# Credit Risk

A controversial dating app is making a comeback by removing its strict credit score requirement, while news emerges about credit default swap demand skyrocketing for tech companies.

### About Credit Risk
Credit risk refers to the potential for financial loss due to a borrower's failure to repay a loan or meet contractual obligations.  

### Insights
- Credit Risk engagements is up 20.6% from the previous month.

### Engagements: [---------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/interactions.tsv)  
Current Value: [---------]  
Daily Average: [---------]  
[--] Week: [----------] +20%  
[--] Month: [-----------] +21%  
[--] Months: [-----------] +18%  
[--] Year: [-------------] +35%  
1-Year High: [----------] on 2025-05-17  
1-Year Low: [---------] on 2025-05-04  

Engagements by network (24h):
News: [-----]
Instagram: [-----]
YouTube: [---------]
X: [-------]
Reddit: [-----]
TikTok: [---------]

  
  
### Mentions: [-----] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/posts_active.tsv)  
Current Value: [-----]  
Daily Average: [-----]  
[--] Week: [------] -12%  
[--] Month: [------] -0.20%  
[--] Months: [-------] +18%  
[--] Year: [-------] +20%  
1-Year High: [-----] on 2025-05-17  
1-Year Low: [-----] on 2025-02-23  

Mentions by network (24h):
News: [--]
Instagram: [--]
YouTube: [-----]
X: [-----]
Reddit: [---]
TikTok: [-----]

  
  
### Creators: [-----] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/contributors_active.tsv)  
[-----] unique social accounts have posts mentioning Credit Risk in the last [--] hours which is down 5% from [-----] in the previous [--] hours
Daily Average: [-----]  
[--] Week: [-----] -20%  
[--] Month: [------] +1.70%  
[--] Months: [-------] +11%  
[--] Year: [-------] +1.10%  
1-Year High: [-----] on 2025-05-17  
1-Year Low: [-----] on 2025-03-02  

The most influential creators that mention Credit Risk in the last [--] hours

| Creator                                                    | Rank | Followers | Posts | Engagements |
| -------                                                    | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments) | [--]    | [---------] | [---]   | [---------]   |
| [@fifththirdbank](/creator/youtube/fifththirdbank)         | [--]    | [------]    | [--]    | [-------]     |
| [@sanchezrealty](/creator/tiktok/sanchezrealty)            | [--]    | [------]    | [--]    | [-------]     |
| [@seanthompson864](/creator/tiktok/seanthompson864)        | [--]    | [-------]   | [--]    | [------]      |
| [@javuanbanks](/creator/tiktok/javuanbanks)                | [--]    | [-------]   | [--]     | [------]      |
| [@andreijikh](/creator/youtube/andreijikh)                 | [--]    | [---------] | [--]    | [------]      |
| [@bonafidelegal](/creator/tiktok/bonafidelegal)            | [--]    | [-------]   | [--]     | [------]      |
| [@leegunner](/creator/youtube/leegunner)                   | [--]    | [-------]   | [--]    | [------]      |
| [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney)      | [--]    | [-------]   | [--]    | [------]      |
| [@crededsocialmedia](/creator/tiktok/crededsocialmedia)    | [--]   | [------]    | [--]     | [------]      |

[View More](/list/creators/default-risk/100)
  
  
### Sentiment: 74%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/default-risk/time-series/sentiment.tsv)  
Current Value: 74%  
Daily Average: 66%  
[--] Week: 51% -19%  
[--] Month: 68% no change  
[--] Months: 68% -10%  
[--] Year: 68% no change  
1-Year High: 89% on 2025-10-07  
1-Year Low: 18% on 2025-02-21  

Most Supportive Themes:
- Credit Score Improvement: (30%) Tips and strategies for individuals to improve their credit scores, focusing on practical advice and success stories.
- AI in Credit Assessment: (25%) The emerging role of Artificial Intelligence in evaluating creditworthiness, including AI-powered lending platforms and credit scoring models.
- Real Estate and Mortgages: (20%) Discussions on how credit scores impact the ability to secure home loans, mortgages, and real estate investments, including specific requirements.
  
