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![ssamsmit Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1749649869130846208.png) Smit3y [@ssamsmit](/creator/twitter/ssamsmit) on x XXX followers
Created: 2025-07-09 05:31:09 UTC

All those with $SOFI accounts ->

I have a Chase account for banking purposes, including credit cards and savings accounts.

I use $HOOD as my brokerage for my ROTH and traditional IRAs. 

Is it worth opening a $SOFI account now?

I really do want access to the platform and private investments. But I am currently a fulltime student and really do not earn enough to put a lot of money into the $SOFI account at all. 

Is $SOFI your only banking account? If it isn't what % of assets do you hold with them? Is there a benefit to being a member at $SOFI for longer, I.E should I sign up now and then as earnings inevitably come I have an advantage? 

Any and all help is greatly appreciated 🙌

As always, keep the $XX in '25 dream alive 🍀🍀


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**Related Topics**
[hood](/topic/hood)
[money](/topic/money)
[savings](/topic/savings)
[credit cards](/topic/credit-cards)
[banking](/topic/banking)
[$sofi](/topic/$sofi)
[sofi technologies](/topic/sofi-technologies)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/ssamsmit/status/1942818786501091360)