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![XRJ37 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1745687914695032832.png) XRJ [@XRJ37](/creator/twitter/XRJ37) on x XXX followers
Created: 2025-07-26 12:14:06 UTC

@NEARProtocol So what do you think about this -
A decentralized credit system powered by NEAR Agents, Rhea vault data & Intellex reputation layers where No CIBIL, No paperwork Just onchain behavior as credit score


XX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949080788462407910/c:line.svg)

**Related Topics**
[onchain](/topic/onchain)
[credit scores](/topic/credit-scores)
[default risk](/topic/default-risk)
[decentralized](/topic/decentralized)
[nearprotocol](/topic/nearprotocol)

[Post Link](https://x.com/XRJ37/status/1949080788462407910)