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# ![Credit Scores Graphic](https://lunarcrush.com/gi/w:26/t:credit-scores.png) Credit Scores

A judge has reversed a rule that would have erased medical debt from credit reports, potentially impacting millions. Buy now, pay later loans may soon ruin millions of Americans' credit scores.

### About Credit Scores
Credit Scores are numerical assessments of an individual's creditworthiness, affecting access to financial services.  

### Engagements: XXXXXXXXX [#](/topic/credit-scores/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:interactions.svg)  
[Engagements 24-Hour Chart Data](/topic/credit-scores/time-series/interactions.tsv)  
**Current Value**: XXXXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXXX -X%  
**1 Month**: XXXXXXXXXXX +73%  
**6 Months**: XXXXXXXXXXX -XXXX%  
**1 Year**: XXXXXXXXXXX -XX%  
**1-Year High**: XXXXXXXXXX on 2025-01-15  
**1-Year Low**: XXXXXXX on 2025-03-30  

| Social Network | X         | YouTube | TikTok  | Reddit | News  |
| -------------- | -         | ------- | ------  | ------ | ----  |
| Engagements    | XXXXXXXXX | XXXXXXX | XXXXXXX | XXXXX  | XXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/credit-scores/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:posts_active.svg)  
[Mentions 24-Hour Chart Data](/topic/credit-scores/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXXX -XX%  
**1 Month**: XXXXXX +37%  
**6 Months**: XXXXXXX -XXXX%  
**1 Year**: XXXXXXX +68%  
**1-Year High**: XXXXXX on 2025-01-05  
**1-Year Low**: XXX on 2024-09-29  

| Social Network | X     | YouTube | TikTok | Reddit | News |
| -------------- | -     | ------- | ------ | ------ | ---- |
| Mentions       | XXXXX | XXXXX   | XXX    | XXX    | XX   |
  

  
  
### Creators: XXXXX [#](/topic/credit-scores/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:contributors_active.svg)  
[Creators 24-Hour Chart Data](/topic/credit-scores/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Credit Scores in the last XX hours which is up XX% from XXXXX in the previous XX hours
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XX%  
**1 Month**: XXXXXX +39%  
**6 Months**: XXXXXXX -XX%  
**1 Year**: XXXXXXX +60%  
**1-Year High**: XXXXX on 2025-01-05  
**1-Year Low**: XXX on 2024-09-29  

The most influential creators that mention Credit Scores in the last XX hours

| Creator                                                              | Rank | Followers | Posts | Engagements |
| -------                                                              | ---- | --------- | ----- | ----------- |
| [@grok](/creator/twitter/grok)                                       | X    | XXXXXXXXX | X     | XXXXXXX     |
| [@wanyeburkett](/creator/twitter/wanyeburkett)                       | X    | XXXXXX    | X     | XXXXXXX     |
| [@songpinganq](/creator/twitter/songpinganq)                         | X    | XXXXXXX   | XX    | XXXXXX      |
| [@chicagorealestatenina_](/creator/tiktok/chicagorealestatenina_)    | X    | XXXXXX    | X     | XXXXXX      |
| [@joel.real_](/creator/tiktok/joel.real_)                            | X    | XXXXX     | X     | XXXXXX      |
| [@.mylifeordebt](/creator/tiktok/.mylifeordebt)                      | X    | XXXXXXX   | X     | XXXXXX      |
| [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney)                | X    | XXXXXXX   | XX    | XXXXXX      |
| [@seanthompson864](/creator/tiktok/seanthompson864)                  | X    | XXXXXXX   | X     | XXXXXX      |
| [@bosswallahtelugu](/creator/youtube/bosswallahtelugu)               | X    | XXXXXXXXX | X     | XXXXXX      |
| [@radhika_digital_acadamy](/creator/youtube/radhika_digital_acadamy) | XX   | XXXXXX    | X     | XXXXXX      |

[View More](/list/creators/credit-scores/100)
  
  
### Sentiment: XX% [#](/topic/credit-scores/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:credit-scores/c:line/m:sentiment.svg)  
[Sentiment 24-Hour Chart Data](/topic/credit-scores/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% -XX%  
**1 Month**: XX% -XX%  
**6 Months**: XX% -XX%  
**1 Year**: XX% -XX%  
**1-Year High**: XX% on 2024-10-31  
**1-Year Low**: XX% on 2024-10-09  

**Most Supportive Themes**
- **Sharing Credit Improvement Strategies:** (24%) Users share strategies and tips on improving credit scores.
- **Importance of Good Credit Management:** (17%) Posts emphasize that managing credit well can unlock opportunities like homeownership.
- **Responsible Debt Repayment Builds Credit:** (14%) Some posts highlight the perspective that paying debts on time builds credit.
  
