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![GlLin459270 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1759726163960995840.png) yoon🇰🇷 $M | 🐜 (✧ᴗ✧) [@GlLin459270](/creator/twitter/GlLin459270) on x 1372 followers
Created: 2025-07-16 04:56:22 UTC

Here are some ideas for new experiments or attempts that Yala would like to implement!

1⃣ On-chain credit rating and loan service experiment
A new financial product experiment that provides loans or additional financial services to trusted users by building a credit score system based on not only BTC collateral but also on-chain activities.

🔸 Credit score-based loan system

On-chain activities, transaction frequency, Berries earned, etc. are combined to calculate personal credit scores.

According to credit scores, credit loans are possible in addition to BTC collateral, maximizing fund utilization.

2⃣ Expand community-driven governance and reward programs
Strengthen user voting and proposal systems to implement truly decentralized governance, and introduce a multi-faceted incentive program that rewards not only activity participation but also idea contributions and development participation.

🔸 Community idea reward program

After DAO voting for platform improvements or new feature proposals, $YALA tokens are rewarded to excellent idea providers. Bug Report, Feature Implementation Reward to Community Developers

@yalaorg @yala_korea $YU

![](https://pbs.twimg.com/media/Gv9CjHxa4AIA2A0.jpg)

XX engagements

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**Related Topics**
[stocks financial services](/topic/stocks-financial-services)
[credit scores](/topic/credit-scores)
[default risk](/topic/default-risk)
[onchain](/topic/onchain)
[yala](/topic/yala)
[$m](/topic/$m)
[bitcoin](/topic/bitcoin)
[coins layer 1](/topic/coins-layer-1)

[Post Link](https://x.com/GlLin459270/status/1945346748005933335)