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# ![@gurumilespoints Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1766076209686040576.png) @gurumilespoints MilesPointsGuru

MilesPointsGuru posts on X about $mar, rates, money, credit cards the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1766076209686040576/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1766076209686040576/c:line/m:interactions.svg)

- X Week XXXXXX +96%
- X Month XXXXXXX +780%
- X Months XXXXXXX +88%
- X Year XXXXXXXXX -XXXX%

### Mentions: XX [#](/creator/twitter::1766076209686040576/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1766076209686040576/c:line/m:posts_active.svg)

- X Week XX +78%
- X Month XX +306%
- X Months XXX +118%
- X Year XXX +85%

### Followers: XXXXX [#](/creator/twitter::1766076209686040576/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1766076209686040576/c:line/m:followers.svg)

- X Week XXXXX +3.70%
- X Month XXXXX +6.50%
- X Months XXXXX +30%
- X Year XXXXX +91%

### CreatorRank: XXXXXXX [#](/creator/twitter::1766076209686040576/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1766076209686040576/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1766076209686040576/influence)
---

**Social category influence**
[finance](/list/finance)  XX% [stocks](/list/stocks)  XX% [countries](/list/countries)  X% [technology brands](/list/technology-brands)  X% [fashion brands](/list/fashion-brands)  X% [currencies](/list/currencies)  X% [travel destinations](/list/travel-destinations)  X% [social networks](/list/social-networks)  X%

**Social topic influence**
[$mar](/topic/$mar) #48, [rates](/topic/rates) 4%, [money](/topic/money) 4%, [credit cards](/topic/credit-cards) #211, [$3048t](/topic/$3048t) 4%, [coins](/topic/coins) 4%, [inflation](/topic/inflation) 2%, [$850oz](/topic/$850oz) 2%, [reset](/topic/reset) 2%, [printed](/topic/printed) X%

**Top accounts mentioned or mentioned by**
[@travelbluez](/creator/undefined) [@formatri2021](/creator/undefined) [@srinivasganapa2](/creator/undefined) [@whiteninjacc](/creator/undefined) [@degensubh](/creator/undefined) [@thatshreyguy](/creator/undefined) [@vtrrk](/creator/undefined) [@bipin1756](/creator/undefined) [@eshwarvs](/creator/undefined) [@pointsnmilespro](/creator/undefined) [@grogu_rian](/creator/undefined) [@kishorefinance](/creator/undefined) [@sagarrathore_](/creator/undefined) [@rahuladi5](/creator/undefined) [@amazingcreditc](/creator/undefined) [@loyaltylobby](/creator/undefined) [@gauravnoo](/creator/undefined) [@ms19s](/creator/undefined) [@mybmc](/creator/undefined) [@mybmcwards](/creator/undefined)

**Top assets mentioned**
[Marriott International Inc (MAR)](/topic/$mar) [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts [#](/creator/twitter::1766076209686040576/posts)
---
Top posts by engagements in the last XX hours

"This is great news Looks like occupancy dropped significantly πŸ˜† At current rates it was getting difficult to redeem the vouchers even at member rates"  
[X Link](https://x.com/gurumilespoints/status/1979429520169144429) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T06:09Z 7226 followers, 3203 engagements


