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# ![Credit Risk Graphic](https://lunarcrush.com/gi/w:26/t:default-risk.png) Credit Risk

Several countries have recently seen changes in their credit ratings, with Ghana and Egypt receiving upgrades from Moody's and S&P, respectively, while Senegal's rating was cut due to debt risks. Additionally, there is a growing focus on credit scores and their importance, with discussions on how to improve and maintain a good credit score, as well as concerns about the potential for social credit scores to be used to restrict individual freedoms. Meanwhile, financial institutions and companies are exploring new ways to assess and provide credit, including the use of alternative data and blockchain technology.

### About Credit Risk
Credit Risk is the potential that a borrower will fail to make payments as obligated.  

### Engagements: XXXXXXXXX [#](/topic/default-risk/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/interactions.tsv)  
**Current Value**: XXXXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXXX -XXXX%  
**1 Month**: XXXXXXXXXXX +10%  
**6 Months**: XXXXXXXXXXX +51%  
**1 Year**: XXXXXXXXXXXXX -XXXX%  
**1-Year High**: XXXXXXXXXX on 2025-01-15  
**1-Year Low**: XXXXXXX on 2025-01-27  

| Social Network | TikTok    | X         | News   | YouTube   | Reddit |
| -------------- | ------    | -         | ----   | -------   | ------ |
| Engagements    | XXXXXXXXX | XXXXXXXXX | XXXXXX | XXXXXXXXX | XXXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/default-risk/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XX%  
**1 Month**: XXXXXX -XX%  
**6 Months**: XXXXXXX +19%  
**1 Year**: XXXXXXX +29%  
**1-Year High**: XXXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2025-01-27  

| Social Network | TikTok | X     | News | YouTube | Reddit |
| -------------- | ------ | -     | ---- | ------- | ------ |
| Mentions       | XXXXX  | XXXXX | XX   | XXXXX   | XXX    |
  

  
  
### Creators: XXXXX [#](/topic/default-risk/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Credit Risk in the last XX hours which is down XX% from XXXXX in the previous XX hours
**Daily Average**: XXXXX  
**1 Week**: XXXXX -XX%  
**1 Month**: XXXXXX -XX%  
**6 Months**: XXXXXXX +7.20%  
**1 Year**: XXXXXXX +20%  
**1-Year High**: XXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2025-01-27  

The most influential creators that mention Credit Risk in the last XX hours

| Creator                                                     | Rank | Followers   | Posts | Engagements |
| -------                                                     | ---- | ---------   | ----- | ----------- |
| [@crifindia](/creator/youtube/crifindia)                    | X    | XXXXX       | X     | XXXXXXX     |
| [@business](/creator/twitter/business)                      | X    | XXXXXXXXXXX | XX    | XXXXXX      |
| [@business](/creator/twitter/business)                      | X    | XXXXXXXXXXX | X     | XXXXXX      |
| [@inter_link](/creator/twitter/inter_link)                  | X    | XXXXXXX     | X     | XXXXXX      |
| [@javuanbanks](/creator/youtube/javuanbanks)                | X    | XXXXXXX     | X     | XXXXXX      |
| [@sanchezrealty](/creator/tiktok/sanchezrealty)             | X    | XXXXX       | X     | XXXXXX      |
| [@midcontinentfunding](/creator/tiktok/midcontinentfunding) | X    | XXXXXX      | X     | XXXXXX      |
| [@crededsocialmedia](/creator/tiktok/crededsocialmedia)     | X    | XXXXXX      | X     | XXXXXX      |
| [@fmcredit](/creator/tiktok/fmcredit)                       | X    | XXXXXXX     | XX    | XXXXXX      |
| [@calebhammer](/creator/youtube/calebhammer)                | XX   | XXXXXXXXX   | X     | XXXXXX      |

[View More](/list/creators/default-risk/100)
  
  
### Sentiment: XX% [#](/topic/default-risk/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% -X%  
**1 Month**: XX% no change  
**6 Months**: XX% -X%  
**1 Year**: XX% +3%  
**1-Year High**: XX% on 2024-10-31  
**1-Year Low**: XX% on 2025-02-21  

**Most Supportive Themes**
- **Credit Score Improvement & Financial Literacy:** (35%) Posts offering tips on improving credit scores, financial education, and building wealth are prevalent.
- **Positive Economic Outlook & Credit Rating Upgrades:** (25%) News and posts highlighting positive economic developments, credit rating upgrades for countries like Jamaica and Spain, and strong market performance.
- **DeFi & Web3 Innovations:** (15%) Discussion around DeFi protocols, ZK technology, and the potential for on-chain credit scoring and financial identity.
  
