028388516259) 2025-07-19 02:05:58 UTC 4557 followers, XXX engagements "From the Basel Committee on Banking Supervision 🤔 The calculated G-SIB Banks scores related to systemic importance in global Payments Activity 2014 vs. 2024 No wonder JPM is holding back the crypto"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1947396680154026455) 2025-07-21 20:42:04 UTC 4546 followers, 1636 engagements "The Central Banks wants the world to focus on Bank Reserves and the Interest they pay on them Meanwhile its the flow and elasticity of collateral that actually drives the money supply. And yet they ignore this"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948406583899402475) 2025-07-24 15:35:03 UTC 4567 followers, 2038 engagements "Qualifying Hedge Funds' Gross Assets & Leverage (Borrowing) as of 1Q25 reported in the OFR Hedge Fund Monitor statistics Assets of QHF's hit $10.92T by Mar 2025 but leverage soared to $11.93T exceeding assets for the last X quarters Rising borrowings from Domestic and Foreign G-SIBs and others signal massive growth - but at what risk🤔"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1943480213306069361) 2025-07-11 01:19:25 UTC 4572 followers, 1354 engagements "4Q Z.1 Financial Statistics L.133 Rest of the World 🟢FIMA Securities Repo with the Fed: $415B 🔴Rest of World Securities Repo: $1.383T 🔵Interbank Transactions with Foreign Countries: $1.894T"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1921778125517533365) 2025-05-12 04:03:04 UTC 4557 followers, 1048 engagements ""It's well known that the Federal Reserve resists any kind of a rule-based approach to making monetary policy. They want to have full discretionary capability to decide - in a free market economy - what should be the rate of interest" @judyshel"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1947802626676105544) 2025-07-22 23:35:09 UTC 4550 followers, XXX engagements "I would think (unfortunately) that they probably view the Foreign Banks as liquid because of all their Reserves - and since they provide no FDIC insurance on their deposits I dont know exactly how these factors come into play on their regulation restrictions- but obviously there is no limit on Reserve Balances - even when they are more than Deposit liabilities"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948217618206466062) 2025-07-24 03:04:10 UTC 4570 followers, XXX engagements "Revolutionizing Banking with Stablecoins: A Proposal for a New Financial Paradigm🏦🤔 As of last week the Federal Reserve is grappling with an ever-increasing $230B deferred asset deficit driven by $78B in annual IORB losses currently on $3.4T of Reserve Balances earning XXX% Enter the GENIUS Act: Banks can now encumber $1.80T of Reserve Balances to issue stablecoins neutralizing the loss. First we stop paying IORB on $1.50T of Reserves held in the Branches of Foreign Banks and convert all of their Reserve Balances into stable coins - saving $66B in IORB. Currently Foreign Branches maintain"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1935926901702639878) 2025-06-20 05:05:15 UTC 4550 followers, 3215 engagements "Did you know. the Federal Reserve also pays interest on $XXX Billion of deposit accounts of "non-banks" in addition to the interest it pays to the Banks on their Reserve Balances🤔 This week total interest was approximately $XXX Million paid to depositors in the🟪ON-RRP 🟦FIMA RRP and🟨Other Deposits (CCPs) parked at the Fed This week the Fed also accrued another $1.18B in losses to the 🟥Deferred Asset - bringing that situation to over $235B since September of 2022. While the Fed accrues these "losses" there no Remittances being paid to the Treasury from otherwise profitable financing"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1943891141314953444) 2025-07-12 04:32:18 UTC 4554 followers, 3482 engagements "FDIC Net Interest Income from Reserve Balances In the 1Q of 2025 the FDIC Insured Banks generated $179B of Net Interest Income 🟧(LHS) Of this $25B (14%) was Interest