[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @NikMilanovic Nik Nik posts on X about fintech, ipo, investment, credit cards the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours. ### Engagements: XXXXXXX [#](/creator/twitter::174137479/interactions)  - X Week XXXXXXX +1,890% - X Month XXXXXXX +497% - X Months XXXXXXX +135% - X Year XXXXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::174137479/posts_active)  - X Week XX +31% - X Month XX +90% - X Months XXX +98% - X Year XXX +110% ### Followers: XXXXXX [#](/creator/twitter::174137479/followers)  - X Week XXXXXX -XXXX% - X Month XXXXXX -XXXX% - X Months XXXXXX +3.50% - X Year XXXXXX +6.20% ### CreatorRank: XXXXXX [#](/creator/twitter::174137479/influencer_rank)  ### Social Influence [#](/creator/twitter::174137479/influence) --- **Social category influence** [finance](/list/finance) #1668 [stocks](/list/stocks) #2662 [exchanges](/list/exchanges) [technology brands](/list/technology-brands) [vc firms](/list/vc-firms) [cryptocurrencies](/list/cryptocurrencies) [countries](/list/countries) **Social topic influence** [fintech](/topic/fintech) #2, [ipo](/topic/ipo) #170, [investment](/topic/investment) #121, [credit cards](/topic/credit-cards), [stablecoins](/topic/stablecoins), [coinbase](/topic/coinbase), [finance](/topic/finance), [wealthfront](/topic/wealthfront), [acquisition](/topic/acquisition), [citigroup](/topic/citigroup) #40 **Top assets mentioned** [Coinbase Global, Inc. (COIN)](/topic/coinbase) [Citigroup Inc (C)](/topic/citigroup) [Frontline Ltd. (FRO)](/topic/$fro) [USDC (USDC)](/topic/usdc) ### Top Social Posts [#](/creator/twitter::174137479/posts) --- Top posts by engagements in the last XX hours "As a payment method stablecoins lack some of the useful features we've come to depend on with credit cards. But as @jevgenijs recently profiled @Coinbase's Commerce Payments Protocol could be a game-changer for unlocking those features. Behind the scenes Coinbase recently quietly launched the Commerce Payments Protocol a new toolkit designed to mimicand improve upontraditional card features: 👉On-chainauthorization & capture using escrow smart contracts 👉Decentralized operators that take on roles similar to merchant acquirers 👉Token collectors that act like issuers letting wallets function"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1942577159249543496) 2025-07-08 13:31:00 UTC 29.5K followers, 2260 engagements "Expense management provider @tryramp just raised $XXX million boosting its valuation to $XX billion. This round is led by Founders Fund with participation from Thrive Capital and existing investors like Sands Capital and Khosla Ventures. Ramp was valued at $XXX billion in 2022 dipped to $XXX billion in 2023 rebounded to $XXXX billion in early 2024 and now soared to $XX billion in mid2025. Ramp originally launched in 2019 offering corporate expense management: credit cards automated expense reports bill payments etc. It powers over 25000 businesses processing more than $XX billion in annual"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1934315696500113424) 2025-06-15 18:22:54 UTC 29.5K followers, 14.6K engagements "Today AI giant @Anthropic announced the launch of Claude for Financial Services. Finance is a natural fit for AI given the reams of structured data the industry processes and the big platforms are focusing more and more on fintech products. Anthropic has already signed @Bridgewater and @SPGlobal as early customers. 🛠 Some features of Claude for FS: Vertical focus Designed to understand and operate in high-stakes heavily regulated financial environments with precision and contextual awareness Built-in data connectors Natively integrates with industry platforms like @PitchBook @MorningstarInc"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945152879834358093) 2025-07-15 16:06:00 UTC 29.5K followers, 18K engagements "@SiegelMicha have a freshwater pool running down the westside highway"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1942329163987464442) 2025-07-07 21:05:34 UTC 29.4K followers, XX engagements "@BatouS8 @thestablecon @twifintech @peterrenton @dsem221 Maybe"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945199591206375467) 2025-07-15 19:11:37 UTC 29.4K followers, XX engagements "Fintech summer is just getting started IPO registrations from @Navan and @Wealthfront"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1937522253651996715) 2025-06-24 14:44:37 UTC 29.5K followers, 11.8K engagements "🚀 Grayscale Files Confidentially for U.S. IPO 📅 Filing Date: July XX 2025 What happened: @Grayscale Investments which manages over $XX billion across 35+ crypto investment products submitted a confidential S1 registration statement to the SEC signaling plans for a U.S. initial public offering . 