# ![@bonafidelegal Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7184890936048469038.png) @bonafidelegal Credit Restoration

Credit Restoration posts on TikTok about debt, collection, link, if you the most. They currently have [-------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

### Engagements: [-------] [#](/creator/tiktok::7184890936048469038/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7184890936048469038/c:line/m:interactions.svg)

- [--] Week [---------] +28%
- [--] Month [---------] +193%
- [--] Months [----------] +295%
- [--] Year [----------] +164%

### Mentions: [--] [#](/creator/tiktok::7184890936048469038/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7184890936048469038/c:line/m:posts_active.svg)

- [--] Week [--] -2.40%
- [--] Month [--] -3.10%
- [--] Months [---] +217%
- [--] Year [---] +313%

### Followers: [-------] [#](/creator/tiktok::7184890936048469038/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7184890936048469038/c:line/m:followers.svg)

- [--] Week [-------] +3.10%
- [--] Month [-------] +17%
- [--] Months [-------] +50%
- [--] Year [-------] +81%

### CreatorRank: [------] [#](/creator/tiktok::7184890936048469038/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7184890936048469038/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #740 [stocks](/list/stocks)  6% [ncaa football](/list/ncaa-football)  3% [social networks](/list/social-networks)  1% [celebrities](/list/celebrities)  1%

**Social topic influence**
[debt](/topic/debt) #11, [collection](/topic/collection) #3313, [link](/topic/link) #2316, [if you](/topic/if-you) #2289, [in the](/topic/in-the) 9%, [how to](/topic/how-to) 9%, [collector](/topic/collector) #25, [congress](/topic/congress) 7%, [closed](/topic/closed) #94, [credit scores](/topic/credit-scores) #9

**Top accounts mentioned or mentioned by**
[@debbiecooperfrankswife](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last [--] hours

"In case you didn't know. Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report🥳🥳 You can legally remove: Collections Charge Offs Student Loans Medical Bills Late Payments Repos Bankruptcies Evictions Hard Inquiries And More. #credit #fixmycredit #creditscorematters #financialfreedom #studentloans Late Payments Repo Bankruptcy Eviction Hard Inquiries You Can Permanently Remove: Collections Charge offs Close accounts Student loans Medical bills In case you didn't know Congress Passed FCRA (Fair Credit Reporting Act)"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7600125700510666014)  2026-01-27T19:29Z 138K followers, 486.4K engagements


"Followed by script Purpose: Verify & Remove Unauthorized / Unverified Inquiries + Data Breach Concern Opening (Identity + Documentation) Hi my name is Full Name. Before we begin Id like to note that this call may be documented for my records. Im calling regarding unauthorized and unverified hard inquiries on my credit file that appear to violate my rights under the Fair Credit Reporting Act. State the Issue Clearly Ive reviewed my credit report and I see several inquiries that I did not authorize and for which I have no permissible purpose or relationship with the listed companies. Under the"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7602399693116558623)  2026-02-02T22:33Z 138K followers, 52.6K engagements


"Dont pay any collections till you hear this For help and guidance please set up your free consultation with our link 🔗 in the bio.👍🏻👍🏻. #collections #help #realestate #repo #creditrepairservices #financialfreedom #house #debtfree #fyp #viral #fypviral Your Debt was with the original creditor. The Collections agencies DONT pay the original creditors when a debt has been charged off Dont Pay Collections What to do Your Debt was with the original creditor. The Collections agencies DONT pay the original creditors when a debt has been charged off Dont Pay Collections What to do"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7410832145259826462)  2024-09-04T16:53Z 134.8K followers, 3.5M engagements


"Do not pay bills that are in collections without first validating that it even belongs to you If they cannot properly validate the debt you do not owe them a dime and they must remove it from your credit report For help disputing your negative items and getting them removed please set up your consultation with the link 🔗 in the bio 👍👍 ##financialfreedom##helpme##removecollections##credittips##creditscorematters##debtfree##consumerlaw##CapCut##ayudalegal##credittiktok##fyp##viral Once your debt has been sold to a 3rd party debt collector the creditor can no longer legally collect on that"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7482824095831280942)  2025-03-17T16:59Z 136.6K followers, 54.5K engagements


"Do not ignore court summons. If youve been served by a debt Collector you must answer immediately. Reach out to us immediately We routinely remove collections charge offs late payments bankruptcies car repos. If you need our help removing negative items ☎-Text credit 305-834-5064 If youve been served by a debt collector -Text sued-305-834-5064 #f#financialfreedomd#debtfrees#suedc#collectionc#creditrepairh#helpmec#creatorsearchinsightsc#creditscoremattersf#fypf#fyp Do Not Ignore Court Summons If youve Been served by a Debt Collector What to do Do Not Ignore Court Summons If youve Been served"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7509512636254506270)  2025-05-28T15:04Z 134.3K followers, 1.4M engagements


"Subject: Request to Verify and Remove Unverified Inquiries Under FCRA TransUnion Data Breach Concern To Whom It May Concern I am writing to express concern regarding the recent TransUnion data breach and the potential impact it may have had on my personal information. Under the Fair Credit Reporting Act (FCRA) I am formally requesting that TransUnion verify all credit inquiries listed on my credit report. Specifically I request that you investigate and remove any inquiries that cannot be directly confirmed by the original furnisher of the information. Please provide me with written"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7564035226058411294)  2025-10-22T13:20Z 134.5K followers, 226.3K engagements


"If you dont know now you know A collection does not have to be paid to be removed from your credit report This applies to Student loan Collections Charge off Late payments Car repo Hospital bills Bankruptcy #credit #fixmycredit #studentloans #creditscorematters #debtfree # Drop a comment It doesn't matter if you owe the debt it can be permanently removed. A collection does NOT have to be paid to be removed from your credit report. They won't tell you so I will. Get negative items such as late payments collections medical debt student loans and car repos removed from all [--] credit bureaus. Drop"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7596057466530467102)  2026-01-16T20:22Z 134.8K followers, 11.4K engagements


"Ive just been served by a debt collector. What should I do A step-by-step guide is provided in this video or link in the bio e-book available #sued #fixmycredit #financialfreedom #creatorsearchinsights I need advice Ive Just Been Served By A Debt Collector I need advice Ive Just Been Served By A Debt Collector"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7597118852757081375)  2026-01-19T17:01Z 134.8K followers, 17.4K engagements


"Drop a comment below to get in on it. You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession #credit #credittips #studentloan #debthelp #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7604981391641627935)  2026-02-09T21:32Z 134.7K followers, [---] engagements


