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# ![Credit Scores Graphic](https://lunarcrush.com/gi/w:26/t:credit-scores.png) Credit Scores

Credit scores are dropping at the fastest pace since the Great Recession, with Gen Z experiencing the biggest decline. Concerns are growing over digital IDs and social credit systems, with high engagement on posts about potential overreach and control.

### About Credit Scores
Credit Scores are a measure of an individual's creditworthiness, used by lenders to assess the risk of lending money.  

### Insights [#](/topic/credit-scores/insights)
- Credit Scores creators is up XXXXX% from the previous week.
- Credit Scores mentions is up XXXXX% from the previous week.

### Engagements: XXXXXXXXX [#](/topic/credit-scores/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/credit-scores/time-series/interactions.tsv)  
**Current Value**: XXXXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXXX +8.10%  
**1 Month**: XXXXXXXXXXX +17%  
**6 Months**: XXXXXXXXXXX +17%  
**1 Year**: XXXXXXXXXXXXX -XX%  
**1-Year High**: XXXXXXXXXX on 2025-01-15  
**1-Year Low**: XXXXXXX on 2024-10-26  

| Social Network | YouTube | X         | TikTok    | News  | Reddit |
| -------------- | ------- | -         | ------    | ----  | ------ |
| Engagements    | XXXXXXX | XXXXXXXXX | XXXXXXXXX | XXXXX | XXXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/credit-scores/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/credit-scores/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXX +84%  
**1 Month**: XXXXXX -XX%  
**6 Months**: XXXXXXX +13%  
**1 Year**: XXXXXXX +46%  
**1-Year High**: XXXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2025-01-27  

| Social Network | YouTube | X     | TikTok | News | Reddit |
| -------------- | ------- | -     | ------ | ---- | ------ |
| Mentions       | XXXXX   | XXXXX | XXXXX  | XX   | XXX    |
  

  
  
### Creators: XXXXX [#](/topic/credit-scores/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/credit-scores/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Credit Scores in the last XX hours which is down XX% from XXXXX in the previous XX hours
**Daily Average**: XXXXX  
**1 Week**: XXXXX +74%  
**1 Month**: XXXXXX -XX%  
**6 Months**: XXXXXXX +0.86%  
**1 Year**: XXXXXXX +34%  
**1-Year High**: XXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2025-01-27  

The most influential creators that mention Credit Scores in the last XX hours

| Creator                                                             | Rank | Followers | Posts | Engagements |
| -------                                                             | ---- | --------- | ----- | ----------- |
| [@crifindia](/creator/youtube/crifindia)                            | X    | XXXXX     | X     | XXXXXXX     |
| [@mortgageandlifewithkroy](/creator/tiktok/mortgageandlifewithkroy) | X    | XXXXXX    | X     | XXXXXX      |
| [@PeterSweden7](/creator/twitter/PeterSweden7)                      | X    | XXXXXXX   | X     | XXXXXX      |
| [@inter_link](/creator/twitter/inter_link)                          | X    | XXXXXXX   | X     | XXXXXX      |
| [@javuanbanks](/creator/youtube/javuanbanks)                        | X    | XXXXXXX   | X     | XXXXXX      |
| [@sanchezrealty](/creator/tiktok/sanchezrealty)                     | X    | XXXXX     | X     | XXXXXX      |
| [@SimonnWeb3](/creator/twitter/SimonnWeb3)                          | X    | XXXXXX    | X     | XXXXXX      |
| [@crededsocialmedia](/creator/tiktok/crededsocialmedia)             | X    | XXXXXX    | X     | XXXXXX      |
| [@midcontinentfunding](/creator/tiktok/midcontinentfunding)         | X    | XXXXXX    | X     | XXXXXX      |
| [@saladmoneyofficial](/creator/youtube/saladmoneyofficial)          | XX   | XXX       | X     | XXXXXX      |

[View More](/list/creators/credit-scores/100)
  
  
### Sentiment: XX% [#](/topic/credit-scores/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/credit-scores/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% -X%  
**1 Month**: XX% -X%  
**6 Months**: XX% -XX%  
**1 Year**: XX% +10%  
**1-Year High**: XX% on 2024-10-31  
**1-Year Low**: XX% on 2025-02-21  

**Most Supportive Themes**
- **Building and Maintaining Credit:** (29%) Posts offering advice on how to improve credit scores.
- **Benefits of Good Credit:** (13%) Discussions highlighting the advantages of a good credit score.
- **Financial Freedom and Opportunity:** (9%) Posts emphasizing how good credit can lead to financial freedom.
  
