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# ![@jevgenijs Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::17462822.png) @jevgenijs Jevgenijs Kazanins

Jevgenijs Kazanins posts on X about $wisel, fintech, $cpng, $coin the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::17462822/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::17462822/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXXXX +38%
- X Months XXXXXXXXX +203%
- X Year XXXXXXXXX +26%

### Mentions: XX [#](/creator/twitter::17462822/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::17462822/c:line/m:posts_active.svg)

- X Week XXX -XX%
- X Month XXX +9.50%
- X Months XXXXX +68%
- X Year XXXXX +18%

### Followers: XXXXXX [#](/creator/twitter::17462822/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::17462822/c:line/m:followers.svg)

- X Week XXXXXX +0.69%
- X Month XXXXXX +6.50%
- X Months XXXXXX +36%
- X Year XXXXXX +71%

### CreatorRank: XXXXXXX [#](/creator/twitter::17462822/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::17462822/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::17462822/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  #7391 [exchanges](/list/exchanges)  #986 [countries](/list/countries)  XXXX% [currencies](/list/currencies)  XXXX% [automotive brands](/list/automotive-brands)  XXXX%

**Social topic influence**
[$wisel](/topic/$wisel) 13.43%, [fintech](/topic/fintech) 6.48%, [$cpng](/topic/$cpng) 4.63%, [$coin](/topic/$coin) #59, [coinbase](/topic/coinbase) #160, [$rely](/topic/$rely) 3.24%, [$se](/topic/$se) 3.24%, [$shop](/topic/$shop) 2.78%, [stablecoins](/topic/stablecoins) 2.78%, [$hood](/topic/$hood) XXXX%

**Top accounts mentioned or mentioned by**
[@coinbaseduck](/creator/undefined) [@imperiumpaper](/creator/undefined) [@popularfintech](/creator/undefined) [@nikmilanovic](/creator/undefined) [@nachunja](/creator/undefined) [@ronakdaya](/creator/undefined) [@twifintech](/creator/undefined) [@cryptoisnice](/creator/undefined) [@base](/creator/undefined) [@globaldollar](/creator/undefined) [@lordwhats](/creator/undefined) [@regulatedlegacy](/creator/undefined) [@krossroads](/creator/undefined) [@krakenfx](/creator/undefined) [@bradvanl](/creator/undefined) [@chukxyz](/creator/undefined) [@wyattlonergan](/creator/undefined) [@chitchatstocks](/creator/undefined) [@kross_roads](/creator/undefined) [@10452_9212](/creator/undefined)

**Top assets mentioned**
[Coupang, Inc. (CPNG)](/topic/$cpng) [Mario Coin (COIN)](/topic/$coin) [Coinbase Global, Inc. (COIN)](/topic/coinbase) [Remitly Global, Inc. Common Stock (RELY)](/topic/$rely) [Sea Limited (SE)](/topic/$se) [Shopify Inc (SHOP)](/topic/$shop) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [4 (FOUR)](/topic/$four) [MercadoLibre Inc (MELI)](/topic/$meli) [Circle Internet Group, Inc. (CRCL)](/topic/$crcl) [Toast, Inc. (TOST)](/topic/$tost) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [NuCypher (NU)](/topic/$nu) [USDC (USDC)](/topic/usdc) [Block, Inc. (SQ)](/topic/$sq) [American Express Company (AXP)](/topic/$axp) [Fiserv, Inc. (FI)](/topic/$fi) [Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm) [Capital One Financial Corp. (COF)](/topic/$cof) [Marqeta, Inc. Class A Common Stock (MQ)](/topic/$mq) [Grab Holdings Limited Class A Ordinary Shares (GRAB)](/topic/$grab) [Lightspeed Commerce Inc. (LSPD)](/topic/$lspd) [Mastercard, Inc. (MA)](/topic/$ma) [Global Dollar (USDG)](/topic/$usdg) [Wise (WISE)](/topic/$wise) [Fair Isaac, Corp. (FICO)](/topic/$fico) [JPMorgan Chase (JPM)](/topic/$jpm) [Global Payments Inc (GPN)](/topic/$gpn) [BILL THE BEAR (BILL)](/topic/$bill) [StoneCo Ltd. Class A Common Shares (STNE)](/topic/$stne) [Dave Inc. Class A Common Stock (DAVE)](/topic/$dave) [Parachute (PAR)](/topic/$par) [EURC (EURC)](/topic/$eurc)
### Top Social Posts [#](/creator/twitter::17462822/posts)
---
Top posts by engagements in the last XX hours

