# Banking

US Credit Card Debt reaches $1.28 trillion as Goldman Sachs warns of an affordability crisis. Meanwhile, the Irish banking system faces criticism for not lending enough, impacting economic growth.

### About Banking
Banking refers to the industry and activities related to the management of money, credit, and financial services.  

### Insights
- banking posts created is up 42.97% from the previous week.

### Engagements: [----------] (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:banking/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/banking/time-series/interactions.tsv)  
Current Value: [----------]  
Daily Average: [----------]  
[--] Week: [---------] -11%  
[--] Month: [-----------] -45%  
[--] Months: [-------------] +95%  
[--] Year: [--------------] +107%  
1-Year High: [-----------] on 2025-12-06  
1-Year Low: [---------] on 2025-03-15  

Engagements by network (24h):
Reddit: [------]
Instagram: [-------]
TikTok: [---------]
X: [---------]
News: [-------]
YouTube: [----------]

  
  
### Mentions: [------] (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:banking/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/banking/time-series/posts_active.tsv)  
Current Value: [------]  
Daily Average: [------]  
1-Year High: [------] on 2025-12-20  
1-Year Low: [-----] on 2025-03-16  

Mentions by network (24h):
Reddit: [---]
Instagram: [--]
TikTok: [-----]
X: [-----]
News: [---]
YouTube: [-----]

  
  
### Creators: [------] (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:banking/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/banking/time-series/contributors_active.tsv)  
[------] unique social accounts have posts mentioning Banking in the last [--] hours which is down 11% from [------] in the previous [--] hours
Daily Average: [------]  
1-Year High: [------] on 2025-12-20  
1-Year Low: [-----] on 2025-02-16  

The most influential creators that mention Banking in the last [--] hours

| Creator                                                    | Rank | Followers | Posts | Engagements |
| -------                                                    | ---- | --------- | ----- | ----------- |
| [@tunemusicalmoments](/creator/youtube/tunemusicalmoments) | [--]    | [---------] | [--]    | [---]         |
| [@oliveboardapp](/creator/youtube/oliveboardapp)           | [--]    | [-------]   | [--]     | [---]         |
| [@GBAFReview](/creator/twitter/GBAFReview)                 | [--]    | [------]    | [--]     | [--]          |
| [@npc_bro](/creator/reddit/npc_bro)                        | [--]    |           | [--]     | [--]          |
| [@GreatShroudBook](/creator/twitter/GreatShroudBook)       | [--]    | [------]    | [--]     | [--]           |
| [@grok](/creator/twitter/grok)                             | [--]    | [---------] | [--]     | [--]           |

[View More](/list/creators/banking/100)
  
  
### Sentiment: 86%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:banking/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/banking/time-series/sentiment.tsv)  
Current Value: 86%  
Daily Average: 82%  
[--] Week: 76% +2%  
[--] Month: 84% +1%  
[--] Months: 84% -1%  
[--] Year: 84% +1%  
1-Year High: 97% on 2025-02-19  
1-Year Low: 40% on 2025-07-12  

Most Supportive Themes:
- Banking Sentiment Soars: (85%) Overall sentiment in the banking sector is exceptionally positive, reaching a 52-week high.
  
Most Critical Themes:
- Low Mentions and Creator Activity: (10%) Despite positive sentiment, banking is experiencing a 52-week low in mentions and creator engagement.
  

### Top Banking News
Top news links shared on social in the last [--] hours  

*Showing a maximum of [--] news posts without a LunarCrush subscription.*  

"US Credit Card Debt Shatters $1280000000000 As Goldman Sachs Warns Americans Facing Affordability Problem - The Daily Hodl US credit card debt is mounting into the trillions as banking giant Goldman Sachs warns that Americans are facing an affordability crisis"  
[News Link](https://dailyhodl.com/2026/02/14/us-credit-card-debt-shatters-1280000000000-as-goldman-sachs-warns-americans-facing-affordability-problem/) [@TheDailyHodl](/creator/x/TheDailyHodl) 2026-02-14T10:15Z 44.7K followers, [---] engagements


"The Irish banking system is not working and that rarely ends well The Irish Times Economies grow when banks lend money but ours have become glorified safe deposit boxes"  
[News Link](https://www.irishtimes.com/opinion/2026/02/14/the-irish-banking-system-is-not-working-and-that-rarely-ends-well/) [@IrishTimes](/creator/x/IrishTimes) 2026-02-14T06:00Z 781.3K followers, [----] engagements


"Reserve Bank of India allows bank loans for unlisted listed takeovers Banking - Business Standard Caps funding at 75% of acquisition value"  
[News Link](https://www.business-standard.com/industry/banking/reserve-bank-of-india-allows-bank-loans-for-unlisted-listed-takeovers-126021301857_1.html) [@bsindia](/creator/x/bsindia) 2026-02-14T03:20Z 2.2M followers, [----] engagements


"Indonesia turns to digital finance to reach unbanked population South China Morning Post With millions still lacking access to banking services Indonesia is drawing on regional lessons and forging international partnerships"  
[News Link](https://www.scmp.com/economy/global-economy/article/3343090/indonesia-turns-digital-finance-reach-unbanked-population) [@SCMPNews](/creator/x/SCMPNews) 2026-02-14T00:04Z 968.8K followers, [---] engagements



### Top Banking Social Posts
Top posts by engagements in the last [--] hours

*Showing a maximum of [--] top social posts without a LunarCrush subscription.*

"BREAKING: AI can now build financial models like Goldman Sachs (for free). Here are [--] insane Grok prompts that replace $10000 investment banking templates: (Save for later):"  
[X Link](https://x.com/heygurisingh/status/2022648006185750907) [@heygurisingh](/creator/x/heygurisingh) 2026-02-14T12:23Z 30.4K followers, 43.6K engagements


"BREAKING: AI can now build financial models like Goldman Sachs analysts (for free). Here are [--] Claude prompts that replace $150K/year investment banking work (Save for later)"  
[X Link](https://x.com/heynavtoor/status/2022646952664641694) [@heynavtoor](/creator/x/heynavtoor) 2026-02-14T12:19Z [----] followers, 2M engagements


"When military foundations dominate fertilizer real estate banking and industry market competition isnt free its tilted. Civilian oversight remains weak. Accountability remains selective. #CorruptPakArmy #KhakiEmpire @Dig_raw21 @Chopsyturvey"  
[X Link](https://x.com/MajorARana/status/2022637017251873166) [@MajorARana](/creator/x/MajorARana) 2026-02-14T11:40Z [--] followers, [----] engagements


"Most people simply view @fasset as another crypto app. However I see something entirely different. Securing that licence in Malaysia to launch the first stablecoin-powered Islamic digital bank isnt a feature update; its building actual banking rails on-chain. Sharia compliance meets web3 speed an infrastructure upgrade for a multi-trillion-dollar industry stuck in legacy systems. But what truly impresses me is the execution. Look at the $250k creator pool dropping with @MindoAI next week or the structured rewards for @PerceptronNTWK epoch [--]. There are real budgets fixed leaderboards and clear"  
[X Link](https://x.com/INOKAMIKAGURA/status/2022585965605187807) [@INOKAMIKAGURA](/creator/x/INOKAMIKAGURA) 2026-02-14T08:17Z [----] followers, [----] engagements

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