🏛 Why confidential By filing confidentially Grayscale can work with regulators behind the scenes and delay public disclosure of key IPO detailssuch as share count pricing and financialsuntil closer to the listing date 📈 Market timing & context The filing comes amid a surge in Bitcoins pricetrading"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945253291501478042) 2025-07-15 22:45:00 UTC 29.5K followers, 1638 engagements "Almost immediately after the @CFPB announced that it would kill its Open Banking Rule which gave customers the right to own their financial data @jpmorgan announced that it will now charge customers to use their own data at fintechs"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1943772579350949963) 2025-07-11 20:41:11 UTC 29.5K followers, 278.3K engagements "The @Windsurf_ai 'acquisition' is a bummer for employees who haven't yet vested but I don't think it's as dire for tech as @benthompson says. The standard startup employment agreements will just change to include: X. Single-trigger acceleration and X. Defining an acquisition more broadly as a sale of assets and/or exclusive license. The more savvy and senior employees are definitely already negotiating this into their agreements"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1944800247110091016) 2025-07-14 16:44:46 UTC 29.5K followers, 3740 engagements "We're looking for an epic Account Executive to join the team at @thestablecon and @twifintech Youll be a frontline ambassador for the brand opening doors pitching creative solutions and building long-term partnerships with some of the most influential names in fintech financial services crypto venture capital and beyond. Does that sound like you Let us know 👇"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945187573523001615) 2025-07-15 18:23:52 UTC 29.5K followers, 1688 engagements "Citigroup is re-entering the ultrapremium credit card space with a new offering aimed at competing directly with cards like the @AmericanExpress Platinum. Citi Strata Elite (Q3 launch) Release timeframe: Expected in the third quarter of 2025 per @Citis recent earnings presentation Called Strata Elite its designed to complement Citis existing proprietary rewards lineup and take on high-end competitors. 🔍 Unknowns at this stage Citi hasnt released specifics on the annual fee rewards structure or perks. Those details are still under wraps . 🔄 Competitive landscape & background This move"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945479029949403218) 2025-07-16 13:42:00 UTC 29.5K followers, 1325 engagements ""@Circles IPO will go down in the history books. Priced at $XX a share at the IPO the stock briefly touched $XXX before settling just under $XXX. And yet all I hear are bear cases with most of them centered around interest rates falling and Circle paying half of its revenue to Coinbase for the distribution of USDC. So heres the bull case: - Circle holds an almost monopolistic position in a rapidly growing market - Has top-tier distribution partners to expand its market share - and has barely begun to tap into non-interest revenue streams." - by @jevgenijs in @twifintech"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945067749463437340) 2025-07-15 10:27:43 UTC 29.5K followers, 2123 engagements "Julie is back with another great Fintech OGs interview This week with @BessemerVP's @cbirn and @CapitalOne's @CynthiaLoh1. What's covered: ✅ How fintech went from niche to infrastructure ✅ The rise of embedded finance & AI-driven personalization ✅ Whats still broken (checks + getting paid) ✅ Advice for breaking into fintech today ✅ What they wish wed fixed by nowand whats surprised them most 🙏 Also: XXX% of this weeks ad proceeds go toward Texas Flood Relief. We appreciate you keeping those families in your thoughts. Big thanks to our sponsors: 🔹 @Lithic modern payments infrastructure 🔹"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1943022091911205164) 2025-07-09 18:59:00 UTC 29.4K followers, XXX engagements "After years of work we are in a pretty exceptional moment for fintech IPOs with filings from @Wealthfront @Navan @PineLabs and @PhonePe"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1938945721497165886) 2025-06-28 13:00:58 UTC 29.5K followers, 6176 engagements "@PeterJ_Walker @windsurf_ai @benthompson Can you