[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

# ![@DataDInvesting Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1527430369183531008.png) @DataDInvesting Data Driven Investing

Data Driven Investing posts on X about $sofi, $hood, $sofis, $hims the most. They currently have XXXXXX followers and 1156 posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::1527430369183531008/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1527430369183531008/c:line/m:interactions.svg)

- X Week XXXXXXX +11%
- X Month XXXXXXXXX +16%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXX +29%

### Mentions: XX [#](/creator/twitter::1527430369183531008/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1527430369183531008/c:line/m:posts_active.svg)

- X Week XXX +13%
- X Month XXX -XXXX%
- X Months XXXXX -XX%
- X Year XXXXX -XXXX%

### Followers: XXXXXX [#](/creator/twitter::1527430369183531008/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1527430369183531008/c:line/m:followers.svg)

- X Week XXXXXX +0.87%
- X Month XXXXXX +6.10%
- X Months XXXXXX +33%
- X Year XXXXXX +110%

### CreatorRank: XXXXXX [#](/creator/twitter::1527430369183531008/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1527430369183531008/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1527430369183531008/influence)
---

**Social category influence**
[finance](/list/finance)  #993 [stocks](/list/stocks)  #1204 [technology brands](/list/technology-brands)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [countries](/list/countries)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[$sofi](/topic/$sofi) #6, [$hood](/topic/$hood) #10, [$sofis](/topic/$sofis) #1, [$hims](/topic/$hims) #7, [money](/topic/money) #1714, [balance sheet](/topic/balance-sheet) #854, [all the](/topic/all-the) #789, [over the](/topic/over-the) 0.26%, [$btc](/topic/$btc) #1950, [$bmnr](/topic/$bmnr) #16

**Top accounts mentioned or mentioned by**
[@krossroads](/creator/undefined) [@amitisinvesting](/creator/undefined) [@futurenvesting](/creator/undefined) [@anthonynoto](/creator/undefined) [@funofinvesting](/creator/undefined) [@winnerinvestor](/creator/undefined) [@daringinvestor](/creator/undefined) [@timsweeneytar](/creator/undefined) [@austinh26415112](/creator/undefined) [@marketswithmay](/creator/undefined) [@stockmarketnerd](/creator/undefined) [@graphcall](/creator/undefined) [@cameronboswell8](/creator/undefined) [@lets_make_it_2](/creator/undefined) [@arnytrezzi](/creator/undefined) [@atharvmittal8](/creator/undefined) [@vadimkotlarov](/creator/undefined) [@kross_roads](/creator/undefined) [@dividendstreams](/creator/undefined) [@flobert77324715](/creator/undefined)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Bitcoin (BTC)](/topic/$btc) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [JPMorgan Chase (JPM)](/topic/$jpm) [BlackCoin (BLK)](/topic/$blk) [Duolingo, Inc. Class A Common Stock (DUOL)](/topic/$duol) [ODDITY Tech Ltd. Class A Ordinary Shares (ODD)](/topic/$odd) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Novo-Nordisk (NVO)](/topic/$nvo) [Eli Lilly and Company (LLY)](/topic/$lly) [Klarna Group (KLAR)](/topic/klarna) [Chime Financial, Inc. Class A Common Stock (CHYM)](/topic/$chym) [BlackRock Inc (BLK)](/topic/blackrock) [Apple, Inc. (AAPL)](/topic/$aapl) [Bank of America (BAC)](/topic/bank-of-america) [GammaSwap (GS)](/topic/$gs) [Morgan Stanley (MS)](/topic/$ms) [NuCypher (NU)](/topic/$nu) [Upstart Holdings, Inc. Common stock (UPST)](/topic/$upst) [Ethereum (ETH)](/topic/$eth) [United Airlines Holdings, Inc. (UAL)](/topic/$ual) [Southwest Airlines Co (LUV)](/topic/$luv) [Mastercard, Inc. (MA)](/topic/$ma) [Truist Financial Corp (TFC)](/topic/$tfc) [Ally Financial, Inc. (ALLY)](/topic/$ally)
### Top Social Posts [#](/creator/twitter::1527430369183531008/posts)
---
Top posts by engagements in the last XX hours

"@Kross_Roads @eip1559 Have you bought the exact same thing that's available on $SOFI through $ARKVX"  
[X Link](https://x.com/DataDInvesting/status/1967612206763450693) [@DataDInvesting](/creator/x/DataDInvesting) 2025-09-15T15:31Z 51.2K followers, 1810 engagements


