#  @theclearclose The Clear Close Mortgage Broker The Clear Close Mortgage Broker posts on YouTube about debt, investment, mortgage rate, money the most. They currently have [-----] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/youtube::UCwNB9LSt6li3euqfKwkoR8w/interactions)  - [--] Week [-----] -25% - [--] Month [------] -31% - [--] Months [-------] -11% ### Mentions: [--] [#](/creator/youtube::UCwNB9LSt6li3euqfKwkoR8w/posts_active)  - [--] Months [--] -68% ### Followers: [-----] [#](/creator/youtube::UCwNB9LSt6li3euqfKwkoR8w/followers)  - [--] Week [-----] +0.88% - [--] Month [-----] +11% - [--] Months [-----] +387% ### CreatorRank: [---------] [#](/creator/youtube::UCwNB9LSt6li3euqfKwkoR8w/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) [countries](/list/countries) [cryptocurrencies](/list/cryptocurrencies) [celebrities](/list/celebrities) [travel destinations](/list/travel-destinations) **Social topic influence** [debt](/topic/debt) #1589, [investment](/topic/investment), [mortgage rate](/topic/mortgage-rate) #63, [money](/topic/money), [rates](/topic/rates) #827, [finance](/topic/finance) #3837, [housing market](/topic/housing-market) #350, [if you](/topic/if-you), [cash flow](/topic/cash-flow), [credit cards](/topic/credit-cards) **Top accounts mentioned or mentioned by** [@realestatemindset](/creator/undefined) [@theclearcloseclips](/creator/undefined) [@reventure](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) ### Top Social Posts Top posts by engagements in the last [--] hours "HELOC vs HELOAN How You Can Use Your Home Equity to Get Rich #MortgageProductSeries #EquityLoan Connect with The Clear Close Team: https://apply.theclearclose.com/meet HELOC vs. HELOAN: What Every Homeowner Needs to Know 🏠 Thinking about tapping into your home equity In this episode Peter and Jason break down everything you need to know about HELOCs (Home Equity Lines of Credit) and HELOANs (Home Equity Loans). Whether you're consolidating debt investing in real estate or funding a renovation understanding these tools can save you thousands 💰. ✅ We cover: -What is a HELOC What is a HELOAN" [YouTube Link](https://youtube.com/watch?v=1RBJ7-OoNa8) 2025-06-21T21:59Z [----] followers, 23.4K engagements "This is LEGAL BUYER BEWARE: Home Equity Investment (HEI) and Home Equity Agreement (HEA) -🚨Connect with The Clear Close Team: https://apply.theclearclose.com/meet 🚨 Homeowners beware: Not all equity solutions are created equal. In this episode Peter A breaks down the truth about Home Equity Investments (HEIs) and Home Equity Agreements (HEAs) and how they stack up against traditional HELOCs. Youll learn how HEIs and HEAs often marketed as no-payment or debt-free solutions could quietly rob you of thousands in home equity 😱. With real-world examples and clear cost breakdowns we show why" [YouTube Link](https://youtube.com/watch?v=Mp0T5fuATRc) 2025-06-11T10:00Z [----] followers, [----] engagements "5 Traits of People Who Should NEVER Leverage Their Home Equity #HELOC #HELOAN Can a HELOC destroy your financial future In this video we reveal the "truth" behind home equity lines of credit that most lenders won't tell you. Weve funded over a billion dollars in loans and weve identified [--] critical red flags that mean you should NOT get a HELOC. 🚀 READY TO LEVERAGE YOUR EQUITY THE RIGHT WAY If you have a plan to build wealth and want to see if you qualify schedule a strategy call with our expert team here: 👉 https://www.apply.theclearclose.com/meet Scan the QR code in the video to get" [YouTube Link](https://youtube.com/watch?v=DX4d52lJk2I) 2026-02-14T15:00Z [----] followers, [---] engagements "11 HELOC Mistakes That Could Cost You Your House (Avoid #7) Getting a HELOC (Home Equity Line of Credit) can be a powerful financial toolbut only if you avoid these [--] critical mistakes. In this video I break down the most common and costly HELOC mistakes I see homeowners make including ones that have cost clients $50000+ or even their homes. Whether you're considering your first HELOC or already have one this guide will help you avoid expensive errors and use your home equity strategically. VIDEO CHAPTERS: 0:00 - Introduction: The $50K Mistake 0:30 - What is a HELOC (Quick Overview) 1:15 -" [YouTube Link](https://youtube.com/watch?v=iNnhFsg49CI) 2025-10-24T21:00Z [----] followers, 24.4K engagements "HELOC Explained [----] - [--] COSTLY Mistakes You Must Avoid HELOCs in [----] can be a game-changer or a financial trap. In this video licensed mortgage pros explain how HELOCs work the [--] biggest mistakes homeowners make and how to use a HELOC the right way. Well also compare HELOC vs Cash Out Refinance vs Home Equity Loan so you know your best option. Were licensed mortgage professionals whove helped hundreds of homeowners use HELOCs safely. This isnt theory these are real case studies from [--------]. 📢 5-Day HELOC: https://apply.theclearclose.com/meet 🚨 Are You Using Your HELOC the Right Way Many" [YouTube Link](https://youtube.com/watch?v=236PSCmuj3I) 2025-03-24T01:51Z [----] followers, 18.7K engagements "We Funded $1B in Loans and STILL Can't Agree on This (Cash Flow vs Appreciation) Link to referenced video: https://youtu.be/yWGHy0qk6mY Our last video started an internal fight. After collectively funding over $1 billion in loans Jason and Nikki (senior loan officers at The Clear Close) couldn't agree on what's more important for real estate investors: cash flow or appreciation. So we did what any team would do. We had them debate it on camera. This is a steelman debate - they're arguing opposite sides to show you the REAL pros and cons of each strategy. Because here's the truth: there's more" [YouTube Link](https://youtube.com/watch?v=68tc5MbDEcA) 2026-02-07T15:00Z [----] followers, [---] engagements "I know who wrote this. What do you offer over big banks Heres the honest answer 👇 We do one thing mortgages. Thats it. Big banks juggle: Checking & savings Auto loans Credit cards Investments Business banking We dont. Our entire focus is on structuring the right mortgage or equity solution for your scenario not pushing a single in-house product. One loan might work better than another and our job is to tell you that even if its not the most obvious option. Thats also why we put so much information out there publicly. What you hear on this channel is exactly what we tell our clients. We" [YouTube Link](https://youtube.com/watch?v=AYSuKEWiU48) 2026-01-26T20:00Z [----] followers, [---] engagements "The Uh Oh HELOC MomentNMLS [-------] [-------] [-------] Imagine this: youre mid-renovation the kitchens torn up contractors are waiting and suddenly you realize the HELOC only goes up to 80% loan-to-value. 👉 Now youre $100K short. 👉 The project stalls. 👉 Stress levels skyrocket. This happens way too often when people jump into a HELOC without planning ahead. 📉 A HELOC isnt a blank check. Lenders cap loan-to-value and if you dont factor that inyou could be stuck mid-project with no financing options. 💡 Solution: Always run the numbers before you demo the walls. If you need more leverage a" [YouTube Link](https://youtube.com/watch?v=IjQ0wYoJ09Q) 2025-10-05T19:01Z [----] followers, [---] engagements "Title Issues: The Hidden Cause of MORTGAGE DENIAL Many borrowers with strong equity good credit and high income are still getting denied for HELOCs and in most cases its not because theyre unqualified. The issue is that lenders often identify problems late in the process that borrowers were never told to look for ahead of time. This video breaks down why HELOCs commonly get denied mid-process or right before closing and how to avoid months of frustration. The biggest and most disruptive issue discussed is title and ownership problems which frequently surface near the end of the loan. A" [YouTube Link](https://youtube.com/watch?v=NHhelkttUUI) 2026-02-05T20:00Z [----] followers, [---] engagements "The key takeaway is that most denials especially for HELOCs are not about bad credit. Loan denials are far more common than people realize even for borrowers who eventually become highly qualified homeowners and investors. In this segment the speaker reflects on being denied multiple times earlier in their life and not understanding why until they entered the mortgage business. The most frustrating part wasnt the denial itself it was the lack of explanation. In many cases the issue wasnt permanent. A simple fix like waiting six more months filing one additional tax return or slightly" [YouTube Link](https://youtube.com/watch?v=NRUFIcndmUA) 2026-02-06T20:01Z [----] followers, [---] engagements "WATCH THIS BEFORE getting a Home Equity Investment (HEI) #HEI #HEA #RealEstate2025 #homeequity #Clip 💰 Thinking about a Home Equity Investment (HEI) or a Home Equity Agreement (HEA) Watch this before you sign anything We react to a viewer who misunderstood HEI vs HELOC and nearly lost half their home equity. 🚨 In this video: -What HEI and HEA really are (and how they differ from HELOCs) -Why these products can instantly cut your home value by 30% -Safer alternatives like HELOCs and DSCR loans for investors -Practical advice for improving DTI and qualifying for credit safely 🏠 Whether youre" [YouTube Link](https://youtube.com/watch?v=RrKUU-VVBm4) 2025-10-13T17:52Z [----] followers, [---] engagements "Turn $200/month into $126000 in savings NMLS [-------] [-------] [-------] Heres how: - On a fixed-rate HELOC at 8% adding just $200 extra per month can cut [--] years off your payoff. - Thats [---] fewer payments and $126000 saved in interest. - All it costs is $24000 total in extra payments over time. Think of it this way: thats about the price of a pair of Jordans each month 👟 or skipping one weekend of takeout. Instead redirect that money to your HELOCand buy yourself a decade of freedom. Small sacrifices HUGE financial wins. #HELOC #DebtFreeJourney #FinancialTips #MortgageAdvice #HomeEquity" [YouTube Link](https://youtube.com/watch?v=S1siixISK_I) 2025-09-27T19:01Z [----] followers, [---] engagements "Investors: Dont tie up your hard-earned cash NMLS [-------] [-------] [-------] A HELOC (Home Equity Line of Credit) can be a powerful tool if youre: ✔ Flipping a property 🔨 ✔ Upsizing or diversifying your portfolio 📈 ✔ Waiting to complete a [----] exchange but need funds NOW ✔ Jumping on an investment opportunity you cant afford to miss 🚀 Instead of draining cash reserves tap into your home equity to bridge the gap between deals. Its flexibility that keeps your portfolio growing without slowing you down. 👉 Smart investors use HELOCs as a toolnot a crutch. #HELOC #RealEstateInvesting" [YouTube Link](https://youtube.com/watch?v=SJvkogbYc0I) 2025-09-29T19:02Z [----] followers, [---] engagements "Can HELOC Interest Be Tax Deductible 💡NMLS [-------] [-------] [-------] Yesbut only in specific cases. Its not deductible for cosmetic upgrades like new paint or flooring. ✅ Deductible uses may include: -Major repairs (roof replacement HVAC furnace) -Home additions (extra room added square footage) -Substantial renovations that increase your propertys value Since those upgrades improve your homes cost basis the IRS may allow you to deduct interest from the HELOC used to pay for them. ⚠ Reminder: Were not CPAsalways consult your tax professional. But if youre considering a HELOC for renovations" [YouTube Link](https://youtube.com/watch?v=V5Hiw66-e24) 2025-10-08T19:03Z [----] followers, [---] engagements "HELOC Regret Or HELOC Strategy NMLS [-------] [-------] [-------] Imagine this: You took out a HELOC [--] years ago ✅ Remodeled your kitchen ✅ Paid off high-interest credit cards ✅ Freed up cash flow but now youre staring at the balance thinking: How am I ever going to pay this off Heres the truth: A HELOC only feels like a revolving credit trap if you dont have a repayment strategy. With the right plan its not just debtits a tool to: 🔹 Protect yourself from rate hikes 🔹 Avoid [--] years of endless payments 🔹 Use equity strategically to build wealth 💡 Your HELOC doesnt control youyou control it. The" [YouTube Link](https://youtube.com/watch?v=kcX07cmHk2I) 2025-09-30T19:03Z [----] followers, [---] engagements "Bond Auction Failures BTC Strategic Reserve and More @theclearclose #podcast #part2 📢 Schedule your FREE 1-on-1 Consultation: https://apply.theclearclose.com/meet US Bond Auctions are showing weakness. Yields are inverted and the best plan we have is. Bitcoin In part [--] of this wide-ranging conversation Peter and Jason explore the potential solution of offsetting the national debt with collateralized loans not backed by the US Dollar but by gold and Bitcoin. They debate why it makes sense and how it relates to homeowners. 💡 If youre a homeowner investor or planning to refinance this episode" [YouTube Link](https://youtube.com/watch?v=oOOAwUI4Vs8) 2025-06-07T10:45Z [----] followers, [--] engagements "How $200 Can Save You $126000 NMLS [-------] [-------] [-------] If youve got a variable-rate HELOC (interest-only) heres the reality: - Youre not paying down principal. - Early years are interest-heavy. - That means more of your hard-earned money is going to the bank instead of building equity. But here's the thing. Even throwing an extra $200/month toward principal in the first [--] years can save you six figures in interest over the life of the loan. Think about it$200 might be: 🍽 One weekend of eating out 👟 A pair of sneakers 🎟 A concert night Swap one of those for a principal payment and" [YouTube Link](https://youtube.com/watch?v=y6dpCaUFHfc) 2025-10-02T19:02Z [----] followers, [---] engagements "Your Neighbor Owns [--] Rental Properties - Here's How They're Doing It After funding over $1 billion in loans for thousands of real estate investors we've noticed these [--] patterns that separate people who scale fast from those stuck saving for years. We aren't talking about mega corporations. Just regular people who think differently about capital leverage and cash flow. The limiting factor to scaling your real estate portfolio isn't sourcing great deals (inventory is spiking everywhere). It's access to capital and knowing how to deploy it strategically. In this video I break down the exact" [YouTube Link](https://youtube.com/watch?v=yWGHy0qk6mY) 2026-01-31T20:24Z [----] followers, [---] engagements "Ep13 Reacting to Real Estate Mindset @TheClearClose #recession2025 #reacting #mortgage #fha 🚨 Could we be facing another financial crisis like [----] @theclearclose is reacting to a video exposing the risky lending practices of FHA and Fannie Mae the hidden dangers of debt-to-income ratios and the surprising impact of "Buy Now Pay Later" schemes on borrowers. BUT is this the full picture 💡 This video is your wake-up call. Whether youre an active investor or just learning the ropes you need to understand the risks and opportunities ahead. 📈 Dont get caught off guard. Understand the market" [YouTube Link](https://youtube.com/watch?v=-CbYpJdzG90) 2025-05-09T19:00Z [--] followers, [--] engagements "🚨 Mistake #4: No Cash Reserves = Risky Business 💸 ❌ Investing without a financial cushion Major red flag. ✅ Even if your property qualifies for a DSCR loan never drain your savings. ✅ You need a backup for emergencies repairs vacanciesand peace of mind. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr #DSCRLoanTips #SmartInvesting #RealEstateWisdom #CashReserves #InvestmentStrategy The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE" [YouTube Link](https://youtube.com/watch?v=-H-Lw4invDs) 2025-07-25T23:01Z [---] followers, [---] engagements "🧠 Retire Smart: Use a Home Equity Loan to Grow Your Wealth 💼✨ Connect with The Clear Close Team: https://apply.theclearclose.com/meet Have you paid off your home and are approaching retirement Heres a powerful strategy (Disclaimer: This is NOT personalized financial advise. Consult your financial advisor or schedule a 1-on-1 with us to go over your specific situation) 🔹 At 62+ you can borrow around 3035% of your equityon a $1 M home that's $350K 🔹 Borrow at 6% mortgage rate and avoid monthly expenses 🔹 Invest in the S&P 500historically 7%11% return outpacing borrowing costs 🔹 Your home" [YouTube Link](https://youtube.com/watch?v=-LLv2pPanAM) 2025-06-26T17:02Z [--] followers, [---] engagements "🧭 Waiting for Rate Drops Heres What Has to Happen First 🏡📉 Connect with The Clear Close Team: https://apply.theclearclose.com/meet If youre holding off on buying a home until rates fall youll want to watch for these: [--] Recession Money moves into U.S. Treasuries for safety [--] Disinflation (not deflation) Signals economic stability boosting buyer confidence [--] Global instability When markets shake people turn to U.S. bonds [--] Quantitative Easing Fed needs to buy bonds to push rates down (most likely outcome right now) 💡 Stay ahead of the curve by knowing what drives mortgage ratesand when" [YouTube Link](https://youtube.com/watch?v=-tgtRvk-saI) 2025-06-17T22:01Z [--] followers, [--] engagements "HELOC Exit Plan: Smarter Than [--] Years of Payments - Proven Ways to Exit Safely - NMLS [-------] How do you actually get out of a HELOC In this episode licensed mortgage pros break down the smartest exit strategies to escape the HELOC debt trap without ruining your finances. 💳 HELOCs (Home Equity Lines of Credit) can feel like a revolving credit trap but they dont have to. In this video we share [--] proven strategies to get out of a HELOC in [----]. Well cover: ✅ The difference between fixed-rate HELOCs and variable HELOCs ✅ How an extra $200/month can save you over $100K in interest ✅ When" [YouTube Link](https://youtube.com/watch?v=03-cS20Cpak) 2025-09-26T17:30Z [---] followers, [---] engagements "💸 Fix-and-Flip Funding Nightmares HELOC Is Your Savage Secret Weapon 🛠🏡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Savvy investors know this pain: 🔨 Construction draws and bridge loans are complex and slow 🕒 Hedge fund draw approvals feel like playing gotchadelays cost you weeks extra interest and stress 💰 One 45day draw delay can easily become [---] daysand thousands in lost cash flow ✅ Heres why a HELOC is a gamechanger: ✔ Instant access to cash ✔ No photo inspections or fund holds ✔ Control in your handsnot bureaucrats' Want to compare a HELOC vs." [YouTube Link](https://youtube.com/watch?v=05ipLVffvgM) 2025-06-20T20:01Z [--] followers, [---] engagements "FHA Foreclosure First Dibs for Owner Occupants The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment advice. While we are licensed" [YouTube Link](https://youtube.com/watch?v=0F5FSSvDZkI) 2025-05-12T17:21Z [--] followers, [---] engagements "HELOC (2025) - How to Avoid DEFAULT on Your Equity Loan Connect with The Clear Close Team: https://apply.theclearclose.com/meet Is a HELOC your smartest financial move or a future debt trap 🏡💸 In this episode Peter breaks down the Home Equity Line of Credit (HELOC) a powerful tool that can unlock opportunities if used with strategy. But for many it turns into a costly mistake. HELOCs in [----] are not the same as in [----]. Rates rules and freeze risks have changed. In this video Peter (NMLS 2664403) explains how a HELOC works when its a smart move and when you should avoid it. ✅ Learn how" [YouTube Link](https://youtube.com/watch?v=0rY6kJvZAIY) 2025-07-02T21:39Z [---] followers, [----] engagements "Not all HELOCs are created equal. Too many banks push variable-rate HELOCs that look attractive upfront but they can quickly become unpredictable and costly. Thats why we focus on fixed-rate HELOCsthe best of both worlds: Predictable payments Flexibility of a credit line No teaser rates or 6-month gimmicks When managed right a HELOC should give you stability AND controlnot financial anxiety. #HELOC #FixedRateHELOC #HomeEquity #Refinance #DebtConsolidation The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim" [YouTube Link](https://youtube.com/watch?v=1TyHPrlKCoU) 2025-09-14T19:01Z [---] followers, [---] engagements "Reacting to #mgthemortgageguy on #HELOC Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE" [YouTube Link](https://youtube.com/watch?v=1aLa5cqB-Zs) 2025-03-03T17:09Z [--] followers, [--] engagements "The Truth About Hidden Fees in Mortgages & HELOCs 🚨 Most lenders wont call them hidden fees but if they dont explain them clearly thats exactly how they feel to consumers. 💡 Heres what you need to know: The real gotchas usually come at the end of the loannot when you sign. Prepayment penalties refinance restrictions or payoff surprises are where many borrowers get caught off guard. The solution Ask the right questions: 👉 If I pay this off or refinance in 2-3 years what happens Your loan officer is legally required to explain potential penalties or payment changes. Dont just focus on the" [YouTube Link](https://youtube.com/watch?v=1p3fr0sOIlE) 2025-09-17T19:02Z [---] followers, [---] engagements "Can the Government Prevent Another [----] Housing Crash TCC Podcast #shorts The [----] financial crisis left millions of homeowners underwaterbut could the government stop it from happening again With [--] million FHA loans at risk is the market headed for disaster or is there a way to avoid another crash 🏡💰 💡 In this episode we break it all down: ✅ How todays housing market compares to [----] ✅ Government policies keeping the market afloat ✅ Will FHA borrowers get bailed out or foreclosed on ✅ Could rate cuts prevent a total collapse ✅ Who really benefits from a soft landing Are we on the verge of" [YouTube Link](https://youtube.com/watch?v=1ppMkbs9rIs) 2025-03-19T15:11Z [--] followers, [---] engagements "Dont Stress About Your Mortgage TCC Podcast #shorts #MortgageTips #Inflation #Recession Worried about your mortgage during inflation and recession fears 🤔 The economy is shifting but what does it mean for homeowners Will rates drop Should you refinance Get the facts and stay ahead of the market. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal" [YouTube Link](https://youtube.com/watch?v=2WdFQGJYMew) 2025-03-11T20:21Z [--] followers, [--] engagements "24 Month Bank Statement Loan INSANE PAPERWORK Story from a Non-QM Expert @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The" [YouTube Link](https://youtube.com/watch?v=2vldHzvkMN4) 2025-05-02T21:17Z [--] followers, [----] engagements "The Housing Shortage Paradox Reacting to @RealEstateMindset Clip [--] 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket" [YouTube Link](https://youtube.com/watch?v=3VR3fSYkSPU) 2025-05-18T23:45Z [--] followers, [--] engagements "Buy a House with BITCOIN TCC Podcast #shorts #bitcoin #realestate #finance #funnymoments Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=3rMQuEQUjss) 2025-03-04T12:00Z [--] followers, [---] engagements "Max Out Your HELOC for Positive Cash Flow TCC Podcast #reactionshorts #HELOC #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=3zrt9TqAI8k) 2025-03-04T15:00Z [--] followers, [---] engagements "⚠ How One Home Equity Investment Devastated a Senior's Future 💥 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Meet Peggy a disabled senior from Washington State: ✅ Took out $30K but then $100K from her home equity agreement (HEA) ✅ Paid off credit cards but kept $70K for living expenses ✅ Her home once valued at $200K appreciated to $450K 🚨 At contract end 70% of that gain went to the HEA company This isnt a small loan its major equity theft disguised as help. 💡 Before you tap home equity: - Understand how much appreciation youll actually keep - Know that a big" [YouTube Link](https://youtube.com/watch?v=4ULPmnswwtA) 2025-06-12T23:01Z [---] followers, [---] engagements "Airbnb and VRBO Crash Housing Market Shockwave Ahead TCC Podcast #shorts #shortermrental #airbnb 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=56lne-pkcF8) 2025-03-31T15:00Z [--] followers, [----] engagements "🦄 Got a 2.5% Mortgage Youre Sitting on a Unicorn 🏡✨ Caller: "We originally bought it back in January of [----] Um this was obviously before we knew you and we we got a 30-year loan um at 2.5% Mm-hmm Um and now kind of considering doing do we move to a 15-year But my biggest concern with that is that we're giving up that 2.5% rate to go somewhere around 5% or so." Ramsey: "You're right to be concerned." Jason: Whoever that loan officer was oh my gosh get him out of there Get him the hell out of here You have a loan from [--------] and it's 2.5%. That's a unicorn Leave that thing alone It's like" [YouTube Link](https://youtube.com/watch?v=5ZOjWhRKOrY) 2025-05-20T17:01Z [--] followers, [--] engagements "Renting a Home is Costing You More Than You Think Connect with The Clear Close Team: https://apply.theclearclose.com/meet Still Renting Heres What Its REALLY Costing You 💸🏠 In this episode Peter and Jason unpack the real financial implications of renting vs buying a home cutting through surface-level comparisons to reveal the opportunity cost equity loss and missed wealth-building potential many renters dont realize. Whether youre on the fence about buying your first home debating if its better to rent or trying to time the market this video gives you a data-backed perspective rooted in" [YouTube Link](https://youtube.com/watch?v=5rsYx23mybI) 2025-07-12T10:00Z [---] followers, [--] engagements "🏦 Why HELOCs Are the Ultimate Low-Cost Funding Tool 💡🏠 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Think business financings expensive It isoften 1220% interest for corporate loans. 📉 But with a HELOC you can become your own banker at rates as low as 6.8% ✅ Use your home equity for: Real estate investments Business capital Emergency funds And more 💬 Want to compare HELOC vs. other options DM INFO to see if tapping your equity is the right move. #HELOC #HomeEquity #BusinessFinancing #RealEstateInvesting #SmartBorrowing #MortgageTips #RefinanceAdvice" [YouTube Link](https://youtube.com/watch?v=6NhzaKZ7lHU) 2025-06-20T17:02Z [--] followers, [---] engagements "The US Consumer is being stretched to the brink @TheClearClose #shorts #financialfreedom 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket" [YouTube Link](https://youtube.com/watch?v=6rx0SvHH110) 2025-04-02T20:00Z [--] followers, [----] engagements "📊 Credit Score [---] The [--] things that matter most: Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org [--] Payment History 35% of your score [--] Amounts Owed 30% [--] Length of Credit History 15% [--] Credit Mix 10% [--] New Credit 10% Thats 100% of your score right there. Pay attention to these - especially the ones that have more weight #CreditTips #CreditScore #MoneySmart #WealthHabits The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE 02178073" [YouTube Link](https://youtube.com/watch?v=70BhBlka9Is) 2025-08-09T17:00Z [---] followers, [---] engagements "Manufacturing Jobs Are Back - Insights from a Manufacturing Industry Insider TCC Insights from a [--] year veteran in the manufacturing industry. Many thought Trumps tariffs would bring manufacturing jobs back to the U.S. But what actually happened Instead of Made in China companies are moving production to open capacity in other countries the US is already producing from. See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear" [YouTube Link](https://youtube.com/watch?v=70D3z9jzQHY) 2025-03-12T15:23Z [--] followers, [---] engagements "Get a Second Opinion On Your Loan TCC Podcast #Shorts #financialeducation #homeloan #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only" [YouTube Link](https://youtube.com/watch?v=7DdsM-UfGA4) 2025-03-06T12:00Z [--] followers, [--] engagements "Sell Your Home Fast - Pandemic House Regret @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer:" [YouTube Link](https://youtube.com/watch?v=7H5lMb4z5AI) 2025-05-13T07:00Z [--] followers, [---] engagements "Reacting to FOMC decision - Dovish Signal Despite Uncertainty The Clear Close Podcast E6 P2 How will the Feds latest moves impact the housing market In this episode of The Clear Close Podcast we break down the FOMCs recent decision what it means for mortgage rates homebuyers and investors and how to leverage home equity in todays market. 💡 Key Takeaways: ✅ Market reacts to the Feds language Whats next ✅ Will rate cuts create new opportunities or new risks ✅ How to strategically use home equity for investments ✅ Buying a primary home vs. an investment property whats the best move ✅ Why buying" [YouTube Link](https://youtube.com/watch?v=7VGGWZZaIVo) 2025-03-22T15:00Z [--] followers, [--] engagements ""I had a client who inherited a house but he struggled to keep up with the monthly payments." Sometimes people inherit a home and instantly have huge equity on paper50% or more overnight. Sounds amazing right But heres the catch: even with all that equity the monthly mortgage payment can still leave you strapped for cash. 💡 Thats the difference between being house rich and cash poor. 