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![rafycrypto21 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::368767961.png) rafycrypto21 🇵🇷 [@rafycrypto21](/creator/twitter/rafycrypto21) on x XXX followers
Created: 2025-07-18 01:55:10 UTC

Charles is right on the money. 💯

Bank accounts and credit cards are already tracked like CBDCs — nothing “private” about them.

Stablecoins offer an exit from that system.
Protocols like $FRAX (infra) and Midnight (privacy) are building the tools to make it real. 🔐📲


XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1946025926485065972/c:line.svg)

**Related Topics**
[banking](/topic/banking)
[cbdc](/topic/cbdc)
[$ada](/topic/$ada)
[coins privacy](/topic/coins-privacy)
[infra](/topic/infra)
[stablecoins](/topic/stablecoins)
[credit cards](/topic/credit-cards)
[money](/topic/money)

[Post Link](https://x.com/rafycrypto21/status/1946025926485065972)