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# APY

Kraken launches Krak Card for crypto banking with XX% APY vaults, while news highlights high-yield savings rates up to XXX% APY.

### About APY
APY (Annual Percentage Yield) refers to the real rate of return earned on a savings deposit or investment, taking into account the effect of compounding interest.  

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:apy/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/apy/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXX -XX%  
X Month: XXXXXXXXX -XX%  
X Months: XXXXXXXXXXX -XX%  
X Year: XXXXXXXXXXX -XX%  
1-Year High: XXXXXXXXXX on 2025-04-15  
1-Year Low: XXXXX on 2025-11-27  

Engagements by network (24h):
News: X
Reddit: XXXXX
TikTok: XXXXXX
X: XXXXXXX
YouTube: XXXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:apy/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/apy/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXX -XXXX%  
X Month: XXXXXX -XX%  
X Months: XXXXXXX +92%  
X Year: XXXXXXX +140%  
1-Year High: XXXXX on 2025-07-31  
1-Year Low: XX on 2025-11-27  

Mentions by network (24h):
News: X
Reddit: XXX
TikTok: XXX
X: XXXXXX
YouTube: XXXXX

  
  
### Creators: XXXXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:apy/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/apy/time-series/contributors_active.tsv)  
XXXXX unique social accounts have posts mentioning APY in the last XX hours which is up XX% from XXXXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX -XXXX%  
X Month: XXXXXX -XX%  
X Months: XXXXXX +46%  
X Year: XXXXXXX +100%  
1-Year High: XXXXX on 2025-01-24  
1-Year Low: XX on 2025-11-27  

The most influential creators that mention APY in the last XX hours

| Creator                                        | Rank | Followers | Posts | Engagements |
| -------                                        | ---- | --------- | ----- | ----------- |
| [@katana](/creator/twitter/katana)             | X    | XXXXXXX   | X     | XXXXXXX     |
| [@tonysnip3r](/creator/twitter/tonysnip3r)     | X    | XXXXXX    | X     | XXXXXX      |
| [@jussy_world](/creator/twitter/jussy_world)   | X    | XXXXXX    | X     | XXXXXX      |
| [@coinbase](/creator/twitter/coinbase)         | X    | XXXXXXXXX | X     | XXXXXX      |
| [@hackapreneur](/creator/twitter/hackapreneur) | X    | XXXXXXX   | X     | XXXXXX      |
| [@chrissain1](/creator/youtube/chrissain1)     | X    | XXXXXXX   | X     | XXXXXX      |
| [@kamino](/creator/twitter/kamino)             | X    | XXXXXXX   | X     | XXXXX       |
| [@rhea_finance](/creator/twitter/rhea_finance) | X    | XXXXXXX   | X     | XXXXX       |
| [@0xGumshoe](/creator/twitter/0xGumshoe)       | X    | XXXXXX    | X     | XXXXX       |
| [@vaultbank](/creator/youtube/vaultbank)       | XX   | XXX       | X     | XXXXX       |

[View More](/list/creators/apy/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:apy/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/apy/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% no change  
X Month: XX% -X%  
X Months: XX% +1%  
X Year: XX% -X%  
1-Year High: XX% on 2025-04-15  
1-Year Low: XX% on 2025-03-09  

Most Supportive Themes:
- High APY Staking and Lending: (70%) Platforms offering high Annual Percentage Yield (APY) for staking and lending cryptocurrencies, providing opportunities for users to earn passive income.
- DeFi Yield Optimization: (20%) Strategies and platforms focused on optimizing returns within Decentralized Finance (DeFi) through various yield-generating mechanisms.
- New Staking Pools and Vaults: (10%) Launch of new staking pools and vaults on various platforms, expanding options for users to earn high APY rates.
  
Most Critical Themes:
- Rug Pulls and Scams: (60%) Concerns about Decentralized Finance (DeFi) projects, particularly those offering high APY, being susceptible to rug pulls and scams.
- Market Volatility and Risk: (40%) The inherent risks associated with high APY offerings in DeFi, including market volatility and the potential for loss of invested capital.
  

### Top APY News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"Best high-yield savings interest rates today December X 2025 (Earn up to XXX% APY)"  
[News Link](https://finance.yahoo.com/personal-finance/article/best-high-yield-savings-interest-rates-today-monday-december-8-2025-110019649.html) [@YahooFinance](/creator/x/YahooFinance) 2025-12-08T20:28Z 228.6M followers, X engagements


"Kraken Introduces Unified Crypto Banking with Krak Card: Easy Transfers and XX% APY Vaults"  
[News Link](https://www.coinspeaker.com/kraken-introduces-unified-crypto-banking-with-krak-card/) [@coinspeaker](/creator/x/coinspeaker) 2025-12-03T10:41Z 12.1K followers, XX engagements



### Top APY Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

". @stable's $STABLE is live on TermMax Alpha 🐻 For Bearish: $STABLE at $XXXXX 🐂 For Bullish: $STABLE at $XXXX 🏊 For Yield Enjoyors: Deposit USDT or $STABLE to earn AP daily + % APY 👇"  
[X Link](https://x.com/TermMaxFi/status/1998392363048415738) [@TermMaxFi](/creator/x/TermMaxFi) 2025-12-09T14:00Z 31.7K followers, 11.3K engagements


"DEX trading always came with a hidden cost. Ilde margin earning nothing while you pay funding. @hyenatrade built on top of @HyperliquidX + @ethena_labs lets you trade perps while your USDe margin actually earns yield. The result A more capital-efficient engine where trading and saving stack. First impressions: clean UX 12%+ APY on margin (for now) and vault LPs can compound basis + funding returns via HLPe. Mainnets live and Ive got invite codes if you want to check it out. 🔗 Jump in from here:"  
[X Link](https://x.com/SherifDefi/status/1998386277192745285) [@SherifDefi](/creator/x/SherifDefi) 2025-12-09T13:36Z 75.2K followers, 28.3K engagements


"Clearpool's T-Pool enables users to earn Treasury Yield plus $FLR rewards by depositing $USDX issued by @Hex_Trust on @FlareNetworks Currently at $44M TVL the T-Pool has no lock-up periods meaning you can stake and withdraw your USDX anytime without restrictions. Not only do you earn a current XXXX% APY on USDX but your returns are boosted via an extra XXXX% rFLR rewards. Learn more about the rFLR claiming process here 👇 $CPOOL"  
[X Link](https://x.com/ClearpoolFin/status/1998377087439368697) [@ClearpoolFin](/creator/x/ClearpoolFin) 2025-12-09T13:00Z 84.5K followers, 2567 engagements


"Seeing the sYUSD/USDC pool live feels like watching yield stacking in action. Native APY swap fees KAT rewards plus 5x @aegis_im Points its like giving your capital multiple lanes to work in at once. Makes you pause and think how layering incentives quietly shapes liquidity depth"  
[X Link](https://x.com/Bitbox50/status/1998367492675076303) [@Bitbox50](/creator/x/Bitbox50) 2025-12-09T12:21Z 1439 followers, 1269 engagements