[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @victaurs Victaurs Victaurs posts on X about $gpn, bank, business, liquidity the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1818202976219217920/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX -XX% - X Months XXXXXXXXX +8.60% - X Year XXXXXXXXX +1,163% ### Mentions: XX [#](/creator/twitter::1818202976219217920/posts_active)  - X Week XX -XX% - X Month XXX -XX% - X Months XXX +79% - X Year XXXXX +996% ### Followers: XXXXX [#](/creator/twitter::1818202976219217920/followers)  - X Week XXXXX +0.64% - X Month XXXXX +3% - X Months XXXXX +48% - X Year XXXXX +251% ### CreatorRank: XXXXXXX [#](/creator/twitter::1818202976219217920/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) XX% [finance](/list/finance) XXXXX% [technology brands](/list/technology-brands) XXXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% **Social topic influence** [$gpn](/topic/$gpn) #5, [bank](/topic/bank) #1393, [business](/topic/business) 4.55%, [liquidity](/topic/liquidity) #2919, [$shop](/topic/$shop) #480, [if you](/topic/if-you) 4.55%, [in real](/topic/in-real) 2.27%, [credit suisse](/topic/credit-suisse) 2.27%, [$meta](/topic/$meta) 2.27%, [meta](/topic/meta) XXXX% **Top accounts mentioned or mentioned by** [@siyul](/creator/undefined) [@1lemonaday](/creator/undefined) [@chrislloydcfp](/creator/undefined) [@kab604](/creator/undefined) [@sjosephburns](/creator/undefined) [@fishtowncap](/creator/undefined) [@william_r2rclub](/creator/undefined) [@andrewcoye](/creator/undefined) [@aureliusltd28](/creator/undefined) [@charliebilello](/creator/undefined) [@bobloukas](/creator/undefined) [@petermallouk](/creator/undefined) [@apompliano](/creator/undefined) [@mikealfred](/creator/undefined) [@kobeissiletter](/creator/undefined) [@sixsigmacapital](/creator/undefined) [@stockmktnewz](/creator/undefined) [@budgetdog](/creator/undefined) [@theetftracker](/creator/undefined) [@andreassteno](/creator/undefined) **Top assets mentioned** [Global Payments Inc (GPN)](/topic/$gpn) [Shopify Inc (SHOP)](/topic/$shop) [Credit Suisse Group (CS)](/topic/credit-suisse) [Metadium (META)](/topic/$meta) [Bitcoin (BTC)](/topic/$btc) [Mastercard, Inc. (MA)](/topic/$ma) [Adobe, Inc. (ADBE)](/topic/$adbe) [Rocket Companies, Inc. (RKT)](/topic/$rkt) [Apple, Inc. (AAPL)](/topic/$aapl) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Microsoft Corp. (MSFT)](/topic/$msft) [Walrus (WAL)](/topic/$wal) [The Bancorp Inc. (TBBK)](/topic/$tbbk) [Bank OZK (OZK)](/topic/$ozk) [Basis Cash (BAC)](/topic/$bac) [JPMorgan Chase (JPM)](/topic/$jpm) [ServisFirst Bancshares Inc. (SFBS)](/topic/$sfbs) ### Top Social Posts Top posts by engagements in the last XX hours "Honest question for the bank crowd. If I told you that over the next X years the sector earns mid teens EPS growth and the curve stays mildly sloped which X bank tickers would you want to own straight through. Reply with your top X and a X line reason for each. I will read every answer" [X Link](https://x.com/victaurs/status/1998422394093088797) 2025-12-09T16:00Z 5183 followers, 2396 engagements "@charliebilello The hard part isnt believing in equities its living through the whiplash. A XX% drawdown that turns into new highs in under X months is exactly why market timing looks great in hindsight and brutal in real time. You either sit through it or you miss the move" [X Link](https://x.com/victaurs/status/1998427920713605131) 2025-12-09T16:21Z 5184 followers, XX engagements "Everyone loves to say I like it it is only 7x earnings. Credit Suisse was cheap right up until it was not investable. $META was broken when it traded under 10x forward earnings and then doubled when the story actually changed. Low P/E is not value. High P/E is not doom. Context is the whole job" [X Link](https://x.com/victaurs/status/1995155207400075733) 2025-11-30T15:37Z 5176 followers, 14.9K engagements "@KobeissiLetter Every cycle has this chart only the number of zeros changes. $BTC can