"As of May [--] new codes to dispute late payments use these and watch them fall off USC15 & [----] b for proper instruction and guidance on how to properly handle this hit the link in the bio set up your free consultation . . . #c#creditscoreproblemsf#financialfreedomb#badcredith#housec#creditscoretipsd#debtfreeh#holdmyhandf#fypppppppppppppppppppppppv#viral_video AsofMay272024 NewCodestodispute306090latepaymentsI LatePaymentTip📌 Thisishowtoremove:Dispute-15USC1637a(a) AndaskforCMIusing15USC1666B Watchthemfalloff ForhelpgotothelinkinBio AsofMay272024 NewCodestodispute306090latepaymentsI"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7378899622422465823)  2024-06-10T15:40Z 138K followers, 318.5K engagements


"This applies to student loans hospital bills car repossession collections and late payments. If they cant provide proof that you owe them the law says they must remove it off your credit report Start disputing and removing Text credit to 305-834-5064 #credit #creditrepair #creditscorematters #studentloans #financialfreedom Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from your credit report without"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7574154160904391967)  2025-11-18T19:47Z 138K followers, 8.4M engagements


"This applies to student loans hospital bills car repossessions collections. If they cant provide proof that you owe them then the law says they must remove it off of your credit report. Were getting it done every day for our clients Start disputing and removing 📲 text credit 305-834-5064 #credit #creditscorematters #studentloans #financialfreedom #debtfree You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Comment Help to get in on it Since Congress passed a law you can permanently remove anything negative Hurting your credit. You can"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7579697598727048478)  2025-12-03T18:18Z 137.9K followers, 1M engagements


"If youre being sued by a debt collector Fightback and Sue back Heres what you need to know to win your case. Details on filing a counter claim Text sued-305-834-5064 #credit #creditscorematters #fixmycredit #sued #creatorsearchinsights If youre Being Sued by a Debt collector Sue them Back How its done ☑ If youre Being Sued by a Debt collector Sue them Back How its done ☑"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7582674542435372318)  2025-12-11T18:50Z 137.9K followers, 155.3K engagements


"When you realize that congress passed the FCRA law that allows you to permanently remove anything hurting your credit Comment which one of those you have hurting your credit #credit #studentloan #fixmycredit #financialfreedom Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is voidYou don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from your credit without paying it off Maturing is realizing that once your debt gets sold to a debt collector without your consent the"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7597162546147200287)  2026-01-19T19:51Z 138K followers, [----] engagements


"Guy exposes how to fight back when youre getting sued by a debt collector. Starting with. How the process server served you the paperwork. for more info go to the Link 🔗 in our bio #credit #sued #fixmycredit #creatorsearchinsights #financialfreedom Guy Exposes what you need to fight back with when getting sued by a Debt collector 🤯🤯 Guy Exposes what you need to fight back with when getting sued by a Debt collector 🤯🤯"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7597526943675813151)  2026-01-20T19:25Z 137.9K followers, 20.7K engagements


"Do you have to pay a debt collector P2 Debt collector secrets revealed Expert information on what you need to know to go properly armed into battle #credittips #debthelp #collections #credit #creatorsearchinsights Do you have to pay Debt Collectors Debt Collector Secrets P2 Do you have to pay Debt Collectors Debt Collector Secrets P2"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7600860953705581855)  2026-01-29T19:02Z 138K followers, 112.2K engagements


"If youre Credit been trashed and youre being sued by a debt collector you need to respond ASAP If youre not sure how click the link 🔗 in our bio. #debt #helpme #debtcollector #credittips #sued #financialfreedom #ayuda #CapCut #fyp If Youre Being Sued By A Debt Collector How to Respond If Youre Being Sued By A Debt Collector How to Respond"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7452756141433523498)  2024-12-26T16:20Z 138K followers, 75.6K engagements


"Do not avoid being served by a debt collector. Heres why #helpme #debtcollector #court #debtfree #credittips #collection #financialfreedom #ayudalegal #legal #courtsummons ##creatorsearchinsights Do Not DO NOT Avoid being SERVED by a Debt Collector Heres Why Do Not DO NOT Avoid being SERVED by a Debt Collector Heres Why"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7463692950522842410)  2025-01-25T03:40Z 138K followers, 220K engagements


"Fight your student loans and delete them immediately using the doge data breach. Restore your credit Dispute your negative items. If you need help with this we can assist please set up your free consultation with the link in my bio👍 #financialfreedom #studentloans #credittips #debtfree #removecollections #debtcollector #creditscore #helpme #ayuda File Disputes using FCRA 611(a)(1)(a) Use my Student Loan Letters to Remove and Delete Off Your Credit Report How to Delete your Student Loans using the DOGE data breach. Submit Disputes with the CFPB FTC ATTORNEY GENERAL ASAP Stating DOGE accessed"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7483587101221588266)  2025-03-19T18:20Z 138K followers, 872.3K engagements


"Student loans affected your credit scores Be a part of our next round of removals and results. We routinely remove student loans late payments charge offs collections car repossession etc Serious inquiries only . (FYI Ill never ask you for cash app or telegram or any other platform Cardman is the poacher) 📞-Text credit [----------] 📞-Text Sued if youve been served by a debt collector #studentloans #latepayments #collection #helpne #creditscoretips #fyp How to delete student loans from Mohela Advantage Nelnet Ed Financial Submit Disputes with the CFPB FTC File Disputes using FCRA 611(a)(1)(a)"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7514286762403859742)  2025-06-10T11:51Z 138K followers, 403.6K engagements


"Did you know that Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report Items You can remove: Late payments Collections Evictions Bankruptcies Chargeoffs & More For help Text credit 305-834-5064 #creditrepair #credit #creditscorematters #fixmycredit #financialfreedom Did you know. You can remove : Late payments Collections Evictions Bankruptcies Chargeoffs & More Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report Comment HELP for guidance"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7570051062174977310)  2025-11-07T18:24Z 138K followers, 1.1M engagements


"Did you know that Congress passed the FCRA (fair credit reporting act) which allows you to permanently remove all negative items from your credit report Items you can remove: Late payments Collections Evictions Bankruptcies Chargeoffs & More 📲 text credit 305-834-5064 #credit #creditrepair #creditscorematters #creatorsearchinsights #financialfreedom Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from credit report Comment ME for guidance You can remove: Late payments Collections Evictions Bankruptcies Chargeoffs & More Did you know"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7573765501206269215)  2025-11-17T18:38Z 138K followers, 31.7K engagements


"This is how I remove: Student loans Collections Charge off Hospital bills Evictions Late payments Bankruptcies Drop a comment if you need this too #credit #fixmycredit #studentloans #creditscorematters #financialfreedom Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report In case you didn't know. You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills Late Payments Repos Bankruptcies Evictions Hard Inquiries Congress Passed FCRA (Fair Credit Reporting Act) which allows you to"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7592708027237682462)  2026-01-07T19:45Z 138K followers, 1.7M engagements


"Expert exposes common mistakes made by debt collectors to help you win your case. Drop a comment below if this is you. #credit #sued #fixmycredit #creditscorematters #creatorsearchinsights Guy Exposes common mistakes made by Debt collectors to help you win your case Guy Exposes common mistakes made by Debt collectors to help you win your case"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7599808358937349407)  2026-01-26T22:58Z 138K followers, 11.6K engagements