"I guess we are not far away from the moment when TVL active addresses and MGas/s are common disclosures in earnings reports $COIN $HOOD"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941844788891852913) 2025-07-06 13:00:50 UTC 10.8K followers, 1492 engagements


"Circles $CRCL IPO will go down in the history books. Priced at $XX a share at the IPO the stock briefly touched $XXX before settling just under $XXX. And yet all I hear are bear cases with most of them centered around interest rates falling and Circle paying half of its revenue to Coinbase $COIN for the distribution of USDC. No one is standing up for Circle despite USDCs central role in finally pushing financial infrastructure onchain. I figured its time to share my bull case. Follow the link in the reply to read my @twifintech write-up Why eveyone is wrong about Circle 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945069812679406022) 2025-07-15 10:35:55 UTC 10.8K followers, 6916 engagements


"Market cap of Europe's largest acquirers: ✔ Nexi $NEXI.MI - XXXX billion ✔ Adyen $ADYEN.AS - XXXXX billion ✔ Worldline $WLN.PA - XXXX billion I guess Mr. Market thinks that Adyen will eventually put Worldine and Nexi out of business"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1830352841992483081) 2024-09-01 21:11:38 UTC 10.8K followers, 2345 engagements


"The Dutch government plans to sell more shares in ABN Amro $ABN.AS joining states across Europe in speeding up the exit from banks that were bailed out after the financial crisis"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1846610455650763213) 2024-10-16 17:53:35 UTC 10.8K followers, 1953 engagements


"The irony: tweeting about Remitly $RELY while passing the new Wise $WISE.L office in Tallinn🙂"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1878400656840491371) 2025-01-12 11:16:30 UTC 10.8K followers, 1914 engagements


"In Q3 2022 Square $SQ (stand-alone excluding Cash App and Afterpay) generated almost twice as much gross profit as Toast $TOST Shift4 $FOUR and Lightspeed Commerce $LSPD combined ($708 mln vs. $XXX mln). In Q3 2023 the ratio is down to 1.7x ($805 mln vs. $XXX mln)"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1743647520918556793) 2024-01-06 14:55:39 UTC 10.8K followers, 27.1K engagements


"Asked ChatGPT (Deep research) to help me understand who the legacy and cloud competitors are on this slide from Toast's $TOST Investor Day 2024. Let's see what it will come back with"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1915881852587421903) 2025-04-25 21:33:23 UTC 10.8K followers, 9680 engagements


"The largest publicly traded payments companies 👇🏻 Who's your warrior $V $MA $AXP $FI $PYPL"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1918225547756474664) 2025-05-02 08:46:24 UTC 10.8K followers, 6264 engagements


"Today I learned about Kakao Corp which has XX million monthly active users in a country with XX million people (94% penetration). Interestingly it spun off and listed its Fintech businesses: Kakao Pay and Kakao Bank. Now I want to learn more"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1937406894177759683) 2025-06-24 07:06:13 UTC 10.8K followers, 3445 engagements


"Thinking about the next @PopularFintech topic. This year I wrote about: ✔ Visa $V ✔ Capital One $COF ✔ Amex $AXP ✔ PayPal $PYPL ✔ Block $SQ ✔ Adyen $ADYEN ✔ Fiserv $FI ✔ Marqeta $MQ ✔ Affirm $AFRM ✔ Klarna $KLAR ✔ Wise $WISE.L ✔ Shift4 $FOUR ✔ Nubank $NU ✔ Mercado Libre $MELI ✔ Shopify $SHOP ✔ Toast $TOST ✔ Robinhood $HOOD Considering writing about Sea $SE and $GRAB but these are totally new companies for me so will take time. What would you like to read about"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1934347557351936472) 2025-06-15 20:29:30 UTC 10.8K followers, 4237 engagements