👉 The good news You have options: Use a HELOC (Home Equity Line of Credit) to access equity without selling. Consider a refinance to lower monthly payments and improve cash flowif it aligns with your long-term" [YouTube Link](https://youtube.com/watch?v=7p3obBNIDyM) 2025-08-25T20:01Z [---] followers, [--] engagements "What the Hell is a Zombie Foreclosure TCC Podcast #Shorts #financialeducation #realestate Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=7wZvgenJpeE) 2025-03-06T20:00Z [--] followers, [---] engagements "💳 Struggling with $30K+ in credit card debt Heres how one client could save 💯K in interest. They were shelling out $900/month toward 25% APR cards. with no end in sight. We ran the numbers: ✅ Replaced their credit cards with a $30K HELOC ✅ Monthly payment dropped to $200 ✅ But they kept paying $900/month 📉 Debt-free in [--] years 💰 Over $100000 saved in interest 🧠 Same cash outflow. Smarter structure. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org 💬 Drop RECALCULATE if you want us to run the numbers for you. #DebtFreeJourney" [YouTube Link](https://youtube.com/watch?v=8W2IXnN_eys) 2025-08-02T04:00Z [---] followers, [---] engagements "🏡 Dont Have $15 Million You Still Need a Legacy Plan. 💰📈 Most people wont pass on $15 million and thats okay. But heres the truth: ✅ Equity is power. ✅ Assets are legacy. ✅ Planning for the next generation starts now not when you have enough. 💡 Even if your home is worth $400K today with consistent appreciation it could hit $1M+ and that matters when it comes to generational wealth. You dont need to be ultra-wealthy to think smart. You just need to start planning smarter. 👉 Comment "INFO" if you want to learn how to turn your home equity into a lasting legacy for your kids." [YouTube Link](https://youtube.com/watch?v=8YV9NzvEwqo) 2025-06-03T19:02Z [--] followers, [---] engagements ""Don't Get a HELOC" Reaction TCC Podcast Shorts #realestate #youtubeshorts #financialeducation Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=9Lz12fOihoU) 2025-03-05T15:00Z [--] followers, [--] engagements "Feeling House Poor Stop Comparing & Start Leveraging Your HELOC Maybe you dont really need that trip to Bali or new luxury purchase right now. Maybe the reason you feel house poor is because youre comparing yourself to people on Instagram who arent even in the same stage of life as you. Heres the truth: - Every dollar you spend today either hurts you or helps you exponentially tomorrow. - Example: On a $280000 loan with a HELOC adding just $500 more per month could save you over $300000 in interest between a 30-year and 15-year refinance. - Thats not just savingsthats your retirement fund" [YouTube Link](https://youtube.com/watch?v=9lkJ0RlmTYk) 2025-08-23T20:00Z [---] followers, [---] engagements "The Golden Age of America TCC Podcast #shorts On this week's episode we delve into the potential long-term strategies of President Donald Trump and his administration's plans for the American populace. Is there a bigger game at play Trump has hinted at thinking [---] years aheadbut does that mean short-term pain for long-term gain Are we just pawns in a political chess match ♟🔥 📉 Is the economy being manipulated 💰 Who actually benefits from this strategy ⚠ What does this mean for your money home and future 💬 What do YOU think Is this genius strategy or economic chaos Sound off below See if" [YouTube Link](https://youtube.com/watch?v=9sIR6tDdi-c) 2025-03-15T17:17Z [--] followers, [---] engagements "What is a HELOC & why do people use it NMLS [-------] [-------] [-------] A HELOC (Home Equity Line of Credit) is basically a revolving credit line secured by your homes equity. Think of it like a credit card 💳 but with WAY lower rates and much higher limits. Homeowners use HELOCs for: ✅ Debt consolidation (pay off high-interest credit cards fast) ✅ Funding a business or investment 🚀 ✅ Home improvements 🛠 ✅ Or anything youd use a cash-out refinance forwithout touching your first mortgage. Bottom line: A HELOC = flexibility + lower cost of borrowing. Would you use a HELOC to consolidate debt or" [YouTube Link](https://youtube.com/watch?v=A2zqkRhXf08) 2025-09-07T20:01Z [---] followers, [---] engagements "💰 Warren Buffetts $330 TRILLION Cash Pile The Dip is Coming 🚨 What does he know that we dont 🤔 The market could be setting up for a MASSIVE opportunity. 💡 Key Takeaways: ✅ Buffett ALWAYS buys when others panic ✅ Cash = Future Bargains ✅ The best investments are made in downturns Are YOU prepared for the next big dip Drop a 💰 if youre ready 📢 Get your cash ready with our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE" [YouTube Link](https://youtube.com/watch?v=AV5RkDAj-xQ) 2025-03-24T20:18Z [--] followers, [---] engagements "From Dream to Keys Real First-Time Buyer Wins @TheClearClose #shorts ✨ Buying your first home can feel impossibleuntil its not. In this inspiring episode we share real-life success stories from first-time buyers who faced high rates tight budgets and tough markets and still made it happen 💪 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 💬 Are YOU a first-time buyer Share your questions or story belowwed love to hear it 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC:" [YouTube Link](https://youtube.com/watch?v=AYgN194YDLg) 2025-04-09T19:00Z [--] followers, [---] engagements "💸 Rent = 100% Burned. 🏡 Owning = Missed Opportunity Avoided. Connect with us: https://apply.theclearclose.com/meet You can stay renting if the math works for your life. But have you really considered the opportunity cost of not owning sooner Every month you delay could mean tens of thousands lost in potential equity. If youre serious about building wealth its time to do the mathand act. 🧠 Tap the link in bio to run your numbers with us. #RentVsBuy #HomeOwnershipMatters #RealEstateInvesting #BuildWealth The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS -" [YouTube Link](https://youtube.com/watch?v=AaqVKDphwCc) 2025-07-18T17:02Z [---] followers, [---] engagements "🚪 How to Exit a Fix & Flip Loan (Without Selling) Most people think once you take a fix & flip loan youve only got one option: sell fast. ❌ But smart investors know better 👉 Refinance into a DSCR loan after renovations. 👉 Lock in cash flow while the property appreciates. 👉 Hold [--] years then sell or [----] exchange into something bigger. Some of the BEST flips end up becoming long-term holds because the cash flow + upside is just too good to walk away from. Thats the beauty of real estateyoure not stuck with one exit strategy. Youve got OPTIONS to build cash flow and net worth. If you want" [YouTube Link](https://youtube.com/watch?v=AawSivWgml4) 2025-08-20T20:01Z [---] followers, [---] engagements "🦄 Got a 2.5% Mortgage Youre Sitting on a Unicorn 🏡✨ If you locked in a 2.5% rate in [----] or [----] youve got something millions of homeowners can only dream of. 📉 Refinancing to a 15-year loan at 5% Bad move. 📈 Selling and giving up that rate Think twice. Your 2.5% rate is practically free money and its a big reason the housing market is stuck. Nobody wants to give up their ultra-low mortgage 👉 Comment "INFO" if you want to learn how to leverage your low-rate loan without losing it. #MortgageHacks #RealEstateInvesting #HomeOwnership #LowInterestRates #SmartMoneyMoves #HousingMarket2025" [YouTube Link](https://youtube.com/watch?v=BB8i-oYajqY) 2025-05-19T21:58Z [--] followers, [---] engagements "California is slowly shifting to a BUYER'S Market (in some areas) @theclearclose #clips What is the data showing us about the Orange County Market What can buyers waiting on the sidelines do now 💡 We're going over ✅ Why being pre-approved isn't optionalit's critical ✅ Why homeownership = long-term stability not just ROI ✅ Regional insight: Whats really happening in Orange County's market ✅ How to strategize your offer and stay competitive in [----] 📉 With affordability and competition tightening the smart buyer is the p 📢 Protect your equity before the flood or get access to capital now in" [YouTube Link](https://youtube.com/watch?v=BGGveyFJ8Uw) 2025-05-06T16:00Z [--] followers, [--] engagements "Mortgage Expert Reacts to Credit Advice on YT - But Does It Help You Qualify For a #mortgageloan 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Are viral credit tips on YouTube really helping you get approved for a mortgage 🤔 In PART [--] of this series we break down some of the most-watched credit advice onlinereacting to them through the lens of real mortgage experts. From credit utilization to diversifying credit lines Peter and Jason clarify what actually helps your credit score when you're applying for" [YouTube Link](https://youtube.com/watch?v=BRCD-mNX0B4) 2025-08-02T13:00Z [---] followers, [--] engagements "🚨 Who REALLY Wins If [--] Million FHA Homes Go Into Foreclosure TCC Podcast #shorts If the government ends its moratorium over [--] MILLION FHA homes could flood the market. But who actually benefits from this Will first-time buyers finally get a chance or will big investors scoop up everything 💡 In this episode we break it all down: ✅ What happens if FHA protections disappear ✅ Who profitshomebuyers or hedge funds ✅ Will this trigger another 2008-style crash ✅ Could Trump pull the plug to force a recession ✅ The hidden risks behind a "market reset" 📢 Protect your equity before the flood or get" [YouTube Link](https://youtube.com/watch?v=BVsf2Xc1_Uk) 2025-03-19T15:04Z [--] followers, [---] engagements "FHA Changes Wall Street's New Foreclosure Advantage @theclearclose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment" [YouTube Link](https://youtube.com/watch?v=C89by6QUk8o) 2025-05-12T17:20Z [--] followers, [--] engagements "🧠 Using a HELOC Dont Make This Mistake 💸 Connect with us: https://apply.theclearclose.com/meet [--] Have a strategy Only use your HELOC for income-generating investments or value-boosting upgrades 🛠 [--] Avoid variable-rate traps A lower upfront rate might look good now but can you handle the rate spikes later 📈 [--] Know your plan to exit Whether its a refi a sale or a payoff dont borrow blindly. 📊 HELOCs are powerfulbut only with a clear plan. Compare products know your goals and dont just chase low rates. 👉 DM HELOC STRATEGY for help building the right plan for your situation. #HELOC" [YouTube Link](https://youtube.com/watch?v=Cna9txALHio) 2025-07-06T19:30Z [--] followers, [---] engagements "🚫 [--] Mortgage Mistakes You Cant Afford to Make 🏠💡 Thinking about buying a home refinancing or investing in real estate Heres what NOT to do: ✅ Dont use big banks work with a lender who specializes in mortgages. ✅ Never co-sign for anyone once youre pre-approved. ✅ Know your monthly comfort level dont overbuy just because youre pre-approved for more. ✅ Dont rely on free credit scores your real mortgage score is different ✅ Vet your loan officer and realtor experience matters in this market These [--] tips can save you time money and stress whether youre a first-time homebuyer refinancing your" [YouTube Link](https://youtube.com/watch?v=Cth9Zxpn1bA) 2025-05-25T18:01Z [--] followers, [---] engagements "💡 Refinance or HELOC Which Is Better 💡NMLS [-------] [-------] [-------] The answer: it really depends on your situation. A refinance replaces your first mortgage its basically hitting the reset button on your home loan often to pull cash out or lock in a better rate. A HELOC on the other hand is a second lien or second mortgage. It gives you flexible access to your home equity kind of like a credit line secured by your home. 🏠 If you already have a great first mortgage rate keep it. Add a HELOC as your financial backstop for projects emergencies or opportunities. 📉 If you bought your home last" [YouTube Link](https://youtube.com/watch?v=DWi73FMm6Ac) 2025-10-13T19:03Z [---] followers, [---] engagements "Rates are down But is business up Lower rates should mean more deals right Not always Heres what top loan officers & real estate pros are experiencing in the real estate and mortgage market. Dont just watch the marketcapitalize on it Learn how to turn lower rates into higher profits today. See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE 02178073" [YouTube Link](https://youtube.com/watch?v=DvlJjLShUNA) 2025-03-12T19:00Z [--] followers, [--] engagements "💸 Don't Wait for Rates to Drop Beat Inflation Like the Wealthy Do 🏡📈 Connect with The Clear Close Team: https://apply.theclearclose.com/meet The real question isnt Will mortgage rates drop its How do I protect myself from being inflated into poverty ✅ Smart money is flowing into real estate gold Bitcoin and income-producing assets. ✅ Want to beat inflation and build generational wealth You need to own not just earn. 📲 DM us or comment INFO to learn how you can start buying refinancing or investing the smart way today. #RealEstateInvesting #HomeBuyingTips #RefinanceSmart #BuildWealth" [YouTube Link](https://youtube.com/watch?v=DwAmx7Ngm1o) 2025-06-18T22:02Z [--] followers, [---] engagements "🚨 Are We Being Lied to About Low Credit Score Loans We react to a shocking claim about mortgage data manipulation. The video suggests that Fannie Mae and Freddie Mac loans exclude borrowers with credit scores below [---] but is that really the whole story Heres what youre not being told. 💡 Heres What We Break Down: ✅ Why Fannie Mae and Freddie Mac dont fund loans under [---] FICO ❌ ✅ The truth about Ginnie Mae FHA and VA loanswhere low scores actually go 📊 ✅ Could this be a smokescreen hiding risky loans or click bait YouTube 🤔 ✅ The difference between conventional loans vs. government-backed" [YouTube Link](https://youtube.com/watch?v=E5fONUwZjWo) 2025-05-13T21:01Z [--] followers, [---] engagements "💰 Millionaire Math: How Budget Discipline Can Build Real Wealth 📈🏠 Connect with us: https://apply.theclearclose.com/meet You dont need to hit the lottery to hit [--] figures. You need strategy. One of the most powerful habits ➡ Lock in a low fixed cost lifestyle ➡ Invest the surplus ➡ Let compound growth do the heavy lifting ✅ $3K monthly cost ✅ $5K income ✅ $2K surplus goes to the S&P500 📊 Over [--] years at 9% return = 🔥 potential millionaire status The best part Its not just about the money Its about creating emotional stability for your family and building a plan that works long-term. 📌" [YouTube Link](https://youtube.com/watch?v=ENkTgUoqZj4) 2025-06-28T17:01Z [--] followers, [---] engagements "⚠ Be VERY Careful With Home Equity Investments (HEIs) ⚠ NMLS [-------] [-------] [-------] This one gives us chills every time we talk about it What sounds like easy money a quick lump sum of cash in exchange for a share of your homes future value is actually one of the most dangerous and unregulated products out there. 💸 HEIs undervalue your home to give you less money upfront 📉 Then they take a massive cut of your future appreciation even if you try to pay it back early 💀 Weve seen homeowners lose tens of thousands in equity instantly 🏚 Some even lose their homes entirely We looked at one" [YouTube Link](https://youtube.com/watch?v=EhetVgokOxc) 2025-10-12T19:02Z [---] followers, [---] engagements "DSCR Loans Avoid These Costly Lender Mistakes 💼 Cheap Brokers Can Cost You Everything Including Your Deal 🧾❌ When you're putting down $50K in earnest money on a $1M property the last thing you want is a lender that cant close on time. Thats why working with an experienced broker matters. ✅ We know where to place your deal ✅ We make sure it closes on time ✅ We protect your deposit and your peace of mind 📉 Nitpicking over 12% in fees Thats short-term thinking. 📈 Getting the deal done right thats long-term wealth building. 👉 Comment "INFO" to work with a team that treats your investment" [YouTube Link](https://youtube.com/watch?v=EjgdpF1DFas) 2025-04-26T19:00Z [--] followers, [---] engagements "💰 "I don't want to pay the bank any more interest than I need to" In just [--] years my clients knocked off nearly HALF of their $450000 mortgage. How Budgeting and a consistent chipping away at principal. 📉💡 If youre serious about saving on interest and owning your home sooner its time for a plan. 👉 Comment "INFO" and start your journey to debt-free homeownership Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE" [YouTube Link](https://youtube.com/watch?v=EuC7tGGlsrc) 2025-05-08T17:02Z [--] followers, [----] engagements "Mortgage Expert Reacts to Credit Boosting Tips #part2 #mortgageloan #HELOC 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Struggling with credit advice overload on YouTube 🤔 In PART [--] of this series Peter and Jason react to [--] more viral credit tips from top creators on YouTubeand give you the real scoop on what actually matters when applying for a mortgage HELOC or equity loan. Whether you're rebuilding credit or prepping for a major home purchase learn which strategies work which ones don't and how to" [YouTube Link](https://youtube.com/watch?v=F0OddvGFr8g) 2025-08-09T12:00Z [---] followers, [--] engagements "Dont Sabotage Your Home Purchase Avoid These Closing Mistakes @TheClearClose #shorts 🚨 Youre this close to getting the keysbut one wrong move could cost you the house In this episode we break down the most common (and costly) mistakes buyers make right before closing on their new homeand how to avoid them. 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing" [YouTube Link](https://youtube.com/watch?v=FFC8tX85ORg) 2025-04-09T19:00Z [--] followers, [----] engagements "Dave Ramsey Hates HELOC TCC Podcast Shorts #reactionshorts #investing #heloc #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=FuAoZOuuYVY) 2025-03-06T15:15Z [--] followers, [--] engagements "📈 The fastest way to boost your credit score 📈 The fastest way to boost your credit score Being added as an authorized user on someone elses well-managed credit card can sometimes give you a quick 100-point jump even if they never hand you the physical card. Low risk to them big potential upside for you. ⚠ But heres the catch: lenders arent blind to this. If you have no recent credit history of your own (last [--] years) this move alone wont convince them youre a responsible borrower. Its a boost not a full solution. Watch the full video to get our our reactions on other viral credit tips" [YouTube Link](https://youtube.com/watch?v=GJ2aPF-Iu6A) 2025-08-13T21:01Z [---] followers, [---] engagements "Refinancing Realities: Understanding Net Tangible Benefits & Financial Discipline #Clips #reaction 📢 Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] In this insightful discussion we delve into the intricacies of mortgage refinancing emphasizing the importance of net tangible benefits and the role of delayed gratification in achieving financial stability. Key Takeaways: Net Tangible Benefit Explained:" [YouTube Link](https://youtube.com/watch?v=GNn-nn6lhcM) 2025-05-22T17:00Z [--] followers, [--] engagements "🏡 $15M Tax-Free to Your Kids This Bill Could Be a Game-Changer 💰📜 If this new bill passes you could gift up to $15 million to your kids tax-free. ✅ Thats $10M more than the current limit if the bill were not to pass ✅ Its not just about cash think real estate portfolios and appreciated assets. 💡 Here's why it matters: Trusts LLCs and step-up basis strategies are powerful but this change means you could transfer massive wealth without needing complex loopholes. If your home appreciates from $450K to $2M+ over time (especially in places like California or New York) this could be the key to" [YouTube Link](https://youtube.com/watch?v=GS9lk4G3zAc) 2025-06-03T02:00Z [--] followers, [---] engagements "Is there an interest rate people should wait for before looking to buy a house @theclearclose 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Jack Colston - NMLS [-------] #HomeBuyingJourney #PreCovidRealEstate #RealEstateBoom #HomeOwnership #BuyingAHome #EquityGains #FirstTimeBuyer #MortgageTips #RealEstateWins #housingmarket2024 Disclaimer: The" [YouTube Link](https://youtube.com/watch?v=GpuW02eYA8g) 2025-04-12T05:12Z [--] followers, [----] engagements "Leverage Your Way to Being a Millionaire TCC Podcast #shorts #realestate #mortgage #invest Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=H4mFJomUGs4) 2025-03-04T17:00Z [--] followers, [--] engagements "Feeling House Poor Heres How to Flip That Into House Rich Real estate isnt a quick winits a long game. Your money needs time to compound and your mindset needs to match your end goals. - If youre feeling house poor one of the fastest ways out is by paying down debt more aggressively. - That could mean using a HELOC to consolidate debt refinancing to a shorter term or simply putting more towards principal each month. - The payoff Youll shift from feeling house poor today to house rich soonerbecause every dollar you knock off your debt is money you keep for yourself long-term. This isnt instant" [YouTube Link](https://youtube.com/watch?v=H8YJxvR7Qw0) 2025-08-24T20:00Z [---] followers, [----] engagements "Clip 1: Rates to stay elevated between 6%7% (but thats ok) @TheClearClose #podcastclips 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet In this episode we discuss whether or not a 2% mortgage rate environment is worth waiting around for. SPOILER: It's not. Watch and understand why sitting on the sidelines in [----] is causing you to miss out on generational wealth. Whether you're a first-time buyer seasoned investor or homeowner exploring your refinance options" [YouTube Link](https://youtube.com/watch?v=HMjgTvzZW2I) 2025-05-24T01:59Z [--] followers, [--] engagements "🏦 Lender A Says No Lender B Might Say Yes 🔍 What You Need to Know About DSCR Loans 🚀 ❗ Cannot be used for your primary residence must be income properties (14 units or even up to [---] units) 📈 DSCR loans qualify based on the propertys rental income not your salary ✅ These are all-legit and legaldont risk mortgage fraud by misusing them Use DSCR smartly to scale your portfolio and build passive wealth. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr #DSCRLoan #RealEstateInvestor #RentalPortfolio #LegalFinancing #PassiveIncome" [YouTube Link](https://youtube.com/watch?v=HOKxlgU74mw) 2025-07-24T23:00Z [---] followers, [---] engagements "📈 $1.2M to $2.8M in [--] Years Welcome to Irvine Real Estate 🏡💸 Thats not a typo ✅ A $1.2M home in [----] is now pushing $2.8M ✅ Demand in highly desirable areas is still strong ✅ Figure out what works for your wealth building strategy with The Clear Close 💡 This is why location matters and why Irvine is a long-term equity powerhouse. 👉 Comment "Strategy" if you want to tap into high-growth real estate markets like this before the next wave hits. #IrvineRealEstate #HomeAppreciation #SmartInvesting #RealEstateWealth #EquityGrowth #LuxuryHomeMarket #SoCalRealEstate #HomeBuying2025 #MortgageTips" [YouTube Link](https://youtube.com/watch?v=HR2fTZx0H5g) 2025-06-06T19:02Z [--] followers, [----] engagements "Unlock Short Term Rental Success Financing Secrets Revealed 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The" [YouTube Link](https://youtube.com/watch?v=HffjTtXMrEE) 2025-04-28T19:00Z [--] followers, [---] engagements ""Asking for a friend." One of the reasons we love doing these conversations is because sometimes the difference between a HELOC and a refinance (or between fixed vs. variable rates) isnt as obvious as people think. Connect with us: https://apply.theclearclose.com/meet 💡 Thats why I always bring the stand-in perspectiveasking the mortgage expert the questions YOU would ask if you were sitting in the chair. 👉 No jargon. No judgment. Just straight answers to the things most homeowners are too afraid (or embarrassed) to ask. So if youve ever thought: Is a HELOC better than a refinance Am I" [YouTube Link](https://youtube.com/watch?v=HrfSxtoe7vc) 2025-09-05T20:01Z [---] followers, [----] engagements "Zombie Foreclosures Explained TCC Podcast #clips #realestate #foreclosure #mortgageloan Link to Article: https://cbs4indy.com/business/press-releases/cision/20250220LA23455/zombie-foreclosures-remain-a-small-fraction-of-u-s-housing-inventory-in-first-quarter-of-2025/ Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason" [YouTube Link](https://youtube.com/watch?v=HwQOlRh6NSo) 2025-03-05T20:15Z [--] followers, [--] engagements "Mortgage Your Home For Bitcoin - Ramsay's SHOCK Advice @TheClearClose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment" [YouTube Link](https://youtube.com/watch?v=IQ1LDFRIvPs) 2025-05-12T17:23Z [--] followers, [---] engagements "Will We Ever See 2% or 3% Rates Again @TheClearClose Podcast #thenewnormal #mortgagerates2025 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet In this episode we get personal Why did Jason get into the mortgage industry Why are two random Asian guys doing YouTube And how it became about more than just closing loans. Whether you're a first-time buyer seasoned investor or homeowner exploring your refinance options this is the insight you need in todays high-interest" [YouTube Link](https://youtube.com/watch?v=IicOkYXv2aY) 2025-05-24T02:04Z [--] followers, [--] engagements "Shopping for a House in Dallas @theclearclose #Clips #howtousezillow #realestate #mansions 📢 Schedule your FREE 1-on-1 Consultation: apply.theclearclose.com/meet 🏡 Thinking About Buying in Dallas Peter A and Jason break down the current real estate landscape in one of Americas fastest-growing markets. From school district power plays to luxury property pitfalls this episode covers everything you need to know before buying or investing in Dallas real estate. ✅ Whether you're a first-time homebuyer an experienced investor or someone looking to refinance or relocate this conversation is packed" [YouTube Link](https://youtube.com/watch?v=IjqmHE21mfY) 2025-06-06T18:41Z [--] followers, [--] engagements "FHA Loans Explained: The Truth About the Rule Change & Orange County Market Update @theclearclose 🏡 FHA just made a major moveand its reshaping the housing market in real-time. In this episode Peter and Jason dive deep into the reversal of FHA foreclosure rules what it means for buyers in Orange County and beyond and how everyday homebuyers can still compete in an increasingly institutionalized market. 💡 In This Must-Watch Episode: ✅ How FHA's policy shift impacts foreclosure inventory ✅ Why mortgage delinquencies are spiking post-COVID ✅ The growing threat of institutional buyers vs." [YouTube Link](https://youtube.com/watch?v=J0xa5AaQNrY) 2025-05-03T19:15Z [--] followers, [--] engagements "📉 Not every HELOC is a smart move Yes - we say "no" sometimes. Connect with us: https://apply.theclearclose.com/meet True Story: A client wanted to tap into $750K of home equity But after breaking down their goals debt consolidation a few repairs we realized they only needed a fraction of that. 💬 Why borrow $400K more than you need just because you can 💡 A HELOC isnt an emergency parachute. Its a financial tool and tools only work if you know what youre building. ✅ Use it with a purpose. ✅ Borrow with intention. ✅ Plan before you pull. Comment "YES" if you agree that loan officers and" [YouTube Link](https://youtube.com/watch?v=JcHj2njxkPE) 2025-08-05T21:01Z [---] followers, [---] engagements "Interest-only HELOCs look cheaper but heres the CATCH A lot of people think an interest-only HELOC is the better deal because the payments look smaller at first glance. But when you actually run the math it tells a different story. Most interest only loans start with a higher rate than a fixed rate loan. 💡 Example: On a $100000 loan At 7% fixed your fully amortized payment is about $665and youre paying down principal. At 9.2% interest-only your payment is about $766and youre not paying down any principal. 👉 That means youre paying more per month for an interest-only HELOC that doesnt even" [YouTube Link](https://youtube.com/watch?v=KOPZdgNkzvQ) 2025-09-01T20:01Z [---] followers, [----] engagements "⚠ Before You Buy: Step Back and Ask Yourself WHY 🏡🤔 Connect with us: https://apply.theclearclose.com/meet Youre pre-approvedbut is homeownership for you ✔ Is it 🏠 lifestyle ✅ investment or 🗣 to impress others ✔ Are you prepared for responsibilities like maintenance and repairstheyre real and often costly ✔ If the lifestyle shift doesnt matter to you renting may be the smarter choice Homebuying isnt just numbersits a life decision full of financial AND personal weight. #HomeBuyingJourney #RentVsBuy #LifestyleChoice #RealEstateAdvice #MortgageReady #SmartHomeBuying #FamilyHomeGoals" [YouTube Link](https://youtube.com/watch?v=KumQdTinCSs) 2025-06-30T21:46Z [--] followers, [---] engagements "💡 [--] Crucial Home Buying Tips for [----] 🏡 Need to KNOW If youre buying a house this year heres what you need to know: ✅ Forget date the rate marry the house rates do matter ✅ If possible put 20% down but if youre a first-time homebuyer 3% down is still possible with the right team. ✅ Work with a pro real estate agent and mortgage broker structure your deal for success ✅ Set a monthly budget and dont go over it avoid being house poor and plan for retirement. 🏠 These tips are essential for first-time buyers homeowners refinancing to tap into equity and smart investors looking to grow their" [YouTube Link](https://youtube.com/watch?v=Kz3-KIDAKlM) 2025-05-26T18:01Z [--] followers, [---] engagements "🎨 Why Renters Lose Controland Landlords Dont Care 🚪💥 Connect with us: https://apply.theclearclose.com/meet Imagine repainting cabinets in your rental and asking for a refundsounds fair right Wrong. You dont own the home. It can be sold tomorrow with [----] days noticeand youre back to square one. Homeownership means peace of mind and complete control over your living space. 👉 Comment OWN IT if you're done playing by someone else's rulestime to invest in your future. #RentVsBuy #HomeOwnership #RealEstateControl #PeaceOfMind #SmartHomeChoices #FinancialFreedom The Clear Close (DBA of West" [YouTube Link](https://youtube.com/watch?v=L1Ut7iJBAZM) 2025-07-17T01:28Z [---] followers, [---] engagements "The Government Allowed Another Sub-Prime Situation #Reaction #Clips #part3 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025" [YouTube Link](https://youtube.com/watch?v=L6UWo8iW8lI) 2025-05-16T08:12Z [--] followers, [--] engagements "🏠 Buying a Home Dont Just Crunch NumbersGet Real About Your Lifestyle ✨📊 Connect with us: https://apply.theclearclose.com/meet Heres a truth many loan officers wont tell you: If the lifestyle change isnt worth it you might be better off renting. Many buyers dive in just because the numbers check outonly to regret it later because they werent emotionally or practically ready. ➡ A home isnt always an investmentit can be your familys lifestyle hub: If this house becomes our forever homewhere our kids grow upmaybe thats worth more than ROI. Before you sign ask yourself: Are you ready to commit" [YouTube Link](https://youtube.com/watch?v=LBkF76wVf-E) 2025-06-28T01:00Z [--] followers, [---] engagements "Refinancing is a tool. Don't do it if it doesn't make sense to you Refinancing is a tool. Not to do it just 'cause you think it's better to shorten the term whatever it is. You have to have net tangible benefit. It has to make sense to you. And if it doesn't make sense to you stop. You know don't be afraid to pump the brakes. I tell my clients "I only want you to move forward because you understand what we're talking about and it makes financial sense for you." I see so many people get so emotional and caught up in the moment and then all of a sudden they refinance out of that situation. It's" [YouTube Link](https://youtube.com/watch?v=L_yhtfhdOzo) 2025-05-20T21:01Z [--] followers, [--] engagements "Finance Rental Property WITHOUT Income Proof #mortgageproductseries Schedule a Free 1-on-1 Consultation - https://apply.theclearclose.com/meet Non-QM DSCR Loan - https://www.getclearclose.com/cc-dscr Are you investing in rental property or exploring non-QM mortgage options In this episode Peter and Jason break down the truth about DSCR Mortgage Loans (Debt Service Coverage Ratio) a popular Mortgage Loan product that lets you finance income-producing properties without traditional income verification. Whether you're a first-time investor or scaling your real estate portfolio this conversation" [YouTube Link](https://youtube.com/watch?v=LktqOwlLJeM) 2025-07-22T12:00Z [---] followers, [--] engagements "Say Goodbye to Affordable Housing Is the American Dream slipping away Building a home has never been more expensiveand tariffs are making it worse. From lumber (taxed from Canada) to aluminum nails copper wiring (mostly from China) these price hikes directly impact affordable housing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender" [YouTube Link](https://youtube.com/watch?v=M1DmaQIW72Q) 2025-03-13T17:30Z [--] followers, [---] engagements "When Income Grows So Does Lifestyle #podcast #reversemortgage #realestate Its a common pattern: ➡ You start earning more. ➡ Lifestyle creeps up with it. ➡ Suddenly that extra income is going toward auto loans personal loans and higher credit card balances. Even with a solid [---] FICO many borrowers are stretched thin because of high debt-to-income ratios. ⚡ Heres where a HELOC (Home Equity Line of Credit) can step in: ✅ Consolidate high-interest debt into one lower-rate loan. ✅ Free up monthly cash flow. ✅ Use your home equity strategically instead of letting debt pile up. If you own a home" [YouTube Link](https://youtube.com/watch?v=M9ZsCSBX6Tk) 2025-09-22T19:02Z [---] followers, [---] engagements "ADU's the Solution for US Housing Affordability TCC Podcast #shorts 🏡💰 Are ADUs the REAL Solution to the Housing Crisis 🤔📉 With home prices skyrocketing are Accessory Dwelling Units (ADUs) the key to affordable housing in the U.S. 🚀💡 🔹 More homes lower costsbut is it enough 👀 🔹 Will zoning laws & red tape get in the way ⚖ 🔹 Could ADUs change the market forever 🏠 Game-changer or just a temporary fix Drop your take in the comments 👇 5-day HELOC: https://www.preapprovedquick.com/ny-heloc-org #HousingCrisis #ADU #AffordableHousing #RealEstate #SmartInvesting #homeownership . . . . ." [YouTube Link](https://youtube.com/watch?v=MM1NlWn44pI) 2025-03-17T17:39Z [--] followers, [--] engagements "Phoenix Price Cuts. Up to 23.5% @theclearclose #Clips #PriceReductions 📢 Schedule your FREE 1-on-1 Consultation: apply.theclearclose.com/meet 🏠 Are We Heading Toward a Housing Correction In this episode Peter and Jason dive deep into the shifting housing markethighlighting price reductions cooling rental demand and key trends affecting buyers and investors in states like Arizona and Florida. If you're considering buying refinancing or investing in property right now this episode offers the context and clarity you need to make smarter decisions in a volatile market. 📉 We explore: Where and" [YouTube Link](https://youtube.com/watch?v=MWLZrAQkd44) 2025-06-06T18:45Z [--] followers, [--] engagements "🔍 Why We Get Triggered by HELOC Scam Accusations + What to Do Connect with us: https://apply.theclearclose.com/meet When we see comments questioning if a HELOC offer is a scam it hits hardbecause were building a real business not doing clickbait. Our team is verified licensed and documented across real platforms like YouTube and Instagram. Yes we advertisebut we're fully accountable. If purchasing a product ask questions. If something sounds too good dig in. Heres how to vet usand any HELOC offer: Look us up Search our names on Google check Instagram YouTube TikTok watch our videoswere" [YouTube Link](https://youtube.com/watch?v=N7mIGktYO5Y) 2025-07-29T21:01Z [---] followers, [---] engagements "Where else can you access hundreds of thousands of dollars at single-digit interest rates If youve got excellent credit and strong qualifications the truth isyou cant. The only place that kind of opportunity exists is through the equity you already have sitting in your home. Yet so many homeowners struggle with the question: What should I do with all this equity 👉 Thats where tools like a HELOC (Home Equity Line of Credit) or a cash-out refinance come in. They allow you to tap into your homes valueturning locked-up equity into flexible capital you can actually use. Whether its for debt" [YouTube Link](https://youtube.com/watch?v=NFyAX4gK7rI) 2025-08-30T20:01Z [---] followers, [---] engagements "What is a HELOC TCC Podcast #Shorts #financialeducation #realestateinvesting #heloc Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and should not" [YouTube Link](https://youtube.com/watch?v=NMJcYSMoMkU) 2025-03-07T00:00Z [--] followers, [---] engagements "🏡 [--] Million Homes Needed But [--] Million Are Vacant 🤯 Wait If theres a housing shortage why do we have [--] million vacant homes The answer is simple: 📍 Location Location Location: Are the [--] million needed homes in the same places as the [--] million vacant ones Are these empty homes even livable Do they match the needs of today's buyers 👉 The problem isnt just quantityits accessibility affordability and location. Comment "INFO" if you want to know how to find value in this wild housing market. #HousingCrisis #RealEstateInvesting #HomeOwnership #SmartHomeBuying #RealEstateMarket" [YouTube Link](https://youtube.com/watch?v=NRA6os1iAj8) 2025-05-10T21:01Z [--] followers, [---] engagements "HELOC Strategy 2025: Fixed Rate vs Variable (Adjustable) Rate In this video Peter and Jason from The Clear Close break down one of the most important mortgage questions for 2025: Should you choose a fixed-rate HELOC or gamble on a variable rate Many homeowners think a variable HELOC is cheaper because of interest-only payments but the math tells a different story. Well compare fixed vs. variable HELOCs reveal the risks banks dont want you to know and show you which option actually makes sense for todays market. Weve helped hundreds of homeowners safely tap into their home equityand in this" [YouTube Link](https://youtube.com/watch?v=N_a-g05-p4k) 2025-08-29T16:00Z [---] followers, [---] engagements "AI Will Destroy The Housing Industry @theclearclose #shorts #aiinrealestate #residentialmortgage Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] https://westcapitallending.com/licensing https://westcapitallending.com/texas-compliant https://nmlsconsumeraccess.org #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates" [YouTube Link](https://youtube.com/watch?v=NeoTE-8wucQ) 2025-03-31T00:25Z [---] followers, [---] engagements "Veterans: The Most Overlooked Real Estate Hack 🏠 To the HEROES who put their lives on the line for our FREEDOM thank you DSCR - https://www.getclearclose.com/cc-dscr-org If youre a veteran the VA loan isnt just for buying a single-family home. You can actually buy a [--] unit property with ZERO money down 🤯 Heres how it plays out: 👉 Live in one unit. 👉 Rent out the other [--] units. 👉 Let your tenants cover (sometimes more than cover) your mortgage. Real example: a vet in Southern Texas I know started with a duplex leveled up to a quadplex and then eventually into a single-family home. End" [YouTube Link](https://youtube.com/watch?v=Noqv_f9RWX8) 2025-08-16T20:00Z [---] followers, [--] engagements "Trump forcing lower interest rates = economic boost but at what cost TCC Podcast #shorts Cutting rates can supercharge the economy in the short term but does it create long-term risks like inflation debt bubbles and market instability 🚨 Is this a smart move or a ticking time bomb 5-Day No Appraisal HELOC: https://www.preapprovedquick.com/ny-heloc-org Mortgage Rates Today: https://www.freddiemac.com/pmms The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an" [YouTube Link](https://youtube.com/watch?v=OH1YJdTlEa0) 2025-03-15T15:57Z [--] followers, [---] engagements "🚨 Read the Fine Print - Some Loans Penalize You for Paying Off Early 🚨 Did you know some lenders will actually penalize you for paying off your HELOC too quickly 🤯 Heres how it works: Youre told its a free loan. But if you refinance or pay it off within [----] months you trigger an early termination fee (a.k.a. prepayment penalty). That means all the waived loan surcharges suddenly come due. ⚠ Example: You pay off your HELOC in [--] years to move into a better loan program. Instead of saving money your old bank charges you thousands for closing out too early. 👉 Always ask: - What happens if I" [YouTube Link](https://youtube.com/watch?v=OHzA6lwzaJk) 2025-09-19T19:02Z [---] followers, [--] engagements "📈 Renting = ZERO Equity + Rising Costs 🚪💸 Connect with us: https://apply.theclearclose.com/meet Question: How much equity do you gain while renting Answer: ➡ Zero. And if rents $3K today chances are itll rise around 5% per year. If you're not considering EQUITY in your determination on whether you should rent or buy you could be missing out a lot more than a few hundred dollars a month. 👉 Comment EQUITY NOW if you're ready to stop building your landlords wealth and start investing in your own future home. #RentVsBuy #BuildEquity #HomeBuyingAdvice #RealEstateInvesting #RentIncrease" [YouTube Link](https://youtube.com/watch?v=OOgp0fMY5-E) 2025-07-14T21:01Z [---] followers, [----] engagements "Master the B R R R R Method @theclearclose #shorts #brrrrstrategy #financialeducation 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket" [YouTube Link](https://youtube.com/watch?v=OhYTUvOMUAg) 2025-03-31T00:27Z [--] followers, [---] engagements ""FHA and Fannie Mae Created New Sub-Prime Bubble" #Reaction #Clips #part2 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE 02252395" [YouTube Link](https://youtube.com/watch?v=PNbkkoTBZeM) 2025-05-15T19:57Z [---] followers, [--] engagements "Why Millennials and Gen Z Are Choosing To Rent TCC Podcast #Shorts #realestatemarketanalysis Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=P_y3nAjRU1E) 2025-03-06T17:00Z [--] followers, [--] engagements "Asset Depletion - Retirees Buy Homes with Cash @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this" [YouTube Link](https://youtube.com/watch?v=PaEA46G169s) 2025-05-03T14:00Z [--] followers, [---] engagements "🏡 Reverse Mortgage Hack: Grow Your Line of CreditNot Your Debt 🔧💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Did you know With a reverse mortgage line of credit the available funds grow over time at the same interest ratetypically around 6%. ✅ Want that $50K for aging-in-place upgrades like a kitchen remodel or safety updates ✅ You can update without touching your savings or retirement. ✅ The LOC compoundsyou dont deplete your cash flow now and your options keep increasing. Its like a built-in oasis you dont have to drainmake it work for your future. 👉 Comment" [YouTube Link](https://youtube.com/watch?v=Pc1LoqURT3g) 2025-06-24T19:10Z [--] followers, [----] engagements "Mortgage Expert Reacts to Credit Advice on YT - But Does It Help You Qualify For a #mortgageloan 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Are viral credit tips on YouTube really helping you get approved for a mortgage 🤔 In PART [--] of this series we break down some of the most-watched credit advice onlinereacting to them through the lens of real mortgage experts. From credit utilization to diversifying credit lines Peter and Jason clarify what actually helps your credit score when you're applying for" [YouTube Link](https://youtube.com/watch?v=PcM-WdJMLzs) 2025-08-02T17:41Z [---] followers, [---] engagements "📉 CA Housing Alert: 75% Inventory Surge = Price Drops Coming 🏠📊 Home prices dont just drop for no reason its all about supply and demand: ✅ In Orange County inventory is up 75% year-over-year ✅ More homes = more competition = price cuts ✅ If demand drops while supply rises. prices could plummet 🔍 These are early signals serious buyers & investors should be watching closely. Now might be the moment to prepare whether you're buying refinancing or building your portfolio. 👉 Comment "INFO" if you want a strategy for this shifting market. #HousingMarket2025 #RealEstateTips #MortgageUpdate" [YouTube Link](https://youtube.com/watch?v=PmNfmUTo1Ps) 2025-06-04T19:02Z [--] followers, [---] engagements "⚠ The Risk of Variable-Rate HELOCs ⚠NMLS [-------] [-------] [-------] Heres the truth: a variable-rate HELOC isnt automatically badbut it puts the burden on YOU. 🔑 What you need to know: - Variable HELOCs are interest-only during the draw period. That means no automatic principal reduction. - Your balance is based on your average daily usageand payments adjust monthly quarterly or semi-annually depending on the program. - Once the draw period ends the repayment clock starts ticking. Thats when many borrowers get hit with payment shock. 💡 With a fixed-rate HELOC your payments are predictable and" [YouTube Link](https://youtube.com/watch?v=PoUW4mtz6vU) 2025-09-18T19:02Z [---] followers, [---] engagements "Accelerate Homeownership Budgeting Secrets Revealed @TheClearClose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment" [YouTube Link](https://youtube.com/watch?v=QFguqAYBw6w) 2025-05-12T17:22Z [--] followers, [----] engagements "💬 Youre helping people by putting them into more debt Thats what my wife asked when I told her I was launching this YouTube channel in order to help people. And I get it. Most people see debt as a trapnot a tool. And you would be right if you didn't understand how to use the debt properly with a solid strategy. But if youre drowning in 20%+ interest credit card debt but still have decent credit (above 640) and equity in your home 💡 You might be one HELOC away from financial clarity. ✅ Use your homes equity to consolidate high-interest debt ✅ Lower your monthly payments ✅ Stop bleeding cash" [YouTube Link](https://youtube.com/watch?v=QVLMUMpUCzM) 2025-08-02T00:29Z [---] followers, [---] engagements "Debt: The Ultimate Tool or a Path to Disaster TCC Podcast #Shorts #financialeducation #reaction Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only" [YouTube Link](https://youtube.com/watch?v=QitAHcsPWkE) 2025-03-05T15:00Z [--] followers, [---] engagements "Think Your Home Equity = Free Cash Not Quite A lot of homeowners assume they can just tap into their equity whenever they want through a HELOC (Home Equity Line of Credit) or HELOAN. Reality check: Lenders dont hand you money just because your Zestimate looks good. Theyll look at: 📊 Loan-to-Value (LTV): How much equity you actually have vs. what you owe. 💼 Income: Can you support another loan 💳 Credit Score: Determines risk + interest rates. ⚖ Debt-to-Income Ratio (DTI): How much debt youre carrying compared to income. So how much money can you really qualify for Thats where the numbersnot" [YouTube Link](https://youtube.com/watch?v=QtILN-eu2Ic) 2025-09-21T19:01Z [---] followers, [--] engagements "💥 Fear vs. Freedom: Is It Worth It to Buy Now 🏡 Connect with us: https://apply.theclearclose.com/meet Worried about job loss A recession Even war 😰 Lets talk tough: fear is realbut so is opportunity. 🔥 Would you trade $5K to double your space and build a lifetime of memories 🔥 Are you holding back because of what might happen This is your moment to ask: ✅ Is this house a financial mistake or the foundation of your future 💬 Comment FREEDOM if youre choosing security and memories over fear. #SmartInvesting #RealEstateFear #BuyTheHome #HomeBuyingAdvice #RecessionProofPlan The Clear Close" [YouTube Link](https://youtube.com/watch?v=R7K_L_sg7og) 2025-07-01T17:02Z [--] followers, [---] engagements "HELOC vs Cash-Out Refinance: When Does It Actually Make Sense Ill be honest 👉 Im not a big fan of cash-out refinances right now (in mid 2025) unless youre in a serious debt situation that a HELOC just cant solve. Heres why: Many homeowners want a HELOC to tap into their equity without resetting their entire mortgage. But sometimes you simply dont qualify for a HELOC. In that case a cash-out refinance may be your only option. ⚠ The tricky part Interest rates. If you bought your home in the last [--] years at 67% a refinance today might actually make sense. But if you locked in a 23% COVID-era" [YouTube Link](https://youtube.com/watch?v=RJGbkkohvn0) 2025-09-03T20:01Z [---] followers, [---] engagements "🔒 New HELOC Game-Changers: Fixed Fully-Amortizing Lines of Credit 🏠💰 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Most people think HELOCs mean variable unpredictable ratesnot anymore. ✅ Fixed-rate fully-amortizing HELOCs now exist ✅ Youll avoid ugly payment surprises ✅ Use $20K pay it down to $0without getting shocked by monthly bills Its basically an upgraded HE LOAN with full control and predictabilitythe real game-changer in home equity financing. 👉 Want to see if this new HELOC structure fits your goals DM INFO to explore options and boost your financial" [YouTube Link](https://youtube.com/watch?v=RSbjfez1XZs) 2025-06-23T01:00Z [--] followers, [---] engagements "HELOC Myths Busted by Expert Mortgage Broker NMLS1566096 Debunking HELOC Myths in 2025: What Banks Dont Tell You A HELOC (Home Equity Line of Credit) can be a powerful financial tool but only if you understand how it really works. In this video Peter and Jason break down the [--] biggest HELOC myths that cost homeowners thousands of dollars every year. 👉 Whether youre considering a HELOC HELOAN or refinancing this episode will help you avoid the most common mistakes understand lender restrictions and learn how to use home equity wisely. 💡 What Youll Learn in This Video: -Why not all HELOCs are" [YouTube Link](https://youtube.com/watch?v=RdrxFEROS1I) 2025-10-03T17:00Z [---] followers, [---] engagements "Credit-Building Tip that wed NEVER recommend 🤦♂ Some people swear by this complicated strategy: [--] Take $500 to your credit union and let them lock it up. [--] Decline auto-pay so you can manually make the first few payments. [--] Wait until the loan shows on your credit report then pay off 8090% right away. [--] Put the rest on auto-pay for [--] months. 🙄 Sounds exhausting right Thats because it is. Weve literally never heard anyone do this in real life. If you need a 4-step bank-relationship-building ritual just to raise your credit score maybe its not the move. Our advice Just get a secured credit" [YouTube Link](https://youtube.com/watch?v=RraDOvkun4A) 2025-08-15T19:01Z [---] followers, [---] engagements "STR Markets Collapse in Florida @theclearclose #shorts #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance" [YouTube Link](https://youtube.com/watch?v=Ry8_HJWOeRQ) 2025-04-03T19:00Z [--] followers, [---] engagements "What Happens When Your Rental Property Stops Cash-Flowing @TheClearClose #shorts #investing 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=S7BSN_mGF-M) 2025-03-31T19:00Z [--] followers, [--] engagements "Bank Statement Loans: Self Employed Mortgage Approval @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance" [YouTube Link](https://youtube.com/watch?v=SJ7v9vrQDB4) 2025-05-03T19:00Z [--] followers, [----] engagements "🚨 Are Our Mortgage Systems Stuck in the 1960s In this episode we react to a shocking claim: The U.S. mortgage and credit systems are still running on outdated technology from the 1960s. From credit reporting to foreclosure tracking the financial infrastructure is running on ancient codebut does that mean we're at risk 💡 Heres What We Break Down: ✅ Why legacy technology still powers our mortgage and credit systems 🖥 ✅ The surprising truth about data gaps and outdated systems 📉 ✅ Are homebuyers making decisions with incomplete information ✅ Why fearmongering about old systems is misleading" [YouTube Link](https://youtube.com/watch?v=SJ8hDM_4NoU) 2025-05-15T17:03Z [--] followers, [----] engagements "People Are One Missed Paycheck Away From Bankruptcy Reacting to Classic Ramsey #Clips 📢 1-on-1 Free Consultation: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] In this episode we dive deep into the hard truths about financial maturity debt habits and how to use smart mortgage tools like HELOCs 15-year mortgages and budgeting strategies to avoid financial ruin and build real long-term wealth. Peter and Jason share client stories and" [YouTube Link](https://youtube.com/watch?v=SX_em16CGcA) 2025-05-21T17:00Z [--] followers, [--] engagements "Reverse Mortgages: Game Changeror Financial Trap #MortgageProductSeries #retirementplanning Connect with The Clear Close Team: https://apply.theclearclose.com/meet Unlock the truth behind reverse mortgages and the game-changing HECM program in this deep-dive episode of The Clear Close. Peter and Jason break down: 💡 What a Home Equity Conversion Mortgage (HECM) is (and who its really for) ✅ Qualification requirements and government backing 🏠 How you can age in place without monthly payment obligations ⚠ Hidden costs: property taxes insurance and compounding interest 🔍 Common pitfalls to" [YouTube Link](https://youtube.com/watch?v=Sx4VtSaADYs) 2025-06-24T10:00Z [--] followers, [--] engagements "🏡 Why the Benefits of Ownership Can Outweigh the Costs🏠✨ Connect with us: https://apply.theclearclose.com/meet You could rent and avoid the headaches related to constant upkeep on a housebut heres the reality: ✅ Owning gives you controlno surprise 60-day notices or landlords suddenly selling ✅ It offers stability and peace of mindespecially for families ✅ If you can afford the mortgage this consistency is often worth every penny Buying a home isn't just a financial decisionit's a lifestyle choice that protects your familys future. 👉 Comment OWN IT if you value long-term stability over" [YouTube Link](https://youtube.com/watch?v=T_qRtbRBgjo) 2025-06-29T02:00Z [--] followers, [---] engagements "Reacting to Classic Ramsey Video: Don't Refinance @theclearclose #refiance #mortgagetips We explore the pros and cons of 15-year vs. 30-year mortgages the importance of budgeting and why delayed gratification is a game-changer for building wealth. 💡 Heres What Youll Learn: ✅ Why a 15-Year Mortgage Can Save You Thousands in Interest (if you can afford it)💸 ✅ When Refinancing Actually Makes Sense (And When It Doesn't) 🔎 ✅ Debt-to-Income Ratios (And How They Affect Your Buying Power) 📊 ✅ How Delayed Gratification is the Secret to Financial Success 🎯 ✅ Why Budgeting is Non-Negotiable for" [YouTube Link](https://youtube.com/watch?v=TmgiSK5FiTM) 2025-05-16T19:00Z [--] followers, [--] engagements "🚨 Did the Fed and Fannie Mae Create a New Wave of Subprime Loans We dive into a heated debate: Did the Federal Reserves aggressive purchase of mortgage-backed securities and Fannie Maes automated underwriting systems fuel a new generation of risky subprime loans Or is this a myth blown out of proportion ⚡ My Reaction: I question the data. If lower rates mean lower payments how did this create a wave of buyers who couldnt afford their homes Something doesnt add up 🤔 💬 Do you think were in a new subprime crisis Let me know in the comments #SubprimeLoans #HousingMarket2024 #FannieMae" [YouTube Link](https://youtube.com/watch?v=U0R4m8nw4Ag) 2025-05-12T23:01Z [--] followers, [---] engagements "📋 When is the last time you checked your Credit Report Checking your report is step #1of improving your credit score. You can do it for free at CreditKarma.com or get your official annual report at AnnualCreditReport.com (once a year no cost). ✅ Knowing exactly whats affecting your score is a great way to target problems or errors and fix them fast. 🚫 Too many people avoid looking at their statements or reports but if you want to borrow money or qualify for the best rates you must know what lenders are seeing. 💡 Keep your credit in tip-top shape: verify accuracy monitor regularly and take" [YouTube Link](https://youtube.com/watch?v=USwxm0y7T3g) 2025-08-14T17:02Z [---] followers, [---] engagements "Compass Makes a Move on Berkshire Hathaway Warren Buffet Selling Out of Real Estate Ep [--] Part [--] Could Compass buying HomeServices of America create a real estate giant with TOO much power Warren Buffetts Berkshire Hathaway real estate brokerage is reportedly up for saleand Compass is making an offer. But what does this mean for agents buyers and the industry as a whole Compass the second largest Real Estate Brokerage is offering to buy the first largest Brokerage. Compass is well known to use AI and technology in its rapid growth. In this episode we dive into: ✅ How Compass takeover could" [YouTube Link](https://youtube.com/watch?v=VIbmRReSwaM) 2025-03-21T16:00Z [--] followers, [--] engagements "Accelerate Homeownership Budgeting Secrets Revealed @theclearclose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment" [YouTube Link](https://youtube.com/watch?v=VNuPrJIniKc) 2025-05-12T17:21Z [--] followers, [---] engagements "💳 Maxing out your card for points Heres the right way to do it without hurting your score. Did you know that if you pay it back before your statement closing date so your reported balance is under 10% the credit bureaus wont penalize your credit score Example: You charge your property taxes or a big trip mid-month then pay it down within a few days. If the statement closes with less than 10% utilization youre still in exceptional credit territory. The trick isnt avoiding big charges its timing your payments. #FinanceTips #DebtFreeJourney #SmartSpending #CreditScoreBoost The Clear Close (DBA" [YouTube Link](https://youtube.com/watch?v=VZr134Zhshw) 2025-08-12T23:00Z [---] followers, [---] engagements ""FHA and Fannie Mae Created New Sub-Prime Bubble" #Reaction #Clips #part1 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE 02252395" [YouTube Link](https://youtube.com/watch?v=Vaxy7YDezpA) 2025-05-11T21:30Z [--] followers, [--] engagements "Jason Rants About #inflation - TCC Podcast Shorts #investing #homeloan #finance Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE" [YouTube Link](https://youtube.com/watch?v=VdGMmfBxUbQ) 2025-03-03T17:11Z [--] followers, [--] engagements "💡 SALT Cap Increase & Mortgage Interest Deductions What It Means for You 🏡💰 When it comes to state and local taxes (SALT) heres the deal: ✅ You can deduct property tax income tax and sales tax plus charitable donations ✅ Mortgage interest You can deduct it too but only on loans up to $750K (unless youre grandfathered in). ✅ And now the SALT cap could jump from $10K to $40K saving homeowners in high-tax states BIG money on their federal tax bills. ⚠ Remember: These details matter when youre planning for: 🏠 First-time home buying 💰 Refinancing to tap equity 🏘 Investing in real estate 👉" [YouTube Link](https://youtube.com/watch?v=Vfcthbx-vqY) 2025-06-02T22:00Z [---] followers, [---] engagements "Why Experienced Agents Will Thrive Against AI Threat We had fun on this one Episode [--] is up on YouTube. Go check it out We cover the potential sale of Berkshire Hathaway's Real Estate Brokerage arm HomeServices of America to the second largest brokerage in America Compass. Compass is known for their use of AI and tech in their rapid expansion to the number [--] spot right behind Warren Buffett's own HomeServices of America. The implications of the top two Real Estate Brokerages joining forces could be massive. or it could be just another Tuesday. What's your take on AI taking over white-collar" [YouTube Link](https://youtube.com/watch?v=VfnNZTF3M1o) 2025-03-24T20:16Z [--] followers, [--] engagements "🎯 Have a Clear Purpose for Your HELOC NMLS [-------] [-------] [-------] A HELOC isnt just extra cash. Its a financial tool but only if you use it with intention. ✅ Smart uses: -Debt consolidation trade 20%+ credit card interest for single-digit rates -Home renovation boost property value -Education create future income or give kids a head start -Rental property upgrades move from below-market rents to stable long-term tenants ❌ Wrong use: random spending with no plan. 💡 Used wisely a HELOC can help you build wealth not just borrow. 🔑 Hashtags: #HELOC #DebtConsolidation #Refinance #HomeEquity" [YouTube Link](https://youtube.com/watch?v=Viz7ZiYO2ww) 2025-10-07T19:02Z [---] followers, [---] engagements "📊 Before You BorrowRun a Stress Test 🧠💰 Connect with us: https://apply.theclearclose.com/meet Thinking about a HELOC refinance or adjustable-rate loan 🛑 Dont skip this step: ➡ What happens if rates go up 0.25% 1% or 2% ➡ Can you still afford your monthly payment ➡ Would it disrupt your lifestyle or financial goals This isnt about fearits about foresight. Test the worst-case scenario so youre not blindsided later. Smart investing starts with clear planning. 💬 Drop STRESS TEST in the comments if you want the calculator we use with our clients. #HELOC #RefinanceWisely #InterestRates2025" [YouTube Link](https://youtube.com/watch?v=WToTbYn5_TY) 2025-07-09T20:32Z [---] followers, [---] engagements "Time in Market Beats Timing Home Investment Truth @TheClearClose #shorts #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=WVOI4Y7tzUU) 2025-05-07T16:31Z [--] followers, [----] engagements "Mortgage Pre-Approval: Don't Buy a Home Until You Watch @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance" [YouTube Link](https://youtube.com/watch?v=X1TBzH1ps_k) 2025-05-04T20:00Z [--] followers, [---] engagements "Why keep paying crazy fix & flip loan fees when you can just fund yourself With a HELOC: 🔑 Use your home equity as a renovation fund 🔄 Reuse the same capital over and over during the 5-year draw period 💸 Save thousands compared to stacking short-term loans Ive got clients flipping rehabbing and even holding properties long-term by recycling the same HELOC capitalfaster + cheaper. Funny thing As brokers we actually make less money recommending this vs. pushing traditional loans but its the smartest move for you Comment "HELOC" if you want to connect with The Clear Close and learn more about" [YouTube Link](https://youtube.com/watch?v=X3Rd90CJHXw) 2025-08-20T01:00Z [---] followers, [---] engagements "The biggest mistake people make with a HELOC Jumping in without a clear repayment strategy. Common pitfalls include: - Variable rates that can spike over time - Repayment shocks when interest-only periods end - No plan for how to actually use (and pay back) the credit line At its core a HELOC (Home Equity Line of Credit) is: ✔ A revolving line of credit secured by your home ✔ Flexible fast access to funds ✔ Often cheaper than personal loans or credit cards But without the right strategy it can quickly become more of a burden than a tool. #HELOC #HomeEquity #DebtConsolidation #Refinance" [YouTube Link](https://youtube.com/watch?v=X8HPh33Wxww) 2025-09-15T19:01Z [---] followers, [---] engagements "🏠 Already Got a Mortgage Here's How You Finance 2nd 3rd or 4th Ever asked: How do people buy multiple homes when theyre already paying one If you're stuck thinking 20% down + income qualification you're missing out. ✅ DSCR Loans let you leverage rental income not your job ✅ Finance properties using your tenants rent payments ✅ Scale upeven if conventional loans say no But yes structure matters: one wrong move on fees or docs can ruin the deal. Drop a 🔑 in the comments for a FREE DSCR strategy session and see how far you can go Connect with us: https://apply.theclearclose.com/meet DSCR -" [YouTube Link](https://youtube.com/watch?v=XFKrGCu5eac) 2025-07-23T00:00Z [---] followers, [---] engagements "Easiest Way to Get Out of a HELOC Sell the house NMLS [-------] [-------] [-------] ✅ Pros: - Clean reset. - Back to zero debt. - One less monthly payment. ⚠ Cons: - Selling isnt free (closing costs realtor fees prep work). - Market timing is unpredictable. - Some HELOC programs have early payoff penaltiesso you need to know the fine print before listing. 👉 Before you sell ask your loan officer: - What happens if I sell early - Are there payoff penalties - Whats my true net after costs Sometimes selling is the best exit strategy but in other cases a refinance or debt consolidation HELOC might save" [YouTube Link](https://youtube.com/watch?v=XNlHweV9Duc) 2025-10-03T19:02Z [---] followers, [---] engagements "Rug Pull of the Century: Are we getting sacrificed for Trump's [---] Year Plan TCC Podcast #shorts On this week's episode we delve into the potential long-term strategies of President Donald Trump and his administration's plans for the American populace. Is there a bigger game at play Trump has hinted at thinking [---] years aheadbut does that mean short-term pain for long-term gain Are we just pawns in a political chess match ♟🔥 📉 Is the economy being manipulated 💰 Who actually benefits from this strategy ⚠ What does this mean for your money home and future 💬 What do YOU think Is this genius" [YouTube Link](https://youtube.com/watch?v=Yck4CvRyPME) 2025-03-15T17:09Z [--] followers, [----] engagements "SALT Deductions Cap and Estate & Gift Tax Exemptions @TheClearClose Podcast #onebigbeautifulbill 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet Are tax cuts on the horizon In this episode Peter A and Jason break down the new budget reconciliation bill and how it could reshape the financial landscape for homeowners real estate investors and anyone building generational wealth. Learn how the proposed increases to the SALT deduction cap and estate tax exemptions" [YouTube Link](https://youtube.com/watch?v=Z_4wPeCz-vE) 2025-05-31T03:52Z [--] followers, [--] engagements "VA & FHA Loans: Built to Serve Those Who Served 🏡✨ Did you know After World War II affordable housing for veterans helped transform the West Coast all thanks to accessible VA and FHA loans. ✅ FHA and VA loans were designed for those with challenged credit or life circumstances. ✅ They offer shorter seasoning periods for events like bankruptcies or foreclosures because life happens. ✅ For veterans who sacrificed for our country these programs make homeownership possible. ❤ We believe in giving those who served a real shot at the American Dream. 👉 Comment "INFO" if you want to learn how to" [YouTube Link](https://youtube.com/watch?v=ZdxdDaeEVHY) 2025-05-10T16:56Z [--] followers, [---] engagements "HELOC Deep-Dive: Advanced Lessons on Home Equity Line of Credit (Repayment Structures in 2025) In this video we do a deep-dive into a HELOC (Home Equity Line of Credit) and answer questions that you may not have thought to even ask. We cover the basics of HELOC all the way to advance concepts like repayment scenarios for Fixed Rate HELOC with a Single Draw v.s. Multiple Draws and compare that repayment schedule to a Variable Rate HELOC. If youre considering tapping into your home equity for debt consolidation renovations or even investing this video is essential for you The Clear Close has" [YouTube Link](https://youtube.com/watch?v=Zkfmqt3o9zk) 2025-09-12T17:00Z [---] followers, [---] engagements "Non QM Loans: Qualifying for a Mortgage with Self Employed Income @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket" [YouTube Link](https://youtube.com/watch?v=ZvtUV3LUKtU) 2025-05-04T19:30Z [--] followers, [---] engagements "Don't fall for the lie Non-QM Loans for Real Estate Investing @theclearclose #shorts 🤠 Non-QM Mortgages = The Wild West of Lending 🏠💼 When it comes to Non-QM loans theres no one-size-fits-all. Its not just 15% down or [--] months reservesbecause the truth is: ➡ There are over 200+ lenders each with different guidelines overlays & risk tolerances. - Short-term rental in Florida - Mid-term rental in Texas - Property location alone can change your approval outcome. Lenders often over-underwrite to keep multiple exit strategies open for your loan. What worked for someone else might not work for" [YouTube Link](https://youtube.com/watch?v=_5E-_dfqcNg) 2025-04-22T19:00Z [--] followers, [---] engagements "Mortgage Product Series: Non-QM Loans 🚨🎙 Understanding Non-QM Loans Are They Right For You In this episode of The Clear Close Podcast we take a deep dive into Non-QM loans what they are how they work and why theyre gaining traction in todays real estate market. Whether youre a real estate investor self-employed borrower or foreign buyer this episode is packed with expert insights you wont want to miss 💡 Key Topics Covered: ✅ What are Non-QM loans Understanding the basics ✅ DSCR Loans & Bank Statement Loans How they help investors & gig workers ✅ Foreign Buyers & Non-QM Financing What you" [YouTube Link](https://youtube.com/watch?v=_LMYvMOA2hM) 2025-03-14T02:56Z [--] followers, [--] engagements "What Makes Mortgages Rates to Fall TCC Podcast #shorts #MortgageRates #HousingMarket #FinanceTips What Causes Mortgage Rates to Fall Ever wondered why mortgage rates drop Its all about inflation the Fed and economic trends When the economy slows the Federal Reserve lowers interest rates making borrowing cheaper. Lower inflation and high demand for bonds also push rates down. Want to know whats next for mortgage rates Subscribe for more real estate insights Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The" [YouTube Link](https://youtube.com/watch?v=__sE7TZYuF4) 2025-03-11T20:08Z [--] followers, [--] engagements "🏡 Failing Schools CRASH Home Prices 📉 TCC Podcast #shorts Highly rated schools drive up home values by increasing demand but when school ratings drop home prices follow. This creates a vicious cycle thats hard to break. 📉 Struggling schools push young families away. 🏡 Fewer young families = fewer students = less school funding. 💰 Lower home values hurt the entire community. How can communities fix this long-term issueespecially with high interest rates and skyrocketing home prices Drop your thoughts in the comments 👇🔥 See if you're qualify for a HELOC:" [YouTube Link](https://youtube.com/watch?v=_eaClCfjmlI) 2025-03-17T17:28Z [--] followers, [---] engagements "Medical Debt: The Silent Killer of Your Credit Score @theclearclose #shorts #creditscore #mortgage 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=ax1cqHbVMtA) 2025-04-01T19:00Z [--] followers, [---] engagements "💡 Tax Breaks On The Way What Will You Do With an Extra $10K-$20K 💰🏡 If this passes youll have two choices: ✅ Pay down your bad (high interest) consumer debt and free up your future. ✅ Or use that extra cash to invest maybe in real estate your next rental property or a smarter financial move. 🔍 Imagine: an extra $10K-$20K could clear out the credit card bills or be your down payment on your next investment property. 👉 Comment "INFO" if you want to see how to turn this into a win for your financial future #DebtFreeJourney #RealEstateInvesting #SmartHomeBuying #FinancialFreedom #PayOffDebt" [YouTube Link](https://youtube.com/watch?v=ayAHBWRHe5w) 2025-06-01T23:00Z [--] followers, [---] engagements "Does the Fed Overnight Borrowing Rate affect the [--] Year Fixed Mortgage Rate TCC Podcast #shorts The Federal Reserve moves rates but does that actually impact your 30-year fixed mortgage 🤔 The connection isnt as direct as you think What really drives mortgage ratesand should you buy now Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender" [YouTube Link](https://youtube.com/watch?v=b4Rv7mUE7Wc) 2025-03-11T20:22Z [--] followers, [---] engagements "Use the 70% Rule to Evaluate Investment Property Targets TCC Podcast Shorts #realestateinvesting Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim -" [YouTube Link](https://youtube.com/watch?v=bA0TNuLmtNg) 2025-03-03T17:14Z [--] followers, [---] engagements "Falling Mortgage Rates Tariffs & Affordable Housing with Nikki Yun The Clear Close Podcast Ep. [--] In this episode hosts Peter & Jason sit down with Nikki Yun a mortgage industry veteran who has funded over $1 billion in loans since [----]. Together they break down the current mortgage rates & what actually influences them How government policies & tariffs may impact home affordability in the near and long term The U.S. debt crisis & its ripple effects on the housing market Smart home buying & refinancing strategies for todays market and Why some buyers should purchase now & refinance later See" [YouTube Link](https://youtube.com/watch?v=bBIcrKvwy98) 2025-03-08T19:52Z [--] followers, [--] engagements "💰 Pay Off Your Home or Invest in Bitcoin 🤔💡 Sure you COULD double your money in [--] years but would you take out a $400K loan against your paid-off home to gamble on crypto 📉🏠 Financial freedom is about calculated risks not risking your roof. Make smart money moves. 👉 Comment "INFO" if you want a personalized strategy for your home financing. Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn" [YouTube Link](https://youtube.com/watch?v=bFHHBhwQzOk) 2025-05-09T19:02Z [--] followers, [----] engagements "🚫 Thinking of closing all your credit cards Stop. That move can wreck your credit score. When you close accounts you kill your credit history length which lenders look at when you refinance get a mortgage or even apply for other loans. 💡 If you struggle with spending just cut up the card and stash the account away. Keep the history lose the temptation. #CreditTips #MoneyMoves #DebtFreeJourney #SmartMoney #CreditScoreBoost The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE 02178073" [YouTube Link](https://youtube.com/watch?v=bG1QMgEr1ZY) 2025-08-12T17:02Z [---] followers, [---] engagements "ADU's the Best Real Estate Investment in [----] The Clear Close Podcast Ep [--] - Part [--] 🏡 ADUs: The Affordable Housing Solution or Just a Trend Accessory Dwelling Units (ADUs) are gaining traction as a way to boost housing supply generate rental income and provide multi-generational living solutionsbut are they really the answer to the affordability crisis 💡 In this episode we dive into: ✅ How investors are using HELOCs & refinances to build ADUs ✅ Californias ADU boom zoning laws incentives and key challenges ✅ Government incentives & restrictions how they impact ADU development ✅ The hidden" [YouTube Link](https://youtube.com/watch?v=bLwQz8ZAj7k) 2025-03-14T19:59Z [--] followers, [--] engagements "Min. Cap Rate For Investment Property TCC Podcast #Shorts #investing #realestate #rentalproperty Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only" [YouTube Link](https://youtube.com/watch?v=bWc5OHjp_Cc) 2025-03-05T20:00Z [--] followers, [---] engagements "🚨A Crypto Millionaire asked me to help him buy a house🏠💎 Someone asked: 💬 Can I use my crypto to buy a $5M house in Irvine Sure why hold onto a volitile asset (even with predictable cycles) when you could just: ✅ Cash out gains ✅ Buy a Real asset ✅ Lock in appreciation & stability 🏡 Real estate = long-term growth + tangible value. 👉 Comment "INFO" if you're holding crypto and want to turn that into real wealth you can live in. 📢 Free 1-on-1 Consultation: https://apply.theclearclose.com/meet #CryptoToRealEstate #WealthBuilding #LuxuryHomeBuying #SmartInvesting #CryptoStrategy" [YouTube Link](https://youtube.com/watch?v=blxQ6_UUl4k) 2025-06-06T17:02Z [--] followers, [----] engagements "The Rich Are in Control of Spending TCC Podcast #Shorts #WealthGap #USEconomy #MoneyMatters Did you know the wealthiest Americans drive the economy more than you think From luxury goods to stock market trends their spending (or saving) has a massive impact on jobs inflation and even government policies. Who really holds the power Watch now to find out 👀💵 🔔 Subscribe for more eye-opening economic insights Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS" [YouTube Link](https://youtube.com/watch?v=bqYTAfzPazc) 2025-03-11T20:10Z [--] followers, [--] engagements "🚨 INVESTORS: The Clock Is Ticking Are You Ready 💰🏠 The ones who bought at the peak Theyre feeling the pressure. 😳 But if youre a strategic conservative investor your moment is coming. ✅ Dont be overleveraged. ✅ Build your cash reserves. ✅ Line up your financing NOW. The real deals are coming distressed properties motivated sellers assets at a discount. 📉 👉 Comment "INFO" if you want to position yourself for the biggest opportunities ahead. #RealEstateInvesting #SmartInvesting #MarketCrash #PropertyDeals #InvestorMindset #WealthBuilding #SmartMoneyMoves" [YouTube Link](https://youtube.com/watch?v=buUr4DTaul4) 2025-05-16T21:02Z [--] followers, [--] engagements "Market Crash: Opportunity for First Time Home Buyers or Another Way for Corporations to Profit 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=c3Fo_t7aVyA) 2025-04-03T20:00Z [--] followers, [---] engagements "Non QM Mortgage Secret from Expert Broker @theclearclose #shorts 📊 DSCR Loans = Business Moves Not Just Mortgages 💼 If you're investing with a DSCR loan this isnt just real estateits business. And just like any business youve got to underwrite the deal BEFORE we do. ✅ Does it cash flow ✅ Does it meet your portfolio standards ✅ Are you actually accounting for the real risks As your lender I'm on the hook too. So if it doesnt make sense on your endit wont make sense on ours either. 👉 Comment "INFO" if you want to begin your journey as a Real Estate entrepreneur #DSCRLoans #InvestorTips" [YouTube Link](https://youtube.com/watch?v=cDWsQsKEF8w) 2025-04-21T19:00Z [--] followers, [---] engagements "Airbnb Investors Are PANICKING Is This The End of STR's @theClearClose Podcast Ep7 P2 Is the Airbnb bubble bursting 📉 In this episode we dive deep into the current state of the short-term rental marketfrom rising costs and new regulations to declining occupancy rates and market saturation. Investors are facing major challenges but are there still opportunities to profit 🤔 🔥 Key Topics: ✅ Why operating expenses for Airbnb hosts are skyrocketing ✅ The impact of new local laws on short-term rentals ✅ Fractional ownership a new way to invest smartly ✅ Will first-time home buyers finally catch" [YouTube Link](https://youtube.com/watch?v=cFNHLfVANTg) 2025-03-29T15:00Z [--] followers, [--] engagements "🚨 The Fastest Way to Turn a HELOC Into a Regret 🚨 NMLS [-------] [-------] [-------] A HELOC is NOT a credit card. Yes it gives you flexible access to your home equity in the form of cash But unlike swiping plastic at the mall your HELOC is secured by your home. 👉 Misuse it and youre literally putting your house on the line. 👉 Treat it like a credit card and youll create long-term regret from short-term spending. We see it all the time: people drowning in credit card debt turn to a HELOC for relief but then fall into the same habits that got them into trouble. 💡 Better Approach: ✔ Use your" [YouTube Link](https://youtube.com/watch?v=ckTJuZK6PX4) 2025-10-06T19:02Z [---] followers, [---] engagements "🚫 HELOC Myths Busted: You CAN Get Fixed Rates & Strategic Control 🏡💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Forget the ads claiming HELOCs are risky because rates go up. Thats outdated info. ✅ Fixed-rate HELOC products existoffering predictability like a HELOAN 🔄 When comparing a HELOAN vs. HELOC it comes down to your goals: Want debt consolidation with set payments Consider a HELOAN. Need flexible access for investing business or opportunistic spending Go for a HELOCoften your cheapest option 💬 Want help choosing the best equity structure tailored to" [YouTube Link](https://youtube.com/watch?v=cmXQfQTZ1dQ) 2025-06-21T17:01Z [--] followers, [---] engagements "🚨Deregulate the Real Estate Industry to Unleash Supply 🔥 TCC Podcast #shorts Deregulation has ripple effects and often with unintended consequences. City and State officials consider many potential scenarios but all the planning couldn't have predicted this. A local investor took full advantage of a temporary lift on ADU parking requirementspacking [--] units onto a single lot. Now the community is furious 🤯 🏠 More housing = good for affordability 🚗 But what about parking congestion & infrastructure ⚖ Should investors maximize profits or respect community limits Is this a genius housing" [YouTube Link](https://youtube.com/watch?v=d2pCNgwMENI) 2025-03-17T17:31Z [--] followers, [---] engagements "Now Is the Best Time to Buy Your First Home @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Jack Colston - NMLS [-------] #HomeBuyingJourney #PreCovidRealEstate #RealEstateBoom #HomeOwnership #BuyingAHome #EquityGains #FirstTimeBuyer #MortgageTips #RealEstateWins #housingmarket2024 Disclaimer: The information provided in this" [YouTube Link](https://youtube.com/watch?v=dQFigpAD8sY) 2025-04-12T05:12Z [--] followers, [---] engagements "🏡 Would You Give Away $250K of Future Equity for Just $45K Today 💸🤯 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Lets break it down: Your home is worth $450000. They offer you 10% upfront thats $45K. But in [--] years your home could be worth $1.2M. and theyll take $250K of that value. 😳 Thats the catch with some HEA / HEI contracts you're trading long-term wealth for short-term cash. 📉 Most homes appreciate over time dont sell your future equity short. 👉 Want to compare smarter options like a HELOC or cash-out refinance DM us or hit the link in bio. The Clear" [YouTube Link](https://youtube.com/watch?v=dhvwRIzhOUw) 2025-06-14T17:02Z [--] followers, [---] engagements "🔍 Waiting for the Market to Drop 1015% Don't Forget the True Costs 📉🏠 Connect with us: https://apply.theclearclose.com/meet You might hear: Prices are fallingI'll wait for another dip before I jump in. But let's do the math: 💸 Rent costs $36K/year thats $360K over [--] years ➡ Almost HALF a homes valuejust money you wont regain 🧮 When you compare: ➡ That waiting cost could be paying off half a house if invested wisely. So ask yourself: ✔ Are you letting rent bleed your equity ✔ Or is it more strategic to lock in now 👉 Comment MATH if you're ready to compare real numbersand know the true" [YouTube Link](https://youtube.com/watch?v=dnIh158CVdE) 2025-07-01T21:01Z [--] followers, [---] engagements "⚠ Reverse Mortgage Warning: Know the Long-Term Impact 🏠💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Pulling equity now means you skip monthly payments but that balance rolls forward. When the house is sold or you pass lenders recoup from remaining equity. ✅ If youre on a low-rate mortgage (e.g. 2% on a 15-year loan) consider a HomeSafe second mortgage: Keep your current mortgage Tap equity without replacing your cheap debt Only repay when the home is sold or at lifes end This is a smart reverse mortgage strategybut only if you have strong equity and clear goals." [YouTube Link](https://youtube.com/watch?v=dnQvFLZpUNY) 2025-06-26T22:01Z [--] followers, [---] engagements "Heres the ugly truth about variable-rate HELOCs Ever wonder why banks even bother offering variable-rate HELOCs or interest-only adjustable-rate mortgages Simple: 👉 Its what investors want. Not whats best for you. The reality is: Variable-rate HELOCs are the hardest loans to qualify for. They look good on paper but in practice very few borrowers ever qualifymaybe [--] in [----]. Banks mainly use them for advertising purposes flashing a low teaser rate that isnt realistic for most homeowners. 💡 Meanwhile a fixed-rate HELOC or a refinance to consolidate debt is far more practical for building real" [YouTube Link](https://youtube.com/watch?v=ePh6Aj6vf4U) 2025-09-02T20:01Z [---] followers, [---] engagements "How to Get Cash For an Investment Property TCC Podcast #Shorts #realestateinvesting #heloc Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and" [YouTube Link](https://youtube.com/watch?v=f2v-k32DXQk) 2025-03-03T18:00Z [--] followers, [--] engagements "UPDATE: CFPB is NOT gone TCC Podcast #Shorts #cfpb #correction #elonmusk #doge Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and should not be" [YouTube Link](https://youtube.com/watch?v=fWWNhnk6Uog) 2025-03-05T17:00Z [--] followers, [--] engagements "2 Things You NEED to be a SUCCESSFUL Real Estate Investor @TheClearClose #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve" [YouTube Link](https://youtube.com/watch?v=fiYVGUrAtgA) 2025-04-01T07:00Z [--] followers, [---] engagements "This Letter Could Make or Break Your Home Deal @TheClearClose Podcast #shorts Can ONE home change your life It did for this homeowner In this inspiring episode we follow the journey from renting with nothing to becoming a multi-property landlord using smart strategies HELOCs and creative financing. 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS" [YouTube Link](https://youtube.com/watch?v=g0Ga73nac7E) 2025-04-09T01:42Z [--] followers, [--] engagements "DSCR Loans Qualify Without Income 📉 Cant Hit the [---] DSCR Ratio Weve Got You Covered. 🏠💼 Short-term rentals come with risk lenders know that. Thats why many DSCR loans add a premium or require stricter ratios. But heres the good news: ✅ We have access to lenders offering [----] to [----] DSCR ✅ In some cases weve even secured no-ratio DSCR approvals ✅ Flexible guidelines = more opportunities for investors like you These programs are designed to help business owners and real estate investors keep building even in todays shifting market. 👉 Comment "INFO" if you want to see what your financing" [YouTube Link](https://youtube.com/watch?v=gBM12-6vc8Y) 2025-04-25T19:00Z [--] followers, [---] engagements "A HELOC (Home Equity Line of Credit) isnt free moneyits a tool. NMLS [-------] [-------] [-------] Before you sign ask yourself: 🔹 Am I using this to pay off high-interest debt 🔹 Is this funding an investment that builds wealth 🔹 Do I have a clear disciplined plan for repayment 👉 If the answer isnt crystal clear youre not ready. A HELOC should empower your finances not complicate them. #HELOC #DebtConsolidation #Refinance #FinancialFreedom #WealthBuilding The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim -" [YouTube Link](https://youtube.com/watch?v=gS5oXA6eLp4) 2025-09-09T20:02Z [---] followers, [---] engagements "🧠 Ever notice how easy credit becomes a trap Most peopleno matter how disciplinedtend to max out their limits as soon as they get access. Thats not judgment. Thats just data. But heres the thing: having good credit and equity in your home means you can get a second chanceif youve struggled before and need a reset. ✅ A HELOC can be that reset but only if used strategically: Have a concrete repayment plan Improve your credit if you dont qualify yet Use it to consolidate high-rate debt or build smarter 💡 Its not about loopholes or shortcuts. Its about having the right plan at the right time." [YouTube Link](https://youtube.com/watch?v=h-Qj5L-1aUw) 2025-08-04T21:58Z [---] followers, [---] engagements "🚨 Are FHA Loans Setting Us Up for Another Crisis 🏦💣 #reaction ✅ FHA loans were designed for low-income and first-time buyers with low credit score requirements (as low as 500). ✅ Fannie Mae and Freddie Mac (government-backed entities) buy most of these loans from lenders providing liquidity but this also means lenders face less risk. ✅ Without government backing many of these loans would never be approved because they are inherently risky. ❓ Is the push for accessibility in housing actually setting up buyers for failure ❓ Are we just inflating another housing bubble backed by taxpayer" [YouTube Link](https://youtube.com/watch?v=h5iqp1kIrRQ) 2025-05-13T19:03Z [--] followers, [---] engagements "Bank Statement Loans: Qualifying with Seasonal Income @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance" [YouTube Link](https://youtube.com/watch?v=h7QvZfDIcxo) 2025-05-03T04:55Z [--] followers, [---] engagements "💡 Is it okay to feel house poor when you buy your first home Heres the truth: - Sometimes you have to stretch your finances in lifebut it matters why youre stretching. - Being house poor from buying too many purses or luxury vacations ❌ Bad debt. - Feeling house poor because you bought a home that builds equity and long-term wealth ✅ Smart move. You might feel the pinch early on but owning real estate is one of the most proven ways to grow wealth over time. Short-term sacrifice. Long-term freedom. 🏡📈 #HousePoor #FirstTimeHomebuyer #WealthBuilding #RealEstateInvesting #FinancialFreedom The" [YouTube Link](https://youtube.com/watch?v=hIwhyFtF49A) 2025-08-22T20:00Z [---] followers, [----] engagements "📅 When you pay your credit card matters a LOT. If you let your statement close with a maxed-out balance (even if you pay it off right after) the bureaus see you as high risk 🚨 and your score can drop [----] points in one cycle. 💡 Tip: Pay before the statement closes to keep reported utilization low. Why Utilization = 30% of your score and one high-limit card near max can tank it. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org #CreditTips #DebtFreeJourney #MoneySmart #CreditScoreBoost The Clear Close (DBA of West Capital Lending Inc.) is" [YouTube Link](https://youtube.com/watch?v=hkcAfSRhlBo) 2025-08-11T21:01Z [---] followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@theclearclose The Clear Close Mortgage Broker
The Clear Close Mortgage Broker posts on YouTube about debt, investment, mortgage rate, money the most. They currently have [-----] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
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Social Influence
Social category influence finance stocks technology brands countries cryptocurrencies celebrities travel destinations
Social topic influence debt #1589, investment, mortgage rate #63, money, rates #827, finance #3837, housing market #350, if you, cash flow, credit cards
Top accounts mentioned or mentioned by @realestatemindset @theclearcloseclips @reventure
Top assets mentioned Bitcoin (BTC)
Top Social Posts
Top posts by engagements in the last [--] hours
"HELOC vs HELOAN How You Can Use Your Home Equity to Get Rich #MortgageProductSeries #EquityLoan Connect with The Clear Close Team: https://apply.theclearclose.com/meet HELOC vs. HELOAN: What Every Homeowner Needs to Know 🏠 Thinking about tapping into your home equity In this episode Peter and Jason break down everything you need to know about HELOCs (Home Equity Lines of Credit) and HELOANs (Home Equity Loans). Whether you're consolidating debt investing in real estate or funding a renovation understanding these tools can save you thousands 💰. ✅ We cover: -What is a HELOC What is a HELOAN"
YouTube Link 2025-06-21T21:59Z [----] followers, 23.4K engagements
"This is LEGAL BUYER BEWARE: Home Equity Investment (HEI) and Home Equity Agreement (HEA) -🚨Connect with The Clear Close Team: https://apply.theclearclose.com/meet 🚨 Homeowners beware: Not all equity solutions are created equal. In this episode Peter A breaks down the truth about Home Equity Investments (HEIs) and Home Equity Agreements (HEAs) and how they stack up against traditional HELOCs. Youll learn how HEIs and HEAs often marketed as no-payment or debt-free solutions could quietly rob you of thousands in home equity 😱. With real-world examples and clear cost breakdowns we show why"
YouTube Link 2025-06-11T10:00Z [----] followers, [----] engagements
"5 Traits of People Who Should NEVER Leverage Their Home Equity #HELOC #HELOAN Can a HELOC destroy your financial future In this video we reveal the "truth" behind home equity lines of credit that most lenders won't tell you. Weve funded over a billion dollars in loans and weve identified [--] critical red flags that mean you should NOT get a HELOC. 🚀 READY TO LEVERAGE YOUR EQUITY THE RIGHT WAY If you have a plan to build wealth and want to see if you qualify schedule a strategy call with our expert team here: 👉 https://www.apply.theclearclose.com/meet Scan the QR code in the video to get"
YouTube Link 2026-02-14T15:00Z [----] followers, [---] engagements
"11 HELOC Mistakes That Could Cost You Your House (Avoid #7) Getting a HELOC (Home Equity Line of Credit) can be a powerful financial toolbut only if you avoid these [--] critical mistakes. In this video I break down the most common and costly HELOC mistakes I see homeowners make including ones that have cost clients $50000+ or even their homes. Whether you're considering your first HELOC or already have one this guide will help you avoid expensive errors and use your home equity strategically. VIDEO CHAPTERS: 0:00 - Introduction: The $50K Mistake 0:30 - What is a HELOC (Quick Overview) 1:15 -"
YouTube Link 2025-10-24T21:00Z [----] followers, 24.4K engagements
"HELOC Explained [----] - [--] COSTLY Mistakes You Must Avoid HELOCs in [----] can be a game-changer or a financial trap. In this video licensed mortgage pros explain how HELOCs work the [--] biggest mistakes homeowners make and how to use a HELOC the right way. Well also compare HELOC vs Cash Out Refinance vs Home Equity Loan so you know your best option. Were licensed mortgage professionals whove helped hundreds of homeowners use HELOCs safely. This isnt theory these are real case studies from [--------]. 📢 5-Day HELOC: https://apply.theclearclose.com/meet 🚨 Are You Using Your HELOC the Right Way Many"
YouTube Link 2025-03-24T01:51Z [----] followers, 18.7K engagements
"We Funded $1B in Loans and STILL Can't Agree on This (Cash Flow vs Appreciation) Link to referenced video: https://youtu.be/yWGHy0qk6mY Our last video started an internal fight. After collectively funding over $1 billion in loans Jason and Nikki (senior loan officers at The Clear Close) couldn't agree on what's more important for real estate investors: cash flow or appreciation. So we did what any team would do. We had them debate it on camera. This is a steelman debate - they're arguing opposite sides to show you the REAL pros and cons of each strategy. Because here's the truth: there's more"
YouTube Link 2026-02-07T15:00Z [----] followers, [---] engagements
"I know who wrote this. What do you offer over big banks Heres the honest answer 👇 We do one thing mortgages. Thats it. Big banks juggle: Checking & savings Auto loans Credit cards Investments Business banking We dont. Our entire focus is on structuring the right mortgage or equity solution for your scenario not pushing a single in-house product. One loan might work better than another and our job is to tell you that even if its not the most obvious option. Thats also why we put so much information out there publicly. What you hear on this channel is exactly what we tell our clients. We"
YouTube Link 2026-01-26T20:00Z [----] followers, [---] engagements
"The Uh Oh HELOC MomentNMLS [-------] [-------] [-------] Imagine this: youre mid-renovation the kitchens torn up contractors are waiting and suddenly you realize the HELOC only goes up to 80% loan-to-value. 👉 Now youre $100K short. 👉 The project stalls. 👉 Stress levels skyrocket. This happens way too often when people jump into a HELOC without planning ahead. 📉 A HELOC isnt a blank check. Lenders cap loan-to-value and if you dont factor that inyou could be stuck mid-project with no financing options. 💡 Solution: Always run the numbers before you demo the walls. If you need more leverage a"
YouTube Link 2025-10-05T19:01Z [----] followers, [---] engagements
"Title Issues: The Hidden Cause of MORTGAGE DENIAL Many borrowers with strong equity good credit and high income are still getting denied for HELOCs and in most cases its not because theyre unqualified. The issue is that lenders often identify problems late in the process that borrowers were never told to look for ahead of time. This video breaks down why HELOCs commonly get denied mid-process or right before closing and how to avoid months of frustration. The biggest and most disruptive issue discussed is title and ownership problems which frequently surface near the end of the loan. A"
YouTube Link 2026-02-05T20:00Z [----] followers, [---] engagements
"The key takeaway is that most denials especially for HELOCs are not about bad credit. Loan denials are far more common than people realize even for borrowers who eventually become highly qualified homeowners and investors. In this segment the speaker reflects on being denied multiple times earlier in their life and not understanding why until they entered the mortgage business. The most frustrating part wasnt the denial itself it was the lack of explanation. In many cases the issue wasnt permanent. A simple fix like waiting six more months filing one additional tax return or slightly"
YouTube Link 2026-02-06T20:01Z [----] followers, [---] engagements
"WATCH THIS BEFORE getting a Home Equity Investment (HEI) #HEI #HEA #RealEstate2025 #homeequity #Clip 💰 Thinking about a Home Equity Investment (HEI) or a Home Equity Agreement (HEA) Watch this before you sign anything We react to a viewer who misunderstood HEI vs HELOC and nearly lost half their home equity. 🚨 In this video: -What HEI and HEA really are (and how they differ from HELOCs) -Why these products can instantly cut your home value by 30% -Safer alternatives like HELOCs and DSCR loans for investors -Practical advice for improving DTI and qualifying for credit safely 🏠 Whether youre"
YouTube Link 2025-10-13T17:52Z [----] followers, [---] engagements
"Turn $200/month into $126000 in savings NMLS [-------] [-------] [-------] Heres how: - On a fixed-rate HELOC at 8% adding just $200 extra per month can cut [--] years off your payoff. - Thats [---] fewer payments and $126000 saved in interest. - All it costs is $24000 total in extra payments over time. Think of it this way: thats about the price of a pair of Jordans each month 👟 or skipping one weekend of takeout. Instead redirect that money to your HELOCand buy yourself a decade of freedom. Small sacrifices HUGE financial wins. #HELOC #DebtFreeJourney #FinancialTips #MortgageAdvice #HomeEquity"
YouTube Link 2025-09-27T19:01Z [----] followers, [---] engagements
"Investors: Dont tie up your hard-earned cash NMLS [-------] [-------] [-------] A HELOC (Home Equity Line of Credit) can be a powerful tool if youre: ✔ Flipping a property 🔨 ✔ Upsizing or diversifying your portfolio 📈 ✔ Waiting to complete a [----] exchange but need funds NOW ✔ Jumping on an investment opportunity you cant afford to miss 🚀 Instead of draining cash reserves tap into your home equity to bridge the gap between deals. Its flexibility that keeps your portfolio growing without slowing you down. 👉 Smart investors use HELOCs as a toolnot a crutch. #HELOC #RealEstateInvesting"
YouTube Link 2025-09-29T19:02Z [----] followers, [---] engagements
"Can HELOC Interest Be Tax Deductible 💡NMLS [-------] [-------] [-------] Yesbut only in specific cases. Its not deductible for cosmetic upgrades like new paint or flooring. ✅ Deductible uses may include: -Major repairs (roof replacement HVAC furnace) -Home additions (extra room added square footage) -Substantial renovations that increase your propertys value Since those upgrades improve your homes cost basis the IRS may allow you to deduct interest from the HELOC used to pay for them. ⚠ Reminder: Were not CPAsalways consult your tax professional. But if youre considering a HELOC for renovations"
YouTube Link 2025-10-08T19:03Z [----] followers, [---] engagements
"HELOC Regret Or HELOC Strategy NMLS [-------] [-------] [-------] Imagine this: You took out a HELOC [--] years ago ✅ Remodeled your kitchen ✅ Paid off high-interest credit cards ✅ Freed up cash flow but now youre staring at the balance thinking: How am I ever going to pay this off Heres the truth: A HELOC only feels like a revolving credit trap if you dont have a repayment strategy. With the right plan its not just debtits a tool to: 🔹 Protect yourself from rate hikes 🔹 Avoid [--] years of endless payments 🔹 Use equity strategically to build wealth 💡 Your HELOC doesnt control youyou control it. The"
YouTube Link 2025-09-30T19:03Z [----] followers, [---] engagements
"Bond Auction Failures BTC Strategic Reserve and More @theclearclose #podcast #part2 📢 Schedule your FREE 1-on-1 Consultation: https://apply.theclearclose.com/meet US Bond Auctions are showing weakness. Yields are inverted and the best plan we have is. Bitcoin In part [--] of this wide-ranging conversation Peter and Jason explore the potential solution of offsetting the national debt with collateralized loans not backed by the US Dollar but by gold and Bitcoin. They debate why it makes sense and how it relates to homeowners. 💡 If youre a homeowner investor or planning to refinance this episode"
YouTube Link 2025-06-07T10:45Z [----] followers, [--] engagements
"How $200 Can Save You $126000 NMLS [-------] [-------] [-------] If youve got a variable-rate HELOC (interest-only) heres the reality: - Youre not paying down principal. - Early years are interest-heavy. - That means more of your hard-earned money is going to the bank instead of building equity. But here's the thing. Even throwing an extra $200/month toward principal in the first [--] years can save you six figures in interest over the life of the loan. Think about it$200 might be: 🍽 One weekend of eating out 👟 A pair of sneakers 🎟 A concert night Swap one of those for a principal payment and"
YouTube Link 2025-10-02T19:02Z [----] followers, [---] engagements
"Your Neighbor Owns [--] Rental Properties - Here's How They're Doing It After funding over $1 billion in loans for thousands of real estate investors we've noticed these [--] patterns that separate people who scale fast from those stuck saving for years. We aren't talking about mega corporations. Just regular people who think differently about capital leverage and cash flow. The limiting factor to scaling your real estate portfolio isn't sourcing great deals (inventory is spiking everywhere). It's access to capital and knowing how to deploy it strategically. In this video I break down the exact"
YouTube Link 2026-01-31T20:24Z [----] followers, [---] engagements
"Ep13 Reacting to Real Estate Mindset @TheClearClose #recession2025 #reacting #mortgage #fha 🚨 Could we be facing another financial crisis like [----] @theclearclose is reacting to a video exposing the risky lending practices of FHA and Fannie Mae the hidden dangers of debt-to-income ratios and the surprising impact of "Buy Now Pay Later" schemes on borrowers. BUT is this the full picture 💡 This video is your wake-up call. Whether youre an active investor or just learning the ropes you need to understand the risks and opportunities ahead. 📈 Dont get caught off guard. Understand the market"
YouTube Link 2025-05-09T19:00Z [--] followers, [--] engagements
"🚨 Mistake #4: No Cash Reserves = Risky Business 💸 ❌ Investing without a financial cushion Major red flag. ✅ Even if your property qualifies for a DSCR loan never drain your savings. ✅ You need a backup for emergencies repairs vacanciesand peace of mind. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr #DSCRLoanTips #SmartInvesting #RealEstateWisdom #CashReserves #InvestmentStrategy The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE"
YouTube Link 2025-07-25T23:01Z [---] followers, [---] engagements
"🧠 Retire Smart: Use a Home Equity Loan to Grow Your Wealth 💼✨ Connect with The Clear Close Team: https://apply.theclearclose.com/meet Have you paid off your home and are approaching retirement Heres a powerful strategy (Disclaimer: This is NOT personalized financial advise. Consult your financial advisor or schedule a 1-on-1 with us to go over your specific situation) 🔹 At 62+ you can borrow around 3035% of your equityon a $1 M home that's $350K 🔹 Borrow at 6% mortgage rate and avoid monthly expenses 🔹 Invest in the S&P 500historically 7%11% return outpacing borrowing costs 🔹 Your home"
YouTube Link 2025-06-26T17:02Z [--] followers, [---] engagements
"🧭 Waiting for Rate Drops Heres What Has to Happen First 🏡📉 Connect with The Clear Close Team: https://apply.theclearclose.com/meet If youre holding off on buying a home until rates fall youll want to watch for these: [--] Recession Money moves into U.S. Treasuries for safety [--] Disinflation (not deflation) Signals economic stability boosting buyer confidence [--] Global instability When markets shake people turn to U.S. bonds [--] Quantitative Easing Fed needs to buy bonds to push rates down (most likely outcome right now) 💡 Stay ahead of the curve by knowing what drives mortgage ratesand when"
YouTube Link 2025-06-17T22:01Z [--] followers, [--] engagements
"HELOC Exit Plan: Smarter Than [--] Years of Payments - Proven Ways to Exit Safely - NMLS [-------] How do you actually get out of a HELOC In this episode licensed mortgage pros break down the smartest exit strategies to escape the HELOC debt trap without ruining your finances. 💳 HELOCs (Home Equity Lines of Credit) can feel like a revolving credit trap but they dont have to. In this video we share [--] proven strategies to get out of a HELOC in [----]. Well cover: ✅ The difference between fixed-rate HELOCs and variable HELOCs ✅ How an extra $200/month can save you over $100K in interest ✅ When"
YouTube Link 2025-09-26T17:30Z [---] followers, [---] engagements
"💸 Fix-and-Flip Funding Nightmares HELOC Is Your Savage Secret Weapon 🛠🏡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Savvy investors know this pain: 🔨 Construction draws and bridge loans are complex and slow 🕒 Hedge fund draw approvals feel like playing gotchadelays cost you weeks extra interest and stress 💰 One 45day draw delay can easily become [---] daysand thousands in lost cash flow ✅ Heres why a HELOC is a gamechanger: ✔ Instant access to cash ✔ No photo inspections or fund holds ✔ Control in your handsnot bureaucrats' Want to compare a HELOC vs."
YouTube Link 2025-06-20T20:01Z [--] followers, [---] engagements
"FHA Foreclosure First Dibs for Owner Occupants The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment advice. While we are licensed"
YouTube Link 2025-05-12T17:21Z [--] followers, [---] engagements
"HELOC (2025) - How to Avoid DEFAULT on Your Equity Loan Connect with The Clear Close Team: https://apply.theclearclose.com/meet Is a HELOC your smartest financial move or a future debt trap 🏡💸 In this episode Peter breaks down the Home Equity Line of Credit (HELOC) a powerful tool that can unlock opportunities if used with strategy. But for many it turns into a costly mistake. HELOCs in [----] are not the same as in [----]. Rates rules and freeze risks have changed. In this video Peter (NMLS 2664403) explains how a HELOC works when its a smart move and when you should avoid it. ✅ Learn how"
YouTube Link 2025-07-02T21:39Z [---] followers, [----] engagements
"Not all HELOCs are created equal. Too many banks push variable-rate HELOCs that look attractive upfront but they can quickly become unpredictable and costly. Thats why we focus on fixed-rate HELOCsthe best of both worlds: Predictable payments Flexibility of a credit line No teaser rates or 6-month gimmicks When managed right a HELOC should give you stability AND controlnot financial anxiety. #HELOC #FixedRateHELOC #HomeEquity #Refinance #DebtConsolidation The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim"
YouTube Link 2025-09-14T19:01Z [---] followers, [---] engagements
"Reacting to #mgthemortgageguy on #HELOC Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE"
YouTube Link 2025-03-03T17:09Z [--] followers, [--] engagements
"The Truth About Hidden Fees in Mortgages & HELOCs 🚨 Most lenders wont call them hidden fees but if they dont explain them clearly thats exactly how they feel to consumers. 💡 Heres what you need to know: The real gotchas usually come at the end of the loannot when you sign. Prepayment penalties refinance restrictions or payoff surprises are where many borrowers get caught off guard. The solution Ask the right questions: 👉 If I pay this off or refinance in 2-3 years what happens Your loan officer is legally required to explain potential penalties or payment changes. Dont just focus on the"
YouTube Link 2025-09-17T19:02Z [---] followers, [---] engagements
"Can the Government Prevent Another [----] Housing Crash TCC Podcast #shorts The [----] financial crisis left millions of homeowners underwaterbut could the government stop it from happening again With [--] million FHA loans at risk is the market headed for disaster or is there a way to avoid another crash 🏡💰 💡 In this episode we break it all down: ✅ How todays housing market compares to [----] ✅ Government policies keeping the market afloat ✅ Will FHA borrowers get bailed out or foreclosed on ✅ Could rate cuts prevent a total collapse ✅ Who really benefits from a soft landing Are we on the verge of"
YouTube Link 2025-03-19T15:11Z [--] followers, [---] engagements
"Dont Stress About Your Mortgage TCC Podcast #shorts #MortgageTips #Inflation #Recession Worried about your mortgage during inflation and recession fears 🤔 The economy is shifting but what does it mean for homeowners Will rates drop Should you refinance Get the facts and stay ahead of the market. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal"
YouTube Link 2025-03-11T20:21Z [--] followers, [--] engagements
"24 Month Bank Statement Loan INSANE PAPERWORK Story from a Non-QM Expert @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The"
YouTube Link 2025-05-02T21:17Z [--] followers, [----] engagements
"The Housing Shortage Paradox Reacting to @RealEstateMindset Clip [--] 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket"
YouTube Link 2025-05-18T23:45Z [--] followers, [--] engagements
"Buy a House with BITCOIN TCC Podcast #shorts #bitcoin #realestate #finance #funnymoments Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-04T12:00Z [--] followers, [---] engagements
"Max Out Your HELOC for Positive Cash Flow TCC Podcast #reactionshorts #HELOC #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-04T15:00Z [--] followers, [---] engagements
"⚠ How One Home Equity Investment Devastated a Senior's Future 💥 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Meet Peggy a disabled senior from Washington State: ✅ Took out $30K but then $100K from her home equity agreement (HEA) ✅ Paid off credit cards but kept $70K for living expenses ✅ Her home once valued at $200K appreciated to $450K 🚨 At contract end 70% of that gain went to the HEA company This isnt a small loan its major equity theft disguised as help. 💡 Before you tap home equity: - Understand how much appreciation youll actually keep - Know that a big"
YouTube Link 2025-06-12T23:01Z [---] followers, [---] engagements
"Airbnb and VRBO Crash Housing Market Shockwave Ahead TCC Podcast #shorts #shortermrental #airbnb 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-03-31T15:00Z [--] followers, [----] engagements
"🦄 Got a 2.5% Mortgage Youre Sitting on a Unicorn 🏡✨ Caller: "We originally bought it back in January of [----] Um this was obviously before we knew you and we we got a 30-year loan um at 2.5% Mm-hmm Um and now kind of considering doing do we move to a 15-year But my biggest concern with that is that we're giving up that 2.5% rate to go somewhere around 5% or so." Ramsey: "You're right to be concerned." Jason: Whoever that loan officer was oh my gosh get him out of there Get him the hell out of here You have a loan from [--------] and it's 2.5%. That's a unicorn Leave that thing alone It's like"
YouTube Link 2025-05-20T17:01Z [--] followers, [--] engagements
"Renting a Home is Costing You More Than You Think Connect with The Clear Close Team: https://apply.theclearclose.com/meet Still Renting Heres What Its REALLY Costing You 💸🏠 In this episode Peter and Jason unpack the real financial implications of renting vs buying a home cutting through surface-level comparisons to reveal the opportunity cost equity loss and missed wealth-building potential many renters dont realize. Whether youre on the fence about buying your first home debating if its better to rent or trying to time the market this video gives you a data-backed perspective rooted in"
YouTube Link 2025-07-12T10:00Z [---] followers, [--] engagements
"🏦 Why HELOCs Are the Ultimate Low-Cost Funding Tool 💡🏠 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Think business financings expensive It isoften 1220% interest for corporate loans. 📉 But with a HELOC you can become your own banker at rates as low as 6.8% ✅ Use your home equity for: Real estate investments Business capital Emergency funds And more 💬 Want to compare HELOC vs. other options DM INFO to see if tapping your equity is the right move. #HELOC #HomeEquity #BusinessFinancing #RealEstateInvesting #SmartBorrowing #MortgageTips #RefinanceAdvice"
YouTube Link 2025-06-20T17:02Z [--] followers, [---] engagements
"The US Consumer is being stretched to the brink @TheClearClose #shorts #financialfreedom 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket"
YouTube Link 2025-04-02T20:00Z [--] followers, [----] engagements
"📊 Credit Score [---] The [--] things that matter most: Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org [--] Payment History 35% of your score [--] Amounts Owed 30% [--] Length of Credit History 15% [--] Credit Mix 10% [--] New Credit 10% Thats 100% of your score right there. Pay attention to these - especially the ones that have more weight #CreditTips #CreditScore #MoneySmart #WealthHabits The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE 02178073"
YouTube Link 2025-08-09T17:00Z [---] followers, [---] engagements
"Manufacturing Jobs Are Back - Insights from a Manufacturing Industry Insider TCC Insights from a [--] year veteran in the manufacturing industry. Many thought Trumps tariffs would bring manufacturing jobs back to the U.S. But what actually happened Instead of Made in China companies are moving production to open capacity in other countries the US is already producing from. See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear"
YouTube Link 2025-03-12T15:23Z [--] followers, [---] engagements
"Get a Second Opinion On Your Loan TCC Podcast #Shorts #financialeducation #homeloan #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only"
YouTube Link 2025-03-06T12:00Z [--] followers, [--] engagements
"Sell Your Home Fast - Pandemic House Regret @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer:"
YouTube Link 2025-05-13T07:00Z [--] followers, [---] engagements
"Reacting to FOMC decision - Dovish Signal Despite Uncertainty The Clear Close Podcast E6 P2 How will the Feds latest moves impact the housing market In this episode of The Clear Close Podcast we break down the FOMCs recent decision what it means for mortgage rates homebuyers and investors and how to leverage home equity in todays market. 💡 Key Takeaways: ✅ Market reacts to the Feds language Whats next ✅ Will rate cuts create new opportunities or new risks ✅ How to strategically use home equity for investments ✅ Buying a primary home vs. an investment property whats the best move ✅ Why buying"
YouTube Link 2025-03-22T15:00Z [--] followers, [--] engagements
""I had a client who inherited a house but he struggled to keep up with the monthly payments." Sometimes people inherit a home and instantly have huge equity on paper50% or more overnight. Sounds amazing right But heres the catch: even with all that equity the monthly mortgage payment can still leave you strapped for cash. 💡 Thats the difference between being house rich and cash poor. 👉 The good news You have options: Use a HELOC (Home Equity Line of Credit) to access equity without selling. Consider a refinance to lower monthly payments and improve cash flowif it aligns with your long-term"
YouTube Link 2025-08-25T20:01Z [---] followers, [--] engagements
"What the Hell is a Zombie Foreclosure TCC Podcast #Shorts #financialeducation #realestate Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-06T20:00Z [--] followers, [---] engagements
"💳 Struggling with $30K+ in credit card debt Heres how one client could save 💯K in interest. They were shelling out $900/month toward 25% APR cards. with no end in sight. We ran the numbers: ✅ Replaced their credit cards with a $30K HELOC ✅ Monthly payment dropped to $200 ✅ But they kept paying $900/month 📉 Debt-free in [--] years 💰 Over $100000 saved in interest 🧠 Same cash outflow. Smarter structure. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org 💬 Drop RECALCULATE if you want us to run the numbers for you. #DebtFreeJourney"
YouTube Link 2025-08-02T04:00Z [---] followers, [---] engagements
"🏡 Dont Have $15 Million You Still Need a Legacy Plan. 💰📈 Most people wont pass on $15 million and thats okay. But heres the truth: ✅ Equity is power. ✅ Assets are legacy. ✅ Planning for the next generation starts now not when you have enough. 💡 Even if your home is worth $400K today with consistent appreciation it could hit $1M+ and that matters when it comes to generational wealth. You dont need to be ultra-wealthy to think smart. You just need to start planning smarter. 👉 Comment "INFO" if you want to learn how to turn your home equity into a lasting legacy for your kids."
YouTube Link 2025-06-03T19:02Z [--] followers, [---] engagements
""Don't Get a HELOC" Reaction TCC Podcast Shorts #realestate #youtubeshorts #financialeducation Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-05T15:00Z [--] followers, [--] engagements
"Feeling House Poor Stop Comparing & Start Leveraging Your HELOC Maybe you dont really need that trip to Bali or new luxury purchase right now. Maybe the reason you feel house poor is because youre comparing yourself to people on Instagram who arent even in the same stage of life as you. Heres the truth: - Every dollar you spend today either hurts you or helps you exponentially tomorrow. - Example: On a $280000 loan with a HELOC adding just $500 more per month could save you over $300000 in interest between a 30-year and 15-year refinance. - Thats not just savingsthats your retirement fund"
YouTube Link 2025-08-23T20:00Z [---] followers, [---] engagements
"The Golden Age of America TCC Podcast #shorts On this week's episode we delve into the potential long-term strategies of President Donald Trump and his administration's plans for the American populace. Is there a bigger game at play Trump has hinted at thinking [---] years aheadbut does that mean short-term pain for long-term gain Are we just pawns in a political chess match ♟🔥 📉 Is the economy being manipulated 💰 Who actually benefits from this strategy ⚠ What does this mean for your money home and future 💬 What do YOU think Is this genius strategy or economic chaos Sound off below See if"
YouTube Link 2025-03-15T17:17Z [--] followers, [---] engagements
"What is a HELOC & why do people use it NMLS [-------] [-------] [-------] A HELOC (Home Equity Line of Credit) is basically a revolving credit line secured by your homes equity. Think of it like a credit card 💳 but with WAY lower rates and much higher limits. Homeowners use HELOCs for: ✅ Debt consolidation (pay off high-interest credit cards fast) ✅ Funding a business or investment 🚀 ✅ Home improvements 🛠 ✅ Or anything youd use a cash-out refinance forwithout touching your first mortgage. Bottom line: A HELOC = flexibility + lower cost of borrowing. Would you use a HELOC to consolidate debt or"
YouTube Link 2025-09-07T20:01Z [---] followers, [---] engagements
"💰 Warren Buffetts $330 TRILLION Cash Pile The Dip is Coming 🚨 What does he know that we dont 🤔 The market could be setting up for a MASSIVE opportunity. 💡 Key Takeaways: ✅ Buffett ALWAYS buys when others panic ✅ Cash = Future Bargains ✅ The best investments are made in downturns Are YOU prepared for the next big dip Drop a 💰 if youre ready 📢 Get your cash ready with our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE"
YouTube Link 2025-03-24T20:18Z [--] followers, [---] engagements
"From Dream to Keys Real First-Time Buyer Wins @TheClearClose #shorts ✨ Buying your first home can feel impossibleuntil its not. In this inspiring episode we share real-life success stories from first-time buyers who faced high rates tight budgets and tough markets and still made it happen 💪 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 💬 Are YOU a first-time buyer Share your questions or story belowwed love to hear it 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC:"
YouTube Link 2025-04-09T19:00Z [--] followers, [---] engagements
"💸 Rent = 100% Burned. 🏡 Owning = Missed Opportunity Avoided. Connect with us: https://apply.theclearclose.com/meet You can stay renting if the math works for your life. But have you really considered the opportunity cost of not owning sooner Every month you delay could mean tens of thousands lost in potential equity. If youre serious about building wealth its time to do the mathand act. 🧠 Tap the link in bio to run your numbers with us. #RentVsBuy #HomeOwnershipMatters #RealEstateInvesting #BuildWealth The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS -"
YouTube Link 2025-07-18T17:02Z [---] followers, [---] engagements
"🚪 How to Exit a Fix & Flip Loan (Without Selling) Most people think once you take a fix & flip loan youve only got one option: sell fast. ❌ But smart investors know better 👉 Refinance into a DSCR loan after renovations. 👉 Lock in cash flow while the property appreciates. 👉 Hold [--] years then sell or [----] exchange into something bigger. Some of the BEST flips end up becoming long-term holds because the cash flow + upside is just too good to walk away from. Thats the beauty of real estateyoure not stuck with one exit strategy. Youve got OPTIONS to build cash flow and net worth. If you want"
YouTube Link 2025-08-20T20:01Z [---] followers, [---] engagements
"🦄 Got a 2.5% Mortgage Youre Sitting on a Unicorn 🏡✨ If you locked in a 2.5% rate in [----] or [----] youve got something millions of homeowners can only dream of. 📉 Refinancing to a 15-year loan at 5% Bad move. 📈 Selling and giving up that rate Think twice. Your 2.5% rate is practically free money and its a big reason the housing market is stuck. Nobody wants to give up their ultra-low mortgage 👉 Comment "INFO" if you want to learn how to leverage your low-rate loan without losing it. #MortgageHacks #RealEstateInvesting #HomeOwnership #LowInterestRates #SmartMoneyMoves #HousingMarket2025"
YouTube Link 2025-05-19T21:58Z [--] followers, [---] engagements
"California is slowly shifting to a BUYER'S Market (in some areas) @theclearclose #clips What is the data showing us about the Orange County Market What can buyers waiting on the sidelines do now 💡 We're going over ✅ Why being pre-approved isn't optionalit's critical ✅ Why homeownership = long-term stability not just ROI ✅ Regional insight: Whats really happening in Orange County's market ✅ How to strategize your offer and stay competitive in [----] 📉 With affordability and competition tightening the smart buyer is the p 📢 Protect your equity before the flood or get access to capital now in"
YouTube Link 2025-05-06T16:00Z [--] followers, [--] engagements
"Mortgage Expert Reacts to Credit Advice on YT - But Does It Help You Qualify For a #mortgageloan 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Are viral credit tips on YouTube really helping you get approved for a mortgage 🤔 In PART [--] of this series we break down some of the most-watched credit advice onlinereacting to them through the lens of real mortgage experts. From credit utilization to diversifying credit lines Peter and Jason clarify what actually helps your credit score when you're applying for"
YouTube Link 2025-08-02T13:00Z [---] followers, [--] engagements
"🚨 Who REALLY Wins If [--] Million FHA Homes Go Into Foreclosure TCC Podcast #shorts If the government ends its moratorium over [--] MILLION FHA homes could flood the market. But who actually benefits from this Will first-time buyers finally get a chance or will big investors scoop up everything 💡 In this episode we break it all down: ✅ What happens if FHA protections disappear ✅ Who profitshomebuyers or hedge funds ✅ Will this trigger another 2008-style crash ✅ Could Trump pull the plug to force a recession ✅ The hidden risks behind a "market reset" 📢 Protect your equity before the flood or get"
YouTube Link 2025-03-19T15:04Z [--] followers, [---] engagements
"FHA Changes Wall Street's New Foreclosure Advantage @theclearclose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment"
YouTube Link 2025-05-12T17:20Z [--] followers, [--] engagements
"🧠 Using a HELOC Dont Make This Mistake 💸 Connect with us: https://apply.theclearclose.com/meet [--] Have a strategy Only use your HELOC for income-generating investments or value-boosting upgrades 🛠 [--] Avoid variable-rate traps A lower upfront rate might look good now but can you handle the rate spikes later 📈 [--] Know your plan to exit Whether its a refi a sale or a payoff dont borrow blindly. 📊 HELOCs are powerfulbut only with a clear plan. Compare products know your goals and dont just chase low rates. 👉 DM HELOC STRATEGY for help building the right plan for your situation. #HELOC"
YouTube Link 2025-07-06T19:30Z [--] followers, [---] engagements
"🚫 [--] Mortgage Mistakes You Cant Afford to Make 🏠💡 Thinking about buying a home refinancing or investing in real estate Heres what NOT to do: ✅ Dont use big banks work with a lender who specializes in mortgages. ✅ Never co-sign for anyone once youre pre-approved. ✅ Know your monthly comfort level dont overbuy just because youre pre-approved for more. ✅ Dont rely on free credit scores your real mortgage score is different ✅ Vet your loan officer and realtor experience matters in this market These [--] tips can save you time money and stress whether youre a first-time homebuyer refinancing your"
YouTube Link 2025-05-25T18:01Z [--] followers, [---] engagements
"💡 Refinance or HELOC Which Is Better 💡NMLS [-------] [-------] [-------] The answer: it really depends on your situation. A refinance replaces your first mortgage its basically hitting the reset button on your home loan often to pull cash out or lock in a better rate. A HELOC on the other hand is a second lien or second mortgage. It gives you flexible access to your home equity kind of like a credit line secured by your home. 🏠 If you already have a great first mortgage rate keep it. Add a HELOC as your financial backstop for projects emergencies or opportunities. 📉 If you bought your home last"
YouTube Link 2025-10-13T19:03Z [---] followers, [---] engagements
"Rates are down But is business up Lower rates should mean more deals right Not always Heres what top loan officers & real estate pros are experiencing in the real estate and mortgage market. Dont just watch the marketcapitalize on it Learn how to turn lower rates into higher profits today. See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE 02178073"
YouTube Link 2025-03-12T19:00Z [--] followers, [--] engagements
"💸 Don't Wait for Rates to Drop Beat Inflation Like the Wealthy Do 🏡📈 Connect with The Clear Close Team: https://apply.theclearclose.com/meet The real question isnt Will mortgage rates drop its How do I protect myself from being inflated into poverty ✅ Smart money is flowing into real estate gold Bitcoin and income-producing assets. ✅ Want to beat inflation and build generational wealth You need to own not just earn. 📲 DM us or comment INFO to learn how you can start buying refinancing or investing the smart way today. #RealEstateInvesting #HomeBuyingTips #RefinanceSmart #BuildWealth"
YouTube Link 2025-06-18T22:02Z [--] followers, [---] engagements
"🚨 Are We Being Lied to About Low Credit Score Loans We react to a shocking claim about mortgage data manipulation. The video suggests that Fannie Mae and Freddie Mac loans exclude borrowers with credit scores below [---] but is that really the whole story Heres what youre not being told. 💡 Heres What We Break Down: ✅ Why Fannie Mae and Freddie Mac dont fund loans under [---] FICO ❌ ✅ The truth about Ginnie Mae FHA and VA loanswhere low scores actually go 📊 ✅ Could this be a smokescreen hiding risky loans or click bait YouTube 🤔 ✅ The difference between conventional loans vs. government-backed"
YouTube Link 2025-05-13T21:01Z [--] followers, [---] engagements
"💰 Millionaire Math: How Budget Discipline Can Build Real Wealth 📈🏠 Connect with us: https://apply.theclearclose.com/meet You dont need to hit the lottery to hit [--] figures. You need strategy. One of the most powerful habits ➡ Lock in a low fixed cost lifestyle ➡ Invest the surplus ➡ Let compound growth do the heavy lifting ✅ $3K monthly cost ✅ $5K income ✅ $2K surplus goes to the S&P500 📊 Over [--] years at 9% return = 🔥 potential millionaire status The best part Its not just about the money Its about creating emotional stability for your family and building a plan that works long-term. 📌"
YouTube Link 2025-06-28T17:01Z [--] followers, [---] engagements
"⚠ Be VERY Careful With Home Equity Investments (HEIs) ⚠ NMLS [-------] [-------] [-------] This one gives us chills every time we talk about it What sounds like easy money a quick lump sum of cash in exchange for a share of your homes future value is actually one of the most dangerous and unregulated products out there. 💸 HEIs undervalue your home to give you less money upfront 📉 Then they take a massive cut of your future appreciation even if you try to pay it back early 💀 Weve seen homeowners lose tens of thousands in equity instantly 🏚 Some even lose their homes entirely We looked at one"
YouTube Link 2025-10-12T19:02Z [---] followers, [---] engagements
"DSCR Loans Avoid These Costly Lender Mistakes 💼 Cheap Brokers Can Cost You Everything Including Your Deal 🧾❌ When you're putting down $50K in earnest money on a $1M property the last thing you want is a lender that cant close on time. Thats why working with an experienced broker matters. ✅ We know where to place your deal ✅ We make sure it closes on time ✅ We protect your deposit and your peace of mind 📉 Nitpicking over 12% in fees Thats short-term thinking. 📈 Getting the deal done right thats long-term wealth building. 👉 Comment "INFO" to work with a team that treats your investment"
YouTube Link 2025-04-26T19:00Z [--] followers, [---] engagements
"💰 "I don't want to pay the bank any more interest than I need to" In just [--] years my clients knocked off nearly HALF of their $450000 mortgage. How Budgeting and a consistent chipping away at principal. 📉💡 If youre serious about saving on interest and owning your home sooner its time for a plan. 👉 Comment "INFO" and start your journey to debt-free homeownership Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE"
YouTube Link 2025-05-08T17:02Z [--] followers, [----] engagements
"Mortgage Expert Reacts to Credit Boosting Tips #part2 #mortgageloan #HELOC 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Struggling with credit advice overload on YouTube 🤔 In PART [--] of this series Peter and Jason react to [--] more viral credit tips from top creators on YouTubeand give you the real scoop on what actually matters when applying for a mortgage HELOC or equity loan. Whether you're rebuilding credit or prepping for a major home purchase learn which strategies work which ones don't and how to"
YouTube Link 2025-08-09T12:00Z [---] followers, [--] engagements
"Dont Sabotage Your Home Purchase Avoid These Closing Mistakes @TheClearClose #shorts 🚨 Youre this close to getting the keysbut one wrong move could cost you the house In this episode we break down the most common (and costly) mistakes buyers make right before closing on their new homeand how to avoid them. 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing"
YouTube Link 2025-04-09T19:00Z [--] followers, [----] engagements
"Dave Ramsey Hates HELOC TCC Podcast Shorts #reactionshorts #investing #heloc #mortgageloan Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-06T15:15Z [--] followers, [--] engagements
"📈 The fastest way to boost your credit score 📈 The fastest way to boost your credit score Being added as an authorized user on someone elses well-managed credit card can sometimes give you a quick 100-point jump even if they never hand you the physical card. Low risk to them big potential upside for you. ⚠ But heres the catch: lenders arent blind to this. If you have no recent credit history of your own (last [--] years) this move alone wont convince them youre a responsible borrower. Its a boost not a full solution. Watch the full video to get our our reactions on other viral credit tips"
YouTube Link 2025-08-13T21:01Z [---] followers, [---] engagements
"Refinancing Realities: Understanding Net Tangible Benefits & Financial Discipline #Clips #reaction 📢 Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] In this insightful discussion we delve into the intricacies of mortgage refinancing emphasizing the importance of net tangible benefits and the role of delayed gratification in achieving financial stability. Key Takeaways: Net Tangible Benefit Explained:"
YouTube Link 2025-05-22T17:00Z [--] followers, [--] engagements
"🏡 $15M Tax-Free to Your Kids This Bill Could Be a Game-Changer 💰📜 If this new bill passes you could gift up to $15 million to your kids tax-free. ✅ Thats $10M more than the current limit if the bill were not to pass ✅ Its not just about cash think real estate portfolios and appreciated assets. 💡 Here's why it matters: Trusts LLCs and step-up basis strategies are powerful but this change means you could transfer massive wealth without needing complex loopholes. If your home appreciates from $450K to $2M+ over time (especially in places like California or New York) this could be the key to"
YouTube Link 2025-06-03T02:00Z [--] followers, [---] engagements
"Is there an interest rate people should wait for before looking to buy a house @theclearclose 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Jack Colston - NMLS [-------] #HomeBuyingJourney #PreCovidRealEstate #RealEstateBoom #HomeOwnership #BuyingAHome #EquityGains #FirstTimeBuyer #MortgageTips #RealEstateWins #housingmarket2024 Disclaimer: The"
YouTube Link 2025-04-12T05:12Z [--] followers, [----] engagements
"Leverage Your Way to Being a Millionaire TCC Podcast #shorts #realestate #mortgage #invest Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-04T17:00Z [--] followers, [--] engagements
"Feeling House Poor Heres How to Flip That Into House Rich Real estate isnt a quick winits a long game. Your money needs time to compound and your mindset needs to match your end goals. - If youre feeling house poor one of the fastest ways out is by paying down debt more aggressively. - That could mean using a HELOC to consolidate debt refinancing to a shorter term or simply putting more towards principal each month. - The payoff Youll shift from feeling house poor today to house rich soonerbecause every dollar you knock off your debt is money you keep for yourself long-term. This isnt instant"
YouTube Link 2025-08-24T20:00Z [---] followers, [----] engagements
"Clip 1: Rates to stay elevated between 6%7% (but thats ok) @TheClearClose #podcastclips 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet In this episode we discuss whether or not a 2% mortgage rate environment is worth waiting around for. SPOILER: It's not. Watch and understand why sitting on the sidelines in [----] is causing you to miss out on generational wealth. Whether you're a first-time buyer seasoned investor or homeowner exploring your refinance options"
YouTube Link 2025-05-24T01:59Z [--] followers, [--] engagements
"🏦 Lender A Says No Lender B Might Say Yes 🔍 What You Need to Know About DSCR Loans 🚀 ❗ Cannot be used for your primary residence must be income properties (14 units or even up to [---] units) 📈 DSCR loans qualify based on the propertys rental income not your salary ✅ These are all-legit and legaldont risk mortgage fraud by misusing them Use DSCR smartly to scale your portfolio and build passive wealth. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr #DSCRLoan #RealEstateInvestor #RentalPortfolio #LegalFinancing #PassiveIncome"
YouTube Link 2025-07-24T23:00Z [---] followers, [---] engagements
"📈 $1.2M to $2.8M in [--] Years Welcome to Irvine Real Estate 🏡💸 Thats not a typo ✅ A $1.2M home in [----] is now pushing $2.8M ✅ Demand in highly desirable areas is still strong ✅ Figure out what works for your wealth building strategy with The Clear Close 💡 This is why location matters and why Irvine is a long-term equity powerhouse. 👉 Comment "Strategy" if you want to tap into high-growth real estate markets like this before the next wave hits. #IrvineRealEstate #HomeAppreciation #SmartInvesting #RealEstateWealth #EquityGrowth #LuxuryHomeMarket #SoCalRealEstate #HomeBuying2025 #MortgageTips"
YouTube Link 2025-06-06T19:02Z [--] followers, [----] engagements
"Unlock Short Term Rental Success Financing Secrets Revealed 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The"
YouTube Link 2025-04-28T19:00Z [--] followers, [---] engagements
""Asking for a friend." One of the reasons we love doing these conversations is because sometimes the difference between a HELOC and a refinance (or between fixed vs. variable rates) isnt as obvious as people think. Connect with us: https://apply.theclearclose.com/meet 💡 Thats why I always bring the stand-in perspectiveasking the mortgage expert the questions YOU would ask if you were sitting in the chair. 👉 No jargon. No judgment. Just straight answers to the things most homeowners are too afraid (or embarrassed) to ask. So if youve ever thought: Is a HELOC better than a refinance Am I"
YouTube Link 2025-09-05T20:01Z [---] followers, [----] engagements
"Zombie Foreclosures Explained TCC Podcast #clips #realestate #foreclosure #mortgageloan Link to Article: https://cbs4indy.com/business/press-releases/cision/20250220LA23455/zombie-foreclosures-remain-a-small-fraction-of-u-s-housing-inventory-in-first-quarter-of-2025/ Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason"
YouTube Link 2025-03-05T20:15Z [--] followers, [--] engagements
"Mortgage Your Home For Bitcoin - Ramsay's SHOCK Advice @TheClearClose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment"
YouTube Link 2025-05-12T17:23Z [--] followers, [---] engagements
"Will We Ever See 2% or 3% Rates Again @TheClearClose Podcast #thenewnormal #mortgagerates2025 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet In this episode we get personal Why did Jason get into the mortgage industry Why are two random Asian guys doing YouTube And how it became about more than just closing loans. Whether you're a first-time buyer seasoned investor or homeowner exploring your refinance options this is the insight you need in todays high-interest"
YouTube Link 2025-05-24T02:04Z [--] followers, [--] engagements
"Shopping for a House in Dallas @theclearclose #Clips #howtousezillow #realestate #mansions 📢 Schedule your FREE 1-on-1 Consultation: apply.theclearclose.com/meet 🏡 Thinking About Buying in Dallas Peter A and Jason break down the current real estate landscape in one of Americas fastest-growing markets. From school district power plays to luxury property pitfalls this episode covers everything you need to know before buying or investing in Dallas real estate. ✅ Whether you're a first-time homebuyer an experienced investor or someone looking to refinance or relocate this conversation is packed"
YouTube Link 2025-06-06T18:41Z [--] followers, [--] engagements
"FHA Loans Explained: The Truth About the Rule Change & Orange County Market Update @theclearclose 🏡 FHA just made a major moveand its reshaping the housing market in real-time. In this episode Peter and Jason dive deep into the reversal of FHA foreclosure rules what it means for buyers in Orange County and beyond and how everyday homebuyers can still compete in an increasingly institutionalized market. 💡 In This Must-Watch Episode: ✅ How FHA's policy shift impacts foreclosure inventory ✅ Why mortgage delinquencies are spiking post-COVID ✅ The growing threat of institutional buyers vs."
YouTube Link 2025-05-03T19:15Z [--] followers, [--] engagements
"📉 Not every HELOC is a smart move Yes - we say "no" sometimes. Connect with us: https://apply.theclearclose.com/meet True Story: A client wanted to tap into $750K of home equity But after breaking down their goals debt consolidation a few repairs we realized they only needed a fraction of that. 💬 Why borrow $400K more than you need just because you can 💡 A HELOC isnt an emergency parachute. Its a financial tool and tools only work if you know what youre building. ✅ Use it with a purpose. ✅ Borrow with intention. ✅ Plan before you pull. Comment "YES" if you agree that loan officers and"
YouTube Link 2025-08-05T21:01Z [---] followers, [---] engagements
"Interest-only HELOCs look cheaper but heres the CATCH A lot of people think an interest-only HELOC is the better deal because the payments look smaller at first glance. But when you actually run the math it tells a different story. Most interest only loans start with a higher rate than a fixed rate loan. 💡 Example: On a $100000 loan At 7% fixed your fully amortized payment is about $665and youre paying down principal. At 9.2% interest-only your payment is about $766and youre not paying down any principal. 👉 That means youre paying more per month for an interest-only HELOC that doesnt even"
YouTube Link 2025-09-01T20:01Z [---] followers, [----] engagements
"⚠ Before You Buy: Step Back and Ask Yourself WHY 🏡🤔 Connect with us: https://apply.theclearclose.com/meet Youre pre-approvedbut is homeownership for you ✔ Is it 🏠 lifestyle ✅ investment or 🗣 to impress others ✔ Are you prepared for responsibilities like maintenance and repairstheyre real and often costly ✔ If the lifestyle shift doesnt matter to you renting may be the smarter choice Homebuying isnt just numbersits a life decision full of financial AND personal weight. #HomeBuyingJourney #RentVsBuy #LifestyleChoice #RealEstateAdvice #MortgageReady #SmartHomeBuying #FamilyHomeGoals"
YouTube Link 2025-06-30T21:46Z [--] followers, [---] engagements
"💡 [--] Crucial Home Buying Tips for [----] 🏡 Need to KNOW If youre buying a house this year heres what you need to know: ✅ Forget date the rate marry the house rates do matter ✅ If possible put 20% down but if youre a first-time homebuyer 3% down is still possible with the right team. ✅ Work with a pro real estate agent and mortgage broker structure your deal for success ✅ Set a monthly budget and dont go over it avoid being house poor and plan for retirement. 🏠 These tips are essential for first-time buyers homeowners refinancing to tap into equity and smart investors looking to grow their"
YouTube Link 2025-05-26T18:01Z [--] followers, [---] engagements
"🎨 Why Renters Lose Controland Landlords Dont Care 🚪💥 Connect with us: https://apply.theclearclose.com/meet Imagine repainting cabinets in your rental and asking for a refundsounds fair right Wrong. You dont own the home. It can be sold tomorrow with [----] days noticeand youre back to square one. Homeownership means peace of mind and complete control over your living space. 👉 Comment OWN IT if you're done playing by someone else's rulestime to invest in your future. #RentVsBuy #HomeOwnership #RealEstateControl #PeaceOfMind #SmartHomeChoices #FinancialFreedom The Clear Close (DBA of West"
YouTube Link 2025-07-17T01:28Z [---] followers, [---] engagements
"The Government Allowed Another Sub-Prime Situation #Reaction #Clips #part3 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025"
YouTube Link 2025-05-16T08:12Z [--] followers, [--] engagements
"🏠 Buying a Home Dont Just Crunch NumbersGet Real About Your Lifestyle ✨📊 Connect with us: https://apply.theclearclose.com/meet Heres a truth many loan officers wont tell you: If the lifestyle change isnt worth it you might be better off renting. Many buyers dive in just because the numbers check outonly to regret it later because they werent emotionally or practically ready. ➡ A home isnt always an investmentit can be your familys lifestyle hub: If this house becomes our forever homewhere our kids grow upmaybe thats worth more than ROI. Before you sign ask yourself: Are you ready to commit"
YouTube Link 2025-06-28T01:00Z [--] followers, [---] engagements
"Refinancing is a tool. Don't do it if it doesn't make sense to you Refinancing is a tool. Not to do it just 'cause you think it's better to shorten the term whatever it is. You have to have net tangible benefit. It has to make sense to you. And if it doesn't make sense to you stop. You know don't be afraid to pump the brakes. I tell my clients "I only want you to move forward because you understand what we're talking about and it makes financial sense for you." I see so many people get so emotional and caught up in the moment and then all of a sudden they refinance out of that situation. It's"
YouTube Link 2025-05-20T21:01Z [--] followers, [--] engagements
"Finance Rental Property WITHOUT Income Proof #mortgageproductseries Schedule a Free 1-on-1 Consultation - https://apply.theclearclose.com/meet Non-QM DSCR Loan - https://www.getclearclose.com/cc-dscr Are you investing in rental property or exploring non-QM mortgage options In this episode Peter and Jason break down the truth about DSCR Mortgage Loans (Debt Service Coverage Ratio) a popular Mortgage Loan product that lets you finance income-producing properties without traditional income verification. Whether you're a first-time investor or scaling your real estate portfolio this conversation"
YouTube Link 2025-07-22T12:00Z [---] followers, [--] engagements
"Say Goodbye to Affordable Housing Is the American Dream slipping away Building a home has never been more expensiveand tariffs are making it worse. From lumber (taxed from Canada) to aluminum nails copper wiring (mostly from China) these price hikes directly impact affordable housing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender"
YouTube Link 2025-03-13T17:30Z [--] followers, [---] engagements
"When Income Grows So Does Lifestyle #podcast #reversemortgage #realestate Its a common pattern: ➡ You start earning more. ➡ Lifestyle creeps up with it. ➡ Suddenly that extra income is going toward auto loans personal loans and higher credit card balances. Even with a solid [---] FICO many borrowers are stretched thin because of high debt-to-income ratios. ⚡ Heres where a HELOC (Home Equity Line of Credit) can step in: ✅ Consolidate high-interest debt into one lower-rate loan. ✅ Free up monthly cash flow. ✅ Use your home equity strategically instead of letting debt pile up. If you own a home"
YouTube Link 2025-09-22T19:02Z [---] followers, [---] engagements
"ADU's the Solution for US Housing Affordability TCC Podcast #shorts 🏡💰 Are ADUs the REAL Solution to the Housing Crisis 🤔📉 With home prices skyrocketing are Accessory Dwelling Units (ADUs) the key to affordable housing in the U.S. 🚀💡 🔹 More homes lower costsbut is it enough 👀 🔹 Will zoning laws & red tape get in the way ⚖ 🔹 Could ADUs change the market forever 🏠 Game-changer or just a temporary fix Drop your take in the comments 👇 5-day HELOC: https://www.preapprovedquick.com/ny-heloc-org #HousingCrisis #ADU #AffordableHousing #RealEstate #SmartInvesting #homeownership . . . . ."
YouTube Link 2025-03-17T17:39Z [--] followers, [--] engagements
"Phoenix Price Cuts. Up to 23.5% @theclearclose #Clips #PriceReductions 📢 Schedule your FREE 1-on-1 Consultation: apply.theclearclose.com/meet 🏠 Are We Heading Toward a Housing Correction In this episode Peter and Jason dive deep into the shifting housing markethighlighting price reductions cooling rental demand and key trends affecting buyers and investors in states like Arizona and Florida. If you're considering buying refinancing or investing in property right now this episode offers the context and clarity you need to make smarter decisions in a volatile market. 📉 We explore: Where and"
YouTube Link 2025-06-06T18:45Z [--] followers, [--] engagements
"🔍 Why We Get Triggered by HELOC Scam Accusations + What to Do Connect with us: https://apply.theclearclose.com/meet When we see comments questioning if a HELOC offer is a scam it hits hardbecause were building a real business not doing clickbait. Our team is verified licensed and documented across real platforms like YouTube and Instagram. Yes we advertisebut we're fully accountable. If purchasing a product ask questions. If something sounds too good dig in. Heres how to vet usand any HELOC offer: Look us up Search our names on Google check Instagram YouTube TikTok watch our videoswere"
YouTube Link 2025-07-29T21:01Z [---] followers, [---] engagements
"Where else can you access hundreds of thousands of dollars at single-digit interest rates If youve got excellent credit and strong qualifications the truth isyou cant. The only place that kind of opportunity exists is through the equity you already have sitting in your home. Yet so many homeowners struggle with the question: What should I do with all this equity 👉 Thats where tools like a HELOC (Home Equity Line of Credit) or a cash-out refinance come in. They allow you to tap into your homes valueturning locked-up equity into flexible capital you can actually use. Whether its for debt"
YouTube Link 2025-08-30T20:01Z [---] followers, [---] engagements
"What is a HELOC TCC Podcast #Shorts #financialeducation #realestateinvesting #heloc Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and should not"
YouTube Link 2025-03-07T00:00Z [--] followers, [---] engagements
"🏡 [--] Million Homes Needed But [--] Million Are Vacant 🤯 Wait If theres a housing shortage why do we have [--] million vacant homes The answer is simple: 📍 Location Location Location: Are the [--] million needed homes in the same places as the [--] million vacant ones Are these empty homes even livable Do they match the needs of today's buyers 👉 The problem isnt just quantityits accessibility affordability and location. Comment "INFO" if you want to know how to find value in this wild housing market. #HousingCrisis #RealEstateInvesting #HomeOwnership #SmartHomeBuying #RealEstateMarket"
YouTube Link 2025-05-10T21:01Z [--] followers, [---] engagements
"HELOC Strategy 2025: Fixed Rate vs Variable (Adjustable) Rate In this video Peter and Jason from The Clear Close break down one of the most important mortgage questions for 2025: Should you choose a fixed-rate HELOC or gamble on a variable rate Many homeowners think a variable HELOC is cheaper because of interest-only payments but the math tells a different story. Well compare fixed vs. variable HELOCs reveal the risks banks dont want you to know and show you which option actually makes sense for todays market. Weve helped hundreds of homeowners safely tap into their home equityand in this"
YouTube Link 2025-08-29T16:00Z [---] followers, [---] engagements
"AI Will Destroy The Housing Industry @theclearclose #shorts #aiinrealestate #residentialmortgage Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] https://westcapitallending.com/licensing https://westcapitallending.com/texas-compliant https://nmlsconsumeraccess.org #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates"
YouTube Link 2025-03-31T00:25Z [---] followers, [---] engagements
"Veterans: The Most Overlooked Real Estate Hack 🏠 To the HEROES who put their lives on the line for our FREEDOM thank you DSCR - https://www.getclearclose.com/cc-dscr-org If youre a veteran the VA loan isnt just for buying a single-family home. You can actually buy a [--] unit property with ZERO money down 🤯 Heres how it plays out: 👉 Live in one unit. 👉 Rent out the other [--] units. 👉 Let your tenants cover (sometimes more than cover) your mortgage. Real example: a vet in Southern Texas I know started with a duplex leveled up to a quadplex and then eventually into a single-family home. End"
YouTube Link 2025-08-16T20:00Z [---] followers, [--] engagements
"Trump forcing lower interest rates = economic boost but at what cost TCC Podcast #shorts Cutting rates can supercharge the economy in the short term but does it create long-term risks like inflation debt bubbles and market instability 🚨 Is this a smart move or a ticking time bomb 5-Day No Appraisal HELOC: https://www.preapprovedquick.com/ny-heloc-org Mortgage Rates Today: https://www.freddiemac.com/pmms The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an"
YouTube Link 2025-03-15T15:57Z [--] followers, [---] engagements
"🚨 Read the Fine Print - Some Loans Penalize You for Paying Off Early 🚨 Did you know some lenders will actually penalize you for paying off your HELOC too quickly 🤯 Heres how it works: Youre told its a free loan. But if you refinance or pay it off within [----] months you trigger an early termination fee (a.k.a. prepayment penalty). That means all the waived loan surcharges suddenly come due. ⚠ Example: You pay off your HELOC in [--] years to move into a better loan program. Instead of saving money your old bank charges you thousands for closing out too early. 👉 Always ask: - What happens if I"
YouTube Link 2025-09-19T19:02Z [---] followers, [--] engagements
"📈 Renting = ZERO Equity + Rising Costs 🚪💸 Connect with us: https://apply.theclearclose.com/meet Question: How much equity do you gain while renting Answer: ➡ Zero. And if rents $3K today chances are itll rise around 5% per year. If you're not considering EQUITY in your determination on whether you should rent or buy you could be missing out a lot more than a few hundred dollars a month. 👉 Comment EQUITY NOW if you're ready to stop building your landlords wealth and start investing in your own future home. #RentVsBuy #BuildEquity #HomeBuyingAdvice #RealEstateInvesting #RentIncrease"
YouTube Link 2025-07-14T21:01Z [---] followers, [----] engagements
"Master the B R R R R Method @theclearclose #shorts #brrrrstrategy #financialeducation 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket"
YouTube Link 2025-03-31T00:27Z [--] followers, [---] engagements
""FHA and Fannie Mae Created New Sub-Prime Bubble" #Reaction #Clips #part2 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE 02252395"
YouTube Link 2025-05-15T19:57Z [---] followers, [--] engagements
"Why Millennials and Gen Z Are Choosing To Rent TCC Podcast #Shorts #realestatemarketanalysis Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-06T17:00Z [--] followers, [--] engagements
"Asset Depletion - Retirees Buy Homes with Cash @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this"
YouTube Link 2025-05-03T14:00Z [--] followers, [---] engagements
"🏡 Reverse Mortgage Hack: Grow Your Line of CreditNot Your Debt 🔧💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Did you know With a reverse mortgage line of credit the available funds grow over time at the same interest ratetypically around 6%. ✅ Want that $50K for aging-in-place upgrades like a kitchen remodel or safety updates ✅ You can update without touching your savings or retirement. ✅ The LOC compoundsyou dont deplete your cash flow now and your options keep increasing. Its like a built-in oasis you dont have to drainmake it work for your future. 👉 Comment"
YouTube Link 2025-06-24T19:10Z [--] followers, [----] engagements
"Mortgage Expert Reacts to Credit Advice on YT - But Does It Help You Qualify For a #mortgageloan 📅 Schedule a 1-on-1 call: https://apply.theclearclose.com/meet 📈 Learn about DSCR & Non-QM: https://www.getclearclose.com/cc-dscr-org Are viral credit tips on YouTube really helping you get approved for a mortgage 🤔 In PART [--] of this series we break down some of the most-watched credit advice onlinereacting to them through the lens of real mortgage experts. From credit utilization to diversifying credit lines Peter and Jason clarify what actually helps your credit score when you're applying for"
YouTube Link 2025-08-02T17:41Z [---] followers, [---] engagements
"📉 CA Housing Alert: 75% Inventory Surge = Price Drops Coming 🏠📊 Home prices dont just drop for no reason its all about supply and demand: ✅ In Orange County inventory is up 75% year-over-year ✅ More homes = more competition = price cuts ✅ If demand drops while supply rises. prices could plummet 🔍 These are early signals serious buyers & investors should be watching closely. Now might be the moment to prepare whether you're buying refinancing or building your portfolio. 👉 Comment "INFO" if you want a strategy for this shifting market. #HousingMarket2025 #RealEstateTips #MortgageUpdate"
YouTube Link 2025-06-04T19:02Z [--] followers, [---] engagements
"⚠ The Risk of Variable-Rate HELOCs ⚠NMLS [-------] [-------] [-------] Heres the truth: a variable-rate HELOC isnt automatically badbut it puts the burden on YOU. 🔑 What you need to know: - Variable HELOCs are interest-only during the draw period. That means no automatic principal reduction. - Your balance is based on your average daily usageand payments adjust monthly quarterly or semi-annually depending on the program. - Once the draw period ends the repayment clock starts ticking. Thats when many borrowers get hit with payment shock. 💡 With a fixed-rate HELOC your payments are predictable and"
YouTube Link 2025-09-18T19:02Z [---] followers, [---] engagements
"Accelerate Homeownership Budgeting Secrets Revealed @TheClearClose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment"
YouTube Link 2025-05-12T17:22Z [--] followers, [----] engagements
"💬 Youre helping people by putting them into more debt Thats what my wife asked when I told her I was launching this YouTube channel in order to help people. And I get it. Most people see debt as a trapnot a tool. And you would be right if you didn't understand how to use the debt properly with a solid strategy. But if youre drowning in 20%+ interest credit card debt but still have decent credit (above 640) and equity in your home 💡 You might be one HELOC away from financial clarity. ✅ Use your homes equity to consolidate high-interest debt ✅ Lower your monthly payments ✅ Stop bleeding cash"
YouTube Link 2025-08-02T00:29Z [---] followers, [---] engagements
"Debt: The Ultimate Tool or a Path to Disaster TCC Podcast #Shorts #financialeducation #reaction Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only"
YouTube Link 2025-03-05T15:00Z [--] followers, [---] engagements
"Think Your Home Equity = Free Cash Not Quite A lot of homeowners assume they can just tap into their equity whenever they want through a HELOC (Home Equity Line of Credit) or HELOAN. Reality check: Lenders dont hand you money just because your Zestimate looks good. Theyll look at: 📊 Loan-to-Value (LTV): How much equity you actually have vs. what you owe. 💼 Income: Can you support another loan 💳 Credit Score: Determines risk + interest rates. ⚖ Debt-to-Income Ratio (DTI): How much debt youre carrying compared to income. So how much money can you really qualify for Thats where the numbersnot"
YouTube Link 2025-09-21T19:01Z [---] followers, [--] engagements
"💥 Fear vs. Freedom: Is It Worth It to Buy Now 🏡 Connect with us: https://apply.theclearclose.com/meet Worried about job loss A recession Even war 😰 Lets talk tough: fear is realbut so is opportunity. 🔥 Would you trade $5K to double your space and build a lifetime of memories 🔥 Are you holding back because of what might happen This is your moment to ask: ✅ Is this house a financial mistake or the foundation of your future 💬 Comment FREEDOM if youre choosing security and memories over fear. #SmartInvesting #RealEstateFear #BuyTheHome #HomeBuyingAdvice #RecessionProofPlan The Clear Close"
YouTube Link 2025-07-01T17:02Z [--] followers, [---] engagements
"HELOC vs Cash-Out Refinance: When Does It Actually Make Sense Ill be honest 👉 Im not a big fan of cash-out refinances right now (in mid 2025) unless youre in a serious debt situation that a HELOC just cant solve. Heres why: Many homeowners want a HELOC to tap into their equity without resetting their entire mortgage. But sometimes you simply dont qualify for a HELOC. In that case a cash-out refinance may be your only option. ⚠ The tricky part Interest rates. If you bought your home in the last [--] years at 67% a refinance today might actually make sense. But if you locked in a 23% COVID-era"
YouTube Link 2025-09-03T20:01Z [---] followers, [---] engagements
"🔒 New HELOC Game-Changers: Fixed Fully-Amortizing Lines of Credit 🏠💰 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Most people think HELOCs mean variable unpredictable ratesnot anymore. ✅ Fixed-rate fully-amortizing HELOCs now exist ✅ Youll avoid ugly payment surprises ✅ Use $20K pay it down to $0without getting shocked by monthly bills Its basically an upgraded HE LOAN with full control and predictabilitythe real game-changer in home equity financing. 👉 Want to see if this new HELOC structure fits your goals DM INFO to explore options and boost your financial"
YouTube Link 2025-06-23T01:00Z [--] followers, [---] engagements
"HELOC Myths Busted by Expert Mortgage Broker NMLS1566096 Debunking HELOC Myths in 2025: What Banks Dont Tell You A HELOC (Home Equity Line of Credit) can be a powerful financial tool but only if you understand how it really works. In this video Peter and Jason break down the [--] biggest HELOC myths that cost homeowners thousands of dollars every year. 👉 Whether youre considering a HELOC HELOAN or refinancing this episode will help you avoid the most common mistakes understand lender restrictions and learn how to use home equity wisely. 💡 What Youll Learn in This Video: -Why not all HELOCs are"
YouTube Link 2025-10-03T17:00Z [---] followers, [---] engagements
"Credit-Building Tip that wed NEVER recommend 🤦♂ Some people swear by this complicated strategy: [--] Take $500 to your credit union and let them lock it up. [--] Decline auto-pay so you can manually make the first few payments. [--] Wait until the loan shows on your credit report then pay off 8090% right away. [--] Put the rest on auto-pay for [--] months. 🙄 Sounds exhausting right Thats because it is. Weve literally never heard anyone do this in real life. If you need a 4-step bank-relationship-building ritual just to raise your credit score maybe its not the move. Our advice Just get a secured credit"
YouTube Link 2025-08-15T19:01Z [---] followers, [---] engagements
"STR Markets Collapse in Florida @theclearclose #shorts #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance"
YouTube Link 2025-04-03T19:00Z [--] followers, [---] engagements
"What Happens When Your Rental Property Stops Cash-Flowing @TheClearClose #shorts #investing 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-03-31T19:00Z [--] followers, [--] engagements
"Bank Statement Loans: Self Employed Mortgage Approval @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance"
YouTube Link 2025-05-03T19:00Z [--] followers, [----] engagements
"🚨 Are Our Mortgage Systems Stuck in the 1960s In this episode we react to a shocking claim: The U.S. mortgage and credit systems are still running on outdated technology from the 1960s. From credit reporting to foreclosure tracking the financial infrastructure is running on ancient codebut does that mean we're at risk 💡 Heres What We Break Down: ✅ Why legacy technology still powers our mortgage and credit systems 🖥 ✅ The surprising truth about data gaps and outdated systems 📉 ✅ Are homebuyers making decisions with incomplete information ✅ Why fearmongering about old systems is misleading"
YouTube Link 2025-05-15T17:03Z [--] followers, [----] engagements
"People Are One Missed Paycheck Away From Bankruptcy Reacting to Classic Ramsey #Clips 📢 1-on-1 Free Consultation: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] In this episode we dive deep into the hard truths about financial maturity debt habits and how to use smart mortgage tools like HELOCs 15-year mortgages and budgeting strategies to avoid financial ruin and build real long-term wealth. Peter and Jason share client stories and"
YouTube Link 2025-05-21T17:00Z [--] followers, [--] engagements
"Reverse Mortgages: Game Changeror Financial Trap #MortgageProductSeries #retirementplanning Connect with The Clear Close Team: https://apply.theclearclose.com/meet Unlock the truth behind reverse mortgages and the game-changing HECM program in this deep-dive episode of The Clear Close. Peter and Jason break down: 💡 What a Home Equity Conversion Mortgage (HECM) is (and who its really for) ✅ Qualification requirements and government backing 🏠 How you can age in place without monthly payment obligations ⚠ Hidden costs: property taxes insurance and compounding interest 🔍 Common pitfalls to"
YouTube Link 2025-06-24T10:00Z [--] followers, [--] engagements
"🏡 Why the Benefits of Ownership Can Outweigh the Costs🏠✨ Connect with us: https://apply.theclearclose.com/meet You could rent and avoid the headaches related to constant upkeep on a housebut heres the reality: ✅ Owning gives you controlno surprise 60-day notices or landlords suddenly selling ✅ It offers stability and peace of mindespecially for families ✅ If you can afford the mortgage this consistency is often worth every penny Buying a home isn't just a financial decisionit's a lifestyle choice that protects your familys future. 👉 Comment OWN IT if you value long-term stability over"
YouTube Link 2025-06-29T02:00Z [--] followers, [---] engagements
"Reacting to Classic Ramsey Video: Don't Refinance @theclearclose #refiance #mortgagetips We explore the pros and cons of 15-year vs. 30-year mortgages the importance of budgeting and why delayed gratification is a game-changer for building wealth. 💡 Heres What Youll Learn: ✅ Why a 15-Year Mortgage Can Save You Thousands in Interest (if you can afford it)💸 ✅ When Refinancing Actually Makes Sense (And When It Doesn't) 🔎 ✅ Debt-to-Income Ratios (And How They Affect Your Buying Power) 📊 ✅ How Delayed Gratification is the Secret to Financial Success 🎯 ✅ Why Budgeting is Non-Negotiable for"
YouTube Link 2025-05-16T19:00Z [--] followers, [--] engagements
"🚨 Did the Fed and Fannie Mae Create a New Wave of Subprime Loans We dive into a heated debate: Did the Federal Reserves aggressive purchase of mortgage-backed securities and Fannie Maes automated underwriting systems fuel a new generation of risky subprime loans Or is this a myth blown out of proportion ⚡ My Reaction: I question the data. If lower rates mean lower payments how did this create a wave of buyers who couldnt afford their homes Something doesnt add up 🤔 💬 Do you think were in a new subprime crisis Let me know in the comments #SubprimeLoans #HousingMarket2024 #FannieMae"
YouTube Link 2025-05-12T23:01Z [--] followers, [---] engagements
"📋 When is the last time you checked your Credit Report Checking your report is step #1of improving your credit score. You can do it for free at CreditKarma.com or get your official annual report at AnnualCreditReport.com (once a year no cost). ✅ Knowing exactly whats affecting your score is a great way to target problems or errors and fix them fast. 🚫 Too many people avoid looking at their statements or reports but if you want to borrow money or qualify for the best rates you must know what lenders are seeing. 💡 Keep your credit in tip-top shape: verify accuracy monitor regularly and take"
YouTube Link 2025-08-14T17:02Z [---] followers, [---] engagements
"Compass Makes a Move on Berkshire Hathaway Warren Buffet Selling Out of Real Estate Ep [--] Part [--] Could Compass buying HomeServices of America create a real estate giant with TOO much power Warren Buffetts Berkshire Hathaway real estate brokerage is reportedly up for saleand Compass is making an offer. But what does this mean for agents buyers and the industry as a whole Compass the second largest Real Estate Brokerage is offering to buy the first largest Brokerage. Compass is well known to use AI and technology in its rapid growth. In this episode we dive into: ✅ How Compass takeover could"
YouTube Link 2025-03-21T16:00Z [--] followers, [--] engagements
"Accelerate Homeownership Budgeting Secrets Revealed @theclearclose #shorts The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered financial legal or investment"
YouTube Link 2025-05-12T17:21Z [--] followers, [---] engagements
"💳 Maxing out your card for points Heres the right way to do it without hurting your score. Did you know that if you pay it back before your statement closing date so your reported balance is under 10% the credit bureaus wont penalize your credit score Example: You charge your property taxes or a big trip mid-month then pay it down within a few days. If the statement closes with less than 10% utilization youre still in exceptional credit territory. The trick isnt avoiding big charges its timing your payments. #FinanceTips #DebtFreeJourney #SmartSpending #CreditScoreBoost The Clear Close (DBA"
YouTube Link 2025-08-12T23:00Z [---] followers, [---] engagements
""FHA and Fannie Mae Created New Sub-Prime Bubble" #Reaction #Clips #part1 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://apply.theclearclose.com/meet Video we're reacting to: https://youtu.be/0sQhaNLX0vssi=MLxDSKGvhiwlfs3d Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE 02252395"
YouTube Link 2025-05-11T21:30Z [--] followers, [--] engagements
"Jason Rants About #inflation - TCC Podcast Shorts #investing #homeloan #finance Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE"
YouTube Link 2025-03-03T17:11Z [--] followers, [--] engagements
"💡 SALT Cap Increase & Mortgage Interest Deductions What It Means for You 🏡💰 When it comes to state and local taxes (SALT) heres the deal: ✅ You can deduct property tax income tax and sales tax plus charitable donations ✅ Mortgage interest You can deduct it too but only on loans up to $750K (unless youre grandfathered in). ✅ And now the SALT cap could jump from $10K to $40K saving homeowners in high-tax states BIG money on their federal tax bills. ⚠ Remember: These details matter when youre planning for: 🏠 First-time home buying 💰 Refinancing to tap equity 🏘 Investing in real estate 👉"