"Do you have to pay a debt collector Debt collector secrets revealed. What you should know to go properly armed into battle #credittips #debthelp #creditscore #collections #creatorsearchinsights Debt Collector Secrets Do you have to pay Debt Collectors Debt Collector Secrets Do you have to pay Debt Collectors"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7600507807250664734)  2026-01-28T20:12Z 138K followers, 4.1M engagements


"Do you have to pay debt collectors P3 Debt collector secrets revealed What you need to know to go properly armed into(win the) battle #credittips #debthelp #collections #fixmycredit #creatorsearchinsights Do you have to pay Debt Collectors Debt Collector Secrets P3 Do you have to pay Debt Collectors Debt Collector Secrets P3"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7601367609388387615)  2026-01-31T03:48Z 138K followers, 15.8K engagements


"In case you didnt know your consumer rights were violated Your personal information was transferred electronically to a third-party debt collector without your consent leaving you exposed 🤔🤔 GLBA law FCRA law #credit #debthelp #creditrepair #credittips #studentloan"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7604957667467037983)  2026-02-09T20:00Z 138K followers, 1.9M engagements


"Did you know your consumer rights were violated You can legally remove the following items 👇 👇 You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession #credit #studentloan #credittips #creditrepair #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7605333962029927711)  2026-02-10T20:20Z 138K followers, 24.6K engagements


"In case you didnt know FCRA laws allows you to permanently remove the following items: You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills Late Payments Repos Bankruptcies Evictions Hard Inquiries #credit #studentloan #creditrepair #credittips #financialliteracy You Can Permanently Remove: Late Payments Repos. Bankruptcies Evictions Hard Inquiries Collections Charge Offs. Closed Accounts Student Loans Medical Bills. Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report In"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7605698384954969374)  2026-02-11T19:54Z 138K followers, 39.1K engagements


"Do not ignore letters especially threatening ones from debt collectors heres why and what you need to know If your credit has been trashed and you need guidance or assistance Text Help 305-834-5064 #credit #creditrepair #sued #fixmycredit #debtfree Heres why and what to Know Do Not Do Not Ignore Letters From Debt Collectors ☎-Text SUED 305-834-5064 Heres why and what to Know Do Not Do Not Ignore Letters From Debt Collectors ☎-Text SUED 305-834-5064"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7539667826446028062)  2025-08-17T21:22Z 137.9K followers, 11K engagements


"Do not pay collections heres why Know your consumer rights Start disputing ASAP My link is in the bio #credit #studentloan #fixmycredit #creditscoremattets #financialfreedom Do not pay debt collectors🚩 How to Get out of it and remove it off your credit report Do not pay debt collectors🚩 How to Get out of it and remove it off your credit report"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7596883598960004382)  2026-01-19T01:48Z 137.9K followers, 25.5K engagements


"Dont give your hard earned money to ANY collection agency you have consumer rights to protect you from THEM #creditrestoration #creditscoretips #dispute #creditscore #credit #creditscorematters #firsttimehomebuyer #homebuyertips Collection Tip📌 How to dispute Jefferson capital LVNV Funding Portfolio or I.C Systems and get them completely deleted Dispute asking for the CMI of your profile and use [--] U.S.C. 1692g of the Federal Fair Debt Collection Practices Act and request proof of the alleged debts release by the original creditor. Collection Tip📌 How to dispute Jefferson capital LVNV"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7410854901049330986)  2024-09-04T18:22Z 137.9K followers, 20.7K engagements


"What to do If youre facing possible repossession you have options we have answers You can always negotiate with your lender. Has your credit suffered and you need guidance click the link 🔗 in our bio👍. #debt #repo #cars #helpme #financialfreedom #fyp #viralvideo ##CapCut Click link 🔗 in bio SHOULD I LET MY CAR GO TO REPOSSESSION Click Link 🔗 in Bio Need Help Need Help What to do 😮 Car Repossession Click link 🔗 in bio SHOULD I LET MY CAR GO TO REPOSSESSION Click Link 🔗 in Bio Need Help Need Help What to do 😮 Car Repossession"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7450134976596610347)  2024-12-19T14:48Z 137.9K followers, 120K engagements


"Student loan forgiveness for [---] million accounts. Pull your three credit reports with all three bureaus and submit this demand letter let me know how it turns out. you can use this letter for Equifax and Experian Your Full Name Your Address City State ZIP Code Email Address Phone Number Date: Insert Date To: TransUnion LLC P.O. Box [----] Chester PA [-----] RE: Demand for Correction and Compliance Violations of FCRA 1681s-2(a) Metro [--] Guidelines and CFPB Directives Regarding Student Loan Reporting To Whom It May Concern: I am writing to formally demand that TransUnion immediately investigate and"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7564798044433173773)  2025-10-24T14:41Z 138K followers, 775.4K engagements


"Use this demand letter and send it to all [--] credit bureaus Transunion provided: Date: Insert Date To: TransUnion LLC P.O. Box [----] Chester PA [-----] From: Your Full Name Your Address City State ZIP DOB: MM/DD/YYYY SSN (Last 4): XXXX Subject: Demand for Investigation & Correction Student Loan Reporting Violations (FCRA 1681i 1681s-2 Metro [--] CFPB Directives) Dear TransUnion I am formally disputing inaccurate and non-compliant reporting on my TransUnion credit file concerning my student loan account(s) serviced by Servicer Name (Account ending in XXXX). My report dated insert date contains errors"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7581943822364544287)  2025-12-09T19:34Z 137.9K followers, 62.1K engagements


"Do not ignore court summons If youve been served by a debt collector heres what you can expect and the rules of engagement. If your credits also been trashed we can assist We routinely removed collections charge offs student loans late payments car repos bankruptcies ☎-Text credit for Help -Text Sued for Help with Summons #credit #sued #creditscorematters #court #fixmycredit What you can Expect The Rules of Engagement Do Not Ignore Court Summons If Youre Being Sued by a Debt Collector Bad credit doesnt fix itself What you can Expect The Rules of Engagement Do Not Ignore Court Summons If Youre"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7553514746251627806)  2025-09-24T04:55Z 138K followers, 192.2K engagements


"In case you didnt know Congress passed FCRA law which protects you as a consumer which allows you to permanently and legally remove anything hurting your credit Link is in bio #credit #studentloan #fixmycredit #debtfree You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills@ When You Realize. Congress passed the FCRA Law which allows you to legally remove any item that's hurting your credit. Late Payments Car Repos Bankruptcies Evictions Hard Inquiries You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills@ When"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7597188378873892127)  2026-01-19T21:31Z 138K followers, 52.7K engagements


