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# ![Credit Risk Graphic](https://lunarcrush.com/gi/w:26/t:default-risk.png) Credit Risk

Moody's downgrades US credit rating, sparking concerns about rising debt and economic fragility. FICO's stock plunges due to the downgrade and White House announcement.

### About Credit Risk
Credit Risk refers to the possibility of a borrower failing to repay a loan or meet financial obligations.  

### Engagements: XXXXXXXXX [#](/topic/default-risk/interactions)
---
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:interactions.svg)  
[Engagements 24-Hour Chart Data](/topic/default-risk/time-series/interactions.tsv)  
**Current Value**: XXXXXXXXX  
**Daily Average**: XXXXXXXXX  
**1 Week**: XXXXXXXXXX -XX%  
**1 Month**: XXXXXXXXXXX -XXXX%  
**6 Months**: XXXXXXXXXXX -XXXX%  
**1 Year**: XXXXXXXXXXXXX -XX%  
**1-Year High**: XXXXXXXXXX on 2025-01-15  
**1-Year Low**: XXXXXXX on 2025-03-30  

| Social Network | TikTok  | X         | YouTube | Reddit | News   |
| -------------- | ------  | -         | ------- | ------ | ----   |
| Engagements    | XXXXXXX | XXXXXXXXX | XXXXXXX | XXXXX  | XXXXXX |
  

  
  
### Mentions: XXXXX [#](/topic/default-risk/posts_active)
---
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:posts_active.svg)  
[Mentions 24-Hour Chart Data](/topic/default-risk/time-series/posts_active.tsv)  
**Current Value**: XXXXX  
**Daily Average**: XXXXX  
**1 Week**: XXXXXX -XXXX%  
**1 Month**: XXXXXX +4.40%  
**6 Months**: XXXXXXX -XXXX%  
**1 Year**: XXXXXXX +38%  
**1-Year High**: XXXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2024-09-15  

| Social Network | TikTok | X     | YouTube | Reddit | News |
| -------------- | ------ | -     | ------- | ------ | ---- |
| Mentions       | XXX    | XXXXX | XXXXX   | XXX    | XX   |
  

  
  
### Creators: XXXXX [#](/topic/default-risk/contributors_active)
---
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:contributors_active.svg)  
[Creators 24-Hour Chart Data](/topic/default-risk/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning Credit Risk in the last XX hours which is down XXXX% from XXXXX in the previous XX hours
**Daily Average**: XXXXX  
**1 Week**: XXXXXX -XXXX%  
**1 Month**: XXXXXX +7.50%  
**6 Months**: XXXXXXX -XXXX%  
**1 Year**: XXXXXXX +34%  
**1-Year High**: XXXXX on 2025-01-05  
**1-Year Low**: XXXXX on 2024-09-15  

The most influential creators that mention Credit Risk in the last XX hours

| Creator                                                           | Rank | Followers   | Posts | Engagements |
| -------                                                           | ---- | ---------   | ----- | ----------- |
| [@bosswallahtelugu](/creator/youtube/bosswallahtelugu)            | X    | XXXXXXXXX   | X     | XXXXXX      |
| [@Gab__AI](/creator/twitter/Gab__AI)                              | X    | XXXXXX      | X     | XXXXXX      |
| [@bna.motors.jamie](/creator/tiktok/bna.motors.jamie)             | X    | XXXXXX      | X     | XXXXXX      |
| [@business](/creator/twitter/business)                            | X    | XXXXXXXXXXX | X     | XXXXXX      |
| [@songpinganq](/creator/twitter/songpinganq)                      | X    | XXXXXXX     | XX    | XXXXXX      |
| [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney)             | X    | XXXXXXX     | X     | XXXXXX      |
| [@joel.real_](/creator/tiktok/joel.real_)                         | X    | XXXXX       | X     | XXXXXX      |
| [@chicagorealestatenina_](/creator/tiktok/chicagorealestatenina_) | X    | XXXXXX      | X     | XXXXXX      |
| [@seanthompson864](/creator/tiktok/seanthompson864)               | X    | XXXXXXX     | X     | XXXXXX      |
| [@.mylifeordebt](/creator/tiktok/.mylifeordebt)                   | XX   | XXXXXXX     | X     | XXXXXX      |

[View More](/list/creators/default-risk/100)
  
  
### Sentiment: XX% [#](/topic/default-risk/sentiment)
---
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:default-risk/c:line/m:sentiment.svg)  
[Sentiment 24-Hour Chart Data](/topic/default-risk/time-series/sentiment.tsv)  
**Current Value**: XX%  
**Daily Average**: XX%  
**1 Week**: XX% -X%  
**1 Month**: XX% -XX%  
**6 Months**: XX% -X%  
**1 Year**: XX% -X%  
**1-Year High**: XX% on 2024-10-31  
**1-Year Low**: XX% on 2024-10-09  

**Most Supportive Themes**
- **Helpful Tips and Positive Sentiment:** (53%) There's an ongoing discussion about how to improve credit scores, manage debt, and use credit responsibly, creating a generally positive sentiment around the topic.
- **Pakistan's Economic Reforms:** (0%) Pakistan's economic reforms and credit rating upgrades are receiving international endorsement.
  