share the carta data on employment agreements with acceleration These deals are new so it'll take time for agreements to change. I would bet within X months the % of contracts with more broadly defined acquisition terms goes up"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1944808431455527050) 2025-07-14 17:17:17 UTC 29.5K followers, XXX engagements "💸Citigroup also wants in on stablecoins Launch plans: A day after @jpmorgan announced it will build a stablecoin @Citi CEO Jane Fraser revealed on a post earnings call that the bank is exploring issuing a proprietary stablecoin with a strong emphasis on tokenized deposits. Crypto services expansion: The firm is also investigating reserve management for stablecoins and custody services for crypto assets. Strategic rationale: Citigroup wants to streamline payments infrastructureissuing a stablecoin would create a faster programmable layer for cross border and treasury operations. Market"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1945492067083510117) 2025-07-16 14:33:48 UTC 29.5K followers, XXX engagements "Interesting comparison of different African countries' attitudes towards their former colonizers. Pro: Cabo Verde Botswana Zambia Malawi Anti: Mali Gabon Tunisia Cameroon The French seem to be the least popular with poorer countries taking a more negative view"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1940836186286969129) 2025-07-03 18:13:00 UTC 29.4K followers, 1368 engagements "I was surprised to see The Wire down at #6 on the list of best shows of all time. Guess it's time to watch Breaking Bad"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1809666317185601969) 2024-07-06 19:10:46 UTC 29.5K followers, 16.9M engagements "More massive fintech fundraise news via @twifintech: 💰@icapitalnetwork which enables wealth advisers to offer private-market investments closed an $820M funding round raising its valuation from $6B in 2022 to over $7.5B. The round was led by asset manager @TRowePrice and investment firm SurgoCap Partners with participation from other major players including @StateStreet @UBS @BNYglobal @Temasek and continued backing from long-term investors like Apollo @BlackRock @Blackstone and @JPMorgan. Strategic Goals 👉iCapital has been profitable since 2019 plans to use the funds to fuel acquisitions"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1943342177184059820) 2025-07-10 16:10:55 UTC 29.4K followers, XXX engagements "Late last week news broke that fintech @BiltRewards closed a new $XXX million fundraise. The new funding places the company at a $XXXXX billion valuation. ➡Led by @GeneralCatalyst and GID with a $XXX million strategic investment from @UWMlending. 🏘 Platform Growth & Usage ➡Bilt now covers X in X U.S. apartment buildings and partners with over 40000 merchants. ➡More than XX% of users engage with Bilt features without the branded card through ACH debit credit etc. Projections ➡$1 billion+ in revenue by Q1 2026 ➡$100 billion in annual housing transactions by end of year ➡$10 billion+ in local"  [@NikMilanovic](/creator/x/NikMilanovic) on [X](/post/tweet/1944869710077813022) 2025-07-14 21:20:47 UTC 29.5K followers, 260K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@NikMilanovic Nik
Nik posts on X about fintech, ipo, investment, credit cards the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.
Engagements: XXXXXXX #
- X Week XXXXXXX +1,890%
- X Month XXXXXXX +497%
- X Months XXXXXXX +135%
- X Year XXXXXXXXX -XX%
Mentions: XX #
- X Week XX +31%
- X Month XX +90%
- X Months XXX +98%
- X Year XXX +110%
Followers: XXXXXX #
- X Week XXXXXX -XXXX%
- X Month XXXXXX -XXXX%
- X Months XXXXXX +3.50%
- X Year XXXXXX +6.20%
CreatorRank: XXXXXX #
Social Influence #
Social category influence finance #1668 stocks #2662 exchanges technology brands vc firms cryptocurrencies countries
Social topic influence fintech #2, ipo #170, investment #121, credit cards, stablecoins, coinbase, finance, wealthfront, acquisition, citigroup #40
Top assets mentioned Coinbase Global, Inc. (COIN) Citigroup Inc (C) Frontline Ltd. (FRO) USDC (USDC)
Top Social Posts #
Top posts by engagements in the last XX hours
"As a payment method stablecoins lack some of the useful features we've come to depend on with credit cards. But as @jevgenijs recently profiled @Coinbase's Commerce Payments Protocol could be a game-changer for unlocking those features. Behind the scenes Coinbase recently quietly launched the Commerce Payments Protocol a new toolkit designed to mimicand improve upontraditional card features: 👉On-chainauthorization & capture using escrow smart contracts 👉Decentralized operators that take on roles similar to merchant acquirers 👉Token collectors that act like issuers letting wallets function"