"Do not pay bills that are in collections Once your debt has been sold to a third-party debt collector the original creditor cannot collect on it Based on FCRA law your consumer rights have been violated which legally allows you to remove it off your credit report without paying it #credit #fixmycredit #creditscoremattets #sued Drop a comment lmk your thoughts Once your debt has been sold to a debt collector the creditor can no longer legally collect on that debt. Your consumer rights were violated they transferred all your personal info electronically exposing you to possible identity theft"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7597983779302444319)  2026-01-22T00:57Z 138K followers, 44K engagements


"Man exposes common debt collector mistakes and the documents theyre missing on the debt they say you owe Dont get fooled Defend yourself Comment below if youre being sued Text sued-305-834-5064 #credit #sued #fixmycredit #studentloans ##creatorsearchinsight Man Exposes Debt Collectors mistakes and documents on the debt they claim you owe Man Exposes Debt Collectors mistakes and documents on the debt they claim you owe"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7600200902468717854)  2026-01-28T00:21Z 138K followers, 17.7K engagements


"What to say If a debt collector calls you If you pay a collection it wont come off your credit report. It will not boost your credit score For guidance go to the link in the bio 👍 #credittips #credit #debthelp #collections #creatorsearchinsights If a Debt Collector calls you What to say If a Debt Collector calls you What to say"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7603090761508343070)  2026-02-04T19:15Z 138K followers, 41.8K engagements


"Do you have to pay a debt collector Debt collector secrets what they dont want you to know For help and guidance the link is in the bio #credittips #debthelp #creatorsearchinsights #financialliteracy #creditrepair Debt Collector Secrets Do you have to pay Debt Collectors Debt Collector Secrets Do you have to pay Debt Collectors"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7603504101950803231)  2026-02-05T21:59Z 138K followers, 29.4K engagements


"Maturing is realizing that your consumer rights were violated which means you can dispute and remove anything negatively impacting your credit score You can legally remove: Collections Charge Offs Student Loans Medical Bills Late Payments Repos Bankruptcies Evictions Hard Inquiries #credit #creditrepair #studentloans #creditscorematters #credittips Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7603853814340390174)  2026-02-06T20:36Z 138K followers, 460.7K engagements


"1 Pull all [--] reports first (dont guess) Go to AnnualCreditReport.com Check Experian Equifax TransUnion You cant fix what you dont see. [--] Dispute anything inaccurate or outdated Late payments Collections Charge-offs Wrong balances Old addresses 👉 One deleted account can jump you 3080+ points [--] Stop applying for random credit No store cards No pre-approved traps No hard inquiries Too many apps = score drops fast [--] Pay ALL cards under 10% utilization If your limit is $500 keep balance under $50 This alone can add [-----] points [--] Get a secured card (if you have none) $200$300 deposit Use it for"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7606068308013632799)  2026-02-12T19:49Z 138K followers, 16.1K engagements


"Since Congress passed a law you can permanently remove anything negatively affecting your credit Items you can remove: Collections Charge off Late payments Student debt Bankruptcy car repossessions #credit #fixmycredit #creditscorematters #financialfreedom #creditrepair Comment Help to get in on it Since congress passed a law you can permanently remove anything negative Hurting your credit You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Comment Help to get in on it Since congress passed a law you can permanently remove anything"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7572267062358281503)  2025-11-13T17:43Z 118.5K followers, 773.8K engagements


"How to delete collections permanently Debt Validation Letter: Your Name Your Address City State ZIP Date: Debt Collector Name Address Re: Debt Validation Demand Bill of Sale Forward Flow Agreement & Chain of Title Required Account No: _______________________ To Whom It May Concern: This letter is a formal demand for full validation pursuant to [--] U.S.C. 1692g(b). This is not a refusal to payit is a demand that you prove you have legal standing. All collection activity must cease until you fully comply. REQUIRED VALIDATION (NO EXCEPTIONS) You must provide ALL of the following: [--]. Bill of Sale"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7572402330168003870)  2025-11-14T02:28Z 99.9K followers, [---] engagements


"Do not ignore a court summons. If youre being sued by a debt collectorShould you arbitrate or not We routinely remove charge offs collections late payments student debt bankruptcies car possessions evictions. Text Sued-305-834-5064 #credit #creditscorematters #fixmycredit #financialfreedom #creatorsearchinsights Arbitration or Not Do Not Ignore Court Summons If youve been served by a Debt Collector What to do 😳😳😳 Arbitration or Not Do Not Ignore Court Summons If youve been served by a Debt Collector What to do 😳😳😳"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7572799909959716127)  2025-11-15T04:11Z 118.7K followers, 18.9K engagements


"If youre being sued by a debt collector Heres what you need to know to fight and win your case Dont panic we can guide you through those murky waters text Sued-305-834-5064 #credit #creditrepair #sued #creatorsearchinsights #fixmycredit Midland Credit Portfolio Recovery LVNV funding Calvary SPV & more If Youre Being Sued by a Debt Collector What you need to know to fight & win your case Midland Credit Portfolio Recovery LVNV funding Calvary SPV & more If Youre Being Sued by a Debt Collector What you need to know to fight & win your case"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7574944230011866398)  2025-11-20T22:52Z 106.6K followers, 24.4K engagements


"Cont Under the Fair Credit Reporting Act I'd like to formally request that TransUnion verify and remove any credit inquiries that cannot be directly confirmed by the original furnisher of the information. Re: TransUnion Data Breach & FCRA Violations (You can use for Experian & Equifax) Your Name Your Address City State ZIP DOB: MM/DD/YYYY Last Four of SSN: XXXX Date To Whom It May Concern: I am submitting this formal demand for investigation verification and removal of unverified inquiries that appear on my TransUnion credit file. These inquiries were not authorized by me are not supported by"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7575257148184071455)  2025-11-21T19:07Z [--] followers, [---] engagements


"Did you know without your written consent Its illegal for a debt agency to buy up your debt and transfer your personal information electronically Your consumer rights have been violated you can remove the following items : Student loans Collections Hospital bills Evictions car repos ☎-text credit [----------] #credit #fixmycredit #creditscorematters #financialfreedom Student loans Hospital bills Collections Repo Evictions You can remove the following without having to pay it back Comment Help to get in on it Did you knowwithout your written consent it's illegal for a debt agency to buy up your"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7575288258159037751)  2025-11-21T21:08Z 108.3K followers, [----] engagements


"Hi my name is (full name). Im calling regarding the recent TransUnion data breach and Im concerned about the security of my personal information. I want to initiate a full reinvestigation of anything added to my report since the breach. I also want unverified inquiries removed and I want to place a formal dispute on anything showing as unfamiliar. Please document this call and send me confirmation in writing. Demand Letter: Your Full Name Your Address City State ZIP DOB: SSN (Last 4): Todays Date TransUnion LLC P.O. Box [----] Chester PA [-----] RE: Formal Demand for Reinvestigation Security"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7576373416572341534)  2025-11-24T19:18Z 103.7K followers, [---] engagements