"@cryptoisnice So would have enough time to comply As I understand the main issues are reserve assets and disclosures"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944480257652007285) 2025-07-13 19:33:14 UTC 10.8K followers, XXX engagements


"Almost missed that Wise $WISE.L is finally trading at a higher forward P/E multiple than Remitly $RELY 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1905747326637154771) 2025-03-28 22:22:24 UTC 10.8K followers, 1477 engagements


"Wow Max Levchin was an investor in Wises $WISE.L seed round. Didnt know that"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1919317461775609903) 2025-05-05 09:05:16 UTC 10.8K followers, 2692 engagements


"I am now a proud owner of XX Global Dollars $USDG Ironically @CoinbaseWallet was the only place where I could buy them 🤷🏻♂"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1940136477058617498) 2025-07-01 19:52:36 UTC 10.8K followers, 6134 engagements


"Sorry for a lame question but would Tether meet the requirements of the GENIUS Act"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944477028935479543) 2025-07-13 19:20:24 UTC 10.8K followers, 3641 engagements


"Wise $WISE.L files an application for a national trust bank to get a direct access to the U.S. payment rails. Another step towards their vision 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939983925390065976) 2025-07-01 09:46:25 UTC 10.8K followers, 7376 engagements


"One aspect I dont see discussed enough in the "stablecoins vs. Visa" debate is cross-border payments. There is a reason why Visa $V reports cross-border payments as a Key Business Driver in its earnings reports. ✔ If I use my card (issued by a bank in Estonia) in say the U.S. Visa has to move money from my bank in Estonia to the merchant's bank in the U.S. to settle this transaction ✔ This involves using various payment rails and correspondent banks. Hence cross-border payments have a surcharge (e.g. a XXX% extra charge for international cards) ✔ Stablecoins are global. My"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942252338116166078) 2025-07-07 16:00:17 UTC 10.8K followers, 13.4K engagements


"Finally someone asked Wise $WISE.L about stablecoins (and received a non answer 😂) 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1855308900897091730) 2024-11-09 17:58:06 UTC 10.8K followers, 13.2K engagements


"An analyst on Wise $WISE.L earnings call: Two questions for Kristo CEO one for Emmanuel CFO . An American IR team would be like get tf out of here"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1855312281334124616) 2024-11-09 18:11:32 UTC 10.8K followers, 3100 engagements


"Pretty much every competitor of Wise $WISE.L runs on Visa Direct $V 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1896165968805863789) 2025-03-02 11:49:30 UTC 10.8K followers, 10.9K engagements


"Wise $WISE.L vs. Remitly $RELY active customers 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1905744821614178506) 2025-03-28 22:12:27 UTC 10.8K followers, 6531 engagements


"Btw there are many em-dashes in Circles S-1 $CRCL 🤷🏻♂"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944400459218788542) 2025-07-13 14:16:09 UTC 10.8K followers, 3208 engagements


"How Coupang missed the Fintech opportunity It won in e-commerce but lost the wallet war $CPNG 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941915124341653637) 2025-07-06 17:40:19 UTC 10.8K followers, 2021 engagements


"In case you wondered what Robinhoods $HOOD tokenized stocks really areFrom the Description of Services: ✔ When a new US Stock Derivative contract is entered into Robinhood will simultaneously issue (mint) over a blockchain a new fungible token ✔ This token represents the ownership rights that the customer has over the US Stock Derivative ✔ The token is non-transferable and non-assignable ✔ When the US Stock Derivative is closed out Robinhood burns the tokenized US Stock Derivative contract from the blockchain ✔ The derivative contract is based on the value of its underlying asset which would"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1940522344721903691) 2025-07-02 21:25:54 UTC 10.8K followers, 120.5K engagements


"This is not a SPAC. Worldline $WLN.PA is one of the largest merchant acquirers in Europe. Unbelievable"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1923093562226335761) 2025-05-15 19:10:09 UTC 10.8K followers, 2883 engagements