**Most Critical Themes**
- **Downgrade Concerns & Fiscal Policy Worries:** (48%)  Concerns are high over the US credit rating downgrade by Moody's and rising debt levels, contributing to negative sentiment within the credit risk space.
- **Thailand Debt Crisis:** (1%)  Rising bad debts in Thailand and potential crisis are being discussed, adding to the critical themes related to credit risk.
  
Network engagement breakdown:  
| Network | Positive | %   | Neutral   | %   | Negative | %   |
| ------- | -------- | -   | -------   | -   | -------- | -   |
| TikTok  | XXXXXXX  | XX% | XXXXXXX   | XX% | XXXXXX   | X%  |
| X       | XXXXXXX  | XX% | XXXXXXX   | XX% | XXXXXXX  | X%  |
| YouTube | XXXXXXX  | X%  | XXXXXXX   | XX% | XXXXXX   | X%  |
| Reddit  | XXXXX    | X%  | XXXXX     | X%  | XXX      | X%  |
| News    | XXX      | X%  | XXXXX     | X%  | XXXXXX   | X%  |
|         |          |     |           |     |          |     |
| Total   | XXXXXXX  | XX% | XXXXXXXXX | XX% | XXXXXXX  | XX% |
  


**Top assets mentioned**
In the posts about Credit Risk in the last XX hours

[Capital One Financial Corp. (COF)](/topic/$cof)
[Swap (XWP)](/topic/$xwp)
[Bitcoin (BTC)](/topic/bitcoin)
[Fair Isaac, Corp. (FICO)](/topic/$fico)
[Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm)
[Fair Isaac, Corp. (FICO)](/topic/fair-isaac-corp)
[S&P Global Inc (SPGI)](/topic/$spgi)
[Strategy (MSTR)](/topic/$mstr)
[Fartcoin (FARTCOIN)](/topic/fartcoin)
[Tesla, Inc. (TSLA)](/topic/tesla)

**Top topics mentioned**
In the posts about Credit Risk in the last XX hours

[credit scores](/topic/credit-scores), [debt](/topic/debt), [credit cards](/topic/credit-cards), [rating agency](/topic/rating-agency), [money](/topic/money), [investment](/topic/investment), [credit default swaps](/topic/credit-default-swaps), [#fyp](/topic/#fyp), [insurance](/topic/insurance), [united states](/topic/united-states), [agencies](/topic/agencies), [china](/topic/china), [$expnl](/topic/$expnl), [india](/topic/india), [auto loans](/topic/auto-loans), [home loans](/topic/home-loans), [stocks](/topic/stocks), [tax bracket](/topic/tax-bracket), [onchain](/topic/onchain), [coins real estate](/topic/coins-real-estate), [banking](/topic/banking), [stocks financial services](/topic/stocks-financial-services), [coins ai](/topic/coins-ai), [budgeting](/topic/budgeting), [donald trump](/topic/donald-trump), [fed rate](/topic/fed-rate), [told](/topic/told), [loan](/topic/loan), [#viral](/topic/#viral), [all the](/topic/all-the), [lending](/topic/lending), [$cof](/topic/$cof), [longterm](/topic/longterm), [cds](/topic/cds), [inflation](/topic/inflation), [currency](/topic/currency), [$xwp](/topic/$xwp), [web3](/topic/web3), [canada](/topic/canada), [pakistan](/topic/pakistan), [trumps](/topic/trumps), [government spending](/topic/government-spending), [credit union](/topic/credit-union), [homes](/topic/homes), [gonna](/topic/gonna), [fixed income](/topic/fixed-income), [aaa](/topic/aaa), [drops](/topic/drops), [bitcoin](/topic/bitcoin), [cbdc](/topic/cbdc), [fed](/topic/fed), [bbb](/topic/bbb), [#foryou](/topic/#foryou), [mergers and acquisitions](/topic/mergers-and-acquisitions), [happened](/topic/happened), [hack](/topic/hack), [youtube](/topic/youtube), [protocol](/topic/protocol), [bloomberg](/topic/bloomberg), [cash flow](/topic/cash-flow), [australia](/topic/australia), [decentralized](/topic/decentralized), [housing market](/topic/housing-market), [fintech](/topic/fintech), [welcome to](/topic/welcome-to), [coins energy](/topic/coins-energy), [amex](/topic/amex), [saving](/topic/saving), [$fico](/topic/$fico), [credit monitoring](/topic/credit-monitoring), [coins layer 1](/topic/coins-layer-1), [playing](/topic/playing), [stocks technology](/topic/stocks-technology), [retirement](/topic/retirement), [joe biden](/topic/joe-biden), [$afrm](/topic/$afrm), [elon musk](/topic/elon-musk), [chapter 11](/topic/chapter-11), [stocks consumer cyclical](/topic/stocks-consumer-cyclical), [hedging](/topic/hedging), [klarna](/topic/klarna), [chime](/topic/chime), [#foryoupage](/topic/#foryoupage), [coins privacy](/topic/coins-privacy), [financial education](/topic/financial-education), [fair isaac](/topic/fair-isaac), [kenya](/topic/kenya), [blockchain](/topic/blockchain), [Sentiment](/topic/sentiment), [foryoupage](/topic/foryoupage), [gdp](/topic/gdp), [business loans](/topic/business-loans), [alternative investment](/topic/alternative-investment), [accounting](/topic/accounting), [mortgage rate](/topic/mortgage-rate), [coins healthcare](/topic/coins-healthcare), [$aptax](/topic/$aptax), [japan](/topic/japan), [women](/topic/women), [wall street](/topic/wall-street)