Income received on Reserve Balances deposited with the Federal Reserve🟩(RHS) Although we have no access to this data I would assume this ratio is significantly higher when applied to the non-FDIC insured Branches of Foreign Banks"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1945674159855690177) 2025-07-17 02:37:23 UTC 4557 followers, XXX engagements "The Weekly Cost of the Reserve Balances🚨 Last week the Commercial Bank's Reserve Balances deposited with the Federal Reserve totaled $XXXX Trillion 🟩Branches of Foreign Banks: $XXXX Trillion - XXXX% 🟧Large Domestic Banks: $XXX Billion - XXXX% 🟪Small Domestic Banks: $XXXX Trillion - XXXX% Last week the Interest paid by the Fed to the Commercial Banks on these Reserve Balances totaled $XXXX Billion with the IORB rate at XXX% 🟩Branches of Foreign Banks: $XXXX Billion 🟧Large Domestic Banks: $XXX Million 🟪Small Domestic Banks: $XXXX Billion The money the Fed uses to pay interest payments to"  [@Monetaryguy589](/creator/x/Monetaryguy589) on [X](/post/tweet/1948860035423240293) 2025-07-25 21:36:55 UTC 4572 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@Monetaryguy589
"Not to be left out 🟩Branches of Foreign Banks have also increased their holdings of Treasury securities by almost $20B (15%) to $140B just since the beginning of the year Coincidentally 🤔 the previous peak for Treasuries held by Branches of Foreign Banks ($157B) occurred the same week in September of 2019 that we experienced the Repo breakdown"
@Monetaryguy589 on X 2025-07-16 07:00:57 UTC 4557 followers, XXX engagements
"The Weekly Cost of the Reserve Balances🚨 Last week the Commercial Bank's Reserve Balances deposited with the Federal Reserve totaled $XXXX Trillion 🟩Branches of Foreign Banks: $XXXX Trillion - XXXX% 🟪Small Domestic Banks: $XXX Billion - XXXX% 🟧Large Domestic Banks: $XXXX Trillion - XXXX% Last week the Interest paid by the Fed to the Commercial Banks on these Reserve Balances totaled $XXXX Billion with the IORB rate at XXX% 🟩Branches of Foreign Banks: $XXXX Billion 🟪Small Domestic Banks: $XXX Million 🟧Large Domestic Banks: $XXXX Billion The money the Fed uses to pay interest payments to" @Monetaryguy589 on X 2025-07-25 21:40:12 UTC 4572 followers, 2140 engagements
"A bank can mint a new stablecoin for a customer by encumbering reserve balances. When that stablecoin eventually makes its way back to the issuing bank to be redeemed it simply gets destroyed and a new deposit IOU token is minted for that other customer. Minting and destroying deposit tokens and stablecoins are not something people are thinking too much about yet but I suspect it will be constantly occurring - it's how Banks will make money - converting assets and liabilities back and forth for customers" @Monetaryguy589 on X 2025-07-23 16:50:41 UTC 4557 followers, XX engagements
"H.8 Cash Assets reported by the Commercial Banks 🟩 H.4 Reserve Balances reported by the Federal Reserve 🟨 Fungible Liquidity: H.8 Cash - H.4 Reserves 🟥 Fungible Liquidity is the excess Cash Assets of Banks that could be used in transactions with non-Banks outside of the Federal Reserve system. In 1990 Cash Assets of Banks reported at $240B including $34B of Reserve Balances at the Fed - approximately $200B of Fungible Liquidity. The month before Lehman Bros. failed in September 2008 Cash Assets of Banks reported $308B including just $10B of Reserve Balances at the Fed - approximately $300B" @Monetaryguy589 on X 2025-07-24 17:01:03 UTC 4572 followers, XXX engagements
"Weekly Balance Sheet Maneuvers of the Federal Reserve 🏦 There are X main liabilities of the Fed other than the physical Currency it prints Depending on movements on Asset side of the Fed's balance sheet withSecurities QE QT or RRP - and depending on what the Federal Government is doing with spending and tax receipts into the🟪Treasury General Account - these other liabilities collectively adjust each week to counterbalance those changes in Assets. The net result of changes in these liabilities or "factors" is the total amount of Reserve Balances that get apportioned to the Banks for that" @Monetaryguy589 on X 2025-07-17 23:49:34 UTC 4572 followers, XXX engagements