"Wise $WISE.L vs. Remitly $RELY cross-border take rate 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1906000581442855156) 2025-03-29 15:08:45 UTC 10.8K followers, 3780 engagements


"This week I am writing about Wise $WISE.L. I believe their focus on building their own infrastructure creates a strong competitive moat and opens up many opportunities that few other companies in this space can match"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1905918702836498735) 2025-03-29 09:43:23 UTC 10.8K followers, 11.5K engagements


"AlrightSea $SE Coupang $CPNG Grab $GRAB and GoTo $GOTO.JK calls are worse Analysts ask 2-4 questions with XX sub-questions"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1933888766499778834) 2025-06-14 14:06:26 UTC 10.8K followers, 1817 engagements


"It started with a game Sea didnt start as a Fintech but it sure became one $SE $MELI 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939355888332189736) 2025-06-29 16:10:49 UTC 10.8K followers, 2126 engagements


"Had a great conversation with @longriver_hk about Wise $WISE.L. Its an amazing company with ambitous plans 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942176340075008193) 2025-07-07 10:58:18 UTC 10.8K followers, 2478 engagements


"I'm sorry.how many wallets are there in Korea ✔ KakaoPay ✔ Coupang Pay ✔ Naver Pay $CPNG"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939900832595517643) 2025-07-01 04:16:14 UTC 10.8K followers, 4097 engagements


"It started with a game Sea didnt start as a Fintech but it sure became one I continue to explore companies that arent traditionally seen as Fintechs but have quietly built sizeable Fintech businesses along the way. This week its Sea Limited $SE. Headquartered in Singapore Sea operates three major platforms across Southeast Asia: Garena (gaming) Shopee (e-commerce) and Monee (financial services). Sea started as a gaming company and used profits from Garena to fund its push into commerce and financial services. The result One of the largest e-commerce platforms in Southeast Asia and one of the"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939355754026131505) 2025-06-29 16:10:17 UTC 10.8K followers, 10.3K engagements


"Wise $WISE.L Investor Day: For Nubank $NU we're powering multicurrency accounts and their international debit card product helping them take this product they've made in Brazil go truly global"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1908831657685057729) 2025-04-06 10:38:26 UTC 10.8K followers, 4954 engagements


"Just realized one thing: stablecoins will make Open Banking irrelevant. Blockchains are open for developers by default Open Banking APIs are still hardly usable"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942288255942004808) 2025-07-07 18:23:00 UTC 10.8K followers, 18.1K engagements


"From Faster Payments to PIX: Wises infrastructure play Why Wise is building a global payment network Ive been planning to write about Wise $WISE.L for a long time. Wise is a UK Fintech company (founded by two Estonians) that enables individuals and small businesses to send and receive money internationally at significantly lower costs than traditional banks. Wise competes with PayPal Xoom Remitly and a bunch of traditional remittance companies. However under the hood Wise is a totally different play pursuing a much bigger opportunity. In pursuit of its mission making cross-border payments"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1906339404907450528) 2025-03-30 13:35:06 UTC 10.8K followers, 5584 engagements


"the general purpose blockchains actually work fine as long as you stay on chain. Of course once you try to move between onchain and offchain that's where all the problems happen. And that's what's holding back the space from broad adoption. Because if you're moving between a unit of fiat and stables it's actually extremely painful extremely difficult and expensive. @haonan on the @TokenizedPod: Why Banks Are Launching Crypto Products Ft. Oli Harris Haonan Li & Raj Parekh"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944819700661117104) 2025-07-14 18:02:04 UTC 10.8K followers, 1412 engagements


"Cmon $COIN lets do $XXX $XXX and $100🙌🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945125580988444855) 2025-07-15 14:17:31 UTC 10.8K followers, 4858 engagements


"Here are the companies I want to do a @PopularFintech write-up about (havent decided on the order yet): ✔ Wise $WISE.L ✔ Shift4 $FOUR ✔ Nubank $NU"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1904219029851501024) 2025-03-24 17:09:30 UTC 10.8K followers, 7564 engagements


"@Kross_Roads Yes I also dont understand why they havent done much with it"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944821074052391180) 2025-07-14 18:07:31 UTC 10.8K followers, XXX engagements