**Most Critical Themes**
- **Concerns about Digital ID & Social Credit Systems:** (30%)  Significant concern and criticism regarding digital ID systems, social credit scores, and their potential impact on freedom and privacy.
- **Economic Risks & Debt Concerns:** (20%)  Discussions about economic risks, government debt, potential credit rating downgrades, and the impact of shutdowns.
  
Network engagement breakdown:  
| Network | Positive  | %   | Neutral   | %   | Negative  | %   |
| ------- | --------  | -   | -------   | -   | --------  | -   |
| TikTok  | XXXXXXX   | X%  | XXXXXXX   | XX% | XXXXXX    | X%  |
| X       | XXXXXXX   | X%  | XXXXXXX   | XX% | XXXXXXXXX | XX% |
| News    | XXX       | X%  | XXXXX     | X%  | XXXXXX    | X%  |
| YouTube | XXXXXXXXX | XX% | XXXXXXX   | X%  | XXXXXX    | X%  |
| Reddit  | XXXXX     | X%  | XXXXXX    | X%  | XXXXX     | X%  |
|         |           |     |           |     |           |     |
| Total   | XXXXXXXXX | XX% | XXXXXXXXX | XX% | XXXXXXXXX | XX% |
  


**Top assets mentioned**
In the posts about Credit Risk in the last XX hours

[Swap (XWP)](/topic/$xwp)
[Bitcoin (BTC)](/topic/bitcoin)
[Chainlink (LINK)](/topic/chainlink)
[Capital One Financial Corp. (COF)](/topic/$cof)
[Klarna Group (KLAR)](/topic/klarna)
[Ethereum (ETH)](/topic/ethereum)
[Solana (SOL)](/topic/solana)
[Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm)
[Dave Inc. Class A Common Stock (DAVE)](/topic/$dave)
[Kamino (KMNO)](/topic/kamino)

**Top topics mentioned**
In the posts about Credit Risk in the last XX hours

[credit scores](/topic/credit-scores), [debt](/topic/debt), [rating agency](/topic/rating-agency), [money](/topic/money), [credit cards](/topic/credit-cards), [investment](/topic/investment), [credit default swaps](/topic/credit-default-swaps), [china](/topic/china), [india](/topic/india), [stocks financial services](/topic/stocks-financial-services), [rates](/topic/rates), [approved](/topic/approved), [agencies](/topic/agencies), [coins layer 1](/topic/coins-layer-1), [coins bitcoin ecosystem](/topic/coins-bitcoin-ecosystem), [$expnl](/topic/$expnl), [insurance](/topic/insurance), [united states](/topic/united-states), [$xwp](/topic/$xwp), [has been](/topic/has-been), [coins defi](/topic/coins-defi), [bitcoin](/topic/bitcoin), [budgeting](/topic/budgeting), [stocks](/topic/stocks), [currency](/topic/currency), [coins pow](/topic/coins-pow), [deposit](/topic/deposit), [auto loans](/topic/auto-loans), [tax bracket](/topic/tax-bracket), [coins made in usa](/topic/coins-made-in-usa), [longterm](/topic/longterm), [banking](/topic/banking), [inflation](/topic/inflation), [home loans](/topic/home-loans), [onchain](/topic/onchain), [loan](/topic/loan), [coins bsc](/topic/coins-bsc), [over the](/topic/over-the), [fed rate](/topic/fed-rate), [all the](/topic/all-the), [chapter 11](/topic/chapter-11), [unlock](/topic/unlock), [canada](/topic/canada), [web3](/topic/web3), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [pakistan](/topic/pakistan), [stocks technology](/topic/stocks-technology), [build a](/topic/build-a), [donald trump](/topic/donald-trump), [coins solana ecosystem](/topic/coins-solana-ecosystem), [chainlink](/topic/chainlink), [bloomberg](/topic/bloomberg), [fixed income](/topic/fixed-income), [outlook](/topic/outlook), [cash flow](/topic/cash-flow), [protocol](/topic/protocol), [let me](/topic/let-me), [stocks banks](/topic/stocks-banks), [blockchain](/topic/blockchain), [stocks bitcoin treasuries](/topic/stocks-bitcoin-treasuries), [want a](/topic/want-a), [chains](/topic/chains), [cbdc](/topic/cbdc), [credit union](/topic/credit-union), [hyperliquid](/topic/hyperliquid), [habits](/topic/habits), [instead of](/topic/instead-of), [government spending](/topic/government-spending), [financial education](/topic/financial-education), [$cof](/topic/$cof), [ambassador](/topic/ambassador), [losses](/topic/losses), [youtube](/topic/youtube), [coins lending borrowing](/topic/coins-lending-borrowing), [saving](/topic/saving), [drops](/topic/drops), [balance sheet](/topic/balance-sheet), [hack](/topic/hack), [builder](/topic/builder), [mergers and acquisitions](/topic/mergers-and-acquisitions), [klarna](/topic/klarna), [social credit score](/topic/social-credit-score), [ethereum](/topic/ethereum), [positions](/topic/positions), [decentralized](/topic/decentralized), [kenya](/topic/kenya), [tiktok](/topic/tiktok), [make a](/topic/make-a), [elon musk](/topic/elon-musk), [$ulab](/topic/$ulab), [collateralized debt obligations](/topic/collateralized-debt-obligations), [limits](/topic/limits), [binance](/topic/binance), [people with](/topic/people-with), [affordable](/topic/affordable), [luxury](/topic/luxury), [solana](/topic/solana), [signals](/topic/signals), [stocks communication services](/topic/stocks-communication-services), [housing market](/topic/housing-market)