"$SOFI and $HOOD have gone back and forth on who has the higher APY. As of last week it's now SoFi again at XXX% in their savings account vs XXXX% on uninvested cash with Robinhood"  
[X Link](https://x.com/DataDInvesting/status/1975178760627556689) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-06T12:38Z 51.2K followers, 20.5K engagements


"This is the $SOFI news we've all been waiting for 😂 The stock should rally another XX% when the second hawk gets found"  
[X Link](https://x.com/DataDInvesting/status/1975237167950803110) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-06T16:30Z 51.2K followers, 18.7K engagements


"Consumer Reports highlights $SOFI $CHYM $KLAR $PYPL $XYZ's Cash App and Plaid as standout cases of fairness in financial technology"  
[X Link](https://x.com/DataDInvesting/status/1976411492506591741) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T22:16Z 51.2K followers, 15.1K engagements


"Anyone else having $HOOD issues I can't see the breakdown of my buying power on desktop or mobile (so I'm not sure how much cash is in there right now)"  
[X Link](https://x.com/DataDInvesting/status/1976645044661870833) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-10T13:44Z 51.2K followers, 14.7K engagements


"$HOOD has had a very rough week. Last Monday at market open the site and app couldn't handle the traffic and went down. There was another issue midweek with buying power breakdown being unable to load. Then to top it off a ton of orders failed on Friday during the Trump selloff. The Monday and Friday issues were not limited to HOOD but they get the bulk of the criticism. They are the most visible retail broker they are highly successful and those two things will always mean they draw extra scrutiny. But the great thing about HOOD is that you can be completely confident they search for the"  
[X Link](https://x.com/DataDInvesting/status/1977482591306678452) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-12T21:12Z 51.2K followers, 27.8K engagements


"$HOOD and $SOFI are both winners. It's not a zero sum game. Stop bickering like two soccer moms whose sons aren't getting the exact same playing time on their 5-year-old soccer team"  
[X Link](https://x.com/DataDInvesting/status/1977762751394074825) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-13T15:45Z 51.2K followers, 30.9K engagements


"We need more of this in politics. Well done to Joe Biden for reaching across the political divide and extending thanks to Trump"  
[X Link](https://x.com/DataDInvesting/status/1977950236611063985) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-14T04:10Z 51.2K followers, 16.2K engagements


"All banks beat earnings across the board. Great news for the markets at large and especially for $SOFI"  
[X Link](https://x.com/DataDInvesting/status/1978086697016459280) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-14T13:13Z 51.2K followers, 39.6K engagements


"I'm confident that $DUOL will be back above $XXX in the next XX months. I think they'll continue to put up stellar numbers. MAUs and DAUs might be slightly muted in Q3 again but with Q4 and onwards the noise about disruption will start to fade as the growth continues unhampered. Meanwhile their operating leverage will continue to grow as they leverage AI to improve the product breadth and depth. Chess is going to be a tailwind. Moving people to Stripe checkout is going to be a tailwind. The "AI-first" boycott will fade into the background. Most importantly the fundamentals will show that the"  
[X Link](https://x.com/DataDInvesting/status/1968679432639627655) [@DataDInvesting](/creator/x/DataDInvesting) 2025-09-18T14:12Z 51.3K followers, 23.1K engagements


"A $123B company is hardly "in its infancy" $AAPL didn't hit this market cap until after it had released the iPhone. It also never traded above a P/S of X before 2020. $HOOD is currently at a P/S of XX. Can HOOD be a trillion dollar company eventually Absolutely but there is a lot of execution and a lot of ups and downs and likely several 50%+ drawdowns on the stock between here and there. And it's probably slightly overpriced right now in my opinion"  
[X Link](https://x.com/DataDInvesting/status/1973069059664257254) [@DataDInvesting](/creator/x/DataDInvesting) 2025-09-30T16:54Z 51.3K followers, 2068 engagements


"BREAKING $SOFI level X options are LIVE on some accounts Let's GO Screenshots below courtesy of @Sir_Jacques_M"  
[X Link](https://x.com/DataDInvesting/status/1973139060609917321) [@DataDInvesting](/creator/x/DataDInvesting) 2025-09-30T21:33Z 51.3K followers, 146.8K engagements


"$SOFI. something's happening"  
[X Link](https://x.com/DataDInvesting/status/1975205948856975743) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-06T14:26Z 51.3K followers, 62.4K engagements


