[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

# ![@sytaylor Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::19651231.png) @sytaylor Simon Taylor

Simon Taylor posts on X about money, fintech, currencies, infrastructure the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::19651231/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXX +68%
- X Months XXXXXXXXX +44%
- X Year XXXXXXXXX -XXXX%

### Mentions: XX [#](/creator/twitter::19651231/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX +62%
- X Months XXX +31%
- X Year XXX +54%

### Followers: XXXXXX [#](/creator/twitter::19651231/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:followers.svg)

- X Week XXXXXX +0.38%
- X Month XXXXXX +1.30%
- X Months XXXXXX +7.30%
- X Year XXXXXX +12%

### CreatorRank: XXXXXXX [#](/creator/twitter::19651231/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::19651231/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::19651231/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [exchanges](/list/exchanges)  XXXX% [events](/list/events)  XXXX% [currencies](/list/currencies)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[money](/topic/money) 3.33%, [fintech](/topic/fintech) #77, [currencies](/topic/currencies) #333, [infrastructure](/topic/infrastructure) 1.67%, [onchain](/topic/onchain) #1524, [why is](/topic/why-is) #758, [coinbase](/topic/coinbase) #1679, [g7](/topic/g7) 1.67%, [blackrock](/topic/blackrock) 0.83%, [ant](/topic/ant) XXXX%

**Top accounts mentioned or mentioned by**
[@tokenizedpod](/creator/undefined) [@jevgenijs](/creator/undefined) [@roguecfpb](/creator/undefined) [@beamscotty5](/creator/undefined) [@jasuja](/creator/undefined) [@stanleyepstein](/creator/undefined) [@nonay](/creator/undefined) [@ft](/creator/undefined) [@money2020](/creator/undefined) [@stripe](/creator/undefined) [@mttjon](/creator/undefined) [@kziemski](/creator/undefined) [@mikulaja](/creator/undefined) [@0xwave](/creator/undefined) [@kamilmouhid](/creator/undefined) [@tomfgoodwin](/creator/undefined) [@cryptadamist](/creator/undefined) [@thedestinyman](/creator/undefined) [@markjeffrey](/creator/undefined) [@maxkarpis](/creator/undefined)

**Top assets mentioned**
[Coinbase Global, Inc. (COIN)](/topic/coinbase) [BlackRock Inc (BLK)](/topic/blackrock) [Microsoft Corp. (MSFT)](/topic/microsoft) [Bitcoin (BTC)](/topic/bitcoin) [Mastercard, Inc. (MA)](/topic/$ma) [Bank of America (BAC)](/topic/bank-of-america) [Goldman Sachs (GS)](/topic/goldman-sachs) [Ethereum (ETH)](/topic/ethereum) [Deutsche Bank Aktiengesellschaft (DB)](/topic/$db)
### Top Social Posts [#](/creator/twitter::19651231/posts)
---
Top posts by engagements in the last XX hours

"Corporate clients - Siemens - BlackRock - Ant financial Demanding this infrastructure. When corporates say jump the banks say how high. Because there IS an alternative with stablecoins. But most corporates want the BANKS to provide the service"  
[X Link](https://x.com/sytaylor/status/1975846224344531360) [@sytaylor](/creator/x/sytaylor) 2025-10-08T08:50Z 60.9K followers, XXX engagements


"Consider what BNY actually does: - They're the plumbing behind the plumbing. - They "custody" assets - A bit like how a vault operator manages gold but the owner could be anywhere - When institutional money moves globally it flows through BNY's treasury services. - Pension funds. Asset managers. Corporate treasuries. All riding on infrastructure built for batch processing and cut-off times"  
[X Link](https://x.com/sytaylor/status/1975846226047226266) [@sytaylor](/creator/x/sytaylor) 2025-10-08T08:50Z 60.9K followers, XX engagements


"Stablecoin native Treasury is the killer app for Fortune 500's going onchain. With one wallet they could have * Any currency * Money market funds * Global and instant xfers The wallet for Fortune 500s that works with their legacy banks and ERPs is a giga opportunity"  
[X Link](https://x.com/sytaylor/status/1976011340402872726) [@sytaylor](/creator/x/sytaylor) 2025-10-08T19:46Z 60.9K followers, 11.4K engagements


"New on Fintech Brainfood 🧠 Prediction Markets - We need to up level the debate. It's not one dimensional. Plus - The $300trn whoopsie - Everyone gets a charter - And why Brex + Oracle matters 👇"  
[X Link](https://x.com/sytaylor/status/1979898038794518911) [@sytaylor](/creator/x/sytaylor) 2025-10-19T13:10Z 60.9K followers, 6279 engagements