@NikMilanovic on X 2025-07-08 13:31:00 UTC 29.5K followers, 2260 engagements
"Expense management provider @tryramp just raised $XXX million boosting its valuation to $XX billion. This round is led by Founders Fund with participation from Thrive Capital and existing investors like Sands Capital and Khosla Ventures. Ramp was valued at $XXX billion in 2022 dipped to $XXX billion in 2023 rebounded to $XXXX billion in early 2024 and now soared to $XX billion in mid2025. Ramp originally launched in 2019 offering corporate expense management: credit cards automated expense reports bill payments etc. It powers over 25000 businesses processing more than $XX billion in annual" @NikMilanovic on X 2025-06-15 18:22:54 UTC 29.5K followers, 14.6K engagements
"Today AI giant @Anthropic announced the launch of Claude for Financial Services. Finance is a natural fit for AI given the reams of structured data the industry processes and the big platforms are focusing more and more on fintech products. Anthropic has already signed @Bridgewater and @SPGlobal as early customers. 🛠 Some features of Claude for FS: Vertical focus Designed to understand and operate in high-stakes heavily regulated financial environments with precision and contextual awareness Built-in data connectors Natively integrates with industry platforms like @PitchBook @MorningstarInc" @NikMilanovic on X 2025-07-15 16:06:00 UTC 29.5K followers, 18K engagements
"@SiegelMicha have a freshwater pool running down the westside highway" @NikMilanovic on X 2025-07-07 21:05:34 UTC 29.4K followers, XX engagements
"@BatouS8 @thestablecon @twifintech @peterrenton @dsem221 Maybe" @NikMilanovic on X 2025-07-15 19:11:37 UTC 29.4K followers, XX engagements
"Fintech summer is just getting started IPO registrations from @Navan and @Wealthfront" @NikMilanovic on X 2025-06-24 14:44:37 UTC 29.5K followers, 11.8K engagements
"🚀 Grayscale Files Confidentially for U.S. IPO 📅 Filing Date: July XX 2025 What happened: @Grayscale Investments which manages over $XX billion across 35+ crypto investment products submitted a confidential S1 registration statement to the SEC signaling plans for a U.S. initial public offering . 🏛 Why confidential By filing confidentially Grayscale can work with regulators behind the scenes and delay public disclosure of key IPO detailssuch as share count pricing and financialsuntil closer to the listing date 📈 Market timing & context The filing comes amid a surge in Bitcoins pricetrading" @NikMilanovic on X 2025-07-15 22:45:00 UTC 29.5K followers, 1638 engagements
"Almost immediately after the @CFPB announced that it would kill its Open Banking Rule which gave customers the right to own their financial data @jpmorgan announced that it will now charge customers to use their own data at fintechs" @NikMilanovic on X 2025-07-11 20:41:11 UTC 29.5K followers, 278.3K engagements
"The @Windsurf_ai 'acquisition' is a bummer for employees who haven't yet vested but I don't think it's as dire for tech as @benthompson says. The standard startup employment agreements will just change to include: X. Single-trigger acceleration and X. Defining an acquisition more broadly as a sale of assets and/or exclusive license. The more savvy and senior employees are definitely already negotiating this into their agreements" @NikMilanovic on X 2025-07-14 16:44:46 UTC 29.5K followers, 3740 engagements
"We're looking for an epic Account Executive to join the team at @thestablecon and @twifintech Youll be a frontline ambassador for the brand opening doors pitching creative solutions and building long-term partnerships with some of the most influential names in fintech financial services crypto venture capital and beyond. Does that sound like you Let us know 👇" @NikMilanovic on X 2025-07-15 18:23:52 UTC 29.5K followers, 1688 engagements
"Citigroup is re-entering the ultrapremium credit card space with a new offering aimed at competing directly with cards like the @AmericanExpress Platinum. Citi Strata Elite (Q3 launch) Release timeframe: Expected in the third quarter of 2025 per @Citis recent earnings presentation Called Strata Elite its designed to complement Citis existing proprietary rewards lineup and take on high-end competitors. 🔍 Unknowns at this stage Citi hasnt released specifics on the annual fee rewards structure or perks. Those details are still under wraps . 🔄 Competitive landscape & background This move" @NikMilanovic on X 2025-07-16 13:42:00 UTC 29.5K followers, 1325 engagements