"Lets look back first X 1970s Before 1970 dollar was backed by Gold but due to dollar acting as global reserve combined with weakening economy dollar was de-linked with Gold Bretton Woods collapse Dollar delinked from gold Inflation soared Gold shot up from $XX $850/oz Driver: System reset + inflation shock"  
[X Link](https://x.com/gurumilespoints/status/1979455202454589858) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"2 20082011 After Global Financial Crisis huge amount of money was printed to support Quantitative Easing programs Trillions in QE Trust in banking system collapsed Gold hit $1920/oz Driver: Liquidity glut + fear"  
[X Link](https://x.com/gurumilespoints/status/1979455207261282441) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"3 2020 Post COVID Crisis again lot of liquify was injected into the economy Unprecedented liquidity Safe-haven rush Gold hit $2075/oz Driver: Uncertainty + zero interest rates"  
[X Link](https://x.com/gurumilespoints/status/1979455211757527350) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"🏦 Central bank accumulation Keeping the global uncertainty major economies are swapping their treasury reserves with Gold. Especially China Russia and other emerging markets are buying record amounts. This is also an attempt at taking away US dominance"  
[X Link](https://x.com/gurumilespoints/status/1979455225426776405) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"Major devaluation of AU Zenith+ card I was keeping this card only because of the meet and greet benefit. X per quarter. My annual cost was 5000 + GST - 5000 points. So I was ok to keep it since my outflow was XXX Rs only. No way I am paying almost 6k during renewal for this useless card I used to recommend this card to people but unfortunately Small Finance Banks have to ruin their star products for chindi stuff The reward rate of X% is already a crime on this CC"  
[X Link](https://x.com/gurumilespoints/status/1979481613949161957) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T09:36Z 7225 followers, 9800 engagements


"In Japan craftsmanship shows up head to toe. Just like a Seiko watch for your wrist the trip is incomplete without Onitsuka and ASICS for your feet. Bought 1) Onitsuka Tiger : Mexico XX SD Kill Bill 2) ASICS : Novablast X Black Wide Both shoes are super comfortable and the brand is obsessed with the compound used the moulding process the adhesion technology and more. A bit of history : Onitsuka Tiger was one of the first Sport shoe brand in Japan. After Onitsuka merged with GTO and Jelenk the parent company was named ASICS"  
[X Link](https://x.com/gurumilespoints/status/1972153119338299582) [@gurumilespoints](/creator/x/gurumilespoints) 2025-09-28T04:15Z 7235 followers, 71.8K engagements


"Super tiring day. Gold/Silver deals just kept coming up X x 1g Tanishq Gold from Bigbasket (got X% Neucoin + X% off on BB voucher from Amazon paid via ASV ASV were generated from IDFC points). X x 0.5g + X x 1g Kalyan Gold from Swiggy Instamart (3 IndusInd CC XX% discount + double dip on rewardz festival milestone) X x 20g GULLAK Silver from Flipkart (Low Price + SBI CC discount) Overall all purchases were below market rate + reward points on top"  
[X Link](https://x.com/gurumilespoints/status/1977781289425236199) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-13T16:59Z 7235 followers, 8886 engagements


"How much is too much πŸ˜‰ Havent sold a single coin since I started accumulating. While others are busy buying and selling I am building reserves. All bought at below market rate + reward points on top"  
[X Link](https://x.com/gurumilespoints/status/1979762700524867807) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T04:13Z 7235 followers, 65.5K engagements


"Credit cards were always meant to be a form of convenience not a debt instrument to make ends meet. Today banks are selling practically everything on EMI dangling the carrot of No-Cost EMI. The term No-Cost EMI has a psychological effect where people tend to forget that its essentially pushing your liabilities into future cash flows. This creates an artificial sense of purchasing power and if youre not careful you may end up spending beyond your means hurting your future cash flow. Paying upfront is usually the best approach. It keeps you grounded about your spending capacity and moreover you"  
[X Link](https://x.com/gurumilespoints/status/1980497485115400700) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-21T04:52Z 7235 followers, 9691 engagements


"@WhiteNinjaCC Got this in Nakano Broadway. But you can get the open heart Presage at BIC Camera. Get XX% tax free and X% coupon discount"  
[X Link](https://x.com/gurumilespoints/status/1966163256478937546) [@gurumilespoints](/creator/x/gurumilespoints) 2025-09-11T15:33Z 7225 followers, XXX engagements


"@grogu_rian BIC Camera / Yodobashi you will get good options. At BIC camera you will get XX% tourist discount + X% coupon discount. No need to go to authorised seiko stores really"  
[X Link](https://x.com/gurumilespoints/status/1966164991968686414) [@gurumilespoints](/creator/x/gurumilespoints) 2025-09-11T15:40Z 7229 followers, XXX engagements


