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![SergeyCYW Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1343459213004173312.png) Sergey [@SergeyCYW](/creator/twitter/SergeyCYW) on x 6298 followers
Created: 2025-06-30 13:53:57 UTC

SoFi Technologies $SOFI
SoFi is a direct U.S. bank and an all-in-one digital finance platform. With XX million members, SoFi covers everything from banking and investing to loans and credit cards. Its bank charter lets it hold $XXXX billion in deposits, slashing funding costs by $XXX million annually and enabling higher APYs and lower loan rates.

XX% of new product adoptions come from existing members, highlighting its cross-sell strength. The Galileo platform, which powers third-party fintechs, gives SoFi tech leverage without credit risk. It's also a zero-fee business in a fee-heavy industry, attacking traditional banking where it hurts.

![](https://pbs.twimg.com/media/GuskKgbaUAEUJZ8.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1939683829897367644/c:line.svg)

**Related Topics**
[credit cards](/topic/credit-cards)
[investment](/topic/investment)
[banking](/topic/banking)
[finance](/topic/finance)
[$sofi](/topic/$sofi)
[sofi technologies](/topic/sofi-technologies)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/SergeyCYW/status/1939683829897367644)