"Experian-1-888-397-3742 Equifax-1-888-378-4329 Transunion-1-800-916-8800 I am disputing this hard inquiry as UNAUTHORIZED. Please provide proof that I gave written permission for this company to pull my credit. If you cannot verify my authorization please delete the inquiry immediately. CFPB complaint Issue Category Selections (choose these options inside the form): Product: Credit reporting Sub-product: Credit reporting Incorrect information on report Issue: Improper use of credit report Sub-issue: Unauthorized hard inquiry Company: Select the credit bureau (Experian Equifax or TransUnion)"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7576690668400135455)  2025-11-25T15:49Z 108.1K followers, [----] engagements


"Did you know Congress passed the FCRA which allows you to remove permanently negative items You can remove : late payment collections evictions bankruptcy charge pvi Text credit [---------] #credit #creditrepair #fixmycredit #creditscorematters Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from credit report Did you know You can remove: Late payments Collections Evictions Bankruptcies Chargeoffs & More Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from credit report Did you"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7577146231286140190)  2025-11-26T21:17Z 108.1K followers, [----] engagements


"If youre being sued by a debt collector The full disclosure from start to finish. What paperwork do they really have on you What you need to know to win your case For help and guidance Text sued [-----------] #credit #creditscorematters #sued #fixmycredit #creatorsearchinsights Do Not Dont Ignore Being Sued by a Debt Collector What they really have on you Dont be fooled The Process from start to finish Do Not Dont Ignore Being Sued by a Debt Collector What they really have on you Dont be fooled The Process from start to finish"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7578222724984687902)  2025-11-29T18:54Z 117.8K followers, 18.9K engagements


"This applies to student loans hospital bills car repossessions collections. If they cant provide proof that you owe them then the law says they must remove it off of your credit report. Were getting it done every day for our clients Start disputing and removing 📲 text credit 305-834-5064 #credit #creditscorematters #studentloans #financialfreedom #debtfree Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7579430272509299999)  2025-12-03T01:00Z 107.2K followers, [---] engagements


"Did you know Without your written consent its illegal for a debt agency to buy up your debt and come after you. You can remove the following without paying back Student loans Hospital bills Repo Evictions Collections Text credit-305-834-5064 #credit #studentloans #creditscorematters #fixmycredit Student loans Hospital bills Repo Evictions Collections You can remove the following without having to pay it back Did you know. without your written consent it's illegal for a debt agency to buy up your debt & come after you Student loans Hospital bills Repo Evictions Collections You can remove the"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7580087937077972255)  2025-12-04T19:32Z 107.7K followers, [---] engagements


"Did you know Without your written consent its illegal for a debt agency to buy up your debt and come after you. You can remove the following without paying back Student loans Hospital bills Repo Evictions Collections Text credit-305-834-5064 #credit #studentloans #creditscorematters #fixmycredit You can remove the following without having to pay it back Student loans Hospital bills Repo Evictions Collections Comment Help to get in on it Did you know. without your written consent it's illegal for a debt agency to buy up your debt & come after you You can remove the following without having to"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7580449537223904542)  2025-12-05T18:56Z 108K followers, [---] engagements


"Did you know Without your written consent its illegal for a debt agency to buy up your debt and come after you. You can remove the following without paying back Student loans Hospital bills Repo Evictions Collections Text credit-305-834-5064 #credit #studentloans #creditscorematters #fixmycredit You can remove the following without having to pay it back Student loans Hospital bills Repo Evictions Collections Comment Help for guidance Did you know. without your written consent it's illegal for a debt agency to buy up your debt & come after you You can remove the following without having to pay"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7580528592329657630)  2025-12-06T00:02Z 111.2K followers, [----] engagements


"If they cant prove they own the debt they cant collect on it Dont ignore If youre being sued by a debt collector Here is how to counterclaim 👍 Text sued [----------] #credit #creditscorematters #sued #creatorsearchinsights #fixmycredit"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7582584754499800351)  2025-12-11T13:01Z 109.6K followers, [---] engagements


"Did you know. Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report. Items you can remove: Late payments Collections Evictions Bankruptcies Chargeoffs & More Text credit [----------] #credit #fixmycredit #creditscorematters #financialfreedom #creditrepair You can remove : Late payments Collections Evictions Bankruptcies Chargeoffs & More Comment Help to get in on it Did you know Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report You can"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7582808854673542430)  2025-12-12T03:31Z 109.8K followers, [---] engagements


"Items you can remove: Late payments Collections Evictions Bankruptcies Charge off & more text credit-3058345064 #fixmycredit #credit #creditrepair #creditscorematters #financialfreedom Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from your credit report without paying it off Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7583061096404094238)  2025-12-12T19:50Z 112.2K followers, 60.7K engagements


"Congress passed the FCRA (fair credit reporting act) which allows you to permanently remove all your negative items from your credit report This applies to Student loans Hospital bills Car repossession Collections Late payment & more #credit #creditscorematters #fixmycredit #studentloans #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7584170262535343391)  2025-12-15T19:34Z 110.6K followers, [---] engagements


"Congress passed the FCRA (fair credit reporting act) which allows you to permanently remove anything negative hurting your credit report This applies to student loan Hospital bills Car repossession Collections Late payments & more #credit #fixmycredit #studentloans #financialfreedom #creditscorematters"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7584176586002304287)  2025-12-15T19:59Z 115.8K followers, 313.6K engagements


"Items you can remove: Student debt Collections Late payments Car repossessions Hospital bills Evictions Text credit [----------] #credit #fixmycredit #studentloans #financialfreedom #creditscorematters Did you know. There's a law that's in effect called (fcra laws) which allows you to permanently remove student loans collections hospital bills repo or evictions. Comment Help for guidance Did you know. There's a law that's in effect called (fcra laws) which allows you to permanently remove student loans collections hospital bills repo or evictions. Comment Help for guidance"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7584911901830810911)  2025-12-17T19:32Z 113.4K followers, 14.5K engagements


"Did you know: Congress passed FCRA law you can permanently remove anything negatively affecting your credit Items you can remove: Collections Charge offs Late payments student debt Bankruptcy Car repossession Start disputing & removing ☎-305-834-5064 - #credit #fixmycredit #studentloans #creditrepair #financialfreedom Comment Help Jules to get in on it You can remove: Student debt Collections Chargeoffs Late payments Hard inquiries Bankruptcies Repossession Since congress passed a law you can permanently remove anything negative Hurting your credit Comment Help Jules to get in on it You can"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7585648704716147998)  2025-12-19T19:11Z 111.5K followers, [---] engagements