"What Backs the Fed's Money 🤔 The Federal Reserve holds Securities Assets on its Balance Sheet as collateral to backstop the physical Currency it prints and distributes throughout the world as well as the digital Reserve Balances it apportions to the Commerical Banks Up until 2008 the Fed's balance sheet was simple - 🟥Treasury Assets backed 🟩Currency Liabilities Then we went through a period where the Currency was under collateralized - so the Fed decided to createReserves to acquire bad assets from the Banks - providing liquidity to the interbank system and creating the current "ample" @Monetaryguy589 on X 2025-07-17 04:09:51 UTC 4572 followers, 1316 engagements
"Last week the cost of interest paid to the Branches of Foreign Banks was approximately $1.18B on approximately $1.3T of Reserve Balances The question is. Why do we let Foreigners park deposits in these Banks (which do no consumer lending by the way) - only to then have these Banks turn around and deposit Reserves at the Fed to earn IORB Whats really crazy - since September of XX this concept is now coming at a direct cost to US taxpayers via lack of Fed Remittances (which previously ran $100B annually for XX years) Isnt is a better idea to have these Foreigners buy our Treasuries or Repo" @Monetaryguy589 on X 2025-07-24 00:55:37 UTC 4572 followers, 7650 engagements
"Employment Levels over the last X Years as tracked by the BLS show increases in Foreign Born employment over 3.1M jobs - while Native Born employment has declined by over 600K jobs 🟢Foreign Born Men: 1.821M Increase 🟣Foreign Born Women: 1.310M Increase 🔵Native Born Men: 499K Decrease 🔴Native Born Women: 120k Decrease" @Monetaryguy589 on X 2024-12-25 21:54:06 UTC 4557 followers, XXX engagements
"Creating public stablecoins out of private Bank Reserves is a much better liquidity idea than creating more private Bank Reserves by buying more public Securities👌" @Monetaryguy589 on X 2025-07-25 18:32:46 UTC 4572 followers, XXX engagements
"The Balance Sheet make up for Branches of Foreign Banks is very different than the Large Domestic banks Lending is less than XX% of Assets and its not consumer based (its NDFIs and C&I) their Customer Deposit Liabilities are less than their Reserve Balances at the Fed (ridiculous) they are massive Borrowers both domestically and from home offices abroad and position themselves as large Net sellers of Fed Funds Assets (+) Liabilities (-)" @Monetaryguy589 on X 2025-07-24 02:40:40 UTC 4570 followers, XXX engagements
"@CaitlinLong_ When Banks and private companies can create stablecoins directly - why do we even need a centralized money creator like the Fed 🤔" @Monetaryguy589 on X 2025-07-24 14:19:27 UTC 4556 followers, XXX engagements
"Now that the Banks can officially create dollars for their Customers in the form of stablecoins and considering the optimum way to create them is by collateralizing Reserve Balances will the Banks find it more profitable to just "cash out" from the Fed If the liquidity features of this new form of money become more valuable than holding illiquid Reserve balances at the Fed earning IORB or if stablecoins become more desirable to hold as savings vehicles by foreigners instead of Currency then what purpose do we have for a "money creating" central bank 🤔" @Monetaryguy589 on X 2025-07-19 02:05:58 UTC 4557 followers, XXX engagements
"From the Basel Committee on Banking Supervision 🤔 The calculated G-SIB Banks scores related to systemic importance in global Payments Activity 2014 vs. 2024 No wonder JPM is holding back the crypto" @Monetaryguy589 on X 2025-07-21 20:42:04 UTC 4546 followers, 1636 engagements
"The Central Banks wants the world to focus on Bank Reserves and the Interest they pay on them Meanwhile its the flow and elasticity of collateral that actually drives the money supply. And yet they ignore this" @Monetaryguy589 on X 2025-07-24 15:35:03 UTC 4567 followers, 2038 engagements