**Most Critical Themes**
- **Credit Scores as Barriers and Debt Traps:** (19%)  Users express concerns about credit scores creating barriers and debt traps.
- **Dystopian Social Credit System Concerns:** (11%)  Some users are raising concerns that social credit scores could be used to discriminate against certain groups.
  
Network engagement breakdown:  
| Network | Positive | %   | Neutral   | %   | Negative  | %   |
| ------- | -------- | -   | -------   | -   | --------  | -   |
| X       | XXXXXXX  | X%  | XXXXXXX   | XX% | XXXXXXXXX | XX% |
| YouTube | XXXXXXX  | X%  | XXXXXXX   | X%  | XXXXXX    | X%  |
| TikTok  | XXXXXXX  | X%  | XXXXXXX   | X%  | XXXXXXX   | X%  |
| Reddit  | XXXXX    | X%  | XXXXX     | X%  | XXXXX     | X%  |
| News    | XXXXX    | X%  | XXXXX     | X%  | XX        | X%  |
|         |          |     |           |     |           |     |
| Total   | XXXXXXX  | XX% | XXXXXXXXX | XX% | XXXXXXXXX | XX% |
  


**Top assets mentioned**
In the posts about Credit Scores in the last XX hours

[Capital One Financial Corp. (COF)](/topic/$cof)
[Fair Isaac, Corp. (FICO)](/topic/$fico)
[Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm)
[Fair Isaac, Corp. (FICO)](/topic/fair-isaac-corp)
[Bitcoin (BTC)](/topic/bitcoin)
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
[GRAHAM HOLDINGS COMPANY (GHC)](/topic/$ghc)
[Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)
[Wells Fargo & Co (WFC)](/topic/$wfc)
[The Scotts Miracle-Gro Company (SMG)](/topic/$smg)

**Top topics mentioned**
In the posts about Credit Scores in the last XX hours

[default risk](/topic/default-risk), [debt](/topic/debt), [credit cards](/topic/credit-cards), [money](/topic/money), [#fyp](/topic/#fyp), [$expnl](/topic/$expnl), [china](/topic/china), [insurance](/topic/insurance), [united states](/topic/united-states), [approved](/topic/approved), [coins ai](/topic/coins-ai), [home loans](/topic/home-loans), [investment](/topic/investment), [onchain](/topic/onchain), [auto loans](/topic/auto-loans), [coins real estate](/topic/coins-real-estate), [donald trump](/topic/donald-trump), [cbdc](/topic/cbdc), [tax bracket](/topic/tax-bracket), [rating agency](/topic/rating-agency), [told](/topic/told), [fed rate](/topic/fed-rate), [budgeting](/topic/budgeting), [currency](/topic/currency), [stocks financial services](/topic/stocks-financial-services), [trumps](/topic/trumps), [homes](/topic/homes), [loan](/topic/loan), [lending](/topic/lending), [$cof](/topic/$cof), [#viral](/topic/#viral), [don t](/topic/don-t), [gonna](/topic/gonna), [banking](/topic/banking), [web3](/topic/web3), [credit union](/topic/credit-union), [joe biden](/topic/joe-biden), [india](/topic/india), [saving](/topic/saving), [canada](/topic/canada), [hack](/topic/hack), [checking](/topic/checking), [agencies](/topic/agencies), [stocks](/topic/stocks), [#foryou](/topic/#foryou), [youtube](/topic/youtube), [decentralized](/topic/decentralized), [drops](/topic/drops), [klarna](/topic/klarna), [amex](/topic/amex), [mergers and acquisitions](/topic/mergers-and-acquisitions), [foryoupage](/topic/foryoupage), [#foryoupage](/topic/#foryoupage), [fed](/topic/fed), [wechat](/topic/wechat), [welcome to](/topic/welcome-to), [financial education](/topic/financial-education), [housing market](/topic/housing-market), [protocol](/topic/protocol), [$fico](/topic/$fico), [limits](/topic/limits), [builder](/topic/builder), [applied](/topic/applied), [fair isaac](/topic/fair-isaac), [australia](/topic/australia), [car insurance](/topic/car-insurance), [happened](/topic/happened), [federal reserve](/topic/federal-reserve), [palantir](/topic/palantir), [stocks technology](/topic/stocks-technology), [coins healthcare](/topic/coins-healthcare), [tiktok](/topic/tiktok), [mortgage rate](/topic/mortgage-rate), [elon musk](/topic/elon-musk), [ass](/topic/ass), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [decent](/topic/decent), [mindset](/topic/mindset), [fintech](/topic/fintech), [bank of](/topic/bank-of), [giverep](/topic/giverep), [$aptax](/topic/$aptax), [girls](/topic/girls), [$afrm](/topic/$afrm), [playing](/topic/playing), [all the](/topic/all-the), [coins privacy](/topic/coins-privacy), [topics](/topic/topics), [women](/topic/women), [groceries](/topic/groceries), [chime](/topic/chime), [realtime](/topic/realtime), [business loan](/topic/business-loan), [credit monitoring](/topic/credit-monitoring), [pros](/topic/pros), [emi](/topic/emi), [inflation](/topic/inflation), [damn](/topic/damn), [stocks communication services](/topic/stocks-communication-services), [cash flow](/topic/cash-flow)