"@SoFi_Insider Yeah that isn't how this works. You don't get a high-volume pump XX minutes after market open because of a tweet that happened over the weekend"  
[X Link](https://x.com/DataDInvesting/status/1975207833659740415) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-06T14:33Z 51.3K followers, 3551 engagements


"Anyone know what happened around X am ET and why $SOFI jumped almost a whole dollar"  
[X Link](https://x.com/DataDInvesting/status/1975541102649483458) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-07T12:37Z 51.3K followers, 31.1K engagements


"Happy "Opportunity Cost Tuesday" $SOFI $PYPL"  
[X Link](https://x.com/DataDInvesting/status/1975563590636830882) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-07T14:07Z 51.3K followers, 58.3K engagements


"$SOFI is running hard today (+6% right now) on the news that the Trump administration is exploring the option to sell parts of their $1.6T student loan portfolio. How does this news affect SoFi fundamenatally Let's dive in: 1) They aren't going to buy many Loans SoFi's balance sheet is not large enough to house more than the tiniest fraction of these loans (well under 1%) so while it's possible they may buy a tiny tranche it won't be a lot. However that doesn't mean SoFi can't benefit. There is one way that SoFi could really benefit in the short term and possibly the most important thing is"  
[X Link](https://x.com/DataDInvesting/status/1975619518732116458) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-07T17:49Z 51.3K followers, 69.8K engagements


"@DividendBreeder "Firm believer that you can't time the market but here is advice that is trying to time the market." And unless you are in a tax-advantaged account you need a 15%-20% pullback to justify selling and rebuying assuming you are paying long-term capital gains taxes"  
[X Link](https://x.com/DataDInvesting/status/1976034775657058385) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-08T21:19Z 51.3K followers, 4145 engagements


"$ODD is dropping like a rock down almost XX% on the day. I can't find any news anywhere. Anyone know anything"  
[X Link](https://x.com/DataDInvesting/status/1976304701261176893) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T15:12Z 51.3K followers, 10.8K engagements


"Just saw a note that Bank of America also increased their $SOFI EPS estimates for Q3 from $XXXX to $XXXX. Two EPS upgrades in one day. Neither of them is showing up on any news sites"  
[X Link](https://x.com/DataDInvesting/status/1976404713131344254) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T21:49Z 51.3K followers, 18.5K engagements


"I got level X options on my $SOFI Invest account so they are rolling out to more people. Also SoFi June 2028 options are now trading. Anybody else get L1 options today Are there still people who don't have them"  
[X Link](https://x.com/DataDInvesting/status/1978169717677273357) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-14T18:43Z 51.3K followers, 18.7K engagements


"$SOFI just published an article for their "On The Money" blog titled "Why Is Your Bank Doing Crypto" Now why do you think they would be writing that post"  
[X Link](https://x.com/DataDInvesting/status/1978487532343177233) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T15:46Z 51.3K followers, 8146 engagements


"If you want a chance to win a full $BTC make sure you join $SOFI's crypto waitlist before the end of November. You'll also need to have three transactions of at leat $XX before the end of January once crypto goes live later this year"  
[X Link](https://x.com/DataDInvesting/status/1978516482771280382) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T17:41Z 51.3K followers, 42K engagements


"$SOFI December X Crypto Trading Launch is all but confirmed at this point. According to their new $BTC giveaway the "Sign-Up Phase starts 10/15/25 at X a.m. ET and ends at 11:59 p.m. ET on 11/30/25; Entry Phase starts 12/1/25 at XX a.m. ET and ends at 11:59 p.m. ET on 1/31/26" The Sign-Up Phase means joining the waitlist while the Entry Phase is the time period when you need to make at least X crypto transactions of $XX or more. It definitely looks like they are targeting a December X launch for crypto trading"  
[X Link](https://x.com/DataDInvesting/status/1978517979697709137) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T17:47Z 51.3K followers, 18.4K engagements


"I expect that during $SOFI earnings in two weeks that we get an update on the number of people who have signed up for the crypto waitlist"  
[X Link](https://x.com/DataDInvesting/status/1978567678911463524) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T21:04Z 51.3K followers, 8696 engagements


"@TGID1575 @KrisPatel99 None of those are leveraged against quantum stocks"  
[X Link](https://x.com/DataDInvesting/status/1978610045584822521) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T23:52Z 51.3K followers, XXX engagements