### Top News [#](/topic/default-risk/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"City of Barrie receives highest possible credit rating from S&P Global Ratings"  
[News Link](https://www.ctvnews.ca/barrie/article/barrie-receives-highest-credit-rating-why-this-matters/) [@CTVNews](/creator/x/CTVNews) 2025-10-16T16:30Z 208.1M followers, XXX engagements


"Zions Western Alliance Disclose Bad Loans Tied to Alleged Fraud - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-16/zions-western-alliance-disclose-bad-loans-tied-to-alleged-fraud) [@business](/creator/x/business) 2025-10-16T15:38Z 208.1M followers, 49.9K engagements


"French Bonds Face Risk of Forced Sales If Credit Score Cut - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-10-16/french-bonds-face-risk-of-forced-sales-if-credit-score-cut-again) [@business](/creator/x/business) 2025-10-16T08:50Z 208.1M followers, 17.3K engagements


"Hyperliquid Vs Binance: Founders Clash Over Liquidation Transparency"  
[News Link](https://www.newsbtc.com/crypto/hyperliquid-vs-binance-founders-clash-over-liquidation-transparency) [@newsbtc](/creator/x/newsbtc) 2025-10-15T13:31Z 9.8M followers, XX engagements



### Top Social Posts [#](/topic/default-risk/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"The problem humans had with that is that we were part of the food the planet grew. Fuck that"  
[X Link](https://x.com/Vhoyde/status/1979053260712423629) [@Vhoyde](/creator/x/Vhoyde) 2025-10-17T05:14Z 45.4K followers, 7718 engagements


"$100 he didnt get no damn loan from $SoFi with a XXX credit score we aint looking at anything under XXX my boy🍿"  
[X Link](https://x.com/TRADESTERJJ/status/1979042209627283479) [@TRADESTERJJ](/creator/x/TRADESTERJJ) 2025-10-17T04:30Z 2214 followers, 1601 engagements


"@gerovich The Japanese bond market is sensitive to sentiment. With stocks plummeting your company's creditworthiness faces stiff competition compared to high-dividend stocks from major corporations. What will you do It's not Bitcoin that's in demandit's your company's value"  
[X Link](https://x.com/chikawa_invest/status/1979040560921936296) [@chikawa_invest](/creator/x/chikawa_invest) 2025-10-17T04:23Z XXX followers, 2907 engagements


"Increase Your Credit Score #shorts #credit #money #finance #creditscore #creditrepair"  
[YouTube Link](https://youtube.com/watch?v=DNcfICtCxgU) [@mikethecreditguy](/creator/youtube/mikethecreditguy) 2025-10-17T04:00Z 442K followers, XXX engagements