live with a 10k swing 50x longs cannot. The real liquidation event is when people realize position sizing is the edge not leverage" [X Link](https://x.com/victaurs/status/1996984347975729173) 2025-12-05T16:45Z 5170 followers, 1669 engagements "@StockMKTNewz After years of trading like a permanent restructuring project $C finally gets marked as worth at least its pieces. The real test is whether they can actually earn a return on that book or if this is just a late cycle mercy rerating for patient value holders" [X Link](https://x.com/victaurs/status/1997340891309289750) 2025-12-06T16:22Z 5177 followers, XX engagements "Every value trap I have ever owned started with the same line in my notes. Market is overreacting this is just too cheap. Cheap only matters if the business can still take share grow earnings or earn a rerate. With $GPN you are mostly underwriting survival in a crowded low margin lane" [X Link](https://x.com/victaurs/status/1997388397242167797) 2025-12-06T19:31Z 5177 followers, 3359 engagements "If your idea needs perfect execution friendly macro and a rerate just to be worth it you are probably underwriting too much for a 6x stock" [X Link](https://x.com/victaurs/status/1997673766965395939) 2025-12-07T14:25Z 5175 followers, XXX engagements "@Budgetdog_ In markets the perfect conditions only show up clearly on a chart after the fact. The first small transfer into an index fund or the first ugly draft of an investing plan beats another year of waiting for a cleaner setup that never comes" [X Link](https://x.com/victaurs/status/1997694956123914517) 2025-12-07T15:49Z 5177 followers, XX engagements "The chart is a good reminder that stocks only go up because of QE was always too simple. The last X years mixed real earnings AI capex fiscal support and positioning while QT ran in the background. The harder question now is what you are underwriting if multiples stay here without that liquidity tailwind coming back" [X Link](https://x.com/victaurs/status/1997711613651300586) 2025-12-07T16:55Z 5179 followers, 1920 engagements "Stripe and Adyen spent a decade building unified developer first platforms. Toast owns the full restaurant workflow not just the payment. $GPN stitched together Heartland TSYS EVO and a half dozen others and called it a platform. Scale helps but Frankenstein stacks rarely earn premium multiples" [X Link](https://x.com/victaurs/status/1996621770737225904) 2025-12-04T16:45Z 5183 followers, XXX engagements "Run the math. If $GPN grows EPS X% to XX% a year for five years you get a bit over XX% earnings growth. You still need the multiple to drift from 6x to X or X times just to flirt with a double. That is a lot of execution risk for a business fighting better positioned competitors on every flank" [X Link](https://x.com/victaurs/status/1996664049476538642) 2025-12-04T19:33Z 5183 followers, 23.1K engagements "Payments has a simple gravity. If your take rate is a thin scrape on Visa and Mastercard rails and you do not own the workflow your pricing power is capped. $GPN lives under that gravity. Toast Stripe Adyen and Shopify are busy trying to escape it" [X Link](https://x.com/victaurs/status/1997018133165756424) 2025-12-05T19:00Z 5184 followers, XXX engagements "I knew nobody would really care about $GPN but I put it out anyways. Next week will probably put out one on $ADBE and $RKT. If you have names/tickers you are looking it be sure to tag me with them" [X Link](https://x.com/victaurs/status/1997018487781228776) 2025-12-05T19:01Z 5181 followers, 3132 engagements "@FishtownCap @siyul 🍻🍻🍻" [X Link](https://x.com/victaurs/status/1997080383028932696) 2025-12-05T23:07Z 5181 followers, XX engagements "@TheETFTracker Most people think $QQQ is a clean index bet but this is really a Mag X + friends portfolio. If your career equity comp and housing market already lean tech loading up on $NVDA $AAPL $MSFT here is less diversification and more doubling down on the same risk" [X Link](https://x.com/victaurs/status/1997702360907567120) 