"Bought this nasty dip in $ODD. I'll continue to add into weakness"  
[X Link](https://x.com/DataDInvesting/status/1976333899614781476) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T17:08Z 51.3K followers, 11.9K engagements


"This is a super interesting $SOFI find. Can anyone verify that when you get a loan from SoFi that it routes you to DocuSign I've never taken out a loan from them so I don't know myself"  
[X Link](https://x.com/DataDInvesting/status/1975916778590228642) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-08T13:30Z 51.4K followers, 36.3K engagements


"Couldn't have said it better myself. As May illustrates the type of loans that people are worried about that are tanking the regional banks today are not the type of loans that $SOFI has on its balance sheet or sells or offers through the LPB. Total nothing burger for SoFi"  
[X Link](https://x.com/DataDInvesting/status/1978923642462618094) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T20:38Z 51.4K followers, 34.5K engagements


"@VRVitaly @Ze1ooooo Yes their normal credit card as long as you have SoFi Plus"  
[X Link](https://x.com/DataDInvesting/status/1979621462400180526) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T18:51Z 51.4K followers, XXX engagements


"$SOFI gave guidance of 55-80 cents of EPS in 2026. Every six months or so I check in on their progress. Spoiler alert: they're ahead of schedule"  
[X Link](https://x.com/DataDInvesting/status/1976400835581256058) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T21:34Z 51.4K followers, 44.4K engagements


"$SOFI's lending revenue only showed very modest growth in 2023 and the first half of 2024. It started to pick up in 2H 2024 and has continued in 1H 2025. With the recent capital raise and retained earnings they now have more than enough room on the balance sheet to keep accelerating from here if they choose to do so. Rate cuts also decrease their cost of capital whether it's from their own deposits or from warehouse facilities so net interest income should expand as a result. I expect continued growth for the foreseeable future"  
[X Link](https://x.com/DataDInvesting/status/1977095131879878805) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-11T19:33Z 51.4K followers, 15.9K engagements


"Thank you to whomever decided too exercise this out of the money $BMNR put at $XX on me on Friday. No idea what they were thinking but I'll very gladly take these very underpriced shares"  
[X Link](https://x.com/DataDInvesting/status/1977428853254689018) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-12T17:39Z 51.4K followers, 35.7K engagements


"Jevgenijs has an awesome breakdown of $NU trying to enter the US market compared to Revolut's failed attempt. Worth a read"  
[X Link](https://x.com/DataDInvesting/status/1977768015023456390) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-13T16:06Z 51.4K followers, 7423 engagements


"If $SoFi is screaming how relatively incompetent they are with their product turnover rate and Galileo's stagnant growth how exactly do you justify the -XX% decline in $HOOD revenue and absolutely no product rollouts in all of 2022 If $SOFI is screaming incompetence then $HOOD was blasting idiocy over the loud speakers. Or maybe just maybe you should view the results with proper context. HOOD got absolutely shellacked in 2022 while SoFi grew XX% and rolled out at least X new products (margin investing options savings accounts SoFi plus and that's just if the top of my head) while Robinhood"  
[X Link](https://x.com/DataDInvesting/status/1977918793843425652) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-14T02:06Z 51.4K followers, 7719 engagements


"Tom Lee is talking about $SOFI without realizing he's talking about SoFi. I still think that it will end up being a part of the @fundstrat $GRNY granny shots portfolio at some point"  
[X Link](https://x.com/DataDInvesting/status/1978477345116917931) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T15:05Z 51.4K followers, 43.1K engagements


"He isn't wrong the first KBW sell rating on $SOFI was January X 2024 and it was the catalyst for a -XXXX% daily drop from $XXXX to $XXXX. $LC and $UPST were only -X% on the day so it wasn't a macro selloff it was SoFi-specific"  
[X Link](https://x.com/DataDInvesting/status/1978565072076358129) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T20:54Z 51.4K followers, 16.5K engagements


"$SOFI's Anthony Noto in Mad Money with Jim Cramer (forgive Ken's streaming issues)"  
[X Link](https://x.com/DataDInvesting/status/1978607796217151855) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T23:43Z 51.4K followers, 34.2K engagements


"This is such a good thread on position sizing. Totally worth a read and he earned a follow from me"  
[X Link](https://x.com/DataDInvesting/status/1978832019682426894) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T14:34Z 51.4K followers, 29.8K engagements