"FCRA Law This applies to student loans hospital bills car repossession collections If they cant provide proof that you owe them then the law says they must remove it off your credit report Start disputing #fixmycredit #credit #creditscorematters #studentloans #financialfreedom Since Congress passed a law you can permanently remove anything negative Hurting your credit. Drop ME in the comments for guidance You can remove: Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Late payments Since Congress passed a law you can permanently remove anything negative Hurting"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7585994194984930590)  2025-12-20T17:32Z 111.6K followers, [---] engagements


"FCRA Law This applies to student loans hospital bills car repossession collections If they cant provide proof that you owe them then the law says they must remove it off your credit report Dispute and Remove #fixmycredit #credit #creditscorematters #studentloans #financialfreedom Since Congress passed a law you can permanently remove anything negative Hurting your credit. You can remove: Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Late payments Drop ME in the comments for guidance Since Congress passed a law you can permanently remove anything negative Hurting"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7586759202484260127)  2025-12-22T19:00Z 112K followers, [---] engagements


"This applies to: Student debt Collections Hospital bills Evictions Charge off Car repossessions Bankruptcies The law says if they cant provide proof that they own the debt then they cant report it on your credit Text credit 305-834-5064 #credit #studentloans #fixmycredit #creditscorematters #financialfreedom Comment Help to get in on it Since Congress passed a law you can permanently remove anything negative Hurting your credit. You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Comment Help to get in on it Since Congress passed a law"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7587117147881491743)  2025-12-23T18:09Z 112.2K followers, [---] engagements


"This applies to Student loans Collections Charge off Evictions Hospital bills Car repossessions Bankruptcy If they cant prove it they must remove it #credit #fixmycredit #studentloans #creditscorematters #financialfreedom Did you know Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report Comment Help to get in on it You can remove : Student debt Late payments Collections Evictions Bankruptcies Chargeoffs & More Did you know Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7587151467392273694)  2025-12-23T20:22Z 112.1K followers, [---] engagements


"Congress passed the FCRA law which allows you to remove anything negatively affecting your credit report/credit score This applies to: student debt Collections Hospital bills Car repossession Bankruptcies Pay payments #credit #creditscorematters #studentloans #fixmycredit #financialfreedom Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report You can remove : Student debt Late payments Collections Evictions Bankruptcies Chargeoffs & More Comment help for my guidance Did you know Congress Passed FCRA (Fair Credit"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7587561698844855583)  2025-12-24T22:54Z 112.3K followers, [----] engagements


"You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Text credit-305-834-5064 #credit #creditscorematters #studentloans #financialfreedom Comment Help for guidance You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Since Congress passed a law you can permanently remove anything negative Hurting your credit. Comment Help for guidance You can remove: Late payments Collections Chargeoffs Student debt Hard inquiries Bankruptcies Repossession Since Congress passed a law you can permanently"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7588247718460394783)  2025-12-26T19:17Z 112.5K followers, [---] engagements


"My clients credit was at [---] when she started we deleted [--] late payments a $2200 Verizon collection and $8375 repo from Santander 🥳🥳 Texto crdito: 305-834-5064 📲 #Crdito #CrditoLimpio #espanol #credit #parati El crdito de mi clienta estaba en [---] cuando empez borramos [--] pagos tarde un colleccion de $2200 de Verizon y un Repo de Santander de $8375. Su crdito subi a los 700s y sigue subiendo 🏠 📈 El crdito de mi clienta estaba en [---] cuando empez borramos [--] pagos tarde un colleccion de $2200 de Verizon y un Repo de Santander de $8375. Su crdito subi a los 700s y sigue subiendo 🏠 📈"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7589369654603255071)  2025-12-29T19:50Z 115.9K followers, [----] engagements


"Being Sued by a debt collector Sucks Why take it when you can sue them back For Guidance 📲-text sued 305-834-5064 #credit #sued #creditscorematters #fixmycredit #creatorsearchinsights If youre Being Sued by a Debt Collector Did you know Your consumer rights have been violated Suing the Debt Collector Back [--]. Midland Credit Management (MCM) 2.Portfolio Recovery 3.LVNV Funding [--]. Enhanced Recovery (ERC) [--]. JEFFERSON CAPITAL [--]. Calvary SPV If youre Being Sued by a Debt Collector Did you know Your consumer rights have been violated Suing the Debt Collector Back [--]. Midland Credit Management (MCM)"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7589658554521439519)  2025-12-30T14:32Z 113.1K followers, [---] engagements


"This applies to: Student loans Collections Charge off Evictions Car repos Late payments Bankruptcies The law (FCRA) says if they cant provide proof that they own the debt then they must remove it off your credit report #credit #fixmycredit #studentloan #financialfreedom Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from you credit report without paying it off Maturing is realizing that once your debt"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7589743799627271455)  2025-12-30T20:02Z 116.7K followers, 12.1K engagements


"Dont get sued by a debt collector do this instead TYPE HELP IN COMMENT AND I WILL GIVE YOU A LINK 🔗 #credit #sued #creditscorematters #creatorsearchinsights #fixmycredit Dont Get Sued by a Debt Collector Do this instead Dont Get Sued by a Debt Collector Do this instead"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7590852614334582047)  2026-01-02T19:45Z 118.3K followers, 95K engagements


"For student loans collections hospital bills repo and evictions #credit #creditscorematters #fixmycredit #studentloans #financialfreedom Did you know You can start sending out validation of debt letters. To the [--] main credit bureaus & remove any collection w/out paying it back There's a law that's been in effect called (fcra law) which allows you to permanently remove student loans hospital bills repo & evictions. Say ME for my Dispute Letter Did you know You can start sending out validation of debt letters. To the [--] main credit bureaus & remove any collection w/out paying it back There's a"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7590856169103691039)  2026-01-02T19:59Z 117.3K followers, 22.9K engagements


"Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from your credit report without paying it off Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete from your credit report without paying it off"  
[TikTok Link](https://www.tiktok.com/@boqhigdx/video/7591612326558715167)  2026-01-04T20:53Z [--] followers, [--] engagements


"Explaining to my client that we removed late payments from Chase a repo from Santander and a Collection from Midland credit Credit score went up over [---] points. Theyre know ready to move into their new apartment #credit #credito #fixmycredit #creditscorematters #debtfree POV: Explicandole a mis clientes que ya ❌ borramos sus pagos tardes de Chase el REPO de Santander de $8k y la colleccion de Midland. Su credito subio [---] puntos y ya los pueden approvar en su nuevo Departamento POV: Explicandole a mis clientes que ya ❌ borramos sus pagos tardes de Chase el REPO de Santander de $8k y la"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7591949187210546462)  2026-01-05T18:40Z 117.6K followers, [----] engagements


"This applies to: Student debt Collections Hospital bills Evictions Charge off Car repossessions Bankruptcies Text credit 305-834-5064 #credit #studentloans #fixmycredit #creditscorematters #financialfreedom -The bureaus dont check documents -They rely on data furnishers -Thats the loophole I see They dont want you to know thisThe credit bureaus Dont Verify Your Accounts Im gonna hold your hand when I tell you this -The bureaus dont check documents -They rely on data furnishers -Thats the loophole I see They dont want you to know thisThe credit bureaus Dont Verify Your Accounts Im gonna hold"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7592058515435425055)  2026-01-06T01:44Z 118.5K followers, 12.2K engagements