### Top News [#](/topic/default-risk/news)
---
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Traders Debate Threat of Japan Rating Cut as Debt Risks Rise - Bloomberg"  
[@business](/creator/x/business) on [X](/post/news/bloomberg.com-1841248999) 2025-07-17 04:49:01 UTC 208.1M followers, 22.1K engagements


"Why X websites give you X different credit scores and none is the number most lenders actually see CBC News"  
[@htTweets](/creator/x/htTweets) on [X](/post/news/cbc.ca-52226354) 2025-07-16 18:43:40 UTC 208.1M followers, X engagements


"Barclays Sees Senegals Debt Burden Easing After Data is Rebased - Bloomberg"  
[@economics](/creator/x/economics) on [X](/post/news/bloomberg.com-4184691915) 2025-07-16 13:06:59 UTC 9.7M followers, 21.6K engagements


"Bulgaria Gets XXX Billion in Bond Bids After Euro Entry Nod - Bloomberg"  
[@business](/creator/x/business) on [X](/post/news/bloomberg.com-2914915437) 2025-07-15 09:46:49 UTC 208.1M followers, 18.7K engagements



### Top Social Posts [#](/topic/default-risk/posts)
---
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"End of July we might launch with @ShardsOfficial Aura InfoFi. It turns your on chain activity into a reputation score plus rewards. Think Web3 credit score but for real contributors. Aura Extension shows your Score Archetype & Badges on X. Web3 identity just got visible not just for whales"  
[@0xZodex](/creator/x/0xZodex) on [X](/post/tweet/1945770970633183504) 2025-07-17 09:02:04 UTC 2340 followers, XXX engagements


"🔰 Apply for Lifetime FREE KIWI Credit Card & Earn Cashback on Every Transaction 👉 Apply Now : 🔴 Eligibility Criteria: ✅Joining Fee: NIL ✅Annual Renewal: LIFETIME FREE ✅Age Limit: XX to XX years ✅Employment: Salaried individuals ✅Credit Score: 650+ 🔰 Benefits: ✅ X% Cashback on UPI Payments ✅ Instant Virtual Card ✅ X Free Airport Lounge Access (on reaching milestones) ✅ No Joining or Annual Fees Ever 🔴 Note: One of the BEST CREDIT CARDS available right now 😀"  
[@UniqueDeals247](/creator/x/UniqueDeals247) on [X](/post/tweet/1945757278612635919) 2025-07-17 08:07:40 UTC 23.6K followers, XXX engagements


"US lawmakers have introduced a new bill that would make it mandatory for lenders to consider Bitcoin and other crypto assets when people apply for a home loan not just cash salary or credit score"  
[@simplykashif](/creator/x/simplykashif) on [X](/post/tweet/1945730784209559904) 2025-07-17 06:22:23 UTC 166.3K followers, 2426 engagements


"Kenya was once flagged among six African nations at default risk. Kenya Economic Turnaround enabled timely Eurobond repayment and restored international investor confidence. #RutoDeliversStability"  
[@Its_Mary254](/creator/x/Its_Mary254) on [X](/post/tweet/1945718734150070625) 2025-07-17 05:34:30 UTC 23.1K followers, XXX engagements