"Grabbed X x 1g 24K (999) Mia by Tanishq Gold coins yesterday Got a great deal Listed Price 13406 Supercoins : XXX x X =686 SBI Credit Card discount : XXX Net paid : 12123 combination of gift card and SBI credit card. Gift cards will get me 14-16% reward extra. The supercoins were transferred from Marriott account. Perfect use of those Marriott points"  
[X Link](https://x.com/gurumilespoints/status/1976903380938178869) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-11T06:51Z 7224 followers, 7432 engagements


"Human greed has no end. 4L of Gift Vouchers OMG Any cards with high reward rate or wrong MCC is like the golden goose. Use in limit and you shall enjoy for life. Cut open the goose and you will lose it forever. This person will lose all the future potential rewards he could have earned and also potentially lose all Edge Rewards/Miles he has already made. Such players spoil the game for everyone. Their accounts will get blocked and at some point the game will stop too"  
[X Link](https://x.com/gurumilespoints/status/1976915701269975290) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-11T07:40Z 7224 followers, 18.7K engagements


"Took the plunge HSBC Travel One is here Upgraded my X years old HSBC Platinum Card because that was the easiest way to get it. I am impressed with the premium feel of the box and the card design is pretty elegant. Dont care about joining fees of 5k + GST because the card pays for itself. The reward rate is as good as Infinia EPM or M4B. Combined with no caps on Accor Redemption and Atlas gone this is going to be a star card going forward. For me Axis caps are exhausted Infinia transfer partners are not worth it at 1:0.5 (other than select few) EPM doesnt have a transfer partner other than Air"  
[X Link](https://x.com/gurumilespoints/status/1978816013425848516) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-16T13:31Z 7235 followers, 16.2K engagements


"People keep comparing it past patterns. But this time the drivers are different In the past gold rallies had clear triggers but whats happening now is bigger deeper and multi-dimensional Its not a reaction. Its a revaluation of global trust"  
[X Link](https://x.com/gurumilespoints/status/1979455197958275430) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"🌍 Geopolitical fragmentation With continuous Trade wars sanctions and global conflicts governments across the world are losing confidence in US and nations are diversifying their reserves. Keeping that in mind any other currency poses the same risk as $ reserves"  
[X Link](https://x.com/gurumilespoints/status/1979455221102424553) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"πŸ’°De-dollarisation Move away from USD in global trade settlements. Countries are trying to find ways to settle their payments in cross currencies to reduce dependency on $"  
[X Link](https://x.com/gurumilespoints/status/1979455230074064946) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T07:51Z 7224 followers, XXX engagements


"@FoxBat_IND The whole idea was time saving during peak traffic period. Experience isnt going to be world class (like Tokyo metro) but gets the job done"  
[X Link](https://x.com/gurumilespoints/status/1979630737717674252) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T19:28Z 7224 followers, XX engagements


"@DegenSubh @CreditCardsInd Mix of Infinia EPM and M4B. At todays level not sure if it will worth the efforts. For GV purchases there are enough MCC available which are eligible. But always keep an eye out for Swiggy Zepto deals for IDFC/Indusind/Yes Bank deals"  
[X Link](https://x.com/gurumilespoints/status/1979811304186732826) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T07:26Z 7234 followers, XXX engagements


"@thatshreyguy Haha. Jiss address par main hoon. Yeh sab uss address par nahi milega πŸ˜‰"  
[X Link](https://x.com/gurumilespoints/status/1979814631221944585) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T07:39Z 7234 followers, XXX engagements


"@vtrrk Many ways to sell. Either go to the authorised dealer of same brand. Some good brands are accepted by all dealers. Or just give to local jewellers in exchange for jewellery making. I have personally not sold any because I am accumulating as long term reserve"  
[X Link](https://x.com/gurumilespoints/status/1979877268806877689) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T11:48Z 7234 followers, XXX engagements