"Paying a debt collector will NOT increase your credit score. So make sure to pay your bills before they are sold to a 2nd party collection agency. If you are already in collections start disputing so it can get (PERMANENTLY REMOVED) & no longer affecting your credit score. Start seeing results in as little as 60-90 days by doing this Comment ME if youre contemplating paying the collection #credit #fixmycredit #studentloan #creditscoretips #financialfreedom Never Pay Debt collectors ❌ Do this instead Never Pay Debt collectors ❌ Do this instead"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7592346160568847646)  2026-01-06T20:21Z 115.9K followers, [----] engagements


"This is how I remove: Student loans Collections Charge off Hospital bills Evictions Late payments Bankruptcies Drop a comment if you need this too #credit #fixmycredit #studentloans #creditscorematters #financialfreedom Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report You can remove : Student debt Late payments Collections Evictions Bankruptcies Chargeoffs & More Did you know. I can Help you remove the following Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7592360702929653022)  2026-01-06T21:17Z 115.8K followers, [---] engagements


"Did you know A collection does not have to be paid to be removed off your credit report This applies to: student loans Collections Charge off Late payments Evictions Car repo Bankruptcy Hospital bills link is in bio #credit #studentloan #fixmycredit #creditscorematters #financialfreedom A collection does NOT have to be paid to be removed from your credit report. I was today years old when I learned. It doesn't matter if you owe the debt it can be permanently removed. If you have a credit score starting with [--] or [--] and want a 700-800 score. Get negative items such as late payments collections"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7596747520403918110)  2026-01-18T17:00Z 117.7K followers, [---] engagements


"Do you have Collections like this Dispute using these codes For guidance hit the link in the bio set up your free consultation 👍. . . .#creditrepair #creditscoretips #creditscoreproblems #viral #financialfreedom #finance #collection #credit #debtfree #worklife #fypviral #fyppppppppppppppppppppppp IfyouhavecollectionsfromLVNVfundingMidlandcreditJeffersonCapitalPortfolio 15USCCODE1681S-2 15USCCODE1681i 15USCCODE1692g 15USCCODE1681ia 1st:FreezeyourLexisnexis&InnovisCreditBureaus NowdisputetogetoffyourcreditreportsusingtheseUSCCodes"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7374879889444425002)  2024-05-30T19:40Z 124.6K followers, 13K engagements


"Congratulations First Time homebuver after we removed his $22348 repo and $1600 Verizon collection to get his score score in the mid 700s . #latepaymentremoval #repo #officel #fypviral #creditrepairworks #removecollections #creditscorematters #creditcard #highcreditscore #financialfreedom #help #realestate Congrats First Time Home Buyer 🏠 When you remove your client's $22348 Repo and $1600 Verizon collection and their score raises to the mid 700's. He can finally qualify as a first time home buyer 🥳🥳 Congrats First Time Home Buyer 🏠 When you remove your client's $22348 Repo and $1600"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7395274501350624542)  2024-07-24T18:42Z 129K followers, 191.1K engagements


"If youre being sued by a debt collector and your credit has been trashed we can help We are your one stop shop we will take you from start to finish We make it go away Credit doesnt fix itself Dont get caught with your head in the sand Be pro active. We routinely remove charge-0ffs collections late payments student loans car repossession etc. For help and guidance link is in bio #creditrestoration #sued #helpme #fixmycredit #financialfreedom #debtfree #debtconsolidation #creditrepair #fyp What you Should Know Text Sued -305-834-5064 Explained If youre being Sued by a Debt Collector What you"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7517802534711446815)  2025-06-19T23:13Z 128.9K followers, 247.6K engagements


"Cont Under the Fair Credit Reporting Act I'd like to formally request that TransUnion verify and remove any credit inquiries that cannot be directly confirmed by the original furnisher of the information. Re: TransUnion Data Breach & FCRA Violations (You can use for Experian & Equifax) Your Name Your Address City State ZIP DOB: MM/DD/YYYY Last Four of SSN: XXXX Date To Whom It May Concern: I am submitting this formal demand for investigation verification and removal of unverified inquiries that appear on my TransUnion credit file. These inquiries were not authorized by me are not supported by"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7576158778911935775)  2025-11-24T05:25Z 125.2K followers, 46.2K engagements


"Contemplating pay-for-delete or disputing collections like 🤔💳: The credit hustle is real #CreditRepair #FinancialFreedom #DebtFreeJourney #credit #SmartSpending #creditcard #DebtFree Paying off Collections Wakefield and Associates Midland Credit Jefferson Capital Caine and Weiner Choice Recovery Credit Collection Services Optimum Outcomes Portfolio Recovery Ad Astra LVNV Funding IC Systems CF Medical LLC Paying off Collections Wakefield and Associates Midland Credit Jefferson Capital Caine and Weiner Choice Recovery Credit Collection Services Optimum Outcomes Portfolio Recovery Ad Astra"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7338522148568370475)  2024-02-22T20:14Z 133.1K followers, 264.3K engagements


"Is your bad credit affecting the way you live life Reach out for a consultation and make your dreams a reality [----] in collections plus [--] late payments She is now in the 700s and is getting her dream home #removecollections #theoffice #creditrepairservices #creditscorehelp #creditcard #highcreditscore #financialfreedom #creditrepair #help #viral #credittips #creditrestoration Whenweremovea$1200CapitalOnecollectionand$8375inothercollectionsplus13latepaymentsSheisnowinthe700sandisgettingahouseforherfamily"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7387503161277304094)  2024-07-03T20:05Z 134.6K followers, 377.9K engagements


"If youre being sued by a debt collector and your credit has been trashed you need our help We routinely remove collections late payments bankruptcies repos We are your one stop shop ##financialfreedom##helpme##removecollections##debtdefense##ayudalegal##debtfree##credittips##CapCut Heres whats Next Sued by a Debt Collector What to do Please schedule with the link 🔗 IN bio Heres whats Next Sued by a Debt Collector What to do Please schedule with the link 🔗 IN bio"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7478738193592962347)  2025-03-06T16:44Z 134.9K followers, 158.1K engagements


"The credit bureaus are still not validating information on your credit report in addition President Trump has went away with the department of education and Elon Musk has violated your privacy data with your student loans We are getting massive deletions. What are you waiting for ☎ text credit-305-834-5064 #debtfree #helpme #ayuda #studentloans #fyp Act Now to Delete Student Loans President Trump has signed executive order to wipe out Department of Education Elon Musk violated Privacy Act by accessing private data with your student loans violating FERPA Act Now to Delete Student Loans"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7488727331637562670)  2025-04-02T14:47Z 134.4K followers, 13.8K engagements