**Most Critical Themes**
- **Concerns about Digital ID and Social Credit Systems:** (35%)  Warnings about the potential for digital IDs and social credit systems.
- **Criticism of Credit Scoring Practices:** (10%)  Posts questioning the fairness and accuracy of credit scoring systems.
  
Network engagement breakdown:  
| Network | Positive  | %   | Neutral   | %   | Negative  | %   |
| ------- | --------  | -   | -------   | -   | --------  | -   |
| YouTube | XXXXXXX   | X%  | XXXXXXX   | X%  | XXXXXX    | X%  |
| X       | XXXXXXX   | XX% | XXXXXXX   | X%  | XXXXXXXXX | XX% |
| TikTok  | XXXXXXX   | X%  | XXXXXXX   | XX% | XXXXXX    | X%  |
| News    | XXX       | X%  | XXXXX     | X%  | XXX       | X%  |
| Reddit  | XXXXX     | X%  | XXXXXX    | X%  | XXXXX     | X%  |
|         |           |     |           |     |           |     |
| Total   | XXXXXXXXX | XX% | XXXXXXXXX | XX% | XXXXXXXXX | XX% |
  


**Top assets mentioned**
In the posts about Credit Scores in the last XX hours

[Fair Isaac, Corp. (FICO)](/topic/fair-isaac-corp)
[Capital One Financial Corp. (COF)](/topic/$cof)
[Klarna Group (KLAR)](/topic/klarna)
[Bitcoin (BTC)](/topic/bitcoin)
[Fair Isaac, Corp. (FICO)](/topic/$fico)
[Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)
[Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm)
[American Express Company (AXP)](/topic/$axp)
[Wells Fargo & Co (WFC)](/topic/$wfc)
[Solana (SOL)](/topic/solana)

**Top topics mentioned**
In the posts about Credit Scores in the last XX hours

[default risk](/topic/default-risk), [credit cards](/topic/credit-cards), [money](/topic/money), [debt](/topic/debt), [china](/topic/china), [$expnl](/topic/$expnl), [approved](/topic/approved), [rates](/topic/rates), [united states](/topic/united-states), [stocks financial services](/topic/stocks-financial-services), [auto loans](/topic/auto-loans), [insurance](/topic/insurance), [investment](/topic/investment), [home loans](/topic/home-loans), [youtube](/topic/youtube), [deposit](/topic/deposit), [build a](/topic/build-a), [tax bracket](/topic/tax-bracket), [web3](/topic/web3), [onchain](/topic/onchain), [budgeting](/topic/budgeting), [unlock](/topic/unlock), [stocks technology](/topic/stocks-technology), [coins layer 1](/topic/coins-layer-1), [rating agency](/topic/rating-agency), [loan](/topic/loan), [india](/topic/india), [cbdc](/topic/cbdc), [fed rate](/topic/fed-rate), [has been](/topic/has-been), [canada](/topic/canada), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [all the](/topic/all-the), [banking](/topic/banking), [people with](/topic/people-with), [let me](/topic/let-me), [currency](/topic/currency), [ambassador](/topic/ambassador), [blockchain](/topic/blockchain), [credit union](/topic/credit-union), [applications](/topic/applications), [over the](/topic/over-the), [live on](/topic/live-on), [want a](/topic/want-a), [fair isaac corp](/topic/fair-isaac-corp), [donald trump](/topic/donald-trump), [stocks](/topic/stocks), [$cof](/topic/$cof), [saving](/topic/saving), [builder](/topic/builder), [coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem), [agencies](/topic/agencies), [social credit score](/topic/social-credit-score), [habits](/topic/habits), [financial education](/topic/financial-education), [hack](/topic/hack), [klarna](/topic/klarna), [stocks banks](/topic/stocks-banks), [bitcoin](/topic/bitcoin), [instead of](/topic/instead-of), [affordable](/topic/affordable), [tiktok](/topic/tiktok), [click the](/topic/click-the), [stocks communication services](/topic/stocks-communication-services), [luxury](/topic/luxury), [$fico](/topic/$fico), [hacks](/topic/hacks), [make a](/topic/make-a), [realestate](/topic/realestate), [coins made in usa](/topic/coins-made-in-usa), [elon musk](/topic/elon-musk), [mortgage rate](/topic/mortgage-rate), [coins defi](/topic/coins-defi), [coins pow](/topic/coins-pow), [$dave](/topic/$dave), [joe rogan](/topic/joe-rogan), [$afrm](/topic/$afrm), [mergers and acquisitions](/topic/mergers-and-acquisitions), [about to](/topic/about-to), [$axp](/topic/$axp), [drops](/topic/drops), [builders](/topic/builders), [i wish](/topic/i-wish), [mindset](/topic/mindset), [retirement](/topic/retirement), [$wfc](/topic/$wfc), [stocks industrials](/topic/stocks-industrials), [work for](/topic/work-for), [the only](/topic/the-only), [behind the](/topic/behind-the), [diy](/topic/diy), [fintech](/topic/fintech), [inflation](/topic/inflation), [did we](/topic/did-we), [$50k](/topic/$50k), [longterm](/topic/longterm), [housing market](/topic/housing-market), [student loans](/topic/student-loans), [fed](/topic/fed), [limits](/topic/limits)