2025-12-07T16:18Z 5180 followers, XXX engagements "@AndreasSteno Rate cuts + PMIs ticking up is a clean small cap story on paper. The real tell over 2026 will be how much of this move is genuine earnings leverage from cleaner balance sheets vs a positioning squeeze after two years in the penalty box" [X Link](https://x.com/victaurs/status/1998810774752698583) 2025-12-10T17:43Z 5183 followers, XX engagements "Look where the real excitement sits in payments. Clover in SMB retail Toast in restaurants Shift4 in venues Stripe and Adyen in global enterprise platforms like Shopify at checkout. When the edge lives in software and workflow the commodity processor ends up being the quiet counterparty not the hero of the story" [X Link](https://x.com/victaurs/status/1997386420466647445) 2025-12-06T19:23Z 5184 followers, XXX engagements "@intocryptoverse Four year cycle intact might say less about destiny and more about how liquidity and investor memory reset on a similar clock. This top fits that: not a blow off mania like 2017/2021 more a slow fade where the marginal buyer quietly ran out of balance sheet" [X Link](https://x.com/victaurs/status/1997706840357134703) 2025-12-07T16:36Z 5184 followers, 4681 engagements "When I look at a new bank I start with one question: Has management compounded tangible book value per share through more than one cycle or did they just survive a good era. Curious what you look at first on a fresh bank name. Is it TBVPS growth ROE credit deposits or something else entirely" [X Link](https://x.com/victaurs/status/1998116203630596117) 2025-12-08T19:43Z 5183 followers, 3709 engagements "Some of the most interesting names right now live in the everyones nervous bucket. Think $WAL $CUBI $TBBK $OZK $MBIN $FFBB Real TBVPS growth real hair real debate. If you had to build a basket of 3-5 ugly compounders in banks which tickers would you pick and why" [X Link](https://x.com/victaurs/status/1998121561757556944) 2025-12-08T20:04Z 5184 followers, 4668 engagements "@william_R2Rclub Nice mix of quality and optionality. $JPM as the sleep at night compounder $BAC as the clean curve/consumer bet and $C where youre getting paid for cleanup risk. If funding costs flare again which one are you trimming first" [X Link](https://x.com/victaurs/status/1998429931462873089) 2025-12-09T16:29Z 5183 followers, XXX engagements "For the smaller bank nerds I keep circling back to names like $UNTY $PLBC $QCRH $SMBC $OPBK $FBIZ $SFBS Not recommendations just places where the TBVPS trend and the current valuation make me curious. Which under followed banks sit on your radar that almost nobody talks about. Tag a ticker you think deserves a deeper look" [X Link](https://x.com/victaurs/status/1998758220916204020) 2025-12-10T14:14Z 5183 followers, 1750 engagements "The tricky part is that the path from here to X% is not a straight glide it is a series of data dependent air pockets once those layoffs hit the tape. Markets are already trading the destination; the real risk is how much damage gets done to earnings and credit before the Fed can admit the labor market has cracked" [X Link](https://x.com/victaurs/status/1998797726763667624) 2025-12-10T16:51Z 5183 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@victaurs Victaurs
Victaurs posts on X about $gpn, bank, business, liquidity the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX +8.60%
- X Year XXXXXXXXX +1,163%
Mentions: XX #
- X Week XX -XX%
- X Month XXX -XX%
- X Months XXX +79%
- X Year XXXXX +996%
Followers: XXXXX #
- X Week XXXXX +0.64%
- X Month XXXXX +3%
- X Months XXXXX +48%
- X Year XXXXX +251%
CreatorRank: XXXXXXX #
Social Influence
Social category influence stocks XX% finance XXXXX% technology brands XXXXX% cryptocurrencies XXXX%
Social topic influence $gpn #5, bank #1393, business 4.55%, liquidity #2919, $shop #480, if you 4.55%, in real 2.27%, credit suisse 2.27%, $meta 2.27%, meta XXXX%
