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![joker_no_4 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::878027698890833921.png) Brian Scott [@joker_no_4](/creator/twitter/joker_no_4) on x 2800 followers
Created: 2025-07-24 17:41:39 UTC

U.S. Banks Are Preparing for Stablecoin Integration
📣 According to @BankofAmerica , top U.S. banks — including @jpmorgan , @Citibank , and @WellsFargo — are actively exploring how to integrate existing stablecoins like $USDC, $USDT, and $PYUSD into their systems.

This isn’t about launching their own tokens — it’s about embedding crypto-native assets into traditional banking.

- Stablecoins may soon be used for settlements, cross-border transfers, and even retail payments

- Banks are testing infrastructure and partnering with regulated issuers (like Circle)

- This comes as Congress moves closer to passing a U.S. Stablecoin Bill (GENIUS Act)

With over $150B in circulating stablecoins, banks don’t want to get left behind.
This marks a shift from “crypto vs banking” → to “crypto inside banking.”
If they succeed, your bank app could support on-chain dollars natively!

![](https://pbs.twimg.com/media/Gwo-bPKWMAEQwFq.jpg)

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**Related Topics**
[pyusd](/topic/pyusd)
[usdt](/topic/usdt)
[banking](/topic/banking)
[$usdc](/topic/$usdc)
[stablecoins](/topic/stablecoins)
[coins stablecoin](/topic/coins-stablecoin)
[jpmorgan chase](/topic/jpmorgan-chase)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/joker_no_4/status/1948438444163645463)