"@SartanparaYash @ccg33k @GoldDealsIndia @CardNiti @FinPaal Any deals available for palladium rhodium iridium ruthenium or osmium Asking for a friend"  
[X Link](https://x.com/gurumilespoints/status/1977432708130185313) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-12T17:54Z 7237 followers, XXX engagements


"I dont understand why people invest in digital gold. Its such an inefficient way of investing when you have alternate options like 1) SGBs (not anymore ofc but it was one of the best) 2) Gold ETFs / Mutual Funds 3) Physical Gold via credit card"  
[X Link](https://x.com/gurumilespoints/status/1979778620932698257) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T05:16Z 7237 followers, 5156 engagements


"@bipin1756 Hence diversification is important. Gold is not just an asset but its the best form of reserve for future generations too"  
[X Link](https://x.com/gurumilespoints/status/1979835418863620519) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T09:02Z 7237 followers, XXX engagements


"I buy Myntra flipkart Amazon Swiggy vouchers at discount using credit cards Then purchase gold coins from platform whenever there is sale. Also flipkart used to run discounts on certain credit cards back in the day. The offer keeps changing can only be done by people with multiple credit cards"  
[X Link](https://x.com/gurumilespoints/status/1979873988143964471) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-19T11:35Z 7237 followers, XXX engagements


"@eshwarvs Already have Marriott Infinia and Tata Neu. Not looking to add another HDFC card for 10%. Moreover I can always buy Swiggy voucher on Infinia or EPM. It wasnt adding any additional benefit on top. However definitely a solid card to have"  
[X Link](https://x.com/gurumilespoints/status/1980157315954389200) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-20T06:21Z 7237 followers, 1006 engagements


"Somebody please tell him that the world has moved on and people are buying gold with credit card"  
[X Link](https://x.com/gurumilespoints/status/1979552922490077630) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T14:19Z 7235 followers, 8011 engagements


"Gems of Credit Card world"  
[X Link](https://x.com/gurumilespoints/status/1979556172526166037) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-18T14:32Z 7235 followers, 8563 engagements


"Tried going to Airport via Metro Line X. Google Maps was showing XX mins from Powai on road. And when Google Maps shows XX mins it can be anywhere between XX mins to XXX hrs. Took an auto to Aarey Station. Boarded the metro. Ample space available. Got down at Chhatrapati Shivaji Metro T2. There is an internal elevator which connects with the airport. From there you have to walk around 100m. After few elevators and escalators you will be at the Departure Gates. Overall a decent experience. Gets the job done. So next time if you are short of time do consider taking the Metro Line 3"  
[X Link](https://x.com/gurumilespoints/status/1979224799936479630) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-17T16:35Z 7235 followers, 36.4K engagements


"Hotels is easy to check on Marriott app. How many MR points will be left post that will determine the answer to your flight question. For flight information with remaining points you will need to research on flights flying to Italy and if they are part of Flyer programs or not. Not so straightforward"  
[X Link](https://x.com/gurumilespoints/status/1980499915936837864) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-21T05:02Z 7235 followers, XXX engagements


"@PointsnMilesPro Agreed. Lots of parameters to consider. But based on my observations on Twitter I have seen most number stories of rejection for Niva Bupa. Could be observation bias. But thats not enough evidence to say that Niva Bupa is bad"  
[X Link](https://x.com/gurumilespoints/status/1980729313822666803) [@gurumilespoints](/creator/x/gurumilespoints) 2025-10-21T20:14Z 7235 followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@gurumilespoints Avatar @gurumilespoints MilesPointsGuru

MilesPointsGuru posts on X about $mar, rates, money, credit cards the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

Engagements Line Chart

  • X Week XXXXXX +96%
  • X Month XXXXXXX +780%
  • X Months XXXXXXX +88%
  • X Year XXXXXXXXX -XXXX%