Top accounts mentioned or mentioned by @siyul @1lemonaday @chrislloydcfp @kab604 @sjosephburns @fishtowncap @william_r2rclub @andrewcoye @aureliusltd28 @charliebilello @bobloukas @petermallouk @apompliano @mikealfred @kobeissiletter @sixsigmacapital @stockmktnewz @budgetdog @theetftracker @andreassteno
Top assets mentioned Global Payments Inc (GPN) Shopify Inc (SHOP) Credit Suisse Group (CS) Metadium (META) Bitcoin (BTC) Mastercard, Inc. (MA) Adobe, Inc. (ADBE) Rocket Companies, Inc. (RKT) Apple, Inc. (AAPL) NVIDIA Corp. (NVDA) Microsoft Corp. (MSFT) Walrus (WAL) The Bancorp Inc. (TBBK) Bank OZK (OZK) Basis Cash (BAC) JPMorgan Chase (JPM) ServisFirst Bancshares Inc. (SFBS)
Top Social Posts
Top posts by engagements in the last XX hours
"Honest question for the bank crowd. If I told you that over the next X years the sector earns mid teens EPS growth and the curve stays mildly sloped which X bank tickers would you want to own straight through. Reply with your top X and a X line reason for each. I will read every answer"
X Link 2025-12-09T16:00Z 5183 followers, 2396 engagements
"@charliebilello The hard part isnt believing in equities its living through the whiplash. A XX% drawdown that turns into new highs in under X months is exactly why market timing looks great in hindsight and brutal in real time. You either sit through it or you miss the move"
X Link 2025-12-09T16:21Z 5184 followers, XX engagements
"Everyone loves to say I like it it is only 7x earnings. Credit Suisse was cheap right up until it was not investable. $META was broken when it traded under 10x forward earnings and then doubled when the story actually changed. Low P/E is not value. High P/E is not doom. Context is the whole job"
X Link 2025-11-30T15:37Z 5176 followers, 14.9K engagements
"@KobeissiLetter Every cycle has this chart only the number of zeros changes. $BTC can live with a 10k swing 50x longs cannot. The real liquidation event is when people realize position sizing is the edge not leverage"
X Link 2025-12-05T16:45Z 5170 followers, 1669 engagements
"@StockMKTNewz After years of trading like a permanent restructuring project $C finally gets marked as worth at least its pieces. The real test is whether they can actually earn a return on that book or if this is just a late cycle mercy rerating for patient value holders"
X Link 2025-12-06T16:22Z 5177 followers, XX engagements
"Every value trap I have ever owned started with the same line in my notes. Market is overreacting this is just too cheap. Cheap only matters if the business can still take share grow earnings or earn a rerate. With $GPN you are mostly underwriting survival in a crowded low margin lane"
X Link 2025-12-06T19:31Z 5177 followers, 3359 engagements
"If your idea needs perfect execution friendly macro and a rerate just to be worth it you are probably underwriting too much for a 6x stock"
X Link 2025-12-07T14:25Z 5175 followers, XXX engagements
"@Budgetdog_ In markets the perfect conditions only show up clearly on a chart after the fact. The first small transfer into an index fund or the first ugly draft of an investing plan beats another year of waiting for a cleaner setup that never comes"
X Link 2025-12-07T15:49Z 5177 followers, XX engagements
"The chart is a good reminder that stocks only go up because of QE was always too simple. The last X years mixed real earnings AI capex fiscal support and positioning while QT ran in the background. The harder question now is what you are underwriting if multiples stay here without that liquidity tailwind coming back"
X Link 2025-12-07T16:55Z 5179 followers, 1920 engagements
"Stripe and Adyen spent a decade building unified developer first platforms. Toast owns the full restaurant workflow not just the payment. $GPN stitched together Heartland TSYS EVO and a half dozen others and called it a platform. Scale helps but Frankenstein stacks rarely earn premium multiples"
X Link 2025-12-04T16:45Z 5183 followers, XXX engagements