"Qualifying Hedge Funds' Gross Assets & Leverage (Borrowing) as of 1Q25 reported in the OFR Hedge Fund Monitor statistics Assets of QHF's hit $10.92T by Mar 2025 but leverage soared to $11.93T exceeding assets for the last X quarters Rising borrowings from Domestic and Foreign G-SIBs and others signal massive growth - but at what risk🤔" @Monetaryguy589 on X 2025-07-11 01:19:25 UTC 4572 followers, 1354 engagements
"4Q Z.1 Financial Statistics L.133 Rest of the World 🟢FIMA Securities Repo with the Fed: $415B 🔴Rest of World Securities Repo: $1.383T 🔵Interbank Transactions with Foreign Countries: $1.894T" @Monetaryguy589 on X 2025-05-12 04:03:04 UTC 4557 followers, 1048 engagements
""It's well known that the Federal Reserve resists any kind of a rule-based approach to making monetary policy. They want to have full discretionary capability to decide - in a free market economy - what should be the rate of interest" @judyshel" @Monetaryguy589 on X 2025-07-22 23:35:09 UTC 4550 followers, XXX engagements
"I would think (unfortunately) that they probably view the Foreign Banks as liquid because of all their Reserves - and since they provide no FDIC insurance on their deposits I dont know exactly how these factors come into play on their regulation restrictions- but obviously there is no limit on Reserve Balances - even when they are more than Deposit liabilities" @Monetaryguy589 on X 2025-07-24 03:04:10 UTC 4570 followers, XXX engagements
"Revolutionizing Banking with Stablecoins: A Proposal for a New Financial Paradigm🏦🤔 As of last week the Federal Reserve is grappling with an ever-increasing $230B deferred asset deficit driven by $78B in annual IORB losses currently on $3.4T of Reserve Balances earning XXX% Enter the GENIUS Act: Banks can now encumber $1.80T of Reserve Balances to issue stablecoins neutralizing the loss. First we stop paying IORB on $1.50T of Reserves held in the Branches of Foreign Banks and convert all of their Reserve Balances into stable coins - saving $66B in IORB. Currently Foreign Branches maintain" @Monetaryguy589 on X 2025-06-20 05:05:15 UTC 4550 followers, 3215 engagements
"Did you know. the Federal Reserve also pays interest on $XXX Billion of deposit accounts of "non-banks" in addition to the interest it pays to the Banks on their Reserve Balances🤔 This week total interest was approximately $XXX Million paid to depositors in the🟪ON-RRP 🟦FIMA RRP and🟨Other Deposits (CCPs) parked at the Fed This week the Fed also accrued another $1.18B in losses to the 🟥Deferred Asset - bringing that situation to over $235B since September of 2022. While the Fed accrues these "losses" there no Remittances being paid to the Treasury from otherwise profitable financing" @Monetaryguy589 on X 2025-07-12 04:32:18 UTC 4554 followers, 3482 engagements
"FDIC Net Interest Income from Reserve Balances In the 1Q of 2025 the FDIC Insured Banks generated $179B of Net Interest Income 🟧(LHS) Of this $25B (14%) was Interest Income received on Reserve Balances deposited with the Federal Reserve🟩(RHS) Although we have no access to this data I would assume this ratio is significantly higher when applied to the non-FDIC insured Branches of Foreign Banks" @Monetaryguy589 on X 2025-07-17 02:37:23 UTC 4557 followers, XXX engagements
"The Weekly Cost of the Reserve Balances🚨 Last week the Commercial Bank's Reserve Balances deposited with the Federal Reserve totaled $XXXX Trillion 🟩Branches of Foreign Banks: $XXXX Trillion - XXXX% 🟧Large Domestic Banks: $XXX Billion - XXXX% 🟪Small Domestic Banks: $XXXX Trillion - XXXX% Last week the Interest paid by the Fed to the Commercial Banks on these Reserve Balances totaled $XXXX Billion with the IORB rate at XXX% 🟩Branches of Foreign Banks: $XXXX Billion 🟧Large Domestic Banks: $XXX Million 🟪Small Domestic Banks: $XXXX Billion The money the Fed uses to pay interest payments to" @Monetaryguy589 on X 2025-07-25 21:36:55 UTC 4572 followers, XXX engagements