Mentions: XX #

Mentions Line Chart

  • X Week XX +78%
  • X Month XX +306%
  • X Months XXX +118%
  • X Year XXX +85%

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +3.70%
  • X Month XXXXX +6.50%
  • X Months XXXXX +30%
  • X Year XXXXX +91%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XX% stocks XX% countries X% technology brands X% fashion brands X% currencies X% travel destinations X% social networks X%

Social topic influence $mar #48, rates 4%, money 4%, credit cards #211, $3048t 4%, coins 4%, inflation 2%, $850oz 2%, reset 2%, printed X%

Top accounts mentioned or mentioned by @travelbluez @formatri2021 @srinivasganapa2 @whiteninjacc @degensubh @thatshreyguy @vtrrk @bipin1756 @eshwarvs @pointsnmilespro @grogu_rian @kishorefinance @sagarrathore_ @rahuladi5 @amazingcreditc @loyaltylobby @gauravnoo @ms19s @mybmc @mybmcwards

Top assets mentioned Marriott International Inc (MAR) HSBC Holdings PLC (HSBC) Alphabet Inc Class A (GOOGL)

Top Social Posts #


Top posts by engagements in the last XX hours

"This is great news Looks like occupancy dropped significantly πŸ˜† At current rates it was getting difficult to redeem the vouchers even at member rates"
X Link @gurumilespoints 2025-10-18T06:09Z 7226 followers, 3203 engagements

"Lets look back first X 1970s Before 1970 dollar was backed by Gold but due to dollar acting as global reserve combined with weakening economy dollar was de-linked with Gold Bretton Woods collapse Dollar delinked from gold Inflation soared Gold shot up from $XX $850/oz Driver: System reset + inflation shock"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"2 20082011 After Global Financial Crisis huge amount of money was printed to support Quantitative Easing programs Trillions in QE Trust in banking system collapsed Gold hit $1920/oz Driver: Liquidity glut + fear"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"3 2020 Post COVID Crisis again lot of liquify was injected into the economy Unprecedented liquidity Safe-haven rush Gold hit $2075/oz Driver: Uncertainty + zero interest rates"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"🏦 Central bank accumulation Keeping the global uncertainty major economies are swapping their treasury reserves with Gold. Especially China Russia and other emerging markets are buying record amounts. This is also an attempt at taking away US dominance"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"Major devaluation of AU Zenith+ card I was keeping this card only because of the meet and greet benefit. X per quarter. My annual cost was 5000 + GST - 5000 points. So I was ok to keep it since my outflow was XXX Rs only. No way I am paying almost 6k during renewal for this useless card I used to recommend this card to people but unfortunately Small Finance Banks have to ruin their star products for chindi stuff The reward rate of X% is already a crime on this CC"
X Link @gurumilespoints 2025-10-18T09:36Z 7225 followers, 9800 engagements

"In Japan craftsmanship shows up head to toe. Just like a Seiko watch for your wrist the trip is incomplete without Onitsuka and ASICS for your feet. Bought 1) Onitsuka Tiger : Mexico XX SD Kill Bill 2) ASICS : Novablast X Black Wide Both shoes are super comfortable and the brand is obsessed with the compound used the moulding process the adhesion technology and more. A bit of history : Onitsuka Tiger was one of the first Sport shoe brand in Japan. After Onitsuka merged with GTO and Jelenk the parent company was named ASICS"
X Link @gurumilespoints 2025-09-28T04:15Z 7235 followers, 71.8K engagements

"Super tiring day. Gold/Silver deals just kept coming up X x 1g Tanishq Gold from Bigbasket (got X% Neucoin + X% off on BB voucher from Amazon paid via ASV ASV were generated from IDFC points). X x 0.5g + X x 1g Kalyan Gold from Swiggy Instamart (3 IndusInd CC XX% discount + double dip on rewardz festival milestone) X x 20g GULLAK Silver from Flipkart (Low Price + SBI CC discount) Overall all purchases were below market rate + reward points on top"
X Link @gurumilespoints 2025-10-13T16:59Z 7235 followers, 8886 engagements