"@ronakdaya @global_dollar @krakenfx @Gate_io @CoinMetro @swissborg @ZodiaCustody @OrbitalFinance @HercleFinancial @Bitwyre @BitNet Thank you"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1940139674171056476) 2025-07-01 20:05:19 UTC 10.8K followers, XX engagements


"Wise $WISE.L vs. Remitly $RELY cross-border volume 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1905742374984470870) 2025-03-28 22:02:43 UTC 10.8K followers, 8225 engagements


"Kristo Kaarmann Wise $WISE.L FY H1 2025 earnings call: ".while today we move about more than GBP XXX billion we're building a network to move trillions" 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1855285939750277493) 2024-11-09 16:26:52 UTC 10.8K followers, 9948 engagements


"Ill add my two cents: ✔ Visa $V has a market cap of $XXX billion ✔ The largest Fintech company built on top of Visas rails Fiserv $FI has a market cap of $XX billion"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944692620527309080) 2025-07-14 09:37:06 UTC 10.8K followers, 2432 engagements


"Jamie Dimon JPMorgan $JPM Q2 2025 earnings call: Fintech guys are very smart. They're trying to figure out a way to create bank accounts and get into payment systems and rewards programs. We have to be cognizant of that. Way to be cognizant is to be involved. So we're going to be in it and learning a lot and player"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945126685189226906) 2025-07-15 14:21:55 UTC 10.8K followers, 9062 engagements


"Boom UniCredit will use Wises $WISE.L payments platform to offer currency transfers as part of its push to capture more retail banking customers across Europe"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945134050240315821) 2025-07-15 14:51:11 UTC 10.8K followers, 1570 engagements


"@nachunja Curious what changed in his assumptions"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942566436007759944) 2025-07-08 12:48:24 UTC 10.8K followers, XXX engagements


"My monthly @twifintech column on public Fintech companies is out This time I wrote about Worldpay $GPN Shift4 $FOUR Visa $V Wise $WISE.L and PayPal $PYPL. Check it out 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1917228098401001784) 2025-04-29 14:42:53 UTC 10.8K followers, 4276 engagements


"Wise $WISE.L updates its TAM estimate. From XX trillion to XX trillion 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1908476126713753738) 2025-04-05 11:05:41 UTC 10.8K followers, 14.9K engagements


"Cool data point from McKinsey: "Lower-value flows (including P2P consumer-to-business or C2B B2C and low-value B2B) account for about XX% of global cross-border payments. However these lower-value flows make up close to one-third of the total revenue pool""  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1943607388570853828) 2025-07-11 09:44:46 UTC 10.8K followers, 11.1K engagements


"A crazy busy Thursday this week. The following Fintech companies will report their Q1 2025 results: ✔ Coinbase $COIN ✔ Affirm $AFRM ✔ Toast $TOST ✔ Shopify $SHOP ✔ Bill $BILL ✔ Stone $STNE ✔ NCR Voyix $VYX ✔ Dave $DAVE ✔ Nexi $NEXI.MI ✔ PAR $PAR ✔ Blend $BLND"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1920000078397276390) 2025-05-07 06:17:45 UTC 10.8K followers, 2898 engagements


"I wonder how many engineers working at banks dream of nuking their legacy systems and rebuilding everything from scratch. Probably millions of talented people just waiting for the green light"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945602625941991764) 2025-07-16 21:53:08 UTC 10.8K followers, 3220 engagements


"So far this year Ive written about: ✔ Visa (x2) $V ✔ PayPal (x2) $PYPL ✔ Block $SQ ✔ Affirm $AFRM ✔ Klarna $KLAR ✔ Wise $WISE.L ✔ Shift4 $FOUR ✔ Nubank $NU ✔ Capital One $COF ✔ Amex $AXP ✔ Robinhood $HOOD Which company should I write about next"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1911446706861842817) 2025-04-13 15:49:42 UTC 10.8K followers, 15.4K engagements


"Wise $WISE.L Investor Day: We expect Wise Platform to be approximately XX% of Wise's FX volume in the medium term and that's up from approximately X% today. But long term we expect this to be the majority of our volume"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1908833822994559276) 2025-04-06 10:47:02 UTC 10.8K followers, 2136 engagements