### Top News [#](/topic/credit-scores/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Current mortgage rates by credit score"  
[@YahooFinance](/creator/x/YahooFinance) on [X](/post/news/finance.yahoo.com-3508202412) 2025-07-18 15:58:20 UTC 208.1M followers, XX engagements


"CIBIL ULI RBI Home Loan Credit Score: New Credit Initiative Promises Faster Loans Wider Access"  
[@ndtv](/creator/x/ndtv) on [X](/post/news/ndtv.com-3966234850) 2025-07-18 13:35:27 UTC 18.1M followers, 2849 engagements


"Your credit score may fail you even if you dont - The Times of India"  
[@timesofindia](/creator/x/timesofindia) on [X](/post/news/timesofindia.indiatimes.com-1692068119) 2025-07-18 05:30:00 UTC 208.1M followers, 3839 engagements


"Map Shows Which States Are Most 'Financially Distressed' - Newsweek"  
[@Newsweek](/creator/x/Newsweek) on [X](/post/news/newsweek.com-436352476) 2025-07-16 10:59:40 UTC 208.1M followers, 3683 engagements



### Top Social Posts [#](/topic/credit-scores/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"How to instantly change your credit score to XXX 🤔🤔🤣 #music #nrage26 #wwe #wwe2k25 #youtubeshorts"  
[@nrage26](/creator/youtube/nrage26) on [YouTube](/post/youtube-video/Efp-sjUw2IE) 2025-07-19 01:06:38 UTC XXX followers, XXX engagements


"@TThrebits @sandinistaoliva You think people that are saddled with student debt have credit scores in the 800s Lol Theyre imprisoned with X figure debt. What do they have to lose They should try it. It can be organized on X. Pick a date and stop making payments"  
[@ace_9292](/creator/x/ace_9292) on [X](/post/tweet/1946363425027961300) 2025-07-19 00:16:16 UTC XXX followers, 2049 engagements


"@70133x Nah lock that nigga away. Like it's one thing to get a glance and keep it to yourself but openly saying shit like that should put you on list lol. Your credit score should drop XX points for saying shit like this"  
[@Dunkmane41](/creator/x/Dunkmane41) on [X](/post/tweet/1946349387161927761) 2025-07-18 23:20:29 UTC XXX followers, XXX engagements


"@doqholliday Yay Now we can get a Social Credit Score like China Winning"  
[@WhyYouMadN0w](/creator/x/WhyYouMadN0w) on [X](/post/tweet/1946347146694861292) 2025-07-18 23:11:35 UTC XXX followers, 6118 engagements