"How much is too much πŸ˜‰ Havent sold a single coin since I started accumulating. While others are busy buying and selling I am building reserves. All bought at below market rate + reward points on top"
X Link @gurumilespoints 2025-10-19T04:13Z 7235 followers, 65.5K engagements

"Credit cards were always meant to be a form of convenience not a debt instrument to make ends meet. Today banks are selling practically everything on EMI dangling the carrot of No-Cost EMI. The term No-Cost EMI has a psychological effect where people tend to forget that its essentially pushing your liabilities into future cash flows. This creates an artificial sense of purchasing power and if youre not careful you may end up spending beyond your means hurting your future cash flow. Paying upfront is usually the best approach. It keeps you grounded about your spending capacity and moreover you"
X Link @gurumilespoints 2025-10-21T04:52Z 7235 followers, 9691 engagements

"@WhiteNinjaCC Got this in Nakano Broadway. But you can get the open heart Presage at BIC Camera. Get XX% tax free and X% coupon discount"
X Link @gurumilespoints 2025-09-11T15:33Z 7225 followers, XXX engagements

"@grogu_rian BIC Camera / Yodobashi you will get good options. At BIC camera you will get XX% tourist discount + X% coupon discount. No need to go to authorised seiko stores really"
X Link @gurumilespoints 2025-09-11T15:40Z 7229 followers, XXX engagements

"Grabbed X x 1g 24K (999) Mia by Tanishq Gold coins yesterday Got a great deal Listed Price 13406 Supercoins : XXX x X =686 SBI Credit Card discount : XXX Net paid : 12123 combination of gift card and SBI credit card. Gift cards will get me 14-16% reward extra. The supercoins were transferred from Marriott account. Perfect use of those Marriott points"
X Link @gurumilespoints 2025-10-11T06:51Z 7224 followers, 7432 engagements

"Human greed has no end. 4L of Gift Vouchers OMG Any cards with high reward rate or wrong MCC is like the golden goose. Use in limit and you shall enjoy for life. Cut open the goose and you will lose it forever. This person will lose all the future potential rewards he could have earned and also potentially lose all Edge Rewards/Miles he has already made. Such players spoil the game for everyone. Their accounts will get blocked and at some point the game will stop too"
X Link @gurumilespoints 2025-10-11T07:40Z 7224 followers, 18.7K engagements

"Took the plunge HSBC Travel One is here Upgraded my X years old HSBC Platinum Card because that was the easiest way to get it. I am impressed with the premium feel of the box and the card design is pretty elegant. Dont care about joining fees of 5k + GST because the card pays for itself. The reward rate is as good as Infinia EPM or M4B. Combined with no caps on Accor Redemption and Atlas gone this is going to be a star card going forward. For me Axis caps are exhausted Infinia transfer partners are not worth it at 1:0.5 (other than select few) EPM doesnt have a transfer partner other than Air"
X Link @gurumilespoints 2025-10-16T13:31Z 7235 followers, 16.2K engagements

"People keep comparing it past patterns. But this time the drivers are different In the past gold rallies had clear triggers but whats happening now is bigger deeper and multi-dimensional Its not a reaction. Its a revaluation of global trust"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"🌍 Geopolitical fragmentation With continuous Trade wars sanctions and global conflicts governments across the world are losing confidence in US and nations are diversifying their reserves. Keeping that in mind any other currency poses the same risk as $ reserves"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"πŸ’°De-dollarisation Move away from USD in global trade settlements. Countries are trying to find ways to settle their payments in cross currencies to reduce dependency on $"
X Link @gurumilespoints 2025-10-18T07:51Z 7224 followers, XXX engagements

"@FoxBat_IND The whole idea was time saving during peak traffic period. Experience isnt going to be world class (like Tokyo metro) but gets the job done"
X Link @gurumilespoints 2025-10-18T19:28Z 7224 followers, XX engagements