"Time to wrap up my expedition into the thrilling world of e-commerce (links to my Shopify $SHOP Mercado Libre $MELI Sea $SE and Coupang $CPNG write-ups in replies). I had a blast learned a ton and came to the humbling realization that I might be the only one who cared 😂 What should I write about next"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942118033163469125) 2025-07-07 07:06:36 UTC 10.8K followers, 1418 engagements


"Did Kraken just launch a competitor to Wise $WISE.L and Remitly $RELY h/t @beaniemaxi for the find"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1938343107785068590) 2025-06-26 21:06:24 UTC 10.8K followers, 6837 engagements


"There was a discussion about Coinbase Ventures $COIN on the @BanklessHQ "Robinhood vs. Coinbase" episode. While I dont have an answer on the value of CB Ventures' portfolio heres what I found in the disclosures: ✔ Coinbase records investments at cost and adjusts to fair value if there is a transaction "for the same or similar investments of the same issuer" ✔ Over the years they have invested about $XXX million with $XXX million invested in 2021 alone ✔ They have written off $XXX million of this amount ("cumulative impairments") and bought two companies out of this portfolio Bison Trails and"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941987661729693955) 2025-07-06 22:28:33 UTC 10.8K followers, 3376 engagements


"Has anyone already built a loyalty program for merchants accepting USDC ✔ Someone pays a merchant with USDC ✔ The merchant mints a loyalty coin and sends it to the customer ✔ Loyalty coins are transferable and tradeable loyalty cards become a thing of the past"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1942630560171712818) 2025-07-08 17:03:12 UTC 10.8K followers, 88.8K engagements


"if you believe in programmable money don't you have to believe that that's going to represent in every major currency or else How could capital markets really work if it's only dollar based given there's plenty of demand in other countries @cuysheffield on the @TokenizedPod : Why Banks Are Launching Crypto Products Ft. Oli Harris Haonan Li & Raj Parekh"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944827609625567481) 2025-07-14 18:33:29 UTC 10.8K followers, 2820 engagements


"Alright the last chart and I will get back to writing. The article will not write itself. Wise $WISE.L vs. Remitly $RELY revenue by geography 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1906013939286044683) 2025-03-29 16:01:49 UTC 10.8K followers, 2412 engagements


"Whoaaaaaaaa Jack Ma-backed Ant Group Co. is working with Circle $CRCL to adopt its stablecoin on the Chinese fintech companys blockchain platform according to people familiar with the matter"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1943237960557621491) 2025-07-10 09:16:48 UTC 10.8K followers, 17K engagements


"@ImperiumPaper @chuk_xyz 40bps is a fortune in payments. Adyen net take rate is 17bps"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1943666316180627484) 2025-07-11 13:38:56 UTC 10.8K followers, XX engagements


"Does anyone know Coupang's $CPNG take rate on "third-party merchant services" Trying to estimate GMV (which they don't disclose)"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941436323627426054) 2025-07-05 09:57:44 UTC 10.8K followers, 3957 engagements


"Coupang $CPNG does not disclose GMV. I've found 2024 estimates of $42-45 billion which suggests a 25-30% take rate on third-party sales. Now look how Coupang's GMV compares to Mercado Libre $MELI and $SE (keeping in mind that the population of South Korea is 51M while the population of Latin America and Southeast Asia is 660M and 690M respectively) 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941446553899602110) 2025-07-05 10:38:23 UTC 10.8K followers, 3775 engagements


"I dont understand the lack of demand for $EURC 🤷🏻♂ Is it the limited use of EUR in the crypto ecosystem Trading lending etc. Or the limited use of EUR outside of Europe"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941414732516426035) 2025-07-05 08:31:56 UTC 10.8K followers, 1417 engagements


"Jane Fraser Citi $C Q2 2025 earnings call: We are looking at the issuance of a Citi stablecoin 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945157848817672550) 2025-07-15 16:25:45 UTC 10.8K followers, 2613 engagements


