[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Data Driven Investing [@DataDInvesting](/creator/twitter/DataDInvesting) on x 43K followers Created: 2025-07-19 02:25:02 UTC Hey @DaveRamsey I'd love to hear your justification for this clip because I can't understand why you said what you did: $SoFi gives XXX% APY on their savings account with any kind of direct deposit, Fairwinds, who you suggest to go with, gives a max of 3%, but only if you invest $25k or more with their buddies over at LPL Financial. Otherwise it's XXXX% or less and Fairwinds charges fees if you don't keep certain thresholds in your account, something SoFi never does. SoFi also gives more APY on their checking account than Fairwinds. Last I checked, Fairwinds is making money on their deposits the same way as SoFi, by giving out loans to people and charging them interest. Not sure why you are besmirching a company that takes better care of its customers than your sponsor that you're pushing people to use.  XXXXXX engagements  **Related Topics** [$25k](/topic/$25k) [$sofi](/topic/$sofi) [investment](/topic/investment) [sofi technologies](/topic/sofi-technologies) [stocks financial services](/topic/stocks-financial-services) [$dave](/topic/$dave) [$wfc](/topic/$wfc) [stocks banks](/topic/stocks-banks) [Post Link](https://x.com/DataDInvesting/status/1946395828089970765)
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Data Driven Investing @DataDInvesting on x 43K followers
Created: 2025-07-19 02:25:02 UTC
Hey @DaveRamsey I'd love to hear your justification for this clip because I can't understand why you said what you did:
$SoFi gives XXX% APY on their savings account with any kind of direct deposit, Fairwinds, who you suggest to go with, gives a max of 3%, but only if you invest $25k or more with their buddies over at LPL Financial. Otherwise it's XXXX% or less and Fairwinds charges fees if you don't keep certain thresholds in your account, something SoFi never does. SoFi also gives more APY on their checking account than Fairwinds. Last I checked, Fairwinds is making money on their deposits the same way as SoFi, by giving out loans to people and charging them interest.
Not sure why you are besmirching a company that takes better care of its customers than your sponsor that you're pushing people to use.
XXXXXX engagements
Related Topics $25k $sofi investment sofi technologies stocks financial services $dave $wfc stocks banks
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