# Fintech

Fintech VC valuations are soaring in Europe, outpacing AI startups, while Figure, a fintech giant, confirms a data breach exposing user information. Meanwhile, Japanese app PayPay announces a US IPO and Visa partnership.

### About Fintech
Fintech, short for financial technology, refers to companies that use technology to provide financial services in new and innovative ways.  

### Insights
- Fintech creators is up 30.89% from the previous month.
- Fintech mentions is up 31.88% from the previous month.
- Fintech posts created is up 52.4% from the previous week.
- Fintech Creators hit a 52-Week high of [-----] for the day
- Fintech Creators hit an all time of [-----] for the day
- Fintech Mentions hit a 52-Week high of [------] for the day
- Fintech Mentions hit an all time of [------] for the day

### Engagements: [---------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:fintech/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/fintech/time-series/interactions.tsv)  
Current Value: [---------]  
Daily Average: [---------]  
[--] Week: [----------] -9.20%  
[--] Month: [-----------] +0.41%  
[--] Months: [-------------] +60%  
[--] Year: [-------------] +30%  
1-Year High: [----------] on 2025-06-12  
1-Year Low: [---------] on 2025-03-16  

Engagements by network (24h):
TikTok: [-------]
News: [------]
X: [---------]
Instagram: [------]
YouTube: [---------]
Reddit: [-----]

  
  
### Mentions: [------] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:fintech/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/fintech/time-series/posts_active.tsv)  
Current Value: [------]  
Daily Average: [-----]  
[--] Week: [------] +31%  
[--] Month: [------] +32%  
[--] Months: [-------] +41%  
[--] Year: [-------] +15%  
1-Year High: [------] on 2026-02-12  
1-Year Low: [-----] on 2025-03-16  

Mentions by network (24h):
TikTok: [---]
News: [--]
X: [-----]
Instagram: [--]
YouTube: [-----]
Reddit: [---]

  
  
### Creators: [-----] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:fintech/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/fintech/time-series/contributors_active.tsv)  
[-----] unique social accounts have posts mentioning Fintech in the last [--] hours which is down 11% from [-----] in the previous [--] hours
Daily Average: [-----]  
[--] Week: [------] +21%  
[--] Month: [------] +31%  
[--] Months: [-------] +35%  
[--] Year: [-------] +28%  
1-Year High: [-----] on 2026-02-12  
1-Year Low: [-----] on 2025-03-16  

The most influential creators that mention Fintech in the last [--] hours

| Creator                                                   | Rank | Followers  | Posts | Engagements |
| -------                                                   | ---- | ---------  | ----- | ----------- |
| [@upediashorts](/creator/youtube/upediashorts)            | [--]    | [----------] | [---]   | [---------]   |
| [@Fhibiofficial](/creator/twitter/Fhibiofficial)          | [--]    | [---]        | [--]     | [-------]     |
| [@drapertv](/creator/youtube/drapertv)                    | [--]    | [-------]    | [--]     | [------]      |
| [@arkinvest2015](/creator/youtube/arkinvest2015)          | [--]    | [-------]    | [--]    | [------]      |
| [@BourbonCap](/creator/twitter/BourbonCap)                | [--]    | [------]     | [--]     | [------]      |
| [@sabpaisa8740](/creator/youtube/sabpaisa8740)            | [--]    | [-----]      | [--]     | [------]      |
| [@dinisguarda](/creator/youtube/dinisguarda)              | [--]    | [-------]    | [--]     | [------]      |
| [@jessica.horse.vlog](/creator/tiktok/jessica.horse.vlog) | [--]    | [-------]    | [--]     | [------]      |
| [@Ashton_1nvests](/creator/twitter/Ashton_1nvests)        | [--]    | [------]     | [--]     | [------]      |
| [@cargillbroderick](/creator/tiktok/cargillbroderick)     | [--]   | [------]     | [--]     | [------]      |

[View More](/list/creators/fintech/100)
  
  
### Sentiment: 85%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:fintech/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/fintech/time-series/sentiment.tsv)  
Current Value: 85%  
Daily Average: 87%  
[--] Week: 84% no change  
[--] Month: 82% -1%  
[--] Months: 82% -10%  
[--] Year: 82% -6%  
1-Year High: 96% on 2025-04-20  
1-Year Low: 41% on 2026-02-02  

Most Supportive Themes:
- Partnerships and New Services: (30%) Fintech companies are forming strategic alliances and introducing innovative services to expand their reach and offerings in the global market.
- Industry Recognition and IPOs: (25%) Several fintech firms are achieving significant milestones such as successful IPOs and being recognized as industry leaders, indicating strong market confidence.
- Stablecoin and B2B Payments: (20%) The adoption of stablecoins for cross-border B2B payments is a growing trend, with companies actively developing and implementing solutions in this area.
  
Most Critical Themes:
- Regulatory Scrutiny and Compliance: (15%) Fintech companies face increasing regulatory oversight and the need for robust compliance measures, particularly concerning data privacy and financial crime.
- Market Volatility and Economic Factors: (10%) The fintech sector is susceptible to broader economic shifts and market volatility, impacting company valuations and investment strategies.
  