"@Wyatt_Lonergan Great points If I understand correctly big tech will not be able to do stablecoin issuing:"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945134871430508853) 2025-07-15 14:54:26 UTC 10.8K followers, XXX engagements


"Coupang $CPNG revenue growth in 2024: ✔ Net retail sales +12% YoY ✔ Third-party merchant services +116% From 2024 10-K: " Net retail sales are recognized from owned inventory product sales to consumers. Third-party merchant services represent commissions advertising and delivery fees earned from merchants and restaurants that sell their products through our online businesses. ""  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939807819949027760) 2025-06-30 22:06:38 UTC 10.8K followers, 1319 engagements


"How Coupang missed the Fintech opportunity It won in e-commerce but lost the wallet war Coupang $CPNG the Amazon of South Korea controls close to XX% of the countrys e-commerce market and serves almost half the population. Even with its dominant position Coupang continues to grow with analysts projecting $XX billion in revenue by 2027. That made me think Coupang must have a strong Fintech arm just like Mercado Libre $MELI with Mercado Pago or Sea $SE with Shopee. But I was wrong. Coupangs Fintech business is limited to a wallet Coupang Pay and a co-branded credit card WOW card. Limited"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1941914607418810528) 2025-07-06 17:38:16 UTC 10.8K followers, 5996 engagements


"@Wyatt_Lonergan And if Tether decides not to comply with the GENIUS Act like they did with MiCA🙃"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945137476009427381) 2025-07-15 15:04:47 UTC 10.8K followers, XXX engagements


"Small business big opportunity Where will small businesses bank in the future Small business banking is quietly changing. Square and Shopify now offer small businesses everything from payment acceptance to corporate cards and savings accounts. Spend management platforms like Ramp and Brex are taking a similar path with offerings like Brex Banking and Ramp Treasury. What began as payment processing or expense management has evolved into a push to become the primary banking partner for small businesses. The main goal behind these expansions is to capture operational deposits the day-to-day"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1926668564930379929) 2025-05-25 15:55:56 UTC 10.8K followers, 6660 engagements


"A partnership between Coinbase $COIN and Wise $WISE.L would enable domestic and cross-border payments. Coinbase has the Wallet (and Identity) and Wise has Wise for Banks platform"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1938907107736330308) 2025-06-28 10:27:32 UTC 10.8K followers, 5533 engagements


"@Kross_Roads They are a bigger player in commerce than Shopify. With PYUSD and their massive customer base they can experiment with stablecoins in commerce and perhaps figure it out faster than anyone else. And yet theyre doing nothing about it. Weird"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1944823797296849276) 2025-07-14 18:18:21 UTC 10.8K followers, XXX engagements


"Why everyone is wrong about Circle $CRCL 👇🏻"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1945070015352349015) 2025-07-15 10:36:43 UTC 10.8K followers, XXX engagements


"@ImperiumPaper @chuk_xyz Ok lets use Adyen which applies interchange++ method in its pricing (making a bold assumption that such pricing is available for SMBs which is not true)"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1943663580970131836) 2025-07-11 13:28:03 UTC 10.8K followers, XXX engagements


"Does anyone follow Coupang $CPNG It doesn't seem like Fintech is a big business for them. Fintech is reported under the "Developing Offerings" segment ($3.6 billion in revenue in 2024) which also includes Coupang's operation in Taiwan Coupang Eats Coupang Play and Farfetch. Farfetch alone contributed $XXX billion). From 10-K: "Revenues from Developing Offerings are primarily generated from our global luxury fashion marketplace online restaurant ordering and delivery services in Korea and retail operations in Taiwan.""  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1939803173499326503) 2025-06-30 21:48:11 UTC 10.8K followers, 1740 engagements


"Oh wow $WISE.L Operating as a universal bank in XX Central and Eastern European markets Raiffeisen Bank International will roll out Wise Platforms industry-leading solution across its network to enable fast secure low-cost and transparent cross-border payments for customers in the region"  
![@jevgenijs Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::17462822.png) [@jevgenijs](/creator/x/jevgenijs) on [X](/post/tweet/1922622622505849131) 2025-05-14 11:58:48 UTC 10.8K followers, 4235 engagements