"$SOFI doesn't just beat Wall Street estimates they typically smoke them. Every quarter for the last X quarters they haven't just beaten the mean or median estimates they've beaten the highest estimate on Wall Street every single quarter. They are averaging $30M more revenue than the highest Wall Street estimate over the last X quarters. Doing so again this quarter will be very difficult as I think the high estimates this quarter are more aggressive than they've been in the past. However as Noto said "Hard is not for everyone but for me and those who stay at SoFi it fits just fine." XX days"  
[X Link](https://x.com/DataDInvesting/status/1978891189538492514) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T18:30Z 51.4K followers, 17.7K engagements


"$SOFI's Chief marketing officer says "iykyk" on Instagram about a visit to $GOOGL AI Labs. I decidedly do not know what she's talking about. Thoughts anyone"  
[X Link](https://x.com/DataDInvesting/status/1978913260750458995) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T19:57Z 51.4K followers, 28.3K engagements


"Bullish $SOFI for the tax write-off and bullish Utah for the investment and job creation. A win-win as far as I'm concerned"  
[X Link](https://x.com/DataDInvesting/status/1978990655251661212) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T01:05Z 51.4K followers, 7537 engagements


"@JoseRestonVA That's the point though. If the banks do their proper due diligence that $2.3B that just went missing should have been uncovered before granting them the loans"  
[X Link](https://x.com/DataDInvesting/status/1979201376992252365) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T15:02Z 51.4K followers, XXX engagements


"@MattyMDGC @kylewhitegoat @anthonynoto @ramahluwalia @Tim_Sweeney_TAR @Futurenvesting He's was dead wrong on all his analysis of SoFi the company. I don't dislike him and he has made a lot of other good calls. But this one he was absolutely wrong and he doesn't have the humility to admit it"  
[X Link](https://x.com/DataDInvesting/status/1979300512597185000) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T21:36Z 51.4K followers, XXX engagements


"Citizens JMP increased their $SOFI Q3 EPS estimate from $XXXX to $XXXX and increases their 2025 full year expectations from $XXXX to $XXXX. Some individual analysts are starting to catch up with the company's execution but they are still generally behind as a whole"  
[X Link](https://x.com/DataDInvesting/status/1976363242269352419) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-09T19:04Z 51.4K followers, 45.6K engagements


"Tom Lee and $BMNR eyeing this dip on $ETH"  
[X Link](https://x.com/DataDInvesting/status/1976685425310978194) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-10T16:25Z 51.4K followers, 16.2K engagements


"$SOFI crypto possibly rolling out December 1"  
[X Link](https://x.com/DataDInvesting/status/1977120244042023033) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-11T21:12Z 51.4K followers, 23K engagements


"Remember when the Qatar Investment Authority sold their entire $SOFI position at $XXXX last June 19840073 shares of stock. Here is the stock chart since then. Their opportunity cost of selling is over $400M and counting"  
[X Link](https://x.com/DataDInvesting/status/1977437105745014939) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-12T18:11Z 51.4K followers, 37.7K engagements


"@Kross_Roads @marketswithmay I find it somewhat annoying that it's basically impossible to post about $SOFI without somebody bringing up $HOOD or to post about HOOD without somebody bringing up SOFI"  
[X Link](https://x.com/DataDInvesting/status/1977549511267590615) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-13T01:38Z 51.4K followers, 3214 engagements


"This is a test to see if the FinX bots are better. $SOFI $DUOL $HIMS"  
[X Link](https://x.com/DataDInvesting/status/1977581188094271544) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-13T03:44Z 51.4K followers, 30.9K engagements


"This is one of the most impressive margin graphs I've ever seen. $SoFi's Financial Services contribution margin (Revenue less directly attributable expenses) went from -XXX% in Q2 2022 to +52% last quarter. FS is mostly fixed costs and as they've scaled revenue their expenses have been mostly flat. That leads to massive margin improvements. Crypto better credit card unit economics and continued growth of the Loan Platform Business should continue to help margins expand even further from here"  
[X Link](https://x.com/DataDInvesting/status/1977759623152365986) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-13T15:33Z 51.4K followers, 12.8K engagements


"$SOFI's Galileo went from contract to cars launch in XX days. "What used to take years now happens in weeks. We took a major hospitality brand from contract to card launch in under XX days. That speed changes the entire calculation. When you can test a financial product in the time it used to take to write the requirements experimentation explodes. And when that speed is combined with the technology supercycles of artificial intelligence and cryptocurrency it feels like were finally moving at the speed customers expect." Full article below H/T @Bhavesh47950696"  
[X Link](https://x.com/DataDInvesting/status/1978250618792968512) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T00:04Z 51.4K followers, 17.3K engagements


