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# Credit Risk

Hungary's outlook has been cut to negative by Fitch due to budget loosening, and Genting GenM faces a potential rating downgrade. Investors are also showing caution with SoftBank CDS widening and Ardagh trade seeing uncertainty.

### About Credit Risk
Credit risk refers to the potential for financial loss due to a borrower's failure to repay a loan or meet contractual obligations.  

### Insights
- Credit Risk engagements is up XXXXXX% from the previous week.

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXXXXXX +166%  
X Month: XXXXXXXXXXX +8.30%  
X Months: XXXXXXXXXXXXX +49%  
X Year: XXXXXXXXXXXXX +33%  
1-Year High: XXXXXXXXXX on 2025-11-01  
1-Year Low: XXXXXXXXX on 2025-01-26  

Engagements by network (24h):
News: XXXXX
Reddit: XXXXX
TikTok: XXXXXXXXX
X: XXXXXXXXX
YouTube: XXXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXXX -XX%  
X Month: XXXXXX +0.51%  
X Months: XXXXXXX +20%  
X Year: XXXXXXX +30%  
1-Year High: XXXXX on 2025-01-05  
1-Year Low: XXXXX on 2025-01-27  

Mentions by network (24h):
News: XX
Reddit: XXXXX
TikTok: XXXXXX
X: XXXXXX
YouTube: XXXXX

  
  
### Creators: XXXXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Credit Risk in the last XX hours which is down XXXX% from XXXXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX -XX%  
X Month: XXXXXX -XXXX%  
X Months: XXXXXXX +8.10%  
X Year: XXXXXXX +17%  
1-Year High: XXXXX on 2025-01-05  
1-Year Low: XXXXX on 2025-01-27  

The most influential creators that mention Credit Risk in the last XX hours

| Creator                                               | Rank | Followers | Posts | Engagements |
| -------                                               | ---- | --------- | ----- | ----------- |
| [@lilybrodi](/creator/twitter/lilybrodi)              | X    | XXXXXX    | X     | XXXXXXXXX   |
| [@radhekrishn](/creator/youtube/radhekrishn)          | X    | XXXXXX    | X     | XXXXXXX     |
| [@yesbank](/creator/youtube/yesbank)                  | X    | XXXXXXX   | X     | XXXXXX      |
| [@RnaudBertrand](/creator/twitter/RnaudBertrand)      | X    | XXXXXXX   | X     | XXXXXX      |
| [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) | X    | XXXXXXX   | XX    | XXXXXX      |
| [@bajajfinserv](/creator/youtube/bajajfinserv)        | X    | XXXXXXX   | X     | XXXXXX      |
| [@mylovefortayla](/creator/tiktok/mylovefortayla)     | X    | XXXXXX    | X     | XXXXXX      |
| [@mrgootzet](/creator/youtube/mrgootzet)              | X    | XXXXXXX   | X     | XXXXXX      |
| [@fmcredit](/creator/tiktok/fmcredit)                 | X    | XXXXXXX   | XX    | XXXXXX      |
| [@survicutfrom](/creator/youtube/survicutfrom)        | XX   | XXXXX     | X     | XXXXXX      |

[View More](/list/creators/default-risk/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +2%  
X Month: XX% +10%  
X Months: XX% +30%  
X Year: XX% +27%  
1-Year High: XX% on 2025-10-31  
1-Year Low: XX% on 2025-09-28  

Most Supportive Themes:
- Credit Score Improvement: (30%) Tips and strategies for individuals to improve their credit scores, focusing on practical advice and success stories.
- AI in Credit Assessment: (25%) The emerging role of Artificial Intelligence in evaluating creditworthiness, including AI-powered lending platforms and credit scoring models.
- Real Estate and Mortgages: (20%) Discussions on how credit scores impact the ability to secure home loans, mortgages, and real estate investments, including specific requirements.
  
Most Critical Themes:
- Credit Rating Downgrades: (40%) News and analysis regarding credit rating downgrades for countries, companies, and institutions, highlighting the reasons and potential economic impacts.
- Debt Management and Risks: (35%) Concerns and expert opinions on managing credit card debt, the risks of credit cycling, and the broader implications of high debt levels.
  

### Top Credit Risk News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Hungarys Outlook Cut to Negative at Fitch on Budget Loosening - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-12-05/hungary-s-outlook-cut-to-negative-at-fitch-on-budget-loosening) [@business](/creator/x/business) 2025-12-05T22:44Z 228.6M followers, 14.9K engagements


"Genting GenM face rating downgrade risk after takeover bid says CreditSights The Star"  
[News Link](https://www.thestar.com.my/business/business-news/2025/12/03/genting-genm-face-rating-downgrade-risk-after-takeover-bid-says-creditsights) [@staronline](/creator/x/staronline) 2025-12-03T05:38Z 228.6M followers, XXX engagements


"Credit Rating Firms Doubt Reeves Can Deliver UK Budget Pain - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-11-28/credit-rating-firms-doubt-reeves-can-deliver-uk-budget-pain) [@business](/creator/x/business) 2025-11-28T17:10Z 228.6M followers, 18.4K engagements


"CDS Payout Uncertainty Is Pushing Investors Out of Ardagh Trade - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-11-28/cds-payout-uncertainty-is-pushing-investors-out-of-ardagh-trade) [@business](/creator/x/business) 2025-11-28T11:34Z 9.7M followers, 11.4K engagements



### Top Credit Risk Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"@Polymarket Social Credit Score soft launch"  
[X Link](https://x.com/Anorak_0x/status/1998782460658676123) [@Anorak_0x](/creator/x/Anorak_0x) 2025-12-10T15:50Z 12.8K followers, 52.3K engagements


"Super excited to share the new @SoFi Smart Card - the best all-in-one account to meet your needs. Great rewards high interest earnings and more. Just the latest innovation in SoFis one stop shop to help people get their money right"  
[X Link](https://x.com/anthonynoto/status/1998780164692451502) [@anthonynoto](/creator/x/anthonynoto) 2025-12-10T15:41Z 92.2K followers, 61.6K engagements


"SoFi is shaking up the industry with Smart Card. Heres why its the best all-in-one account. 🛒 Earn high rewards with X% cash back rewards at grocery stores.** 💰 Earn high interest with up to XXXX% APY on SoFi Bank savings balances.Terms apply. 💡 Grow your credit score with on-time payments. Smart Card is exclusively available with SoFi Plusget $1000+ in annual value with qualifying activities for only $10/month with SoFi Plus. Get started now at"  
[X Link](https://x.com/SoFi/status/1998775582843126154) [@SoFi](/creator/x/SoFi) 2025-12-10T15:23Z 168.4K followers, 90.6K engagements


"Regarding Fannie/Freddie removing their credit score minimums. A reader told me he just approved a rate and term refi w/ a XXX FICO score At first I was appalled then thought at least they're lowering their payment and reducing risk. It's actually a good use case"  
[X Link](https://x.com/mortgagetruth/status/1998771168132907027) [@mortgagetruth](/creator/x/mortgagetruth) 2025-12-10T15:05Z 7185 followers, 5360 engagements