"@DegenSubh @CreditCardsInd Mix of Infinia EPM and M4B. At todays level not sure if it will worth the efforts. For GV purchases there are enough MCC available which are eligible. But always keep an eye out for Swiggy Zepto deals for IDFC/Indusind/Yes Bank deals"
X Link @gurumilespoints 2025-10-19T07:26Z 7234 followers, XXX engagements

"@thatshreyguy Haha. Jiss address par main hoon. Yeh sab uss address par nahi milega πŸ˜‰"
X Link @gurumilespoints 2025-10-19T07:39Z 7234 followers, XXX engagements

"@vtrrk Many ways to sell. Either go to the authorised dealer of same brand. Some good brands are accepted by all dealers. Or just give to local jewellers in exchange for jewellery making. I have personally not sold any because I am accumulating as long term reserve"
X Link @gurumilespoints 2025-10-19T11:48Z 7234 followers, XXX engagements

"@SartanparaYash @ccg33k @GoldDealsIndia @CardNiti @FinPaal Any deals available for palladium rhodium iridium ruthenium or osmium Asking for a friend"
X Link @gurumilespoints 2025-10-12T17:54Z 7237 followers, XXX engagements

"I dont understand why people invest in digital gold. Its such an inefficient way of investing when you have alternate options like 1) SGBs (not anymore ofc but it was one of the best) 2) Gold ETFs / Mutual Funds 3) Physical Gold via credit card"
X Link @gurumilespoints 2025-10-19T05:16Z 7237 followers, 5156 engagements

"@bipin1756 Hence diversification is important. Gold is not just an asset but its the best form of reserve for future generations too"
X Link @gurumilespoints 2025-10-19T09:02Z 7237 followers, XXX engagements

"I buy Myntra flipkart Amazon Swiggy vouchers at discount using credit cards Then purchase gold coins from platform whenever there is sale. Also flipkart used to run discounts on certain credit cards back in the day. The offer keeps changing can only be done by people with multiple credit cards"
X Link @gurumilespoints 2025-10-19T11:35Z 7237 followers, XXX engagements

"@eshwarvs Already have Marriott Infinia and Tata Neu. Not looking to add another HDFC card for 10%. Moreover I can always buy Swiggy voucher on Infinia or EPM. It wasnt adding any additional benefit on top. However definitely a solid card to have"
X Link @gurumilespoints 2025-10-20T06:21Z 7237 followers, 1006 engagements

"Somebody please tell him that the world has moved on and people are buying gold with credit card"
X Link @gurumilespoints 2025-10-18T14:19Z 7235 followers, 8011 engagements

"Gems of Credit Card world"
X Link @gurumilespoints 2025-10-18T14:32Z 7235 followers, 8563 engagements

"Tried going to Airport via Metro Line X. Google Maps was showing XX mins from Powai on road. And when Google Maps shows XX mins it can be anywhere between XX mins to XXX hrs. Took an auto to Aarey Station. Boarded the metro. Ample space available. Got down at Chhatrapati Shivaji Metro T2. There is an internal elevator which connects with the airport. From there you have to walk around 100m. After few elevators and escalators you will be at the Departure Gates. Overall a decent experience. Gets the job done. So next time if you are short of time do consider taking the Metro Line 3"
X Link @gurumilespoints 2025-10-17T16:35Z 7235 followers, 36.4K engagements

"Hotels is easy to check on Marriott app. How many MR points will be left post that will determine the answer to your flight question. For flight information with remaining points you will need to research on flights flying to Italy and if they are part of Flyer programs or not. Not so straightforward"
X Link @gurumilespoints 2025-10-21T05:02Z 7235 followers, XXX engagements

"@PointsnMilesPro Agreed. Lots of parameters to consider. But based on my observations on Twitter I have seen most number stories of rejection for Niva Bupa. Could be observation bias. But thats not enough evidence to say that Niva Bupa is bad"
X Link @gurumilespoints 2025-10-21T20:14Z 7235 followers, XX engagements

creator/x::gurumilespoints
/creator/x::gurumilespoints