"All the analysts are raising revenue and EPS targets ahead of $SOFI earnings. Today it was KBW's turn who maintained a sell rating on SoFi but raised the price target to $XX and raised their revenue and EPS estimates across the board. Even the bears are finally having to admit they were mostly wrong. If you recall I wrote a fairly scathing article about their analysis in January when they gave an $X price target (linked below). So their price target has moved up XXX% in XX months as SoFi has completely outpaced KBW's estimates. Someone was kind enough to send me today's KBW analysis and it's"  
[X Link](https://x.com/DataDInvesting/status/1978467798650323424) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T14:27Z 51.4K followers, 14.8K engagements


"$SOFI Invest UI continues to improve. The daily chart on some apps is now showing premarket and after market moves (it would always show the live premarket and after hours price in real time but you couldn't see the chart during those times). This screenshot is from @RyanKHinnant my version does not have this live yet"  
[X Link](https://x.com/DataDInvesting/status/1978561919301943650) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T20:41Z 51.4K followers, 13.1K engagements


"Yesterday there was a 7.4M share $SOFI trade and a 5.0M share trade reported after hours in off-exchange trading. Today there was another 6.0M share off-exchange trade reported in the after hours. That's over $500M in stock in very large trades in the last two days"  
[X Link](https://x.com/DataDInvesting/status/1978574678332699006) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-15T21:32Z 51.4K followers, 19.2K engagements


"$SOFI's Galileo will power two new airline debit rewards cards from United Airlines $UAL and one from Southwest Airlines $LUV according to these screenshots. This is huge news for SoFi's Tech Platform but there is something even bigger here that most people will miss. These are Visa $V branded debit cards. While technically Galileo has always had partnerships with both Visa and MasterCard $MA every single card program I know of from Galileo has been with Mastercard. Most programs like this with Visa in the past have Marqeta $MQ or others as the issuer/processor. These two large integrations"  
[X Link](https://x.com/DataDInvesting/status/1978825571246415902) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T14:09Z 51.4K followers, 26.8K engagements


"$SOFI's Galileo is now a part of $AMZN's AWS Partner Network. This should provide greater reach for their products"  
[X Link](https://x.com/DataDInvesting/status/1978834872589287821) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T14:46Z 51.4K followers, 35.1K engagements


"Note to $HIMS CEO Andrew Dudum: Do not repost about a short squeeze and then register to sell shares within a 24-hour period. You are showing seriously bad judgement"  
[X Link](https://x.com/DataDInvesting/status/1978930372441444813) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T21:05Z 51.4K followers, 237.5K engagements


"As a reminder: Here is the grand total of auto loans that $SOFI originates or holds on their balance sheet: $X And here is the number of subprime loans that SoFi originates or holds on their balance sheet: $X Thank you for your attention to this matter"  
[X Link](https://x.com/DataDInvesting/status/1978932044005605830) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-16T21:12Z 51.4K followers, 33.4K engagements


""Fintech giant $SoFi expanding Utah operations bringing $3M in investments XXX new jobs" This expands their Cottonwood Heights offices the SoFi Bank HQ. Utah is giving a post-performance tax reduction to SoFi. ✅ Just XX minutes up the road from me"  
[X Link](https://x.com/DataDInvesting/status/1978990375491526893) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T01:04Z 51.4K followers, 20.7K engagements


"$HIMS influencer sponsorship for their new menopause product. Great find"  
[X Link](https://x.com/DataDInvesting/status/1979168168955310175) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T12:50Z 51.4K followers, 18K engagements


"I thought I had my $SOFI Q3 predictions done but I'm willing to change my mind when presented with new data. Tannor's new data is awesome and I might need to revise my numbers up as a result. Totally worth a watch:"  
[X Link](https://x.com/DataDInvesting/status/1979194825573540129) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T14:36Z 51.4K followers, 28.9K engagements


"$TFC double beat this morning $ALLY double beat this morning All the major banks double beat earlier this week Maybe it's not a contagion and there are just certain banks that are poorly run made bad decisions or partnered with unethical firms"  
[X Link](https://x.com/DataDInvesting/status/1979198900113457515) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T14:52Z 51.4K followers, 6731 engagements