"In 2008 the biggest issue was the lack of transparency. In crypto black Friday within hours we knew * What the issue was * What the possible fixes are Crypto market structure has a long way to go. But it works"  
[X Link](https://x.com/sytaylor/status/1977718290748219562) [@sytaylor](/creator/x/sytaylor) 2025-10-13T12:49Z 60.9K followers, 3264 engagements


"The @tempo team is coming to Money 2020. Reply or DM if you want to meet IRL 👇"  
[X Link](https://x.com/sytaylor/status/1978115212747157934) [@sytaylor](/creator/x/sytaylor) 2025-10-14T15:06Z 60.9K followers, 13.1K engagements


"Which makes you wonder Why is it so consensus that AI must be in a bubble What's the common thread between: - The IMF - The FT - All of the bank CEOs My guess The scale of AI CAPEX is hard to fathom without "bubble" Yet the scale of AI demand is much higher than supply"  
[X Link](https://x.com/sytaylor/status/1980246175300362577) [@sytaylor](/creator/x/sytaylor) 2025-10-20T12:14Z 60.9K followers, 4531 engagements


"Know Your Agent (KYA) will be bigger than KYC. Verifying human identity is no longer enough: future regulation and commerce will require verifying machine identity as well"  
[X Link](https://x.com/sytaylor/status/1979802279718134166) [@sytaylor](/creator/x/sytaylor) 2025-10-19T06:50Z 60.9K followers, 17.3K engagements


"@jgarzik Fair on X complete miss I considered X but it sort of goes back to X the bigger the outcome the more liquidity you need to the point where game theory kicks in"  
[X Link](https://x.com/sytaylor/status/1980269694595588176) [@sytaylor](/creator/x/sytaylor) 2025-10-20T13:47Z 60.9K followers, XX engagements


"🚨 BREAKING: @nubank Applies for US Bank Charter. This is the PRIMARY bank for XX% of active customers. Can it crack the USA Here's why American banks should be paying attention: - 123M customers (nearly X in X people in their markets) - Primary bank for 70%+ of active customers - XX% monthly activity rate - $3.7B quarterly revenue - Zero branches"  
[X Link](https://x.com/sytaylor/status/1973089037033546138) [@sytaylor](/creator/x/sytaylor) 2025-09-30T18:14Z 60.8K followers, 8149 engagements


"In X years every company will have a stablecoin team. Today that expertise is rare. That's changing. Rapidly"  
[X Link](https://x.com/sytaylor/status/1976183294636196234) [@sytaylor](/creator/x/sytaylor) 2025-10-09T07:09Z 60.8K followers, 10.8K engagements


"This means - Stablecoins are cheaper in exotic currencies - TradFi FX is much cheaper in G7 currencies - Somewhere in the middle cross-border treasury and remittances all use USD and stablecoins are a great way to do that. The banks HAD to react"  
[X Link](https://x.com/sytaylor/status/1977690379639214261) [@sytaylor](/creator/x/sytaylor) 2025-10-13T10:58Z 60.9K followers, XXX engagements


"There's a real business case. Major banks already move G7 currency pairs at 1-6 basis points99% margins. Bank tokens could make those flows even MORE efficient. That's not what crypto advocates expected"  
[X Link](https://x.com/sytaylor/status/1977690381316657281) [@sytaylor](/creator/x/sytaylor) 2025-10-13T10:58Z 60.9K followers, XXX engagements


"The crypto effect"  
[X Link](https://x.com/sytaylor/status/1978168895107105135) [@sytaylor](/creator/x/sytaylor) 2025-10-14T18:39Z 60.9K followers, 3271 engagements


"About XX% of new fintech brainfood subscribers come from Microsoft Teams. Enterprise readers I see you 👀"  
[X Link](https://x.com/sytaylor/status/1978399973638128056) [@sytaylor](/creator/x/sytaylor) 2025-10-15T09:58Z 60.9K followers, XXX engagements


"@RogueCfpb I've heard bitcoin described as HQLA in progressively more capital markets conversations"  
[X Link](https://x.com/sytaylor/status/1979143717865812144) [@sytaylor](/creator/x/sytaylor) 2025-10-17T11:13Z 60.8K followers, XX engagements


"Next - A new Bretton Woods - Gold backed monetary system - US Treasury marks to market it's fold reserve US debt temporarily looks way better"  
[X Link](https://x.com/sytaylor/status/1979523304810766775) [@sytaylor](/creator/x/sytaylor) 2025-10-18T12:21Z 60.9K followers, 3448 engagements


