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# ![@jenish_k7 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1323112939788726272.png) @jenish_k7 Jenish

Jenish posts on X about money, budgeting, credit scores, finance the most. They currently have XX followers and XX posts still getting attention that total XX engagements in the last XX hours.

### Engagements: XX [#](/creator/twitter::1323112939788726272/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1323112939788726272/c:line/m:interactions.svg)

- X Week XXX -XX%

### Mentions: X [#](/creator/twitter::1323112939788726272/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1323112939788726272/c:line/m:posts_active.svg)

- X Week XX +59%

### Followers: XX [#](/creator/twitter::1323112939788726272/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1323112939788726272/c:line/m:followers.svg)

- X Week XX +4.40%

### CreatorRank: undefined [#](/creator/twitter::1323112939788726272/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1323112939788726272/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1323112939788726272/influence)
---

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [countries](/list/countries) 

**Social topic influence**
[money](/topic/money), [budgeting](/topic/budgeting), [credit scores](/topic/credit-scores) #370, [finance](/topic/finance), [$googl](/topic/$googl), [savings](/topic/savings), [plain](/topic/plain), [india](/topic/india), [$bsens](/topic/$bsens) #281, [rates](/topic/rates)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts [#](/creator/twitter::1323112939788726272/posts)
---
Top posts by engagements in the last XX hours

"4 Example You earn 60000/month. 30000 Needs 18000 Wants 12000 Savings Even if you cant save XX% at first start with 5%. Progress beats perfection"  
[X Link](https://x.com/jenish_k7/status/1979769253910970876) [@jenish_k7](/creator/x/jenish_k7) 2025-10-19T04:39Z XX followers, X engagements


"5 Tools That Make It Easy 📱 Apps: Walnut Money Manager Cube Wealth 📊 Or simple Google Sheets (1 column for income X for expenses X for savings) The best tool = the one youll actually use"  
[X Link](https://x.com/jenish_k7/status/1979769255962013814) [@jenish_k7](/creator/x/jenish_k7) 2025-10-19T04:39Z XX followers, X engagements


"7 The Compounding of Discipline Budgeting isnt sexy. Its slow consistent progress. But that discipline compounds just like money. Control spending Build savings Invest Buy freedom"  
[X Link](https://x.com/jenish_k7/status/1979769260714131731) [@jenish_k7](/creator/x/jenish_k7) 2025-10-19T04:39Z XX followers, X engagements


"Day X - Finance Simplified XXX Credit Scores Simplified Your Financial Reputation You cant see it. You cant touch it. But your credit score quietly decides whether youll get that loan that credit card or even that dream apartment. Lets decode it in plain English 🧵👇 #bse"  
[X Link](https://x.com/jenish_k7/status/1980151676200693793) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements


"6 Why Most Budgets Fail Too restrictive (you quit fast) Not tracked regularly No buffer for surprises 💡 Solution: Build flexibility. Add a miscellaneous category (510%) for random spends"  
[X Link](https://x.com/jenish_k7/status/1979769258520592841) [@jenish_k7](/creator/x/jenish_k7) 2025-10-19T04:39Z XX followers, X engagements


"1 What Is a Credit Score Your credit score is like a report card for how responsibly you handle borrowed money. It tells lenders one thing: Can we trust you with credit Scores usually range from XXX to XXX in India. The higher the better"  
[X Link](https://x.com/jenish_k7/status/1980151680760263130) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements


"Day X - Finance Simplified XXX What Is Budgeting and Why Its the Foundation of Wealth Most people dont need a higher salary. They need a better system to manage the one they already have. That system = Budgeting. Lets break it down simply 🧵👇 #FinanceDaily #bse #nse"  
[X Link](https://x.com/jenish_k7/status/1979769246671622397) [@jenish_k7](/creator/x/jenish_k7) 2025-10-19T04:39Z XX followers, XX engagements


"2 Who Gives This Score Credit bureaus like: CIBIL Experian Equifax CRIF Highmark They collect your credit info and calculate the score based on your behavior"  
[X Link](https://x.com/jenish_k7/status/1980151683012550785) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements


"3 What Impacts Your Credit Score Heres the simple breakdown 👇 Factor Weight What It Means Payment History XX% Pay on time = good; delays = bad Credit Utilization XX% Using XX% of limit = healthy Credit History Length XX% Longer history = better Credit Mix XX% Variety (loan + credit card) helps New Credit Inquiries XX% Too many = risky behavior"  
[X Link](https://x.com/jenish_k7/status/1980151685495566635) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements


"5 Why a Good Score Matters ✅ Easier loan approvals ✅ Lower interest rates ✅ Higher credit limits ✅ Faster processing Bad score = costly loans or outright rejections"  
[X Link](https://x.com/jenish_k7/status/1980151689815707975) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements


"6 How to Improve Your Credit Score ✔ Pay all EMIs and credit card bills on time ✔ Keep credit utilization XX% ✔ Dont apply for too many loans at once ✔ Maintain old credit cards (shows history) ✔ Check your credit report annually"  
[X Link](https://x.com/jenish_k7/status/1980151692076147149) [@jenish_k7](/creator/x/jenish_k7) 2025-10-20T05:58Z XX followers, X engagements