Most Critical Themes:
- Credit Rating Downgrades: (40%) News and analysis regarding credit rating downgrades for countries, companies, and institutions, highlighting the reasons and potential economic impacts.
- Debt Management and Risks: (35%) Concerns and expert opinions on managing credit card debt, the risks of credit cycling, and the broader implications of high debt levels.
  

### Top Credit Risk News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"A controversial dating app uses credit scores to create matches Mashable Would you feel comfortable giving a dating app your credit score"  
[News Link](https://mashable.com/article/score-dating-app-uses-credit-scores-to-create-matches) [@mashable](/creator/x/mashable) 2026-02-14T20:15Z 8.2M followers, [----] engagements


"Indonesias Purbaya Pushes Back as Rating Warning Hits Markets - Bloomberg Indonesias Finance Minister Purbaya Yudhi Sadewa pushed back after Moodys Ratings lowered the outlook on the nations credit rating to negative and triggered further selling of local stocks bonds and the rupiah"  
[News Link](https://www.bloomberg.com/news/articles/2026-02-05/moody-s-downgrades-indonesia-rating-outlook-to-negative) [@business](/creator/x/business) 2026-02-05T11:24Z 9.8M followers, 482.2K engagements


"Korean Private Equity Billionaire Michael Kim Faces Arrest Warrant In Fraud Case Korean prosecutors are investigating whether MBK Partners approved Homeplus short-term bonds while anticipating a credit rating downgrade for its portfolio company. MBK has denied the allegations"  
[News Link](https://www.forbes.com/sites/catzxwang/2026/01/07/korean-private-equity-billionaire-michael-kim-faces-arrest-warrant-in-fraud-case/) [@Forbes](/creator/x/Forbes) 2026-01-07T16:27Z 20.3M followers, 13.9K engagements


"Can a traffic ticket from another country hurt my credit rating or driving record - The Globe and Mail When it comes to traffic tickets and your credit rating what happens in Italy or anywhere else should stay there"  
[News Link](https://www.theglobeandmail.com/drive/mobility/article-can-a-traffic-ticket-from-another-country-hurt-my-credit-rating-or/) [@globeandmail](/creator/x/globeandmail) 2025-07-12T12:30Z 1.8M followers, 43K engagements



### Top Credit Risk Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"@HealthRanger I just wanted to say that Im a big fan of Palantir and I hope this will be factored in to my social credit score"  
[X Link](https://x.com/N0t_an0ther_b0t/status/2023202066278293630) [@N0t_an0ther_b0t](/creator/x/N0t_an0ther_b0t) 2026-02-16T01:05Z [--] followers, [----] engagements


"@Nithya_Shrii Normal at [--] Anywhere between [--] and why didnt I start earlier Real flex = [--] months of expenses saved and no bad debt"  
[X Link](https://x.com/Geo__Affairs/status/2023191633567895647) [@Geo__Affairs](/creator/x/Geo__Affairs) 2026-02-16T00:24Z [---] followers, 64.9K engagements


"Im not surprised people are defending a millionaire family buying a nearly [--] million dollar mansion and having a gofundme. These are the same people who say they would take an [---] credit score over 500k because they think that credit score can get them a 500k loan Im not surprised people are defending a millionaire family buying a nearly [--] million dollar mansion and having a gofundme. These are the same people who say they would take an [---] credit score over 500k because they think that credit score can get them a 500k loan Im not surprised people are defending a millionaire family buying a"  
[TikTok Link](https://www.tiktok.com/@youngam904/video/7607244494903184653) [@youngam904](/creator/tiktok/youngam904) 2026-02-15T23:54Z 157.1K followers, [----] engagements


"Like in [----] when massive amounts of CDS that were created to short MBS. This included the holders of this debt. For example Goldman Sachs were selling MBS to clients and then shorting them with the firms money. Of course no one went to prison after doing this. The growing market for credit default swaps against technology company debt suggests that creditors are increasingly nervous about AI CapEx spending -- both past and present. https://t.co/xqRDGo5OMG The growing market for credit default swaps against technology company debt suggests that creditors are increasingly nervous about AI"  
[X Link](https://x.com/StealthQE4/status/2023177896395960631) [@StealthQE4](/creator/x/StealthQE4) 2026-02-15T23:29Z 110.1K followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing