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# ![@850club Avatar](https://lunarcrush.com/gi/w:26/cr:youtube::UCat0LyGytYMwfZEPbO_rOrA.png) @850club XXX Club Credit

Beware of various scams targeting debit card users, including "ghost tap" and "wireless skimming" tricks that can drain accounts quickly. Additionally, there are concerns about changes in credit laws and FICO scoring that may impact credit scores. Financial institutions like Navy Federal and Capital One are also making headlines with changes and potential impacts on customers.

### Engagements: XXXXXX [#](/creator/youtube::UCat0LyGytYMwfZEPbO_rOrA/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCat0LyGytYMwfZEPbO_rOrA/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX -XX%
- X Months XXXXXXXXXX +217%
- X Year XXXXXXXXXX +233%

### Mentions: XX [#](/creator/youtube::UCat0LyGytYMwfZEPbO_rOrA/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCat0LyGytYMwfZEPbO_rOrA/c:line/m:posts_active.svg)

- X Month XXX -XX%
- X Months XXX +43%
- X Year XXXXX +375%

### Followers: XXXXXXX [#](/creator/youtube::UCat0LyGytYMwfZEPbO_rOrA/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCat0LyGytYMwfZEPbO_rOrA/c:line/m:followers.svg)

- X Week XXXXXXX +0.46%
- X Month XXXXXXX +3.80%
- X Months XXXXXXX +51%
- X Year XXXXXXX +92%

### CreatorRank: XXXXXXX [#](/creator/youtube::UCat0LyGytYMwfZEPbO_rOrA/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:youtube::UCat0LyGytYMwfZEPbO_rOrA/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXX% [social networks](/list/social-networks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[credit](/topic/credit) #752, [credit cards](/topic/credit-cards) #273, [money](/topic/money) #4834, [credit scores](/topic/credit-scores) #68, [bank](/topic/bank) #1458, [express](/topic/express) #959, [credit union](/topic/credit-union) #10, [secret](/topic/secret) #4451, [youtube](/topic/youtube) 2.99%, [insurance](/topic/insurance) XXXX%

**Top accounts mentioned or mentioned by**
[@mrpark850](/creator/undefined) [@ecommbulldog](/creator/undefined) [@officialchadsmoneyminutes](/creator/undefined) [@therealshedah3](/creator/undefined) [@starrknowscredit](/creator/undefined) [@creditjuan](/creator/undefined) [@the850clubcom](/creator/undefined) [@keykeyadventures](/creator/undefined) [@thecreditcardconnection](/creator/undefined) [@sledgeincteam](/creator/undefined) [@tobirosario](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last XX hours

"THIS BAD CREDIT AMEX HACK ACTUALLY WORKS"  
[YouTube Link](https://youtube.com/watch?v=3GJdUZRGWmQ)  2024-08-13T22:02Z 219K followers, 256.5K engagements


"Amex Just Sent a Warning to Low Spenders Are You Next"  
[YouTube Link](https://youtube.com/watch?v=M2UnlU_81V0)  2025-12-10T13:00Z 219K followers, 3188 engagements


"Lenders Are Still Denying Loans AFTER Preapproval Heres Why"  
[YouTube Link](https://youtube.com/watch?v=GFiO6a3VfRE)  2025-12-08T22:46Z 219K followers, XXX engagements


"Donald Trump Just Changed Credit Laws Millions Could Lose Points Fast"  
[YouTube Link](https://youtube.com/watch?v=TW4OSu-2UwM)  2025-11-06T02:15Z 219K followers, 78.3K engagements


"The Credit Stacking Secrets Banks Dont Want You to Know"  
[YouTube Link](https://youtube.com/watch?v=dWgK9kj3IZY)  2025-12-03T18:02Z 219K followers, 7927 engagements


"The Phone Number Takeover Scam Banks Cant Stop"  
[YouTube Link](https://youtube.com/watch?v=gsWnqY0NCXo)  2025-11-30T20:11Z 219K followers, 124.7K engagements


"The Right Way to Do a Navy Federal Pledge Loan"  
[YouTube Link](https://youtube.com/watch?v=kH1Rz2m0tDY)  2025-10-17T17:04Z 219K followers, 3493 engagements


"The Emotional Side of Credit"  
[YouTube Link](https://youtube.com/watch?v=0A8KqjtjEtU)  2025-12-10T17:59Z 219K followers, XXX engagements


"EX Credit Union MANAGER Gives Advice On NAVY FEDERAL"  
[YouTube Link](https://youtube.com/watch?v=1wra7Pn3gCs)  2023-06-28T16:00Z 219K followers, 528.3K engagements


"Your Credit Score Affects EVERYTHING"  
[YouTube Link](https://youtube.com/watch?v=7HU8EknfuSA)  2025-12-07T17:58Z 219K followers, XXX engagements


"CAPITAL ONE SOFT PULL AUTO LOAN"  
[YouTube Link](https://youtube.com/watch?v=AdtKGe1c0OM)  2024-04-20T05:04Z 219K followers, 17.5K engagements


"DEBIT CARD USERS BEWARE: GAS STATION TAP Trick Is Spreading Fast"  
[YouTube Link](https://youtube.com/watch?v=F-r2PUMBPzQ)  2025-08-15T06:43Z 219K followers, 975.4K engagements


"The $XX Scam Thats Spreading Fast Nationwide"  
[YouTube Link](https://youtube.com/watch?v=HRW4wfz_3G4)  2025-04-30T06:01Z 219K followers, 438.5K engagements


"Thinking about applying for an American Express card Heres what most people miss"  
[YouTube Link](https://youtube.com/watch?v=HUpdrIe1wjI)  2025-12-08T18:03Z 219K followers, 2724 engagements


"Increase Your Credit Score So Fast It Looks Like Hacking the System"  
[YouTube Link](https://youtube.com/watch?v=KLrrPU0J0Xs)  2025-09-29T22:55Z 219K followers, 42.4K engagements


"How To Get $50K NO DOC LOAN From Wells Fargo"  
[YouTube Link](https://youtube.com/watch?v=LowqlMJPWZw)  2023-10-26T22:16Z 219K followers, 8951 engagements


"TAP and Youre Broke: The Wireless Skimming Scam Spreading Everywhere"  
[YouTube Link](https://youtube.com/watch?v=NgIZWZ10nZs)  2025-10-31T21:15Z 219K followers, 989.6K engagements


"4 MASSIVE Trump Credit Score Changes Coming in 2025 That Will Impact YOU"  
[YouTube Link](https://youtube.com/watch?v=OCNQaOBGWmA)  2025-02-28T20:41Z 219K followers, 377.4K engagements


"Think you understand credit 2026 is about to prove you dont"  
[YouTube Link](https://youtube.com/watch?v=XOcrIjVhsNQ)  2025-12-09T16:10Z 219K followers, 1262 engagements


"I Tested Both Heres What Builds Credit Faster in 2025"  
[YouTube Link](https://youtube.com/watch?v=_38CqMfywEk)  2025-12-08T13:00Z 219K followers, 1775 engagements


"DEBIT CARD USERS BEWARE: This MAIL Trick Is Spreading Fast"  
[YouTube Link](https://youtube.com/watch?v=eOiW0KkeVjA)  2025-08-22T05:37Z 219K followers, 518K engagements


"DEBIT CARD USERS BEWARE: This ATM Cash Trap Is Spreading Fast"  
[YouTube Link](https://youtube.com/watch?v=gQUwgZDJPiM)  2025-08-31T00:31Z 219K followers, 3.5M engagements


"Stop Overcomplicating Credit Rebuilding"  
[YouTube Link](https://youtube.com/watch?v=iyLP5dHRD0M)  2025-12-09T12:56Z 219K followers, XXX engagements


"The Truth About American Express Annual Fees"  
[YouTube Link](https://youtube.com/watch?v=oGFxEzkHco8)  2025-12-09T18:03Z 219K followers, XXX engagements


"Credit Union vs. Bank: Which One Is Right for You"  
[YouTube Link](https://youtube.com/watch?v=rr5dAkuJIzQ)  2023-10-06T02:26Z 219K followers, 2309 engagements


"DEBIT CARD USERS BEWARE: The Most Dangerous Scams Draining Bank Accounts In 2025"  
[YouTube Link](https://youtube.com/watch?v=tMthydYODgE)  2025-07-26T17:08Z 219K followers, 294.3K engagements


"The right mix of credit cards can make rebuilding your score a lot easier"  
[YouTube Link](https://youtube.com/watch?v=-5R0Uzz6858)  2025-12-10T01:00Z 219K followers, XXX engagements


"Borrowers Beware: Trumps Credit Union Changes Could Blindside You"  
[YouTube Link](https://youtube.com/watch?v=4skKYDOE5u4)  2025-12-10T01:37Z 219K followers, 25.1K engagements


"Stop Wasting Time on Secured Credit Cards"  
[YouTube Link](https://youtube.com/watch?v=8DUiAUXvxnw)  2025-12-10T12:57Z 219K followers, XXX engagements


"The $XX Navy Federal Secret Theyll Never Tell You About"  
[YouTube Link](https://youtube.com/watch?v=Uw-0_dt7jqA)  2025-10-01T12:00Z 219K followers, 272.7K engagements


"5 Best Personal Loan Options For Most Credit Scores"  
[YouTube Link](https://youtube.com/watch?v=elOKJdiWmMk)  2023-04-23T04:07Z 219K followers, 499.1K engagements


"FICO Is About To Change EVERYTHING What You Need To Know Now"  
[YouTube Link](https://youtube.com/watch?v=p8Hzd1WN4RI)  2025-10-29T11:14Z 219K followers, 34.7K engagements


"The New Mail Theft Trick Banks Dont Want to Talk About"  
[YouTube Link](https://youtube.com/watch?v=vbvV8HnnXDw)  2025-11-24T00:51Z 219K followers, 179K engagements


"She Tricked the Credit SystemAnd Got XX High Limits"  
[YouTube Link](https://youtube.com/watch?v=HNtXGMkVT_o)  2025-05-18T01:22Z 219K followers, 3168 engagements


"Banks Hate This Capital One Move That Makes Approvals Easy"  
[YouTube Link](https://youtube.com/watch?v=SJ7V_62shbw)  2025-10-20T13:17Z 219K followers, 6933 engagements


"The Amazon Secured Card Loophole: Turn Small Deposits into Big Credit Wins"  
[YouTube Link](https://youtube.com/watch?v=VQ8S0MbJrTw)  2025-11-24T14:04Z 219K followers, 4751 engagements


"Credit isnt about buying moreits about buying smarter"  
[YouTube Link](https://youtube.com/watch?v=yFu50rXZfOQ)  2025-12-07T01:03Z 219K followers, 1227 engagements