""@Circles IPO will go down in the history books. Priced at $XX a share at the IPO the stock briefly touched $XXX before settling just under $XXX. And yet all I hear are bear cases with most of them centered around interest rates falling and Circle paying half of its revenue to Coinbase for the distribution of USDC. So heres the bull case: - Circle holds an almost monopolistic position in a rapidly growing market - Has top-tier distribution partners to expand its market share - and has barely begun to tap into non-interest revenue streams." - by @jevgenijs in @twifintech" @NikMilanovic on X 2025-07-15 10:27:43 UTC 29.5K followers, 2123 engagements
"Julie is back with another great Fintech OGs interview This week with @BessemerVP's @cbirn and @CapitalOne's @CynthiaLoh1. What's covered: ✅ How fintech went from niche to infrastructure ✅ The rise of embedded finance & AI-driven personalization ✅ Whats still broken (checks + getting paid) ✅ Advice for breaking into fintech today ✅ What they wish wed fixed by nowand whats surprised them most 🙏 Also: XXX% of this weeks ad proceeds go toward Texas Flood Relief. We appreciate you keeping those families in your thoughts. Big thanks to our sponsors: 🔹 @Lithic modern payments infrastructure 🔹" @NikMilanovic on X 2025-07-09 18:59:00 UTC 29.4K followers, XXX engagements
"After years of work we are in a pretty exceptional moment for fintech IPOs with filings from @Wealthfront @Navan @PineLabs and @PhonePe" @NikMilanovic on X 2025-06-28 13:00:58 UTC 29.5K followers, 6176 engagements
"@PeterJ_Walker @windsurf_ai @benthompson Can you share the carta data on employment agreements with acceleration These deals are new so it'll take time for agreements to change. I would bet within X months the % of contracts with more broadly defined acquisition terms goes up" @NikMilanovic on X 2025-07-14 17:17:17 UTC 29.5K followers, XXX engagements
"💸Citigroup also wants in on stablecoins Launch plans: A day after @jpmorgan announced it will build a stablecoin @Citi CEO Jane Fraser revealed on a post earnings call that the bank is exploring issuing a proprietary stablecoin with a strong emphasis on tokenized deposits. Crypto services expansion: The firm is also investigating reserve management for stablecoins and custody services for crypto assets. Strategic rationale: Citigroup wants to streamline payments infrastructureissuing a stablecoin would create a faster programmable layer for cross border and treasury operations. Market" @NikMilanovic on X 2025-07-16 14:33:48 UTC 29.5K followers, XXX engagements
"Interesting comparison of different African countries' attitudes towards their former colonizers. Pro: Cabo Verde Botswana Zambia Malawi Anti: Mali Gabon Tunisia Cameroon The French seem to be the least popular with poorer countries taking a more negative view" @NikMilanovic on X 2025-07-03 18:13:00 UTC 29.4K followers, 1368 engagements
"I was surprised to see The Wire down at #6 on the list of best shows of all time. Guess it's time to watch Breaking Bad" @NikMilanovic on X 2024-07-06 19:10:46 UTC 29.5K followers, 16.9M engagements
"More massive fintech fundraise news via @twifintech: 💰@icapitalnetwork which enables wealth advisers to offer private-market investments closed an $820M funding round raising its valuation from $6B in 2022 to over $7.5B. The round was led by asset manager @TRowePrice and investment firm SurgoCap Partners with participation from other major players including @StateStreet @UBS @BNYglobal @Temasek and continued backing from long-term investors like Apollo @BlackRock @Blackstone and @JPMorgan. Strategic Goals 👉iCapital has been profitable since 2019 plans to use the funds to fuel acquisitions" @NikMilanovic on X 2025-07-10 16:10:55 UTC 29.4K followers, XXX engagements
"Late last week news broke that fintech @BiltRewards closed a new $XXX million fundraise. The new funding places the company at a $XXXXX billion valuation. ➡Led by @GeneralCatalyst and GID with a $XXX million strategic investment from @UWMlending. 🏘 Platform Growth & Usage ➡Bilt now covers X in X U.S. apartment buildings and partners with over 40000 merchants. ➡More than XX% of users engage with Bilt features without the branded card through ACH debit credit etc. Projections ➡$1 billion+ in revenue by Q1 2026 ➡$100 billion in annual housing transactions by end of year ➡$10 billion+ in local" @NikMilanovic on X 2025-07-14 21:20:47 UTC 29.5K followers, 260K engagements