"BOOM $SOFI worldwide instant transfers over crypto rails is live. Product velocity is increasing. Innovation is accelerating. Can your bank do that"  
[X Link](https://x.com/DataDInvesting/status/1979230552453714270) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T16:58Z 51.4K followers, 38.2K engagements


"@FinUKpedia It's about over $BTC rails with Lightspark"  
[X Link](https://x.com/DataDInvesting/status/1979231443957256469) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T17:02Z 51.4K followers, XXX engagements


"$SOFI is offering a sweepstakes where they will pay for your mortgage or refi up to $500k when you take a home loan with them through February"  
[X Link](https://x.com/DataDInvesting/status/1979267127703146928) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T19:23Z 51.4K followers, 26.5K engagements


"Alright I didn't expect this to get as many views as it did so let me clarify. I am holding all of my $HIMS shares. I am still very bullish on the company. Yes I know this was a preplanned sale. However that doesn't excuse the fact that it's still poor judgement to post about a short squeeze the day before you know that preplanned sale is going to post. No I'm absolutely not worried about my own position in hims. They are providing differentiated care I believe in their mission and I think Andrew Dudum is a fantastic founder-CEO. He is also welcome to sell portions of his shares whenever he"  
[X Link](https://x.com/DataDInvesting/status/1979276592062009692) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T20:01Z 51.4K followers, 29.2K engagements


"With respect to GLP-1s they are personalizing the dosage to cater to the individual to minimize side effects and maximize outcomes. I agree that ought not to have its own loophole but it does and so they are well within their rights to fill those prescriptions if that is what the provider prescribes"  
[X Link](https://x.com/DataDInvesting/status/1979302784131588313) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T21:45Z 51.4K followers, XXX engagements


"@TJTheWheelDeal From your perspective who cares as long as you're selling options to the gamblers Sold puts again today. In the long term as long as the fundamentals keep getting better those XX% shorted stocks will eventually get covered at a deep loss"  
[X Link](https://x.com/DataDInvesting/status/1979303940283113716) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T21:50Z 51.4K followers, 2012 engagements


"Yes they are changing the dosage. It's the same drug. Just because my acetaminophen doesn't say "Tylenol" on it doesn't make it a different drug. It's a known peptide and the compound you get from $HIMS is the same as what you'd get from $NVO and $LLY. I think you know that. HIMS isn't running any experiments. The provider is the one who writes the prescription not the company. And if they determine the NVO or LLY prescription amounts or dosage cadence is not providing the proper care for their patient they will modify it and the user receives a personalized subscription that they fill with"  
[X Link](https://x.com/DataDInvesting/status/1979305461368393810) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T21:56Z 51.4K followers, XXX engagements


"@WinnerInvestor @jseninvest @MidnightWombat Then complain to the FDA and have them close the legal loophole that $HIMS is using to compound their personalized solutions. Or go tell $LLY and $NVO to stop being so archaic and have greater flexibility in their dosage sizes and cadence"  
[X Link](https://x.com/DataDInvesting/status/1979305754483150985) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-17T21:57Z 51.4K followers, XXX engagements


"I talked last night on the Fintech Friday episode about Noto's comments that they could get upwards of 1M members a quarter. @VadimKotlarov dug out the exact quote below from May 2023. This would fit the timeframe he outlined. Next steps: get products per member up (hence the recent emphasis on SoFi Plus) and maybe expansion into LatAm The World Cup is in 2026 with games being hosted at SoFi Stadium. There would be no better time to launch internationally than that with their worldwide crypto payment platform having just gone live with Mexico as the first available country to send money"  
[X Link](https://x.com/DataDInvesting/status/1979551281078485084) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T14:12Z 51.4K followers, 5625 engagements


"Typical fees for cross-border payments are up to 5%. You can send money to Mexico for as little at XXX% with $SOFI. Get your money right"  
[X Link](https://x.com/DataDInvesting/status/1979551862190981610) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T14:15Z 51.4K followers, 14.5K engagements


"@WheelieInvestor I hold both if I had to choose one it'd be $SOFI by a decent gap"  
[X Link](https://x.com/DataDInvesting/status/1979560147245748239) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T14:48Z 51.4K followers, 5554 engagements