"Run the math. If $GPN grows EPS X% to XX% a year for five years you get a bit over XX% earnings growth. You still need the multiple to drift from 6x to X or X times just to flirt with a double. That is a lot of execution risk for a business fighting better positioned competitors on every flank"
X Link 2025-12-04T19:33Z 5183 followers, 23.1K engagements
"Payments has a simple gravity. If your take rate is a thin scrape on Visa and Mastercard rails and you do not own the workflow your pricing power is capped. $GPN lives under that gravity. Toast Stripe Adyen and Shopify are busy trying to escape it"
X Link 2025-12-05T19:00Z 5184 followers, XXX engagements
"I knew nobody would really care about $GPN but I put it out anyways. Next week will probably put out one on $ADBE and $RKT. If you have names/tickers you are looking it be sure to tag me with them"
X Link 2025-12-05T19:01Z 5181 followers, 3132 engagements
"@FishtownCap @siyul 🍻🍻🍻"
X Link 2025-12-05T23:07Z 5181 followers, XX engagements
"@TheETFTracker Most people think $QQQ is a clean index bet but this is really a Mag X + friends portfolio. If your career equity comp and housing market already lean tech loading up on $NVDA $AAPL $MSFT here is less diversification and more doubling down on the same risk"
X Link 2025-12-07T16:18Z 5180 followers, XXX engagements
"@AndreasSteno Rate cuts + PMIs ticking up is a clean small cap story on paper. The real tell over 2026 will be how much of this move is genuine earnings leverage from cleaner balance sheets vs a positioning squeeze after two years in the penalty box"
X Link 2025-12-10T17:43Z 5183 followers, XX engagements
"Look where the real excitement sits in payments. Clover in SMB retail Toast in restaurants Shift4 in venues Stripe and Adyen in global enterprise platforms like Shopify at checkout. When the edge lives in software and workflow the commodity processor ends up being the quiet counterparty not the hero of the story"
X Link 2025-12-06T19:23Z 5184 followers, XXX engagements
"@intocryptoverse Four year cycle intact might say less about destiny and more about how liquidity and investor memory reset on a similar clock. This top fits that: not a blow off mania like 2017/2021 more a slow fade where the marginal buyer quietly ran out of balance sheet"
X Link 2025-12-07T16:36Z 5184 followers, 4681 engagements
"When I look at a new bank I start with one question: Has management compounded tangible book value per share through more than one cycle or did they just survive a good era. Curious what you look at first on a fresh bank name. Is it TBVPS growth ROE credit deposits or something else entirely"
X Link 2025-12-08T19:43Z 5183 followers, 3709 engagements
"Some of the most interesting names right now live in the everyones nervous bucket. Think $WAL $CUBI $TBBK $OZK $MBIN $FFBB Real TBVPS growth real hair real debate. If you had to build a basket of 3-5 ugly compounders in banks which tickers would you pick and why"
X Link 2025-12-08T20:04Z 5184 followers, 4668 engagements
"@william_R2Rclub Nice mix of quality and optionality. $JPM as the sleep at night compounder $BAC as the clean curve/consumer bet and $C where youre getting paid for cleanup risk. If funding costs flare again which one are you trimming first"
X Link 2025-12-09T16:29Z 5183 followers, XXX engagements
"For the smaller bank nerds I keep circling back to names like $UNTY $PLBC $QCRH $SMBC $OPBK $FBIZ $SFBS Not recommendations just places where the TBVPS trend and the current valuation make me curious. Which under followed banks sit on your radar that almost nobody talks about. Tag a ticker you think deserves a deeper look"
X Link 2025-12-10T14:14Z 5183 followers, 1750 engagements
"The tricky part is that the path from here to X% is not a straight glide it is a series of data dependent air pockets once those layoffs hit the tape. Markets are already trading the destination; the real risk is how much damage gets done to earnings and credit before the Fed can admit the labor market has cracked"
X Link 2025-12-10T16:51Z 5183 followers, XX engagements