"@RogueCfpb @inner_concerns @harvey @claudeai Sometimes it's just about promoting well"  
[X Link](https://x.com/sytaylor/status/1979561729936986519) [@sytaylor](/creator/x/sytaylor) 2025-10-18T14:54Z 60.9K followers, XX engagements


"🚨 BREAKING: Coinbase and Mastercard said to be in bidding war for UK stablecoin firm BVNK for $1.5bn to $2.5bn range Just XX hours after announcing a funding round with Citi Fortune reports both Coinbase and Mastercard are trying to acquire London-based BVNK for $1.5-2.5bn. Fortune says "Coinbase currently has the upper hand." --- - A year ago - Stripe acquired Bridge - December 2024: BVNK raises $50m at $750m valuation - Thursday: Citi invests - Friday: Two giants bidding $1.5-2.5bn That's a 2-3x markup in XX months and a bidding war XX hours after their last investor check. --- It's"  
[X Link](https://x.com/sytaylor/status/1976532046857019769) [@sytaylor](/creator/x/sytaylor) 2025-10-10T06:15Z 60.9K followers, 17.8K engagements


"10 Global Banks Unveil "Stablecoin" Alternative Plan for G7 Currencies. Here's why FX is going onchain. 👉 On public blockchains. The future isn't stablecoins vs deposit tokens It's stablecoins AND deposit tokens. Here's why"  
[X Link](https://x.com/sytaylor/status/1977690370596110453) [@sytaylor](/creator/x/sytaylor) 2025-10-13T10:58Z 60.9K followers, 5215 engagements


"The story: Santander Bank of America Barclays BNP Paribas Citi Deutsche Bank Goldman Sachs MUFG TD Bank and UBS announced They're jointly exploring a 1:1 reserve-backed stablecoin for G7 currencies This is ten systemically important banks saying: we're going to issue regulated digital money on Ethereum and other public chains"  
[X Link](https://x.com/sytaylor/status/1977690373058076997) [@sytaylor](/creator/x/sytaylor) 2025-10-13T10:58Z 60.9K followers, XXX engagements


"Yeah I see low liquidity plus esoteric outcomes become very likely. But it's those cases that are harder to influence like an election or policy rate"  
[X Link](https://x.com/sytaylor/status/1980274884337897640) [@sytaylor](/creator/x/sytaylor) 2025-10-20T14:08Z 60.9K followers, XX engagements


"Bridge AKA @Stablecoin (acquired by Stripe) filed for an OCC national trust charter to "tokenize trillions of dollars." Circle did it in July. Ripple in August. Paxos followed. Coinbase this month. Why is every stablecoin company getting OCC Trust Charters Here's why 🧵"  
[X Link](https://x.com/sytaylor/status/1978438893318934915) [@sytaylor](/creator/x/sytaylor) 2025-10-15T12:32Z 60.9K followers, 23K engagements


"Nubank went from launching in Mexico in 2020 to XX million customers by mid-2025. Now they're applying for a US bank charter. Can they repeat the trick Most people see Nubank as a Brazil story. But Mexico is the untold storyand it reveals how they actually win. --- Here's what matters: - Monthly ARPAC: $XX (more mature cohorts at $25) - Cost to serve: $XXXX per customer - Customer acquisition cost: $5-6 (80% organic through word-of-mouth) - Activity rate: 83%+ - Efficiency ratio: sub-30% (vs 50%+ for traditional banks) Mexico specifically: - 10M customers as of Jan 2025 (12M by July) -"  
[X Link](https://x.com/sytaylor/status/1980263638905622773) [@sytaylor](/creator/x/sytaylor) 2025-10-20T13:23Z 60.9K followers, 9506 engagements


"For the US this is a major shift. But compared to the rest of the world its' becoming increasingly normal for nonbanks to have some limited access to entral bank services"  
[X Link](https://x.com/sytaylor/status/1980643929780523261) [@sytaylor](/creator/x/sytaylor) 2025-10-21T14:34Z 60.9K followers, XX engagements


"This is obviously going to get attention for the stablecoin issuers but short term the biggest beneficiaries will likely be fintech companies - Payments companies (e.g. Adyen Stripe Wise) - Neobanks (e.g. Chime Ramp Brex) They get better unit economics and more control"  
[X Link](https://x.com/sytaylor/status/1980643931542241511) [@sytaylor](/creator/x/sytaylor) 2025-10-21T14:34Z 60.9K followers, XXX engagements