"If a debt collector calls you. Do not verify any information over the phone if you need help with your collections we routinely remove charge off late payments collections repos and bankruptcies ☎-text Credit to 305-834-5064 #financialfreedom #debtfree #studentloans #collections #creditscorematters #helpme #fyp #viral What to say If a Debt Collector calls YOU What to say If a Debt Collector calls YOU"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7506884262029806878)  2025-05-21T13:05Z 134.4K followers, 505.6K engagements


"Bad credit doesnt fix itself How to strategically deal with your debt and your collections Win back your life understand your rights and your legal standing. We routinely remove collections charge offs car repossessions bankruptcies etc. student loans 📞-text credit [----------] #creatorsearchinsights #studentloans #latepayments #financialfreedom #helpme #creditscoretips #fyp #helpne Do Not Pay Collections What if they sue me What is Arbitration Explained Do Not Pay Collections What if they sue me What is Arbitration Explained"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7522692740639886623)  2025-07-03T03:30Z 134.3K followers, 79K engagements


"Student loan shenanigans Dont wait till its too late if youve noticed a massive score drop and your credits been trashed We can assist Text credit-305-834-5064 #creditrepair #studentloans #fixmycredit How to Delete : Mohela Advantage Nelnet and Ed Financial The new administration screwed up transferring your student Loans to the SBA If your Student loan servicer cannot provide The MPN and the chain of title they Must Delete It Drop HELP in the comments Dispute Using [--] U.S.C. 1681i Request the MPN (Master Promissory Note) Full Billing History & Chain of title How to Delete : Mohela Advantage"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7534931128998808863)  2025-08-05T03:01Z 133.5K followers, 99.1K engagements


"Do not ignore your court summons They dont have Legal standing If this is you and they trashed your credit we can assist and make it go away Text credit 305-834-5064 #credit #fixmycredit #sued #financialfreedom #creditrepair Rules of civil procedure If you've Been served by a Debt Collector What 😮 to do Do Not Ignore Court Summons Rules of civil procedure If you've Been served by a Debt Collector What 😮 to do Do Not Ignore Court Summons"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7559491884213669151)  2025-10-10T07:30Z 133.5K followers, [----] engagements


"Did you know Congress passed the FCRA (fair credit reporting act) which allows you to remove anything negative hurting your credit score You can remove : Student debt Late payments Collections Evictions Bankruptcies Chargeoffs & More Text credit 305-834-5064 #credit #creditscorematters #fixmycredit #studentloans #financialfreedom You can remove : Student debt Late payments Collections Evictions Bankruptcies Chargeoffs & More Congress Passed FCRA (Fair Credit Reporting Act) which allows you to permanently remove all negative items from your credit report Did you know. Comment Help to get in on"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7588233788606434591)  2025-12-26T18:23Z 132.9K followers, 17.5K engagements


"Dont ever pay bills better in collections. Let me explain why ✔Once Your debt was sold to a collection agency the original creditor can no longer collect on it ✔Paying it off will not remove it from your credit report or increase your credit score. ✔You can send my dispute letters to delete it from your credit report and when it's removed you no longer have to pay the debt. (Pursuit to the Fair Debt Collection Practices Act [--] United States Code [----] or signed anything with the agency . Follow and say 750" to fix your credit #credit #fixmycredit #studentloan #financialfreedom #creditscoretips"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7592510281121582367)  2026-01-07T06:57Z 131.5K followers, 25.4K engagements


"You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills Late Payments Repos Bankruptcies Evictions Hard Inquiries Text# Im my Bio #credit #studentloan #fixmycredit #creditscoretips #financialfreedom Collections Charge Offs Closed Accounts Student Loans Medical Bills Congress passed the FCRA Law which allows you to legally remove any item that's hurting your credit. I CAN Late Payments Repos Bankruptcies Evictions Hard Inquiries When You Realize. You Can Permanently Remove: Collections Charge Offs Closed Accounts Student Loans Medical Bills Congress"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7593533906607983903)  2026-01-10T01:10Z 134.3K followers, 14.1K engagements


"From repo to 700s 🚗✨ Learn our secrets to restoring credit and soaring to new heights #CreditRepair #FinancialSuccess #CreditRestoration #raisemycreditscore #att #credittips #creditscorematters #help #viral #foryou #foryoupage #fyp #fyp #financialfreedom When you remove your clients $27372 Repo and $1855 AT&T collection and their score raises to the 700s. He can finally qualify as a first time home buyer When you remove your clients $27372 Repo and $1855 AT&T collection and their score raises to the 700s. He can finally qualify as a first time home buyer"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7340721167650671915)  2024-02-28T18:28Z 138K followers, 2.1M engagements


"Replying to @❤DebbieCooperFranksWife❤ Scores are up Lets goooo Hit the link in our bio for help increasing your credit score #creditrepairservices #theoffice #fyps #creditscoretips #firstimehomebuyer #creditscoreproblems #credit #viralvideo #debtfree #highcreditscore #financialfreedom #hardinquiries #creditrepair #creditscore #repo #SuccessStory #ClientGoals #CreditComeback #EquifaxTransformation #FinancialFreedom #DebtFreeGoals #ScoreBoost #CreditRepair #WinningTogether #medicalbills #debt #reposession When your client thanks you for removing her Capital One late payment and $8k in"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7347888474042748203)  2024-03-19T02:00Z 137.9K followers, 1.2M engagements


"When you remove your client's $10242 Repo and $1094 Verizon collection and their score raises to the 700's. He can finally qualify for the first time home buyers program 🏠 #raisemycreditscore #improvecreditscore #creditrepair #viral #fixmycredit #fixmycredit #fyp #work #help #viralvideo #office #financialfreedom #creditscorematters #removecollections #credit #credito #latepayments #repo #fyp #CreditFix #DebtFreeJourney #FinancialFreedom #CreditBoost #FixMyCredit #CreditGoals #ScoreBoost #CreditHacks #CreditTips #DebtFreeLife When you remove your client's $10242 Repo and $1094 Verizon"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7357531225810111786)  2024-04-14T01:39Z 137.9K followers, 76.6K engagements


"If your student loans have trashed your credit and youre facing default and garnishment we can assist There is a way out We routinely remove charge off late payment student loans collections bankruptcy car repossessions Text ☎ credit -305-834-5064 #studentloans #latepayments #LIVEIncentiveProgram #LIVEIsEasy Worked [--] years in garnishment I know exactly how student Loan collections work. If you're in default Credit is trashed-facing garnishment or just overwhelmed There is a way out leave your comment below and I will help Worked [--] years in garnishment I know exactly how student Loan"  
[TikTok Link](https://www.tiktok.com/@bonafidelegal/video/7533064768140086559)  2025-07-31T02:18Z 137.9K followers, 26.8K engagements

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