### Top Fintech News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"Fintech VC valuations race ahead in Europe Orbon Alija/Getty Images Despite AI dominating the headlines with mega-rounds at astronomical valuations fintech startups continue to command higher median VC valuations in Europe. The median pre-money valuation for fintech startups reached [----] million (about $14.7 million) last year according to PitchBooks [----] Annual European VC Valuations Report. AI startups trail by 29% while SaaS and life sciences are 26% and 21% below fintech respectively. The gap between fintech and AI is most pron"  
[News Link](https://finance.yahoo.com/news/fintech-vc-valuations-race-ahead-204532811.html) [@YahooFinance](/creator/x/YahooFinance) 2026-02-14T15:00Z 2M followers, [---] engagements


"Empresa fintech Figure comercializa sus acciones tokenizadas en medio de violacin de datos - DiarioBitcoin La gigante de prstamos en Blockchain Figure lanz una versin tokenizada de sus acciones en su propia Blockchain en paralelo con una confirmacin de violacin de datos que habra expuesto informacin de usuarios"  
[News Link](https://www.diariobitcoin.com/empresas/empresa-fintech-figure-comercializa-sus-acciones-tokenizadas-en-medio-de-violacion-de-datos/) [@DiarioBitcoin](/creator/x/DiarioBitcoin) 2026-02-14T13:20Z 207.5K followers, [---] engagements


"Japanese app PayPay announces US IPO and Visa partnership PaymentsSource American Banker PayPay is the latest international fintech to signal entry into the U.S. fintech investor market with an IPO that has been planned by SoftBank for years"  
[News Link](https://www.americanbanker.com/payments/news/japanese-app-paypay-announces-us-ipo-and-visa-partnership) [@AmerBanker](/creator/x/AmerBanker) 2026-02-14T02:21Z 72.4K followers, [----] engagements


"Fintech lending giant Figure confirms data breach TechCrunch The company said hackers downloaded a limited number of files after breaking into an employees account. The hacking group ShinyHunters took responsibility for the breach"  
[News Link](https://techcrunch.com/2026/02/13/fintech-lending-giant-figure-confirms-data-breach/) [@TechCrunch](/creator/x/TechCrunch) 2026-02-13T21:04Z 9.7M followers, 34.8K engagements



### Top Fintech Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"Seamless from the first tap to the last screen no friction just flow. rork handled the boring part (boilerplate + color decisions ) so I could move fast and build straight from the idea. Not shipping any fintech app to Play Store/App Store 😂 just cooking smooth experiences. Just wrapped up onboarding flows for two fintech apps. (Fun projects not for clients) No design references no templates just pure thinking me and Rork rocking it out. Will drop the full quote soon 👀 Just wrapped up onboarding flows for two fintech apps. (Fun projects not for clients) No design references no templates"  
[X Link](https://x.com/richsongocrazy/status/2022738550761144761) [@richsongocrazy](/creator/x/richsongocrazy) 2026-02-14T18:23Z [----] followers, [----] engagements


"We call it the DeFi mullet Intuitive and simple @coinbase fintech interface in the front efficient and resilient @base DeFi infrastructure in the back In the decade Ive been posting here Ive never done a product review. But heres one that may interest readers. I tried out Coinbases borrow product. This lets customers borrow cash using their BTC as collateral. I didnt have a need for this but since its becoming a In the decade Ive been posting here Ive never done a product review. But heres one that may interest readers. I tried out Coinbases borrow product. This lets customers borrow cash"  
[X Link](https://x.com/davidtsocy/status/2022732743579164864) [@davidtsocy](/creator/x/davidtsocy) 2026-02-14T18:00Z 34K followers, [----] engagements


"Are we sure it's not "on fintech" #AdultsFX #MalikElassal #OwenThiele"  
[TikTok Link](https://www.tiktok.com/@fxnetworks/video/7606312432855780621) [@fxnetworks](/creator/tiktok/fxnetworks) 2026-02-14T17:00Z 1.6M followers, [----] engagements


"Me cuesta encontrarles fundamentos positivos a los bancos tradicionales 🏦📉 (En el contexto actual) #MELI cada vez mas ligado al sector fintech si la memoria no me falla mercado pago crecio en torno a un 80% el ao pasado. Posibles desembarcos de #NU y Revolut dos empresas que son muy agresivas a la hora de comer mercado 💳Y encima la morosidad en personales TC por las nubes + sin techo. Ac es cuando me lamento y digo que pocos puts de la tengo Lo nico que los salvo un poco es que los sueldos por el momento no se van a poder depositar en billeteras virtuales. Pero si dependes de estas cosas"  
[X Link](https://x.com/BullvsBearTrade/status/2022706125125157316) [@BullvsBearTrade](/creator/x/BullvsBearTrade) 2026-02-14T16:14Z 10.7K followers, [----] engagements

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