### Top News [#](/topic/credit-scores/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Parents are stealing their childrens identities to access debtand destroying their kids credit scores in the process"  
[News Link](https://finance.yahoo.com/news/parents-stealing-children-identities-access-090000690.html) [@YahooFinance](/creator/x/YahooFinance) 2025-10-16T17:02Z 208.1M followers, XX engagements


"French Bonds Face Risk of Forced Sales If Credit Score Cut - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-16/french-bonds-face-risk-of-forced-sales-if-credit-score-cut-again) [@business](/creator/x/business) 2025-10-16T08:50Z 208.1M followers, 17.3K engagements


"Financial Data Network Plaid Launches a Consumer Credit Score - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-15/financial-data-network-plaid-launches-a-consumer-credit-score) [@business](/creator/x/business) 2025-10-15T11:10Z 208.1M followers, 19.7K engagements


"Gen Zs credit scores just suffered the biggest drop of any generation in yearsstudent loans rent and doom spending are to blame Fortune"  
[News Link](https://fortune.com/2025/10/09/gen-z-credit-score-catastrophic-drop-fico-report-student-loans-doomspending-to-blame/) [@FortuneMagazine](/creator/x/FortuneMagazine) 2025-10-11T04:46Z 208.1M followers, XXX engagements



### Top Social Posts [#](/topic/credit-scores/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"The problem humans had with that is that we were part of the food the planet grew. Fuck that"  
[X Link](https://x.com/Vhoyde/status/1979053260712423629) [@Vhoyde](/creator/x/Vhoyde) 2025-10-17T05:14Z 45.4K followers, 6082 engagements


"$100 he didnt get no damn loan from $SoFi with a XXX credit score we aint looking at anything under XXX my boy🍿"  
[X Link](https://x.com/TRADESTERJJ/status/1979042209627283479) [@TRADESTERJJ](/creator/x/TRADESTERJJ) 2025-10-17T04:30Z 2215 followers, 1248 engagements


"Increase Your Credit Score #shorts #credit #money #finance #creditscore #creditrepair"  
[YouTube Link](https://youtube.com/watch?v=DNcfICtCxgU) [@mikethecreditguy](/creator/youtube/mikethecreditguy) 2025-10-17T04:00Z 442K followers, XXX engagements


"How fast does your credit score improve when old collection debts drop off it"  
[Reddit Link](https://redd.it/4f4ajo) [@osamabindrinkin](/creator/reddit/osamabindrinkin) 2025-10-17T03:51Z X followers, XX engagements