"PSA to all the new people getting their $HOOD Gold Card: 🟢 IF YOU WANT THE FULL X% ONLY REDEEM TO CASH BACK 🟢 🔴 DO NOT TURN ON AUTO-REDEEM OR USE POINTS ON THE MYSTERY BOXES OR STATEMENT CREDIT. 🔴 Robinhood claims they give X% cash back but that's only if you redeem to cash back. If you get statement credit (which is the only option to auto-redeem your points) you are only getting XXX% cash back. Robinhood is doing what they can to make the card economics work in their favor. They make it easier to get you to redeem in any other way that improves the unit economics for themselves and not"  
[X Link](https://x.com/DataDInvesting/status/1979568521786110414) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T15:21Z 51.4K followers, 76.4K engagements


"You cannot know if your statement is true without knowing what the future holds. Your math has significant assumptions built in about interest rates ability to refinance that your rent won't go up over those X years tax implications. Stop pretending you're Nostradamus. I think you should say "here are the conditions as they stand and why I think now isn't a good time to buy a home" but saying that your single scenario with all its Internet assumptions is a stone-cold fact is objectively a false statement"  
[X Link](https://x.com/DataDInvesting/status/1979570585194955001) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T15:29Z 51.4K followers, XXX engagements


"Seriously Cathie sold $SOFI ahead of earnings 🤦♂"  
[X Link](https://x.com/DataDInvesting/status/1979574297950912748) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T15:44Z 51.4K followers, 38.2K engagements


"If you are in $BMNR this update video from @FunOfInvesting is fantastic. He does such a good job breaking down this week's news and the bull case. I can't keep up with all the news each week and I learned a lot from this video"  
[X Link](https://x.com/DataDInvesting/status/1979589620527665558) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T16:45Z 51.4K followers, 15.1K engagements


"@YeahDrDave I have like X different credit cards from different companies. Nobody else does this. It's not dishonest. It is using sleight of hand to try to pay less to their users in rewards"  
[X Link](https://x.com/DataDInvesting/status/1979607140320129226) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T17:54Z 51.4K followers, 1970 engagements


"@Ze1ooooo Nope you get XXX% cash back with auto-redeem on $SOFI so that's better than $HOOD but nice try"  
[X Link](https://x.com/DataDInvesting/status/1979609039396061617) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T18:02Z 51.4K followers, 5404 engagements


"@CameronBoswell8 Call me old fashioned but I would rather that if you advertise X% cash back that you actually give people X% cash back"  
[X Link](https://x.com/DataDInvesting/status/1979634417904894352) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T19:43Z 51.4K followers, 1058 engagements


"@YeahDrDave @Ze1ooooo Same thing dude they aren't predatory"  
[X Link](https://x.com/DataDInvesting/status/1979640972691812646) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T20:09Z 51.4K followers, XXX engagements


"@YeahDrDave @Ze1ooooo Here you go same amount no matter where you redeem it stop calling me out for crap you know nothing about"  
[X Link](https://x.com/DataDInvesting/status/1979656902952034688) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T21:12Z 51.4K followers, 2124 engagements


"@YeahDrDave It XXX% is deceptive and intentionally so"  
[X Link](https://x.com/DataDInvesting/status/1979657625513111869) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T21:15Z 51.4K followers, 1341 engagements


"@CameronBoswell8 This is a deceptive practice you know it even if you don't want to admit it. Nobody else tries to pull off this kind of stuff. Be objective"  
[X Link](https://x.com/DataDInvesting/status/1979658557546201485) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T21:19Z 51.4K followers, XXX engagements


"@YeahDrDave @Ze1ooooo If it's universal show me one other example of one other card that does what Robinhood does. I have cards from Citi Capital One Chase SoFi and Robinhood and only Robinhood does this"  
[X Link](https://x.com/DataDInvesting/status/1979662551836508565) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-18T21:35Z 51.4K followers, XXX engagements


"So to recap this conversation I show a screenshot of how $SoFi doesn't try to game the system when you auto-redeem You call me ignorant and say that all cash back credit cards give you less rewards when you redeem them for statement credit I prove you wrong with a screenshot. You tell me to educate myself and claim that SoFi just aren't explicitly saying that they are giving less rewards but that they are. I prove you wrong with a screenshot. You again claim that it's universally the case that all cash back credit cards do this. I call you out because SoFi Citi Chase and Capital One all don't"  
[X Link](https://x.com/DataDInvesting/status/1979721769721442764) [@DataDInvesting](/creator/x/DataDInvesting) 2025-10-19T01:30Z 51.4K followers, 2004 engagements