YouTube Link 2025-06-02T22:00Z [---] followers, [---] engagements
"Why Experienced Agents Will Thrive Against AI Threat We had fun on this one Episode [--] is up on YouTube. Go check it out We cover the potential sale of Berkshire Hathaway's Real Estate Brokerage arm HomeServices of America to the second largest brokerage in America Compass. Compass is known for their use of AI and tech in their rapid expansion to the number [--] spot right behind Warren Buffett's own HomeServices of America. The implications of the top two Real Estate Brokerages joining forces could be massive. or it could be just another Tuesday. What's your take on AI taking over white-collar"
YouTube Link 2025-03-24T20:16Z [--] followers, [--] engagements
"🎯 Have a Clear Purpose for Your HELOC NMLS [-------] [-------] [-------] A HELOC isnt just extra cash. Its a financial tool but only if you use it with intention. ✅ Smart uses: -Debt consolidation trade 20%+ credit card interest for single-digit rates -Home renovation boost property value -Education create future income or give kids a head start -Rental property upgrades move from below-market rents to stable long-term tenants ❌ Wrong use: random spending with no plan. 💡 Used wisely a HELOC can help you build wealth not just borrow. 🔑 Hashtags: #HELOC #DebtConsolidation #Refinance #HomeEquity"
YouTube Link 2025-10-07T19:02Z [---] followers, [---] engagements
"📊 Before You BorrowRun a Stress Test 🧠💰 Connect with us: https://apply.theclearclose.com/meet Thinking about a HELOC refinance or adjustable-rate loan 🛑 Dont skip this step: ➡ What happens if rates go up 0.25% 1% or 2% ➡ Can you still afford your monthly payment ➡ Would it disrupt your lifestyle or financial goals This isnt about fearits about foresight. Test the worst-case scenario so youre not blindsided later. Smart investing starts with clear planning. 💬 Drop STRESS TEST in the comments if you want the calculator we use with our clients. #HELOC #RefinanceWisely #InterestRates2025"
YouTube Link 2025-07-09T20:32Z [---] followers, [---] engagements
"Time in Market Beats Timing Home Investment Truth @TheClearClose #shorts #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-05-07T16:31Z [--] followers, [----] engagements
"Mortgage Pre-Approval: Don't Buy a Home Until You Watch @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance"
YouTube Link 2025-05-04T20:00Z [--] followers, [---] engagements
"Why keep paying crazy fix & flip loan fees when you can just fund yourself With a HELOC: 🔑 Use your home equity as a renovation fund 🔄 Reuse the same capital over and over during the 5-year draw period 💸 Save thousands compared to stacking short-term loans Ive got clients flipping rehabbing and even holding properties long-term by recycling the same HELOC capitalfaster + cheaper. Funny thing As brokers we actually make less money recommending this vs. pushing traditional loans but its the smartest move for you Comment "HELOC" if you want to connect with The Clear Close and learn more about"
YouTube Link 2025-08-20T01:00Z [---] followers, [---] engagements
"The biggest mistake people make with a HELOC Jumping in without a clear repayment strategy. Common pitfalls include: - Variable rates that can spike over time - Repayment shocks when interest-only periods end - No plan for how to actually use (and pay back) the credit line At its core a HELOC (Home Equity Line of Credit) is: ✔ A revolving line of credit secured by your home ✔ Flexible fast access to funds ✔ Often cheaper than personal loans or credit cards But without the right strategy it can quickly become more of a burden than a tool. #HELOC #HomeEquity #DebtConsolidation #Refinance"
YouTube Link 2025-09-15T19:01Z [---] followers, [---] engagements
"🏠 Already Got a Mortgage Here's How You Finance 2nd 3rd or 4th Ever asked: How do people buy multiple homes when theyre already paying one If you're stuck thinking 20% down + income qualification you're missing out. ✅ DSCR Loans let you leverage rental income not your job ✅ Finance properties using your tenants rent payments ✅ Scale upeven if conventional loans say no But yes structure matters: one wrong move on fees or docs can ruin the deal. Drop a 🔑 in the comments for a FREE DSCR strategy session and see how far you can go Connect with us: https://apply.theclearclose.com/meet DSCR -"
YouTube Link 2025-07-23T00:00Z [---] followers, [---] engagements
"Easiest Way to Get Out of a HELOC Sell the house NMLS [-------] [-------] [-------] ✅ Pros: - Clean reset. - Back to zero debt. - One less monthly payment. ⚠ Cons: - Selling isnt free (closing costs realtor fees prep work). - Market timing is unpredictable. - Some HELOC programs have early payoff penaltiesso you need to know the fine print before listing. 👉 Before you sell ask your loan officer: - What happens if I sell early - Are there payoff penalties - Whats my true net after costs Sometimes selling is the best exit strategy but in other cases a refinance or debt consolidation HELOC might save"
YouTube Link 2025-10-03T19:02Z [---] followers, [---] engagements
"Rug Pull of the Century: Are we getting sacrificed for Trump's [---] Year Plan TCC Podcast #shorts On this week's episode we delve into the potential long-term strategies of President Donald Trump and his administration's plans for the American populace. Is there a bigger game at play Trump has hinted at thinking [---] years aheadbut does that mean short-term pain for long-term gain Are we just pawns in a political chess match ♟🔥 📉 Is the economy being manipulated 💰 Who actually benefits from this strategy ⚠ What does this mean for your money home and future 💬 What do YOU think Is this genius"
YouTube Link 2025-03-15T17:09Z [--] followers, [----] engagements
"SALT Deductions Cap and Estate & Gift Tax Exemptions @TheClearClose Podcast #onebigbeautifulbill 📢 Lets Connect: Whats your why for investing or buying right now Share it in the comments we respond Schedule a Free 1-on-1 Consultation: https://www.apply.theclearclose.com/meet Are tax cuts on the horizon In this episode Peter A and Jason break down the new budget reconciliation bill and how it could reshape the financial landscape for homeowners real estate investors and anyone building generational wealth. Learn how the proposed increases to the SALT deduction cap and estate tax exemptions"
YouTube Link 2025-05-31T03:52Z [--] followers, [--] engagements
"VA & FHA Loans: Built to Serve Those Who Served 🏡✨ Did you know After World War II affordable housing for veterans helped transform the West Coast all thanks to accessible VA and FHA loans. ✅ FHA and VA loans were designed for those with challenged credit or life circumstances. ✅ They offer shorter seasoning periods for events like bankruptcies or foreclosures because life happens. ✅ For veterans who sacrificed for our country these programs make homeownership possible. ❤ We believe in giving those who served a real shot at the American Dream. 👉 Comment "INFO" if you want to learn how to"
YouTube Link 2025-05-10T16:56Z [--] followers, [---] engagements
"HELOC Deep-Dive: Advanced Lessons on Home Equity Line of Credit (Repayment Structures in 2025) In this video we do a deep-dive into a HELOC (Home Equity Line of Credit) and answer questions that you may not have thought to even ask. We cover the basics of HELOC all the way to advance concepts like repayment scenarios for Fixed Rate HELOC with a Single Draw v.s. Multiple Draws and compare that repayment schedule to a Variable Rate HELOC. If youre considering tapping into your home equity for debt consolidation renovations or even investing this video is essential for you The Clear Close has"
YouTube Link 2025-09-12T17:00Z [---] followers, [---] engagements
"Non QM Loans: Qualifying for a Mortgage with Self Employed Income @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket"
YouTube Link 2025-05-04T19:30Z [--] followers, [---] engagements
"Don't fall for the lie Non-QM Loans for Real Estate Investing @theclearclose #shorts 🤠 Non-QM Mortgages = The Wild West of Lending 🏠💼 When it comes to Non-QM loans theres no one-size-fits-all. Its not just 15% down or [--] months reservesbecause the truth is: ➡ There are over 200+ lenders each with different guidelines overlays & risk tolerances. - Short-term rental in Florida - Mid-term rental in Texas - Property location alone can change your approval outcome. Lenders often over-underwrite to keep multiple exit strategies open for your loan. What worked for someone else might not work for"
YouTube Link 2025-04-22T19:00Z [--] followers, [---] engagements
"Mortgage Product Series: Non-QM Loans 🚨🎙 Understanding Non-QM Loans Are They Right For You In this episode of The Clear Close Podcast we take a deep dive into Non-QM loans what they are how they work and why theyre gaining traction in todays real estate market. Whether youre a real estate investor self-employed borrower or foreign buyer this episode is packed with expert insights you wont want to miss 💡 Key Topics Covered: ✅ What are Non-QM loans Understanding the basics ✅ DSCR Loans & Bank Statement Loans How they help investors & gig workers ✅ Foreign Buyers & Non-QM Financing What you"
YouTube Link 2025-03-14T02:56Z [--] followers, [--] engagements
"What Makes Mortgages Rates to Fall TCC Podcast #shorts #MortgageRates #HousingMarket #FinanceTips What Causes Mortgage Rates to Fall Ever wondered why mortgage rates drop Its all about inflation the Fed and economic trends When the economy slows the Federal Reserve lowers interest rates making borrowing cheaper. Lower inflation and high demand for bonds also push rates down. Want to know whats next for mortgage rates Subscribe for more real estate insights Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The"
YouTube Link 2025-03-11T20:08Z [--] followers, [--] engagements
"🏡 Failing Schools CRASH Home Prices 📉 TCC Podcast #shorts Highly rated schools drive up home values by increasing demand but when school ratings drop home prices follow. This creates a vicious cycle thats hard to break. 📉 Struggling schools push young families away. 🏡 Fewer young families = fewer students = less school funding. 💰 Lower home values hurt the entire community. How can communities fix this long-term issueespecially with high interest rates and skyrocketing home prices Drop your thoughts in the comments 👇🔥 See if you're qualify for a HELOC:"
YouTube Link 2025-03-17T17:28Z [--] followers, [---] engagements
"Medical Debt: The Silent Killer of Your Credit Score @theclearclose #shorts #creditscore #mortgage 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-04-01T19:00Z [--] followers, [---] engagements
"💡 Tax Breaks On The Way What Will You Do With an Extra $10K-$20K 💰🏡 If this passes youll have two choices: ✅ Pay down your bad (high interest) consumer debt and free up your future. ✅ Or use that extra cash to invest maybe in real estate your next rental property or a smarter financial move. 🔍 Imagine: an extra $10K-$20K could clear out the credit card bills or be your down payment on your next investment property. 👉 Comment "INFO" if you want to see how to turn this into a win for your financial future #DebtFreeJourney #RealEstateInvesting #SmartHomeBuying #FinancialFreedom #PayOffDebt"
YouTube Link 2025-06-01T23:00Z [--] followers, [---] engagements
"Does the Fed Overnight Borrowing Rate affect the [--] Year Fixed Mortgage Rate TCC Podcast #shorts The Federal Reserve moves rates but does that actually impact your 30-year fixed mortgage 🤔 The connection isnt as direct as you think What really drives mortgage ratesand should you buy now Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender"
YouTube Link 2025-03-11T20:22Z [--] followers, [---] engagements
"Use the 70% Rule to Evaluate Investment Property Targets TCC Podcast Shorts #realestateinvesting Welcome to The Clear Close Podcast Your go-to source for breaking down the latest news in real estate and mortgage lendingwhats happening why it matters and how it impacts you. Well help you cut through the noise so you can make smarter more informed decisions when buying selling or refinancing. Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim -"
YouTube Link 2025-03-03T17:14Z [--] followers, [---] engagements
"Falling Mortgage Rates Tariffs & Affordable Housing with Nikki Yun The Clear Close Podcast Ep. [--] In this episode hosts Peter & Jason sit down with Nikki Yun a mortgage industry veteran who has funded over $1 billion in loans since [----]. Together they break down the current mortgage rates & what actually influences them How government policies & tariffs may impact home affordability in the near and long term The U.S. debt crisis & its ripple effects on the housing market Smart home buying & refinancing strategies for todays market and Why some buyers should purchase now & refinance later See"
YouTube Link 2025-03-08T19:52Z [--] followers, [--] engagements
"💰 Pay Off Your Home or Invest in Bitcoin 🤔💡 Sure you COULD double your money in [--] years but would you take out a $400K loan against your paid-off home to gamble on crypto 📉🏠 Financial freedom is about calculated risks not risking your roof. Make smart money moves. 👉 Comment "INFO" if you want a personalized strategy for your home financing. Connect with The Clear Close Team: https://apply.theclearclose.com/meet The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn"
YouTube Link 2025-05-09T19:02Z [--] followers, [----] engagements
"🚫 Thinking of closing all your credit cards Stop. That move can wreck your credit score. When you close accounts you kill your credit history length which lenders look at when you refinance get a mortgage or even apply for other loans. 💡 If you struggle with spending just cut up the card and stash the account away. Keep the history lose the temptation. #CreditTips #MoneyMoves #DebtFreeJourney #SmartMoney #CreditScoreBoost The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim - NMLS [-------] DRE 02178073"
YouTube Link 2025-08-12T17:02Z [---] followers, [---] engagements
"ADU's the Best Real Estate Investment in [----] The Clear Close Podcast Ep [--] - Part [--] 🏡 ADUs: The Affordable Housing Solution or Just a Trend Accessory Dwelling Units (ADUs) are gaining traction as a way to boost housing supply generate rental income and provide multi-generational living solutionsbut are they really the answer to the affordability crisis 💡 In this episode we dive into: ✅ How investors are using HELOCs & refinances to build ADUs ✅ Californias ADU boom zoning laws incentives and key challenges ✅ Government incentives & restrictions how they impact ADU development ✅ The hidden"
YouTube Link 2025-03-14T19:59Z [--] followers, [--] engagements
"Min. Cap Rate For Investment Property TCC Podcast #Shorts #investing #realestate #rentalproperty Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only"
YouTube Link 2025-03-05T20:00Z [--] followers, [---] engagements
"🚨A Crypto Millionaire asked me to help him buy a house🏠💎 Someone asked: 💬 Can I use my crypto to buy a $5M house in Irvine Sure why hold onto a volitile asset (even with predictable cycles) when you could just: ✅ Cash out gains ✅ Buy a Real asset ✅ Lock in appreciation & stability 🏡 Real estate = long-term growth + tangible value. 👉 Comment "INFO" if you're holding crypto and want to turn that into real wealth you can live in. 📢 Free 1-on-1 Consultation: https://apply.theclearclose.com/meet #CryptoToRealEstate #WealthBuilding #LuxuryHomeBuying #SmartInvesting #CryptoStrategy"
YouTube Link 2025-06-06T17:02Z [--] followers, [----] engagements
"The Rich Are in Control of Spending TCC Podcast #Shorts #WealthGap #USEconomy #MoneyMatters Did you know the wealthiest Americans drive the economy more than you think From luxury goods to stock market trends their spending (or saving) has a massive impact on jobs inflation and even government policies. Who really holds the power Watch now to find out 👀💵 🔔 Subscribe for more eye-opening economic insights Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS"
YouTube Link 2025-03-11T20:10Z [--] followers, [--] engagements
"🚨 INVESTORS: The Clock Is Ticking Are You Ready 💰🏠 The ones who bought at the peak Theyre feeling the pressure. 😳 But if youre a strategic conservative investor your moment is coming. ✅ Dont be overleveraged. ✅ Build your cash reserves. ✅ Line up your financing NOW. The real deals are coming distressed properties motivated sellers assets at a discount. 📉 👉 Comment "INFO" if you want to position yourself for the biggest opportunities ahead. #RealEstateInvesting #SmartInvesting #MarketCrash #PropertyDeals #InvestorMindset #WealthBuilding #SmartMoneyMoves"
YouTube Link 2025-05-16T21:02Z [--] followers, [--] engagements
"Market Crash: Opportunity for First Time Home Buyers or Another Way for Corporations to Profit 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-04-03T20:00Z [--] followers, [---] engagements
"Non QM Mortgage Secret from Expert Broker @theclearclose #shorts 📊 DSCR Loans = Business Moves Not Just Mortgages 💼 If you're investing with a DSCR loan this isnt just real estateits business. And just like any business youve got to underwrite the deal BEFORE we do. ✅ Does it cash flow ✅ Does it meet your portfolio standards ✅ Are you actually accounting for the real risks As your lender I'm on the hook too. So if it doesnt make sense on your endit wont make sense on ours either. 👉 Comment "INFO" if you want to begin your journey as a Real Estate entrepreneur #DSCRLoans #InvestorTips"
YouTube Link 2025-04-21T19:00Z [--] followers, [---] engagements
"Airbnb Investors Are PANICKING Is This The End of STR's @theClearClose Podcast Ep7 P2 Is the Airbnb bubble bursting 📉 In this episode we dive deep into the current state of the short-term rental marketfrom rising costs and new regulations to declining occupancy rates and market saturation. Investors are facing major challenges but are there still opportunities to profit 🤔 🔥 Key Topics: ✅ Why operating expenses for Airbnb hosts are skyrocketing ✅ The impact of new local laws on short-term rentals ✅ Fractional ownership a new way to invest smartly ✅ Will first-time home buyers finally catch"
YouTube Link 2025-03-29T15:00Z [--] followers, [--] engagements
"🚨 The Fastest Way to Turn a HELOC Into a Regret 🚨 NMLS [-------] [-------] [-------] A HELOC is NOT a credit card. Yes it gives you flexible access to your home equity in the form of cash But unlike swiping plastic at the mall your HELOC is secured by your home. 👉 Misuse it and youre literally putting your house on the line. 👉 Treat it like a credit card and youll create long-term regret from short-term spending. We see it all the time: people drowning in credit card debt turn to a HELOC for relief but then fall into the same habits that got them into trouble. 💡 Better Approach: ✔ Use your"
YouTube Link 2025-10-06T19:02Z [---] followers, [---] engagements
"🚫 HELOC Myths Busted: You CAN Get Fixed Rates & Strategic Control 🏡💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Forget the ads claiming HELOCs are risky because rates go up. Thats outdated info. ✅ Fixed-rate HELOC products existoffering predictability like a HELOAN 🔄 When comparing a HELOAN vs. HELOC it comes down to your goals: Want debt consolidation with set payments Consider a HELOAN. Need flexible access for investing business or opportunistic spending Go for a HELOCoften your cheapest option 💬 Want help choosing the best equity structure tailored to"
YouTube Link 2025-06-21T17:01Z [--] followers, [---] engagements
"🚨Deregulate the Real Estate Industry to Unleash Supply 🔥 TCC Podcast #shorts Deregulation has ripple effects and often with unintended consequences. City and State officials consider many potential scenarios but all the planning couldn't have predicted this. A local investor took full advantage of a temporary lift on ADU parking requirementspacking [--] units onto a single lot. Now the community is furious 🤯 🏠 More housing = good for affordability 🚗 But what about parking congestion & infrastructure ⚖ Should investors maximize profits or respect community limits Is this a genius housing"
YouTube Link 2025-03-17T17:31Z [--] followers, [---] engagements
"Now Is the Best Time to Buy Your First Home @TheClearClose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Jack Colston - NMLS [-------] #HomeBuyingJourney #PreCovidRealEstate #RealEstateBoom #HomeOwnership #BuyingAHome #EquityGains #FirstTimeBuyer #MortgageTips #RealEstateWins #housingmarket2024 Disclaimer: The information provided in this"
YouTube Link 2025-04-12T05:12Z [--] followers, [---] engagements
"🏡 Would You Give Away $250K of Future Equity for Just $45K Today 💸🤯 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Lets break it down: Your home is worth $450000. They offer you 10% upfront thats $45K. But in [--] years your home could be worth $1.2M. and theyll take $250K of that value. 😳 Thats the catch with some HEA / HEI contracts you're trading long-term wealth for short-term cash. 📉 Most homes appreciate over time dont sell your future equity short. 👉 Want to compare smarter options like a HELOC or cash-out refinance DM us or hit the link in bio. The Clear"
YouTube Link 2025-06-14T17:02Z [--] followers, [---] engagements
"🔍 Waiting for the Market to Drop 1015% Don't Forget the True Costs 📉🏠 Connect with us: https://apply.theclearclose.com/meet You might hear: Prices are fallingI'll wait for another dip before I jump in. But let's do the math: 💸 Rent costs $36K/year thats $360K over [--] years ➡ Almost HALF a homes valuejust money you wont regain 🧮 When you compare: ➡ That waiting cost could be paying off half a house if invested wisely. So ask yourself: ✔ Are you letting rent bleed your equity ✔ Or is it more strategic to lock in now 👉 Comment MATH if you're ready to compare real numbersand know the true"
YouTube Link 2025-07-01T21:01Z [--] followers, [---] engagements
"⚠ Reverse Mortgage Warning: Know the Long-Term Impact 🏠💡 Connect with The Clear Close Team: https://apply.theclearclose.com/meet Pulling equity now means you skip monthly payments but that balance rolls forward. When the house is sold or you pass lenders recoup from remaining equity. ✅ If youre on a low-rate mortgage (e.g. 2% on a 15-year loan) consider a HomeSafe second mortgage: Keep your current mortgage Tap equity without replacing your cheap debt Only repay when the home is sold or at lifes end This is a smart reverse mortgage strategybut only if you have strong equity and clear goals."
YouTube Link 2025-06-26T22:01Z [--] followers, [---] engagements
"Heres the ugly truth about variable-rate HELOCs Ever wonder why banks even bother offering variable-rate HELOCs or interest-only adjustable-rate mortgages Simple: 👉 Its what investors want. Not whats best for you. The reality is: Variable-rate HELOCs are the hardest loans to qualify for. They look good on paper but in practice very few borrowers ever qualifymaybe [--] in [----]. Banks mainly use them for advertising purposes flashing a low teaser rate that isnt realistic for most homeowners. 💡 Meanwhile a fixed-rate HELOC or a refinance to consolidate debt is far more practical for building real"
YouTube Link 2025-09-02T20:01Z [---] followers, [---] engagements
"How to Get Cash For an Investment Property TCC Podcast #Shorts #realestateinvesting #heloc Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and"
YouTube Link 2025-03-03T18:00Z [--] followers, [--] engagements
"UPDATE: CFPB is NOT gone TCC Podcast #Shorts #cfpb #correction #elonmusk #doge Mortgage Rates Today: https://www.freddiemac.com/pmms See if you're qualify for a HELOC: https://www.preapprovedquick.com/ny-heloc-org The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Disclaimer: The information provided in this video is for educational and informational purposes only and should not be"
YouTube Link 2025-03-05T17:00Z [--] followers, [--] engagements
"2 Things You NEED to be a SUCCESSFUL Real Estate Investor @TheClearClose #realestateinvesting 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve"
YouTube Link 2025-04-01T07:00Z [--] followers, [---] engagements
"This Letter Could Make or Break Your Home Deal @TheClearClose Podcast #shorts Can ONE home change your life It did for this homeowner In this inspiring episode we follow the journey from renting with nothing to becoming a multi-property landlord using smart strategies HELOCs and creative financing. 💬 What's stopping YOU from starting your real estate journey Drop your thoughts below 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS"
YouTube Link 2025-04-09T01:42Z [--] followers, [--] engagements
"DSCR Loans Qualify Without Income 📉 Cant Hit the [---] DSCR Ratio Weve Got You Covered. 🏠💼 Short-term rentals come with risk lenders know that. Thats why many DSCR loans add a premium or require stricter ratios. But heres the good news: ✅ We have access to lenders offering [----] to [----] DSCR ✅ In some cases weve even secured no-ratio DSCR approvals ✅ Flexible guidelines = more opportunities for investors like you These programs are designed to help business owners and real estate investors keep building even in todays shifting market. 👉 Comment "INFO" if you want to see what your financing"
YouTube Link 2025-04-25T19:00Z [--] followers, [---] engagements
"A HELOC (Home Equity Line of Credit) isnt free moneyits a tool. NMLS [-------] [-------] [-------] Before you sign ask yourself: 🔹 Am I using this to pay off high-interest debt 🔹 Is this funding an investment that builds wealth 🔹 Do I have a clear disciplined plan for repayment 👉 If the answer isnt crystal clear youre not ready. A HELOC should empower your finances not complicate them. #HELOC #DebtConsolidation #Refinance #FinancialFreedom #WealthBuilding The Clear Close (DBA of West Capital Lending Inc.) is an Equal Housing Lender; NMLS - [-------] Nikki Yun - NMLS [-----] DRE [--------] Jason Kim -"
YouTube Link 2025-09-09T20:02Z [---] followers, [---] engagements
"🧠 Ever notice how easy credit becomes a trap Most peopleno matter how disciplinedtend to max out their limits as soon as they get access. Thats not judgment. Thats just data. But heres the thing: having good credit and equity in your home means you can get a second chanceif youve struggled before and need a reset. ✅ A HELOC can be that reset but only if used strategically: Have a concrete repayment plan Improve your credit if you dont qualify yet Use it to consolidate high-rate debt or build smarter 💡 Its not about loopholes or shortcuts. Its about having the right plan at the right time."
YouTube Link 2025-08-04T21:58Z [---] followers, [---] engagements
"🚨 Are FHA Loans Setting Us Up for Another Crisis 🏦💣 #reaction ✅ FHA loans were designed for low-income and first-time buyers with low credit score requirements (as low as 500). ✅ Fannie Mae and Freddie Mac (government-backed entities) buy most of these loans from lenders providing liquidity but this also means lenders face less risk. ✅ Without government backing many of these loans would never be approved because they are inherently risky. ❓ Is the push for accessibility in housing actually setting up buyers for failure ❓ Are we just inflating another housing bubble backed by taxpayer"
YouTube Link 2025-05-13T19:03Z [--] followers, [---] engagements
"Bank Statement Loans: Qualifying with Seasonal Income @theclearclose #shorts 📢 Protect your equity before the flood or get access to capital now in preparation for the crash using our 5-Day HELOC: https://www.apply.theclearclose.com/meet The Clear Close is an Equal Housing Lender NMLS [-------] Jason Kim - NMLS [-------] DRE [--------] Peter Ahn - NMLS [-------] DRE [--------] Nikki Yun - NMLS [-----] DRE [--------] The Clear Close is an Equal Housing Lender NMLS [-------] #HousingMarket #RealEstate #FHA #ForeclosureCrisis #Recession2025 #MortgageNews #InterestRates #FederalReserve #StockMarket #Finance"
YouTube Link 2025-05-03T04:55Z [--] followers, [---] engagements
"💡 Is it okay to feel house poor when you buy your first home Heres the truth: - Sometimes you have to stretch your finances in lifebut it matters why youre stretching. - Being house poor from buying too many purses or luxury vacations ❌ Bad debt. - Feeling house poor because you bought a home that builds equity and long-term wealth ✅ Smart move. You might feel the pinch early on but owning real estate is one of the most proven ways to grow wealth over time. Short-term sacrifice. Long-term freedom. 🏡📈 #HousePoor #FirstTimeHomebuyer #WealthBuilding #RealEstateInvesting #FinancialFreedom The"
YouTube Link 2025-08-22T20:00Z [---] followers, [----] engagements
"📅 When you pay your credit card matters a LOT. If you let your statement close with a maxed-out balance (even if you pay it off right after) the bureaus see you as high risk 🚨 and your score can drop [----] points in one cycle. 💡 Tip: Pay before the statement closes to keep reported utilization low. Why Utilization = 30% of your score and one high-limit card near max can tank it. Connect with us: https://apply.theclearclose.com/meet DSCR - https://www.getclearclose.com/cc-dscr-org #CreditTips #DebtFreeJourney #MoneySmart #CreditScoreBoost The Clear Close (DBA of West Capital Lending Inc.) is"
YouTube Link 2025-08-11T21:01Z [---] followers, [---] engagements
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